JP3283441B2 - Automatic transaction equipment - Google Patents

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to an automatic transaction apparatus used in a financial institution such as a bank, and more particularly, to a case where a customer inserts a card to conduct a transaction and returns the card after the transaction is completed. The present invention relates to an automatic transaction device that is not carried away by a third party even if a customer forgets to take a card.

[0002]

2. Description of the Related Art An automatic transaction device used for a financial institution such as a bank inserts a card into the device, inputs a personal identification number required for a transaction, pays out cash, and the like. The card and cash inserted earlier were returned to the customer. In addition, even if the card used for the transaction is returned from the card insertion slot after the transaction is completed and the customer forgets to take this card and leaves, the card detection sensor of the automatic transaction device detects the remaining card and The card which was forgotten was returned to the inside of the device automatically.

[0003]

According to the automatic transaction apparatus constructed as described above, the card detection sensor detects the remaining state of the card, but the returned card is detached from the card detection sensor due to a failure of the apparatus. If the customer leaves with the card ejected in this state, the automated teller machine will not recognize that the card remains and will leave the card ejected, and there is a risk that the card may be taken away by a third party. There was a problem.

[0004] The present invention has been made to solve the above-mentioned problem, and even if the customer has left the card after taking a transaction after completing the transaction, the customer must always take the forgotten card into the apparatus and obtain a third card. It is an object of the present invention to obtain an automatic transaction apparatus which does not have a risk that a card is taken away by a person.

[0005]

Means for Solving the Problems To solve the above-mentioned problems, a solution provided by the present invention is to provide a card insertion / ejection port provided at a front portion of a conveying path and a card insertion / ejection port near the card insertion / ejection port. A card detection roller that detects the presence or absence of a card at the rear of the card rotation roller,
In an automatic transaction apparatus for performing transactions with inserted cards, the card is ejected to the card insertion / ejection opening, and after a predetermined time elapses, the card in / out roller is rotated in the inhalation direction to perform a card inhalation operation. After the operation, the presence / absence of a card is detected by the card detection sensor, and when the card detection sensor detects the presence of a card, the card is further drawn into the transport path, and the operation is performed when the card detection sensor detects the absence of a card. Is terminated.

Another solution provided by the present invention for solving the above-mentioned problems is to provide a card insertion / ejection port provided at the front of the transport path, and a card insertion / ejection / discharge card disposed near the card insertion / ejection port. A roller and a card detection sensor for detecting the presence or absence of a card at the rear of the card input / output roller, and in an automatic transaction apparatus for performing transactions with an inserted card, the card is discharged to the card insertion / ejection port, and a predetermined time has elapsed. Later, the presence or absence of a card is detected by the card detection sensor,
When the card detection sensor detects that a card is present, the card is drawn into the transport path, and when the card detection sensor detects that there is no card, the card in / out roller is rotated in the suction direction to perform a card suction operation. After the suction operation of the card, the presence or absence of the card is detected again by the card detection sensor, and when the card detection sensor detects the presence of the card, the card is further drawn into the transport path, and the card detection sensor is When the absence is detected, the operation is terminated.

Further, the card drawn into the transport path can be taken into a card taking section located at the rear.

[0008]

BEST MODE FOR CARRYING OUT THE INVENTION

Embodiment 1 FIG. 1 is an explanatory diagram of Embodiment 1 of the present invention, and FIGS. 2 and 3 are operation explanatory diagrams of FIG. 1 is a card insertion / ejection opening for inserting a customer's card 2 and ejecting the card after the transaction is completed;
Is a card reading section for reading the card 2 inserted from the card insertion / ejection port 1, 4 is an emboss reading section for reading embossed characters provided on the surface of the card 2, and 5 is for taking in the card 2 that the customer has left behind. It is a card receiving unit. Reference numeral 6 denotes a card transport path that extends from the card insertion / ejection port 1, passes through the card reading section 3, passes through the emboss reading section 4, and reaches the card loading section 5.

Reference numeral 7 denotes an emboss reading sensor for reading the emboss of the card 2 provided along the conveyance path 6 in the emboss reading section 4, and reference numeral 8 denotes a card emboss reading sensor provided along the conveyance path 6 in the card reading section 3. This is a magnetic head for reading a magnetic stripe. Reference numeral 9 denotes a feed roller for taking in and discharging the card 2 along the card transport path 6;
Reference numeral denotes a card input / output roller provided near the rear part of the card insertion / ejection port 1 in the feed roller 9. Reference numeral 11 denotes a card detection sensor for detecting the inserted state of the card 2 and the withdrawn state of the card 2 when it is returned.

After the transaction is completed, the card 2 is ejected from the card insertion / ejection port 1, and then the card entrance / exit roller 10 is first rotated in the suction direction. When the card detection sensor 11 detects the card 2, that is, when the card 2 is located on the card detection sensor 11, it is determined that there is a card that has been forgotten, and the card 2 is taken into the card take-in unit 5. ing.

The operation of the first embodiment configured as described above will be described with reference to the flowchart of FIG. The card 2 inserted into the card insertion / ejection slot 1 by the customer is detected by the card detection sensor 11 and fed to the feed roller 9.
Is taken into the apparatus by rotating. Then, the magnetic head 8 of the card reading section 3 causes the card 2
The data written on the magnetic stripe is read, and the center checks the password entered with the handling key (not shown) of the customer operation unit. Then, if a transaction is possible, the card 2 is transported along the transport path 6 to the emboss reading section 4, and the emboss reading sensor 7 reads the embossed characters of the card 2.

Thereafter, the feed roller 9 is moved backward in the direction of the card insertion / ejection opening 1, and the card 2 is ejected while being held between the card detection sensor 11 and the card exit / injection roller 10, as shown in FIG. . On the other hand, as shown in FIG. 2, the card 2 may be ejected from the card detection sensor 11 in a state where the card 2 has slipped forward due to a failure of the apparatus.
In any case, the customer may take out the card 2 but leave the card 2 forgotten.

When the customer takes out the card 2 or leaves the card 2 with the card left behind, the card input / output roller 10 rotates in the suction direction shown by the arrow in FIG. 2 or FIG. 3 to perform the card suction operation ( Step S-1). In this manner, the presence or absence of the card 2 is detected by the card detection sensor 11 (step ST-2), and when it is determined that there is a card to be removed, the feed roller 9 rotates to carry out a card taking operation for transporting the card 2 into the apparatus. This is performed (step ST-4), and the card 2 moves along the transport path 6 and is taken into the card taking-in section 5 (step ST-5).

If the card detection sensor 11 does not detect the card 2 even when the card input / output roller 10 is rotated in the suction direction shown by the arrows in FIGS. 2 and 3, it is determined that the card 2 does not remain. To end the transaction (step ST
-3). According to the first embodiment, even if the customer forgets to take the card 2 after the transaction is over, even if the customer forgets to take the card 2,
Can be taken into the device.

Second Embodiment FIG. 5 is a flowchart showing the operation of the second embodiment of the present invention. In the first embodiment, after the transaction is completed, first, the card input / output roller 10 is rotated in the suction direction to perform the card suction operation, and then the card 2 is taken in. Second Embodiment First, when the card detection sensor 11 detects the card 2, the card 2 is loaded.
Is rotated in the suction direction to perform the suction operation of the card 2 to perform the card 2 take-in process.

That is, after the transaction is completed, the card insertion / ejection port 1
After the card 2 is ejected, the card detection sensor 11
As a result, the presence or absence of the card 2 is detected (step ST-0), and when it is determined that there is a card that has been forgotten, the feed roller 9 rotates to carry out a card taking-in operation for transporting the card 2 into the apparatus (step ST-0). 4) The card 2 moves along the transport path 6 and is taken into the card taking section 5 (step ST-5).

On the other hand, the presence or absence of the card 2 is detected by the card detection sensor 7 (step ST-0), and if it is determined that the card 2 is not on the card detection sensor 11, the card insertion / removal roller 10 is moved to the arrow in FIG. Then, the card is rotated in the suction direction indicated by (1) to perform the card suction operation (step S-1).

In this way, the presence or absence of the card 2 is detected by the card detection sensor 11 (step ST-2). When it is determined that there is a card to be removed, the feed roller 9 rotates to feed the card 2 into the apparatus. A loading operation is performed (step ST-4), and the card 2 moves along the transport path and is loaded into the card loading section 5 (step ST-5).

If the card 2 is not detected by the detection sensor 11 even when the card input / output roller 10 is rotated in the suction direction shown by the arrow in FIG. Is completed (step ST-3). According to the second embodiment, even if the customer forgets to take the card 2 after the transaction, the card 2 that has been forgotten can be taken into the card taking-in unit 5.

[0020]

According to the present invention, a card is ejected to a card insertion / ejection opening, and after a predetermined time elapses, a card in / out roller is rotated in an inhaling direction to perform a card inhaling operation. A sensor detects the presence or absence of a card, further pulls the card into the transport path when the card detection sensor detects the presence of a card, and terminates the operation when the card detection sensor detects the absence of a card. Even if there is a card left behind by the customer after the completion of the process, the card can be taken into the apparatus, and there is no possibility that a third party will take the card left behind.

Further, the card is ejected to the card insertion / ejection opening, and after a certain period of time, the presence or absence of the card is detected by the card detection sensor. When the card detection sensor detects the presence of the card, the card is drawn into the transport path. When the card detection sensor detects that there is no card, the card ejection roller is rotated in the suction direction to perform a card suction operation, and after the card suction operation, the presence or absence of the card is detected again by the card detection sensor. When the card detection sensor detects that there is a card, the card is further drawn into the transport path, and when the card detection sensor detects that there is no card, the operation is terminated. Card can be loaded into the device even if there is a There is no away would fear.

Furthermore, by taking the card drawn into the transport path into the card loading section located at the rear, the card can be loaded into the apparatus even if the transaction has been completed and the customer has left behind the card. In addition, there is no risk that a third party will take away a card that has been forgotten.

[0023]

[Brief description of the drawings]

FIG. 1 is an explanatory diagram of a first embodiment of the present invention.

FIG. 2 is an operation explanatory view of FIG. 1;

FIG. 3 is an operation explanatory view of FIG. 1;

FIG. 4 is a flowchart illustrating the operation of the first embodiment of the present invention.

FIG. 5 is a flowchart illustrating the operation of the second embodiment of the present invention.

[Explanation of symbols]

 Reference Signs List 1 Card insertion / ejection slot 2 Card 5 Card take-in part 6 Conveyance path 9 Feed roller 10 Card in / out roller 11 Card detection sensor

Continuation of front page (58) Fields investigated (Int. Cl. ⁷ , DB name) G07D 9/00 G06F 19/00 G06K 13/06 G06K 17/00

Claims (3)

(57) [Claims] 1. A card insertion / ejection port provided at a front portion of a conveyance path, a card exit / exit roller disposed near the card insertion / exit port, and presence / absence of a card at a rear portion of the card entrance / exit roller. An automatic transaction device having a card detection sensor and performing transactions using an inserted card, wherein the card is ejected to the card insertion / ejection opening, and after a predetermined time elapses, the card exit / injection roller is rotated in the intake direction to perform a card inhalation operation. After the card suction operation, the presence or absence of a card is detected by the card detection sensor, and when the card detection sensor detects the presence of the card, the card is further drawn into the transport path, and the card detection sensor is An automatic transaction apparatus wherein the operation is terminated when the absence is detected. 2. A card insertion / ejection port provided at a front portion of a transport path, a card input / output roller disposed near the card insertion / ejection port, and presence / absence of a card at a rear portion of the card input / output roller. An automatic transaction device having a card detection sensor and performing a transaction with an inserted card, wherein the card is discharged to the card insertion / ejection opening, and after a predetermined time has passed, the presence or absence of the card is detected by the card detection sensor, and the card detection is performed. When the sensor detects that a card is present, the card is drawn into the transport path, and when the card detection sensor detects that there is no card, the card inlet / outlet roller is rotated in the suction direction to perform a card suction operation. After the inhalation operation, the card detection sensor detects the presence or absence of the card again, and the card detection sensor detects the presence of the card. Sometimes automatic transaction apparatus further pull the card in the transport path and said card detection sensor, characterized in that to terminate the operation when detecting the absence of the card. 3. The automatic transaction apparatus according to claim 1, wherein the card drawn into the transport path is taken into a card taking section located at a rear part.