JPS59229675A - Banknote dealing device - Google Patents

Abstract

PURPOSE:To improve the efficiency of deposit business or the like by issuing a new banknote automatically when a banknote is filled with prints during printing. CONSTITUTION:Plural money transacting devices 61, 62 are connected to a center system as an on-line through MODEMs 63, 63- and communication lines 64, 64-, respectively. When the banknote is filled with prints is detected, a banknote issuing command is applied to a banknote issuing device to actuate the issuing device. An account number previously transmitted from the center system 65 and user's name corresponding to the number are printed out on the surface of the new banknote and the printed new banknote is discharged from a banknote issuing port. When the new banknote is set up on a printing position, a transmittable signal is returned and the center system 65 receives the transmittable signal and starts to transmit again.

Description

DETAILED DESCRIPTION OF THE INVENTION A passbook handling device includes a printing device for printing transaction details on a passbook.

Generally, a deposit system at a financial institution such as a bank is a large-scale central system consisting of a Kameko calculator and a storage device that stores ledgers of all deposit accounts.
The center system is composed of a plurality of terminal devices each connected to this center system via communication lines, such as currency transaction devices such as automatic deposit machines and automatic cash dispensing machines installed at each store. However, the central system's storage device can be accessed online in real time, allowing transactions to always be based on the latest data.

The introduction of such deposit systems has made possible transactions such as automatic salary transfers and automatic utility bill transfers, but this has led to an increase in transactions that are not recorded in passbooks.

For example, if a depositor brings their passbook with them to make a deposit, unrecorded data such as transfers and transfers prior to the transaction will be printed over many lines on the printing surface of the passbook, resulting in so-called unrecorded additions. I will do it. Therefore, there is a tendency for the printing of passbooks to increase and the number of new passbook reissuance operations to increase significantly.

However, the passbook handling devices used in such deposit systems, such as automatic deposit machines and automatic cash dispensing machines, have conventionally been able to fully automatically print transaction details on the passbook brought by the user. It has a built-in printing device, but if the passbook print is full during a transaction, that is, when printing a passbook, that is, if there are items to be printed on the last line of the last page of the passbook, the device will The user then receives a new passbook reissued by the staff at the deposit counter, and then returns to the old device to operate the deposit, which is a very troublesome procedure. It was required. However, the feature of this re-equipment is that it allows desired transactions to be carried out freely and automatically without the intervention of staff, and it can be handled even outside of business hours, and it can also be used outside of storefronts such as at railway stations or There are also times when traps are set up. In this way, in a usage environment where there is no staff in the vicinity of the device, it is impossible to reissue the new passbook as described above, and such restrictions limit and prevent the introduction of this type of device. It was important to encourage its spread.

The present invention has been made in view of the above circumstances, and its purpose is to:
To provide a passbook handling device capable of automatically issuing a new passbook with fixed account information printed on the cover without the intervention of an attendant, and capable of unmanned processing when the passbook is full of long-term printing.

DESCRIPTION OF THE PREFERRED EMBODIMENTS An embodiment of the present invention will be described below with reference to the drawings, in the case where it is applied to, for example, an automatic teller machine.

1 and 2 show a bankbook according to the present invention, in which a plurality of pages 3 are bound in a booklet form between a front cover 1 and a back cover 2, and each of these pages 3 is A plurality of lines (in total, 17 lines) of a printing field 4 are printed on the printing surface. A magnetic recording strip 5 is attached to a predetermined portion of the surface of the back cover 2, and data such as a bank name code, account number, and designated number of lines to be printed are magnetically written on the magnetic recording strip 5. It's crowded. However, on the left side of the -F end of the final 16, for example, a rectangular specific mark 7 is printed in black.
I'm here. This specific mark 7 does not indicate that the printed surface will end on the last page, and is not printed on other pages.

FIG. 3 schematically shows the entire automated teller machine according to the present invention, and the front surface of the housing 11 includes a card insertion slot 12 into which a personal identification card is inserted, as shown in FIGS.
Passbook insertion slot I3, which is inserted with the passbook fully open as shown in the figure;
A passbook issuing port 14 where a new passbook is issued +q, a display 15 that displays the amount or 4th (・■ work, etc.);
and a withdrawal port 16 for dispensing bank cards. In addition, a stepped portion 1a is formed approximately at the vertical center of the front surface of the friend 1), and this stepped portion 11a has a key date 17 for setting a personal identification number, amount of money, etc.
is provided.

``Intangible 1 includes a withdrawal mechanism and its control unit (
(none of which are shown) are stored. These dispensing mechanisms and control units inspect the correspondence between the data from the card inserted into the card insertion slot 12 and the manual data from the key date 17, and when the correspondence is predetermined, a predetermined value is determined. Since this is a well-known technique, a detailed explanation thereof will be omitted.

Further, a printing device 18 as shown in FIG. 4, for example, is housed in a portion of the housing 11 that corresponds to the passbook insertion slot 13. This printing device 18 prints transaction details on a passbook inserted through the passbook insertion slot 13 or a slip prepared in advance, and returns or ejects it from the passbook insertion slot 13. It is configured as shown below. That is, 2 is a passbook guide frame, which communicates with the passbook insertion slot 13 and horizontally guides the passbook P inserted from the passbook insertion slot 13 in an open state in the direction of the arrow shown in the figure. When the passbook P is inserted into the door frame 21, the tip of the passbook P is detected by the optical detector 22, which activates the solenoid 23 to open the shack 24, and the reversible motor 25 operates and the conveyance path 26 is driven, and the conveyance path 26 moves the lure 1':'J'Q
P is carried between the legs and defeated. Magnetic head 27B, tap root P
Predetermined data is read from the magnetic recording strip 5 affixed to the cover 2 of the book, or predetermined data is written. In addition to the bank name code and account number, the magnetic recording band 5 is filled with data such as the designated number of lines to be printed, and by reading the designated number of lines to be printed, 1.
The stopping position 11g of the υη book P is determined. Further, the detector 28 is designed to logically detect the presence of a specific mark 7 printed on the last page 6 of the passbook P.

The passbook P conveyed on the conveyance path 26 is conveyed while being held between a platen roller 30 and a tension roller 31 driven by a pulse motor 29, and the leading end of the passbook P is located at a predetermined position and is optically When detected by the detector 32, the motor 29 is driven 11 by a specified pulse amount determined by the specified print line read by the magnetic head ystv and then stopped. As a result, the bankbook P stops at the next line of the already printed line corresponding to the printing position. 3
3 is a wire dot type print head, and this print head 33 has a support base 34 connected to a pulse motor 35 and a wire 3
6 and a pulley 37 along a rod 38, printing is performed on a passbook P or a ticket S to be described later. Note that 39 is an ink ribbon, and 40 is an inkliden cassette.

On the other hand, a stacking box 41 is provided at a lower portion in front of the platen roller 30, and multi-lobed sheets S are stacked in an upright position in this stacking box 41. The collection box 41 is
is slidable in the front-rear direction along the id ipHI42, and is always urged toward the front by a spring 43. Therefore, when printing on the single sheet S, the solenoid 44 is energized so that the take-out prevention plate 4
5 is pulled against the repulsive force of the spring ring 46,
Therefore, the slip S is pressed against the take-out rollers 47, 47 driven by the motor 29. Then, as the motor 29 rotates in the opposite direction to the direction in which the passbook is taken in, the take-out rollers 47, 47 rotate in the take-out direction, and due to friction with the slip S, one slip S is taken out. be done. When a detector (not shown) detects that one sheet has been taken out, the solenoid 44 is deenergized, and the removal prevention plate 45 is returned to its original position by the repulsive force of the spring 46, allowing the single sheet to be removed. By pressing the front end of the slip S, taking out the second and subsequent sheets is prohibited. The retrieved Qi slip S is pinched and conveyed by a roller 48 and a pinch roller 49 driven by the motor 29, and when its tip is located at a predetermined position and detected by the detector 32, a specified・
The motor 29 is driven by the amount of pulse and stops. As a result, the leading end of the ticket S is stopped in correspondence with the printing position.

After the printing has been completed, the passbook P or ticket S is returned to the insertion slot 13 of the passbook P by rotating the motors 25 and 29 in the opposite direction to the direction in which it was taken in. The ticket S is to be discharged into the insertion slot 13.

Further, a passbook issuing device 19 as shown in FIG. 5, for example, is housed in a portion of the housing 11 that corresponds to the passbook issuing port 14. This passbook issuing device 19 automatically reissues a new passbook when the JL book is full and discharges it to the passbook issuing port 14, and is configured 4'M as shown below.

That is, in the storage button 51, a plurality of unprinted new bankbooks PN similar to those shown in FIGS. However, when a passbook issuance command is issued, the plunger solenoid 52 is energized and the link 53 is activated.
The push rod 54 pushes out only one lowest bankbook pN from the opening 51a provided at the bottom of the storage box 51 through the push rod 54.

The pushed out passbook PN is transported toward the passbook issuing port 14 by transport rollers 57, 57.
It is temporarily stopped on the printing table 58. Then, the print head 59 prints the account number, user's name, etc. on a predetermined area on the cover 1, and when the printing is finished, the motor 55 operates again to transfer the new passbook PN to the passbook issuing port 1.
It is designed to be discharged at 4.

FIG. 6 schematically shows the configuration of a deposit system according to the present invention, in which a plurality of currency transaction devices, such as the above-mentioned automatic cash dispensing device 61 and automatic deposit device 62, each have a modem 63, 63, .・and communication lines 64, 64.
... and the center system (central processing unit fu)
65 is connected online. Above center system 6
5 includes a collective modem 66, an input/output control section 67, a central processing section 68, an internal storage section 69, an arithmetic section 70, and an external storage section (
Ledger file) 71 etc. (A is created.

Next, the operation of the configuration as described above will be explained. First, the user inserts his/her own card into the insertion slot 12, and then uses a card reading/writing device (not shown) to read predetermined data (PIN number, account number, etc.) magnetically recorded on the inserted card. etc.) are read. Next, the user sets his/her own PIN number on key date 17, which is checked against the PIN number read from the card, and if both PIN numbers match, proceed to the next step! Then, the display 15 displays, for example, "Please insert your passbook. If you have forgotten your passbook, please press the forget passbook button." If you forget your passbook, by pressing the forget passbook key provided in the keyboard 17, the slip S is set in the print position as described above, and the transaction details are issued in the form of an extra slip.

On the other hand, if you bring a bankbook with you, by inserting the bankbook P into the insertion slot 13 with the predetermined page open, it will be taken into the printing device 18 as described above and set at the printing position. will be played. When the above operation is completed, the display 15
For example, "Please press the amount" is displayed. Therefore, when the user sets the desired amount on the key date 17, a withdrawal process is performed, and the amount outside the bank corresponding to the set amount is paid out to the withdrawal port 16. is also returned to the closet 12.

Further, when all words are set on the keyboard 17, the amount is sent to the center system 65 along with the read account number.
transmitted to. The transmitted data is stored in the internal storage section 69.
The ledger file data of the account number is read out from the external storage unit 7). Here, it is assumed that the read data at that time is, for example, as shown in FIG. 7 (CA), and there are a total of four unrecorded data, text 1 to text 4. Therefore, the center system 65 first transmits the unrecorded data one by one.

In the payment device 6, each time it receives one piece of unrecorded data, the printing device it1B';c is operated to print the bankbook PICI line, and then waits after starting a new line.

By the way, if the designated printing line read from the magnetic recording band 5 of the bankbook P is, for example, the 15th line, the print field 4 of the bankbook P is 17th line as described above, so there are three additional prints. In this case, the printing space on that page will be full. Therefore, when the printing device 18 receives the third unrecorded data (Text 3) and finishes printing it, it determines that there is no more printing space on the page and transports the passbook P toward its insertion slot 13. . During this transportation, the detector 2
8 checks whether or not there is a specific mark 7, and if the presence of the specific mark 7 is not detected, the passbook P is inserted into its insertion slot 13.
, and the display 15 displays, for example, ``Please turn over the bankbook, open a new page, and insert it again.'' During this time, the payment device 61 returns a transmission impossible signal "NACKJ" to the center system 65, but when the passbook P is reinserted and set in the printing position, a transmission possible signal "ACK-A" is sent back to the center system 65.
J, and the center system 65 that received this sends the remaining unrecorded data (text 4) to the printing device 18.
This is printed on the first line of the new page of passbook P.

On the other hand, if the presence of the identification mark 7 is detected by the detector 211, the passbook P is returned to its insertion slot 13 because it means that the last page of the passbook P is blank and the passbook is full of prints. Also, since the passbook is full of prints at this time, a passbook issuing command is given to the passbook issuing device 19.
The passbook issuing device 19 operates and prints the account number and the corresponding user's name (in kana characters) that were previously sent from the center system 65 on the cover 1 of the new passbook PN, and outputs it to the passbook issuing port 14. .

At this time, the display 15 displays, for example, "Please open the first page of the new B bankbook and insert it." Therefore, the user receives the new bankbook PN from the bankbook issuing port 14, opens the first page (first negative page), and inserts it into the bankbook insertion port 13. During this time, the payment device 6 is connected to the center system 65.
Although a transmission impossible signal [NACK J is returned to
Center system 6 that returned CK-B J and received it
5 starts transmitting again.

By the way, the transmittable signal specifies [ACK-A J and the printing format of the printing device 18,
r ACK-A J indicates normal passbook printing, r AC
KB J indicates that when a new passbook is reissued, the amount carried over from the previous passbook will be printed on the first line.

The center system 65 that receives the transmission enable signal r ACK-B J determines that the new passbook PN has been set in the printing device 18 of the payment device 61, and transmits the remaining unrecorded data (text 4). The amount previously printed on the last line of the last page of the previous passbook is sent to the payment device 6 as the carryover amount. Thereby, the printing device 18 prints the carryover amount on the first line of the first page of the new passbook PM. Next, the remaining unrecorded data (text 4) is transmitted from the center system 65, and the printing device 181d that receives the data prints it on the second line. This completes the transmission from the center system 65, and all unrecorded data (texts 1 to 4) is output from the ledger file in the external storage section 71, and the latest balance and last recorded balance of the passbook are updated, as shown in FIG. It will look like (B). On the other hand, the new passbook Pw, on which the remaining unrecorded data has been printed, is ejected into the insertion slot 13, but during this transportation, the new passbook P.

Data such as the account number and the designated number of lines to be printed are written onto the magnetic recording band 5 using the dot 22.

The user then receives the new bankbook P from the bankbook insertion slot 13.

In this way, if the passbook printing becomes full during printing, it is automatically determined and the passbook issuing device 19 is operated to automatically print the first cover page without the intervention of an attendant.
A new passbook PN with the account number and name printed on it and the account number written on the magnetic recording band 5 can be reissued.
Therefore, unattended processing when the passbook is full of prints can be performed automatically. Therefore, it is possible to meet the demand for this type of device to be installed outside a bank branch, or for it to be available even outside of business hours even inside a bank branch.

In the above embodiment, a specific mark is printed in advance on the last page of the passbook, and it is determined whether or not it is the last page by checking whether or not the above specific mark is present on that page when printing the passbook. However, it is not limited to this, for example, by printing a negative number on the passbook without setting a specific mark, reading the negative number and comparing it with the set value (final negative number), the final value can be determined. It also automatically determines when the passbook printout is full and reissues a new passbook by activating the passbook issuing device. However, the present invention is not limited to this, and for example, if there is no printing suis on the printing surface when printing a passbook, the passbook is returned once and the user is asked to confirm that there are no remaining pages (the passbook is full of prints), and the user Enter a passbook issuance request command into the machine, operate the passbook issuing device,
A new passbook may be reissued.

Furthermore, in the above embodiment, the account number was magnetically written on the magnetic recording band of the new passbook using the printing device, but the present invention is not limited to this. For example, by providing a writing magnetic head on the passbook issuing device, The issuing device may magnetically write the account number when issuing a new passbook. In addition, although the case where it is applied to a passbook handling device used in an automatic cash dispensing device has been described, the present invention is not limited to this.
For example, it may be a passbook handling device used in an automatic deposit machine, and in short, any passbook handling device that has a printing device for printing transaction details on a passbook can be applied.

In addition, the present invention is not limited to the above-mentioned embodiments, and it goes without saying that various modifications can be made without departing from the gist of the present invention.

As detailed above, according to the passbook handling device of the present invention, when printing on a passbook received from the passbook insertion slot, there is a discriminating means for discriminating whether or not a new passbook is required to be issued; A communication means that operates when it is determined that it is necessary to issue a passbook and receives some or all of the fixed account information from the central processing unit, and a communication means that prints the fixed account information received by this communication means on the cover of the new passbook. By installing a post-issue passbook issuing device, if the passbook printout becomes full during printing, a new passbook with fixed account information printed on the cover can be automatically issued without the intervention of an attendant. This enables unattended processing when the passbook is full. Furthermore, in the case of a conventional system involving an attendant, fixed account information such as the name on the cover page, which was handwritten each time, can be automatically created. In particular, fixed account information such as names was memorized by the bankbook handling device as there were many accounts).
It is difficult to store such information on the magnetic recording band of a passbook, and by receiving this information from the central processing unit, the burden on the passbook handling device can be reduced.

[Brief explanation of drawings]

The figures show one embodiment of the present invention, in which Fig. 1 is a perspective view of a bankbook, Fig. 2 is a view of the bankbook with its last page opened, and Fig. 3 is a view of an automatic cash dispensing device. FIG. 4 is a perspective view schematically showing the overall configuration, FIG. 4 is a perspective view showing the configuration of the printing device, FIG. 5 is a side view showing the configuration of the passbook issuing device, and FIG. 6 is a block diagram schematically showing the configuration of the deposit system. 7 are diagrams showing an example of the structure of a ledger file in an external storage section in a center system. P...Passbook, 3...Page, 4...Print column, 6...
Eyebrow end page, 13... Passbook insertion slot, 14... Passbook issuing slot, 18... Printing device, 19... Passbook issuing device, PN
...New passbook, 58...Print stand, 59...To print,
64... Communication line, 65... Center system (
central processing unit). Applicant's agent Patent attorney Takehiko Suzue Figure 7 2 Figure 2 Figure 3

Claims (1)

[Claims] It is connected via a line to a central processing unit that stores fixed account information and transaction information that changes each time a transaction is executed for each transaction account, and has a printing device that prints transaction details on the passbook received from the passbook insertion slot. In the passbook handling device, a determining means for determining whether or not it is necessary to issue a new passbook at the time of printing on the passbook received from the passbook insertion slot, and when the determining means determines that it is necessary to issue a new passbook. A communication means that operates to receive part or all of the fixed account information from the central processing unit, and a passbook handling device that prints the fixed account information received by the communication means on the cover of a new passbook and then issues it. A passbook handling device characterized by: