JPS61276067A - Automatic teller machine - Google Patents

Abstract

PURPOSE:To remove necessity for daily counting of the remainder of cash and to attain counting of the remaining cash in the title machine at optional time by providing a means to count and store the current amount of cash continuously and a means to output the value of the counting responding to a direction. CONSTITUTION:In a main controller 10, a first counter 13 and a second counter 14 are provided. The counter 13 is employed in daily trade management, and the counter 14 is used for the continuous counting and storing the current amount of cash inside the machine. In case of close inspection of the currently existing cash in the machine, the bills set in respective ones of 10-thousand-yen- bill safe 2, thousand-yen-bill safe 3, and 5-thousand-yen-bill safe 4 are sequentially taken out by the operator's initializing. The cash returns to a loader safe 1 via an audit unit 5. The values resulting in this inspection are subtracted from the values held in the counter 14 for each kind of bill, and the resulting value becomes the number of pieces of the bills existing in a reject safe 7. Accordingly, the remaining amount of the cash in the machine can be counted and outputted via the counter 14 and the safe 7 at any optional time.

Description

[Detailed Description of the Invention] [Technical Field of the Invention] The present invention relates to an automatic teller machine (ATV), etc., which is configured to mechanically perform counter operations related to cash processing at a financial institution. relating to automated transaction equipment.

[Technical background of the invention and its problems] ゛Traditionally, money from banks, etc.! ! ! ATMs are installed in institutions for the purpose of quickly and reliably processing deposits and savings.

This ATV accepts cash (banknotes) when the customer makes a deposit.
The system is structured so that when making a withdrawal, the user inputs a PIN code and specifies the amount to hand over the desired amount of cash.

By the way, with conventional ATVs, the unit in which deposited cash is stored and the unit in which cash is stored in advance for withdrawals are separate, so if, for example, the cash for withdrawals runs out, An attendant was replenishing cash.

For this reason, financial institutions had to always prepare cash for withdrawals as working capital and have staff on standby, but in recent years, it has been necessary to transfer deposited cash as cash for withdrawals. A so-called banknote circulation ATM has been developed.

And this banknote circulation type ATV is installed at financial institutions' branches, etc.
Many ATMs are being installed, but among these ATMs,
Especially in the type where banknote loading is done automatically,
There is no clear distinction between deposited cash and withdrawal cash,
Since this management is performed using transaction data recorded internally, it is essential to check the actual amount of cash inside the device, which has increased or decreased due to transactions on that day, with the theoretical amount obtained from the transaction data.

Although such ATMs have a counter that counts the total amount of transactions for one day, this counter is only used when comparing the amount of cash in the device described above with the total number of transactions. It has the property of being cleared every time.

Therefore, at the start of each day's work, it is necessary to count the cash inside the device and record the amount on the counter, but this process takes a considerable amount of time and effort, especially in financial institutions with a large number of devices installed. It was difficult to start up the ATMs at the same time.

However, the reality is that there are high expectations for the development of a bill-circulating ATM with a function that can simplify the work of checking the balance of cash.

[Object of the Invention] The present invention was made in response to the above-mentioned circumstances, and an object of the present invention is to provide an automatic transaction device that eliminates the need to count the amount of cash in the device every day.

[Summary of the Invention] In order to deal with the above-mentioned circumstances, the present invention provides an automatic transaction device configured to mechanically perform counter operations related to cash disbursement processing at a financial institution. a first counting storage means that counts and stores the cumulative total of internal cash transactions; a second counting storage means that continuously counts and stores the amount of cash in the device regardless of the period; , an output means for outputting the count value stored in each count storage means according to a specification, and this second counting means eliminates the need to count the amount of cash in the device every day. It is characterized by

[Embodiments of the Invention] Hereinafter, details of embodiments of the present invention will be described based on the drawings.

FIG. 1 is a perspective view showing the overall configuration of this embodiment.

The device of this embodiment is a banknote circulation type ATV in which cash (banknotes) is automatically loaded.

The device of this embodiment has a loading storage 1, a 10,000 yen storage 2,
When setting banknotes in the 1,000 yen storage 3 and the 5,000 yen storage 4, set the necessary 10,000 yen holes and 1,000 yen bills in the loading storage 1, and press a specific switch (not shown) on the operating section. When you input
The banknotes are automatically taken out from the loading warehouse 1, sequentially counted by the inspection unit 5, and stored in each safe via each conveyance path.

In Fig. 1, 6 is a deposit/withdrawal port from which banknotes are withdrawn;
is a reject storage where banknotes rejected due to double or skew are stored.

FIG. 2 is a block diagram showing more specifically the internal configuration of the apparatus of this embodiment shown in FIG. 1.

The device of this embodiment includes a main control section 10 that controls the entire device;
Central processing unit 11 as a partial function of this main control unit 10
, memory 1 for storing control programs and various data.
2. A first counter 13, which will be described later, and a second counter, which will also be described later.
counter 14, and I10 that controls the input/output of each unit.
A control unit 15, a slip printer unit 16 that processes cards and slips, a passbook printer unit 17 that processes passbooks and prints journals, a bill circulation unit 18 that transports set bills to various parts, and a monitor device that displays key input and various displays. It consists of 19.

First, the number of bills set from the loading warehouse 1 to each safe such as the 10,000 yen box 2 and the 1,000 yen box 3 is counted by the first counter 13 and the second counter 14 each time the banknotes pass through the inspection unit 5. be remembered.

Once banknotes are set and a customer transaction is started, deposits and withdrawals are sequentially repeated.

For example, when depositing money, the banknotes inserted into the deposit/withdrawal port 6 of the device are taken in one after another, and the inspection unit 5 separates them by denomination into a 10,000 yen box 2, a 1,000 yen box 3, or a 5,000 yen box. 4.

At this time of deposit, banknotes are placed in each safe, and the amount of banknotes increases from the initial time, so the values of the first counter 13 and the second counter 14 are added together.

On the other hand, when a withdrawal is to be made, banknotes are taken out from each safe based on the payment amount specified by the customer, and are discharged through the inspection unit 5 to the deposit/withdrawal port 6.

During this withdrawal, banknotes are taken out from each safe, so
The number of banknotes in each safe decreases, and the values of the first counter 13 and the second counter 14 are subtracted accordingly.

Note that when bills are taken out from each safe when a withdrawal is made, for example, if two or three bills are taken out at the same time or are greatly skewed, they will be treated as abnormal bills and stored in the reject box 7. Ru.

By the way, if an abnormal bill is issued at the time of withdrawal, the values of the first counter 13 and the second counter 14 will not match the number of bills actually present in each safe, but in this case, will always match the actual value if it is calculated including the number of abnormal tickets present in reject 7.

Therefore, the number of banknotes existing inside the device can be easily confirmed by the first counter 13 and the second counter 14, but the first counter 13 is used to manage daily transactions. The counted values used and stored are deleted every day.

On the other hand, the second counter 14 is used to continuously count and store the amount of cash stored inside the device, and is not erased every day, but every certain period (for example, one week). It is output when the cash is scrutinized and then deleted.

FIG. 3 is a diagram visually showing the objects counted by the first counter 13 and the second counter 14.

In the figure, N-N-5 indicates the date, and 2 in the figure.
0 to 20d indicates the range of the arrow, that is, the cumulative total of transactions for one day. Further, in the figure, 21 to 21b indicate the range of arrows, that is, the cumulative total of transactions in an arbitrary period regardless of date.

Since the first counter 13 provided in the device of this embodiment is a counter for calculating the cumulative total of transactions for one day,
The cumulative transaction total of ~20d is output on, for example, journal paper. Since the second counter 14 is a counter for counting the cumulative total of transactions over several days, the second counter 14 outputs the cumulative transaction totals 21 to 20b in the figure on, for example, journal paper.

Here, we will explain the operation when an ATM examines the cash inside it in order to check the cumulative transaction totals over several days.

First, when the clerk turns on a specific switch (not shown) on the operating section, the banknotes set in each of the safes of 10,000 yen 2, 1,000 yen 3, and 5,000 yen 4 are sequentially taken out, and the banknotes are taken out from the inspection unit 5. Return to Loading Storage 1 through.

In the ATV of this embodiment, as bills are taken out from each safe and the remaining number decreases during this scrutiny process, the value stored in the second counter 14 is sequentially subtracted.

At this time, the value obtained by this automatic scrutiny process is subtracted for each denomination of banknotes from the value held in the second counter 14, and the remaining number should be the number of banknotes existing in the extract box 7. It is.

In this way, in the ATM of this embodiment, the second counter 14
Accordingly, the amount of stock in the reject storage 7 can be automatically calculated.

Therefore, if you check whether the calculated value matches the number of banknotes of each denomination that actually exists in the reject warehouse 7,
You can easily reconcile your accounts at any time.

In the above-mentioned embodiments, the present invention was specifically applied to a banknote circulation type ATV in which banknote loading is automatically performed. However, by providing a means for inputting the number of banknotes from the numeric keypad etc. provided on the operation section when transferring banknotes to the cashier 1 in each safe, the number of banknotes inside the ATM can be input through the second counter 14 mentioned above. You will be able to calculate your cash balance.

In addition, even in A and TM in which the processing of deposits and withdrawals is configured in separate units, a second counter 14 for deposits and withdrawals is provided, and the number of bills to be withdrawn is manually set using the operation section. By providing means for inputting from a numeric keypad etc. provided in the second counter
4, it becomes possible to calculate the amount of cash inside the ATM.

[Effects of the Invention] As explained above, the automatic transaction device of the present invention includes a first count storage means that counts and stores the cumulative total of cash transactions for each fixed period, and a first counting storage means that counts and stores the cumulative total of cash transactions for each fixed period. a second 3-1 number storage means for counting and storing the amount of cash in the device, and an output means for outputting the count value stored in each counting storage means according to a designation. Therefore, the amount of cash in the device can be counted at any time, and there is no need to count the amount of cash in the device every day.

[Brief explanation of the drawing]

FIG. 1 is a perspective view showing the overall structure of an embodiment of the present invention, FIG. 2 is a block diagram showing the overall structure of an embodiment of the invention, and FIG. FIG. 3 is a diagram showing the functions of a counter and a second counter. 1......Loading storage 2......10,000 yen safe 3...1,000 yen safe 4...5,000 yen Warehouse 5...Inspection unit 6...Deposit/withdrawal lower...Reject 10...Seed control section 11...Central processing unit 12...Memory 13...First counter 14...
...Second counter 15...I10
Control unit 16...Voucher printer unit 17...
......Passbook printer unit 18...
...Banknote Circulation Unit 19...Monitor Control Unit Applicant: Toshiba Corporation Patent Attorney Satoshi Suyama - Figure 1

Claims (3)

[Claims] (1) In an automatic transaction device configured to mechanically perform counter operations related to cash transaction processing at a financial institution, a first counter that counts and stores the cumulative total of cash transactions for each fixed period. a storage means, a second count storage means for continuously counting and storing the amount of cash in the device regardless of the period, and counting values stored in each count storage means according to a designation. An automatic transaction device characterized by comprising an output means for outputting. (2) The count value stored in the first count storage means is
The automatic transaction device according to claim 1, wherein the automatic transaction device is configured to be outputted every time a certain period ends and then deleted. (3) The count value stored in the second count storage means is
The automatic transaction device according to claim 1, wherein the automatic transaction device is configured to be outputted at the time of checking the cash inside the device and erased thereafter.