JPS6033689A - Automatic depositor/dispensor - Google Patents

Abstract

(57) [Summary] This bulletin contains application data before electronic filing, so abstract data is not recorded.

Description

DETAILED DESCRIPTION OF THE INVENTION TECHNICAL FIELD OF THE INVENTION The present invention relates to an automatic deposit dispensing device used in banking operations.

Background of the Technology Currently, automatic machines such as automatic teller machines and automatic teller machines are used in financial institutions such as banks and post offices to streamline their counter operations. Media for depositing and withdrawing money in these automatic machines include a passbook 2 having a magnetic stripe 1 as shown in FIG. 1A, and two types of magnetic cards 30 as shown in FIG.

Passbooks were mainly used for deposit transactions, and magnetic cards were used for cash payments. Recently, automatic machines have appeared that allow you to make deposits using a magnetic card and withdrawals using a passbook.

Conventional technology and problems When withdrawing money from your own Nh machine like this, the magnetic card 3
When making a withdrawal, the automatic machine confirms that the data read from the magnetic stripe 1 of the magnetic card 3 inserted by the withdrawal person and the PIN number input by the withdrawal person at the same time corresponds correctly, and then the machine transfers the card to the card. embossed card number,
Copy the name, etc.4 on pressure-sensitive paper, and save one copy as a receipt/journal for the withdrawer and one copy as a record of the withdrawal.

When making a withdrawal using a passbook at an automatic machine, the machine will check the data read from the magnetic strip of the passbook and the PIN entered by the withdrawer, and if the PIN number is correct, the withdrawal will be made. , update the bankbook balance at the same time.

When withdrawing money using an automatic machine like this, financial institutions will have evidence of withdrawals made with a magnetic card, but no evidence of withdrawals made with a single bankbook, and the bankbook from which the withdrawal was made is certainly a specific one. There is no way to check later whether or not it was a passbook. For this reason, withdrawals using passbooks from automatic machines have the disadvantage that they cannot protect against crime and protect users of financial institutions.

OBJECTS OF THE INVENTION In view of the above-mentioned drawbacks of the conventional art, it is an object of the present invention to provide an automatic deposit payment device that can leave evidence of the bankbook in which the withdrawal was made so that it can be confirmed at a later date.

According to the present invention, in an automatic deposit payment device that automatically withdraws or deposits and withdraws money from a single bankbook, there is provided a reading means for optically reading the identification pattern of the bankbook at the time of withdrawal; This is achieved by providing an automatic deposit dispensing device characterized by comprising a recording means for recording information read by the reading means.

Examples of the invention Hereinafter, one embodiment of the present invention will be described in detail with reference to the drawings.

FIG. 2 is a diagram for explaining the automated teller machine according to the present invention, in which a is a passbook and b is a sectional view of the device. In figure a, 10 is the front cover, 11 is the back cover, 12 is a magnetic stripe, 13 is an identification figure such as a seal or signature that can identify the whole passbook, and in figure b, 14 is the passbook, and 20 is the passbook insertion. 0.21 is a feeding roller 2, 22 is a magnetic head for reading the magnetic stripe, 23 is a passbook print field reading device, 24 is a passbook identification figure reading device, 25 is a passbook printing section, 26 is a print head, and 27 is a journal paper. Each is shown below.

In addition to the usual magnetic stripe 12 as shown in FIG. 2A, the automatic deposit payment device of this embodiment uses an identification figure 13 such as a seal imprint or signature that can identify each bankbook as a transaction medium.
A passbook 14 having .

The structure is as shown in Figure 2, with one bankbook insertion slot 20
．． Magnetic head for reading magnetic stripe 22° Bankbook print field reading device 231 Bankbook identification figure reading device 24, Bankbook printing section 25. and a conveying device that connects these and conveys the passbook.

The passbook identification figure reading device 24, which is the main point of the present invention, may be an electronic photo or optical camera as seen in copying machines, but it is installed in a conventional automatic deposit payment device and is used to read the last printed line and page mark. The same mechanism as the image sensor can also be used.

FIG. 3 is a diagram for explaining the multiple operations of reading identification figures by an image sensor, in which 30 is a medium conveyance path, 31 is a passbook, 32 and 32' are feed rollers, 33 is a light emitting rung, and 34
is a condensing lens, 311. An image sensor, 36 a binarization circuit and a storage circuit, 37 a printer head, and 38 all journal paper (or entry/exit slips).

In this operation, the cover of the passbook 31 being sent on the transport path 30 is irradiated with the light-emitting lamp 33, and the reflected light is guided to the image sensor 35 by the condensing lens 34.

On top of that, an image of the identification figure recorded on the cover of the passbook is tied. The image sensor 35 divides this image into dots, sends the signal to a binarization circuit 36, and drives a printer head 37 with the binarized signal.

It is printed on journal paper (or entry/exit slip) 38.

In this way, you can identify all the bankbooks in which withdrawals were made! It can be saved as a record.

Effects of the Invention As explained in detail above, 1. The automatic deposit payment device of the present invention allows for physical confirmation of the bankbook used in the transaction, so withdrawal operations can be reliably performed using the bankbook and PIN number. . In addition, since the optical image is left as a record, evidence of the transaction can be preserved and customers will not be distrusted.

[Brief explanation of the drawing]

FIG. 1 is a diagram for explaining the deposit/withdrawal medium of an automatic transaction device, FIG. 2 is a diagram for explaining the automatic deposit payment device according to the present invention, and FIG. 3 is a diagram for explaining its operation.
3 is a passbook print field reading device. 24 is a passbook identification figure reading device, and 25 is a passbook printing unit. 26.37 is the print head, 27.38 is the journal paper,
33 is a light emitting lamp, and 34 is a condensing lens. Reference numeral 35 indicates an image sensor, and reference numeral 36 indicates an entire binarization circuit. Patent Applicant Fujitsu Limited Patent Attorney Akira Segi Patent Attorney Kazuyuki Nishidate 1) Yukio Patent Attorney Akira Yamaguchi Figure 2 (G) Figure 3B]

Claims (1)

[Claims] 1. In an automatic deposit payment device that automatically withdraws or deposits and withdraws money using a passbook, a reading means for optically reading the identification pattern of the passbook at the time of withdrawal, and a recording means for recording all information read by the reading means. An automatic deposit payment device characterized by comprising: