JPS59197990A - Automatic cash depositor/dispensor - Google Patents

Abstract

(57) [Summary] This bulletin contains application data before electronic filing, so abstract data is not recorded.

Description

DETAILED DESCRIPTION OF THE INVENTION Field of the Invention The present invention relates to automated teller machines in which customers conduct transactions directly using transaction media.

Prior Art and Its Problems With conventional automatic teller machines, customers face the operation surface or transaction media input/output port provided on the front of the machine and operate these devices according to the steps shown in the operating guide. was conducting transactions. However, automatic teller machines are composed of many functional blocks for inputting and outputting various transaction media such as gear cards and bankbooks, but transaction No. 11 is comprised of many functional blocks that are not actually used. Functionality of:
There are 7 ri. However, if one customer is exclusively responsible for the customer service aspect of the automatic teller machine, other customers will not be able to use the automatic teller machine even though there is an unused cash machine.
! I was unable to use the cash machine. As a result, the utilization efficiency of the device is poor, and when there are many users, a lot of waiting time is required, which causes inconvenience to customers.

OBJECTS OF THE INVENTION The present invention has been made in view of the shortcomings of conventional automatic teller machines. To provide an automatic teller machine capable of operating at a high rate of 9% by rotating the machine.

Structure and Effects of the Invention The present invention provides a card handling machine including a processing unit for a card as a transaction medium, a passbook handling machine including a passbook processing unit, and a banknote that discharges paper 7b'/ that is used for payment transactions. An automated teller machine (1) comprising a dispensing machine and a bill inserting machine for taking in banknotes in deposit transactions. 2 Constructed as an operation surface for the banknote dispensing machine and the banknote insertion machine, and including a flag area indicating the operation status of each device. A means and a rotation mechanism that rotates the automatic cash deposit payment 1 shallow in 90 degree increments along the axis of the rectangular prism are provided, and at the start of the transaction, the transaction medium is accepted from the card and passbook handling machine, and the transaction is completed. This feature is characterized in that the quadrangular prism is rotated as the transaction progresses to perform a transaction medium release process.

According to the present invention having such characteristics, the insertion and discharging aspects of cards and passbooks and the start of transactions are separated from the insertion and discharging aspects of cash, slips, etc. inserted and discharged during transactions, and Since they are configured to rotate once as appropriate, there is an advantage that two people can trade at the same time and transactions can be carried out smoothly. Therefore, even when there are many users of the equipment, 4S'
tl: 5- There is less time and transactions can be carried out without congestion. - Financial support: Not only can institutions increase the efficiency of automatic teller machine operation, but they can also improve customer service.

DESCRIPTION OF THE EMBODIMENTS FIGS. 1 and 2 are front and rear external views of an embodiment of the automatic teller machine of the present invention, respectively.

In these figures, the cash flow (hereinafter referred to as ΔTM) 1 is formed into a rectangular prism shape, and the 4 points A-D are
One side shall be used as a card handling machine, a passbook handling machine, a bill ejection machine, and a bill insertion machine. As shown in Fig. 1, a handling display 2 is provided at the upper left of the vertical operation surface (side A) of each card handling machine to indicate the handling status of the card handling machine, and a rotary operation display 2 is provided to indicate the handling status of the card handling machine. A guide display 3, an insertion/return slot 4 for inserting and returning a card, a transaction selection button 5 for selecting a transaction, a function key 6 for instructing an attendant to call and stopping a transaction, a numeric keypad 7, and detecting the proximity of a customer. A detector 8 is provided. In addition, a handling display 9 is provided at the upper left of the vertical operation surface (8 surfaces) of the passbook handling machine to show the handling status of the passbook handling machine, a rotary operation guide display 1o showing operation guidance, Insertion and return port 1 for insertion and return
1. Transaction selection button 12 for further transaction selection, function key 13 for instructing to call the clerk and stop the transaction, numeric keypad 14
, and a detector 15 for detecting the proximity of a customer are provided 6J.

At the upper left of the vertical operation surface (plane 0) of the bill dispensing machine shown in FIG. 2, there is a handling display 16 that shows the handling status of the bill dispensing machine
is provided, and on the right side there is a rotary operation guide display 17 that shows operation guidance, and a payment amount display 18 that displays the payment amount.
, a function key 19 for instructing to call an attendant, cancel a transaction, and make a payment for confirmation of payment, a bill slip outlet 20, and a detector 21 for detecting the proximity of a customer. Furthermore, a handling display 22 is provided at the upper left of the vertical operation surface (D surface) of the bill insertion machine to show the handling status of the banknote insertion machine, and a rotary operation guide display 22 to the right shows operation guidance. 23. Inserted amount display 24a that displays the number and amount of inserted banknotes.

There are provided an input number display 24b, a function key 25 for instructing to call an attendant, stop a transaction, and make payment, a bill slot 26, and a detector 27 for detecting the proximity of a customer.

FIG. 3 is an external view of this ATMl viewed from above. As shown in FIGS. 1 to 3, the ATMI has a thick cylinder in the center and is configured to rotate only in the direction of the arrow in each figure around this cylinder.

FIG. 4 is a block diagram that does not show the entire structure of A and TM1. This ATMI is configured such that a main side (211 section 30) consisting of a main arithmetic processing unit (hereinafter referred to as a master CPU) centrally controls each device via a pass line.In other words, the main control section 30 A magnetic card reader, a slip issuing machine 31, a paper lj'l', f ejecting machine 32, and a bill checker 3 that checks deposited banknotes are connected via a transmission line.
3. IIL book printing machine 34 that prints on the passbook, rotary drying guide display 3, 10, 17, 23.0 on each operation surface, payment amount display 18 on surface D, number of sheets inserted and amount on surface D. Indicators 24a, 24b, A-side transaction j5! , selection keys, transaction selection keys on 1-35.3 numeric keypad units, numeric keypad unit 36, handling display/function keys/detector units 37-40 on operation surfaces A-D, and rotation for controlling the rotation of the ATM. Control panel 41 is controlled. Main control section 3 in this figure
Each block other than 0 has a slave CPU (hereinafter referred to as slave CPU), and the entire ATM 1 is configured by a master-slave system in which the master CPU controls a large number of slaves Cl)U. .

Each trading program and various data are temporarily stored in the mask CPU and each slave CPU.1. Kisuru Ki (, ff
It has equipment.

FIG. 5 is a diagram showing the flag area of the ffl device installed in the main control unit 30. The banknote ejection machine on the side and the paper 919 insertion machine on the D side are each provided with flags of 8 hino I and up, and the respective flags are CAD, PBP, CA as shown in the figure.
Rahel from H and BIL is being interviewed. In this figure, the rotation permission flag is a flag that is set when the ATMI is in a transaction state where rotation is possible, the operating flag is a flag that is set when each device is in operation, and the completion flag is a flag that is set when the device is in operation. This flag is set when the operation is completed. Furthermore, in Rahel CAD and PBP flags, payment flag, deposit flag,
A balance inquiry flag and a bookkeeping flag are provided, and Rahel C
Δi(, the staff call flag in the BIL flag,
A cancellation flag is set.

Each Rahel's flag has 1.
, 2. 4. , 8 is added to HJ, and the flag status of each Rahel is indicated by the sum of the weights. In addition to these flag areas, there is also a rotation counter CT that operates according to the position of the rotating Δ'I''M. GC is 1
It is assumed that the number is sequentially incremented from 4 to 4.

Next, the operation of ATM in this embodiment will be explained.

FIG. 6 is a flow chart 1 showing the pre-transaction processing. In this figure, when the operation starts, first, in step 50, the "Payment", "Deposit", and "Balance Inquiry" lamps of the transaction selection key 5 of the card handling machine shown in FIG. Turn on the "Payment", "Deposit", and "-Book" lamps on the transaction selection key 12 of the passbook handling machine. And the handling display of the transaction device on each side of A to D 2. 9, 16.22 is marked as "in stock" (Ste knobs 52-55). Then, in steps 56 to 59, it is checked whether the respective internal devices, ie, the cart league, slip issuing machine, bill checker, bill ejecting machine, and 1lrl book printing machine are normal. If any of the devices is damaged, transactions cannot be conducted using that device, so the corresponding display is turned off and each device is discontinued from use (steps 60 to 70). and step 7
Proceed to step 1 and check whether your ATM is in the normal position. If it is not in the normal position, go to step 724 and repeat the 90' rotation of the ATM until it is in the normal position. If it is in the normal position, the transaction is completed. Finish the process.

Figure 7 shows an overview of 19 transactions when selecting this ATM transaction.
! 8 is a flowchart showing step 8. In this figure, in step 80.81, the ATM is controlled to be in the home position,
In steps 82-85, the detectors 8. I5.2
1. Check whether a customer was detected on 27th.

If the detector 8 on the A side detects a customer, the step goes to step.

Steps 86 to 89 wait for the transaction selection key to be pressed, and store the mode I according to the type of key (step 7).
Steps 90-92), return to step 83 (steps 97-92)
99). Also, when a customer is detected by the three-sided detector 15, the process waits for a transaction selection key to be pressed in steps 93 to 96, and the mode is stored in accordance with the type of the key. Further, when a customer is detected by the detectors 2L27 on sides C and D, the process returns to step 80. This is because a transaction must be initiated from either side A or side 3. After the transaction mode is thus memorized, the ATM is rotated one figure at a time and transaction processing is performed in sequence (routines 100 and 101).

Next, the individual operations of each transaction device on sides A to D will be explained with reference to flowcharts. 8 to 11 are flowcharts showing the operations of the cart handling machine, passbook handling machine, bill dispensing machine, and bill insertion machine, respectively, and each step in these flowcharts I. shows the operation of the slave CPU. When the operation starts in FIG. 8, it is checked in step 110 whether the detector 8 has detected a customer, and if not, the timer is reset and step 1
Return to 10. When a customer is detected, the process proceeds to step 112 where a timer with an operating time of 10 seconds is set.

Then, wait for the transaction selection button to be pressed until the time has elapsed, and if it is pressed, reset the timer 71~, retrieve the contents of the pressed button 5 (H'), and select one of the transactions in the flag CAD according to the contents. flag (steps 114-116). After that, the operation guide display 3 prompts you to insert the cart, sets a 10 second timer, and waits for the card to be inserted (steps 117 and 118).
. Then, the card is inserted before the time is over,
If the cancel or call button is not pressed (step 119)
-122), and in step 123, the contents of the card are checked. However, if the time is over in step 119, the pressed button is cleared and the process returns to step 110. If the cancel button is pressed or there is an abnormality with the card, the card is returned in step 125, and the water tank is pressed again. If so, an attendant call process is performed (step 126). If there is no abnormality in the cart, the process advances to step 127 to check whether this car 1 handling machine is in operation.

If the transaction is in progress, such as inputting the withdrawal amount for each transaction, the in-operation flag is set (step 128), and if the transaction is in progress, the transaction is completed without setting the in-operation flag. Check for abnormalities. If the error is not normal, the data of the card handling machine is sent to the main control unit 30, and after displaying that the procedure is currently in progress (step 13L132), the process returns to step 127. If the creation of 'fl is completed, a completion flag is set in step 133, and a rotation permission flag is set (step 134), and then this car 1-'
Send the data of the handling machine to the main control unit 30 (step 1
35) End the processing, and if there is an abnormality, perform abnormality processing and end the processing.

FIG. 9 is a flowchart 1- showing a shallow operation (handling of bankbooks), and almost the same processing as that of the cart handling machine of FIG. 8 is performed. Immediately, in step 140, if the customer is detected incorrectly, a timer is activated to wait for the transaction selection button to be pressed, and one of the transaction flags in the flag area of the label PBP is set based on the pressed transaction selection button (steps 142 to 140).
146). Then, the operation guide for inserting the passbook is displayed (step 147), and if the passbook is inserted, the magnetic stripe of the passbook is checked (step 147). If this is normal, an in-operation flag is set and the transaction operation necessary for the transaction is performed, and when the operation is completed, the data of the passbook handling machine is sent to the main control section 30 and the process is completed (steps 157 to 165).

FIG. 10 is a flowchart showing the operation of the banknote dispensing machine=1. In this figure, when the operation starts, it is first checked whether the use permission flag is set (step 17).
1). The use permission flag data is sent from the main control unit 30 and is used to give operation permission to this banknote dispensing machine.

If this flag is set, it is checked in step 172 whether the detector 21 has detected a customer. If no customer is detected, abnormality processing is performed in step 173 and the process ends; if a customer is detected, a timer with an operating time of 10 seconds is started, and operation guidance for confirming the amount is provided (steps 174, 175). Waits for an operation button to be pressed. When the payment button is pressed, the payment amount is released in step 180 via step 177, and during that time, guidance is provided to the effect that the procedure is currently in progress (step 181).

Then, during the withdrawal operation, the operating flag is set to 1 to 182), and the data of the bill dispensing machine is sent to the main control unit 30 while checking whether the operation is completed or abnormality is present (steps 183 to 186). , wait for the operation to complete. If the operation is completed, a completion flag is set in step 187, and if there is a time-over or cancellation in steps 176 and 178, a cancel button flag is set in step 188).
If the call button is pressed in step 179, an attendant call flag is set (step 189). Then, the rotation permission flag is set and the data of this banknote dispensing machine is sent to the main control unit 30, and the post-processing is completed (step 1).
90).

FIG. 11 is a flowchart showing the operation of the banknote insertion machine.
It is. In this figure, when the operation starts, it is first checked whether the usage permission flag is set (step 200). The use permission flag data is sent from the main control unit 30 and is used to give operation permission to this bill insertion machine. If this flag is set, it is checked whether the detector 27 has detected a customer. If no customer is detected, abnormality processing is performed in step 202 and the process ends; if a customer is detected, the shutter of the pill checker 33 is opened and operation guidance for inserting banknotes is displayed (step 202).
03-204). Then, a timer with an operating time of 30 seconds is started, and a banknote is waited for to be inserted before the timer expires (steps 206 to 208). When a banknote is inserted and the shutter of the hill checker is closed, the process goes to step 209, where it says ``Currently not calculating. reads the denomination, number of coins, and total amount on the display 24a.

24b. Then, in step 211, confirmation operation guidance is provided, a 10 second timer is started, and steps 213 to 216 wait for any of the operation buttons to be pressed. If the payment button is pressed, the process proceeds to step 217 to check whether or not it is in operation. If it is in operation, the in-operation flag is set (step 218) and the process proceeds to step 219. Then, in steps 219 to 221, information from the pill checker 33 is sent to the main control section 30 in response to the customer's operations, and the process waits for completion. If the banknote insertion process is completed, the completion flag is set to seven in step 222, and if it is abnormal, abnormality processing is performed in step 223.

On the other hand, if the cancel button is pressed in step 215, the inserted banknotes are returned and the cancel button flag is set (steps 224, 225), and if the call button is pressed in step 216, the clerk in step 226 Cent the call flag. If the time is over in step 206,
Close the shank of the Luche Soka (step 227), or if any process is completed in steps 222, 225, or 226, set the rotation permission flag, send the data of the pill checker to the main control unit 30 (step 228, 229), the processing of that bill insertion machine is ended.

Next, the transaction processing operation of the entire automatic teller machine will be explained with reference to the flowchart of FIG. 12 showing the operation of the main control section 30. First, when the operation is started, the value of the flag CAD of the card handling machine is checked in order to give priority to card transactions (step 230). If this is 00, there is no card transaction, but if any of the payment flag, deposit flag, or balance inquiry flag on the label CAD shown in Figure 5 is set, the customer (hereinafter referred to as the card transaction customer) is Since the person (2010) operated the card handling machine, it is necessary to check the value (steps 231-233), and the processing routine shown in FIG. 8 waits for the completion of transaction input (routines 234-236). Once these inputs are complete,
Among the flags CAD of the card handling machine, the rotation permission flag, completion flag, transaction in progress flag, and any transaction flag are set.

If this transaction is a deposit or payment transaction, then in steps 237 and 238, depending on the value of the passbook transaction flag PBP, check whether another customer (hereinafter also referred to as a passbook transaction customer) is requesting a transaction using a passbook from side B. Check. If this is a deposit or payment transaction in 04 or 08, respectively, the completion of the transaction input is awaited in the processing routine shown in FIG. 9 (routines 239 and 240).
. If the card transaction customer makes a payment transaction, the ATM is rotated 90 degrees in step 241 and the rotation counter CT is incremented by 1, regardless of the presence or absence of the payment by the bankbook from side B (routine 240), and step 242 Proceed to. In addition, if it is a deposit transaction, proceed to step 242 regardless of whether or not the deposit transaction is made using a passbook.
is rotated by 90 degrees, and the rotation counter is incremented from 1 to proceed to step 244. Also, in routine 234, if there is a balance inquiry transaction from side A, this ATM is
The rotation counter CT is rotated by 80 degrees and the rotation counter CT is incremented by 2 (step 243), and the process proceeds to step 244. On the other hand, if the card transaction is unsuccessful, the process proceeds directly from step 230 to step 244. Then, the value of the rotation counter CT is checked at the steering knobs 244-246. This is 0
If so, it means that there is no transaction using the cart from the cart handling machine on side A, so in steps 247 to 249, the presence or absence of a bankbook transaction is checked based on the value of the bankbook transaction flag l) BP.

I will Then, depending on the value, as shown in FIG. 9, completion of input operations for bookkeeping transactions, deposit transactions, or payment transactions is awaited from side B (routines 250 to 252). If it is a bookkeeping transaction, the process can be completed simply by operating from the B side, so if the bookkeeping process of routine 250 is not completed, the process jumps to the initial state return routine 8. If it is a deposit transaction in step 248, wait for the completion of the transaction from side B of routine 251, and then
TM is rotated by 180 degrees and 2 is added to the rotation counter CT (step 253). If it is a payment transaction, wait for the processing of routine 252 to end and proceed to step 254.
Rotate TM by 270 degrees Add 3 to rotation counter CT.

In this way, input of the transaction medium and operation at the start of the transaction are completed using the card handling machine on side A and the passbook handling machine on side 13.

On the other hand, if the rotation counter C'F is 1 in step 245, the process proceeds to step 255, where the customer who has inserted the card is asked to face the operation surface of the bill insertion machine, which is the 9th side, and insert the bill as shown in the flowchart of FIG. The waiting number is filled. Once the banknotes have been inserted, the transaction with the card transaction customer has ended, so next we will conduct a transaction with the passbook transaction customer, and proceed to step 2.
At steps 56 and 257, the value of the passbook transaction flag PBP is checked. If the PBPO value is E4, the passbook transaction customer requests a deposit transaction using the passbook in routine 239, and the PBP rotation permission flag, in-operation flag, completion flag, and deposit flag are set, so the ATM is activated in step 258. Rotate 90 degrees to face the nine-sided banknote insertion machine operation side to the passbook transactor. Then, in routine 260, the bank waits from position B for the bankbook customer to complete the deposit operation.

Also, in step 257, if PBP is E8, the passbook transaction person steps from the B side.

Since a payment transaction is requested in step 7'240, in step 259, the ATM is rotated 180 degrees, the counter CT is set to 2, and the bankbook is turned to face 0 at the bankbook transaction person at position B. ``+'' is released.If each transaction is requested in steps 251 and 252, the deposit and release process of paper 1? is performed in steps 260 and 261, and the process jumps to step 262.Then, P B If P has returned to 00, the process returns to the initial return routine 8, and if it is not 00, the same process is repeated in accordance with the value of the revolution counter CT.

If the value of the rotation counter CT is 2 in step 246, the process proceeds to step 263, where the customer using the card is engraved and the banknote is discharged with the zero side facing the customer.

Once the transaction with the card transaction customer is completed, the value of the PBP flag is similarly checked in steps 264 and 265, and the presence or absence of the transaction with the 1ff2 book transaction customer is determined by 4:+1. If the PI3P flag is E4, in step 266, the process returns to the initial return routine after waiting for the banknote deposit process to be completed;
If the value of PBP is E8, the bankbook transaction customer is requesting payment, so in step 267 the ATM is further rotated 90 degrees and the banknote is discharged to the bankbook transaction customer with the 0 side facing the banknote dispensing side (step 26 Day).

After this process is completed, the process jumps to the initial return routine.

In this way, it becomes possible to perform transaction processing almost simultaneously for customers who conduct transactions using cards and customers who conduct transactions using bankbooks.

Next, FIG. 13 is a flowchart showing the initial return routine A. In the figure, when this routine is entered, the ATM is rotated in accordance with the value of the rotation counter CT in steps 270 to 274 (steps 275 to 277), and the process proceeds to step 278, where the rotation counter CT is set to O. Then, in steps 279 to 282, the flag C of each device is
If any one of AD, PBP, CAH, and BIL is set, the process returns to step 230 in FIG. If these flags are not set, it is checked whether the ATM is in the normal position, and if the ATM is not in the normal position, the process proceeds to the abnormality processing routine of 284. If the card transaction is in progress at step 285, the cart is returned at step 286, the slip is released, and the in-operation flag is cleared (step 287), and the card transaction is terminated at step 288.
If the passbook processing machine is in operation, the inserted 3FF4 book is returned in step 289, the in-operation flag is cleared (step 290), and the process ends.

In this way, in the ATM of the present invention, the operation surfaces of each block of the card handling machine, passbook handling machine, banknote dispensing machine, and banknote insertion machine are provided on each side of the ATM configured in the form of a rectangular prism.
The ATM is operated by rotating the TM appropriately to proceed with the transaction.
Each block is used effectively to improve processing efficiency.

[Brief explanation of the drawing]

Fig. 1 is a front perspective view showing an embodiment of an automatic teller machine according to the present invention, Fig. 2 is a rear perspective view thereof, Fig. 3 is a top view, and Fig. 4 is a block diagram showing its electrical configuration. Figure 5 shows the flag area for indicating the 63 production status of each side,
FIG. 6 is an initial processing routine at the start of operation, FIG. 7 is a flowchart showing an overview of the operation of this ATM, and FIGS. Flowchart 1-1 1st showing the operation of the bill insertion machine
Figure 2 shows flowchart 4p showing the overall operation of this A'TM.
l-1 Figure 13 does not show the initial return routine;
It is a chart. 1-1---A'TM 8.15, 21, 27.
-Detector A--------Ichiriki-do handling machine operation surface
B-----Passbook handling machine operation surface C---1--Banknote dispensing machine operation surface D-----One bill insertion machine operation surface
CA D----1 Card handling machine flag P B
P------Passbook handling machine flag ゛CA H------
~Flag of banknote ejection machine B■L---Flag of banknote insertion machine CT---One revolution counter patent applicant
Tateishi Electric Co., Ltd. Agent Patent Attorney Yoshiki Okamoto (and 1 other person) 1st V! 1 2nd! /1

Claims (1)

[Claims] (1) A card handling machine that includes a processing section for cards that are transaction media, a passbook handling machine that includes a passbook processing section, a bill dispensing machine that discharges banknotes in payment transactions, and J8! In an automatic teller machine, the automatic teller machine has a rectangular external shape, and each side has a card handling machine, a paper handling machine, a bill handling machine, a paper money dispensing machine, and a paper money dispensing machine. The automatic teller machine is configured as an operation surface for transactions, and is provided with a storage means including a flag area indicating the operation status of each device, and a rotation mechanism that rotates the automatic teller machine by 90 degrees along the axis of the rectangular prism. An automatic teller machine characterized in that a transaction medium is received from a card and an iIl account handling machine at the start of the transaction, and as the transaction progresses, the square column is rotated to discharge the transaction medium.