JPH1166210A - Card-issuing system - Google Patents

Abstract

PROBLEM TO BE SOLVED: To issue and send a bankbook simultaneously with a card and to enable efficient operation and reduction of various costs by reading a key code recorded magnetically on an issued bankbook, outputting customer information from a customer information file, and issuing the card. SOLUTION: The customer information from a customer information file 6 and an issue command instruction from a management terminal are sent to a card issue station 12 and an address label issuing machine through a network. Further, the key code, which is read out of the bankbook 3 by a bankbook feed station 11 and specifies a customer, is sent to a management terminal 7. The card issue station 12 magnetically records specific items on an unissued blank card 4a according to the customer information to complete a card 4b already issued. When the card is issued, the customer information on the bankbook fed to the bankbook feed station 12 is received from the management terminal 7, matching of the magnetic data of the card and the magnetic data read by the bankbook issue station is confirmed, and a sealing and enveloping device unites the card and bankbook.

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a system for issuing a bank card to be used for the same account for a bank passbook issued in advance in a financial institution such as a bank. In particular, it is an object of the present invention to prepare a card based on the data of one customer information file common to a passbook and to send the card to a customer.

[0002]

2. Description of the Related Art Conventionally, passbooks and cards have been issued in separate systems in financial institutions. When issuing a passbook, only the items described in the passbook, such as an account number, a bank number, and a name, are entered into the terminal at the counter and issued immediately, and the other items are registered later in the customer information file. At this time, in the case of a mail order, even for a deposit of 0 yen, only the items described are input to the terminal and sent. On the other hand, the card is issued by another system based on the contents of the customer information file and sent to the customer separately from the passbook.

[0003]

However, in the mail order system, the passbook and the card are issued separately and sent separately, since the mail is issued in the same flow as the window issuing business. For this reason, there are problems in that the postage associated with the mailing becomes high, and that various other expenses are generated. Accordingly, the present invention aims to increase the efficiency of business by simultaneously issuing and sending the card at the same time, and to reduce postage and other expenses.

[0004]

According to the first aspect of the present invention, there is provided a bank card used by the same customer for the same account in a previously issued bank passbook based on a customer information file. And issuing a card by reading a key code identifying a customer from magnetic data magnetically recorded in the issued passbook and outputting customer information corresponding to the customer from a customer information file. Card issuing system.
With such a system, card issuing can be performed by one system based on the same customer information file as the passbook.

[0005] In order to solve the above-mentioned problems, claim 2 of the present invention.
In a system for issuing a bank card used by the same customer for the same account for a previously issued bank passbook based on a customer information file, the system specifies a customer from magnetic data magnetically recorded in the issued passbook. After reading the key code and outputting the customer information corresponding to the customer from the customer information file and issuing the card, the personal information encoded passbook and the magnetic data or OCR data recorded on the card are read and the matching is confirmed. After that, the card issuance system is characterized in that the both are integrated and sealed in a sending envelope indicating the destination, and then sent to the customer. With such a system, the card can be issued and sent by one system based on the same customer information file as the passbook.

According to the present invention, there is provided a method for solving the above problems.
According to a second aspect of the present invention, in the card issuing system according to the second aspect, after the destination of the envelope reads magnetic data or OCR data of a passbook or a card, the destination is output to an envelope or a destination label based on a customer information file. Features. With such a system, there is no difference between the passbook and the contents of the card.

[0007] The present invention for solving the above-mentioned problems.
Is a system for issuing a bank card used by the same customer for the same account based on a customer information file for a bank passbook issued in advance based on a customer information file and sending the card to the customer. A card issuing system wherein print data of the machine is output based on the same customer information file.
With such a system, there is no difference between the passbook and the contents of the card.

[0008]

FIG. 1 is a conceptual diagram of issuing a card by the system of the present invention. As shown in FIG. 1, a card issuance application form 2 is sent from many customers 1 (1a, 1b, 1c,...) In a mail order. All the information described in the application form is registered in the customer information file 6. The application form 2 usually describes the name, address, age, etc. of the customer and is registered in the customer information file. The customer information file 6 is controlled by a management terminal, outputs necessary information when issuing a card, and sends the information to the card issuing system 10 via a network. The system of the present invention relates to a system in which a passbook is issued in advance by a conventional method in response to these card issuance requests, and then a new card is issued based on the issued passbook. Therefore, the passbook naturally includes a newly issued one, but also includes a bankbook that has already undergone a transaction such as a deposit or withdrawal. The card issuing system 10 prints, magnetically encodes, and embosses each card stored in the stacker from one piece of customer information. After issuance, it is placed in one envelope by a device in the system or manually, and mailed to the customer.

FIG. 2 is a diagram for explaining the whole system of the present invention. As shown in FIG. 2, the system of the present invention comprises a management terminal 7, a customer information file 6 connected thereto, and a card issuing system 10. Card issuing system 1
0 is a passbook feed station 11, a card issuing station 12, an envelope hopper 14, a destination label issuing machine 1
5. Enclosing and sealing device 16, two transport lines for transporting cards and envelopes, transport conveyor A (17) and transport conveyor B
(18), comprising a stacker 20 and the like.

The management terminal 7 controls the entire system,
Customer information file 6, passbook feed station 11,
Card issuing station 12, destination label issuing machine 15
Connected to In the customer information file 6, customer information data applied in a mail order or the like is filed.
The passbook feed station 11 conveys the passbook while reading the magnetic data of the magnetic stripe of the passbook.
This is the part that is put in. The key code specifying the customer read by the passbook feed station is sequentially transmitted to the management terminal, and the customer information required by the card issuing station 12 is extracted.

The card issuing station 12 is a part for issuing the card 4 based on the customer information transmitted from the management terminal. The card issuing station 12 embosses necessary information such as a customer name and an account number on a raw card, and encodes the information on a magnetic stripe. I do.
The destination label issuing machine 15 recognizes a key code (account number or the like) for specifying a customer from the magnetic data of the passbook fed by the passbook feed station, and issues a destination label. When the network is connected to the management terminal, the print data of the destination is obtained from the management terminal. The enclosing / sealing device 16 is such that the card issuing station is a conveyor A
After confirming the matching between the upper passbook 3 and the issued card, the card 4 is inserted into the passbook or the like to integrate them, and the operation of enclosing and sealing is performed. Matching is performed by confirming that the key code read by the passbook feed station matches the key code of the magnetic card issued by the card issuing station. Note that the passbook recognition code may be partially printed in OCR,
In the case of the above, an OCR reader is used instead of the magnetic reader.

On the other hand, the transport hopper B has an envelope hopper 14
And the blank envelope 5 with no address is placed in the hopper 1.
4 is loaded. The envelope is fed from a hopper onto a conveyor and transferred to a passbook / card input unit. Before inserting the passbook (with the card inserted) into the envelope, the magnetic data of the passbook is read and transmitted to the management terminal, and printed on the destination label. It is not necessary to use a label if the destination can be printed directly on the envelope.
The reading of the magnetic data may be performed on a magnetic card before being integrated with the passbook. After attaching the destination label to the envelope, the enclosing and sealing device 16 encloses and seals the passbook in the envelope. Thereafter, the sealed envelopes are transported on a conveyor and accumulated in the stacker 20.

FIG. 3 is an explanatory diagram illustrating the flow of passbooks and cards. As shown in FIG. 3, the customer information from the customer information file 6 and the issuing instruction from the management terminal are sequentially transmitted to the card issuing station 12 and the destination label issuing machine 15 via the network. Further, the key code specifying the customer read from the passbook 3 at the passbook feed station is transmitted to the management terminal 7. At the card issuing station, unissued raw cards 4
a, a predetermined item is embossed on the basis of customer information, the predetermined item is magnetically recorded by an encoding machine, and the issued card 4b is
And

At the time of issuing a card, the customer information of the passbook inserted from the passbook feed station immediately before is issued from the management terminal. After issuing the card based on the card issuing instruction from the management terminal, it is confirmed whether or not the magnetic data of the card matches the magnetic data read by the passbook issuing station. If the coincidence of both data is recognized, the enclosing and sealing device 16 performs an operation of integrating the card and the passbook. Various methods can be used for the integration, such as inserting the card into the passbook and fixing it with sealing tape, or temporarily attaching the back of the card and the front of the passbook. It is not something to be done. After the two are integrated, the card and the passbook are sealed in the envelope by the sealing and sealing device 16.

In the above description, the raw card 4a has no personal information, and the personal name and the like are entered by embossing a base material such as vinyl chloride. The magnetic recording unit can be magnetically encoded at a predetermined recording density and bit configuration. As a system for encoding on a magnetic card, for example, a magnetic card issuing system “Z-100” of Neuron Co., Ltd. can be used in combination with a magnetic card reader / writer device “CT-600N” of the company. A similar device can be employed for magnetic reading at the passbook feed station.

On the other hand, prior to this, in the course of being sent by the conveyor belt 18, the sending envelope 5 receives customer information from the management terminal based on the magnetic data of the card issuing station and prints the address based on the customer information. . The destination label 5a printed by the destination label issuing machine is affixed to the envelope and is waiting at the enclosing position.

FIG. 4 is a diagram showing an envelope conveyance, a destination label printing, and a sealing section. As shown in FIG. 4, the envelope hopper 1
The envelope 5 supplied from 4 is sent to the destination label issuing machine 15 between the upper and lower transport rolls 18a. The destination label issuing machine includes a paper feeding unit 15b and a label printing unit 15a,
It is composed of a peel plate 15c and the like. The destination printing label is a destination label 5 with an adhesive applied to the back surface.
It is possible to use a known type in which a is continuously provided on release paper. The label printing unit 15
Print the destination with a. Printing can be performed by a method such as thermal transfer, ink jet printing, or impact printer. The printing information of the destination label is provided from the management terminal 7 based on the key code such as the customer account number of the passbook. The destination label 5a on the release paper is the peel plate 1
At the leading end of 5c, it comes off the release paper 5b and contacts the envelope,
Pressed onto the envelope by the press roll 19. The release paper 5b supporting the label is inverted at the tip of the peel plate and wound up by the winding roll 15d.

Various methods can be used to enclose an integrated body of a passbook and a card in an envelope. However, after attaching a destination label, the envelope transport roll 18a is gradually inclined to set the envelope in a vertical position. A method can be adopted in which the front and rear sheets of the envelope are suctioned and opened by suction, and the integrated body of the passbook and the card is dropped into the opened envelope. afterwards,
The sealed envelope containing the passbook and card is placed in the stacker 20.
To accumulate. In the above process, the operation performed by the envelope sealing device, that is, the step of integrating the passbook and the card,
The step of enclosing the integrated passbook and card in the envelope may be performed manually.

[0019]

According to the system of the present invention, in the issuance of a bank passbook and a card, which have been conventionally separated, the card can be issued based on a previously issued passbook. Efficiency can be improved and shipping costs can be reduced. In addition, since the passbook and the card are encoded based on the same customer information file, there is no difference between the two data. Further, if the customer information file is also used for printing a destination label on a shipping envelope, it is possible to eliminate an accident such as an incorrect destination.

[Brief description of the drawings]

FIG. 1 is a conceptual diagram of issuing a card by the system of the present invention.

FIG. 2 is a diagram illustrating the entire system of the present invention.

FIG. 3 is an explanatory diagram illustrating the flow of a passbook and a card.

FIG. 4 is a diagram illustrating an envelope conveyance, a destination label printing, and a sealing section.

[Explanation of symbols]

DESCRIPTION OF SYMBOLS 1 Customer 2 Application slip 3 Passbook 4 Card 5 Envelope 5a Address label 5b Release paper 6 Customer information file 7 Management terminal 10 Card issuing system 11 Passbook feed station 16 Enclosure and sealing device 12 Card issuing station 17 Conveyor A 14 Envelope hopper 18 Transport Conveyor B 15 Destination label issuing machine 18a Conveyance roll 15a Label printing unit 19 Press roll 15b Feed unit 20 Stacker 15c Peel plate

Continuation of front page (72) Inventor Yudai Kudo 1-1-1, Ichigaya-Kaga-cho, Shinjuku-ku, Tokyo Inside Dai Nippon Printing Co., Ltd. (72) Inventor Naoyuki 1-1-1-1, Ichigaga-cho, Shinjuku-ku, Tokyo Dai Nippon Printing Co., Ltd.

Claims (4)

[Claims] 1. A system for issuing a bank card used by the same customer for the same account for a previously issued bank passbook based on a customer information file, wherein the customer is identified from magnetic data magnetically recorded in the issued passbook. A card issuing system which reads a key code to be issued and outputs customer information corresponding to the customer from a customer information file to issue a card. 2. A system for issuing a bank card used by the same customer for the same account based on a customer information file with respect to a previously issued bank passbook, wherein the customer is identified from magnetic data magnetically recorded in the issued passbook. After reading the key code to output the customer information corresponding to the customer from the customer information file and issuing the card,
After reading the magnetic data or OCR data recorded on the passbook and card after encoding the personal information and confirming the matching, the two are integrated and sealed in a delivery envelope where the address is displayed, and the customer is A card issuance system characterized by shipping. 3. The card according to claim 2, wherein the destination of the envelope reads magnetic data or OCR data of a passbook or a card and outputs the data to an envelope or a destination label based on a customer information file. Publishing system. 4. A system for issuing a bank card to be used by the same customer for the same account with respect to a previously issued bank passbook based on a customer information file and sending the card to the customer. A card issuance system wherein print data of an issuing machine is output based on the same customer information file.