JPS63218384A - Passbook processor - Google Patents

Abstract

PURPOSE:To ensure that a device does not process a used up passbook even when the used-up passbook is erroneously inserted into the device by a user, by recording information indicative of an unusable condition into a magnetic stripe of the used-up passbook. CONSTITUTION:When a signal indicating that the final line on the final page of a passbook 91 is printed is inputted to a calculating circuit 21, a signal indicative of this condition is sent from the circuit 21 to a roller-controlling circuit 17, and a signal (d) is outputted under the control of the circuit 17, whereby rollers 4, 3, 2 are driven to discharge the passbook 91 through an insertion port 1. In this case, magnetic recording information in a magnetic stripe 27 is erased, or information indicative of a used-up state is written into the magnetic stripe 27 under the control of a magnetic controlling circuit 16, before the discharge. A new passbook fed out from a cassette 12 into a feeding passage 23 is fed to rollers 5 and rollers 4, and is set in a printing part 24. In this condition, information necessary for transaction, such as ID number and account number, read from the magnetic stripe 27 on the used-up passbook is written into the magnetic stripe on the new passbook 92 under the control of the circuit 16.

Description

DETAILED DESCRIPTION OF THE INVENTION The present invention relates to a passbook handling device, and more specifically, the present invention relates to an automatic teller machine, an automatic cash dispensing machine, in which a user uses a passbook to conduct cash transactions, or a passbook handling device that handles deposits and savings data. The present invention relates to a passbook handling device in a bank business processing device having a so-called passbook printing function, such as an automatic bookkeeping device that automatically stamps on paper.

2. Description of the Related Art Bank business processing devices are known that allow bank customers to deposit cash or inquire about balances using a passbook. This type of device is equipped with a printing function, so that each time you deposit cash or inquire about your balance, the progress of your transaction is printed on your passbook.

The bankbook used here generally has multiple pages for printing deposit data, etc., and a magnetic stripe on the back of the bankbook on which data necessary for transactions is recorded. In addition, there are two types of passbooks: passbooks that are used with the pages of the passbook opened vertically (top and bottom open passbooks), and passbooks that are used with the pages opened left and right (left and right open passbooks). Passbooks with top and bottom openings are used in the above-mentioned processing equipment in the banking industry.

The user then opens such a bankbook to the page to be printed and inserts it into the device. Of course, in the process of this operation, well-known operations such as setting the transaction type, inputting deposit data, and inputting a secret number for user'fI authentication are performed. even if,
The inserted passbook is sent along the conveyance path to the printing section. In the printing section, the next line of the previously printed line is set in front of the print head, and the deposit data is printed line by line from then on. In this manner, when printing is performed up to the last line of a page, the passbook is transported backward along the conveyance path and temporarily transported out of the apparatus. If there is still deposit data to be printed, the user is instructed to open the next page of the passbook and insert it again. When the user re-enters the passbook according to the instructions, the operations described above will continue, and all transaction data that has been made up to now will be printed.

Recently, in order to eliminate the trouble of changing the page of the passbook by the user as mentioned above,
As disclosed in Publication No. 4, if the last line of a page in a passbook is printed and there is still data to be printed, the next page is automatically turned over and printed. An automatic page change technology has been proposed. According to this technology, as long as there is data left to be printed, the pages of the passbook are sequentially changed and printing is performed one by one, which improves the operability and processing speed of this type of banking transaction device. It greatly contributes to the improvement of

However, even if the above-mentioned automatic page change technology for passbooks is used, if the last line of the last page of the passbook is printed, and there is still data to be printed, conventional bank The business processing device simply ejects the passbook after all pages have been printed and instructs the user to go to the bank counter and request a new passbook to be issued. As a result, the bank staff will have to carry out the procedure for issuing a new passbook in accordance with the user's request. Of course, bank staff at counters have the task of issuing passbooks to users who are doing business with the bank for the first time. Therefore, if the work of updating passbooks and issuing new passbooks as described above is eliminated, it will greatly contribute to streamlining and labor saving of banking operations.

In order to contribute to the streamlining and labor-saving of banking operations, the bank's banking processing equipment can be used to automatically update the bankbooks of customers who have already made transactions. There is.

In other words, a bankbook storage section is provided in the bank business processing device to store a new bankbook that has not yet been used, and the new bankbook is automatically issued.

However, it is difficult to distinguish between the old passbook and the newly issued passbook in terms of appearance, and there is a risk that customers may mistakenly use the old passbook.

An object of the present invention is to prevent the device from processing the old bankbook even if the customer mistakenly inserts the old bankbook into the device.

Therefore, in the present invention, information indicating that the old bankbook cannot be used is recorded on the magnetic stripe of the old bankbook.

Hereinafter, an embodiment of the present invention will be described with reference to the drawings. FIG. 1 shows a side sectional view of a passbook handling device according to an embodiment. The passbook N119 used in this embodiment is a passbook with an upper and lower opening (hereinafter simply referred to as a passbook) as shown in FIG. That is, it has multiple printing pages,
Each page consists of 24 printed lines. A page mark 26 consisting of a bar code is attached to the upper left corner of each page in accordance with the page number. In addition, a magnetic stripe 27 is provided on the back side of the passbook 9 in parallel to the printed line, and the information necessary to conduct transactions using this passbook 9, such as a secret number for authenticating the user, and an account number, is provided on the back side of the passbook 9. Information such as numbers, printed pages of the passbook, printed lines, etc. are magnetically recorded.

This bankbook 9 is inserted from the bankbook insertion slot 1 in an open state on the page where printing is to be performed. A conveyance path 23 is communicated with the passbook insertion slot 1, and conveyance rollers 2, 3, and
4.5 is provided.

A detector 25 is disposed on the conveyance path 25 . This detector 1
0 is an optical sensor, for example, and is provided on the conveyance path 23 at a position corresponding to the position of the page mark 26 of the bankbook 9 in the opened state as shown in FIG. 2 (α).
6 and sends the detection output to the amplifier 18.

The conveyance path 26 is also provided with a printing section 24 .

The printing section 24 is equipped with a known platen 7 and a print head 8. The print head 8 is of a wire matrix type, for example), and while the print head 8 is slid in the printing line direction of the passbook 9 by known means, wires are selectively driven to print dots on the pages of the passbook 91. This is a type of impact printing of information consisting of combinations. When printing of one line is completed, the passbook 91 is moved by one line by the drive of the roller 4, and the next line is set in front of the print head 8.

When the passbook 9 is positioned on the printing section 24 (i.e. the passbook 9
1) A magnetic head 11 is provided on the conveyance path 23 corresponding to the position of the magnetic stripe 27 of the passbook 9. This magnetic head 11 can slide in a direction parallel to the magnetic stripe 27, and in addition to reading magnetically recorded information and sending it to the magnetic control circuit 16, variable information sent from the magnetic control circuit 16, such as the number of printed pages, the number of printed pages, etc. Information such as the number of completed lines is written on the magnetic stripe 27.

A detector 22 is also provided below the conveyance path 23. This detector 22 is composed of a known light emitting element and a light receiving element,
In order to detect the reference position of the bankbook 91 being conveyed, for example, the first line, it is installed at a position separated by the distance from the first line to the lower end of the bankbook 91. This detector 22 also detects when a bankbook 92, which will be described later, approaches the roller 5.

At the lower end of the conveyance path 23 is a passbook storage section 2 that is characteristic of this embodiment.
5 is provided. The passbook storage section 25 has a cassette 12 that stores several opened MI passbooks 92 as shown in FIG. The cassette 12K and the passbook 92 are all stored in an open state on the first page. These amounts are $, [
92 is supported by the push plate 13 and is constantly pushed in the direction of arrow α by the force of the spring 14. A pickup roller 6 is provided in the opening direction of the cassette 12, and the uppermost bankbook 92 is in contact with the pickup roller 6.

A lever -28 is mounted on the lower end of the push plate 13, and this lever 28 moves together with the push plate 13 in the direction of the arrow α. A detector 15 is provided to detect when all the passbooks 92 in the cassette 12 are gone.

This detector 15 is composed of a known light emitting element, a light receiving element),
When the passbook 92 is in the cassette 12, the lever 28 interrupts this detector 15, but when the passbook 92 is removed and the lever 2 no longer cuts off the detector, this is detected, and the detection output is output from the roller. The signal is sent to the control circuit 17.

The page mark 26 is read by the aforementioned detector 10, and its detection output is sent to the amplifier 18, where it is amplified and waveform-shaped and set in the register 19 as page information. Further, magnetic recording information read by the magnetic head 11 is sent to a magnetic control circuit 16. The read magnetic recording information includes information such as the aforementioned secret number, account number, printed page, printed line, etc., but this information is amplified and waveform-shaped by the magnetic control circuit 16 and stored in a storage means (not shown). Temporarily set name. Among these pieces of information, page information in particular is sent to and set in the register 20K.

Calculation time j11! The i21 inputs the page information set in the register 19, that is, the information of the currently opened page, and the information set in the register 20, that is, the information of the page that should originally be printed, and checks whether the image information matches. Compare and check using a known method.

As a result of this comparison, if they match, the printing section 24 is driven to print on the relevant page of the bankbook 91.

If they do not match, a signal is sent to the roller control circuit 17, and the roller 2 is sent to eject the passbook 9 from the insertion slot 1.
．． 5. Drive 4.5. The roller control circuit 17 includes an arithmetic circuit 21. Signals from the detectors 22 and 15 are input, and drive control of the rollers 2, 5, 4.5 and the pickup roller 6 is performed.

Next, the operation of the passbook handling device having such a configuration will be explained.

When the bankbook 9 opened to the page to be printed is inserted through the insertion slot 1, the bankbook 9 is fed toward the printing section 24 by rollers 2 and 5 disposed on the conveyance path 23. During this feeding, the page mark 26 is optically detected by the detector 10 provided on the conveyance path 23. The detection signal from the detector 10 is sent to an amplifier 18, where it is amplified and waveform-shaped, and set in a register 19. When the passbook 9 further advances along the conveyance path 24 due to the drive of the rollers 3 and 4, the detector 22
The end of the passbook 91 is detected at , and this detection signal is given to the roller control circuit 17 . Then, roller control circuit 1
7 outputs a signal d to temporarily stop the rotation of the rollers 2, 3 and 4.

In this state, the magnetic head 11 is driven to read the magnetically recorded information across the magnetic stripe 27 provided on the back side of the passbook 91. Among the read information, information such as print pages and print lines is sent to the magnetic control circuit 16 and the register 20 and set therein.

Here, it is checked whether the page of the passbook that was actually opened is the correct page to be printed for the current transaction. That is, the page information set in the register 19 and the page information set in the register 20 are sent to the arithmetic circuit 21.
This is done by comparing and checking. If they match as a result of the comparison, it is assumed that the page that was actually opened is the correct one, and the arithmetic circuit 21 sets the print line to set the line to be printed this time based on the print line information set in the register 20K. and controls the roller control circuit 17. The roller control circuit 17 outputs a signal d, drives the rollers 4 and 3, and sets the line to be printed this time on the bankbook 91 in front of the print head 8.

When the arithmetic circuit 21 determines that the opened page is not a proper page, the rollers 4 and 3.2 are driven under the control of the roller control circuit 170, and the passbook 91 is inserted into the insertion slot 1.
It will be drained out. In this case, the customer is instructed to re-open to the appropriate page and reinsert.

Now, on the bankbook 91 set in the printing section 24, printing is sequentially performed on each line. In this case, each time one line is printed, the number of print lines set in the register 20 is determined by the arithmetic circuit 20.
will be updated. And the last line of a certain page, for example 2
If up to four lines have been printed and there is more data to be printed, the signal d is output under the control of the roller control circuit 17, the rollers 3.2 are driven, and the passbook 91 is ejected from the insertion slot 1. .

Prior to this discharge operation of the passbook 91, the number of pages and the number of printed lines are updated in the arithmetic circuit 21 and the information is set in the register 20. In other words, if the current number of pages is 1,000 pages, it will be updated to 1,000 pages, and the number of printed lines will be updated (reset) to line 0 since the last line of this page, for example, up to the 24th line, has been printed. . This updated information is sent to the magnetic control circuit 16 and the magnetic head 11
is written on the magnetic stripe 27 by.

When the passbook 9 is ejected through the ejection port 1, a message is sent to the user.
You will be prompted to turn and reinsert the next page. Following this instruction, the user updates the page and inserts the passbook 9 through the insertion slot 1. The passbook 9 is set in the printing unit 24 by performing the same operation as described above. Of course, in this case,
As a result, the first line of page 1 + 1 is print head 8.
It will be set before.

In this way, information on transactions that have been made up to now is stored in the passbook 9.
1 printing pressure is printed sequentially. In this operation, when printing is completed on a line in the middle of a certain page, only the printed line of the bankbook 91 is updated, and the bankbook 91 is ejected from the insertion slot 1. Further, when there is a large amount of printed information and it spans a plurality of pages, the same operation as described above is repeated.

Here, the last line of the last page of passbook 91 is printed,
Note that this embodiment performs a characteristic operation when information to be printed remains.

That is, when a signal indicating that up to the last line of the last page of the bankbook 91 has been printed is input to the arithmetic circuit 21, the arithmetic circuit 21 sends a signal to that effect to the roller control circuit 17, and the roller control circuit 17 is controlled. A signal d is output under roller 4.
3.2 is driven and the passbook 91 is ejected from the insertion slot 1. Of course, in this case, the passbook (
Since the old passbook 91 does not need to be reused, the magnetic recording information on the magnetic stripe 27 is erased under the control of the magnetic control circuit 16, or information that cannot be reused is written on it and it is ejected. It turns out.

After the old passbook is discharged, the roller control circuit 17 outputs the signal O and the signal S, and the pink up roller 6 and the roller 5 are driven. In the cassette 12 of the passbook storage section 25, the passbook 92 opened to the first page is held by the spring 1.
4, the first passbook 9 is pressed against the passbook pickup roller 6 via the push plate 13.
2 is sent out to a conveyance path 23 by rollers 6. and,
The detector 22 detects that the tip of the passbook 92 is caught on the roller 5.
When detected, the roller control circuit 17 outputs a multi-signal d to drive the rollers 4 and 3 and stop the pickup roller 6 from moving. From cassette 12 to conveyance path 2
The passbook (new passbook) 92 sent to υ3 is transferred to roller 5. It is sent to the roller 4 and set in the printing section 24K. In this state, under the control of the magnetic control circuit 16, the information necessary for transactions such as the secret number, O room number, etc. read from the magnetic stripe 27 of the old bankbook is transferred to the magnetic stripe 27 of the new bankbook 92.
7 is written. Thereafter, the first line of the first page of the new bankbook 92 is set in front of the print head 8 by driving the roller 4, and the remaining information to be printed is printed line by line on the new bankbook.

Here, if there is a large number of information to be printed and the first page of the new passbook 92 cannot be printed, the new passbook 92 is temporarily ejected from the insertion []1 in the same way as the old passbook described above. Ru. Of course, at this time, information such as printed pages and printed lines updated under the control of the magnetic control circuit 16 is transferred to the new bankbook 9.
2 magnetic stripe 27.

When all of the information to be printed is printed on the new passbook through the operations described above, the new passbook is ejected from the insertion slot 1 through the operations described above. Thus, one passbook process involving a printing operation is completed. Normally, the user's account number, name, etc. are written on the cover of the issued passbook, so when a new passbook is issued by this device, the user is asked to enter [I car number, name, etc.] Instructions will be given to write and affix a seal.

Although one embodiment of the present invention has been described above, the present invention is not limited to the above embodiment, and may be implemented with various modifications.

For example, in the above embodiment, if printing has been performed up to the last line of a certain page and there is still information to be printed, the passbook is temporarily ejected from the insertion slot.
As shown in Publication No. 125324, an automatic page change mechanism is added to the passbook, and as long as the printed information remains,
It is also possible to have the process automatically page by page in the passbook.

In addition, when storing a passbook in the passbook storage section, it should not be opened to the first page, but should be opened to the center page, or it should be stored without opening, and the page or cover should be turned over automatically. Alternatively, the paper may be fed to the printing section. Furthermore, in the above embodiment, after discharging the old passbook,
We adopted the method of processing and discharging the new passbook, but we also installed a means to connect the conveyance path and evacuate the old passbook.After processing the new passbook, the new passbook is discharged first, and then the old passbook is discharged. It is also possible to do so.

As another modification, the last page of the old passbook may be printed up to the last line before the old passbook is ejected. Leave the previous few lines as columns for printing service information for the customer, and in these lines,
[This passbook has been used. From now on, you will be able to make transactions using your new passbook. The wording "J" may be printed at the throat.

Furthermore, if all the information to be printed on the last line or several lines before the last line of the old passbook has been printed, a new passbook may be issued so that the next transaction can be made using the new passbook. This case is the same as the embodiment described above, except that printing is not performed from the first page of the passbook.

Furthermore, although the above embodiment describes the handling of a bankbook that opens vertically, the present invention can also be applied to a known bankbook that opens horizontally.

According to the present invention, information indicating that the old passbook cannot be used is recorded on the magnetic stripe of the old passbook, so even if a customer accidentally inserts the old passbook into the device, the device will not process the old passbook. can do.

[Brief explanation of the drawing]

FIG. 1 is a side sectional view of a passbook handling device according to an embodiment of the present invention, FIG. 2 is a diagram showing a known top-opening passbook used in an embodiment of the present invention, and (a) is a plan view. ,(b)
is a side sectional view. 23 is a conveyance path, 24 is a printing section, and 25 is a passbook storage section. Second country

Claims (1)

[Claims] 1. In a passbook handling device that is capable of automatically issuing a new passbook separate from the passbook inserted by the operator, information indicating that the passbook inserted by the operator cannot be used is printed on the magnetic stripe of the passbook. A passbook handling device characterized by recording.