JPH0472278B2 - - Google Patents

Description

[Detailed Description of the Invention] [Industrial Application Field] The present invention relates to a cash transaction device used in financial institutions for cash transaction operations, and particularly relates to a cash transaction device installed in a deposit/withdrawal device within the cash transaction device. The present invention relates to the processing of reject money when collecting money from different types of storage to a bulk storage.

[Conventional technology]

In order to improve the processing of counter operations at banks and other financial institutions, and operations that handle cash with customers using automatic transaction devices, in recent years, they have been equipped with both deposit and withdrawal functions, and moreover, among the deposited coins, they are used for withdrawals. Counter transaction devices, automatic transaction devices, etc. equipped with recycle-type deposit and withdrawal devices that store reusable coins by sorting them into denomination-specific storage bins and reusing them during withdrawal transactions. Cash transaction devices have been proposed one after another.

Furthermore, recently, recycle-type deposit/withdrawal devices such as those mentioned above are equipped with a bulk storage that can store multiple denominations of coins at once, making use of some of the device's deposit and withdrawal functions. By doing so, it is possible to efficiently load coins for withdrawal into storages by denomination at the beginning of a business day, etc., and to efficiently collect coins from storages by denomination at the end of a business day, etc. There is.

In this case, to load coins for withdrawal into storages by denomination, the denomination and number of coins expected to be necessary for the withdrawal transaction are stored and set in the bulk storage at the origin,
The bulk storage is attached to the loading section provided in the deposit/withdrawal device, and when a bank employee operates a switch that instructs the loading operation, coins are fed out of the bulk storage and sent to the discrimination section, where the coins are discriminated. After the denominations are discriminated by the department, the coins are automatically stored and loaded into storage compartments for each denomination.

In addition, in the case of collection, a bank employee starts an operation opposite to the loading operation by operating a switch that instructs a collection operation different from the loading operation.

That is, the coins are fed out from the storage compartments for each denomination and sent to the discrimination section, and after being subjected to denomination discrimination etc. in the discrimination section, the coins are sequentially collected into the bulk storage, and then the coins are transferred from the loading section to the bulk storage. I'm trying to remove it and put it back in.

By the way, it is well known that this type of deposit/withdrawal device requires reject processing in conjunction with withdrawal transaction processing and money collection processing.

This reject processing is performed to eliminate coins that are dispensed from the denomination-specific storage during withdrawal transactions or money collection, and are distinguished by the recognition department as reject notes of unknown denominations. In order to store such reject money, conventional cash transaction devices have a dedicated reject money storage in the deposit/withdrawal device, separate from the denomination-specific storage and bulk storage. The coins are transported from the identification department and stored.

[Problem to be solved by the invention]

However, in the above-mentioned conventional technology, the reject money at the time of withdrawal transaction and the reject money at the time of money collection are stored in one reject money storage in a mixed form without distinction. Although it has the advantage of being able to process these reject coins all at once, for example, if you want to regularly grasp the breakdown of the denomination, number, etc. of the reject coins generated during withdrawal transactions, you cannot do so. There is a problem.

The present invention has been made in order to solve such problems, and provides a cash transaction in which reject coins can be selectively conveyed to one of a plurality of locations including a reject coin storage for collection at the time of money collection. The purpose is to realize the device.

[Means to solve the problem]

In order to achieve the above-mentioned object, the present invention provides an input means for inputting transaction items, transaction data, money collection instructions, etc., and a display for guiding the operation of the input means, displaying input data, transaction processing results, etc. a display section for printing transaction processing results, a printing section for printing transaction processing results, etc.;
A deposit/withdrawal device that performs deposit/withdrawal processing of money associated with a transaction is connected to the input means, display section, printing section, and deposit/withdrawal device, and the display section, printing section, and deposit/withdrawal device are connected by operation of the input means. In the cash transaction device, the depositing and dispensing device includes a transaction port through which a bank employee inserts deposited coins and a bank employee withdraws withdrawn coins, and a money temporary storage section at one end. a plurality of denomination storages for storing coins by denomination, each having a payout port at the other end, each denomination storage to be loaded into each denomination storage, and the coins to be collected from each denomination storage. a bulk storage that can store all of the coins in bulk, and a discrimination unit that distinguishes the authenticity, denomination, etc. of the currency sent from the transaction opening, denomination-specific storage, or bulk storage and detects the presence or absence of an abnormality. A reject coin storage that stores reject coins that are classified as unknown denominations or detected to have a conveyance abnormality by the classification unit during a withdrawal transaction, and a reject coin storage that stores reject coins that are classified as unknown denominations by the classification unit during a withdrawal transaction, and a reject coin storage that stores reject coins that are classified as unknown denominations by the classification unit during a withdrawal transaction. A transport path for transporting reject coins that have been identified as having an unknown denomination or for which an abnormality in conveyance has been detected, to a temporary storage section of the denomination-specific storage from which the reject coins have been delivered, and The present invention is characterized by comprising a conveyance path for conveying the reject coins to the reject coin storage, and a conveyance path for conveying the reject coins at the time of the money collection to the transaction opening.

[Effect]

In the present invention having such a configuration, when collecting coins, the rejected coins, which are fed out from each denomination storage and are classified as unknown denomination by the discrimination unit or in which an abnormality in conveyance is detected, are transferred to the denomination storage. One of the temporary holding section, reject currency storage, and transaction opening is selected, and the coin is transported to the selected portion by the corresponding transport path and collected.

Therefore, according to this, when you want to process the Reject Money at the time of money collection, the Reject Money at the time of withdrawal transaction and the Reject Money at time of collection at once, the denomination and number of Reject Money generated at the time of withdrawal transaction, etc. If necessary, such as when you want to periodically grasp the breakdown of coins, you can collect them using either the temporary storage section of the denomination storage, the reject currency storage, or the transaction opening.

〔Example〕

An embodiment of the present invention will be described below with reference to the drawings.

The following embodiments will be described assuming that a teller machine at a bank is used as the cash transaction machine.

FIG. 2 is a diagram showing the layout of a teller device operated by a teller, and FIG. 3 is a connection block diagram thereof.

The operation keyboard 1 (input means) shown in the figure is used by bank employees to call up processing programs corresponding to various transactions (deposits, payments, transfers, transfers, etc.) and input items and data corresponding to each transaction. The display unit 2 displays screens corresponding to various transactions based on input from the operation keyboard 1, and also displays input data, processing results, etc. to guide bank staff operations.

Further, the printing unit 3 prints the results of various transactions, the total transaction amount, the scrutinized amount, etc. on bankbooks, slips, and other slips.

The control section 4 connects these mechanically independent operation keyboard 1, display section 2, and printing section 3, and by operating the operation keyboard 1, these display sections 2,
It has a function to centrally control the operations of the printing unit 3 and a deposit/withdrawal device to be described later, as well as to connect online with a central processing unit (not shown), and processes various transactions online.

The above operation keyboard 1, display section 2, printing section 3
and the control unit 4 are collectively called a teller device 8 or teller's machine (abbreviated as TM).

This teller device 8 connects the deposit/withdrawal device 5 online via the control unit 4, and mainly has the function of transmitting commands for depositing and withdrawing money, and receiving the results of the operations. The teller is able to accept and withdraw cash at the counter using his/her hand.

As mentioned above, the main function of the deposit/withdrawal device 5 is to deposit and withdraw cash (money) upon receiving instructions from the teller device 8, and to send the results back to the teller device 8. .

The operation keyboard 1 and the display section 2 are arranged on a teller desk 6 which is a work desk for bank employee work, and on the bank floor side of this teller desk 6, slips, money and bankbooks brought in by customers are stored. A counter 7 for receiving and receiving items is arranged.

FIG. 1 is a side sectional view showing the structure of the deposit/withdrawal device 5. The deposit/withdrawal device 5 is composed of an upper unit 10, an intermediate unit 11, and a lower unit 12.

The upper unit 10 has banknotes (money) on the upper front side.
An input port 13 and a discharge port 14 are provided, both of which constitute the transaction port of the device.

A deposit separation mechanism 15 is provided on the back side of the bottom of the input slot 13 to separate and take in banknotes one by one from the bills that have been inserted all at once. The authenticity of the banknotes received,
A discrimination section 16 is arranged to discriminate whether the paper is good or bad, whether it is front or back, or to detect whether there is an abnormality in the conveyance state such as taking out two sheets or skewing the sheet.

Furthermore, a front and back aligning mechanism 17 is provided at the rear thereof, and in the case of a bill that is determined to be a reverse side according to the discrimination result of the discrimination section 16, the switching gate 22 is operated by driving a magnet (not shown) to switch the conveyance path. It is fed into a front and back alignment mechanism 17 to align the front and back sides.

The conveyance path 19 is a path provided for transferring banknotes to be taken into the device into the apparatus by the switching gate 23 to the intermediate unit 11. This is a route for receiving banknotes and sending them to the discrimination section 16.

Further, when the switching gate 23 is activated by driving a magnet (not shown), the discrimination section 16
The banknotes that have been conveyed through are fed into a conveyance path 20, and are conveyed by the conveyance path 20 to a discharge outlet accumulation section 21 arranged on the back side of the upper surface of the discharge outlet 14.

The banknotes conveyed by the discharge port stacking section 21 are accumulated in the discharge port 14, and the teller can take out the banknotes at once.

The intermediate unit 11 is mainly a part that temporarily stores banknotes by denomination and fitness, and includes storage units 24, 25, 26, 27 for collected banknotes, and temporary storage units 28, 29, 30 for each denomination and fitness. , 31 , denomination separation gates 36 , 37 , 38 , 39 , dispensing reject banknote drop-in section 40 , and lower unit 12
and a conveyance path 41 from the upper unit 10 to the upper unit 10.

If the bill conveyed from the conveyance path 19 of the upper unit 10 is judged to be a 5,000 yen note as a result of the discrimination by the discrimination section 16, a 5,000 yen note is cut by driving a magnet (not shown). The separating gate 39 is operated to feed the 5,000 yen bills into the 5,000 yen bill accumulation section 27.

The 5,000 yen bill accumulation section 27 sequentially accumulates the sent banknotes in the 5,000 yen bill temporary storage section 31.

Similarly, if it is determined to be a 1,000 yen note, the 1,000 yen note sorting gate 38 is activated to send it to the 1,000 yen note accumulation unit 26, and the 1,000 yen note accumulation unit 26 is transferred to the 1,000 yen note temporary storage unit 30. are accumulated sequentially.

In addition, if it is determined that the ticket is a 10,000 yen note, the 10,000 yen note sorting gate 37 is activated and the 10,000 yen note is sent to the 10,000 yen note accumulation unit 25, and the 10,000 yen note accumulation unit 25 is transferred to the 10,000 yen note temporary storage unit 29. Accumulate sequentially.

Note that when processing banknotes that are determined to be unfit or recycle banknotes (for example, 500 yen banknotes) as a result of the discrimination by the discrimination unit 16, and in the collection process from the denomination-based storage to the bulk storage, which will be described later. In this case, none of the denomination sorting gates 37, 38, and 39 are operated, and the batch/deposit sorting gate 36 is operated to send the batch/deposit to the deposit accumulating section 24, and the batch/deposit accumulating section 24 sends the deposit/deposit in bulk/deposit. The money is accumulated in the deposit temporary storage unit 28 one after another.

The withdrawal reject banknote drop-in unit 40 is used to feed banknotes into a reject banknote storage (described later) when a banknote taken out from a storage by denomination (described later) in a withdrawal transaction is determined by the discrimination unit 16 to be a non-conforming banknote for withdrawal. It is a route.

The temporary storage part shutters 32, 33, 34, and 35 are connected to one magnet (not shown),
By driving the magnets, the center portions of the temporary holding portions 28, 29, 30, and 31 are rotated downward, with the portions connected to the side surfaces of the temporary holding portions 28, 29, 30, and 31 being the center of rotation.

With this operation, the temporary holding parts 28, 29, 30, 31
If the teller performs a cancellation operation due to insufficient amount or because the customer is unable to trade, the intermediate unit 11 is unlocked and the intermediate unit 11 is pulled forward. , banknotes accumulated in the temporary storage sections 28, 29, 30, and 31 can be taken out.

Furthermore, by using the audit key, banknotes remaining in various parts of the intermediate unit can be taken out at the bank employee's will, making it easy to take out banknotes even in the event of a jam.

The lower unit 12 has a bulk/deposit storage 43,
Denomination-specific storage boxes 44, 45, 46, and each storage box 4
take-out separation mechanisms 47, 48 for separating and taking out banknotes one by one from 3, 44, 45, 46;
49, 50, a reject banknote storage 42, and a transport path 51 for transporting banknotes taken out one by one from each storage 43, 44, 45, 46.

Here, the storage 46 is a 5,000 yen note storage that receives and accumulates banknotes from the 5,000 yen note temporary storage unit 31, and the separation mechanism 50 removes 1 banknote from the 5,000 yen note storage 46. It is arranged so that it can be fed out one by one.

Similarly, 45 is a storage for 1,000 yen notes, 49 is a separation mechanism for 1,000 yen notes, 44 is a storage area for 10,000 yen notes, 48 is a separation mechanism for 10,000 yen notes, and 43 is a bulk storage/deposit return. The impossible ticket storage box 47 is a separation mechanism for bulk storage tickets.

The reject banknote storage 42 detects skewed running or overlapping of two or more bills (double running) among the banknotes paid out from the denomination storages 44, 45, 46 in a withdrawal transaction based on the discrimination result of the discrimination unit 16, This is a storage for storing banknotes determined to be non-withdrawable.

The conveyance path 51 is a path for conveying banknotes fed out from the bulk/deposit storage 43 and the denomination-specific storage 44 , 45 , 46 and feeding them into the conveyance path 41 of the intermediate unit 11 .

Bulk/deposit storage 43 and denomination specific storage 44,
45 and 46 are full banknote detectors 54a, 54b, 54c, and 54d using optical sensors, respectively.
and near full detectors 55a, 55b, 55c, 5
5d and near-end detectors 56a, 56b, 56
c, 56d and end detectors 57a, 57b, 5
7c and 57d are attached, and serve as means for managing the amount of banknotes in the storage.

Further, a bill full detector 53 is attached to the reject bill storage 42, and is configured to optically detect whether the reject bill storage 42 is full of bills.

There is a door on the front of the lower unit 12, and each of the storage compartments can be removed by opening the door and pulling out a storage rack (not shown) forward using an inspection key.

Each of the storage boxes has a common lock, and the door can be opened with a key to load and remove banknotes.

The upper unit 10, the intermediate unit 11, and the lower unit 12 are each equipped with independent motors (not shown) as power sources for separating, stacking, and transporting banknotes, and are also provided with power transmission mechanisms.

Next, an embodiment will be described using FIGS. 4 to 18 based on operational procedures for deposit transactions, withdrawal transactions, loading processing, and collection processing.

FIG. 4 is a detailed diagram of the operation keyboard 1.
~9 numeric keys, 000, ・, - keys and control keys for data entry (tab, backtab, skip,
←, → and clear keys) are placed in the center front, and are used to select transaction items, select other tasks, start up each device (including deposit/withdrawal device 5) that makes up the teller device 8,
Function keys FK1 to FK54 are placed around the device as means for instructing control and stopping, but in this embodiment, function key FK28, which is a fund registration key, and function key FK32, which is an automatic registration key, are placed in the front. The pay-in/withdrawal device 5 functions as a key means for inputting instructions such as money collection.

A CR display is generally used as the display unit 2, and after operating the operation keyboard 1 to call up the screen corresponding to the work item, you can then operate each machine according to the screen. The control unit 4 is programmed in advance so that the process can proceed.

FIG. 5 shows the contents displayed on the screen when the display section 2 is idle. By selecting a task using key inputs on the operation keyboard 1, the corresponding program is selected and the screen thereof is displayed.

<Deposit Transaction> When the bank employee presses the function key FK20 (automatic deposit key) for executing the deposit process on the operating keyboard 1 shown in FIG. 4, the control unit 4 selects and executes a program to start the deposit process. Display section 2
The screen is changed from the idle screen shown in FIG. 5 to the automatic deposit screen shown in FIG. 8a.

It also transmits an instruction (hereinafter referred to as a command) to the deposit/withdrawal device 5 to start deposit processing.

When the deposit/withdrawal device 5 receives the command to start deposit processing, it switches its internal state to deposit mode and waits for banknotes to be inserted.

When it is detected that banknotes are set in the input slot 13, information indicating that banknotes are set in the input slot is added to the status sense command sent periodically from the control unit 4, and a response message (hereinafter referred to as response) is sent. ) will be returned.

Next, the control unit 4 transmits a deposit counting command to instruct counting of banknotes set in the input slot.

Hereinafter, the processing procedure of the deposit/withdrawal device 5 will be explained based on FIG. 6.

The banknotes set in the input slot 13 are taken into the apparatus one by one from the bottom by the operation of the deposit separation mechanism 15, and sent to the discrimination section 16 through the conveyance path.

The discrimination section 16 sequentially distinguishes the authenticity, denomination, fitness, front and back of the transported banknotes one by one, and also detects the state of transport.

Banknotes that are determined to be genuine and front by the discrimination section 16 and banknotes that are determined to be counterfeit are routed through route A to the switching gate 23 without operating the switching gate 22 located at the entrance of the front/back alignment mechanism 17.
Head to.

If a bill is determined to be a counterfeit ticket, the switching gate 23 is activated and the ticket is conveyed upward to the conveyance path 20.
It is conveyed along the route from the rear to the front, and reaches the discharge accumulation section 21.

In the discharge port stacking section 21, the transported banknotes are stacked one by one at the discharge port 14.

The banknotes accumulated in the discharge port 14 are so-called deposit-reject banknotes.

If you receive a banknote that is determined to be genuine and the front side,
The switching gate 23 does not operate, and the switch goes downward to the intermediate unit 11 through the route C.

If the bill is determined to be a genuine bill and a reverse side by the discrimination section 16, the switching gate 22 located at the entrance of the front/back alignment mechanism 17 is operated to send the bill to the route (B) and pass through the front/back alignment mechanism 17. As a result, the leading and trailing ends of the banknotes being conveyed are reversed so that they are on the front side, and the banknotes are sent to the route C, and sent to the intermediate unit 11 via the conveyance path 19.

Note that both routes are arranged so that the time taken to pass route A and the time taken to pass route B are the same.

In the intermediate unit 11, the banknotes aligned on the front side are conveyed along the conveyance path in the direction of the arrow.

Here, if a genuine 5,000 yen bill that can be reused for withdrawal is conveyed, the 5,000 yen bill separating gate 39 is activated to feed the 5,000 yen bill into the 5,000 yen bill stacking section 27. The 1,000 yen notes are accumulated in the temporary storage section 31.

Similarly, if the banknote is a genuine 1,000 yen note and can be reused for withdrawal, the 1,000 yen note sorting gate 38 is operated to send it to the 1,000 yen note accumulation section 26, and the banknote is accumulated in the 1,000 yen note temporary storage section 30. , If the banknote is a genuine 10,000 yen note and can be reused for withdrawal, the 10,000 yen note separation gate 37
is activated to feed the 10,000 yen notes into the 10,000 yen note accumulating section 25 and accumulate them in the 10,000 yen note temporary storage section 29.

Damaged notes or non-withdrawable notes (e.g. 500 yen notes,
In the case of banknotes (before reprinting), the batch/deposit separation gate 36 is activated to send the banknotes to the batch/deposit accumulation unit 24 as banknotes not subject to recirculation, and the banknotes are accumulated in the batch/deposit temporary storage unit 28 .

When the deposit counting process for the banknotes set in the input slot 13 is completed by the above operations, the deposit/withdrawal device 5 returns a response indicating completion of deposit counting to the control unit 4, and as the data, each denomination is The number of banknotes counted is added separately to recycle banknotes and banknotes not subject to recycle.

Upon receiving this data, the control section 4 calculates the amount for each denomination and the total amount, displays them on the display section 2 as shown in FIG. 8b, and counts and stores this data as the number of deposited coins.

In this example, 5 million yen notes (50,000 yen) and 1 5,000 yen note (5,000 yen) are counted as deposits, and the total amount is
This shows the case where the price is 55,000 yen.

On the other hand, the teller is guided to enter the deposit amount written on the slip etc. using the operation keyboard 1, and the teller is guided to input the deposit amount using the numeric keypad and the function key FK47 is used to process the deposit.
By pressing , the screen is displayed on the display section 2 as shown in FIG. 8c.

In this example, the deposit is 53,000 yen.

By obtaining the above data, the control section 4 subtracts the amount of money deposited by the deposit/withdrawal device 5 and the amount of money deposited from the operation keyboard 1, and displays the result on the display section 2.

The display contents are as shown in FIG. 8d.

In this example, 55000-53000=2000, and 2000 yen will be given to the customer as change.

The change may be given from cash that the teller has on hand, or by discharging banknotes from the deposit/withdrawal device 5. If you want to hand over the cash you have, you will need to input that fact, so press the corresponding function key FK41 (change key). Control unit 4
receives this input, sets the difference to "0", and ends the process.

To release change from the deposit/withdrawal device 5, press another function key FK39 (automatic change key).

Upon receiving this input, the control unit 4 displays the contents shown in FIG.
Send a command to store 55,000 yen in storage,
Next, a command is sent to instruct the withdrawal of change (2,000 yen = 2 thousand yen notes).

When the deposit/withdrawal device 5 receives the command, first, the temporary storage section 28, 29,
The deposited banknotes accumulated in the banknotes 30 and 31 are stored in the storage compartments 43, 44, 45, and 46 by simultaneously opening the temporary holding part shutters 32, 33, 34, and 35 downward.

Next, the takeout/separation mechanism 49 is activated to remove two thousand yen bills one by one from the thousand yen bill storage 45 (2000
circle).

The fed banknotes pass through conveyance paths 51, 41, and 18 and are fed into the discrimination section 16, as shown in FIG.

The discrimination section 16 discriminates whether or not the banknotes have been conveyed as specified. If the banknotes are conveyed as specified, the switching gate 23 is operated to send the banknotes to the conveyance path 20. The banknotes that have reached the discharge port stacking section 21 are transferred to the discharge port 14. are accumulated in

Note that in the case of a bill that is not as specified or is discriminated as a bill that cannot be withdrawn by the discrimination section 16, the bill is conveyed downward without operating the switching gate 23, and is conveyed through the conveyance path 19 to the intermediate unit 11. is conveyed along the dotted line and fed into the reject banknote storage 42 from the payout reject banknote drop-in section 40.

Then, I took it out of the 1,000 yen bill storage 45 again,
Repeat the identification process.

As described above, when the change dispensing operation is completed, the deposit/withdrawal device 5 returns a response notifying the completion of change dispensing, and adds the dispensing denomination and the number of coins as data.

The control unit 4 receives this, counts it as the number of coins to be withdrawn, and stores it.

With the above steps, the operations and processes for depositing money and discharging change are completed, and when the customer's bankbook, slip, etc. are set in the printing unit 3, the transaction and the result are printed.

The printed content and format vary depending on the passbook and slip, so a description thereof will be omitted here.

Note that the communication between the control unit 4 and the central processing unit (not shown) is also well known, so a description thereof will be omitted.

When the processing of the deposit transaction is completed, the screen of the display unit 2 is returned to the business selection screen shown in FIG. 5 in preparation for the next operation.

<Withdrawal transaction> Enter the withdrawal amount (16,000 yen) by operating the numeric keys on the operation keyboard 1 shown in FIG. 4, and use the function key FK51 (automatic payment) to instruct automatic withdrawal from the deposit/withdrawal device 5. When you press , the control section 4
selects and executes a program to start the withdrawal process, and changes the screen of the display unit 2 from the idle screen shown in FIG. 5 to the automatic payment screen shown in FIG. 9a.

Further, a command to start the withdrawal process is transmitted to the deposit/withdrawal device 5.

When the deposit/withdrawal device 5 receives the command to start the withdrawal process, it switches its internal state to the withdrawal mode and waits for instructions on the denomination and number of banknotes to be discharged.

Next, by operating the function key 33 of the operation keyboard 1, the screen of the display unit 2 changes to the ninth
The result will be as shown in Figure b, and you will be able to specify the denomination to be withdrawn.

Here, when the user operates the numeric keys on the operation keyboard 1 to input the withdrawal amount for each denomination and presses the confirmation function key 43, the screen shown in FIG. 9c appears.

Furthermore, if the total withdrawal amount for each denomination does not match the withdrawal amount (16,000 yen), a data abnormality is displayed on the screen and the teller is notified.

When the total amounts match, the control unit 4 sends a withdrawal command with the number of bills for each denomination added to the deposit/withdrawal device 5, and instructs the deposit/withdrawal device 5 to count the bills to be withdrawn.

The processing and operation contents of the deposit/withdrawal device 5 are the same as those for automatic change, so they will be explained using FIG. 7.

The instructions for counting withdrawals are 1 million yen note, 1 5000 yen note,
Since it is a single thousand yen note, it is first determined whether or not the end detector 57b of the ten thousand yen note storage 44 has detected the end.

If an end is detected, a response is returned with information indicating that withdrawals are not possible.

If the end is not detected, the take-out separation mechanism 48 is operated to feed out one ten thousand yen note.

The dispensed banknotes pass through conveyance paths 51, 41, and 18 as indicated by the arrows in FIG. 7, and are fed into the discrimination section 16.

The discrimination section 16 discriminates whether the banknote is as specified, and if it is as specified, the switching gate 23 is operated to feed the banknote into the conveyance path 20, and the banknotes that have reached the discharge port accumulation section 21 are accumulated in the discharge port 14.

Note that in the case of a bill that is not as specified or is discriminated as a bill that cannot be withdrawn by the discrimination section 16, the bill is conveyed downward without operating the switching gate 23, and is conveyed through the conveyance path 19 to the intermediate unit 11. is conveyed along the dotted line and fed into the reject banknote storage 42 from the payout reject banknote drop-in section 40.

Then, the process of taking out the 10,000 yen bill from the 10,000 yen bill storage 44 again and performing the discrimination is repeated.

When the release of the 10,000 yen note is completed, next, one 5,000 yen note is released from the 5,000 yen note storage 46 in the same manner as the 10,000 yen note.

After that, one thousand yen bill is subsequently discharged from the thousand yen bill storage 45 in the same manner, and when the withdrawal of the specified number of bills from the control unit 4 is completed, a completion response is returned, and the discharge denomination is recorded as the data. and the number of sheets.

The control unit 4 receives this, stores it as the number of coins to be withdrawn, and counts it.

When the operation and processing of the withdrawal transaction is completed and the customer's bankbook, slip, etc. are set in the printing section 3, the result of the transaction is printed.

The printed content and format vary depending on the bankbook and slip, so a description thereof will be omitted here.

Further, communication between the control unit 4 and a central processing unit (not shown) is also well known, and therefore a description thereof will be omitted.

When the withdrawal transaction process is completed, the screen on the display unit 2 is returned to the business selection screen shown in FIG. 5 in preparation for the next operation.

<Safe loading> Function key FK28 (funds registration key) for instructing execution of fund registration process on operation keyboard 1
When pressed, the control section 4 selects and executes a program for registering funds, and changes the screen of the display section 2 from the idle screen shown in FIG. 5 to the fund registration screen shown in FIG. 11a.

Here, as shown in FIG. 11b, safe loading 1,
Select safe loading 1 from input slot loading 2, safe collection 3, and input slot collection 4, input [1], and press function key FK32 (automatic registration key) to execute the process.

Upon receiving these inputs, the control unit 4 transmits a command to the deposit/withdrawal device 5 to instruct the start of a safe loading operation.

When the deposit/withdrawal device 5 receives the command to start the safe loading operation, it switches the internal state to the safe loading mode and turns on the end detector 57 of the bulk/deposit storage 43.
Confirm that a has not detected the end, that is, that the banknotes to be loaded have been set in advance.

If the end is detected, a response is returned with information indicating that the operation is not possible, and this process is aborted.

After confirming that the end is not detected, the safe loading operation begins.

Hereinafter, the operation of the deposit/withdrawal device 5 will be explained based on FIG. 10.

The takeout/separation mechanism 47 is activated to feed out the banknotes set in the bulk/deposit storage 43 one by one from the bottom, and the banknotes are passed through the conveyance paths 51, 41, 18 as shown in the arrows in FIG. 10 for identification. Send it to section 16.

The discrimination section 16 sequentially discriminates the authenticity, denomination, fitness, front and back of the incoming banknotes one by one, and detects the state of conveyance.

The banknote determined to be the front side by the discrimination unit 16 does not operate the switching gate 22 located at the entrance of the front/back alignment mechanism 17, and proceeds along the conveyance path toward the switching gate 23, and the switching gate 23 is also not activated. It is conveyed downward, and is directed to the intermediate unit 11 via the conveyance path 19.

In the case of a banknote determined to be a back side by the discrimination section 16, the switching gate 22 located at the entrance of the front/back alignment mechanism 17 is operated to feed the banknote into the front/back alignment mechanism 17, where it is turned into a front side and directed toward the conveyance path 19. The intermediate unit 11 is transported by the transport path 19.
send to.

In the intermediate unit 11, the banknotes aligned on the front side are conveyed along the conveyance path in the direction of the arrow.

If a genuine 5,000 yen bill that can be loaded for withdrawal is transported, the 5,000 yen bill separating gate 39 is activated and the 5,000 yen bill accumulating section 27 is operated.
and accumulate it in the 5,000 yen bill temporary holding section 31.

Similarly, if the banknote is a genuine 1,000 yen note and can be loaded for withdrawal, the 1,000 yen note separation gate 38 is activated, the banknote is sent to the 1,000 yen note accumulation section 26, and the banknote is accumulated in the 1,000 yen note temporary storage section 30. However, if the banknote is a genuine 10,000 yen note and can be loaded for withdrawal, the 10,000 yen note sorting gate 37 is activated to send it to the 10,000 yen note accumulation section 25, and the banknote is accumulated in the 10,000 yen note temporary storage section 29. .

The above operation is repeated until the banknotes set in the bulk/deposit storage 43 run out, but in the middle of the process, the number of banknotes in any one of the temporary storage units 29, 30, and 31 increases to the banknote tolerance value (for example, 100 banknotes). When this is reached, the operation of the takeout/separation mechanism 47 is interrupted, and the temporary holding part shutters 33, 34, and 35 are simultaneously opened downward to store the banknotes held in the storage compartments 44, 45, and 46. let

Then, when the storage operation is completed and the temporary storage section shutters 33, 34, and 35 return to their original states, the take-out and separation mechanism 47 is operated again to repeat the loading operation.

When the banknotes in the bulk/deposit storage 43 run out and the end is detected, the takeout/separation mechanism 47 stops.
The last banknote is placed in the temporary holding section 3 of the intermediate unit 11.
3, 34, and 35, the conveyance operation by the conveyance path also stops.

The banknotes in the temporary storage units 33, 34, 35 are stored in the storage bins 44, 45, 46, and the safe loading operation is completed.

In addition, as a result of the discrimination by the discrimination section 16, there are unfit or unloadable notes (for example, 500 yen notes or banknotes before reprinting).
There are three ways to process banknotes that have been determined to be:

The first method is the route A shown in FIG.

In this case, the lump sum/deposit temporary hold section shutter 3
2 is the operation of the other temporary holding section shutters 33, 3.
Since the operation is different from that of 4 and 35, it has a different driving source (magnet).

After the safe loading operation is completed, the money may be stored in the bulk/deposit storage 43, or the intermediate unit 11 may be unlocked and guided to the teller to take it out.

This method has the advantage that it can be distinguished from rejected banknotes and that unloadable banknotes can be counted immediately after the loading process by withdrawing the intermediate unit 11 or bulk/deposit storage 43.

The second method is the route (b) shown in FIG. 10, in which the bills are fed into the reject bill drop-in section 40 and stored in the reject bill storage 42.

This method has the advantage that it is not necessary to operate the banknotes until the end of the business because the banknotes are stored together with the rejected banknotes.

The third method is the route C shown in FIG. 10, in which the switching gate 23 is operated, the material is sent to the discharge port accumulation section 21 through the conveyance path 20, and is accumulated in the discharge port 14.

This method has the advantage that unloadable notes can be processed without operating the intermediate unit 11 and bulk/deposit storage 43.

Which method to adopt can be selected and determined depending on the user's fund management and management style.

The deposit/withdrawal device 5 returns a response indicating completion of safe loading and adds the number of loaded coins for each denomination as data. Upon receiving this data, the control section 4 displays the loading amount for each denomination and the total loading amount on the display section 2, as shown in FIG. 11c.

In this example, for each denomination of 10,000 yen, 5,000 yen, and 1,000 yen,
This means that funds totaling 1,600,000 yen, 100 coins at a time, have been loaded into the deposit/withdrawal device 5.

If the bank employee looks at this screen and determines that it is appropriate, the function key FK36 will instruct registration.
Press (registration key).

In response to this, the control unit 4 counts and stores the number of loaded sheets.

Here, when a slip is set in the printing section 3, the amount to be loaded is printed. The screen then returns to the idle screen shown in FIG.

<Safe collection> Function key FK28 (fund registration key) for instructing execution of fund registration processing on operation keyboard 1
When pressed, the control section 4 selects and executes a program for registering funds, and changes the screen of the display section 2 from the idle screen shown in FIG. 5 to the fund registration screen shown in FIG. 11a.

Here, as shown in FIG. 13a, the safe collection 3
Select , enter [3], and press function key FK32 (automatic registration key) to execute the process.

Upon receiving these inputs, the control unit 4 transmits a command to the deposit/withdrawal device 5 to instruct the start of the safe collection operation.

When the deposit/withdrawal device 5 receives the command to start the safe collection operation, it switches the internal state to the safe collection mode and confirms that the end of each denomination storage 44, 45, 46 has not been detected, that is, there are no banknotes to be collected. is present in any of the denomination storages 44, 45, and 46.

If all of the denomination storages 44 to 46 have detected the end, information indicating that the operation is disabled is added, a response is returned, and this process is stopped.

When it is confirmed that the end is not detected in any one of the storage boxes, the safe collection operation is started.

Hereinafter, the operation of the deposit/withdrawal device 5 will be explained based on FIG. 12.

First, the 5,000 yen note takeout/separation mechanism 50 is activated to feed out the banknotes stored in the 5,000 yen note storage 46 one by one from the bottom, and as shown by the arrows in FIG. 41 and 18 and sent to the discrimination section 16.

The discrimination section 16 sequentially discriminates the authenticity, denomination, front and back of the incoming banknotes one by one, and detects the conveyance state.

Note that the banknotes stored in the denomination storages 44, 45, and 46 are processed to have their fronts and backs aligned when they are stored, so basically they are not sent to the front and back alignment mechanism 17 at this time. The material is transported toward the switching gate 23, and transported downward without operating the switching gate 23, and is directed toward the intermediate unit 11 via the transport path 19.

In the intermediate unit 11, the banknotes are conveyed in the direction of the arrow along the conveyance path along the solid line, and the bulk/deposit separation gate 36 is operated to transfer the banknotes to the bulk/deposit accumulation section 2.
4 and accumulated in the bulk/deposit temporary holding section 28.

The deposit/withdrawal device 5 repeats the above operation while counting each denomination, and when the 5,000 yen bill storage 46 detects the end, the next time it pays out the money from the 1,000 yen bill storage 45.
Perform the above operations.

Furthermore, when the thousand yen bill storage 45 detects the end,
Take it out from the 10,000 yen bill storage 44 and perform the same operation.

In this way, banknotes in each denomination storage are counted and accumulated in the bulk/deposit storage 43 in the order of 5,000 yen notes, 1,000 yen notes, and 10,000 yen notes.

If the full detector 54a of the bulk/deposit storage 43 detects a full state during the collection operation, the collection operation is stopped and the information is returned to the control unit 4.

The control unit 4 displays this in the blank field of the display unit 2 as "Collection/deposit storage full" and instructs to collect the banknotes stored in the batch/deposit storage.

Open the front door of the lower unit 12 using the audit key, pull out the storage rack forward, and
Pull out the deposit storage, use the storage key to open the storage door, and take out all the banknotes.

The storage door is closed and the storage is set by performing the reverse operation as described above, and when the lower unit 12 has been set, the collection operation is performed again.

Also, regarding the lump sum/deposit temporary holding section 28,
When the permissible number of coins to be held (for example, 100 coins) is reached, the operation of the removal/separation mechanism from the denomination storage is interrupted, the bulk/deposit temporary storage unit shutter 32 is opened downward, and the coins are stored in the storage 43.

When the storage operation is completed and the bulk/deposit temporary storage unit shutter 32 returns to its original state, the takeout/separation mechanism is activated again to repeat the collection operation.

Thus, when the end of the ten thousand yen bill storage 44 is detected, the takeout/separation mechanism 48 is stopped, and when the last banknote arrives at the bulk/deposit temporary storage section 28, the conveyance operation by the conveyance path is also stopped.

Further, the banknotes in the bulk/deposit temporary storage unit 28 are stored in the storage 43, and the safe collection operation is completed.

The above is the processing of banknotes that have been classified as normal by the verification section 16. In the above-mentioned safe collection processing process,
In this embodiment, bills that are classified as having an unknown denomination by the discrimination unit 16 or bills in which an abnormality in the conveyance state (skewed feeding, two or more bills are stacked), that is, reject bills, are processed by the following three methods. can do.

This processing of reject banknotes is a characteristic function of this embodiment, and the first method is to use the routes A, B, and C shown in FIG. , 45, 46 and the reject banknotes are discriminated as having an unknown denomination by the discrimination unit 16 or a transport abnormality is detected. Storage by denomination 44, 45
or 46 temporary holding section 29, 30, or 31
Accumulate in

In this case, after the safe collection operation is completed, the money may be stored in storage boxes for each denomination, or the intermediate unit 1
You may release the lock of 1 and guide the teller to take it out.

This method has the advantage that unrecoverable bills can be counted immediately after the collection process by pulling out the intermediate unit 11 or the denomination storages 44, 45, 46, since they can be distinguished from rejected banknotes.

The second method utilizes the route B shown in FIG. The banknotes are fed into a reject banknote drop-in section 40 and stored in a reject banknote storage 42.

This method has the advantage that since the rejected banknotes are stored together with the rejected banknotes in the reject banknote storage 42 as in the past, they can be processed together as banknotes of unknown denomination etc. after the business is completed.

The third method is the route shown in FIG.
3 is activated, the material is sent to the discharge port accumulation section 21 through the conveyance path 20, and is accumulated at the discharge port 14.

In this method, the rejected banknotes generated when collecting the safe can be collected separately from the rejected banknotes in the reject banknote storage 42, and in this case, the unloadable banknotes when loading the banknotes can be collected at the discharge port 14 as described above. If you do this, the only banknotes in the reject banknote storage 42 will be the reject banknotes generated during the withdrawal transaction, and therefore, if you examine the banknotes in the reject banknote storage 42 at the time of inspection etc., you will be able to see the banknotes generated during the withdrawal transaction. It is possible to accurately grasp the details such as the denomination and number of banknotes.

In addition, in the first method, each denomination storage 44, 4
5, 46, perform the collection operation again, and if the denomination can be determined, collect it in bulk/
If the banknotes are accumulated in the deposit storage 43 and still cannot be identified, they can be stored in the reject banknote storage 42 or accumulated in the discharge port 14 using the second method or the third method. .

This method has the advantage of allowing more complete automatic collection processing.

After completing the above processing, the deposit/withdrawal device 5 returns a response indicating completion of safe collection, and adds the counted number of coins collected for each denomination as data.

Upon receiving this data, the control section 4 displays the collected amount for each denomination and the total collected amount on the display section 2, as shown in FIG. 13b.

In this example, there are 300 10,000 yen notes, 50 5,000 yen notes,
200 1,000 yen bills were collected, totaling 3,450,000 yen.

If the bank employee looks at this screen and determines that it is appropriate, the function key FK36 will instruct registration.
Press (registration key).

Upon receiving this, the control unit 4 counts and stores the number of collected sheets.

Here, when the slip is set in the printing section 3, the collected amount is printed and the screen returns to the idle screen shown in FIG.

In actual operation, each of the processes described above is performed according to the following processing steps.

Prior to the start of business, banknotes that have been set in batches/deposit storages from the originator are loaded into storages for each denomination by processing the banknotes.

After starting the business, deposit transactions, withdrawal transactions, etc. are performed as needed, and at the end of the business, a safe collection process is performed and all banknotes are returned to the originator.

When managing these funds, be sure to manage them using data, and compare cash and data during scrutiny.
I'm trying to get it consistent.

This data is the value of the counter explained in each process.

〔Effect of the invention〕

As explained above, the present invention allows the reject coins, which are fed out from each denomination storage at the time of coin collection and are classified as unknown denomination by the discrimination section or in which a transport abnormality is detected, to be temporarily stored in the denomination storage. One of the storage section, reject storage, and transaction opening is selected, and the product is transported to the selected location by the corresponding transport path and collected.

Therefore, according to this, when you want to process the Reject Money at the time of money collection, the Reject Money at the time of withdrawal transaction and the Reject Money at time of collection at once, or when you want to process the Reject Money at the time of withdrawal transaction and the Reject Money at the time of withdrawal transaction, the denomination and number of Reject Money generated at the time of withdrawal transaction. If necessary, such as when you want to periodically grasp the breakdown of denominations, etc., you can use either the temporary holding section of the denomination storage, the reject storage, or the transaction opening to collect the denominations.

[Brief explanation of the drawing]

FIG. 1 is a side sectional view showing an example of the configuration of the deposit/withdrawal device according to the present invention, FIG. 2 is a diagram showing the layout of the bank teller device according to the present invention, FIG. 3 is a block diagram of the same bank teller device, and FIG. 5 is a detailed view of the operation keyboard in the present invention, FIG. 5 is a diagram of the display contents of the display unit in the present invention when it is idle, FIG. 6 is a side sectional view of the deposit/withdrawal device for explaining deposit transactions in the present invention, The figure is a side sectional view of the deposit/withdrawal device for explaining change operations and withdrawal transactions in the present invention, and FIG. 8 is a transition diagram of the display section during deposit transactions in the present invention.
Fig. 9 is a transition diagram of the display unit during a withdrawal transaction in the present invention, Fig. 10 is a side sectional view of the depositing and dispensing device for explaining the safe loading operation in the present invention, and Fig. 11 is a transition diagram of the display unit during a cash deposit transaction in the present invention. Display transition diagram, 12th
The figure is a side sectional view of the deposit/withdrawal device for explaining the safe collection operation in the present invention, and FIG. 13 is a transition diagram of the display section during safe collection in the present invention. 1... Operation keyboard, 2... Display section, 3...
Printing section, 4... Control section, 5... Deposit/withdrawal device, 13
...Input port, 14...Output port, 18, 19, 2
1, 41, 51...conveyance path, 28, 29, 30,
31... Temporary holding department, 42... Reject storage, 43... Bulk/deposit storage, 44, 45, 4
6... Storage by denomination.

Claims (1)

[Scope of Claims] 1. An input means for inputting transaction items, transaction data, money collection instructions, etc., a display section for guiding the operation of the input means, displaying input data, transaction processing results, etc.; A printing section that prints transaction processing results, etc., a deposit/withdrawal device that performs deposit/withdrawal processing of money associated with the transaction, and is connected to the input means, display section, printing section, and deposit/withdrawal device, and is connected to the input means, display section, printing section, and deposit/withdrawal device; In the cash transaction device comprising the display section, the printing section, and a control section for controlling the operation of the depositing and dispensing device, the depositing and dispensing device performs the following: A bank employee inserts coins to be deposited and a bank employee withdraws coins to be withdrawn. a transaction opening, a plurality of denomination storage boxes for storing coins of each denomination, each having a money temporary storage section at one end and a payout port at the other end; and coins of each denomination to be loaded into each denomination storage box. and a bulk storage that can collectively store the coins to be collected from each denomination storage, and a system for identifying the authenticity, denomination, etc. of the currency sent from the transaction opening, denomination storage, or bulk storage. and a discrimination unit that detects the presence or absence of an abnormality; a reject coin storage that stores reject coins that are classified as unknown denominations by the discrimination unit during withdrawal transactions or in which transport abnormalities are detected; a conveyance path for conveying reject coins that have been dispensed from the storage and have been classified as having an unknown denomination by a discrimination unit or for which an abnormality in conveyance has been detected to a temporary holding unit of the denomination-specific storage from which the reject coins have been dispensed; A cash transaction device comprising: a transport path for transporting the reject money at the time of the money collection to the reject money storage; and a transport route for transporting the reject money at the time of the money collection to the transaction opening.