JPS6160192A - Coin dispensing method for teller's machine - Google Patents

Abstract

(57) [Summary] This bulletin contains application data before electronic filing, so abstract data is not recorded.

Description

[Detailed Description of the Invention] [Industrial Application Field] The present invention relates to a teller's machine used in financial institutions such as banks, and particularly relates to a method for processing coins during withdrawal transactions.

[Conventional technology]

Traditionally, in financial institutions such as banks, various transactions such as savings deposits, term deposits, current account deposits, etc. In addition, in the case of withdrawal transactions, the cash to be paid out is counted by hand, confirmed, and input into the teller's machine, and in the case of withdrawal transactions, the cash to be paid out is placed in a bill dispenser or coin dispenser (dispensed in a number and handed to the customer), and for each transaction. The amount data or detailed data of the generated slips, such as the amount or number of cash by denomination, are input into the teller's machine to collect and close the amounts for each category, type, and amount, and the teller's machine is also sent to the teller's machine. The total amount of the transaction was calculated and the amount was printed on the above-mentioned slip using the printing mechanism of the teller's machine.

[Problems that the invention attempts to solve]

However, in recent years, banks have opened many branches in the city, and each branch is equipped with machines that handle a large number of bills and coins. Therefore, a large amount of equipment costs were required.

In addition, the public money exchange business has not yet been mechanized.
Recently, mechanization has become important in this work as well.

However, many machines were in use at the transaction counter mentioned earlier, and increasing the number of machines any further was a problem in terms of space, and there was a problem in terms of equipment costs. . In addition, since the amount of work involved in public money exchange operations is not so large at present, it is difficult to introduce expensive systems, and there is a need for simple and inexpensive machines and systems.

[Means for solving problems]

The present invention provides for the denomination of coins to be paid out at the time of withdrawal transaction,
Aggregate transaction results at the time of withdrawal by entering the number ♀ R14
The memorizing teller's machine and the coin sorting counter that divides the inserted coins one by one, detects the denomination and quantity, temporarily holds the coins, and returns or takes in and stores the temporarily held coins. In the teller's machine, input the input denomination and quantity of coins to be withdrawn, and the denomination and several digits of the coins temporarily reserved in the coin sorting and counting machine. To provide a coin dispensing processing method for a teller's machine in which coins temporarily reserved are automatically returned after matching and are dispensed as coins for dispensing.

[For production]

By connecting a coin counting machine to the Teller's Machine, it is possible to make deposits and withdrawals of coins, and by reducing the number of connected machines, it is possible to carry out conventional various transaction operations, public money exchange operations, etc. at a low cost. This is what I did.

〔Example〕

FIG. 1 shows a system comprising a combination of a teller's machine and a coin counting machine that can be used to carry out the present invention. In the illustrated example, two Terrors Machines TML and TMR (
Among them, TMR is simply shown in a block diagram, but TMI-
A coin counting machine 5 is arranged between (similar to) and 3-, and the coin counter 5 is arranged between
, connected to the TMR. One '91 LQ It
Number + 'a 5 is now used as 1 (also,
In the illustrated example, two coin dispensing machines PCL and PCR (the PCR is shown as a block, but it is similar to the PCI) are installed corresponding to the two tellers machines.
J and the corresponding Terror's Machine TML, TM
Connected to R.

FIG. 2 is a block diagram showing the internal configuration of one Terror's Machine TM1- and connections to other devices. In the same figure, 1 is a CPLJ (central processing unit) that performs overall control of Terror's Machine TMI-, and this CPU 1 has a display device 2 that displays various data and guidance, and a display device 2 that displays calculated data, etc. A printer 3 that prints out data to the CP
A ROM/I storing the control program of U1 is connected to the CPU 1, and the CPU 1 also has a keyboard 10 for inputting data, commands, etc., and a temporary storage section 30 for temporarily storing calculation results of transactions. and - a main storage unit 40 that aggregates and stores the results of each transaction each time the transaction is completed.

The keys on the keyboard 10 include an item key 110 for inputting transaction items such as current, regular, regular, etc., as well as cash, store coupons,
A transaction classification key 120 for inputting the transaction classification of other store tickets, etc., and the denominations of banknotes and coins (for coins, 500 yen coin, 100 yen coin, 50 yen coin, 1,000 yen coin, 10,000 yen coin) rjf!
a denomination key 130 for instructing input of coins, - yen coins), a deposit key 140 for instructing a deposit, a withdrawal key 150 for instructing a withdrawal of a transaction, and a denomination key 150 for performing a zero proof at the time of a transaction. A verification key 160, a completion key 170 for inputting an instruction to terminate the transaction device, a numeric keypad 180 for inputting numerical information such as an amount or a numerical value, and a key for revalidating the currency (counting for confirmation). The coin counting machine has a receiving key 190 for returning the counted coins, and a return key 195 for instructing the coin counting machine to return the counted coins.

The temporary storage unit 30 is composed of a normal calculation area 310 used in the normal n] calculation mode within the teller's machine, and a buffer area (verification buffer) 330 for checking deposits and withdrawals. The buffer area 330 consists of a memory area J shown in FIG.

Figure 4 shows the internal configuration of the hard Fj'M separate machine.
Deposit coins (input slot 502 opened on the top of main frame 501)
When it is thrown in, it is sent onto the horizontal disk 503 through the chute. Star Pokun 562L or 562
By pressing R, the horizontal disk 503 rotates, and the centrifugal force caused by the rotation of the horizontal disk 503 causes the coins to be sent one by one into the different denomination coin discrimination/exclusion passage 504. Identification section 520 provided in the middle of passage 504
In order to identify the denomination, etc. of the passing coin, the memory unit is connected to a memory (not shown in Fig. 4) of the size shown in Fig. 5, and information is sent to the memory to identify the coin. It is the one that performs the number of tears. The result of the identification by the identification unit 520 is also ll! I! It is also used to control whether the coins are guided to the rejiku 1 section 505 or to the temporary storage section. for example,
During the First Kanko 1 number processing described below, coins determined by the identification unit 520 to be of a denomination other than the specified denomination or coins that cannot be identified are
It is guided to the reject section 505 through a not-shown coat.

On the other hand, coins of the corresponding denomination are sent through the different denomination coin discrimination/exclusion passage 504 to a coin classification passage 506 provided behind it. The classification passage 506 is the passage 504
Together with this, it constitutes the conveyance section, and in order from small diameter to large diameter denominations, that is, 1 yen.

50 yen, 5 yen, 100 yen, 10 yen, and 500 yen are passed through the sorting holes 5068 to 506 f -1x provided in this order, and each denomination coin is passed through the corresponding sorting holes 506 a to 506 f -1x.
Drop to 506f.

The coins dropped into the sorting holes 506a to 506f pass through the coins 507, which are provided with lead-out spaces for each denomination for the number of denominations, to the denomination storage units 508a to 508 of the temporary storage unit 508.
f and is put on hold.

The temporary storage section 508 is connected to a drive plate 509 that is moved in conjunction with a motor 50M.

The deposited coins are classified into storage units 508a to 508 for each denomination.
The motor 50 M is held at f.

When the temporary storage section 508 is pushed toward the front side through the drive plate 509, it moves to the top of the return section 510. Each denomination storage unit 5088 to 508 has an open bottom, and is located on a base (not shown) in the normal position shown, and temporarily stored coins are separated by denomination in each denomination storage unit 508a to 508f. When the temporary holding section 508 moves to the top of the return section 510, the coins fall and are discharged into the return IJ1 section 510.

The one-barge temporary holding section 508 retreats and returns to its normal position.

On the other hand, when coins are to be taken in, the temporary storage unit 508 is moved to the lead-out shoes 1 to 511 through the motor 50M drive plate 509.
508a to 508.
The bottom of f is separated from the base and all the coins are derived.
Sent to 11.

After that, the temporary storage section 508 moves the motor 50M1 drive plate 50
9 to return to the normal position.

The extraction chute 511 is formed with a denomination-specific cut section (not shown) that is divided for each denomination, and the lower opening of each denomination-specific chute section is stored in a storage section 512 provided at the bottom of the machine frame 501. Storage boxes 513a to 5 for each denomination
It is installed facing the upper opening of 13f.

Therefore, each denomination coin is sent from the denomination temporary holding section 508a to 508f to the denomination specific storage box 513a to 513f and stored in the denomination specific storage box 513a to 513f through the denomination specific storage section of the denomination coin 511.

Of the configuration of the coin counting machine 5 described above, some of the input port or hopper 502, the reject section 505, and the return section 510 also appear in the external appearance shown in FIG. Further, in FIG. 1, 512D is the door of the storage section 512, and this door is provided with a hinge at the bottom of the door so that it can be opened and closed a number of times fj+L around the lower edge of the door. The storage boxes 138 to 13f arranged by denomination can be pulled out by opening the door.

An operating section and a display section are also installed on the surface of the coin counter 1 and 5, as shown in FIG. The operation unit is Starton I ~ knob push button switch 511L, '511R
1 Return push button switch 5'l' 2 +-, 512R
has. Start/switch I~button push button switch 51
1L and F511R are operated to start counting (adding further to each count value), and stop counting.When pressed during stop F, it starts counting, When pressed, it stops. Return section button switch 51
21゜51" 2 R is for instructing to transfer coins from the temporary storage section to the return section. Switch 511
1.511R, '5121.512R are Ht-J separately for the left and right teller's machines, and the left teller has left switches 5'1'I'm and 512' I
-, the teller on the right is supposed to operate switches 511R and 512R.゛The display section of the coin argument machine 5 includes a number display section that displays the number of coins for each denomination, and a display section that displays the occurrence of an abnormality. The display section further includes operation display sections 517L and 517R. The operation display section 517m, '571R shows the count Ij
! When I5 is occupied by either the left or right Terror's Machine, only the display on the corresponding side lights up, and when it is not occupied by any Terror's Machine and can accept occupation, Both displays light up.

6 to 8 show the operating procedure and operation of the teller's machine and coin counting machine as described above. First, the 6th
The figure schematically shows the operating procedure and operation of a teller's machine when a person withdraws money. Here, it is assumed that the left Terror's Machine TMI- is operated.

First, use the item key 110 of Teller's Machine ML to specify a transaction item, such as "ordinary deposit" (5OO1), then enter the customer's account number using the numeric keypad 180 (800
2). Then, based on these, the journal transaction item and account number of printer 3 are printed (SO'04)
Next, the total amount of the transaction is input using the numeric keypad 180. (SOO5). The input sum amount is stored in the rules amount memory area N of the buffer area 330 of the temporary storage section 30.
Stored in TM.

Next, press the deposit key 140 or the withdrawal key 150.
8007', 5O32) Enter the number or amount of each denomination using the denomination key 130 and numeric keypad 180 (S
OO8,8009,8008'.

8009'). This operation provides a breakdown of the previously input total amount. The input number of coins by denomination or amount is stored in the buffer area 330 in the number of coins by denomination scale column J rear NKM.

Also, J: is printed on the printer (Solo.

5O10'). After performing the above operations for all denominations, the completion key 17'O or the receipt key 190 is pressed ('SO11, SO'20). When the completion key 170 is pressed, the CPU of the Terror's Machine will generate 5 coins M.
Please check whether the connection is normal and whether the signal line is connected normally.SOl 2.801"'
2") If there is an abnormality, an alarm is issued and the operator is notified (SO'13°8013'). If it is normal, the withdrawal or deposit processing is performed.

In the case of a withdrawal process, first, the contents in the denomination-specific number-of-coins memory area NKM of the buffer area 330, that is, the denomination-specific number of coins data, are transferred to the withdrawal data number-of-coins memory area TDM of the coin counter 5 (8015). . In response to this, the coin counting machine 5 performs initial counting processing (8016
'). This first count counting process is input from the input port 502,
This is to count and separate a specified number of coins from an unspecified number of coins loaded on the disk 503.

FIG. 7 shows the operation of the coin argument machine when performing the first coin counting process. Normally, the operation display section 51
71 and 517R are both lit to indicate that the coin argument machine 5' is ready to accept the teller's machine on either side ('S20'1'). When withdrawal data is input from one Tellers machine (S2
02), the number of coins for each denomination is stored in the withdrawal data storage memory area TDM, and a flag for the denomination to be withdrawn is set (
S203>, corresponding flags are set depending on whether the teller's machine to which the above data was transferred is the one on the right or the one on the left. Then, the operation display section on the opposite side is turned off. Here, the teller inserts a coin into the insertion slot 502. Then, when the teller presses the start pushbutton switch 5111- (3204), it is checked by referring to the flag whether the switch is on the side of the teller's machine that transferred the data.
05), clear the counting memory area COU (S20
6).

Then, after confirming that coins are loaded on the disk 503 (S207), the conveyance section is activated (
8208). The disk 503 is rotated (8209). As a result, the coins are paid out and conveyed in order. When the coin passes through the identification unit 520, the denomination is determined (8210).
, if the denomination of the set denomination flag is normal (8211), it is stored in the denomination-specific counting memory area C.
Add +1 to the denomination value of the applicable denomination of OU A212),
The coins are guided to the temporary holding section 508 through the sorting passage 506.
(8212>. Then, it is checked whether the +1 count value matches the corresponding value in the withdrawal data memory TDM (3215), and if they do not match, the process proceeds to step 5216. When it is determined that the coin is of a denomination other than the species flag or is a fake coin, or when it is unidentifiable (S211), the coin is guided to the reject unit 505 (S211).
214). The process then proceeds to step 8216. In step 8216, it is checked whether there are any more coins on the disk. , and the payout of coins from the disk 503 is as follows:
Continuously, steps 8210-8216 are performed in parallel and cyclically as long as there are coins in disk 503. In step 8216, when the coins run out, the disk and conveyance section are stopped after a predetermined time! ;(8
217), wait until the coin is replenished through the coin slot and the start button 512L is pressed (S218゜8219).
) Return to step 208 and restart the operation of the feeding section.

In step 5215, when the count value (contents of memory area COU) of the denomination for which the flag is set matches the withdrawal data (contents of memory area TDM), the flag of the corresponding denomination is reset (turned off). (S221). Then, it is checked whether there is any denomination whose flag is still on (5223), and if there is, the process returns to start 5207. At this time, the teller then inserts a coin of the denomination to be counted, loads it onto the disk, and starts counting of that denomination.

In step 5222, if the flags for any denomination are off, turn off the disc and the conveyor (8224);
8225), and the return 7Jl command is given from the Terror's Machine (S226).
), the return is made (8227). That is, the coins in the temporary storage section are transferred to the return section. Then, all memory and flags are cleared (8228), and the process returns to step 5201.

Although not shown in FIG. 7, if an abnormality such as a jam occurs, the number machine 5 stops and issues an alarm or the like. in this case,
After removing the cause of the abnormality, repeat the counting.

When the counting is completed normally and a message to that effect is sent from the M number machine 5 to the teller's machine 5 (8225 in Figure 7), a return command is given from the teller's machine (8017).
). Accordingly, a return is made in word 1 several machine 5 (
(Fig. 6 8227) is as described above. Then press receive 1 = -19,0 or completion key 170 (Fig. 6 5O
20,5O30). When the completion key 170 is pressed,
When you insert the slip into the printer of Teller's Machine, it will be recognized and
A stamp room is performed, and a corresponding record is also printed in the journal (3026). Then, check whether there is a deposit transaction (3029>), and if there is, return to start 8005. If not, clear various memories and (SO31)
, ends the process.

When the receipt key 190 is pressed (8020), confirmation counting processing is performed (SO21). This process is a process to check whether the number of coins loaded on the disk matches the number input into the teller's machine. step 5O16) or by hand or other machine (step 80 immediately after step 50100 in FIG.
The process proceeds to step 20 mainly when initial counting is performed manually or by other machines, or when coins are dispensed by coin dispensing IPCL. ) This is done to confirm whether the number of coins counted is correct. In addition, after performing the first coffin count with a counting machine, the number of confirmation letters is 1 to 15. I often do 1 number.

FIG. 8 shows the operation of the bill counting machine when performing confirmation counting processing. ``Similar to FIG. 7, in the standby state, the operation display section 517L.

517R are both lit (S301). Definitely lff
When 1 number data is input (S302), the confirmation counting processing graph on the left or right side is set depending on which side of the teller's machine the data is input from, and the operation display section on the opposite side is turned off ( S303). Then, when the teller presses the start button (8304), it confirms that it is from the teller's machine that sent the data (S305), clears the counting memory area (S306), and displays the data on the disk. Wait until the coins are loaded (S30'7), operate the conveyance section, (3308)
. The disk is rotated (S309).

As a result, coins are fed out and conveyed one after another.

When a coin passes through the identification unit 505, its denomination is identified and counted (S310), that is, the count value of the corresponding denomination in the counting memory area COU is incremented by 1. If the coin is a normal coin of the corresponding denomination, the coin is guided to the temporary holding section 508 (8312); otherwise, the coin is guided to the receiving section 508.
5 (S313). Thereafter, it is checked whether there are any more coins on the disk (S314). Furthermore, Ste.1
' Tubes 5310-5314 are performed in parallel and repeatedly. If there are no more coins in step $314, the disk and the conveyor are stopped 1S315).

Then, the counting data is output to the teller's machine (83
18). Then, it waits for a storage command or a return command to be given (S314.5320), and then stores it in the gold phase or returns it to the return department (8321, 8322>, and then turns off all memories and flags in step S314.5320). ),
Step 301, ie, the process returns to the standby state.

Note that the processing when an abnormality occurs during counting is the same as in the case of FIG. 7.

Confirmation ■ The counting is completed normally and the division data is sent from the counting machine 5 to the teller's machine TML (5022 in Figure 6).
That data is in buffer area 3 of Terror's Machine TML.
The data is stored in the verification memory area CKM of No. 30, and a display indicating this is displayed. Then, the teller uses verification key 16.
When 0 is pressed (SO2'3), the contents of memory area CKM and memory area CKM are compared ('SO2'l).

If it is confirmed that they match, a return command is given to the counting machine 5 (SO'32), and in response, the counting machine returns <S'322">. Then, the authentication is printed. is carried out (SO26), check whether there is a deposit transaction -s O2'9 > If yes, return to step 8005. If not, clear various memories (
S'031), the process ends. If they do not match in step 5O24, abnormality processing is performed (8025).

The case of withdrawal has been described above, but when the counter 5 is used for deposit processing, confirmation counting processing 5034 is performed after step 3013'. The operation of the counter at this time is the same as that described with reference to FIG. When the confirmation counting is completed (8035), the counting data is transferred to the counter 5.
From Terror's Machine TML verification memory area CKM
(8022'), and a display indicating this is displayed. Then, when the teller presses the collation key 160 (80
23'), memory area NKM and memory area CK
The contents of M are compared (SO24').

If they match, a storage command is given to the counter 5 (
S'033). Accordingly, at count 15, storage (S3
21) is performed. Then, authentication printing is performed (3
026'), the process proceeds to step 5031. If they do not match, abnormality processing (SO25) is performed.

On the other hand, when the return key is pressed after step 3022' (S034), a return command is given to the counter 5 (SO35). Accordingly, in Kan 1 Kazu Iso 5, return f, I
I (8322) is performed. Note that this return does not mean that the coins are returned to the customer who deposited them, but is also performed when the deposited coins are to be stored somewhere other than the storage section. After step 8035, the process advances to step 8031.

Although the case has been described in which the coin dispensing machines PCL, , PCR are provided, it is not necessary to provide these coin dispensing machines. In this case, the initial count at the time of withdrawal is M coins 5
It may also be done by

In addition, in the above second embodiment, the return key is provided in both the coin counter and the teller's machine, and is also provided in the coin counting and teller's machine, and the return key of the teller's machine is operated. However, it was decided that the return would be made by
The return may be performed by operating a return key for several coins Jj.

It suffices if it is provided on either one of the ports, and it is not necessary to provide it on both.

Above, we have described the case where coins are calculated and withdrawn using a coin calculator, but if you want to withdraw not only coins but also banknotes, you can install a banknote calculator and, based on the support from the Teller's Machine, calculate coins and withdraw money. It is also possible to perform calculations in the same way.

〔Effect of the invention〕

As described above, according to the present invention, four or more coin machines used during deposit transactions can be used for counting coins during withdrawal transactions for initial count and confirmation counting without the need for a special coin dispensing machine. . Also, with a simple system configuration, deposits and withdrawals can be made at banks, etc. Furthermore, it can be introduced into non-mechanized operations such as public money exchange operations without imposing any burden on space or funds.

[Brief explanation of drawings]

FIG. 1 shows a combination of a teller's machine and a coin counter that can be used to carry out the method of an embodiment of the present invention.
- A schematic diagram showing the system consisting of; Figure 2 is a block diagram showing the internal configuration of the Terror's Machine and its connection with other devices; Figure 3 is a diagram showing the allocation of part of the memory in the Terror's Machine; Figure 4 is a diagram showing the outline of the coin counting machine, Figure 5 is a diagram showing the allocation of part of the memory in the coin counting machine, Figure 6 (a), (b), Figure 7 (a), (b). ) and FIGS. 8(a) and 8(b) are flowchart 1 sheets showing the operations of the teller's machine and the coin counting machine. TML, TMR...Terror's machine, b...Coin counter, 130...Denomination key, 180...Numeric keypad, 502...Insertion slot, 503...Rotating disk, 505
...Li. 508... Temporary storage section, 510... Return section, 512... Storage section, 520... Identification section. Applicant's agent Kiyoshi Inomata CO2- Warabi JP aG1-60192(12) Section 8rA(a)

Claims (1)

[Claims] A teller's machine that aggregates and stores the transaction results at the time of withdrawal by inputting the denomination and quantity of coins to be paid out at the time of withdrawal transaction; A coin sorting and counting machine that detects the type and quantity, temporarily holds the coins, and returns or accepts and stores the temporarily held coins is connected to the teller's machine, and the inputted coins are withdrawn in the above-mentioned teller's machine. The denomination and quantity of the coins to be exchanged are compared with the denomination and quantity of the temporarily held coins in the coin sorting and counting machine, and if they match, the temporarily held coins are automatically returned and withdrawn. A coin withdrawal processing method for Teller's Machine that dispenses coins as commercial coins.