JPH0322309B2 - - Google Patents

Description

DETAILED DESCRIPTION OF THE INVENTION The present invention relates to a passbook handling device, and more specifically, the present invention relates to an automatic teller machine, an automatic cash dispensing machine, in which a user uses a passbook to conduct cash transactions, or a passbook handling device that handles deposits and savings data. The present invention relates to a passbook handling device in a bank business processing device having a so-called passbook printing function, such as an automatic bookkeeping device that automatically prints data on a bankbook.

2. Description of the Related Art Bank business processing devices are known that allow bank customers to deposit cash or inquire about balances using a passbook. This type of device is equipped with a printing function, so that each time you deposit cash or inquire about your balance, the progress of your transaction is printed on your passbook.

The bankbook used here generally has multiple pages for printing deposit data, etc., and a magnetic stripe on the back of the bankbook on which data necessary for transactions is recorded. Also,
There are two types of passbooks: passbooks that are used with the pages opened vertically (top and bottom open passbooks) and passbooks that are used with the pages opened left and right (left and right open passbooks), but in general, the pages of the passbook are opened vertically. of bankbooks are used in the above-mentioned processing equipment in the banking industry.

The user then opens such a bankbook to the page to be printed and inserts it into the device. Of course, in the process of this operation, well-known operations such as setting the transaction type, inputting deposit data, and even entering a secret number to authenticate the user are performed, but in any case, Also, the inserted passbook is sent along the conveyance path to the printing section. In the printing unit, the next line after the previous line is set in front of the print head, and the deposit data is printed line by line. When the last line of a page has been printed in this manner, the passbook is transported backward along the conveyance path and temporarily transported out of the apparatus. If there is still deposit data to be printed, the user is instructed to open the next page of the passbook and reinsert the passbook. When the user re-enters the passbook according to the instructions, the operations described above will continue, and all transaction data that has been made up to now will be printed.

Recently, in order to eliminate the troublesomeness of users changing the pages of their passbooks as mentioned above,
-As disclosed in Publication No. 123324, when printing is done up to the last line of a certain page of a passbook and there is still data to be printed, the next page is automatically turned over and printed. An automatic page change technology has been proposed. According to this technology, as long as there is data to be printed,
Since the pages of the passbook are sequentially changed and printing is performed one by one, this greatly contributes to improving the operability and processing speed of this type of banking transaction device.

However, even if the above-mentioned automatic page change technology for passbooks is used, if the last line of the last page of the passbook is printed, and there is still data to be printed, conventional bank The business processing device simply ejects the passbook after all pages have been printed and instructs the user to go to the bank counter and request a new passbook to be issued. As a result, the bank employee will perform the procedure for issuing a new passbook in accordance with the user's request. Of course, the bank staff at the teller has the task of issuing passbooks to users who are doing business with the bank for the first time, and at least to the users who already have business with the bank, the above-mentioned If the work of updating passbooks and issuing new passbooks is eliminated, it will greatly contribute to streamlining and labor-saving banking operations.

In order to contribute to streamlining and labor-saving banking operations, we have made it possible to automatically update the bankbooks of customers who have already made transactions using the bank's processing equipment. There is something.

In other words, a bankbook storage section is provided in the bank business processing device to store a new bankbook that has not yet been used, and the new bankbook is automatically issued.

However, it is difficult to distinguish between the old passbook and the newly issued passbook in terms of appearance, and there is a risk that customers may use the old passbook by mistake.

An object of the present invention is to prevent transaction information printed on a passbook from being difficult for a user to read, and to automatically print information indicating that the passbook has been used.

In order to achieve this purpose, the present invention prints transaction information using a printing head on the passbook inserted by the operator, and when the printing operation reaches the last line of the last page, a new passbook is issued. When printing transaction information on the last page of the passbook in a similar handling device, when the print head reaches a predetermined print line, the time between the predetermined print line and the last print line of the passbook is In this case, the print head prints information indicating that the passbook inserted by the operator has been used, without printing transaction information.

An embodiment of the present invention will be described below with reference to the drawings. FIG. 1 shows a side sectional view of a passbook handling device according to an embodiment. The bankbook 9 used in this embodiment is a bankbook with an upper and lower opening as shown in FIG. 2 (hereinafter simply referred to as a bankbook). That is,
It has multiple printing pages, each page consisting of 24 printing lines. A page mark 26 consisting of a bar code is attached to the upper left corner of each page in accordance with the page number. In addition, a magnetic stripe 27 is provided on the back side of the passbook 9 in parallel to the printed line.
Information required to conduct transactions using this passbook 9, that is, information such as a secret number for authenticating the individual user, account number, etc., and the printed page of the passbook,
Information such as printed lines is magnetically recorded.

This bankbook 9 is inserted from the bankbook insertion slot 1 in an open state on the page where printing is to be performed. A conveyance path 23 is communicated with the passbook insertion slot 1.
Conveying rollers 2, 3, 4, and 5 are provided on the top at intervals shorter than the length of the bankbook 9 in the opened state. A detector 23 is arranged on the conveyance path 23 . This detector 10 is, for example, an optical sensor, and is provided on the conveyance path 23 at a position corresponding to the position of the page mark 26 of the bankbook 9 in the opened state as shown in FIG. 2a, and detects the page mark 26. , sends its detection output to the amplifier 18.

The conveyance path 23 is also provided with a printing section 24 . The printing section 24 is equipped with a known platen 7 and a printing head 8. The printing head 8 is, for example, of a wire matrix type, and while the printing head 8 is slid in the printing line direction of the bankbook 9 by known means, wires are selectively driven to print dots on the pages of the bankbook 91. This is a type of impact printing of information consisting of combinations. When printing of one line is completed, the passbook 91 is moved by one line by the drive of the roller 4, and the next line is set in front of the print head 8.

When the bankbook 9 is positioned in the printing section 24 (that is, in the position of the bankbook 91), the magnetic head 11 is provided on the conveyance path 23 corresponding to the position of the magnetic stripe 27 of the bankbook 9. This magnetic head 11 is capable of sliding in a direction parallel to the magnetic stripe 27, and reads magnetically recorded information so that the magnetic control circuit 16
In addition, variable information sent from the magnetic control circuit 16, such as the number of printed pages and number of printed lines, is written on the magnetic stripe 27.

A detector 22 is also provided below the conveyance path 23. This detector 22 is composed of a known light-emitting element and a light-receiving element, and in order to detect the reference position of the bankbook 91 being conveyed, for example, the first line, a distance from the first line to the lower end of the bankbook 91 is set. installed in position. This detector 22 also detects when a bankbook 92, which will be described later, approaches the roller 5.

At the lower end of the conveyance path 23, a passbook storage section 25, which is characteristic of this embodiment, is provided. This passbook storage section 25
has a cassette 12 for storing a plurality of opened bankbooks 92 as shown in FIG. This cassette 12
All the bankbooks 92 are stored in an open state on the first page. These passbooks 92 are pressed by the push plate 13.
, and is always pushed in the direction of arrow a by the force of the spring 14. A pick-up roller 6 is provided in the opening direction of the cassette 12, and the uppermost bankbook 92 is in contact with the pick-up roller 6. A lever 28 is fixed to the lower side of the push plate 13, and this lever 28 moves together with the push plate 13 in the direction of arrow a. A detector 15 is provided to detect when all the passbooks 92 in the cassette 12 are gone. This detector 15 consists of a known light emitting element and a light receiving element, and when the passbook 92 is in the cassette 12, the lever 28 cuts off the detector 15, but when the passbook 92 is removed, the lever 28 cuts off the detector. When it stops ceasing, this fact is detected, and the detection output is sent to the roller control circuit 17.

The page mark 26 is read by the aforementioned detector 10, and its detection output is sent to the amplifier 18, where it is amplified and waveform-shaped and set in the register 19 as page information. Further, magnetic recording information read by the magnetic head 11 is sent to a magnetic control circuit 16. The read magnetic recording information includes information such as the aforementioned secret number, account number, printed page, printed line, etc., but this information is amplified and waveform-shaped by the magnetic control circuit 16, and stored in a storage means (not shown). Temporarily set. Among these information, especially page information is registered in register 2.
Sent to 0 and set.

The arithmetic circuit 21 inputs the page information set in the register 19, that is, the information of the currently opened page, and the information set in the register 20, that is, the information of the page that should originally be printed, and checks whether the two pieces of information match. A comparison check is made using a known method. As a result of this comparison, if they match, the printing section 2
4 to print on the relevant page of the passbook 91. If they do not match, a signal is sent to the roller control circuit 17 to drive the rollers 2, 3, 4, and 5 to eject the passbook 9 from the insertion slot 1. The roller control circuit 17 receives signals from the arithmetic circuit 21 and the detectors 22 and 15, and controls the rollers 2 and 17.
3, 4, 5 and the pick-up roller 6.

Next, the operation of the passbook handling device having such a configuration will be explained.

When the bankbook 9 opened to the page to be printed is inserted through the insertion slot 1, the bankbook 9 is fed toward the printing section 24 by rollers 2 and 3 provided on the conveyance path 23. During this feeding, the page mark 26 is optically detected by the detector 10 provided on the conveyance path 23. The detection signal of the detector 10 is sent to the amplifier 18, where it is amplified and waveform-shaped.
Set in register 19. When the bankbook 9 further advances along the conveyance path 24 by driving the rollers 3 and 4, the end of the bankbook 91 is detected by the detector 22, and this detection signal is given to the roller control circuit 17. Then, the roller control circuit 17 outputs a signal d and temporarily stops the rotation of the rollers 2, 3, and 4.

In this state, the magnetic head 11 is driven to read magnetically recorded information from the magnetic stripe 27 provided on the back side of the passbook 91. Among the read information, information such as printed pages and printed lines is sent from the magnetic control circuit 16 to the register 20 and set therein.

Here, it is checked whether the page of the passbook that has actually been opened is the correct page to be printed for the current transaction. This is done by comparing and checking the page information set in the register 19 and the page information set in the register 20 in the arithmetic circuit 21. As a result of the comparison, if they match, it is assumed that the page that was actually opened is the correct one, and based on the print line information set in the register 20, the arithmetic circuit 21 sets the print line to set the line to be printed this time. and controls the roller control circuit 17. The roller control circuit 17 outputs a signal d,
The rollers 4 and 3 are driven to set the current line of the passbook 91 to be printed in front of the print head 8.

When the arithmetic circuit 21 determines that the opened page is not a proper page, the rollers 4, 3, and 2 are driven under the control of the roller control circuit 17, and the passbook 91 is ejected from the insertion slot 1. be done. In this case, the customer is instructed to re-open to the appropriate page and reinsert.

Now, on the bankbook 91 set in the printing section 24, printing is sequentially performed on each line. In this case, the number of print lines set in the register 20 is updated by the arithmetic circuit 21 every time one line is printed. and,
When the last line of a certain page, for example, the 24th line, is printed and there is more data to be printed, the signal d is output under the control of the roller control circuit 17, the rollers 3 and 2 are driven, and the passbook 91 is inserted into the insertion slot. It is discharged from 1.

Prior to this operation of ejecting the bankbook 91, the number of pages and the number of printed lines are updated in the arithmetic circuit 21 and the information is set in the register 20. In other words, if the current number of pages is n pages, it will be updated to page n+1, and the number of printed lines will be updated (reset) to line 0 since the last line of this nth page has been printed, for example, line 24. . This updated information is sent to the magnetic control circuit 16 and the magnetic head 11
is written on the magnetic stripe 27 by.

When the passbook 9 is ejected from the ejection port 1, the user is instructed to turn over the next page and reinsert it. Following this instruction, the user updates the page and inserts the passbook 9 through the insertion slot 1. The passbook 9 performs the same operation as described above and prints out the printing part 2.
Set to 4. Of course, in this case, the first line of the (n+1)th page will be set in front of the print head 8 as a result.

In this way, information on transactions that have been made up to now is sequentially printed on the print lines of the passbook 91. In this operation, when printing is completed on a line in the middle of a certain page, only the printed line of the bankbook 91 is updated, and the bankbook 91 is ejected from the insertion slot 1. Further, when there is a large amount of printed information and it spans a plurality of pages, the same operation as described above is repeated.

Here, when the last line of the last page of the bankbook 91 has been printed and there is still information to be printed, this embodiment operates in a characteristic manner.

That is, when a signal indicating that up to the last line of the last page of the passbook 91 has been printed is input to the arithmetic circuit 21,
The arithmetic circuit 21 sends a signal to that effect to the roller control circuit 17, and under the control of the roller control circuit 17, a signal d is output, and the rollers 4, 3, and 2 are driven, and the passbook 91 is ejected from the insertion slot 1. be done. Of course, in this case, the passbook (old passbook) 91 printed on all pages does not need to be reused, so
The magnetic stripe 2 is controlled by the magnetic control circuit 16.
7 magnetically recorded information will be erased, or information that cannot be reused will be written and ejected.

After the old passbook is ejected, the roller control circuit 17
A signal c and a signal b are outputted, and the pick-up roller 6 and roller 5 are driven. In the cassette 12 of the passbook storage section 25, the passbook 92 opened to the first page is pushed onto the push plate 1 by the action of the spring 14.
Since the passbook 92 is pressed against the passbook pick-up roller 6 via the passbook 3, the first passbook 92 is sent out to the conveyance path 23 by the roller 6. and,
When the detector 22 detects that the tip of the passbook 92 has touched the roller 5, the roller control circuit 17
The signal d is outputted to drive the rollers 4 and 3, and at the same time, the drive of the pick-up roller 6 is stopped.
The passbook (new passbook) 92 sent from the cassette 12 to the conveyance path 23 is sent to the rollers 5 and 4,
It is set in the printing section 24. In this state, under the control of the magnetic control circuit 16, the information necessary for the transaction, such as the secret number and account number read from the magnetic stripe 27 of the old bankbook, is written to the magnetic stripe 27 of the new bankbook 92. Thereafter, the first line of the first page of the new bankbook 92 is set in front of the print head 8 by driving the roller 4, and the remaining information to be printed is printed line by line on the new bankbook.

At this point, there is a lot of information to print, and the new passbook 9
2, the new bankbook 92 is temporarily ejected from the insertion slot 1 in the same manner as the old bankbook described above. Of course, at this time, the printed page updated under the control of the magnetic control circuit 16,
Information such as print lines is written on the magnetic stripe 27 of the new passbook 92.

When all the information to be printed is printed on the new bankbook by the operation similar to a stamping operation, the new bankbook is ejected from the insertion slot 1 by performing the above-described operation. Then,
One passbook process involving printing is completed. Normally, the user's account number, name, etc. are written on the cover of the issued passbook, so when a new passbook is issued by this device, the account number, name, etc. should be written on the cover of the issued passbook. Instructions will be given to confirm this and to affix a seal.

Although one embodiment of the present invention has been described above,
The present invention is not limited to the above embodiments,
It can be implemented with various modifications.

For example, in the above embodiment, if printing is done up to the last line of a page and there is still information to be printed, the passbook is temporarily ejected from the insertion slot, but as disclosed in Japanese Patent Application Laid-open No. 123324/1983 As shown, an automatic page changing mechanism for the bankbook may be added to automatically turn the pages of the bankbook as long as printed information remains. In addition, when storing a passbook in the passbook storage section, it should not be opened to the first page, but should be opened to the center page, or it should be stored without opening, and the page or cover should be turned over automatically. Alternatively, the paper may be fed to the printing section. Furthermore, in the above embodiment, the method of discharging the old passbook and then processing and discharging the new passbook was adopted. , it is also possible to eject the new passbook first and then the old passbook.

As another modification, it is not necessary to print up to the last line on the last page of the old bankbook before ejecting the old bankbook. For example, in the last line of the last page of the old bankbook, or the few lines before the last line,
Leave this as a column for printing service information for customers, and add the words "This passbook is no longer used. Please use a new passbook for transactions from now on." to the print head on these lines. It may also be printed using .

Furthermore, when all the information to be printed has been printed on the last line or several lines before the last line of the old passbook, a new passbook may be issued so that the next transaction can be made using the new passbook. This case is the same as the embodiment described above, except that printing is not performed from the first page of the passbook.

Furthermore, although the above embodiment describes the handling of a bankbook that opens vertically, the present invention can also be applied to a known bankbook that opens horizontally.

According to the present invention, since information indicating that the passbook has been used is recorded in the old passbook, it is possible to prevent a customer from using the old passbook by mistake.

[Brief explanation of the drawing]

FIG. 1 is a side sectional view of a passbook handling device according to an embodiment of the present invention, and FIG. 2 is a diagram showing a known top-opening passbook used in an embodiment of the present invention.
is a plan view, and b is a side sectional view. 23 is a conveyance path, 24 is a printing section, and 25 is a passbook storage section.

Claims (1)

[Claims] 1 The print head prints transaction information on the passbook inserted by the operator, and when the printing operation reaches the last line of the last page, the passbook handling device that issues a new passbook prints the last page of the passbook. When printing transaction information, when the print head reaches a predetermined print line, the transaction information is not printed from the predetermined print line to the last print line of the passbook and the operation is performed. 1. A passbook handling device, characterized in that the printing head prints information indicating that a passbook inserted by a person has been used.