JPH05282521A - Automatic transaction device - Google Patents

Abstract

PURPOSE:To arbitrarily select and use the denomination of a bank note in accordance with an installation place, a day and a use method by providing a control means controlling the storage and feed of the bank note to respective cassettes by individual denominations. CONSTITUTION:A main control part 31 displays an idle screen from ROM 28 on a touch panel for clerk 17. A clerk pushes a denomination manual input key 17a or a denomination automatic input key 17b by viewing the idle screen. When the denomination manual input key 17a is pushed, information on a denomination information setting screen is fetched from ROM 28 by the control of the main control part 31, and it is displayed in a display part. When the clerk pushes a denomination designation key for the cassettes by individual denominations 18-20 which are to be loaded hereafter by viewing the screen, denomination information which are designated for the respective cassettes are stored in a storage part 30. Then, the bank note in money reception/payment transaction can be processed based on the storage content.

Description

Detailed Description of the Invention

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to an automatic transaction device used in a financial institution such as a bank, and more particularly to an automatic transaction device provided with a bill depositing / dispensing device having a plurality of denomination cassettes.

[0002]

2. Description of the Related Art FIG. 7 is a side view showing a schematic configuration of the inside of a banknote depositing / dispensing machine in a conventional automatic transaction device of this type.
In the figure, 1 is a depositing / dispensing unit, 2 is a discriminating unit, 3 is a temporary stacking unit, 4 to 6 are denomination cassettes, 7 is a reject cassette, 8a to 8c are high-speed transport paths, and 9 is a low-speed transport path.

Here, a part of the depositing / dispensing section 1 is exposed on the front surface of the apparatus housing, and the other constituent elements are arranged inside the apparatus housing. The high-speed transport paths 8a to 8c are configured to sandwich and transport banknotes (not shown) one by one, and the high-speed transport paths 8a to 8c pass the depositing / dispensing section 1 to the discrimination section 2 and then the temporary stacking section 3. And a route from the discriminating unit 2 to the discriminating unit 2 through the accumulating means and the separating and feeding means corresponding to the reject cassette 7 and the denomination cassettes 4 to 6.

On the other hand, the low-speed transport path 9 is constructed so as to collectively transport banknotes from the temporary stacking section 3 to the depositing / dispensing section 1. In this configuration, the processing of banknotes at the time of deposit / withdrawal transaction is performed as follows. First, in the case of a deposit transaction, the deposit / withdrawal unit 1 is on standby in a posture of accepting a bill inserted by a customer. When a shutter (not shown) is opened and a bill is inserted into the deposit / withdrawal unit 1, the shutter is opened. close.

Thereafter, the banknotes are fed one by one from the depositing / dispensing section 1 to the high-speed transport path 8a by a separating / feeding means (not shown), and are sequentially transported to the discrimination section 2 by the high-speed transport path 8a. The discriminating unit 2 discriminates the authenticity and denomination of the conveyed banknotes and detects conveyance abnormalities such as double feeding and skew feeding, and as a result, the banknotes and conveyance abnormalities discriminated as counterfeit notes. The banknote for which is detected is transported to the temporary stacking unit 3 by the high-speed transport paths 8a and 8b and is temporarily stacked.

On the other hand, the banknotes for which the conveyance abnormality is not detected and the denominations are recognized by being discriminated from the genuine bills are accumulated corresponding to the denomination cassettes 4 to 6 by the high-speed conveying paths 8a and 8c according to the denominations. It is conveyed to the means and is accumulated by the accumulating means in a temporary accumulating portion (not shown) set on the denomination-type cassettes 4 to 6. When all the bills inserted by the customer are accumulated in the temporary accumulation unit 3 or the temporary accumulation units on the denomination-based cassettes 4 to 6, the depositing / dispensing unit 1 rotates to take in the bills from the low-speed transport path 9. The banknotes collectively transported from the temporary stacking unit 3 by the low-speed transport path 9 are taken into the deposit / withdrawal unit 1.

After that, the depositing / dispensing unit 1 is rotated again to the discharging position similar to the receiving position described above, and when the shutter is opened, the bills are pushed out from the depositing / dispensing unit 1 and returned to the customer. Here, the customer depresses the confirmation key or the cancel key according to the guidance screen of the display unit (not shown), or inserts the returned banknote again to perform the same operation as described above, and then the confirmation key or the cancellation key. Press the key.

When the confirmation key is depressed, the banknotes accumulated in the temporary accumulating sections on the denomination cassettes 4 to 6 are taken and stored in the denomination cassettes 4 to 6, respectively, and the receipt printing unit (not shown). The printed receipt is discharged from the depositing / dispensing section 1 and the processing is completed. On the other hand, when the cancel key is pressed, the bills stacked in the temporary stacking units on the denomination-type cassettes 4 to 6 are fed out one by one by the separating / feeding means (not shown) and transported by the high-speed transport path 8c, After passing the discrimination section 2 by the high-speed transport path 8a,
It is transported to the temporary stacking unit 3 by the high-speed transport path 8b and stacked.

When all the bills fed from the temporary stacking units on the denomination-type cassettes 4 to 6 are stacked in the temporary stacking unit 3, the banknotes are collectively transported by the low-speed transport path 9 and taken in in advance. The processing is completed by being taken into the deposit / withdrawal unit 1 which is standing by in the posture and returned to the customer in the same manner as described above. Next, in the case of a withdrawal transaction, the denomination cassette 4 based on the denomination and the amount of money entered by the customer with a key (not shown).
The banknotes in 6 are fed out one by one by a separating and feeding means (not shown) and conveyed to the discriminating section 2 by the high-speed conveying paths 8c and 8a. In the discriminating section 2, discrimination of denominations, double feeding and oblique feeding are performed. Abnormal transport such as lines is detected.

As a result, the bills of different denominations and the bills in which the conveyance abnormality is detected are conveyed to the reject cassette 7 by the high-speed conveying path 8c as rejected bills which cannot be dispensed, and are collected in the reject cassette 7. On the other hand, the banknotes whose denomination has been recognized without the conveyance abnormality being detected are the high-speed conveyance path 8b.
Are transported to the temporary stacking unit 3 and stacked.

Then, when the bills of the denomination and the amount of money inputted by the customer are accumulated in the temporary accumulating unit 3, the receipt printed by the receipt printing unit is sent onto the accumulated bills,
Further, the banknotes are collectively transported by the low-speed transport path 9 together with this receipt, and are taken into the depositing / dispensing unit 1 which is waiting in advance in the banknote taking-in posture. After that, the depositing / dispensing unit 1 is rotated to a discharging posture, and when the shutter is opened, bills are pushed out together with the receipt from the depositing / dispensing unit 1 to be paid to the customer.

By the way, in this type of banknote depositing / dispensing machine, usually the denomination cassettes 4 to 6 and the reject cassette 7 are detachably attached to the apparatus casing, and the denomination cassettes 4 to 6 are also provided. Is formed for one denomination. For example, in the example of FIG. 7, the denomination cassette 4 is formed for all banknote bills, the denomination cassette 5 is formed for 5,000 note bills, and the denomination cassette 6 is formed for thousand note bills.

The denomination-based cassettes 4 to 6 can be mounted only at predetermined positions of the apparatus housing. That is, FIGS. 8 (I) and (II) are explanatory diagrams showing an example of mounting the denomination cassette 4 for all-notes bills and the denomination cassette 6 for thousands of bills, and as shown in FIG. The cassette 4 and the denomination cassette 6 are provided with recesses 4a and 6a at different positions.

Then, at each cassette mounting position of the apparatus casing, a convex portion 4 is provided at a portion corresponding to the concave portions 4a and 6a.
b, 6b are provided, and by fitting these concave portions 4a, 6a and convex portions 4b, 6b, the denomination cassette 4
And the denomination cassette 6 is mounted at a predetermined position. Of course, the denomination cassette 5 for 5,000-note banknotes also has the same structure.

When the money type cassettes 4 to 6 are mounted in the apparatus housing, they are detected by a sensor or the like (not shown) provided in the apparatus housing, and the deposit / withdrawal control is performed based on this. There is.

[0016]

However, the conventional automatic transaction apparatus having the above-mentioned bill depositing / dispensing machine has the following problems. That is, the transaction amount for each denomination differs depending on the installation location of this kind of automatic transaction device, the day of the week, or the usage, but in the conventional automatic transaction device, the mounting position of each denomination cassette 4 to 6 corresponds to the denomination. Therefore, there is a problem that, for example, when it is desired to operate with only 100,000 bills, it cannot be dealt with.

Further, in order to deal with the case where it is desired to operate only the bills of millions as in this example, the positions of the convex portions 4b and 6b shown in FIGS. (I) and (II) may be changed. However, such modification causes a problem that the versatility is lost and the cost for modification is high, resulting in high cost. The present invention has been made to solve such a problem, and arbitrarily selects and operates the denomination of banknotes stored in each denomination cassette according to the installation location, day of the week, usage, etc. The purpose of the present invention is to realize an automatic transaction device capable of performing the above.

[0018]

In order to achieve this object, the present invention provides a depositing / dispensing unit for inserting, returning, and paying bills, a discriminating unit for discriminating denominations of bills, and an apparatus casing. A plurality of denomination-type cassettes that are detachably attached to the denomination, a means for storing the banknotes that have passed through the discrimination section in the denomination-type cassette at the time of deposit transaction, and paying out the payment banknotes one by one from the denomination-type cassette at the time of withdrawal transaction. An automatic transaction device including a banknote depositing / dispensing machine having a separating / feeding means, and performing a depositing / dispensing process of a banknote by the banknote depositing / dispensing machine in accordance with a depositing / dispensing transaction, in which the banknote of any denomination of the denomination type cassette A denomination input means for inputting the denomination of the banknotes stored in the denomination cassette and a denomination for storing the denominations of the banknotes stored in the denomination cassette for each denomination cassette Species information memorizer And a control means for controlling the storing in each denomination cassette for each transaction such as deposit and withdrawal based on the content of the denomination information storage means, and the payout of banknotes from each denomination cassette. To do.

[0019]

According to the present invention having such a structure, when the denomination cassettes are mounted, the denominations of the bills stored in the denomination cassettes are input to each denomination cassette by the denomination input means. The money is stored in the seed information storage means, and the bills in the deposit / withdrawal transaction and the like are processed based on the contents of the denomination information storage means.

Therefore, according to this, the installation location, the day of the week,
Alternatively, it is possible to arbitrarily select and operate the denominations of banknotes to be stored in each denomination cassette according to the usage. Further, since the denomination used can be changed without modifying the device, versatility can be obtained and the cost does not increase.

[0021]

[Examples] Examples will be described below with reference to the drawings. FIG. 1 is a block diagram of a control system showing an embodiment of an automatic transaction apparatus according to the present invention, showing only main elements. FIG. 2 is a perspective view showing the external appearance of the automated teller machine according to the embodiment.
(I) is a view seen from the front side, and (II) is a view seen from the back side.

FIG. 3 is a side view showing the schematic construction of the inside of the banknote depositing / dispensing machine in this embodiment, and FIG. 4 is an explanatory view showing an example of mounting the money type cassette in FIG. FIG. 5 is a view showing an idle screen of the clerk touch panel in the present embodiment, and FIG. 6 is a view showing a denomination information set screen of the clerk touch panel. First, referring to FIG. 2, reference numeral 10 is an apparatus housing, and 11 is a rear door of the apparatus housing 10.

A card insertion / exit opening 12, a passbook insertion / exit opening 13, and a bill insertion / receipt opening 1 are provided on the upper front portion of the apparatus housing 1.
4. A display unit 15 composed of a CRT display for displaying an illustration or wording for guiding the customer's operation, and a ten-key pad and a predetermined function key on which the customer inputs data for transaction by the guidance of the display unit 15. A card reader / writer (not shown) is provided at the back of the card insertion / ejection port 12, and a passbook entry machine (not shown) is also provided at the back of the passbook insertion / ejection port 13. Further, the bill depositing / dispensing machine shown in FIG.

On the other hand, the rear door 11 is provided with a staff touch panel 17, and the staff touch panel 1 is provided.
7 displays the denomination manual input key 17a, the denomination automatic input key 17b, etc. on the idle screen shown in FIG. 5 and enables the input by each key, and the denomination information set shown in FIG. The denomination designation keys (denomination input means) of cassettes A, B, and C, which will be described later, are displayed on the screen, and the input is possible with each key.

Next, referring to FIG. 3, 1 is a deposit / withdrawal unit, 2 is a discriminating unit (discriminating means), 3 is a temporary stacking unit, 7 is a reject cassette, 8a to 8c are high-speed conveying paths, and 9 is low-speed conveying. Since these are the same as the conventional ones, the description thereof will be omitted because they are the same as the conventional ones, but the deposit / withdrawal unit 1 is located inside the shutter provided in the bill insertion / receipt port 14.

Denoted by 18 to 20 are denomination-type cassettes. The denomination-type cassette 18 is a cassette A, the denomination-type cassette 19 is a cassette B, and the denomination-type cassette 20 is a cassette C. The denomination cassettes 18 to 20 have, for example, a common structure so as to be compatible with bills of each denomination by aligning a bill alignment guide provided inside each with the width of a 10,000-yen bill. In addition, as shown in FIGS. 4 (I) and (II), the outer shapes of the denomination-type cassette 18 and the denomination-type cassette 20 have the same shape so that they can be attached to and detached from any cassette attachment position in the apparatus housing 10. ing.

That is, the denomination-type cassette 18 and the denomination-type cassette 20 are not provided with the conventional concave portions, and the cassette attaching position is not provided with the conventional convex portion, so that the cassette can be attached at any position. I am trying. Of course, the denomination cassette 19 has the same structure. Incidentally, the attachment / detachment work of these denomination cassettes 18 to 20 is performed by opening the rear door 11.

Next, referring to FIG.
3 is a stacking means, and 24 to 26 are separating and feeding means. The collecting means 21 to 23 and the separating and feeding means 24 to 26 are provided in the apparatus casing 1 so as to correspond to the respective denomination cassettes 18 to 20. Here, the accumulating means 21 to 23 are each composed of an impeller or rollers and a belt which are not shown, and the separating and feeding means 24 to 26 are composed of a suction drum, a pickup roller, a feed roller and a reverse roller which are not shown. Has been done.

Reference numeral 27 denotes a depositing / dispensing machine control section for controlling the operation of the bill depositing / dispensing machine. Reference numeral 28 denotes a ROM that stores a control program for the apparatus. The ROM 28 also stores screen information for displaying the idle screen shown in FIG. 4 and the denomination information set screen shown in FIG. 5 on the staff touch panel 17. ing. 29 is a RAM for temporarily storing transaction data and the like, and 30 is a denomination information storage unit (denomination information storage unit).

Reference numeral 31 is a main control section (control means) for controlling the operation of the entire apparatus and the like. The money type information of the money type cassettes 18 to 20 inputted on the money type information set screen of FIG. The information is stored in the seed information storage unit 30, and based on this information, the deposit / withdrawal machine control unit 31 is instructed to perform deposit / withdrawal processing of banknotes. The denomination information storage unit 30 uses an EEPROM in this embodiment so that the stored contents are not erased when the power is turned off. However, if the RAM 29 is backed up by a battery, this RAM is used.
It is also possible to set 29 specific areas.

Next, the operation will be described. First, power source O
In the state of N, the main control unit 31 retrieves the information of the idle screen from the ROM 28 and displays the idle screen on the staff touch panel 17 as shown in FIG. 5, so that the staff of the financial institution sees the idle screen. Press the denomination manual input key 17a or the denomination automatic input key 17b.

Here, when the clerk presses the denomination manual input key 17a, the main control unit 31 retrieves the information of the denomination information set screen from the ROM 28 and displays it on the display unit. Therefore, the clerk sees this screen and mounts it in the apparatus housing 10 in advance, or the denomination-type cassette 18 to be mounted
~ 20, that is, if the denomination designation keys of 10,000, 5,000 and 1,000 are pushed according to the denomination stored in each of the cassettes A, B and C, this causes each cassette to be The specified denomination information is transferred to the denomination information storage unit 30 by the main control unit.
Memorized in.

On the other hand, when the denomination automatic input key 17b is pressed on the idle screen, the main control section 31 instructs the deposit / withdrawal machine control section 2 to dispense the bill. Based on this, the corresponding separating / feeding means 24 to 25 from the denomination-type cassettes 18 to 20 preliminarily attached to the apparatus housing 10 by the personnel.
Thus, one or more banknotes are sequentially fed out, and sent to the discriminating section 2 through the high-speed transport paths 8c and 8a for denomination discrimination.

Then, the denomination discrimination information by the discrimination unit 2, that is, the denomination information for each of the denomination cassettes 18 to 20 is sent to the main control unit 31 via the depositing / dispensing machine control unit 27, whereby the main control unit 31. Stores the denomination information in the denomination information storage unit 30. That is, when the denomination automatic input key 17b is pressed, the discrimination unit 2 functions as denomination input means.

The bills after discrimination are fed by the high-speed transport paths 8a and 8a.
It is conveyed to the accumulating means 21 to 23 by c according to the denomination,
After being accumulated in a temporary accumulating portion (not shown) provided on the denomination cassettes 18 to 20, the denomination cassettes 18 to 2 are again collected.
It is stored in 0. Therefore, the denomination cassette 18 to 20
The banknotes of denominations arbitrarily selected according to the installation location of the device, the day of the week, the way of use, etc. are stored in the denomination information storage unit 30 and the denomination cassettes 18 to 20, that is, cassettes, are stored in the denomination information storage unit 30 as described above. By storing the denomination information of the stored banknotes for each of A, B, and C, it becomes possible to perform the banknote processing associated with the deposit / withdrawal transaction by the operation of the customer.

Since the main control unit 31 takes out the denomination information stored in the denomination information storage unit 30 by the main control unit 31 in the processing of bills in deposit and withdrawal transactions and the like, the description thereof will be given here. Omit it. In addition, the card insertion / ejection opening 12 and the passbook insertion / ejection opening 13 shown in FIG.
A card or passbook is inserted from, but the processing for this card or passbook is not directly related to the present invention, and therefore its explanation is omitted.

In the above embodiment, both the denomination manual input key 17a and the denomination automatic input key 17b are displayed on the idle screen shown in FIG. 5, but only one of them is displayed. It is also effective to allow only one of manual input and automatic input.

[0038]

As described above, the present invention has a structure in which a plurality of denomination cassettes mounted in the apparatus can store bills of any denomination, and when the denomination cassettes are mounted, each denomination cassette is mounted. The denominations of the banknotes stored in the denomination input means are input to each denomination cassette by the denomination input means to be stored in the denomination information storage means, and based on the contents of the denomination information storage means, deposit / withdrawal transactions, etc. The bills are processed.

Therefore, according to this, the installation location, the day of the week,
Alternatively, it is possible to arbitrarily select and operate the denominations of banknotes to be stored in each denomination cassette according to the usage. Further, since the denomination used can be changed without modifying the device, versatility can be obtained and the cost does not increase.

[Brief description of drawings]

FIG. 1 is a block diagram of a control system showing an embodiment of an automatic transaction device according to the present invention.

FIG. 2 is a perspective view showing an appearance of an automatic transaction device according to an embodiment.

FIG. 3 is a side view showing a schematic configuration of the inside of the bill depositing / dispensing machine according to the present embodiment.

FIG. 4 is a diagram showing a mounting example of a denomination-type cassette in the present embodiment.

FIG. 5 is a diagram showing an idle screen of the staff touch panel according to the present embodiment.

FIG. 6 is a diagram showing a denomination information set screen of the clerk touch panel according to the present embodiment.

FIG. 7 is a schematic side view of the inside of a bill depositing / dispensing machine in a conventional automatic transaction device.

FIG. 8 is a diagram showing a mounting example of a denomination-type cassette in a conventional automatic transaction device.

[Explanation of symbols]

 1 deposit / withdrawal unit 2 discrimination unit (discrimination means) 3 temporary stacking unit 8a to 8c high-speed transport path 9 low-speed transport path 10 device housing 17 touch panel for staff 17a denomination manual input key 17b denomination automatic input key 18 denomination type cassette ( Cassette A) 19 Money type cassette (Cassette B) 20 Money type cassette (Cassette C) 21-23 Collection means 24-26 Separation and feeding means 27 Deposit / withdrawal machine control section 28 ROM 30 Money type information storage section (Metal type information storage) Means) 31 main control unit (control means)

Claims (1)

[Claims] 1. A depositing / dispensing unit for depositing, returning, and paying bills, a discriminating unit for discriminating the denomination of bills, and a plurality of denomination cassettes detachably attached to an apparatus housing. , A banknote depositing / dispensing machine having a means for storing the banknotes that have passed through the discrimination section at the time of a deposit transaction in a denomination-type cassette and a separating / feeding means for feeding out the payment banknotes one by one from the denomination-type cassette at the time of a dispense transaction, In an automatic transaction device that performs deposit / withdrawal processing of banknotes by the banknote deposit / withdrawal machine in accordance with a transaction, the denomination-based cassette has a structure that can store banknotes of any denomination, and the banknotes stored in the denomination-based cassette A denomination input means for inputting a denomination, a denomination information storage means for storing the denomination of the banknotes stored in the denomination cassette for each denomination cassette, and a denomination information storage means based on the contents of the denomination information storage means. Deposit and withdrawal transactions Storage of the each gold type cassette, and an automatic teller machine characterized by comprising a control means for controlling the feeding of the bills from each gold type cassette.