JPH0436870B2 - - Google Patents

Description

[Detailed Description of the Invention] (a) Technical Field of the Invention The present invention relates to a passbook issuing device for issuing new passbooks for transactions in financial institutions, etc., and particularly to a passbook that can automatically prevent issuance errors in passbooks. Regarding the issuing device.

(b) Technical background Recently, various counter devices have been developed and put into practical use in order to streamline operations at financial institutions. In particular, a passbook issuing device has been proposed as a labor-saving device. This is a system that automatically issues a bankbook etc. at a counter, and prints the details of the transaction on the paper inside the bankbook.
It is issued by printing the name, etc. on the cover of the passbook and magnetically recording it on the magnetic stripe of the passbook.

There are multiple types of passbooks (ordinary deposit passbooks, general deposit passbooks, time deposit passbooks, etc.), and they are selected and issued in response to an issuance instruction from a supply section that stores these separately.

In this case, it is necessary that the issued passbook is free from errors.

(c) Prior art and problems The technology for issuing a new passbook when the passbook expires is disclosed in Japanese Patent Application Laid-Open No. 1983-1991 by the applicant.
-Proposed in Publication No. 045833 "Passbook handling device".

The conventional method will be explained below with reference to the side view of FIG.

Figure 1 shows the inside of the passbook issuing device, and the right end of the figure shows different types of passbooks 1a to 1c.
Passbook supply sections 2a to 2c each containing a bankbook are arranged in parallel.

A transport path 3 is provided horizontally from the passbook supply section 2a to the left, and a drive belt 4 is provided at the bottom of the passbook supply sections 2a to 2c. Gates G1 to G3 are provided at positions where the gates extend upward.

The gates G1 to G3 are normally located at the upper side, and are located at the lower side by the operation of a plunger magnet (not shown) in response to a command from the control unit 9 to guide the drawing out of any of the bankbooks 1a to 1c.

A printing unit 5 is provided on the left side of the passbook supply unit 2a and in the center of the transport unit 3. The printing unit 5 is connected to the transport path 3.
Printing heads 6 and 7 are arranged vertically opposite to each other with the printing heads 6 and 7 sandwiched therebetween.

In addition, an issuing port 8 is provided at the left end in the figure,
Inside the issuing port 8, a sensor S1, a feed roller R1 that rotates in forward and reverse directions, and a magnetic head H1 for writing are arranged below the conveyance path 3 to the left thereof.

The drive belt 4 and the feed roller R1 are each rotationally driven by a drive source (not shown).

A control section 9 that controls the operation of each mechanical section is arranged at the lower rear of the device.

Because it has such a structure, passbooks 1a to 1c
When issuing any of the above, insert the expired passbook 1 into the issuing slot 8, the sensor S1 will detect it, the feed roller R1 will drive, and the passbook 1 will be sent into the device and transferred to the magnetic head H1. Accordingly, the account type and customer data, such as transaction data such as deposit balance, customer's name, password, etc., are read and sent to the printing unit 5, where a predetermined print is performed based on the expiry of use.
Then, the feed roller R1 rotates in the opposite direction and passes through the passbook 1.
is returned to issuing port 1.

When the return is detected by the sensor S1, one of the gates G1 to G3 is opened in response to a signal read by the magnetic head H1, and the corresponding one of the passbooks 1a to 1c is fed out and sent to the conveyance path 3. It will be done.

For example, if the bankbook 1a is fed out, the bankbook 1a is sent along the conveyance path 3 in the direction of arrow A, opened by an automatic page turning mechanism (not shown), and then sent to the printing section 5 where it is printed. head 6
The details of the transaction, for example, if the passbook 1a is an ordinary deposit passbook, the carry-over deposit balance from the expired passbook are printed on the inner paper of the passbook 1a, and the print head 7 prints the customer's name from the bottom. , account number, etc. are printed on the cover of the passbook 1a.

Thereafter, the passbook 1a travels along the conveyance path 3 in the direction of arrow A, and the PIN number, transaction details, etc. are recorded on the magnetic stripe (not shown) of the bankbook 1a from the bottom side by the magnetic head H1, and then sent in the direction of arrow A through the issuance port 8. publish.

In this way, the bankbooks 1a to 1c can be automatically issued.

In the above example, an example was explained in which an expired passbook 1 is inserted, the passbook type is read, and the passbook is supplied and issued. (Automatic Teller Machine: hereinafter referred to as ATM), etc., and when passbook 1 expires during a transaction at the ATM, the ATM sends a command signal to the passbook issuing device to issue the corresponding passbook 1. There is also a method of issuing any of the new bankbooks 1a to 1c in the same manner as above.

However, according to these methods, replenishing and storing the bankbooks 1a to 1c in the bankbook supply units 2a to 2c relies on manual labor, so there is a risk that the front and back sides or orientations of the bankbooks 1a to 1c may be accidentally reversed during storage. or if different passbooks are mixed in, the issued passbooks 1a to 1c may be printed in the wrong position or cannot be recorded on the magnetic stripe.

I have different types of bankbooks.

As a result, the passbooks 1a to 1c become unusable and are wasted, and there are disadvantages in that not only does post-processing take time and effort, but it also causes inconvenience to customers.

This is a drawback that cannot be overlooked as it affects the credibility of financial institutions, and improvements are required.

(d) Purpose of the Invention The purpose of the present invention is to solve the above-mentioned drawbacks, and to provide a passbook issuing device that can automatically prevent mistakes in issuing passbooks.

(e) Structure of the Invention The present invention comprises a supply unit that holds multiple types of passbook media, a conveyance unit that transports the passbook media, a printing unit that prints on the passbook media, and an issuance unit that issues the printed passbook media. The passbook issuing device is equipped with a recognition unit that recognizes the type of passbook medium, and a return passbook medium storage unit that accommodates an incorrect type of passbook medium, and the passbook issuing device has a A passbook issuing device that sends the passbook medium to the printing unit if it is recognized as an appropriate type by the recognition unit, sends the passbook medium to the return passbook storage unit when it is recognized as an inappropriate type, and supplies the passbook medium again from the supply unit. By printing and issuing only the passbook medium recognized as the appropriate type by the recognition unit, it is possible to issue the passbook medium without making any mistakes in the type.

(f) Embodiment of the invention An embodiment of the invention will be described below in Figures 2 to 4.
This will be explained with reference to the figures. 2 is a side view showing an embodiment according to the present invention, FIG. 3 is a block diagram of FIG. 2, and FIG. 4 is a flowchart of FIG. 2. The same reference numerals indicate the same objects throughout the figures.

As shown in FIG. 2, a recognition section 11 and a feed roller R2 are provided on the right side of the printing section 5.

When any of the passbooks 1a to 1c is sent from the passbook supply units 2a to 2c, the recognition unit 11 reads the barcode or mark using a reading means such as an optical reader, and determines whether the passbook is correct or not. It has a function of recognizing the front and back, orientation, and account type) and sending a signal to the control unit 9a.

Further, in the figure of the recognition unit 11, a conveyance path 3a that slopes toward the lower right branches from the right conveyance path 3, and a return passbook storage section 12 is provided at the terminal end thereof.

A feed roller (not shown) is provided on the conveyance path 3a.

A gate G4 is provided at the branch point of the conveyance paths 3 and 3a, and the switching gate G4 is normally located horizontally, and is switched upward by actuating a plunger magnet (not shown) in response to a command from the control section 9a.

Further, in FIG. 3, the range indicated by the dashed line indicates the control section 9a.

A recognition control section 14 has a function of sending the recognition result of the recognition section 11 to the main control section 19.

Reference numeral 15 denotes a print control section, which has a control function of causing the print heads 6 and 7 to perform printing operations in response to commands from the main control section 19.

A sensor amplifier 16 amplifies the detection signal of the sensor S1 and sends it to the main control section 19.

17 is a motor driver.

Reference numeral 18 denotes a magnet driver, which operates a corresponding gate magnet according to a selection signal from the main control section 19.
Apply drive signals to GM1 to GM4, and gates G1 to
Performs G4 switching control.

Reference numeral 19 denotes a main control section, which controls the operation of each mechanical section, and uses a signal detected by the sensor S1 to detect insertion of the passbook 1 to rotate the feed rollers R1 and R2, and starts the magnetic head H1.
The read data such as the account type of 1 is temporarily stored, and a command to print a predetermined mark of expiration on the passbook 1 is sent to the print control unit 15, and when the passbook 1 is returned, the sensor S
1 detects this, the gates G1 to G3 are selectively operated to feed out any of the passbooks 1a to 1c, and the drive belt 4 and feed rollers R1, R2 are rotationally driven to transport the passbooks 1a to 1.
In response to the signal from the recognition unit 11 that recognizes the bank account c as legitimate, it drives an automatic page turning mechanism (not shown) to open the bankbooks 1a to 1c, outputs the read data of the account type stored in the bankbook, and displays the bankbooks 1a to 1c. 1
The print control unit 1 issues a command to print the account type, etc. on c.
5 and recognized as fraudulent, the gate G
4 and also has a function of driving the feed rollers R1 and R2.

M1 and M2 are motors, the motor M1 is used to drive the drive belt 4, and the motor M2 is used to rotate the feed rollers R1 and R2.

PM1-PM4 are plunger magnets, which are used to switch gates G1-G4.

With such a structure and function, passbook 1
When issuing a to 1c, as shown in Fig. 4, when the expired passbook 1 is inserted into the issuance port 8, the sensor S1 detects it and the feed roller R1 is driven to move the passbook 1 into the device. Transport to. Then, the magnetic head H1 reads the account type, customer data, etc. and stores it in the main control unit 19.
, a predetermined print is performed upon completion of use, and the paper is returned to the issuing port 8 by reverse rotation of the feed roller R1.

When sensor S1 detects returned passbook 1,
A command is issued from the main control unit 19 in response to the detection signal, and the plunger magnets PM1 to PM3 are selectively activated to switch any of the gates G1 to G3.
The drive belt 4 and the feed roller R1 are rotationally driven to supply the passbook supply section 2a in the case of a savings account passbook, for example.
When the passbook 1a is fed out, it is sent along the conveyance path 3 to the recognition section 11, and the recognition section 11 recognizes whether the passbook 1a is correct or not.If the passbook 1a is correct, it is sent to the automatic page turning mechanism and the passbook 1a is opened. , and then sent to the printing section 5, the printing control section 15 is activated, and the printing head 6 records the transaction data, for example, the deposit balance, on the inner paper of the passbook 1a, and the printing head 7 records the customer's name. , the account number will be printed.

Next, the passbook 1a is sent to the left in FIG. 3 by the drive of the feed rollers R1 and R2, the customer's PIN number and transaction data, etc. are recorded on the magnetic stripe of the passbook 1a, and the passbook 1a is issued from the issuing port 8. be done.

If the passbook is recognized as fraudulent, that is, if the passbook is defective due to wrong sides, wrong orientation, jams, etc., the main control unit 19 commands the plunger magnet PM4.
is activated, the gate G4 is switched upward, the feed rollers R1 and R2 are driven, and the passbook 1a advances along the conveyance path 3a and is stored in the return passbook storage section 12.

Then, a command is issued again from the main control section 19, the passbook 1a is fed out from the passbook supply section 2a, and when it is recognized as the correct passbook 1a through the same process, it is issued.

The passbooks 1a to 1c stored in the return passbook accommodating section 12 are taken out and sorted to see if they can be used, and those that can be used are turned upside down, corrected, and returned to the passbook supply section 2 again.
It is put and stored in any one of a to 2c. Unusable items are discarded.

In this way, any one of the passbooks 1a to 1c of the same account type as the expired passbook 1 can be issued without error.

In addition, different embodiments are shown in FIGS. 5 and 6 a and b.
Explain with reference to. FIG. 5 is a side view showing a different embodiment, and FIG. 6 is a flowchart of FIG. 5. The same reference numerals indicate the same objects throughout the figures.

What differs from the embodiment explained in FIG. 2 in FIG. 5 is a mechanism for sorting and supplying passbooks 1a to 1c to be replenished and stored in passbook storage units 2a to 2c, and a mechanism for sending fraudulent passbooks to passbook storage units 2a to 2c. The purpose is to reduce errors during issuance, speed up the issuance time of passbooks 1a to 1c, and provide smooth service.

That is, as shown in FIG. 5, a passbook bulk supply section 20 is provided at the right end.

A gate G5 is provided at the bottom of the passbook bulk supply section 20, and is normally located horizontally.
In response to the command b, a plunger magnet (not shown) is activated and positioned downward to guide the payout of the passbook.

Passbook supply units 2a to 2c and passbook bulk supply unit 2
A drive belt 4a is provided at the bottom of the drive belt 4a.

A recognition section 21 is provided on the right side of the printing section 5 in the figure. The recognition unit 21 has a function of recognizing the type and authenticity of the bankbooks 1a to 1c.

Further, in the drawing of the recognition unit 21, a conveyance path 3b branches from the conveyance path 3 upwardly to the right, and is provided above each of the passbook accommodating portions 2a to 2c.

A gate G6 is provided at the branch point of the conveyance paths 3 and 3b, and is normally located horizontally, but is switched downward by the operation of a plunger magnet (not shown) in response to a command from the control section 9b.

Also, the conveyance path 3 above the passbook supply parts 2a and 2b
Gates G7 and G8 are provided at gates G7 and G8, which are normally located horizontally, and are located upwardly when a plunger magnet (not shown) is actuated by a command from the control section 9b.

The transport path 3b is provided with a feed roller (not shown) that transports the bankbooks 1a to 1c.

Since it has such a configuration, as shown in FIG.
When replenishing bankbooks 1a to 1c, use passbooks 1a to 1c.
Passbook bulk supply unit 20 for types of passbooks that require replenishment
When the bulk supply instruction button (not shown) is pressed, the bankbooks 1a to 1c are fed out from the bankbook bulk supply unit 20, sent to the recognition unit 11 via the conveyance path 3, and checked to confirm whether the bankbooks 1a to 1c are correct or not. is recognized.

When the types of bankbooks 1a to 1c are recognized, the bankbooks 1a to 1c are sent to one of the bankbook supply units 2a to 2c via the transport path 3b and stored according to the recognized bankbook type.

Further, in the case of a fraudulent passbook, that is, a defective passbook due to wrong front and back, wrong direction, jam, etc., it is sent to the conveyance path 3a and stored in the return passbook storage section 12.

The passbooks 1a to 1c stored in the return passbook accommodating section 12 are taken out and sorted to see if they can be used.Those that can be used are turned upside down, corrected, and sent again to the bulk supply section 2.
After being inserted into a bankbook 0, fed out, recognized by the recognition unit 11, and stored in any of the corresponding passbook supply units 2a to 2c. Unusable items are discarded.

and passbook 1a due to the expiry of the customer's passbook 1.
When issuing 1c to 1c, as shown in Figure 6b,
As in the conventional example, when the type of the inserted expired passbook 1 is read, the corresponding passbook 1a to 1
When the passbook is sent out from one of the passbooks c and recognized by the recognition unit 11 to be the correct type of passbook, a predetermined printing etc. is performed and the passbook is issued from the issuing port 8.

In this case, the recognition unit 11 rarely recognizes the passbook as being of a different type or with different front and back faces, but if it is, in the former case, the relevant type of passbook supply unit 2a to 2c, and in the case of the latter, it is stored in the return passbook storage section 12. In addition, even if the passbook is defective due to jamming or the like, it is stored in the return passbook storage section 12.

In this way, the passbooks 1a to 1c input into the passbook bulk supply section 20 in bulk can be recognized, stored in the passbook supply sections 2a to 2c, and then recognized and issued again at the time of issuance. It's easy.

Issuance errors can be prevented.

Issuance can be done smoothly and quickly.

This effect can be obtained.

In the different embodiments described above, an example was explained in which the passbooks 1a to 1c recognized by the recognition unit 21 as having different sides or directions are stored in the return passbook accommodating unit 12 and processed. By providing this, a usable passbook can automatically change its posture and be accommodated in any of the corresponding passbook supply units 2a to 2c. Therefore, in this case, only bankbooks that have become unusable due to jamming or the like will be stored in the return bankbook storage section 12.

(g) Effects of the invention As explained above, according to the present invention, a passbook with the same account type as the expired passbook can be issued without error, thereby preventing inconvenience to customers. service can be improved.

No need for post-processing due to incorrect issuance.

Passbooks can be used effectively and costs can be reduced.

There is an effect.

[Brief explanation of drawings]

FIG. 1 is a side view showing a conventional method, FIG. 2 is a side view showing an embodiment according to the present invention, FIG. 3 is a block diagram of FIG. 2, and FIG. 4 is a flowchart of FIG.
FIG. 5 is a side view showing a different embodiment of the present invention, and FIGS. 6a and 6b are flowcharts of FIG. 5. In the figure, 1, 1a to 1c are passbooks, 2, 2a
~2c is a passbook supply section, 3, 3a, 3b are conveyance paths,
4, 4a are drive belts, 6, 7 are print heads, 8
is an issuing port, 9 and 9a are control units, 11 and 21 are recognition units, 12 is a return passbook storage unit, 14 is a recognition control unit,
15 is a print control unit, 20 is a passbook bulk supply unit, G1
~G8 indicates a gate.

Claims (1)

[Scope of Claims] 1. A supply unit that holds multiple types of passbook media, a transport unit that transports the passbook media, a printing unit that prints on the passbook media, and an issuer that issues the printed passbook media. A passbook issuing device comprising: a recognition unit that recognizes the type of passbook medium; and a return passbook storage unit that accommodates an incorrect type of passbook medium, and wherein the passbook medium conveyed from the supply unit is If the recognition unit recognizes the passbook medium as an appropriate type, the passbook medium is sent to the printing unit; if it is recognized as an inappropriate type, the passbook medium is sent to the return passbook storage unit, and the passbook medium is sent again from the supply unit. A passbook issuing device characterized by supplying.