JPH0628371A - Credit card transaction processor - Google Patents

Abstract

PURPOSE:To provide a credit card transaction processor which can print the slips in the languages and the characters that can be understood by the credit card users. CONSTITUTION:A card information reading means 3 contained in a credit card transaction processor reads the nation information on the nationality, the language, etc., which are previously recorded on the credit cards. The character font of the language corresponding to the nation information is selected out of a character font memory 38. Then, a sales slip is produced through a printer 5 according to a command of a CPU 34.

Description

Detailed Description of the Invention

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a credit transaction processing device for conducting transactions using a credit card.

[0002]

2. Description of the Related Art A conventional credit transaction processing device (terminal) reads a membership number, a credit company, a business type code, etc. magnetically recorded on a credit card with a card reader, and the presenter of the credit card is the registered person ( Sales (transaction) of products, etc.
Key in the amount of money and issue a three-layered sales slip for credit transactions, hand one to the user (member), store the other one at each member store (slip issuing store), and One other sales slip is sent to the credit company that had the credit transaction or the corresponding center.

[0003]

The language (characters) printed on the sales slip is usually only the language (characters) of the country to which the member store belongs. However, at duty-free shops and member shops in tourist destinations, foreigners from many countries often use credit cards. In that case, for example, it is often the case that a foreigner cannot understand the detailed contents of a sales slip printed in Japanese.
There was a problem that a salesclerk who spoke the language of the country had to be assigned, which was inconvenient for the users. Even if it was printed in English instead of Japanese, it was inconvenient for foreigners who could not understand English as described above.

It is an object of the present invention to provide a credit transaction processing device that solves this technical problem.

[0005]

In order to achieve the above-mentioned object, a credit transaction processing device of the present invention is for reading information of a credit card storing at least country information such as a user's nationality or language used. From card information reading means, data input means for inputting transaction data, printing means for printing transaction data on a slip, and country information stored in the credit card, at least the country information A control means for selecting a character font of a corresponding language to be used and issuing a print command is provided.

[0006]

DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS An embodiment of the present invention will be described below with reference to the drawings. FIG. 1 is a perspective view showing the appearance of the apparatus of the present invention,
FIG. 2 is a side sectional view. Reference numeral 1 is the main body of the device, reference numeral 2 is a card insertion portion for the information reading means 3 of the credit card, reference numeral 4 is a keyboard as data input means, and reference numeral 6 is the credit card user himself / herself connected to the main body 1 via the cord. It is a password pad for confirmation.

The personal identification pad 6 is provided with a ten-key keyboard and a clear key for a credit card user to input a personal identification number. On the upper surface of the main body 1, a display cover body 7 is configured so as to be capable of being rotated and raised so as to cover an upper surface of a keyboard 4 provided in a front portion thereof, and a liquid crystal element (LCD) is provided on a lower surface of the display cover body 7. ) A display unit 8 including a panel or the like is provided, and the display unit 8 displays information such as input data.
Note that a part of a function key portion described later may be provided adjacent to the lower portion of the display portion 8.

The base end of the display cover body 7 is rotatably supported on the left and right sides of the front and rear midway of the upper surface of the main body 1 via a support shaft 9, and covers the keyboard 4 when the credit transaction processing device is not used. Then, the display cover body 7 is closed and fixed to the main body 1 by the stopper lever 10. When the present device is used, the stopper lever 10 is removed and the display cover body 7 is held in an open position at an arbitrary angle via a rotation angle holding means provided in association with the support shaft 9. To do.

Communication means (modem 37) provided in the main body 1
Thus, the telephone line is connected so that the transaction data input by the personal identification pad 6 or the keyboard 4 can be communicated with the host computer installed in the center corresponding to the credit company. The sales voucher 11 stored in the voucher storage unit composed of a paper cassette 12 which is detachable from the rear end of the main body 1 is sent to the printing device 5 as a voucher creating means by the pin tractor 12a, and the amount of money of the keyboard 4 and the like. Or printing information such as information communicated with the host computer, and outputting it from the slip exit 13 on the upper surface of the main body 1.

The keyboard 4 is roughly divided into a sales key section, a payment classification key section, a ten-key section for entering numbers such as a product code and an amount of money, and a function key section. Key 20, pre-approval key 21 to confirm the validity of credit card, inquiry key 2
2. Includes a cancellation and return key 23, etc., the payment classification key section includes a lump sum payment key 24 for specifying the payment method, a bonus payment key 25, an installment payment key 26, etc., and the function key section includes a lump sum transmission key and lump sum transmission. A confirmation key, an end execution key, a set key, etc. are provided.

FIG. 3 shows a control means 3 provided in the main body 1.
In the block diagram of FIG. 3, reference numeral 34 is a central processing unit (CP
U), reference numeral 35 is a read-only memory (ROM) in which a control program is stored, reference numeral 36 is a readable / writable memory (RAM) in which various memories for credit transaction processing are stored, and the central processing unit 34 is , ROM3
Data is written in and read from the RAM 36 based on the program of 5, and various input / output operations of the display unit 8, the keyboard 4, the printer 5, the analog telephone line modulator / demodulator (modem) 37, etc. are controlled.

Country information such as the nationality of the credit member or the language used by the credit member is recorded in a magnetic recording section of a credit card (not shown) or the like by country identifier P1, P2 ,.
It is recorded separately by Pu, and the credit company code and membership number are also recorded. The recorded contents of the credit card read by the card reading means 3 are stored in a tanking table (not shown) in the RAM 36, and further, data (product code, sales (transaction) amount entered by the keyboard 4 in each credit transaction. , Payment category code, sales date, etc. information is saved. Further, in the RAM 36, in addition to the above,
The telephone number of the center corresponding to the credit company is stored.

Reference numeral 38 is a character font memory (font library) in which character fonts for each used language are recorded as a dot matrix pattern, and a frequently used character font is built in the control means 33 in the main body 1. A character font memory for a character font that is rarely used is recorded in an external memory 40 that can be accessed through the external memory interface 39.

The central processing unit 34 is the card reading means 3
When the credit card is input, the processing of the subroutine flowchart shown in FIG. 4 is executed by the control program of the ROM 35. For example, suppose that a credit card in which the country information identifier Pu is recorded is input to start a credit transaction (step 501).
For business category A1 input from, sales key 20,
When any one of the pre-approval key 21, the inquiry key 22 and the cancel / return key 23 is pressed (step 502) and these key operations are normally terminated (step 503), then the lump sum payment key 24 etc. is pressed in the payment category A2. (Step 5
04), when these key operations are completed normally (step 505), the amount of money is then entered by inputting the ten keys A3 (step 506), and it is determined whether these key operations are completed normally (step 506). 507).

If all these key operations are normal,
It is determined which is the identifier of the country information input by reading the credit card (step 508). For example, if the language used for the identifier Pu is English, in step 509 the character font (English character) corresponding to the identifier Pu
Is selected from the character font memory 38, and based on this, in step 510, double-sided printing in Japanese and a foreign language (English) is executed to create a sales slip 11 (see FIG. 5), The sales slip 11 is cut out at the slip exit 13 by perforation. It should be noted that in step 510, a slip in only a foreign language may be created instead of the above embodiment, and in the three-layered sales slip, the slip portions for the member store and the center are previously in Japanese. It is also possible to provide a blank space in the lower part of the part printed by, and make the customer slip having only this blank space superposed on the two slips so that the foreign language is printed in the blank space when the slip is created. Of.

As described above, in any of the above-described embodiments, the sales slip handed to the customer is printed in a language (characters) readable by the customer, and therefore, no inconvenience is felt in the subsequent content inspection. . Further, as described above, if the languages (characters) that can be read by both the member store side and the center side are written together, it is convenient for each side to inspect and collate.

[0017]

As described above, when there is a credit transaction, the card information reading means reads the country information such as the nationality and the language used, which is recorded in advance in the credit card. It is possible to select a corresponding character font, print a slip with the character font, and provide the slip to a credit card user. Therefore, the user of the credit card can easily understand the contents of the voucher created with the characters that can be read by the user, and can use the credit card with peace of mind.

[Brief description of drawings]

FIG. 1 is an external perspective view of a device of the present invention.

FIG. 2 is a schematic side sectional view of the device of the present invention.

FIG. 3 is a block diagram of control means.

FIG. 4 is a subroutine flowchart of credit transaction business processing.

FIG. 5 is a diagram showing an embodiment of a sales slip format.

[Explanation of symbols]

 1 main body 3 card reading means 4 keyboard 5 printing device 6 password pad 8 display section 11 sales slip 12 paper cassette 13 slip exit 33 control means 34 central processing unit 35 ROM 36 RAM 37 modem 38 character font memory 39 external memory interface 40 external memory

Claims (1)

[Claims] 1. A card information reading means for reading information of a credit card storing at least national information of a user's nationality or language used, a data input means for inputting data on a transaction, and a transaction A printing means for printing data and the like on a slip, and a control means for selecting a character font of a language used corresponding to at least the country information from the country information stored in the credit card and issuing a print command are provided. A credit transaction processing device.