JPS622398A - Cash management system - Google Patents

Abstract

(57) [Summary] This bulletin contains application data before electronic filing, so abstract data is not recorded.

Description

DETAILED DESCRIPTION OF THE INVENTION [Field of Application of the Invention] The present invention relates to a cash management system in a branch of a financial institution.

[Background of the invention]

In the conventional method, funds were managed between one automatic cash handling device and each cassette safe was used as described in Japanese Patent Application Laid-Open No. 6Q-17582. Gender is not considered. Also, as described in Japanese Patent Application Laid-Open No. 11988/1988,
Managing funds between automatic cash handling devices After making the safe run itself and connecting the safe to the automatic cash handling device, bills can be transferred one by one directly from the automatic cash handling device or the automatic handling device.

Although the device was designed to be transported in the opposite direction, no consideration was given to operational reliability when the device was connected.

[Purpose of the invention]

The purpose of the present invention is to provide an automatic transaction system as described above! In addition, the teller cash handling device at the counter has a function that automatically replenishes and collects coins! To provide a simple and highly reliable cash management system.

[Summary of the invention]

This invention monitors the remaining amount of cash in the device by denomination in general cash handling devices including automatic transaction devices, and when the remaining amount exceeds a predetermined value or becomes insufficient. , an automatically removable cassette safe is mounted on a self-propelled carrier (hereinafter referred to as a carrier), and a safe common to the entire system (hereinafter referred to as a central safe) is connected to a device that has an excess or shortage of cash. By running the machine, if the remaining amount is in excess, it is collected in the central safe, and if the remaining amount is insufficient, it is refilled in the cash handling device.

At this time, a data signal indicating a collection request or a replenishment request is sent from the device that caused the excess or deficiency to the central control device to report the excess or deficiency of the remaining amount.

The central control device that receives the signal controls the system until the series of collection or replenishment operations is completed.

Furthermore, when a carrier equipped with a cassette safe is connected to a centralized safe or cash handling device, it has a means for contactless communication with those devices, and provides information on start of travel, stop of travel, and travel destination. is received from the equipment, and while the vehicle is running, it runs on its own using well-known light reflection type route control based on the received injury/injury information.

[Embodiments of the invention]

An embodiment of the present invention will be described below with reference to FIGS. 1 to 5.

FIG. 1 shows an example in which the present invention is applied to a cash handling device, particularly an automatic cash transaction device having automatic deposit and payment functions. At the time of deposit, the banknotes deposited from the deposit/withdrawal port 106 are passed through the conveyance paths α and b to the discrimination unit 105.
The authenticity of banknotes, whether they are fit or not, and denominations are determined at the banknotes. Banknotes that are determined to be genuine and authentic are transported to the conveyance path.

10,000 yen box 101, 5,000 yen box 102, and 1,000 yen for each denomination identified via d.

It is stored in box 105. In addition, banknotes that are determined to be counterfeit or unprofitable banknotes are transported back through the conveyance route and then returned to the
6 will be returned. On the other hand, when withdrawing money, the money is drawn out from the boxes 101 to 105 for each denomination, passes through the respective conveyance paths M, /, i, and then passes through the conveyance paths t and b to the discriminating section 10.
At step 5, the banknotes are identified in the same way as when depositing, and genuine and correct banknotes are transferred to the conveyance path.
The money is then withdrawn to the deposit/withdrawal port 106. At this time, the bills determined to be unfit bills are stored in the reject box 104 through the conveyance path d. Here, 10,000 yen box 10
The broken lines shown in Figure 1 indicate the upper limit 101A and lower limit 101B of the appropriate amount of banknotes that can be stored under the internal pressure of the box.In other words, if more than 101 million yen notes are stored, the optical sensor 8 Detects the excess state by means such as a surcharge and requests the system to collect the excess banknotes.Lower limit value 10
If the amount falls below 1B, the system is requested to replenish the missing banknotes using the same method.

The cassette safe 115 temporarily stores banknotes that move when performing the above-mentioned replenishment and collection operations, and in the case of collection, the banknotes are stored via the transport path f, and in the case of replenishment, the banknotes are stored via the transport path t.
Each denomination is stored in a box for each denomination from the cassette safe 115 via the cassette safe 115.

The cassette safe attachment/detachment mechanism 110 connects the cassette safe 115 from the automatic cash transaction device 100 to the carrier 500 when the carrier 500 is connected to the automatic cash transaction device 100.
It controls the sending out of the cassette, and the reverse operation of storing the cassette safe 115 from the carrier 500 to the automated teller machine.

The buffer mechanism 112 has a spring function and a magnetic attraction function, and when the carrier 500 approaches, absorbs the impact of a collision between devices and at the same time functions as a guide to enable accurate positioning.

The optical transmitter 111 communicates control information necessary for controlling the travel of the cassette safe 1150 between the automatic cash transaction device 100 and the carrier 500 while the carrier 500 is connected.

conduct. Specifically, it is the transmission of a carrier stop signal, a carrier start signal, and a carrier destination signal. .

The control unit 109 includes a customer operation unit 107 and a customer display unit 10.
8 and at the same time control all operations of each component of the automatic cash transaction device 100 described above.

FIG. 2 shows an embodiment of a centralized safe. The centralized safe 200 does not have a deposit/withdrawal port because the operator does not personally deposit or withdraw banknotes.

The basic structure is similar to the automatic cash transaction device 100 described above, except that the capacity of each separate safe 201 to 203 is larger than that of a normal cash handling device because it is a centralized safe for the entire system. are equivalent.

FIG. 5 shows an embodiment of the carrier. Carrier 500 is a self-propelled type powered by Batch I)-501.

be. The central safe 200 or the optical receiver 504

After receiving the destination signal 1 and the carrier start signal from the cash handling devices 100, 451, and 461, the controller 502 activates the drive mechanism 505 to start traveling.

While driving, a reflective optical sensor 506 monitors the floor surface.

Along the aluminum reflective tape 404 that has been laid in advance.

to reach the target device while controlling the route. .

The broken line in the figure shows the external shape of the cassette safe 508 when it is mounted, and the hook 509 is connected to the carrier attachment/detachment mechanism (for example, the first 110) in the figure. Guide 5
07 is a guide for accurately mounting and mounting the cassette safe 50B at a predetermined position on the table of the carrier 500.

FIG. 4 is a system configuration diagram of the above-mentioned apparatus.

An example of actual operation will be explained with reference to this figure. Now, as an example, the automated teller machine 100 in the figure has 100,000 yen and 1 vux 101.
exceeds the upper limit of 101A, and the excess 10,000 yen notes are stored in the central safe 20.
Consider the case of recovering to 0. First, automatic cash transaction device 10
0 is approximately 1/10000 yen bill in the 10000 yen box 101! (Taking into account excess and deficiency, the optimum value of the remaining amount is generally the intermediate value between the upper and lower limits), and the remaining - excess amount is stored in the cassette safe 115. When the storage is completed, the signal cable 40 of the control unit 109
A collection request signal is transmitted to the central control device 400 via 1°. When the central control device 400 receives the collection request signal, it transmits the collection request signal including the device identification information of the automatic cash transaction device 100 to the centralized safe 200, and instructs the system to start the collection operation. Centralized safe 20 by activation of collection operation
0 transmits a destination signal indicating the automated teller machine 100 and a carrier start signal to the carrier 500 at the home position 405 via the optical transmitter 210.

Upon receiving the carrier start signal, the carrier 500 immediately activates the drive mechanism 505 and starts traveling.

The route side (goods) on which the vehicle is traveling is marked by route markings 405 and 406, etc. When the automatic cash transaction device 100 approaches and the nearby marking 410 is detected by the optical sensor 506, the drive mechanism is controlled and decelerated. When the connection is completed and the devices are brought into close contact by the buffer mechanisms 112 and 505, a carrier stop signal is received from the optical transmitter 111 and the traveling operation is completely stopped. Next, automatic cash transaction device 1
00 sends out the cassette safe 115 onto the stand of the carrier 500 by the cassette safe attachment/detachment mechanism 110. When the sending is completed, a carrier start signal is transmitted to the carrier 500. The carrier 500 starts running again and returns to the central safe 200 via the same route. Automatic cash transaction device 10 stored in the transported cassette safe
0 excess banknotes are collected in the centralized safe 200, the empty cassette safe 115 is set in the re-string automatic cash transaction device 100, and the carrier 500 returns to the home position 405, stops, and waits for the next activation. do. In the figure, 451 indicates an automatic cash dispensing device as another example of the cash handling device, and 461 indicates an automatic cash deposit device. Further, from the viewpoint of cash management safety, the hatching section 402 indicates that it is normally a no-go area and needs to be protected with some kind of physical enclosure or the like.

FIG. 5 illustrates the transition of a specific collection operation, and the black portion indicates the presence of banknotes 1. A series of operations from Fl to F15 are shown in units of operations.

As is clear from the figure, 9, carrier 50 in the case of recovery operation.
0 makes two round trips between the centralized safe 200 and the device (cash handling device group). .

The first time this is done is to collect the banknotes, and the second time is to return the cassette safe to the original device. In the case of replenishment, it is obvious that the first time is to collect the cassette safe, and the second time is to replenish banknotes.

〔Effect of the invention〕

According to the present invention, it is possible to automatically replenish and collect cash from a cash handling device, which conventionally relied on manual labor, by using a single carrier and laying an easy-to-install route, so that the system can be easily maintained. At the same time, it is possible to realize appropriate fund management without storing more funds than necessary in the cash handling device, and it is also possible to improve the efficiency of cash management operations by managing cash all at once.

[Brief explanation of drawings]

Fig. 1 is a functional schematic diagram of an automatic cash transaction device to which the present invention is applied, Fig. 2 is a functional schematic diagram of a centralized safe, Fig. 3 is a functional schematic diagram of a carrier, and Fig. 4 is a system configured by each device. FIG. 5 is a schematic layout diagram showing a specific example of cash collection operation. 100... Automatic cash transaction device. 101...Yen box, 105...Identification unit, 106...Deposit/withdrawal port, 109...Control unit, 110...Cassette safe attachment/detachment mechanism, 111...Optical transmitter, 112... - Buffer mechanism, 112... Cassette safe, 200... Centralized safe, 500... Carrier, 502... Control unit, 505... Drive mechanism, 504... Optical receiver, 506... Reflective optical sensor, 507... Guide, 400... Centralized control device, 403... Home position, 404... Aluminum reflective tape, 405, 406... Running path marking, 407-4
10... Neighborhood Ma Young, 451... Automatic cash dispenser, 461... Automatic cash deposit machine. Representative Patent Attorney Masaru Ogawa -3"

Claims (1)

[Claims] Multiple cash handling devices that have a function to monitor the amount of cash held by denomination, a centralized safe that centrally and commonly manages the cash used by the cash handling devices, and a common safe built into the equipment group. a safe that is automatically removable and has a shape of In a cash management system consisting of a central control device that controls the system, if there is an excess or deficiency in the appropriate cash holding amount uniquely and predetermined for each of the cash handling devices, the cassette in the cash handling device A cash management system characterized in that a safe is mounted on the carrier and is moved back and forth between the cash handling device and the centralized safe.