JPH11272958A - Credit payment processor - Google Patents

Abstract

PROBLEM TO BE SOLVED: To print a credit slip to be kept by a store so as to allow a store clerk to confirm the contents in the reference language of the store and to print a credit slip for a credit company to which a customer signs by confirming its contents in a language the customer can understand. SOLUTION: This processor is provided with a country information table storing information in a first language being the reference language at the store and also in a second language different from the first language, and provided with a language switching key commanding switching to the second language. In a case when the language switching key is operated, the second language information is extracted from the country information table to print a credit slip for the credit company in the second language, and the first language information is extracted from the country information table to print a credit slip for a store in the first language. On the other hand, when the switching key is not operated, the first language information is extracted from the country information table to print credit slips for both the credit company and the store in the first language.

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a credit system which is formed singly or integrally with a merchandise sales registration data processing device (electronic cash register, POS terminal, etc.) and executes payment processing of merchandise purchased by a credit card. The present invention relates to a payment processing device.

[0002]

2. Description of the Related Art In a conventional credit payment processor integrated with an electronic cash register, for example, when a credit payment is declared by a key operation after registration of a product purchased by a customer, the card data of the credit card is transferred to a card reader. Read and execute a credit payment process based on the card data. Then, a credit slip in which the result of the credit payment processing is printed by the receipt printer is issued using the receipt paper. In this case, a credit slip is issued in a sequence of three for a credit company having a signature field for a customer to sign, a store copy slip having no signature section, and a customer copy slip. Was common.

[0003]

However, in this type of conventional credit payment processing apparatus, printing on a credit slip is limited to one language, and most of the printing is performed in a standard language (a model for Japan) at a store. If it is Japanese)
Met. For this reason, for example, when a customer who cannot read Japanese at a store using a credit payment processing device that uses Japanese as a base language paid for the purchased product with a credit card, the customer was printed in Japanese on the credit slip. Since the result of the credit payment processing cannot be confirmed and the cashier is asked, a wasteful time is required until a credit slip for a credit company is obtained, and other waiting customers are sometimes further waited.

A credit payment processing apparatus capable of printing a credit slip in a designated language has been proposed by the present applicant (see Japanese Patent Application Laid-Open No. 9-330456).
In this case, for example, even if the clerk can only understand Japanese but issues a credit slip in English at the request of the customer, it takes time for the clerk to confirm the contents, so it is impossible to solve the above-described problem. Can not.

Therefore, according to the present invention, a credit slip for a store copy confirmed by a store clerk is printed in a standard language of the store, and a credit slip for a credit company signed by the customer after confirming the contents is written in a language understood by the customer. It is an object of the present invention to provide a credit payment processing device that can print on a credit card.

[0006]

According to the first aspect of the present invention, a credit payment process is executed based on card data read from a credit card by a card reader, and a signature column in which the result of the credit payment process is printed by a printer is provided. In a credit payment processing device capable of sequentially issuing a credit slip for a credit company having a credit card and a credit slip for a store copy without a signature field, a first language which is a reference language in the store for the credit slip for the store copy is provided. And a credit slip for a credit company can be printed in a second language different from the first language.

[0007] The invention described in claim 2 of the present application is directed to claim 1.
Similar to the invention described above, a credit payment process is executed based on the card data read from the credit card, and a credit slip for a credit company having a signature section on which the result of the credit payment processing is printed and a store copy having no signature section are provided. And a first language information storage means for storing first language information which is a reference language in a store, and a second language information different from the first language information. A second linguistic information storage unit for storing linguistic information, a first linguistic information extracting unit for extracting a language corresponding to a credit payment processing result from the first linguistic information stored by the first linguistic information storage unit; Second language information extracting means for extracting a language corresponding to the credit payment processing result from the second language information stored by the second language information storage means; And a language switching command means for commanding switching to a second language. When the switching to the second language is instructed by the language switching instructing means, the credit slip for the credit company is printed in the language extracted by the second language information extracting means, and the first language information extracting means is printed. The credit slip for store copy is printed in the language extracted by (1), and if the switching is not instructed, the credit slip for the credit company and the credit slip for store copy are written in the language extracted by the first language information extraction means. It is intended to be printed.

[0008] The invention described in claim 3 of the present application is directed to claim 2
The present invention includes a first linguistic information storage unit, a second linguistic information storage unit, a first linguistic information extraction unit, and a second linguistic information extraction unit, and the credit card issued by the card issuer is added to the credit card data Include company identification code. Further, there is provided company information storage means for storing a flag for specifying whether to use the second language in accordance with the identification code of each credit company. Then, when the card data of the credit card is read by the card reader, the company information storage means is searched by the identification code incorporated in the card data, and whether the use of the second language is designated by the corresponding flag is determined. Is determined, and if specified, the credit slip for the credit company is printed in the language extracted by the second language information extracting means, and the credit for the store copy is printed in the language extracted by the first language information extracting means. The slip is printed, and if not specified, the credit slip for the credit company and the credit slip for the store copy are printed in the language extracted by the first language information extracting means.

According to a fourth aspect of the present invention, in the credit payment processing apparatus according to the third aspect, the company information storage means is searched by the identification code incorporated in the card data of the credit card, and the search is performed by the corresponding flag. A selection unit is provided for selecting whether to use the second language when it is specified to use the second language. And when the use by this selection means is selected,
The credit slip for the credit company is printed in the language extracted by the second linguistic information extracting means, and the credit slip for the store copy is printed in the language extracted by the first linguistic information extracting means. In this case, the credit slip for the credit company and the credit slip for the store copy are printed in the language extracted by the first language information extracting means.

[0010] The invention described in claim 5 of the present application is directed to claim 2.
Or a first linguistic information storage unit, a second linguistic information storage unit, a first linguistic information extraction unit and a second linguistic information extraction unit of the invention according to the third aspect, and the second linguistic information is stored in the credit card data. Language specification information that specifies whether or not to use the language. Then, it is determined whether or not to use the second language from the language designation information incorporated in the card data read from the credit card, and if so, the credit company is determined by the language extracted by the second language information extraction means. And print a credit slip for
The credit slip for the store copy is printed in the language extracted by the linguistic information extraction means, and the credit slip for the credit company and the credit for the store copy are printed in the language extracted by the first language information extraction means when not used. The slip is printed.

[0011]

DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS An embodiment in which the present invention is applied to a credit payment processor integrated with an electronic cash register will be described below with reference to the drawings. First,
A first embodiment corresponding to the first and second aspects of the present invention will be described with reference to FIGS.

FIG. 1 shows the configuration of a main part of a credit payment processing apparatus. The credit payment processing apparatus has a CPU (Central Processing Unit) 1 as a control unit main body. Also, a ROM (Read Only Memoly) 2 in which fixed data such as program data is stored in advance, and a RAM (Ra
ndom Access Memoly) 3, a clock unit 4 for measuring the current date and time, a host interface 5 for controlling data communication with a host computer (not shown) connected via a communication line, and a drawer opening device 6. An I / O (Input / Output) port 7 for outputting signals, a keyboard controller 9 for controlling a keyboard 8 and taking in a key signal of an operated key, a display 10 for an operator, and a display 11 for a customer. The display controller 12 controls the printer 13 to display images corresponding to the display data and prints characters corresponding to the print data on recording paper. The card reader 15 controls the card reader 15 to read the characters. And a card reader controller 16 for taking in card data. The CPU 1 is connected to the ROM 2, RAM 3, clock unit 4, communication interface 5, I / O port 7, and input / output device controllers 9, 12, 14, 16 by bus lines 17 such as an address bus and a data bus. Thus, a control circuit of the credit payment processing device is configured.

The drawer opening device 6 automatically opens a drawer (not shown) for storing cash or the like in response to a drive signal. The keyboard 8 is, as shown in FIG.
A key as a normal electronic cash register, such as a numeric key 21 for entering numerical data, a plurality of department keys 22 presetting a department code for classifying each product, a subtotal key 23, and a deposit / current total key 24. In addition, the credit declaration key 25 for declaring payment by credit, lump sum payment, revolving payment, bonus payment, installment payment,
Various keys used in the credit payment processing, such as a payment classification key 26, a cancel key 27, an ENT key 28, and an execution key 29 for selecting each credit payment classification of the bonus combined payment, are provided. And especially this first
In the embodiment, the language switching key 30 is used as a language switching instruction means for instructing switching to a second language, which will be described later.
Is provided.

The operator display 10 displays the amount of purchased goods registered for the operator of the credit payment processing apparatus, the total amount of all purchased goods registered as one transaction, and the like. Display 11 for customer
Is to display similar data to the customer.
The printer 13 prints, cuts, and issues a receipt on the roll paper, the amount of each purchased product registered as one transaction, the total amount, and the like. At the time of credit payment processing, the credit payment processing result is printed and issued in three types of patterns: a credit company slip, a customer copy slip, and a store copy slip. In addition,
The credit company slip is for notifying the credit company of the credit processing result and has a customer signature field. On the other hand, the customer copy and the store copy are for the customer and the store to confirm the credit processing result, and do not have signature fields.

The card reader 15 serves to read card data recorded on a credit card. If the credit card is a magnetic card, a card reader for a magnetic card is used. If the credit card is an IC card, an IC card is used. Apply a card reader for By the way, the credit card issued by each credit company includes a company code for identifying the issuing credit company, a member code set by the credit company for the credit member, a date and an expiration date of the credit card. Information is recorded in advance.

In the credit payment processing apparatus having the above-described configuration, the first linguistic information storage means for storing the first linguistic information as the reference language in the store in the ROM 2 and the second linguistic information different from the first linguistic information. Country language information table 31 functioning as second language information storage means for storing language information
I remember. In the first embodiment, as shown in FIG. 3, information of Japanese is stored as the first language, and the second language is the language of the country where the ratio of shoppers from abroad is the highest. The description will continue assuming that certain English information is stored. On the other hand, the RAM 3 stores, as shown in FIGS. 1 and 4, a card processing information table for storing, for each company code of a credit company that issues various credit cards, a company name of the credit company, credit payment processing conditions, and the like. 32 are formed. Further, a flag memory 33 for storing a language switching flag set (1) when the second language is used as print data on the credit slip is formed.

In the credit payment processing device according to the first embodiment, when the credit declaration key 25 is depressed after the registration of the purchased commodity and the credit payment is declared, the CPU 1 executes the processing shown in the flowchart of FIG. The program is configured to execute That is, CPU1
When the key signal of the credit declaration key 25 is input via the keyboard controller 9 after the registration of the purchased product, the card reader 15 is first set as ST (step) 1.
To read the card data of the credit card attached to the card reader 15 and store it in the work area of the RAM 3. Next, as ST2, the card data stored in the work area is analyzed to acquire a company code, the card processing information table 32 is searched by the company code, and the card processing information such as the corresponding company name and credit payment processing conditions is obtained. Is obtained, the card processing information is stored in the work area.

Next, the process waits for a credit payment amount to be input as ST3. Then, when the payment amount data is set by the numeral key 21 and the ENT key 28 is subsequently input, the payment amount data is stored in the work area. Next, the process waits for a credit payment category to be input as ST4. Then, when credit payment section data is input by the payment section key 26, the payment section data is stored in the work area. Thereafter, the process waits for the execution key 29 to be input as ST5. However, if the key signal of the language switching key 30 as the language switching command means is input via the keyboard controller 9 in ST6 in the input standby state of the execution key 29, the flag memory 3 is set in ST7.
3 is set to "1". After a while
The state returns to the input key 29 standby state.

If a key signal of the execution key 29 is input through the keyboard controller 9 in ST5, ST
8, a conventionally well-known credit payment process such as obtaining authentication by a host computer connected to the line is executed using the card data, credit payment processing conditions, credit payment amount data, credit payment classification data, etc. stored in the work area. I do. When the credit payment process is completed, the print data of the credit card for store reservation indicating the result of the credit payment process is edited using the first language information stored in the country language information table 31 in step ST9.

Subsequently, the flag memory 33 is set as ST10.
It is determined whether or not the language switching flag is set. If it is reset to “0”, ST
As 11, the print data of the credit slip for the credit company and the credit slip for the customer reservation showing the result of the credit payment processing is edited using the information of the first language stored in the national language information table 31. On the other hand, if the language switching flag is set to "1", ST1
As 2, the print data of the credit slip for the credit company and the credit slip for customer reservation indicating the result of the credit payment processing is edited using the second language information stored in the country language information table 31.

After editing the print data of the three types of credit slips, the CPU 1 sequentially outputs the print data of the various credit slips to the printer 13 via the printer controller 14 in step ST13, and prints the receipt paper. Then, three types of credit slips are printed and issued for store use, credit company use, and customer use. Thereafter, in ST14, the work area is cleared, and if the language switching flag of the flag memory 33 has been set to "1", it is reset to "0", and this processing ends.

Here, the print data editing processing of the credit slip in ST9, ST11 and ST12 in FIG. 5 will be specifically described with reference to FIG. That is, when editing the print data of the credit slip, the CPU 1 first determines whether to edit with the first language information or the second language information stored in the country language information table 31 as ST1. When editing with information in the first language, ST
The first stored in the national language information table 31 as 2
From the language information, each information of the credit processing result (card issuing company name, member number, expiration date, handling date, slip number, product category, transaction content, payment category, processing serial number, registered product amount, tax amount, total tax included Amount, approval number, comment, etc.)
Is extracted (first linguistic information extracting means). Then, as ST3, each information of the credit processing result is converted by the extracted language information. On the other hand, when editing with the information of the second language, the language information corresponding to each information of the credit processing result is extracted from the information of the second language stored in the national language information table 31 in ST4 (No. 2 language information extraction means). Then, in step ST5, each information of the credit processing result is converted with the extracted language information. If the information of the credit processing result is converted using the first language or the second language, ST
6, the information is developed using a slip format preset for the slip type, and the print data of the corresponding credit slip is edited.

In the credit payment processing apparatus of the first embodiment configured as described above, when a customer pays for a purchased product with a credit card, the operator registers the purchased product using the department key 22 or the like. After that, the user presses the credit declaration key 25 and attaches the customer's credit card to the card reader 15. Then, the card data of the credit card is read, and the credit payment processing conditions and the like of the credit company that issued the credit card are extracted. Next, the operator keys in the credit payment amount and the payment category, respectively. Subsequently, the operator determines whether or not the customer is a customer who can understand the language (in this case, Japanese) set as the first language in the national language information table 31. If the customer cannot understand the language set as the first language and can understand the language set as the second language (English in this case), the language switching key 3
After pressing 0, the execution key 29 is pressed. On the other hand, if the customer can understand the language set as the first language, the user presses the execution key 29 without pressing the language switching key 30.

By doing so, normal credit payment processing is executed. Then, three types of credit slips for the store copy, credit company copy and customer copy showing the credit payment processing result are sequentially printed and issued using the receipt paper. In this case, when the execution key 29 is pressed without pressing the language switching key 30,
For customers who can understand the language set as the language, all three types of credit slips are printed and issued using the language set as the first language. On the other hand, after pressing the language switching key 30, the execution key 2
When the user presses No. 9, that is, for a customer who cannot understand the language set as the first language, only the credit slip for the store copy among the three types of credit slips is set as the first language. And two types of credit slips for the other credit company and for the customer reservation are printed and issued using the language set as the second language.

Incidentally, the credit slip 71 shown in FIG. 7A is an example of a credit slip for a credit company printed in the language set as the first language (in this case, Japanese). The credit slip 72 shown in FIG. 8B is an example of a credit slip for a credit company printed in a language set as the second language (English in this case).

As described above, according to the first embodiment, the first linguistic information storage means for storing the first linguistic information which is the reference language in the shop, and the second linguistic information different from the first linguistic information.
A country language information table 31 is provided as a second language information storage means for storing the language information of the first language. Further, a first language information extracting means (ST2 in FIG. 6) for extracting a language corresponding to the credit payment processing result from the first language information stored by the first language information storage means, Second language information extraction means (ST4 in FIG. 6) for extracting a corresponding language from the second language information stored by the second language information storage means, and language switching for instructing switching to the second language Command means (language switching key 30). Then, the language switching instruction means (language switching key 3
0), the switching to the second language is instructed.
The credit slips for the credit company and the customer reservation are printed in the language extracted by the second language information extracting means (ST4 in FIG. 6), and the first language information extracting means (FIG. 6)
A credit slip for store reservations is printed in the language extracted in ST2), and if no switch is instructed, the first language information extracting means (ST2 in FIG. 6) uses the language extracted by the first language information extracting means (ST2 in FIG. 6) for the credit company. The credit slips for the copy for the copy and the copy for the store are printed. Therefore, for example, in a store using a credit payment processing device that uses Japanese as a reference language (first language), a customer who cannot understand Japanese and can understand English set as a second language can pay for the purchased product. Is paid by a credit card, a simple operation of pressing the language switching key 30 makes it possible to obtain a second credit slip for a credit company that requires a signature from the customer and a second credit slip for a customer to take home. The language, that is, in English, is printed in the first language.
In other words, since it is printed in Japanese, it is possible to issue a credit slip that can be easily understood by both the customer and the clerk. As a result, it is possible to improve the serviceability for customers who pay for credits, and to shorten the time required for credit payment processing even for customers who do not understand the standard language at the store, so that the waiting time for accounting for other customers Can be shortened.

Next, a second embodiment corresponding to the invention described in claims 1, 3 and 4 of the present invention will be described with reference to FIGS.
This will be described with reference to FIG. In the second embodiment, the present invention is also applied to a credit payment processor integrated with an electronic cash register. The hardware configuration of the credit payment processor is the same as that of the first embodiment. Since they are the same as those described above, the description thereof will be omitted with reference to FIG. The key arrangement of the keyboard 8 may be the same as that of the first embodiment, and may be omitted because the language switching key 30 is not used in the second embodiment.

In the credit payment processing device according to the second embodiment, two kinds of language information (first language and second language) are stored in the ROM 2 as in the first embodiment. A stored national language information table 31 is stored. However, in the second embodiment, standard country language information used in a store is set as the first language, and the language of the country most used by shoppers among foreign credit companies is set as the second language. Information is set. For convenience, the description of the second embodiment also assumes that Japanese information is stored as the first language and English information is stored as the second language, as shown in FIG. On the other hand, R
As shown in FIG. 8, the AM3 includes a language switching designation flag f1 and a guidance display flag f2 along with the company name of the credit company that issued the various credit cards, the credit payment processing conditions, and the like for each company code. A card processing information table 32A to be stored is formed. Further, a flag memory 33 for storing a language switching flag set (1) when the second language is used as print data on the credit slip is formed.

Here, the language switching designation flag f1 indicates whether or not to print a credit slip using the second language in a credit payment process by a credit card issued by a credit company identified by a corresponding company code. This is information to be specified, and the card processing information table 32A constitutes company information storage means. The guidance display flag f2 is used for the language switching designation flag f in the credit payment processing by the credit card issued by the credit company identified by the corresponding company code.
If it is specified by 1 that the credit slip should be printed using the second language, as shown in FIG.
This is information specifying whether or not guidance for allowing the operator to select whether or not to issue a credit slip using the second language is displayed on the operator display 10.

In the second embodiment having such a configuration,
The credit payment processing device is configured such that the CPU 1 executes the processing shown in the flowchart of FIG. 10 when the credit declaration key 25 is depressed after the registration of the purchased product and the credit payment is declared. That is, CPU
When a key signal of a credit declaration key 25 is input via the keyboard controller 9 after registration of a purchased product, first, at step ST1, the card reader 15 is controlled to control a card of the credit card attached to the card reader 15. The data is read and stored in the work area of the RAM 3. Next, as ST2, the card data stored in the work area is analyzed to obtain a company code, the card processing information table 32A is searched with the company code, the corresponding company name, credit payment processing conditions, language switching designation flag. When the card processing information such as f1 and the guidance display flag f2 has been obtained, the card processing information is stored in the work area. Next, as ST3, the language switching designation flag f1 obtained from the card processing information table 32A is checked. If the language switching designation flag f1 has been set (1), the language switching flag in the flag memory 33 is set to "1" in ST4. If the language switching designation flag f1 is not set, the process of ST4 is not performed.

Next, the process waits for the input of the credit payment amount as ST5. Then, when the payment amount data is set by the numeral key 21 and the ENT key 28 is subsequently input, the payment amount data is stored in the work area. Next, the process waits for the input of the credit payment category as ST6. Then, when credit payment section data is input by the payment section key 26, the payment section data is stored in the work area. Thereafter, the process waits for the input of the execution key 29 as ST7. If the key signal of the execution key 29 is input via the keyboard controller 9, ST
As 8, the credit payment processing is executed in the same manner as in the first embodiment using the card data, credit payment processing conditions, credit payment amount data, credit payment classification data, and the like stored in the work area.
When the credit payment processing is completed, S
At T9, the print data of the credit card for store reservation showing the result of the credit payment processing is stored in the country language information table 3.
1 is edited using the information of the first language stored in the first language.

Subsequently, the flag memory 33 is set as ST10.
It is determined whether or not the language switching flag is set. If it is reset to “0”, ST
As 11, the print data of the credit slip for the credit company and the credit slip for the customer reservation showing the result of the credit payment processing is edited using the information of the first language stored in the national language information table 31. On the other hand, if the language switching flag is set to "1", ST1
2, the card processing information table 32A in the processing of ST2.
Check the guidance display flag f2 acquired from.

If the guidance display flag f2 has been set (1), the credit slip is displayed on the operator display 10 using the second language as shown in FIG. A guidance for allowing the operator to select whether or not to issue is displayed. In this state, if a key signal of the ENT key 28 is input via the keyboard controller 9 in ST14, it is selected to select a second language and issue a credit slip, and the same credit is paid in ST15. The print data of the credit slip for the credit company and the credit slip for the customer reservation indicating the processing result is edited using the second language information stored in the country language information table 31. On the other hand, if a key signal of the cancel key 27 is input via the keyboard controller 9 in ST14,
Since it is selected to issue the credit slip without selecting the second language, the process proceeds to ST11, where the print data of the credit slip for the credit company and the credit slip for the customer reservation showing the result of the credit payment processing are stored in the country language information table. The editing is performed using the information of the first language stored in 31. Here, each processing of ST12,13,14 and ENT
For the key 28 and the cancel key 27, the card processing information table 32A is searched with the company code incorporated in the card data of the credit card, and the use of the second language is designated by the corresponding language switching designation flag f1. In this case, a selecting means for selecting whether or not to use the second language is configured.

If the guidance display flag f2 is not set (1) in ST12,
The process proceeds to ST15 without performing the processing of T13 and T14, and print data of the credit slip for the credit company and the credit slip for customer reservation indicating the credit payment processing result is stored in the second language information stored in the national language information table 31. Edit using.

After editing the print data of the three types of credit slips, the CPU 1 sequentially outputs the print data of the various credit slips to the printer 13 via the printer controller 14 in step ST16, and prints the receipt paper. Then, three types of credit slips are printed and issued for store use, credit company use, and customer use. Thereafter, in ST17, the work area is cleared, and if the language switching flag in the flag memory 33 has been set to "1", it is reset to "0", and this processing ends. Note that the print data editing processing of the credit slips in ST9, ST11 and ST15 in FIG. 10 is performed in the procedure shown in FIG. 6 in the same manner as in the first embodiment, and thus the description thereof will be omitted.

In the credit payment processing apparatus of the second embodiment configured as described above, when a customer pays for a purchased product with a credit card, the operator registers the purchased product using the department key 22 or the like. Then, the user presses the credit declaration key 25 and attaches the customer's credit card to the card reader 15 to read the card data. Then, the card processing information table 3
From 2A, the language switching designation flag f1 and the guidance display flag f2 are read together with the credit payment processing conditions and the like of the credit company that issued the credit card. If the language switching designation flag f1 has been set, the language switching flag in the flag memory 33 is set.

Next, if the operator inputs the credit amount and the payment category, the execution key 29 is entered.
Press. By doing so, normal credit payment processing is executed. Then, three types of credit slips for the store copy, credit company copy and customer copy showing the credit payment processing result are sequentially printed and issued using the receipt paper. In this case, if the language switching flag has not been set, that is, the language switching designation flag f1
Is reset, and all three types of credit slips are printed and issued in the language set as the first language for a customer who uses a credit card issued by a credit company whose is reset.

On the other hand, when the language switching flag is set, that is, for a customer who uses a credit card issued by a credit company with the language switching designation flag f1 set, three types of credit slips are provided. Of these, only the credit slip for the store copy is printed using the language set as the first language, and the other two credit slips for the credit company and for the customer copy use the language set as the second language. It will be printed out and used.
In particular, for a customer who uses a credit card issued by a credit company for which the guidance display flag f2 is set together with the language switching designation flag f1, the language in which the credit slip for store copy is set as the first language is set. After the printing, the guidance for selecting whether or not to print the two types of credit slips for the other credit company and for the customer reservation using the language set as the second language is displayed on the operator display 10. Will be displayed. Here, if the customer requests printing using the language set as the second language, the operator enters ENT.
The key 28 is pressed. Then, the two types of credit slips for the credit company and for the customer reservation are printed and issued in the language set as the second language. On the other hand, if the customer requests to print in the language set as the second language, the operator enters ENT.
The key 28 is pressed. Then, the two types of credit slips for the credit company and for the customer reservation are printed and issued in the language set as the first language.

As described above, according to the second embodiment, the country language information table 31 functioning as the first language information storage means and the second language information storage means as in the first embodiment is provided. A first language information extracting means and a second language information extracting means are provided, and a language switching designation flag f1 for designating whether or not to use the second language corresponding to the company code of each credit company is stored. A card processing information table 32A is provided as a company information storage means. If the switching to the second language is designated by the language switching designation flag f1 corresponding to the company code recorded on the credit card read by the card reader 15, the second language information extracting means When the credit slip for the credit company and the customer copy are printed in the extracted language, and the credit slip for the store copy is printed in the language extracted by the first language information extracting means. Prints the credit slips for the credit company, for the customer reservation, and for the store reservation in the language extracted by the first language information extraction means.

Therefore, for example, in a store using a credit payment processing device using Japanese as a reference language (first language), a credit company in a country using Japanese as a reference language is given a language corresponding to the company code. By resetting the switching designation flag f1 and setting the language switching designation flag f1 corresponding to the company code to a credit company in a country using English as a reference language, a credit company in a country using English as a reference language is issued. For customers using a credit card, the credit slip for the credit company that requires the customer to sign and the credit slip for the customer to bring back the customer are printed in a second language, that is, in English. The credit slip for store copy to be stored is printed in the first language, that is, in Japanese. Generally, a customer who owns a credit card issued by a credit company in a country whose language is English can often understand English, so that a credit slip that can be easily understood by both the customer and the clerk can be issued.
As a result, similarly to the first embodiment, it is possible to improve the serviceability to the customer who pays for the credit, and to shorten the accounting waiting time of other customers. Further, even when the credit slip is printed in the second language, the operator does not need to operate the language switching key 30, so that the operability can be improved.

Even for a credit company in a country that uses English as a reference language, a guidance display flag f2 together with a language switching designation flag f1 corresponding to the company code is provided for a credit company that has many members who use Japanese. Set it. In this way, the credit slip for the credit company that requires the customer to sign and the credit slip for the customer to bring back with the customer are printed in the first language, that is, Japanese, or the second language, that is, printed in English. You can choose to do it. Therefore, a credit slip that can be easily understood by customers and clerks can be more reliably issued.

Next, a third embodiment corresponding to the first and fifth aspects of the present invention will be described with reference to FIGS. In the third embodiment, the present invention is also applied to a credit payment processing device integrated with an electronic cash register, and the hardware configuration of the credit payment processing device is the same as that of the first and second embodiments. Therefore, the description thereof is omitted with reference to FIG. The key arrangement of the keyboard 8 is the first
The third embodiment may be omitted because the language switching key 30 is not used in the third embodiment.

In the credit payment processing apparatus according to the third embodiment, the ROM 2 stores
As in the second embodiment, a country language information table 31 storing two types of language information (first language and second language) is stored. In the third embodiment as well, as shown in FIG. 3, information of Japanese is stored as the first language, and the second language is the language of the country where the ratio of shoppers from abroad is the highest. The description will continue assuming that certain English information is stored. On the other hand, the RAM 3 stores, in the same manner as in the first embodiment, card processing information for storing credit card company names, credit payment processing conditions, and the like for each credit card company code that issues various credit cards. A table 32 and a flag memory 33 for storing a language switching flag set (1) when a second language is used as print data on a credit slip are formed.

Now, in the third embodiment,
As shown in FIG. 11, as credit card data issued by each credit company, as shown in FIG. 11, a company code 41 for identifying the issuing credit company, a member code 42 set by the credit company for credit members, and a credit card In addition to the conventional information such as the issue date 43 and the expiration date 44, a second language selection flag 45 for specifying whether to use the second language is recorded in advance.
The second language selection flag is set (1) when the second language is used, and reset (0) when the second language is not used.

In the credit payment processing apparatus according to the third embodiment, when the credit declaration key 25 is depressed after the registration of the purchased commodity and the credit payment is declared, the CPU 1 executes the processing shown in the flowchart of FIG. The program is configured to execute That is, CPU
When a key signal of a credit declaration key 25 is input via the keyboard controller 9 after registration of a purchased product, first, at step ST1, the card reader 15 is controlled to control a card of the credit card attached to the card reader 15. The data is read and stored in the work area of the RAM 3. Next, in step ST2, the card data stored in the work area is analyzed to check the second language selection flag 45. If the second language designation flag has been set (1), the language switching flag in the flag memory 32 is set (1) in ST3. On the other hand, if the second language designation flag has been reset (0), S
The processing of T3 is not performed.

Next, in step ST4, a company code is obtained from the card data of the same credit card, and the card processing information table 32 is searched using the company code to obtain card processing information such as the corresponding company name and credit payment processing conditions. Then, the card processing information is stored in the work area. Next, it waits for the credit payment amount to be input as ST5. Then, the payment amount data is set by the number key 21 and then the ENT key 28
Is input, the payment amount data is stored in the work area. Next, the process waits for the input of the credit payment category as ST6. Then, when credit payment section data is input by the payment section key 26, the payment section data is stored in the work area.

Thereafter, the process waits for the execution key 29 to be input in step ST7. Then, when the key signal of the execution key 29 is input via the keyboard controller 9, the card data, the credit payment processing condition, the credit payment amount data, the credit payment classification data and the like stored in the work area as ST8 are used. A known credit payment process such as obtaining authentication from a host computer connected to a line is executed. When the credit payment process is completed, the print data of the credit card for store reservation indicating the result of the credit payment process is edited using the first language information stored in the country language information table 31 in step ST9.

Subsequently, the flag memory 33 is set as ST10.
It is determined whether or not the language switching flag is set. If it is reset to “0”, ST
As 11, the print data of the credit slip for the credit company and the credit slip for the customer reservation showing the result of the credit payment processing is edited using the information of the first language stored in the national language information table 31. On the other hand, if the language switching flag is set to "1", ST1
As 2, the print data of the credit slip for the credit company and the credit slip for customer reservation indicating the result of the credit payment processing is edited using the second language information stored in the country language information table 31.

After editing the print data of the three types of credit slips, the CPU 1 sequentially outputs the print data of the various credit slips to the printer 13 via the printer controller 14 in step ST13, and outputs the receipt paper. Then, three types of credit slips are printed and issued for store use, credit company use, and customer use. Thereafter, in ST14, the work area is cleared, and if the language switching flag of the flag memory 33 has been set to "1", it is reset to "0", and this processing ends.

Since the print data editing processing of the credit slips in ST9, ST11 and ST12 in FIG. 12 is performed in the procedure shown in FIG. 6 similarly to the first embodiment, the description is omitted here. .

In the credit payment processing apparatus of the third embodiment configured as described above, when a customer pays for a purchased product with a credit card, the operator registers the purchased product using the department key 22 or the like. Then, the user presses the credit declaration key 25 and attaches the customer's credit card to the card reader 15 to read the card data. Then, in the case of a customer using a credit card in which the second language selection flag in the card data is set, the language switching flag is set.

Next, if the operator inputs the amount of the credit to be paid and the type of payment, the execution key 29 is entered.
Press. By doing so, normal credit payment processing is executed. Then, three types of credit slips for the store copy, credit company copy and customer copy showing the credit payment processing result are sequentially printed and issued using the receipt paper.

In this case, if the language switching flag has not been set, that is, for a customer who has used a credit card for which the second language selection flag has not been set, any of the three types of credit slips will be issued. It is printed and issued using the language set as one language. On the other hand, when the language switching flag is set, that is, for a customer who uses a credit card with the second language selection flag set, only the credit slip for store copy is used among the three types of credit slips. Is the first
The printing is performed using the language set as the language, and the other two types of credit slips for the credit company and the customer copy are printed and issued using the language set as the second language.

As described above, according to the third embodiment, the country language information table 31 functioning as the first language information storage means and the second language information storage means as in the first embodiment is provided. The first language information extraction means and the second language information extraction means are provided, and switching to the second language is designated by the state of the second language selection flag recorded on the credit card read by the card reader 15. There is provided a means for determining whether or not the operation has been performed. If the switching to the second language is specified, the credit slip for the credit company and the customer reservation is printed in the language extracted by the second language information extracting means, and the first language information extraction is performed. A credit slip for store copy is printed in the language extracted by the means, and if no switch is specified, the credit slip for the credit company, the customer copy, and the store copy in the language extracted by the first language information extraction means. Each credit slip is printed.

Therefore, a customer who cannot understand Japanese and can understand English set as the second language, when issuing a credit card, needs to confirm the second language in the card data in advance.
Set the language selection flag. By doing so, even if the store uses a credit payment processing device that uses Japanese as the base language (first language), the customer will automatically sign when paying for the purchased product with a credit card. A credit slip for a credit company that requires a credit card and a credit slip for a customer copy brought back by a customer are printed in a second language, that is, English, and a credit slip for a store copy stored by the store is written in a first language, that is, Is printed in Japanese, so that a credit slip that can be easily understood by both the customer and the clerk can be issued. As a result, similarly to the first and second embodiments, it is possible to improve the serviceability to the customer who pays for the credit and to shorten the accounting waiting time of the other customers. Further, the operator does not need to be aware of whether the customer can understand the credit slip printed in the first language or the credit slip printed in the second language, so that there is an advantage that the burden on the operator can be reduced.

In the first to third embodiments, the present invention is applied to the credit payment processing device integrated with the electronic cash register. However, the present invention is applied to a single credit payment processing device for performing the credit payment process exclusively. The present invention can be similarly applied.

In the first to third embodiments, the first language and the second language are each one type. However, two or more types of language information are stored in the country language information table 31 as the second language. In addition, when the second language is used, it may be possible to select which language is used. This will allow customers to use more national languages. In addition, it goes without saying that various modifications can be made without departing from the spirit of the present invention.

[0058]

As described in detail above, according to the first aspect of the present invention, the credit slip for store reservations confirmed by the clerk is printed in the reference language of the store, and the customer confirms the contents. The credit voucher for the signing credit company can provide a credit payment processor that can be printed in a language understood by the customer.

According to the second aspect of the present invention,
A credit slip for a credit company is printed in a second language depending on whether or not a language switching instruction means for instructing switching to a second language is operated, as well as having the same effect as the invention of the first aspect. Or the first language, the credit slip for the credit company can be easily printed in a language that the customer can understand.

According to the third aspect of the present invention,
In addition to providing the same effect as the invention of claim 1, it is possible to specify whether to print the credit slip for the credit company in the second language or the first language for each credit company issuing the credit card, In addition, since it is automatically identified and printed, the credit slip for the credit company can be automatically printed in a language that can be understood by the customer.

Further, according to the invention described in claim 4 of the present application, not only the same effect as in the invention described in claim 3 but also the credit card of the credit company designated to print in the second language can be obtained. Since the credit slip can be printed in the first language for the customer who uses it, the credit slip for the credit company can be more reliably printed in a language that the customer can understand.

According to the fifth aspect of the present invention,
In addition to providing the same effect as the invention of claim 1, it is possible to specify for each customer whether to print the credit slip for the credit company in the second language or the first language, and to automatically identify the credit slip. As a result, the credit slip for the credit company can be automatically and reliably printed in a language understood by the customer.

[Brief description of the drawings]

FIG. 1 is a block diagram showing a main configuration of a credit payment processing device according to first to third embodiments of the present invention.

FIG. 2 is a plan view showing a keyboard of the credit payment processing device.

FIG. 3 is a view showing a country language information table of the credit processing apparatus.

FIG. 4 is a diagram showing a card processing information table included in the credit processing device according to the first and third embodiments.

FIG. 5 is a flowchart showing a credit declaration key process of a CPU included in the credit processing device according to the first embodiment;

FIG. 6 is a flowchart specifically showing a slip editing process in FIG. 5;

FIG. 7 is a diagram showing a print example of a credit slip using a first language and a credit slip using a second language.

FIG. 8 is a diagram illustrating a card processing information table included in the credit processing device according to the second embodiment.

FIG. 9 is a view showing an example of a slip issue selection screen in a second language according to the second embodiment.

FIG. 10 is a flowchart showing a credit declaration key process of a CPU included in the credit processing device according to the second embodiment.

FIG. 11 is a diagram showing a card data format of a credit card according to the third embodiment.

FIG. 12 is a flowchart illustrating credit declaration key processing of a CPU included in the credit processing device according to the third embodiment;

[Explanation of symbols]

 DESCRIPTION OF SYMBOLS 1 ... CPU 8 ... Keyboard 13 ... Printer 15 ... Card reader 30 ... Language switching key 31 ... Country language information table 32, 32A ... Card processing information table

Claims (5)

[Claims] 1. A credit card for a credit company having a signature section in which a credit card is read by a card reader based on card data read from a credit card, and a credit payment processing result is printed by a printer, and a signature section. A credit payment processing device capable of sequentially issuing a credit slip for a store copy, wherein the credit slip for a store copy is printed in a first language which is a reference language at the store, and the credit slip for the credit company is printed. A credit payment processing device configured to be capable of printing in a second language different from the first language. 2. A credit card for a credit company having a signature section in which a credit reader performs a credit payment process based on card data read from a credit card by a card reader and prints the result of the credit payment processing by a printer, and a signature column. A credit payment processing device capable of sequentially issuing credit slips for store reservations, wherein first language information storage means for storing first language information as a reference language in the store; A second language information storage unit that stores different second language information, and a second language information that extracts a language corresponding to the credit payment processing result from the first language information stored by the first language information storage unit. A first language information extracting unit and a second language information storage unit storing a language corresponding to the credit payment processing result. A second language information extracting means for extracting from the word information; and a language switching instruction means for instructing a switch to the second language, wherein a command to switch to the second language is issued by the language switching instruction means. Printing the credit slip for the credit company in the language extracted by the second language information extraction means and printing the credit slip for the store copy in the language extracted by the first language information extraction means; A credit payment processing device for printing a credit slip for the credit company and a credit slip for a store copy in a language extracted by the first language information extracting means when a switch is not instructed. 3. A credit card for a credit company having a signature section in which a credit card is read based on card data read from a credit card by a card reader, and a credit payment processing result is printed by a printer, and a signature section. A credit payment processing device capable of sequentially issuing a credit slip for store reservations, wherein the identification data of the credit company that issued the card is incorporated into the card data of the credit card, and a first language which is a reference language in the store. First language information storage means for storing information; second language information storage means for storing second language information different from the first language information; and a language corresponding to the credit payment processing result. First linguistic information extracting means for extracting from the first linguistic information stored by the first linguistic information storing means A second linguistic information extracting means for extracting a language corresponding to the credit payment processing result from the second linguistic information stored by the second linguistic information storing means; Company information storage means for storing a flag designating whether or not to use the second language, wherein when the card data of the credit card is read by the card reader, the company information is identified by an identification code incorporated in the card data. The storage means is searched to determine whether or not the use of the second language is specified by the corresponding flag. If the use of the second language information extraction means is specified, the language is extracted by the second language information extraction means. Printing a credit slip for a credit company and printing the credit slip for the store copy in the language extracted by the first language information extracting means; Credit Payment processing apparatus characterized by printing a credit slip for a credit slip and Misehikae for the credit company language extracted by the first language information extraction means if not constant. 4. The credit payment processing device according to claim 3, wherein the search of the company information storage means by the identification code embedded in the card data of the credit card and the use of the second language by the corresponding flag are designated. Second if it was
Selecting means for selecting whether or not to use the language of the credit card, and when the use of the selecting means is selected, the credit slip for the credit company in the language extracted by the second language information extracting means. Is printed and the credit slip for store copy is printed in the language extracted by the first language information extracting means, and if not used, the language extracted by the first language information extracting means is selected. And printing a credit slip for the credit company and a credit slip for store copy. 5. A credit card for a credit company having a signature section in which a credit reader executes a credit payment process based on card data read from a credit card and prints the result of the credit payment processing by a printer, and a signature column. A credit payment processing device capable of sequentially issuing credit slips for store reservations, wherein language designation information for designating whether or not to use a second language is incorporated into the card data of the credit card, First language information storage means for storing first language information which is a language; second language information storage means for storing second language information different from the first language information; and the credit payment processing First language information for extracting a language corresponding to a result from the first language information stored by the first language information storage means Output means, and second language information extraction means for extracting a language corresponding to the credit payment processing result from the second language information stored by the second language information storage means. It is determined whether or not to use the second language from the language designation information incorporated in the card data, and if so, the credit for the credit company in the language extracted by the second language information extraction means. A slip is printed and the credit slip for store copy is printed in the language extracted by the first language information extracting means. When not used, the credit company is written in the language extracted by the first language information extracting means. A credit payment processing device for printing a credit slip for business use and a credit slip for store copy.