JPH1139537A - Automatic transaction device - Google Patents

Abstract

PROBLEM TO BE SOLVED: To provide an automatic transaction device which can prevent a left card from being taken away. SOLUTION: A card in/out roller 10 is arranged near the rear part of a card inserting/ejecting port 1, and a card detecting sensor 11 for detecting the presence/absence of a card 2 is provided near the rear part of the card in/out roller 10, wherein a transaction is performed while recognizing the card 2 inserted by a client concerning this device. Then, the card 2 is ejected to the card inserting/ejecting port 1 after the end of the transaction, and thereafter, the presence/absence of the card 2 is detected by the card detecting sensor 11 while turning the card in/out roller 10 in suction direction and when the card 2 is detected, the card 2 is pulled into a conveyer path 6.

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to an automatic transaction apparatus used in a financial institution such as a bank, and more particularly, to a case where a customer inserts a card to conduct a transaction and returns the card after the transaction is completed. The present invention relates to an automatic transaction device that is not carried away by a third party even if a customer forgets to take a card.

[0002]

2. Description of the Related Art An automatic transaction device used for a financial institution such as a bank inserts a card into the device, inputs a personal identification number required for a transaction, pays out cash, and the like. The card and cash inserted earlier were returned to the customer. In addition, even if the card used for the transaction is returned from the card insertion slot after the transaction is completed and the customer forgets to take this card and leaves, the card detection sensor of the automatic transaction device detects the remaining card and The card which was forgotten was returned to the inside of the device automatically.

[0003]

According to the automatic transaction apparatus constructed as described above, the card detection sensor detects the remaining state of the card, but the returned card is detached from the card detection sensor due to a failure of the apparatus. If the customer leaves with the card ejected in this state, the automated teller machine will not recognize that the card remains and will leave the card ejected, and there is a risk that the card may be taken away by a third party. There was a problem.

[0004] The present invention has been made to solve the above-mentioned problem, and even if the customer has left the card after taking a transaction after completing the transaction, the customer must always take the forgotten card into the apparatus and obtain a third card. It is an object of the present invention to obtain an automatic transaction apparatus which does not have a risk that a card is taken away by a person.

[0005]

According to the present invention, a card insertion / removal roller is provided near the rear of a card insertion / ejection opening, and a card detection sensor for detecting the presence or absence of a card is provided near the rear of the card insertion / removal roller. An automatic transaction device used in a financial institution such as a bank that recognizes an inserted card and conducts a transaction. After the transaction is completed, the card is ejected to a card insertion / ejection port, and then the card entry / exit roller is moved in a suction direction. The card detection sensor detects the presence or absence of a card, and when the card is detected, draws the card into the transport path.

In this case, after a lapse of a certain time after the transaction is completed, the card in / out roller is first rotated in the suction direction, and then the presence or absence of the card is detected by a card detection sensor. The taking-in process may be performed by being drawn into the transport path.

[0007] Also, after a certain period of time after the end of the transaction,
First, the presence or absence of the card is detected by the card detection sensor, and when the card is detected, the card is drawn into the transport path to perform a take-in process, and then the card in / out roller is rotated in the suction direction to perform a card suction operation. Alternatively, the presence or absence of a card may be detected by a card detection sensor, and when the card is detected, the card may be drawn into the transport path to perform a loading process. In these cases, the card drawn into the transport path can be collected in a card take-in section located at the rear of the apparatus.

[0008]

BEST MODE FOR CARRYING OUT THE INVENTION

Embodiment 1 FIG. 1 is an explanatory diagram of Embodiment 1 of the present invention, and FIGS. 2 and 3 are operation explanatory diagrams of FIG. 1 is a card insertion / ejection opening for inserting a customer's card 2 and ejecting the card after the transaction is completed;
Is a card reading section for reading the card 2 inserted from the card insertion / ejection port 1, 4 is an emboss reading section for reading embossed characters provided on the surface of the card 2, and 5 is for taking in the card 2 that the customer has left behind. It is a card receiving unit. Reference numeral 6 denotes a card transport path that extends from the card insertion / ejection port 1, passes through the card reading section 3, passes through the emboss reading section 4, and reaches the card loading section 5.

Reference numeral 7 denotes an emboss reading sensor for reading the emboss of the card 2 provided along the conveyance path 6 in the emboss reading section 4, and reference numeral 8 denotes a card emboss reading sensor provided along the conveyance path 6 in the card reading section 3. This is a magnetic head for reading a magnetic stripe. Reference numeral 9 denotes a feed roller for taking in and discharging the card 2 along the card transport path 6;
Reference numeral denotes a card input / output roller provided near the rear part of the card insertion / ejection port 1 in the feed roller 9. Reference numeral 11 denotes a card detection sensor for detecting the inserted state of the card 2 and the withdrawn state of the card 2 when it is returned.

After the transaction is completed, the card 2 is ejected from the card insertion / ejection port 1, and then the card entrance / exit roller 10 is first rotated in the suction direction. When the card detection sensor 11 detects the card 2, that is, when the card 2 is located on the card detection sensor 11, it is determined that there is a card that has been forgotten, and the card 2 is taken into the card take-in unit 5. ing.

The operation of the first embodiment configured as described above will be described with reference to the flowchart of FIG. The card 2 inserted into the card insertion / ejection slot 1 by the customer is detected by the card detection sensor 11 and fed to the feed roller 9.
Is taken into the apparatus by rotating. Then, the magnetic head 8 of the card reading section 3 causes the card 2
The data written on the magnetic stripe is read, and the center checks the password entered with the handling key (not shown) of the customer operation unit. Then, if a transaction is possible, the card 2 is transported along the transport path 6 to the emboss reading section 4, and the emboss reading sensor 7 reads the embossed characters of the card 2.

Thereafter, the feed roller 9 is moved backward in the direction of the card insertion / ejection opening 1, and the card 2 is ejected while being held between the card detection sensor 11 and the card exit / injection roller 10, as shown in FIG. . On the other hand, as shown in FIG. 2, the card 2 may be ejected from the card detection sensor 11 in a state where the card 2 has slipped forward due to a failure of the apparatus.
In any case, the customer may take out the card 2 but leave the card 2 forgotten.

When the customer takes out the card 2 or leaves the card 2 with the card left behind, the card input / output roller 10 rotates in the suction direction shown by the arrow in FIG. 2 or FIG. 3 to perform the card suction operation ( Step S-1). In this manner, the presence or absence of the card 2 is detected by the card detection sensor 11 (step ST-2), and when it is determined that there is a card to be removed, the feed roller 9 rotates to carry out a card taking operation for transporting the card 2 into the apparatus. This is performed (step ST-4), and the card 2 moves along the transport path 6 and is taken into the card taking-in section 5 (step ST-5).

If the card detection sensor 11 does not detect the card 2 even when the card input / output roller 10 is rotated in the suction direction shown by the arrows in FIGS. 2 and 3, it is determined that the card 2 does not remain. To end the transaction (step ST
-3). According to the first embodiment, even if the customer forgets to take the card 2 after the transaction is over, even if the customer forgets to take the card 2,
Can be taken into the device.

Second Embodiment FIG. 5 is a flowchart showing the operation of the second embodiment of the present invention. In the first embodiment, after the transaction is completed, first, the card input / output roller 10 is rotated in the suction direction to perform the card suction operation, and then the card 2 is taken in. Second Embodiment First, when the card detection sensor 11 detects the card 2, the card 2 is loaded.
Is rotated in the suction direction to perform the suction operation of the card 2 to perform the card 2 take-in process.

That is, after the transaction is completed, the card insertion / ejection port 1
After the card 2 is ejected, the card detection sensor 11
As a result, the presence or absence of the card 2 is detected (step ST-0), and when it is determined that there is a card that has been forgotten, the feed roller 9 rotates to carry out a card taking-in operation for transporting the card 2 into the apparatus (step ST-0). 4) The card 2 moves along the transport path 6 and is taken into the card taking section 5 (step ST-5).

On the other hand, the presence or absence of the card 2 is detected by the card detection sensor 7 (step ST-0), and if it is determined that the card 2 is not on the card detection sensor 11, the card insertion / removal roller 10 is moved to the arrow in FIG. Then, the card is rotated in the suction direction indicated by (1) to perform the card suction operation (step S-1).

In this way, the presence or absence of the card 2 is detected by the card detection sensor 11 (step ST-2). When it is determined that there is a card to be removed, the feed roller 9 rotates to feed the card 2 into the apparatus. A loading operation is performed (step ST-4), and the card 2 moves along the transport path and is loaded into the card loading section 5 (step ST-5).

If the card 2 is not detected by the detection sensor 11 even when the card input / output roller 10 is rotated in the suction direction shown by the arrow in FIG. Is completed (step ST-3). According to the second embodiment, even if the customer forgets to take the card 2 after the transaction, the card 2 that has been forgotten can be taken into the card taking-in unit 5.

[0020]

As is apparent from the above description, in the automatic transaction apparatus according to the present invention, the card insertion / removal roller is disposed near the rear part of the card insertion / ejection port, and the presence / absence of a card near the rear part of the card insertion / extraction roller. Automatic transaction device used in financial institutions such as banks that recognizes the card inserted by the customer and conducts transactions, and discharges the card to the card insertion slot after the transaction is completed. Then, the card ejection roller is rotated in the suction direction, the presence or absence of the card is detected by the card detection sensor, and when the card is detected, the card is drawn into the transport path, so the transaction is completed. Even if there is a card left behind by the customer, the card can be taken into the apparatus, and there is no risk that a third party will carry the card left behind.

Further, after a lapse of a certain period of time after the end of the transaction,
First, the card entry / exit roller is rotated in the suction direction, and then the presence or absence of the card is detected by a card detection sensor. When the card is detected, the card is drawn into the transport path and the loading process is performed. Even if there is a card left behind by the customer after the completion of the process, the card can be taken into the apparatus, and there is no possibility that a third party will take the card left behind.

Further, after a lapse of a certain time after the end of the transaction,
First, the presence or absence of the card is detected by the card detection sensor, and when the card is detected, the card is drawn into the transport path to perform a take-in process, and then the card in / out roller is rotated in the suction direction to perform a card suction operation. The card detection sensor detects the presence or absence of the card, and when the card is detected, the card is drawn into the transport path and the loading process is performed. The card can also be taken into the apparatus, and there is no risk that a third party will take the card that was forgotten.

Further, since the cards drawn into the transport path are collected in the card receiving section located at the rear of the apparatus, the cards are taken into the apparatus even if the transaction is completed and there is a card which the customer has left behind. It is possible to prevent a third party from removing a card that has been forgotten.

[Brief description of the drawings]

FIG. 1 is an explanatory diagram of a first embodiment of the present invention.

FIG. 2 is an operation explanatory view of FIG. 1;

FIG. 3 is an operation explanatory view of FIG. 1;

FIG. 4 is a flowchart illustrating the operation of the first embodiment of the present invention.

FIG. 5 is a flowchart illustrating the operation of the second embodiment of the present invention.

[Explanation of symbols]

 1 Card insertion / ejection slot 2 Card 5 Card take-in section 6 Conveyance path 9 Feed roller 10 Card in / out roller 11 Card detection sensor

Claims (4)

[Claims] 1. A card insertion / removal roller is provided near a rear portion of a card insertion / ejection opening, and a card detection sensor for detecting presence / absence of a card is provided near a rear portion of the card insertion / removal roller to recognize a card inserted by a customer. In an automatic transaction apparatus used in a financial institution such as a bank that conducts transactions, after the transaction is completed, the card is ejected to a card insertion / ejection port, and then the card entry / exit roller is rotated in an inhalation direction so that the card is ejected. An automatic transaction device, wherein the presence or absence of a card is detected by a card detection sensor, and when the card is detected, the card is drawn into a transport path. 2. After a lapse of a predetermined time after the transaction is completed, first, the card input / output roller is rotated in the suction direction, and then the presence or absence of the card is detected by a card detection sensor. When the card is detected, the card is detected. 2. The automatic transaction apparatus according to claim 1, wherein the transfer processing is performed by drawing in the transfer path. 3. After a lapse of a predetermined time after the transaction is completed, first, the presence or absence of a card is detected by a card detection sensor, and when the card is detected, the card is drawn into a transport path to perform a loading process. The card in / out roller is rotated in the suction direction to perform a card suction operation, the presence or absence of the card is detected by the card detection sensor, and when the card is detected, the card is drawn into the transport path to perform a loading process. 2. The automatic transaction apparatus according to claim 1, wherein the transaction is performed. 4. The automatic transaction apparatus according to claim 1, wherein the card drawn into the transport path is collected in a card taking-up section located at a rear part of the apparatus.