JP2002269369A - Document processing device, document processing system and document processing method - Google Patents

Abstract

PROBLEM TO BE SOLVED: To execute more safely authenticity determination of a passbook in a document processing system such as an ATM or the like. SOLUTION: The authenticity determination of the passbook is performed by collation of a seal image of the passbook P and a seal image registered in a center in addition to collation between a password read out from a magnetic tape 32 of the passbook P and a password directly inputted by the person himself. When issuing a new passbook, printing of the seal on the new passbook and sticking of a protection film 35 are executed automatically in a composite document processing unit 102, to thereby reduce the load of a user and a clerk at the window at the issuing time of the new passbook.

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a form processing device, a form processing system and a form processing method used in financial institutions such as banks.

[0002]

2. Description of the Related Art In a financial institution such as a bank, an automatic teller machine (hereinafter simply referred to as "ATM") for automatically accepting banknotes and coin deposits and payments is used.
As one of the units mounted on the ATM, there is a composite form processing unit for processing different forms such as payment documents and passbooks.

[0003] The composite form processing unit includes a capture section for automatically taking in a form, an OCR section for optically reading a form image and recognizing characters / marks, a printing section for printing on a form, and a transacted section. A form storage unit for storing payment documents, a magnetic tape read / write unit for reading / writing from / to a magnetic tape of the passbook, a page turning mechanism for automatically turning a passbook such as a 2000 passbook, and a new issue of a passbook It is composed of a passbook issuing unit that performs processing, and is configured to determine the type of a form input by a user and automatically select and execute a process according to the type of the form.

In order to determine the authenticity of a passbook in this composite form processing unit, for example, in addition to matching the information of the last record page line read from the magnetic tape of the passbook with the actual last record page line of the passbook, The verification is performed by comparing the input password with a password read from the magnetic tape of the passbook or a password obtained by inquiring of the center.

[0005]

In order to enhance security, it is effective to make the passbook authentication system more complicated. However, the conventional passbook authentication system uses a method using information on the magnetic tape of the passbook. Therefore, there has been a slight concern about security against falsification or forgery of information on the magnetic tape. Therefore, a new passbook authenticity determination mechanism that does not rely on the information on the magnetic tape was expected.

Further, the composite form processing unit is provided with a function of issuing a new passbook. When printing is completed up to the last record page line of the passbook, a new passbook is issued and provided to the user. However, of course, the new passbook provided by the unit is not stamped with the bank registration seal, and therefore, the user brings the new passbook provided by the unit to the counter by himself and passes the bank registration stamp at the counter. In this case, the user has to apply a protective film to the stamped portion, which not only requires the user to take the time and effort to do so, but also complicates window operations. SUMMARY OF THE INVENTION The present invention has been made to solve such a problem, and an object of the present invention is to provide a form processing system and a form processing method that can more securely determine the authenticity of a passbook.

Another object of the present invention is to provide a form processing apparatus capable of greatly reducing the burden on a user and a window service when a new passbook is issued.

[0008]

In order to achieve the above object, a form processing system according to a first aspect of the present invention is a form processing system having a function of processing a passbook having an imprinted seal area. Imprint image reading means for reading the image of the imprint imprinted on the seal area, and a first determination for comparing the imprint image read by the imprint image reading means with a pre-registered imprint image to determine a match / mismatch. Means, and second determining means for determining the authenticity of the passbook based on at least the determination result of the first determining means.

According to the present invention, the result of the comparison between the imprint image of the passbook and the registered imprint image can be used as a material for judging the authenticity of the passbook. For example, a conventional passbook authenticity using information on the magnetic tape of the passbook can be used. In combination with the judgment method,
It is possible to provide stronger security.

A form processing apparatus according to a second aspect of the present invention is a form processing apparatus having a function of processing a passbook having a seal area of a seal, wherein a passbook issuing unit for issuing a new passbook, and a passbook issuing unit for issuing a new passbook. Printing means for printing a registered seal in the seal area of the new passbook, and a protective film sticking section for automatically sticking a protective film on the seal area on which the seal is printed by the print means. And characterized in that:

According to the present invention, when a new passbook is issued,
The process from applying the seal to the new passbook to attaching the protective film to the seal area to which the seal has been applied is automatically performed inside the device. Can be omitted, and the burden on the user and the counter at the time of issuing a new passbook can be greatly reduced.

[0012]

Embodiments of the present invention will be described below with reference to the drawings.

FIG. 1 is an external view of an automatic teller machine (hereinafter simply referred to as ATM) according to an embodiment of the present invention.

As shown in FIG.
A card unit 101 for processing a magnetic card; a composite form processing unit 102 for processing different forms such as a passbook and a single form (payment note); a bill unit 103 for performing processing such as accepting and paying out bills; A coin unit 104 for performing processing such as acceptance and payout; an operation panel 105 including a touch sensor panel for accepting operation input from a user and providing various messages to the user through a screen; A voice output unit (not shown) for providing a message.

FIG. 2 shows the configuration of the composite form processing unit 102.

As shown in FIG. 1, the composite form processing unit 102 receives a customer service port 1 for receiving a form such as a passbook and a payment form from a user, and captures a form entered from the service port 1. An image reader 3 for optically reading an image of a form captured by the capturing unit 2, a printing unit 4 for printing on a form,
A form storage unit 5 for storing a paid-in transaction, a magnetic tape read / write unit 6 for reading / writing a magnetic tape of the passbook, a page turning mechanism 7 for turning pages of the passbook, An alignment unit 8 for aligning the passbook so that the magnetic tape attached to the back cover contacts the magnetic head of the magnetic tape read / write unit 6 in parallel, and a passbook issuing unit 9 for issuing a new passbook. A protective film attaching unit 10 for automatically attaching a transparent protective film to the stamp area of the passbook issued by the passbook issuing unit 9 and having the imprint printed by the printing unit 4, a roller and a motor for transporting the form in the unit 102, etc. And a transfer mechanism.

FIGS. 3 to 5 show the structure of a passbook processed by the composite form processing unit 102. FIG. Figure 3 shows the passbook P
The cover surface is provided with a print area 31 such as a user's name and an account number.
FIG. 4 shows the back cover of the passbook P, on which a magnetic tape 32 on which magnetic information such as a user's password, account number, last transaction date, account balance, and last record page line is recorded is affixed. ing. FIG. 5 shows the facing page of the first page of the passbook P, in which a printing area 33 for an account number, a user's name and address, etc., as well as a sealing area 34 for printing or printing a bank registration stamp. Is provided. A transparent protective film 35 for the purpose of protecting the imprint, preventing forgery, and the like is attached to the seal area 34. further,
A page mark 3 for identifying a page on each facing side of the passbook P
6 is printed.

Next, the flow of the payment processing on the ATM 100 will be described.

It is assumed that the user selects a payment transaction in accordance with instructions such as screen guidance and voice guidance on the operation panel 105. Then, a shutter (not shown) for preventing foreign matter from being inserted provided in the customer entrance 1 of the composite form processing unit 102 is opened. When a payment document is inserted from the customer service port 1, this is detected by a sensor or the like, and the capturing unit 2 is activated. Then, the payment form is automatically loaded into the inside by the loading unit 2.

The received payment form is conveyed as it passes through the reading position of the image reader 3, and the image of the payment form is read by the image reader 3 at this time. Subsequently, the payment form is conveyed through the printing unit 4 to the temporary holding unit 11, where it is held.

On the other hand, the image of the payment document read by the image reader 3 is sent to a recognition process, and as a result of the recognition, data relating to the transaction such as the payee account number and the payment amount written in the payment document is obtained. . This transaction data is displayed on the operation panel 105 together with the image of the payment form. Then, the user compares each information to confirm whether the recognition result is correct, and if correct, the operation panel 1
Press the confirmation key on 05.

When the confirmation key is pressed, a bill is inserted into the bill unit 103 by a screen or voice message.
The user is instructed to insert a coin into the coin unit 104 and insert a card into the card unit 101, and thereafter,
Transactions such as payment to a payee account are performed.

Here, in order to perform the settlement using the passbook, when the passbook is inserted from the customer service port 1, after the passbook is positioned by the positioning unit 8, the magnetic tape read / write unit 6 shown in FIG.
The information such as the user's password, account number, last transaction date, account balance, and last page / line of the book is read from the magnetic tape 32 of the passbook P shown in FIG.

Thereafter, passbook authenticity determination, which will be described later, is performed.
As a result, if it is determined that the passbook P is legitimate, a transaction such as payment from the user's account to the payee account is performed.

When the transaction is completed, the page mark 36 printed on each facing page of the passbook P shown in FIG. 5 is recognized by being read by the image reader 3, and the page number as the recognition result is read / written by the magnetic tape. The unit 6 determines whether the page number matches the page number read from the magnetic tape 32 of the passbook P. If they match, it is determined that the spread page of the current passbook P is correct, and the passbook P is moved to the printing unit 4.

If the page numbers do not match, the page turning mechanism 7
Page is automatically changed to the correct page, and the passbook P
The passbook P is moved to the print position if the correct page is opened in the same procedure, and it is confirmed that the correct page is open.

Subsequently, the printing unit 4 prints (records) the transaction result on the first blank line of the double-page spread of the passbook P. After the entry, the passbook P is read from the magnetic tape read / write unit 6 /
The information is returned to the write position, where the information on the magnetic tape 32 is rewritten to the latest contents.
Will be returned to

After the passbook P is returned, the payment form is moved from the temporary holding unit 11 to a printing position by the printing unit 4, where information such as the date and time of handling the payment form and the handling office is printed. Thereafter, the payment form is conveyed to the form storage unit 5 and stored therein.

FIG. 6 shows the overall configuration of the mechanism control unit of the composite form processing unit 102 according to this embodiment.

As shown in FIG. 1, the system board 41 of the composite form processing unit 102 includes a CPU 43, a data processing circuit 44, I / O ports 45 and 46, an image memory 4
7, etc., which communicate with each other via an internal bus 47. The CPU 43 is an ATM 100
Can be communicated with the integrated control unit 42. Further, the integrated control unit 42 is capable of communicating with the maintenance terminal 200 of the ATM 100, and is also capable of communicating with the computer 300 of the center connected online to the maintenance terminal 200.

The data processing circuit 44 processes read / write data of the magnetic tape read / write unit 6 and generates print pattern data of the printing unit 4.

The magnetic head driver circuit 48 controls the magnetic head 49 of the magnetic tape read / write unit 6 based on the magnetic head recording data generated by the data processing circuit 44.
And processes signals read from the magnetic tape of the passbook by the magnetic head 49.

The print driver circuit 50 includes the data processing circuit 4
The printing head 51 of the printing unit 4 is driven based on the printing pattern data generated by the printing unit 4.

The image reader 3 is connected to an I / O port 45 of the system board 41, and a drive signal is supplied to another I / O port 46 to a power source such as various motors 53 and solenoids 54. And a driver circuit 52 for monitoring outputs of various sensors 55 is connected. The detection signal of each sensor obtained by the driver circuit 52 is sent to the CPU 43 through the I / O port 46 and the internal bus 47.

The output of the image reader 3 is connected to the internal bus 47 of the system board 41 through the I / O port 46, and the image captured by the image reader 3 into the image memory 56 connected to the internal bus 47. Is accumulated.

As the image reader 3, for example, an OCR scanner (for example, a resolution of 300 dpi) that covers almost the entire width of the transport surface is used. By adopting, for example, a color scanner using white light as the image reader 3, color components such as copy-forgery-inhibited patterns and stains can be easily removed from the captured image, and recognition accuracy can be improved.

In this embodiment, the image of the seal imprinted on the passbook is also read by the image reader 3.
Assuming that the narrowest line width of the imprint is about 0.2 mm, it is sufficient that the resolution satisfies the specification of about 100 dpi or more.
There is no practical problem in using i) for reading the imprint image.

Next, the details of the passbook authenticity judgment will be described.

In this embodiment, in order to determine the authenticity of the passbook,
At least the following two checks are performed.

Verification of the password read from the magnetic tape of the passbook and the password directly input by the user through the operation panel 105

Matching of the seal image of the passbook with the seal image registered in the center

The verification may be changed to a method in which a password registered at the center is obtained by inquiring of the center instead of the password read from the magnetic tape of the passbook. In addition, a passbook authenticity judgment by matching the information of the last record page line read from the magnetic tape of the passbook with the actual last record page line of the passbook may be added to these checking methods.

Next, the flow of the passbook authenticity determination process will be described with reference to FIG.

After the passbook P taken in from the customer service port 1 in step 701 is aligned by the alignment unit 8 (step 702), the passbook P is read by the magnetic tape read / write unit 6.
The password, account number, etc. of the passbook P from the magnetic tape 32
Attempts are made to read information such as the last transaction date, account balance, last page / line of bookkeeping, etc. (step 703). At this time, if the information cannot be read correctly from the magnetic tape 32, the passbook P is regarded as an unhandled passbook and returned to the user as it is (step 704). If the information is successfully read from the magnetic tape 32, the information is stored (step 705).

Next, the user is instructed to input a password through the screen of the operation panel 105 or the like. In response, the password input by the user and the password read from the magnetic tape 32 and stored are described above. Are collated (step 706). If the passwords match in the above collation, the authentication has succeeded. If the passwords do not match, it is determined that the authentication has failed.
When the personal authentication fails, the passbook P is returned to the user as being regarded as an unhandled passbook (step 704).

When the personal authentication is successful, the page mark 36 printed for each spread page of the passbook P is read, and the spread page of the current passbook P is a page having the seal area 34 based on the read result. Is determined (step 70).
7) If the page does not have the seal area 34, the page turning mechanism 7
The automatic page turning to the page having the stamp area 34 is performed (step 708). Thereafter, the image reader 3 reads the image of the entire page having the seal area 34 of the passbook P (step 709).

The image of the entire page having the marking area 34 read by the image reader 3 is stored in the system board 4.
1 is stored in the image memory 47 above. Here, the CPU 4
3 cuts out the image of the seal area 34 whose position is determined according to the type of the passbook P from the image of the entire page stored in the image memory 47, and uses this as the stamp data.
00 to the maintenance terminal 200 through the integrated control unit 42 (step 710).

When the maintenance terminal 200 receives the imprint data, the maintenance terminal 200 performs a passbook authenticity determination process by comparing the imprint data with the host computer 300 at the center (step 711). This passbook authenticity determination processing will be described later in detail.

If the maintenance terminal 200 determines that the passbook is authentic by the passbook authenticity determination processing (YES in step 711), the maintenance terminal 200 notifies the integrated control unit 42 of the ATM 100 of permission to continue the transaction. Thus, normal processing is continued (step 712).

Conversely, if the passbook is judged not to be authentic by the above passbook authenticity determination processing (NO in step 711), the integrated control unit 42 of the ATM 100
Is notified that processing is not to be continued. In this case, a process of returning the passbook P to the user is performed (Step 704).

Next, a method for determining the validity of the imprint data will be described.

The database of the host computer 300 of the center stores, for example, the maintenance terminal 200 when opening an account.
Imprint data for each account is registered by the registration procedure from. Therefore, the seal imprint data registered in this center and the seal imprint data actually read from the passbook P are compared and collated, and the authenticity of the passbook P can be determined based on whether or not they match.

There are two methods of collating the imprint data: a method of requesting the host computer 300 of the center to perform the collation processing of the imprint data, and a method of performing the process on the maintenance terminal 200.

FIG. 8 shows the host computer 3 of the center.
The procedure for performing the imprint data collation processing on 00 is shown.

The request for verification of the imprint data is transmitted from the maintenance terminal 200 to the host computer 300 of the center together with the account number read from the magnetic tape 32 of the book P (step 803). Center host computer 3
00 receives the imprint collation request from the maintenance terminal 200 (step 804), searches the database for registered imprint data using the account number included in the request as a key (step 805), and finds the corresponding imprint data. If there is (YES in step 805), the imprint data is read from the database and stored (step 80).
8) Request the maintenance terminal 200 to transmit the imprint data (step 809).

When receiving the transmission request of the imprint data (step 810), the maintenance terminal 200 transmits the stored imprint data to the host computer 300 at the center (step 811).

The center host computer 300
Upon receiving the imprint data from the maintenance terminal 200 (step 812), the received imprint data is compared with registered imprint data read from the database (step 813), and the result is notified to the maintenance terminal 200. (Step 814), the process ends.

The center host computer 30
If the imprint data is not found by searching the database based on the collation request because the imprint data is unregistered at 0 (NO in step 805), the host computer 300 of the center, for example, informs that fact. The maintenance terminal 200 is notified (step 806), and the process is terminated.

The maintenance terminal 200 acquires the collation result from the center host computer 300 (step 81).
5) The next instruction corresponding to the collation result is given to the integrated control unit 42 of the ATM. That is, if the respective imprint data match, as described above, it is determined that the passbook P is valid, and normal processing is continued (step 8).
17). If the respective imprint data do not match, or if a notification of unregistered imprint data is received (step 807), a process of returning the passbook to the user is performed (step 818).

Next, a description will be given of a method of performing the imprint data collation processing in the maintenance terminal 200.

FIG. 9 shows a procedure in which the maintenance terminal 200 performs a process of collating imprint data.

The request for transfer of the imprint data is transmitted from the maintenance terminal 200 to the center host computer 300 together with the account number read from the magnetic tape 32 of the passbook P (step 903). Center host computer 3
00 receives a transfer request for imprint data from the maintenance terminal 200 (step 904), searches the database for registered imprint data using the account number included in the request as a key (step 905), and retrieves the corresponding imprint data. If there is (YES in step 905), the imprint data is read from the database (step 908) and transmitted to the maintenance terminal 200 (step 909).

The maintenance terminal 200 receives the imprint data from the center host computer 300 (step 91).
0) After storing, the received registered imprint data is compared with the imprint data stored therein (step 911), and the next instruction according to the collation result is sent to the AT.
This is given to the integrated control unit 42 of M100. That is, if the respective imprint data match (YES in step 912),
As described above, it is determined that the passbook P is legitimate, and normal processing, for example, a transaction such as payment from a user's account to a payment destination account is continued (step 91).
3). If the imprint data does not match, or if a non-registered notification of the imprint data is received (step 907), a process of returning the passbook P to the user is performed (step 914).

The center host computer 30
If the imprint data is not found in the database search based on the transfer request because the imprint data has not been registered at 0 (YES in step 905),
The center host computer 300 notifies the maintenance terminal 200 of the fact (step 90).
6), end the process.

Next, a process for newly issuing a passbook in the composite form processing unit 102 will be described.

When recording the details of a transaction in a passbook, there may be a case where the unrecorded data cannot be completely recorded in the passbook because there are many past unrecorded transaction data. In such a case, a new passbook is issued from the passbook issuing unit 9 in the composite form processing unit 102.

Conventionally, this newly issued passbook includes printing of the user's name, address, account number, etc. on the front cover, printing of remaining transaction data that could not be recorded in the old passbook, and magnetic printing. After recording the information on the tape, it is provided to the user from the customer service port 1 together with the old passbook. Since the passbook must have a bank registration seal stamped, the user must bring the newly issued passbook to the bank counter, and, for example, put the bank registration stamp brought by the user in FIG. It is necessary to seal the sealing area 34 of the passbook P shown in FIG. 1 and confirm that the passivation data matches the registered imprint data, and then attach the protective film 35 to the sealing area 34.

The composite form processing unit 102 of this embodiment
Then, in order to reduce the burden on the user and the counter at the time of issuing such a new passbook, the seal area 34 of the newly issued passbook P includes, for example, imprint data read as an image from the old passbook, The imprint data acquired from the host computer 300 is printed by the printing unit 4, and the protection film 35 is attached to the marking area 34 automatically by the protection film attachment unit 10 in the unit 102.

FIG. 10 shows an overall processing flow when a passbook is newly issued.

When printing the transaction data on the passbook P input by the user (step 1001), the last recorded page
When the printing on the line is completed (step 1002), the passbook P is conveyed to the temporary holding unit 11 where it is held (step 1003). Thereafter, one new passbook P is issued from the passbook issuing unit 9 (step 1004). Next, the information on the magnetic tape 32 of the new passbook P is read by the magnetic tape read / write unit 6 to determine whether or not the new passbook P is new (step 1005). Otherwise, the passbook P is regarded as a defective passbook and collected in the form storage unit 5 (step 1006). If it is confirmed that the passbook P is a new passbook, the new passbook P is printed on the front cover (step 100).
7) The page turning mechanism 7 turns the page up to the page having the seal area 34 (step 1008).

Next, the new passbook P is moved to the printing unit 4, and printing is performed on a page having the marking area 34. At this time, printing of the imprint on the seal area 34 is performed simultaneously (step 1009). The imprint to be printed is based on the imprint data read from the old passbook (the one that has been confirmed to match the registered imprint data) or the imprint data obtained from the center when the maintenance terminal 200 verifies the imprint data. Created.

Next, the pages of the new passbook P are turned up to the page where the transaction data is recorded, and the page is printed on the transaction data (step 1010). After the printing of the transaction data is completed, the passbook P is conveyed to the image reader 3, where the imprint image printed earlier is read (step 1011).

Subsequently, the comparison is made between the imprint data read from the new passbook P and the reference imprint image, that is, the imprint data read from the old passbook or the imprint data acquired from the center (step 101).
2). If it is not determined in the comparison and collation that the imprints match (NO in step 1013), the passbook P is collected in the form storage unit 5 as a defective passbook (step 1014), and the passbook issuing unit 9 A new passbook P is issued again. The passbook P is conveyed to the customer service port 1 and provided to the user together with the old passbook held in the temporary holding unit 11 without printing a seal (step 1015). In this way, it is possible to prevent the newly issued passbook P from re-determining the imprint by comparing the seal imprints of the newly issued passbook P, thereby preventing the continuous generation of defective passbooks.

If it is determined in the comparison and comparison of the imprint data that there is a match (YES in step 1013), the passbook P is conveyed to the protective film pasting section 10, where the passbook P shown in FIG. Protective film 3 for area 34
5 is performed (step 1016). The passbook P on which the protection film 35 has been pasted is conveyed to the customer service port 1 together with the old passbook held in the temporary holding unit 11 and provided to the user (step 1017).

FIG. 11 shows the structure of the protective film sticking section 10. As shown in the figure, the protective film sticking section 10 includes a tape supply reel 61 and a tape take-up reel 6.
2. Pressing roller 63, protective film carrier tape 64, power source 65 such as solenoid, lever 66, transport rollers 67a and 67b, tape guide roller 68, elastic members 69 and 70 such as spring coils, and transport guide 71. Is provided.

The tape 64 as the protective film carrier is
As shown in FIG. 12, it is composed of three layers: a tape base 71, a release paper 72, and a protective film 35. Tape base 7
An adhesive is applied to both surfaces of the tape base 71, and a release paper 72 is adhered to one surface of the tape base 71 and a protective film 35 is detachably adhered to the other surface of the tape base 71 by the adhesive. The surface of the protective film 35 is coated with an adhesive for bonding to the passbook P. Protective film 3
Numerals 5 have substantially the same size as the stamping area 34 of the passbook P, and are carried in a line on the one surface of the tape base 71 at regular intervals. The tape 64 serving as the protective film carrier is wound and held in a roll form on a tape supply reel 61, and the tape take-up reel 62 takes up and recovers the portion where the protective film 35 has been peeled off.

The pressing roller 63 is a tape supply reel 61
Area 34 of passbook P from tape 64 fed out from
The tape 64 is pressed against the passbook P from the release paper 72 side so that the protective film 35 is transferred to the passbook P. The pressing roller 63 is rotatably supported at the tip of a lever 66 operated by a power source 65 such as a solenoid, and is configured to be able to advance and retreat with respect to the surface of the passbook P.

Hereinafter, the protective film affixing section 10
Will be described.

When the printing of the imprint on the passbook P by the printing unit 4 is completed, the passbook P is conveyed toward the protective film sticking unit 10 at a constant speed. When the imprint printing on the passbook P is completed, the CPU 43 starts counting the drive pulses of the transport motor 53, for example, and controls the power source 65 such as a solenoid to lower the pressing roller 63 when a certain count value is reached. I do.

On the other hand, with regard to the transport system of the tape 64, the protection film 35 is made to stand by at the position before the passbook P is transported to the protective fill attaching position by the pressing roller 63, and the pressing roller 63 is lowered. At the same time, the tape 64 is controlled to run at the same speed as the transport speed of the passbook P.

With this control, the stamp area 34 of the passbook P
At the same time that the leading end of the sheet reaches the film sticking position by the pressing roller 63, the pressing roller 63 lowers the tape 64 from the release paper 72 side by the pressing roller 63.
, The transfer and attachment of the protective film 35 from the tape 64 to the seal area 34 of the passbook P are performed.

The tape 64 runs on the protective film 3
After the transfer of the tape 5 from the tape 64 to the passbook P, the control is continued for a certain period of time, and stopped when the next protective film 35 reaches the film sticking position by the pressing roller 63.

The passbook P is located before and after the pressing roller 63.
Roller pair 67a, 6 for optimizing the height of the surface
7b are provided respectively. Transport roller pair 67a, 67
In b, the upper conveying roller 67a has a fixed height,
The lower transport roller 67b is elastically supported by an elastic member 69 such as a spring coil so that the height can be changed. The pressing roller 63 descends to the height of the upper conveying roller 67a when the protective film 35 is attached.

The passbook transport path of the protective film sticking section 10 is configured as described above, so that the pressing roller 63
It is possible to satisfactorily attach the protective film 35 to the passbook P by pressing from the passbook with a constant pressure and without being influenced by the thickness of the passbook P or the thickness of the protective film 35.

As described above, according to the present embodiment, the following effects can be obtained.

[0086] The addition of one of the passbook authenticity judgments to match / mismatch determination by comparing the seal imprint data obtained by reading the seal imprint image from the passbook with the seal imprint data registered at the center. The determination mechanism can be complicated, and security can be enhanced.

When a new passbook is issued, the imprint and the protection film 35 are automatically printed on the new passbook in the composite form processing unit 102, so that the new passbook can be used. The burden on persons and counter staff can be reduced. Note that the form processing apparatus of the present invention is not limited to only the above-described embodiment,
It goes without saying that various changes can be made without departing from the spirit of the present invention.

[0088]

As described above, according to the present invention,
The result of the collation between the passbook imprint image and the registered imprint image can be used as a passbook authenticity judgment material. For example, by using the conventional passbook authenticity judgment method using the information of the passbook magnetic tape, It is possible to provide stronger security.

Further, according to the present invention, when a new passbook is issued, the process from applying the imprint to the new passbook to attaching the protective film to the stamped area to which the imprint is applied is automatically performed inside the apparatus. By doing so, it is possible to omit the work of stamping the bank registration seal and pasting the protective film at the counter, thus greatly reducing the burden on the user and the counter at the time of issuing a new passbook.

[Brief description of the drawings]

FIG. 1 is an external view of an automatic teller machine according to an embodiment of the present invention.

FIG. 2 is a schematic diagram showing a configuration of a composite form processing unit of FIG. 1;

FIG. 3 is a diagram showing a configuration of a cover of a passbook processed by the composite form processing unit of FIG. 2;

FIG. 4 is a diagram showing a configuration of a back cover of a passbook processed by the composite form processing unit of FIG. 2;

5 is a diagram showing a configuration of a stamp page of a passbook processed by the composite form processing unit of FIG. 2;

FIG. 6 is a block diagram illustrating an overall configuration of a mechanism control unit of the composite form processing unit of FIG. 2;

FIG. 7 is a flowchart showing a flow of passbook authenticity determination processing.

FIG. 8 is a flowchart showing a procedure in a case where the host computer of the center performs a process of collating imprint data.

FIG. 9 is a flowchart illustrating a procedure for performing a process of collating imprint data at the maintenance terminal.

FIG. 10 is a flowchart showing an overall processing flow when a passbook is newly issued.

FIG. 11 is a diagram showing a configuration of a protective film pasting portion.

FIG. 12 is a cross-sectional view illustrating a configuration of a tape as a protective film carrier.

[Explanation of symbols]

3. Image reader 4. Printing section 6. Magnetic tape read / write section 7. Page turning mechanism 9
····· Passbook issuing section 10 ··· Protective film pasting section
32 ... magnetic tape 34 ... marking area 35 ...
..Protective film 42 ........ Integrated controller 43 ... C
PU 102 ···· Compound report processing unit 200 ···
..Maintenance terminal 300 Computer at center
P ... passbook

──────────────────────────────────────────────────続 き Continued on the front page (51) Int.Cl. ⁷ Identification symbol FI Theme coat ゛ (Reference) B42D 11/00 B42D 11/00 T G06F 19/00 300 G06F 19/00 300A G07D 9/00 436 G07D 9 / 00 436A 461 461C

Claims (10)

[Claims] 1. A form processing system having a function of processing a passbook having a seal imprint area, wherein: a seal image reading means for reading an image of the seal imprinted on the seal area of the passbook; First determining means for comparing the read imprint image with a pre-registered imprint image to determine a match / mismatch, and determining authenticity of the passbook based on at least the determination result of the first determining means A form processing system comprising: a second determination unit. 2. A form processing system having a function of processing a passbook having an imprint seal area, wherein: a seal image reading means for reading an image of the seal imprinted on the seal area of the passbook; Communication means for requesting an external processing device connected online to receive an imprint image of the above, and receiving a response thereto; a registered imprint image received by the communication means; and an imprint image read by the imprint image reading means. And a second judging means for judging the authenticity of the passbook based on at least the judgment result of the first judging means. Report processing system. 3. A form processing system having a function of processing a passbook having a seal imprint area, wherein: a seal image reading means for reading an image of the seal imprinted on the seal area of the passbook; The read imprint image is transmitted to an external processing device connected online, and the transmitted imprint image is compared with the imprint image already registered with respect to the passbook by matching / imprinting.
A communication unit that requests the external processing device to determine a mismatch, and receives a response to the external processing device; anda determination unit that determines authenticity of the passbook based on at least a determination result received by the communication unit. Form processing system that is the feature. 4. A form processing apparatus having a function of processing a passbook having a seal area of an imprint, comprising: a passbook issuing unit for issuing a new passbook; and a passbook issuing unit for issuing a new passbook from the passbook issuing unit. A form processing device comprising: a printing unit for printing a registered seal. 5. A form processing device having a function of processing a passbook having an imprinted stamping area, comprising: a passbook issuing unit for issuing a new passbook; and a stamping area of a new passbook issued by the passbook issuing unit. A form comprising: printing means for printing a registered seal; and a protective film sticking section for automatically sticking a protective film onto the seal area on which the seal is printed by the printing means. Processing equipment. 6. A form processing device having a function of processing a passbook having an imprinted seal area, comprising: a passbook issuing unit for issuing a new passbook; and a passbook issuing unit for issuing a new passbook issued by the passbook issuing unit. Printing means for printing the registered imprint; imprint image reading means for reading an image of the imprint area on which the imprint is printed by the printing means; imprint image read by the imprint image reading means; Determination means for comparing the imprint images with each other to determine a match / mismatch; and when the imprint evaluation means determines that the respective imprint images match, protection is performed on the seal area on which the imprint is printed. A form processing apparatus comprising: a protective film sticking section for automatically sticking a film. 7. A method for processing a passbook having an imprinted stamp area, comprising: reading an imprint image imprinted on the imprint area of the passbook; and reading the imprint image and a pre-registered imprint image. And determining whether the passbook is authentic based on at least the result of the comparison of the imprint images. 8. A method for processing a passbook having an imprinted seal area, comprising the steps of: reading an image of an imprint imprinted on the imprint area of the passbook; and online-acquiring an imprint image already registered for the passbook. Requesting the received external processing device and receiving the response; and comparing the received registered imprint image with the imprint image read from the seal area of the passbook to determine a match / mismatch. And a step of judging the authenticity of the passbook based on at least a judgment result obtained by collating the imprint image. 9. A method for processing a passbook having a seal area of an imprint, comprising: reading an image of the seal imprinted on the seal area of the passbook; Requesting the external processing device to determine a match / mismatch by comparing the transmitted imprint image with the imprint image already registered for the passbook, and receiving a response to the external processing device. Determining the authenticity of the passbook based on the received determination result. 10. The form processing apparatus according to claim 5, wherein the protective film affixing section transports a medium to which a protective film having a surface coated with an adhesive material is releasably adhered; A form comprising: pressing means for pressing the protective film of the medium conveyed by conveying means and the surface of the passbook so as to transfer the protective film from the medium to the seal area of the passbook. Processing equipment.