JPH0525158B2 - - Google Patents

Description

[Detailed Description of the Invention] [Industrial Application Field] The present invention stores various new passbooks to be issued in each storage body in advance, and issues new bankbooks one by one from any storage body as needed. The present invention relates to a passbook issuing device, and particularly relates to a passbook discrimination structure for determining whether various passbooks are correctly stored in a storage body.

[Conventional technology]

With the expansion of their business, there are many types of passbooks used by banks, such as general account passbooks that combine ordinary deposits and time deposits in one book, savings time deposit passbooks, current account passbooks, and date-specified deposit passbooks. be.

By the way, when transaction data is printed up to the last line of the last page in the passbook that the customer is currently using, a new passbook will be issued at the counter of the store. Also, when a customer opens a new account, a new passbook will be issued at the counter. At this counter, the task of issuing a new passbook by the counter staff is complicated, and furthermore, the waiting time for customers becomes long, causing problems in customer service.

Therefore, a passbook issuing device at a counter has been proposed in order to save labor at the counter and reduce customer waiting time. This passbook issuing device stores each type of new passbook to be issued in each storage body in advance, and when a teller staff gives an issuance instruction signal using a keyboard or the like, it takes out only one corresponding passbook from the storage body, and If unrecorded transaction data remains, this transaction data is printed on the new bankbook, and magnetically recorded data is written on the magnetic stripe of the new bankbook before it is issued.

This kind of passbook issuing device has storage units for multiple types of passbooks, so when a bank employee stores a passbook in the storage unit, he or she may accidentally store a different type of passbook. There are cases. Therefore, a method is required to prevent the wrong passbook from being handed over to the customer if it is taken out of the storage unit.

For example, unique passbook identification information is written in advance on the magnetic stripe of the passbook, and when the passbook is taken out from the storage body and issued, the passbook identification information is read with a magnetic head to determine whether it is a proper passbook.
In the case of a valid passbook, transaction data may be printed and issued to the customer, and if an incorrect passbook is dispensed, it may be collected in a redirect box.

[Problem that the invention seeks to solve]

However, in such conventional methods, it is necessary to identify the passed-out passbook using a magnetic head, and if the result is an incorrect passbook, it is collected in a redirect box, and then a new passbook is dispensed again. This increases processing time, increases customer waiting time, and creates problems for customer service.

The present invention was made to solve the above problem, and its purpose is to make it possible to distinguish the type of passbook and whether it is set inside out when the passbook is set in the storage section. Enables you to set up the correct passbook in the correct condition before issuance,
The objective is to shorten processing time and improve reliability.

[Means for solving problems]

In order to achieve the above-mentioned object, the present invention provides a plurality of storage bodies that store a plurality of types of passbooks in a stacked state, sorting them by type, and storing one passbook in the storage body. It is equipped with a feeding roller that feeds out the bankbook one by one, a printing unit that prints on the fed out bankbook, a transaction port that discharges the printed bankbook, and a bankbook transport path that connects each of the above-mentioned components. In a passbook issuance device that issues a desired passbook from a storage body, the storage body has a plurality of sheets arranged on the outer periphery that can be identified from the side in a stacked state, with different positions depending on the type, and stacks of the same type aligned. A plurality of passbooks with type identification marks arranged in a row in the stacking direction are stored in a stacked state, and each of these storage bodies is detachable from the device, and the passbooks are arranged in the same type and stacked. Each storage body is provided with a cutout that allows the type identification mark, which is arranged in a line in the stacking direction when stored in the storage body, to be visible from the outside of the storage body, depending on the type of passbook to be stored. shall be.

[Effect]

In the present invention having the above characteristics, first, bankbooks each having a type identification mark provided in each storage body are stored by type, and the type identification mark of the bankbook is checked from outside the storage body. At this time, if the passbook type identification marks are the same and are not lined up in a row, it means that the stored passbook has been set upside down, or a different type of passbook has been set, so it may be necessary to put it back into the storage unit. Reset your passbook correctly. Then, the storage bodies are respectively attached to the passbook issuing device. As a result, an incorrect passbook will not be taken out from the storage body and collected in the redirect box, and processing time can be shortened.

〔Example〕

Hereinafter, one embodiment of the present invention will be described in FIGS. 1 to 7a,
The explanation will be based on b.

FIG. 1 is a front view of an embodiment of the present invention showing a state in which only two passbooks are incorrectly set in a storage body, and FIG. 2 is a perspective view of an embodiment of the passbook of the present invention.

In FIG. 2, a type identification mark 2 is provided on the spine of the binding section of the bankbook 1. The position of this type identification mark 2 varies depending on the type of bankbook 1, and is printed at a predetermined position. Therefore,
Depending on the position of the type identification mark 2, it is determined, for example, whether it is a general account passbook, a savings term deposit passbook, a current account passbook, or a fixed-date deposit passbook.

FIG. 3 is a perspective view of the storage body shown in FIG. 1.
In FIG. 3, a notch 4 is formed on one side of a box-shaped storage body 3 so that the type identification mark 2 of the passbook 1 stored therein can be seen from the outside.
A delivery port 5 for delivering the bankbook 1 is formed at the lower part of one side. The distance between the lower end of the notch 4 and the upper end of the outlet 5 is set so that a part of the type identification mark 2 of the passbook 1 that is placed in this area is always visible, and all the items of the same type that are stored together are 's passbook 1
The type identification mark 2 can be seen from outside the storage body 3. In addition, a separation roller 6 and a gate 7 are provided near the outlet 5 of the storage body 3 for feeding out the stored passbooks 1 one by one. screw 8
It can be adjusted to accommodate passbooks of different thicknesses. A hole 9 is formed in the lower surface of the storage body 3, into which a feed-out roller (not shown) for feeding out the bankbook 1 is inserted. The handle 10 is rotatably attached to the storage body 3 for convenient carrying.

Here, the notch 4 of the storage body 3 is configured so that a bank employee can easily insert his/her finger into the bankbook 1 when setting it up, and also the position of the type identification mark 2 of the corresponding bankbook 1 to be stored. It is provided at a predetermined position that coincides with the

FIGS. 4a and 4b are front views showing the state in which the passbook is stored in the storage body.

To explain in more detail, FIG. 4a shows a state in which, for example, a general account passbook is set in the storage body 3a, and the type identification mark 2 of the passbook 1a is inserted through the notch 4a.
You can see that a is aligned correctly.
Therefore, it can be seen that no passbook 1a other than the general account passbook is set in the storage body 3a, and that the passbook 1a is not set upside down.

FIG. 4b shows a state in which, for example, a savings term deposit passbook is normally set in the storage body 3b, and the notch 4b of the storage body 3b is the cutout of the general account passbook storage body 3a shown in FIG. 4a. The predetermined type identification mark 2b can be seen from the cutout 4b, which is provided at a different position from the cutout 4a and is therefore formed at a predetermined position depending on the type of the passbook 1b.

The side view shown in FIG. 1 shows a state in which two passbooks 1 are incorrectly set in the storage body 3, so the type identification marks 2 visible through the notches 4 are not completely aligned, and the first In the figure, type identification mark 2 for two books.
I can't see it. For this reason, it is easy for the bank staff to know that the bankbook 1 is not in a normal condition, such as if another type of bankbook 1 has been set, or if the bankbook 1 is set upside down, and the bankbook 1 must be set up again. is immediately obvious.

Note that the storage body 3 that stores the bankbook 1 is detachably attached to the main body of the bankbook issuing device, which will be described later. This attachment is performed after setting the passbook 1 in the storage body 3 and confirming whether the setting is correct using the type identification mark 2 as described above.

FIG. 5 is a block diagram schematically showing the structure of a passbook issuing device in which the present invention is used, and FIG. 6 is a side view showing the mechanical structure of the terminal device shown in FIG.

First, I will explain the configuration of the passbook issuing device.
In FIG. 5, a terminal device 11 installed in a store such as a bank is connected to a data processing center 14 via a line 13 by a communication control section 12. The main control unit 15 of the terminal device 11 is composed of a microprocessor, memory, etc., and performs interface control with the input/output control unit 16 and communication control unit 12, as well as processing data transmitted and received with the data processing center 14. I do.

The input/output control unit 16 described above includes a mechanical unit that performs various operations regarding passbook processing, that is, a printing unit 1.
7. Passbook transport section 18, page/line detection section 19, page turning section 20, magnetic stripe read/write section 21
and a new passbook sending unit 22 are connected respectively.

Among these mechanical units, the printing unit 17 prints transaction data etc. on a new passbook 1 using a printing head 23 arranged on the passbook transport path.
8 is a motor 24 for conveying the newly issued passbook 1.
The passbook 1 is transported in both forward and reverse directions by a predetermined amount within the passbook transport path under drive control, and the page/line detection unit 19 detects the page data and printed lines of the new bankbook 1 using the optical reading sensor 25 installed on the passbook transport path. Furthermore, the page turning unit 20 operates the page turning roller 27 in the passbook conveyance path by energizing the solenoid 26, and
A motor 28 rotates a page turning roller 27 to turn a new bankbook 1 page by page. Further, the magnetic stripe read/write section 21 writes recorded data on the magnetic stripe of the new passbook 1 using a magnetic head 29 installed in the passbook conveyance path, and the new passbook sending section 22 writes data to the storage body 3 in which the new passbook 1 is stored. The motor 30 is then driven to feed the passbook 1 into the passbook transport path.

On the other hand, the data processing center 14 accesses the customer data file 31 based on the account number data transmitted from each terminal device 11 via the line 13, updates the file data, and stores passbook entry data and magnetic stripe data. Transaction data such as update data is sent to the terminal device 11 via the central processing unit 32.
Send to.

Next, the operating procedure for issuing a new passbook will be explained based on FIG. 6. In FIG. 6, the passbook issuing device contains multiple types of passbooks 1a, 1b, 1c, 1.
Storage bodies 3a, 3b, 3c, which accommodate d by type,
3d is provided. For example, the storage body 3a has a general account passbook, the storage body 3b has a fixed deposit passbook,
The storage unit 3c stores a current account passbook, and the storage unit 3d stores a term deposit passbook.

Here, as an example, a case where a general account passbook is issued from the storage body 3a will be described. First, when a bank employee issues a command to issue a general account passbook by inputting from a keyboard or the like, one passbook 1a is dispensed from the storage body 3a by the dispensing roller 33. This storage body 3a has a third
As shown in the figure, a gate 7 and a separation roller 6 are provided, and the gap between the gate 7 and the separation roller 6, that is, the outlet 5, is such that one bankbook 1a can pass through smoothly, but two or more cannot pass through. It is set. The paid-out passbook 1a is guided to a conveyance path 35 by a guide 34 and conveyed upward. Sensors 36 and 37 are provided spaced apart from each other on this conveyance path 35, and the length of the bankbook 1a is detected here. Therefore, in the event that two passbooks 1a are fed out, the sensors 36 and 37 detect the length and determine that the length is longer than the predetermined length, and the passbooks 1a are pulled out by the guide members 38a and 38b as shown in FIG. In the conveyance path 3
9 Once carried to the right, it is carried to the left and collected into the redirect box 40.

When only one passbook 1a is fed out, it is once carried to the right side of the conveyance path 39 in the same manner as described above. At this time, the passbook 1a is in a closed state with the cover facing upward.

The bankbook 1a is designed as shown in Figures 7a and 7b, where Figure 7a is a plan view of the bankbook and Figure 7b is a plan view of the bankbook.
is a plan view when the passbook is opened. Therefore, as shown in FIG. 7a, the cover of the passbook 1a is provided with columns for store number, account number, customer name, etc., which are left blank. Furthermore, a page mark PM is printed on each page of the bankbook 1a as shown in FIG. 7b.

As described above, the bankbook 1a carried to the right on the conveyance path 39 is further sent to the printing section 17, where it is sandwiched between the printing head 23 and the platen 41 by a signal from the customer data file 31, and is printed in the blank space on the cover. Print the store number etc.

Here, if there is no unrecorded transaction data, the bankbook 1a is conveyed toward the takeout port 42, and on the way, necessary magnetic recording data is written on the magnetic stripe 43 of the bankbook 1a by the magnetic head 29. Thereafter, it is discharged from the outlet 42.

On the other hand, if there is unrecorded transaction data, the passbook 1a is conveyed to the page turning section 20, and the page is turned over by the page turning roller 27. At that time, guide 4
4a and 44b open and close in the direction of the arrow so as not to interfere with the page turning operation.

When this page turning is completed, the bankbook 1a is conveyed to the printing section 17 again. In the printing section 17, the bankbook 1
When a is conveyed, the optical reading sensor 25 reads the page mark PM of the opened page, thereby confirming that the first page, which is the page to be printed, is opened. After this page confirmation, the unrecorded transaction data is transferred from the main control section 15 to the printing section 17, and the transaction data is printed by the printing head 23 on the passbook 1a.

When printing of all the transaction data is completed in this way, the passbook 1a is transported towards the transaction port 42 in the same way as in the case described above, and on the way, the necessary magnetic recording data on the magnetic stripe 43 of the passbook 1a is transferred to the magnetic head. 29 and then ejected from the transaction port 42.

In addition, as shown in FIG. 2, in this embodiment, the type identification mark 2 of the passbook 1 is provided on the back of the binding part of the passbook 1, but the present invention is not limited to this. It may also be the outer periphery. Further, the structure for making the type identification mark 2 visible on the storage body 3 is not limited to the above embodiment. For example, the portion of the container 3 facing the type identification mark 2 may be made of transparent glass, or the entire container 3 may be formed of a transparent material.

Furthermore, in this embodiment, the position of the type identification mark 2 is set according to the type of the passbook 1, and the cutout 4 of the storage body 3 is formed corresponding to the type identification mark 2, so that the position of the type identification mark 2 is set according to the type of the bankbook 1. I carried out the discrimination, but the position of the type identification mark and notch was kept constant.
By changing only the color or shape of the type identification mark, it is also possible to identify the passbook in the container.

〔Effect of the invention〕

As described above, according to the passbook issuing device according to the present invention, by making the type identification mark of the passbook stored in the storage body visible from outside the storage body,
If another type of passbook is accidentally stored, or if a passbook is stored upside down, it can be easily discovered and the passbook can be re-stored before the storage unit is attached, so a passbook can be issued. At the same time, the wrong passbook will no longer be sent out and collected by the redirect box. As a result, no extra time is wasted, customer waiting time can be minimized, processing time can be shortened, and customer service and reliability can be improved. effective.

Further, if a type identification mark is provided on the spine of the binding section of the passbook, it has the advantage that it hardly affects the design of the passbook, so it does not look unsightly and does not spoil the aesthetic appearance. Furthermore, if a notch is formed in the storage body, it is possible to identify the passbook with a simple structure, and since the finger can be inserted into the notch when storing the passbook, there is an advantage that the passbook can be easily stored.

In addition, a storage body is provided for each type of passbook, and these storage bodies are detachable from the device, so if you prepare a storage body with a cutout at a predetermined position according to the type of passbook, you can use it for various types of passbooks. It has the effect of being compatible with passbooks.

[Brief explanation of the drawing]

Figure 1 is a front view showing one embodiment of the present invention, Figure 2 is a front view showing one embodiment of the present invention;
The figure is a perspective view showing one embodiment of the passbook of the present invention.
The figures are a perspective view of the storage body shown in Fig. 1, Fig. 4a is a front view showing the storage state of the general account passbook, Fig. 4b is a front view showing the storage state of the savings term deposit passbook, and Fig. 5
6 is a side view of the terminal device. FIG. 7a is a plan view showing the cover of the passbook, and FIG. 7b is a plan view of the passbook in an open state. 1, 1a, 1b, 1c, 1d... Passbook, 2, 2
a, 2b...type identification mark, 3, 3a, 3b,
3c, 3d... Storage body, 4, 4a, 4b... Notch, 5... Outlet, 6... Separation roller, 7... Gate, 8... Set screw, 9... Hole, 11... Terminal Device, 33...Feeding roller.

Claims (1)

[Scope of Claims] 1. A plurality of storage bodies that store a plurality of types of passbooks in a stacked state by sorting them by type, and a feeding roller that feeds out the passbooks in the storage bodies one by one. , a printing unit that prints on the passed-out passbook, a transaction port that discharges the printed passbook, and a passbook transport path that connects each of the above-mentioned components. In a passbook issuing device that issues passbooks, the storage body has an outer peripheral part that can be identified from the side in a stacked state, the position of which is different depending on the type, and a direction in which the same type is stacked in a stacked state. A plurality of passbooks with type identification marks arranged in a row are stored in a stacked state, and each of these storage units is detachable from the device, and the passbooks are arranged in the same type and stacked and stored in the storage unit. A passbook issuing device characterized in that each storage body is provided with a notch that makes the type identification marks aligned in a row in the stacking direction visible from the outside of the storage body, depending on the type of bankbook to be stored. .