JPH10293872A - Passbook handling device - Google Patents

Abstract

PROBLEM TO BE SOLVED: To enable a bank clerk to take a passbook out of a passbook collection mechanism part just by opening the front door of a cash dispenser and accordingly to improve the working efficiency and the labor saving for the bank jobs by placing the passbook collection mechanism part at a position above a passbook feed path an also near a passbook discharge part with the linkage secured to the feed path. SOLUTION: If a customer has omitted to take his passbook 9 that is discharged to a passbook slot, the rollers 2 to 7 are revolved toward a print head 8 and then stopped when a detector 44 detects the lower edge part of the passbook 9. Then a DC solenoid is driven to switch an inserter 31 toward a passbook collection part 38. Thus, a passbook feed path 23 is linked to the part 38. The passbook 9 that is stopped via the detector 44 passes the inserter 31 through the path 23 and is led to the part 38 when the CD solenoid is driven to drive again the rollers 2 to 7 and also the rollers 34 and 35 of the part 38. Thus, a bank clerk can easily take out the passbook 9.

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

BACKGROUND OF THE INVENTION Normally, when a user does not take the discharged passbook, the passbook is generally taken into the apparatus after a certain period of time and stored in a collection mechanism. is there.

[0002]

2. Description of the Related Art In a conventional known banking processing apparatus, a collecting mechanism is installed at a lower rear portion of the apparatus. Therefore, when an attendant takes out a passbook collected by the collecting mechanism, an automatic teller machine is used. It was necessary to open the door and pull out the passbook handling device. If bank staff can easily take out the passbook collected by the collection mechanism and pull out the automatic teller machine without opening the passbook handling device, it will greatly contribute to the efficiency and labor saving of banking operations. become.

[0003]

SUMMARY OF THE INVENTION Accordingly, an object of the present invention is to improve the efficiency and omission of banking operations.
It is an object of the present invention to provide a passbook handling apparatus that allows a staff member to take out a passbook collected by a collection mechanism unit without opening the passbook handling apparatus by merely opening a door of the automatic teller machine.

[0004]

According to the present invention, the staff can take out the passbook collected by the collection mechanism without opening the passbook handling device by simply opening the door of the automatic teller machine. Is to do so. For this purpose, the passbook collection period is connected to the passbook transport path at the end of the passbook collection, and installed at the top of the transport path and near the discharge section, so that bank staff can draw out the passbook handling equipment collected by the collection mechanism. Instead, simply opening the door of the automatic teller machine makes it easy to take out.

[0005]

DESCRIPTION OF THE PREFERRED EMBODIMENTS The present invention relates to a passbook handling apparatus, and more particularly, to an automatic teller machine in which a user makes a cash transaction using a passbook, an automatic teller machine,
Alternatively, the present invention relates to a passbook handling apparatus in a banking processing apparatus having a so-called passbook printing function, such as an automatic bookkeeping apparatus for automatically printing deposit data on a passbook.

[0006] There is known a banking processing apparatus in which a bank user can use a passbook to deposit cash or make a balance inquiry. This type of apparatus is provided with a printing function so that the progress of the transaction up to now is printed on a passbook every time cash is deposited or the balance is checked.

[0007] The passbook used here generally has a plurality of pages for printing deposit data and the like, and a magnetic stripe on the back of the passbook on which data necessary for transactions are recorded. .

[0008] As a form of the passbook, a passbook used by opening the pages of the passbook in the up-down direction (up-down passbook);
There is a passbook that is used by being opened in the left-right direction (a left-right passbook). Generally, a vertically-opened passbook is used in the above-described processing device in the banking industry.

The user opens such a passbook on a page to be printed and inserts the passbook into the apparatus. The inserted passbook is sent to the printing unit through the transport path. In the printing unit, a line next to the line printed up to the previous time is set in front of the print head, and the deposit and deposit data is printed while the line is being fed line by line. When printing is performed up to the last line of a certain page in this manner, the passbook is sent back through the transport path and discharged out of the apparatus. Further, when deposit / deposit data to be printed is left, the user is instructed to open the next page of the passbook and reinsert it. When the user re-inserts the passbook according to the instruction, the above-mentioned operation is continuously performed, and when all the transaction data performed so far is printed, the passbook is sent back through the transport path and out of the apparatus. Is discharged.

An embodiment of the present invention will be described below in detail with reference to the drawings.

FIG. 1 is a side sectional view of a passbook handling apparatus according to one embodiment. Passbook 9 used in this embodiment
Is a passbook that opens up and down as shown in FIG. 5 (hereinafter simply referred to as a passbook). That is, it has a plurality of print pages,
Each page consists of 24 print lines. At the upper left corner of each page, a page mark 26 composed of a bar code is attached in accordance with the number of pages. On the back side of the passbook 9, a magnetic stripe 27 is provided at right angles to the print line, and information necessary for conducting a transaction using the passbook 9 is provided.
That is, fixed information such as a secret number and an account number for authenticating an individual user, and variable information such as a printed page of a passbook and a printed line are magnetically recorded.

The passbook 9 is inserted from the passbook insertion slot 1 while being opened on a page to be printed. A transport path 23 is communicated with the passbook insertion slot 1, and transport rollers 2, 3, 4, and 5 are provided on the transport path 23 at intervals shorter than the length of the passbook 9 in an open state. In the transport path 23, detectors 39, 40, 41, 42, 43, 44 for detecting the presence or absence of the inserted passbook 9 and a detector 10 for detecting a page mark of the passbook 9 are provided. Is arranged. These detectors are, for example, optical sensors. In particular, the detector 10 is provided on the transport path 23 at a position corresponding to the position of the page mark 26 of the passbook 9 in the open state as shown in FIG. Is sent to the amplifier 18.

A printing section 24 is provided in the transport path 23. The printing unit 24 includes a well-known platen 7 and a print head 8.
Is provided. The print head 8 is, for example, of a wire matrix type. While the print head 8 is slid in the printing row direction of the passbook 9 by a known means, the wire is selectively driven, and a dot is printed on a page to be printed. Is printed by impact printing.

When printing of one line is completed, the passbook 91 is moved by one line by driving the roller 4, the next line is set in front of the print head 8, and the print processing operation proceeds. The tips of the passbook 9 inserted from the passbook insertion slot 1 are detected by the detectors 39 and 40. The detection signal is sent to the transport roller control circuit 17, whereby the transport rollers 2, 3, 4, 5, 6, 7 are started to rotate, and the passbook 9 is fed in the transport path 23 below the printing unit 24. Is done. When the passbook 91e is detected by the detector 45, the conveyance of the passbook 91 is stopped after a predetermined time from the detected position. During such transport, the magnetic head 1 is used to magnetically record and read the magnetic stripe 27 of the passbook 91.
1 is set on the transport path 23. When the information of the magnetic stripe 27 of the passbook 91 is read by the magnetic head 11, the information is sent from the magnetic control circuit 16. On the contrary, the magnetic head 11 writes variable information sent from the magnetic control circuit 16, for example, information on the number of printed pages and the number of printed lines on the magnetic stripe 27. Detectors 39, 40, 41, 42, 4 installed at the upper and lower portions of the transport path 23
Reference numerals 3 and 44 each include a known light emitting element and a known light receiving element. The detector 22 detects the reference position of the conveyed passbook 91, for example, the first line of the passbook 91, from the first line of the passbook 91 to the lower end of the passbook 91 based on the print center of the print head 8. It will be installed at a distance of up to That is, the first passbook 91 detected by the detector 22 and stopped
The line is set before the print head 8.

A passbook collecting section 38 characteristic of the present embodiment is provided so as to be connected to the transport path 23. This passbook collection unit 38
Are provided with transport rollers 34 and 35 for transporting the passbook 91. The distance between the transport roller 3 and the rollers 34 and 35 is set to be shorter than the passbook length L / 2. The passbook collection unit 38 and the transport path 23 are connected to the shaft 3
Inserter 31 that can swing about 7 is lever 3
6, are interlocked via the bracket 39 and the pin 50. In order to make the inserter 31 swing, the inserter 3
The DC solenoid 30 is connected to 1 via a lever 36. Normally, when the passbook collection is not performed, the inserter 31 is separated from the passbook collection unit 38 and is in a state indicated by a solid line in FIG.

Next, the operation of the passbook handling apparatus having such a configuration will be described.

When the lower end of the passbook 9 is detected by the detectors 39 and 40 provided on the transport path 23 when the passbook 9 opened on the page to be printed is inserted from the passbook insertion slot 1 and the passbook 9 is detected. The detection signal is sent to the roller control circuit 17, and the rollers 2, 3, 4, 5, 6, and 7 are driven. By the rotation of the rollers 2, 3, 4, and 5, the passbook 9 is printed by the printing unit 24.
Fed in the direction. During the feeding, the page mark 26 is optically detected by the detector 10 provided on the transport path 23. When the passbook 91 further advances along the transport path 23 by driving the rollers 2, 3, 4, 5, 6, and 7, the lower end portion 91e of the passbook 91 is detected by the detector 44 and the rollers 2, 3,
The rotation of 4, 5, 6, and 7 is temporarily stopped. During this conveyance, magnetic recording information is read from the magnetic stripe 27 provided on the back surface of the passbook 91 by the magnetic head 11 provided on the conveyance path 23. From the read information, it is checked whether or not the page of the passbook actually opened is an appropriate page to be printed in the current transaction, based on information such as a print page and a print line. The print line is calculated to set the line to be printed this time, and rollers 2, 3, 4, 5, 6,
7 is set, and the line to be printed this time of the passbook 91 is set before the print head 8. If it is determined that the opened page is not an appropriate page, the rollers 2, 3, 4, 5, 6, and 7 are driven, and the passbook 91 is ejected from the insertion slot 1. In this case, the user is instructed to reopen the page and reinsert it.

The passbook 91 set in the printing unit 24
Are sequentially printed for each line. In this case, it is updated every time one line is marked. Then, the last line of a certain page, for example, up to 24 lines is printed, and when there is data to be further printed, the rollers 2, 3, 4, 5, 6, and 7 are driven,
The passbook 91 is discharged from the insertion slot 1.

However, if the customer forgets to take the passbook discharged into the insertion slot 1, the passbook is prevented from passing to a third party, and the next user can use the passbook handling device. Therefore, if the state where the passbook is discharged for a certain period of time continues, the rollers 2, 3, 4, 5, 6, and 7 are rotated in the direction of the print head 8, and when the detector 44 detects the lower end of the passbook, the roller The driving is stopped, the DC solenoid 30 is driven, and the inserter 31 is switched to the passbook collection unit 38 side around the shaft 50. (State in FIG. 2) The inserter 31 has a function of connecting the transport path 23 and the passbook collecting section 38. By switching the inserter 31, the passbook transport path 23 and the passbook collecting section 38 are brought into a communicating state. The passbook stopped in the middle of the transport by the detector is the DC solenoid 30
At the same time as the rollers 2, 3, 4, 5, 6,
7 and the rollers of the passbook collection unit 38 are driven to
i passes through the inserter 31 from the transport path 23 and is guided to the passbook collection unit 38. (State in FIG. 3) After a certain period of time has passed after the detector 42 detects the upper end of the passbook 9i, the rotation of the rollers 2, 3, 4, 5, 6, 7 and 33, 34 is stopped. At the same time, the DC solenoid 30 is turned off, the inserter 31 is restored to a part of the original transport path 23, the passbook transport path 23 and the passbook collection unit 38 are isolated, and the passbook is completely collected. At this time, the rollers 34 and 35 are opened, the passbook is in a free state and falls downward, but enters the wedge-shaped stopper of the inserter and stops (FIG. 4).
Since the collected passbook is located above the transport path and near the discharge port, the attendant can easily take out the passbook that the user has left behind.

[0020]

As described above, according to the present invention, in the passbook handling apparatus 51 having a printing function, the passbook collecting section 38 is installed above the transport path 23 and near the discharge port, so that the bank By simply opening the front door 52 of the cash transaction apparatus 50, the passbook collected by the passbook collecting section 38 can be taken out, and the efficiency of banking operations can be further improved and labor can be saved.

[Brief description of the drawings]

FIG. 1 is a side sectional view of a passbook handling apparatus according to an embodiment of the present invention.

FIG. 2 is a detailed view of a passbook collecting unit of FIG. 1;

FIG. 3 is a state diagram of passbook collection.

FIG. 4 is a drawing showing a passbook collection state.

FIGS. 5A and 5B are views showing a known top-to-bottom passbook used in one embodiment of the present invention, wherein a is a plan view and b is a side sectional view.

FIG. 6 is a side sectional view showing the passbook handling apparatus of the present invention mounted on an automatic teller machine.

[Explanation of symbols]

 23: conveyance path, 24: printing unit, 38: passbook collection unit.

Claims (1)

[Claims] 1. A passbook handling apparatus for handling a passbook comprising a plurality of pages, each page having a plurality of printing lines, and having a magnetic stripe for magnetically recording information necessary for a transaction. Passbook carrying means, printing means for printing transaction information from a certain line of a page of the passbook carried by the passbook carrying means, reading of information recorded on a magnetic stripe of the passbook and writing of information on the magnetic stripe A magnetic reading / writing means, a passbook storing section for storing a new passbook that has not been used yet, and a temporarily storing used passbook which is printed up to a predetermined line of the last page by the printing means and sent through the passbook conveying means. A passbook evacuation unit for evacuation of the passbook, and a magnetic stripe of the passbook printed by the printing means and magnetically read and written by the printing means. When the passbook is ejected out of the apparatus after writing certain information, a mechanism for collecting the passbook that the customer has left behind inside the apparatus is provided on the upper side of the transport path and near the discharge port, and the forgotten passbook is provided. A passbook handling apparatus characterized in that a staff member can easily take out the passbook, and the branching of the collection mechanism is made simple and inexpensive.