JPS605030B2 - transaction processing equipment - Google Patents

Description

[Detailed description of the invention] The present invention will be explained in the following order.

1> Technical field of the invention <2> Prior art and its problems <3> Purpose of the invention <4> Structure of the invention <5> Description of embodiments <5>-i Overall structure of staff side device A (first (Fig. 2, Fig. 3) <5>-ii Overall configuration of customer-side device B (Fig. 1, Fig. 2, Fig. 3) <5>-iii Overall configuration of customer-side device A and customer-side device B Appearance and layout (Figures 2 and 3) <5>-iv Overview of CPUI and processing operations of 2 (Figure 4)
(Fig. 5, Fig. 6, Fig. 7, Fig. 8) <5>-v Deposit transaction data input processing (Fig. 1, Fig. 2, Fig. 6, Fig. 8) <5>- Input processing of withdrawal transaction data (Figure 1, Figure 2, Figure 6, Figure 8) <5> Relationship between transmission control device and central device and data transfer (Figure 4, Figure 1) <5>-ix Processing operations by the CPU 2 of the customer side device (Fig. 1, Fig. 5, Fig. 6, Fig. 7) <5>-ix Check routine for each input/output device (Fig. 5)
(Fig. 1, Fig. 9) <5>-x Transaction output control routine (Fig. 5, Fig. 7, Fig. 1, Fig. 9) <5>-xi Overview of device operation (Fig. 1) , Fig. 6, Fig. 5, Fig. 7) <5>-xii List showing the order of operational procedures to be performed by staff members and customers in deposit and withdrawal transactions <6> Effects of the invention <1> Technique of the invention FIELD OF THE INVENTION The present invention relates to a transaction processing device for processing transactions such as cash deposits and cash payments at a financial services counter of a bank.

2> Conventional technology and its problemsAs is well known, in order to simplify bank counter operations,
An automatic teller machine, an automatic teller machine, or an automatic cash deposit machine that allows bank transactions such as cash deposits and payments to be performed automatically using a passbook or card that magnetically records personal codes and account numbers. Machines etc. are widely used in practical use.

These automatic transaction processing devices perform simplified and standardized transaction processing such as reading and verifying bankbooks and cards, determining the authenticity and type of banknotes, storing or discharging counted banknotes, and printing on bankbooks. However, it is not possible for this item activation device to handle transaction processing for all actual customers.

In other words, bank staff must handle the verification of seals, the inspection and stamping of checks, and the identification of banknotes that cannot be automatically distinguished by equipment. Traditionally, in general banks,
While the above-mentioned automatic transaction processing device is installed, a staff counter is also provided for accepting transactions that cannot be automatically processed by the customer's own operations as described above.

Regarding transaction processing received at this staff counter, all administrative processing from start to finish, for example, in the case of cash payment, receipt of passbook and withdrawal slip, seal verification, counting of banknotes, bookkeeping, handing over of banknotes and bankbook. A series of administrative procedures such as these were all carried out through the intervention of staff. As a result, the processing time required for agents to process transactions is extremely long.
This was the main reason for the low administrative processing capacity of counter operations.

3> Purpose of the Invention This invention has been made in view of the above-mentioned conventional problems.

The purpose of this service is to provide a simple and uniform system for transactions that require the intervention of an agent, so that the agent can only carry out the processes that really need to be carried out by the agent, leaving the operations to the customer. In addition, even if post-processing by customer operations is slow, pre-processing by staff operations can proceed with multiple customer transactions one after another, greatly increasing the processing efficiency of staff. The object of the present invention is to provide a transaction processing device that can be improved.
<4> Structure of the Invention In order to achieve the above object, the transaction processing device of the present invention includes: a transaction data input device on the clerk side including a passbook reader, a banknote reader, and a keyboard; and input contents etc. by this input device. a first memory into which transaction data entered by the input device is written; a second memory into which the transaction data in the first memory that has been input by the input device is transferred; a memory; the second memory transmits the stored transaction data to the central device, and stores return data returned from the central device in response to this in another area of the second memory; and a communication control means for displaying the determination result of at least the transaction data in the returned data on the staff display device;
a third memory to which the transaction data in the memory and the paired return data are transferred; a passbook processing device for a customer including a passbook discussion device and a passbook printing machine;
A banknote discharging device and a guide display device for customers provided with this passbook processing device: When a passbook is inserted into the passbook processing device, passbook data read by the passbook reader and a third memory are stored. transaction output control means for operating the passbook printing machine and the paper discharge device in accordance with the data contents in the third memory when a predetermined match is detected as a result; a transfer control means for transferring data between the first memory, the second memory, and the third memory in response to the completion of processing by the transaction output control means; the passbook of the transaction data input device; The reader has a passbook insertion slot arranged toward the clerk side and a passbook insertion/ejection slot arranged towards the customer side. It is characterized in that the bill insertion port is disposed toward the customer side, and the bill ejection port is disposed toward the clerk side.

<5> Description of Embodiments Hereinafter, embodiments of the present invention will be described in detail based on the drawings.

<5>-i Overall configuration of clerk side device A (FIGS. 1, 2, and 3) FIG. 1 shows the overall configuration of a transaction processing device according to the present invention.

This device includes, for example, an attendant-side device A that is operated by an employee inside a bank counter, and a customer-side device B that is mainly operated by customers outside the counter.
It is broadly divided into. In the staff-side device A, the CPU1 (
The central processing unit), ROM3 (read-only memory), and RAM4 (random access memory) are the control centers, and the CRT display device 7, which is a display device for staff, and the bank's copy slips, etc. A printer 8 for printing,
A keyboard 9 for performing various input operations by an attendant, a passbook reader 10 for reading data recorded on the magnetic stripe section of a passbook (this is referred to as passbook data), and a bill reader for determining and counting banknotes. device 1 1 is CPU
I have separated into multiple device housings for placement in the Mizo Trout, Eagle, Crane, and Wani Sea military sea urchin.

<5>-ii Overall configuration of customer side device B (Figures 1 and 2)
Figure 3) In the customer side device B, CPU2 and RO
M5 and ROM6 are the control center, and there is a transmission control device 12 for transmitting and receiving data with a central device that manages transaction data, and a passbook processing device that includes the passbook data reading/writing device and passbook printing machine. 13 and a bill ejecting device 14,
A guide display device 16 and a power card reader 17 that reads the magnetically recorded data of a card issued as a pair with a passbook.
, a slip issuing machine 18 that prints and issues slips for customers, a keyboard 19 operated by the customer, and an internal panel control device 20 equipped with a date setter, various operation indicators, etc.
, a control device 21 on an external panel provided with operation indicators and various work changeover switches for the above-mentioned devices, and a CUP 2.
An external storage device 22 storing a plurality of types of programs to be executed is centrally controlled by the CPU 2.

The customer-side device B in the embodiment is in an operation mode (which functions as a part of the transaction processing device according to the present invention) in which pre-processing and post-processing are divided between the clerk and the customer (details will be explained sequentially below).
In addition to the well-known operation mode that functions as an automatic teller machine (this is called the automatic teller machine mode), both modes can be switched arbitrarily. You can choose.

That is, the program for the post-processing mode and the program for the automatic teller mode are stored in the external storage device 22, and when an electric wire is inserted into the device B, the program for the post-processing mode is automatically stored in the RAM 6. device B.
In addition to operating in post-processing mode, the automatic payment machine program can be RA'd by the mode switching operation described later.
M6 can be forced to operate device B as an automatic teller machine (unmanned operation from the bank's perspective).

Therefore, the main parts of the customer side device B (passbook control device 13, banknote ejection device 14, guide display device 16, card reader 17
.
Note that when device B is operated in post-processing mode,
The code reader 17, slip issuing machine 18, and keyboard 19 are not necessary, and these are used in the automatic teller mode. <5>-iii Appearance and layout of staff-side device A and customer-side device B (Figures 2 and 3) Figure 2 is a schematic plan view showing an example of the arrangement of the above-mentioned devices at a bank counter. In the figure, reference numeral 23 is a counter, T indicates an employee inside the counter 23, and C
I.

C2 and C3 each indicate three customers outside the counter 23. In this embodiment, the bankbook reader 10 and the banknote reader 11 of the staff-side device A are printed on one device block and layered on the counter 23.

FIG. 3 is a perspective view showing the appearance of a device block that integrates the passbook reader 10 and bill reader 11, and FIG.
B shows the appearance of the side facing the customer, and B shows the appearance of the side facing the staff. As shown in Figures 2 and 3, there is a passbook reader housed in this device block, a passbook reader OA placed on the customer side, and a passbook reader OA placed on the customer side. It has a passbook insertion/ejection port 10B, with insertion 9E and 10A,
The structure is such that a passbook can be inserted from any of the terminals 10B and can be ejected from any of the terminals.

In addition, the bill reader 11 housed in the device block has a bill insertion slot 11A disposed on the customer side, a discharge port 11B for normal bills that have been read, and a discharge port 11C for defective bills that cannot be read. is provided on the side facing the staff.

In this way, the passbook reader 10 and bill reader 11 can be operated by both the customer and the staff member with the counter 23 in between. In addition, the CP of the staff-side device A
The UI and the CPU 2 of the customer side device B are connected to each other so that predetermined data can be exchanged, as will be described later.

<5>-iv Outline of CPUI and processing operations of 2 (4th
(Fig. 5, Fig. 6, Fig. 7, Fig. 8) Next, the CPU
and the processing operation of the CPU 2 will be explained.

FIG. 4 is a flowchart showing the processing program (stored in ROM 3) of the CPUI, in which process a is the main routine, and process b is executed by the CPU in parallel with process a by means such as an interrupt.

FIG. 5 is a flowchart for the above-mentioned post-processing mode executed by the CP river, and process c and process b are executed in parallel.

In addition, FIGS. 6 and 7 show RAM4 and R, respectively.
This is an AM6 data map. First, processing a on the CPUI side will be explained in order.

The first routine in process a {1, etc., processes transaction data about a certain customer inputted by an attendant by operating the keyboard 9, bankbook reader 10, and banknote collector 11, and stores the transaction data in the RAM 4.
In addition to storing the transaction data, the input transaction data is displayed on the CRT display device 7, and the printer 8 is also controlled to print predetermined data in the transaction data on a slip. FIG. 8 is a flowchart showing the details of this transaction data input processing routine [1-] in combination with the operations by the staff member.The transaction data input processing will be explained below with reference to this figure.

Transaction data input processing 1 is performed using the passbook reader 10 shown in FIG.
1, a control routine IA related to the bill reader 11, a control routine IB related to the bill reader 11, and a control routine (10) related to the keyboard 9 are executed in parallel.

As is well known, when making a deposit, the customer creates a deposit slip,
In case of withdrawal, create a withdrawal slip. The customer's name and deposit amount are written in the deposit slip by the customer. The withdrawal amount is written in place of the deposit amount on the withdrawal slip, and the customer's seal is affixed thereto. <5>-v Deposit transaction data input processing (
(Fig. 1, Fig. 2, Fig. 6, Fig. 8) When making a deposit, the customer must submit the deposit slip, bankbook, cash for the amount to be deposited, and, if depositing by check, the Come to Counter 23 with the check in hand.

Then, the customer inserts the bankbook into the customer-side inserter OA of the bankbook reader 10, inserts the banknote into the insertion slot 11A of the banknote dispensing device 11, and hands the check etc. to the clerk. In the control routine IA, when insertion of a passbook is detected in step 801, the passbook is accepted in step 802, and the passbook data (account number, account number,
Read the printed lines and balance amount of the passbook and proceed to the next step 8.
If it is detected in step 03 that the passbook data has been successfully read, the process proceeds to step 804, where the read passbook data is stored in area MA of RAM4 and the CRI
It is displayed on the display device 7.

Next, in step 805, the above bankbook is inserted into the customer's side.
Discharge to side A.

Note that if it is detected in step 803 that the passbook data was not read normally, the process proceeds to step 806.
The process proceeds to step 807, where the passbook is ejected into the insertion port E 10B on the clerk's side, and processing by the clerk proceeds to step 807. Also, the control routine I
In step B, in the first step 811, it is determined whether the completion key indicating completion of input or the payment machine key has been pressed on the keyboard 9, and if the key indicating completion of input has been pressed, nothing is done in this routine. It comes to an end.

While the completion key is not pressed, the bill disputer 11 is operable, and in this case, when it is detected in step 812 that a bill has been inserted, the process proceeds to step 813, where the bill is accepted and the bill is discriminated. is performed and the amount is read, and if the banknote reading is successfully performed in the next step 814, the process proceeds to step 815, where the read amount data is stored in a separate area M of the RAM 4, and
It is displayed on the RT display device 7.

Then, in step 816, the read banknote is discharged to the discharge port 11B, and thereafter the process returns to the first step 811. Also,
When it is detected in step 814 that the banknote cannot be read, the defective banknote is discharged to the discharge port 11C in step 817.

After that, the process returns to step 811. i.e. keyboard 9
The bill collector 11 remains in operation until the payout key is pressed. On the other hand, the clerk operates the keyboard 9 to enter predetermined data such as the amount and type of the checks and coins received from the customer, and also inputs predetermined data such as the amount and type of the checks and coins received from the customer.
The banknotes discharged to C are visually appraised, and if the banknotes are genuine, the amount is input using the keyboard 9.

The control routine IC accepts input from the keyboard 9. That is, key input is detected in step 821, and the key input deposit (withdrawal) is made in step 822.
The amount is stored in area MC of RAM4 and C
It is displayed on the RT display device 7.

Then, the clerk confirms that all input operations have been completed, and presses the completion key on the keyboard 9 in the case of depositing money. This is detected in step 823 and the transaction data entry process ends. <5>- Input processing of withdrawal transaction data (Figures 1, 2, 6, and 8) In addition, in the case of withdrawal, the customer presents the withdrawal slip, passbook, and seal to the staff member. Hand it over.

The clerk checks the shadows of the seal and the bankbook, and if there is no problem, inserts the bankbook into the bankbook reader 10 through the clerk's insertion/ejection row OB. This insertion of the passbook is detected at step 801 in the routine IA of FIG. 8, and the following is exactly the same as the case of depositing money, so detailed explanation thereof will be omitted. Further, the clerk operates the keyboard 9 to input the withdrawal amount, and when the input is completed, inputs the payment machine payment key on the keyboard 9. This completes the transaction data input process. <5
> Kazuane Relationship between transmission control device and central device and data transfer (Figures 4 and 1) Input processing routine as above
After completing step 11 and proceeding to the next routine ■, CPU1
Add 1 to the customer counter KC set in AM4.

In the next routine ``3'', it is determined whether the count value of the customer counter KC is ``2''. Customer counter K
If C is ``2'', the routine proceeds to routine [4}, where the CRT display device 7 displays a message indicating that the input of transaction data for the follow-up session is prohibited, and the process returns to routine 3 again. Customer counter K
If C is ``2'' or less, the process proceeds to routine '5} and waits for boring from the CPU. If there is a bowling from CPU2, in response to this, proceed to routine '6} and RA
The transaction data stored in areas MA, MB, and MC of M4 as described above is transferred to CPU2. The next routine 7 performs a calculation of total addition of the transactions handled, and then waits for a return from the CPU 2 in routine 8i.

As will be described in detail later, the CPU 2 communicates with the central device via the transmission control device 12 based on the transaction data received from the CPUI, receives return data from the central device, and transfers the data to the CPUI. It's coming.

The CPUI routine (8} is a routine that waits for the transfer of this return data.

When the returned data is transferred from the CSU 2 to the CPUI, the returned data is stored in the area MD of the RAM 4 in routine (1), and the returned data is transferred to the display device 7 in routine (10).
to be displayed. The data returned from the central device includes a determination result of the validity of the transaction data, that is, a notification of whether the transaction is permitted or rejected.

In the case of permission for the transaction, the display routine 10 displays the deposited amount, hour, minute, year, month, day, account, branch number, account number, customer name, etc. in a predetermined format on the display device 7. In the case of a transaction rejection, by executing routine (10), the transaction rejection and the reason thereof are displayed on the display device 7, such as that the corresponding account number does not exist, or in the case of a payment, the amount requested for payment exceeds the balance. A message like this will be displayed. The staff member looks at the above display according to routine (10) and guides the customer to the next operation.

For example, in the case of permission for a transaction, the customer side device B guides and guides the customer to perform the subsequent post-processing himself/herself.
In addition, in the case of a transaction refusal, measures such as informing the customer of the reason for the transaction refusal will be taken. In routine (10), the CPUI process a is completed, and the transaction data input processing routine in routine (1) can be executed again.

Therefore, the clerk can perform an input operation for the next customer's transaction. Next, processing b of the CPUI will be explained. Process b is a process of updating the customer counter KC in the RAM 4 in response to a status notification signal issued from the CPU 2 as described later. In other words, when a status notification signal is detected in routine (11) and it is detected in routine (12) that the notification is to notify the end of post-processing, routine (14) reads the contents of the customer counter KC. Subtract 1. <5> One Processing Operation by the CPU 2 of the Customer-side Device (FIGS. 1, 5, 6, and 7) Next, the processing operation by the CPU 2 of the Customer-side Device B shown in FIG. 5 will be described.

Of the processes c and d that are executed in parallel, the process c
handles data transmission between CPU 2 and the central unit or CPUI. In process c, the first routine (16)
Boring the CPUI with the following routine (17)
It is checked whether there is a legitimate response from the CPUI.

The same operation is repeated until a response from the CPUI is detected. When a response from the CPUI is detected, the routine proceeds to routine (18), receives the above-mentioned transaction data sent from the CPUI, and stores it in area M old 1 of the RAM 6.

That is, by executing routine (6) on the CPUI and executing routine (18) on the CPU2, the information created in RNM4 (corresponding to the first memo IJ' described above) by the input operation of the staff member is executed. The transaction data is R
It is transferred to area ME1 of AM6 (corresponding to the second memo river mentioned above).

In the next routine (19), it is checked whether the data received in area M old 1 of RAM 6 is an "automatic payment machine mode switching command" different from transaction data.

Here, the explanation will proceed assuming that regular transaction data has been transferred from the CPUI.

In this case, the determination in routine (19) is NO and the process proceeds to routine (20). In the routine (20), a message to be sent to the central device is created in area MG of RAM 6 according to the transaction data in area MEI of RAM 6, and then the message is sent to the central device via the transmission control device 12, and the message is sent to the central device via the transmission control device 12. It waits for return data to be sent from the central device in response to the transmitted message (transaction data), and when the return data is sent, it is received and stored in area ME2 of RAM6.

This area M old 2 forms a pair with area M old 1 and corresponds to another area of the second memory described above. When the transmission routine (20) with the central unit is completed, the next routine (20) is completed.
In step 21), the return data received from the central device in area M old 2 of RAM 6 is also transferred to the CPUI.

The CPUI executes the routine (9) described above and receives this returned data. Next routine (22)
Now, wait for the post-processing flag FI set in the RAM 6 to be reset.

This post-processing flag FI is set when the transaction output control routine (31) is being executed in process d, which will be described later. When the post-processing flag FI is reset,
Proceeding to the next routine (23), the transaction data of area MEI in RAM 6 is transferred to area MEI, and the return data of area M old 2 is transferred to area M old 2.

That is, areas MEI and ME2 correspond to the second memory IJI, areas MFI and MF2 correspond to the third memory, and the routine (23) corresponds to the second memory IJI.
This routine transfers the transaction data and return data in the second memory to the third memory. In the next routine (24),
The post-processing permission flag F2 set in the RAM 6 is set, and the process returns to the first routine (16). <5>-ix Check routine for each input/output device (Fig. 5, Fig. 1, Fig. 9) Next, processing d will be explained.

The first routine (27) checks the status of each input/output device of customer side device B, displays the necessary status of the internal panel control device 20 and external panel 2, and sends the aforementioned status notification to the CPU. This is a routine. This routine (27) is repeatedly executed until the next routine (28) detects that the post-processing flag F2 is set. When the flag F2 is set in routine (24) of process c (at this time, new transaction data and return data are transferred to areas ME1 and Mm2 of RAM6),
In the routine (28) of process d, setting of the flag F2 is detected, and the process proceeds to the routine (29) and subsequent steps.

In the routine (29), the flag F2 is reset, and in the next routine (30), the post-processing flag FI is set, and the next transaction output control routine (31) is executed.

This transaction output control routine (31) waits for the customer to insert a bankbook etc. into the long-distance book processing device 13, based on the transaction data and return data stored in areas MF1, N5 and 2 of the RAM 6, and outputs the bankbook. This is a routine for operating the bankbook printing machine, bill discharging device 14, and guide display device 16 in the processing device 13 to execute post-processing. When the routine (31) is finished, the next routine (32) notifies the CPUI of the end of post-processing as the above-mentioned status notification, the next routine (33) resets the post-processing flag FI, and the first equipment check routine ( Return to 27).

By executing process b, the CPUI receives the post-processing completion notification from the CPU 2 and subtracts the customer counter KC as described above. <5>-x Transaction Output Routine (FIGS. 5, 7, 1, and 9) FIG. 9 is a flowchart showing details of the transaction output control routine (31).

The transaction output control (post-processing) will be explained below with reference to FIG. When a customer inserts a bankbook into the bankbook processing device 13 of the customer side device B, this is detected in step 901 of FIG.
In the next step 902, the bankbook is accepted and the bankbook data of the bankbook is read.

In the next step 903, the read passbook data and RAM
The data, etc. of areas MF1 and MF2 of No. 6 are compared to determine whether the account numbers, etc. match.

If the data match, proceed to step 904 and RNM6
According to the data in areas MF1 and MF2, transaction details, etc. are printed on the inserted passbook. Further next step 90
In step 5, among the passbook data of the passbook, the printed lines and balance data are updated. In the next step 906, the passbook is discharged from the passbook processing device 13.

Note that if no data match is detected in step 903, the process proceeds to step 909, the passbook is ejected, and the process returns to the first step 9011. The above is the control common to deposit transactions and withdrawal transactions.

In the next step 907, it is determined from the data in areas MF1 and MF2 of the RAM 6 whether the transaction is a withdrawal transaction or a deposit transaction. In the case of a deposit transaction, the post-processing is completed by posting in the bankbook and updating the bankbook data, so this transaction output control routine is ended. If it is a withdrawal transaction, the process proceeds to step 908, where the bill dispensing device 14 is driven to pay the amount indicated by the data in areas MF1 and MF2 of the RAM 6 to the customer. This completes this routine. 5>-xi
Overview of device operation (Fig. 1, Fig. 6, Fig. 5, Fig. 7) As is clear from the above explanation, the clerk accepts the transaction requested by the customer, and the clerk takes the initiative to send the transaction to the clerk's side device. When you input the received transaction data using input device A,
The transaction data is stored in the first memory (RAM4 area MA
, M old, MC).

Then, when the clerk inputs a key indicating "input complete," the transaction data is stored in the second memory (RAM).
6 area MEI).

This transferred transaction data is also transmitted to the central device, and the data returned from the central device in response to this is stored in another area of the second memory (area M old 2 of RAM 6) and is displayed on a display device for the staff. 7 is displayed. At this stage, the attendant may handle the next customer's input. When the post-processing for one transaction by customer device B is completed, the data in the second memory is transferred to the third memory (areas MF1 and MF2 of RAM6).
) to await post-processing operations by the customer.

In this way, according to this device, the customer corresponding to the third memory (corresponding to customer CI in FIG. 2) and the customer corresponding to the second memory, customer C2 in FIG. One staff member T handles transaction processing for three customers (equivalent to customer C3 corresponding to the first memory).
can be done in parallel, significantly improving processing capacity compared to the conventional system where staff handled each customer's process serially from start to finish.

If areas for a plurality of transactions are set in the third memory and the routine (23) is configured to sequentially shift transaction data and return data in each area, simultaneous handling by three or more people becomes possible. In particular, in the present invention, the passbook reader 10 and the banknote reader 1 in the staff-side device A
1 has its passbook insertion/ejection row OA and banknote insertion/ejection row 1A installed on the customer's side so that they can be operated by the customer, so staff can easily perform the simple tasks of inserting a passbook or inserting banknotes. This makes the staff processing even more efficient. <5>-xi
i. A list showing the order of operating procedures to be performed by staff members and customers in deposit and withdrawal transactions.The configuration, operation, and operating procedures of the device have been explained in detail above, but the above operating procedures can be summarized as follows: As shown in the table below.

Note that the numbers in parentheses indicate the order of the operating procedures. <6> Effects of the Invention As explained in detail above, in the transaction processing device according to the present invention, the transaction processing device according to the present invention allows the clerk to perform only the processing that truly requires the clerk, while operating the clerk device, and does not interfere with the customer's operations. Even if the customer can perform some of the simple and uniform pre-processing and post-processing that can be entrusted to them, and even if the post-processing is slow due to customer operations,
The pre-processing by the staff operation can proceed one after another for the operations of a plurality of customers.

Therefore, it is possible to perform very flexible processing with the assistance of staff members, and to greatly improve the efficiency of counter operations at banks and the like.

Further, in the present invention, in particular, the passbook reader and bill reader in the staff-side device are provided with a passbook slot 9E and a bill slot on the customer side so that they can be operated by the customer. Since the staff can have the customer perform the simple task of inserting the bankbook, the staff process can be made more efficient.

[Brief explanation of the drawing]

FIG. 1 is an overall block diagram of a transaction processing device according to an embodiment of the present invention, FIG. 2 is a plan view showing the arrangement of each device of this device in a bank, etc., and FIGS. 3A and B are staff-side devices. A perspective view showing the front and back appearance of a device block that integrates a passbook reader and a banknote reader in CP.
FIG. 5 is a flowchart showing the structure of the program executed by the UI, FIG. 5 is a flowchart showing the structure of the post-processing mode program executed by the CPU 2, FIG. 6 is a map of the main data areas of the RAM 4, and FIG. 7 is a flowchart showing the structure of the program executed by the UI. 8 is a flowchart showing details of the input processing routine in FIG. 4, and FIG. 9 is a flowchart showing details of the transaction output control routine in FIG. 5. A: Staff side device, 1: CPU, 3
...ROM, 4...RAM, 7...
・Display device, 8...F. Printer, 9...Keyboard, 10...Passbook reader, 10A, 10B...Passbook insertion/ejection port, 11
...Banknote reader, 11A...Banknote insertion slot, 118, 11C...Banknote discharge port, B...
...Customer side device, 5...ROM, 6...
RAM, 12...Transmission control device, I3...
Passbook processing device, 14...Banknote discharging device, 16.
...Guidance display device, 17 ... Card reader, 18 ... Voucher issuing machine, 19 ... Keyboard, 20 ... Internal panel control device, 21
. . . External panel control device, 22 . . . External storage device. Figure 1 Figure 2 Figure 3 Figure 4 Figure 5 Figure 6 Figure 7 Figure 8 Figure 9

Claims (1)

[Claims] 1 A transaction data input device for the clerk including a passbook reader, a banknote reader, and a keyboard: A display device for the clerk that displays the input contents etc. by this input device; Transaction data input by the input device is a second memory to which the transaction data in the first memory that has been input by the input device is transferred; and a second memory to which the transaction data stored in the second memory is centrally transferred; storing return data sent to the device and returned from the central device in response to the return data in another area of the second memory, and determining the validity of at least the transaction data of the return data. A communication control means for displaying on the staff display device; a third memory to which the transaction data in the second memory and the paired return data are transferred; a passbook reader and a passbook printing machine; a banknote processing device for customers including; a banknote discharging device and a guide display device for customers installed together with this bankbook processing device; and a banknote reader to read a bankbook after it is inserted into the bankbook processing device; When a predetermined match is detected as a result, the passbook printing machine and the banknote discharging device are operated according to the data contents in the third memory. and a transfer control means for transferring data between the first memory, the second memory, and the third memory in response to the completion of processing by the transaction output control means. ; The passbook reader of the transaction data input device has a passbook insertion/ejection port arranged toward the clerk side and a passbook insertion/ejection port arranged toward the customer side; The bill reader is a transaction processing device characterized by having a bill insertion slot facing the customer side and a bill ejection slot facing the clerk side.