JPH0340420B2 - - Google Patents

Description

DETAILED DESCRIPTION OF THE INVENTION The present invention relates to automatic currency transaction devices such as automatic teller machines and automatic teller machines.

In recent years, automatic currency transaction devices such as automatic teller machines and automatic deposit machines have been developed and put into practical use in order to save labor at bank counters.

Conventionally, in this type of automatic currency transaction device,
The deposited banknotes are stored in the deposit box in the order of transactions. As a result, multiple types of banknotes are deposited in one transaction, so the denominations are stored in the deposit box in random order. At financial institutions, when the day's transactions are completed or when the safe deposit box is full, staff members transact banknotes from the safe deposit box, sort them by denomination, check the number of bills, and settle the transaction. are doing. This task of sorting by denomination becomes more troublesome as the number of banknotes from the safe increases.

Therefore, recently, a currency deposit box with a storage room for storing each denomination has been installed, and a currency automatic machine that makes it possible to separate multiple types of banknotes for one transaction and store them in the storage room for each denomination. Trading devices have begun to be developed and put into practical use. This device is effective in reducing post-processing work for staff.

However, in automatic currency transaction devices that allow storage for each denomination, if even one of the storage chambers for each denomination becomes full, the device will stop and an attendant will be required to fill it up. The work of transacting banknotes from the storage room occurs. This indicates that the apparatus stops when the number of sheets accumulated is less than the total number of sheets accumulated in each storage chamber.

On the other hand, recently, financial institutions are considering introducing a two-day weekend system, and automated currency transaction machines have begun to be operated without staff. However, at this time, in the automatic currency transaction device that enables accumulation by denomination, if even one of the storage chambers becomes full, transactions cannot be made even if there is room in other safes. It had the disadvantage of getting used to it.

This invention was made in view of the above matters,
The purpose is to provide an automatic currency transaction device that can perform efficient operation by allowing storage by denomination and storage regardless of denomination on weekdays, holidays, or depending on the time of day. .

An embodiment of the present invention will be described below with reference to the drawings.

In FIG. 1, reference numeral 1 denotes a housing of an automatic teller machine as an automatic currency transaction device, and a customer service section 2 is formed on the front side of the housing 1. The customer service section 2 has a horizontal operation panel 2a formed approximately at the center in the vertical direction of the housing 1, and a vertical operation panel 2b rising along the rear edge of the horizontal operation panel 2a. The horizontal operation panel 2a has a keyboard 3,
A CRT display 4 and a deposit slot 5 which also serves as an exclusion ticket return slot are arranged on the vertical operation panel 2b, and a card insertion slot 6, a bankbook insertion slot 7, and a withdrawal slot 8 are respectively arranged.

Also, inside the housing 1, there is a card reader (not shown) that reads information on the ID card inserted through the card insertion slot 6, and a card reader (not shown) that reads the magnetic stripe of the passbook inserted through the passbook insertion slot 7, and records the transaction details in the passbook. A bankbook reading/printing device (not shown) that records the amount of banknotes (banknotes) specified in the withdrawal port 8.
A dispensing mechanism (not shown) for sending out banknotes P, a depositing mechanism 9 for depositing banknotes P inserted into the deposit port 5, and the like are accommodated.

The deposit mechanism 9 is constructed as shown in FIGS. 2 and 3. That is, a banknote receiving section 10 is formed opposite the deposit slot 5. The bottom surface of the banknote receiving section 10 is inclined with the back side (the right side in the state of FIG. 2) being the inclined lower end, and a take-in roller 11 is provided on the upper surface of this inclined lower end side. . Then, the banknotes P at the end in the banknote receiving section 10 are sequentially transacted diagonally downward by the taking-in roller 11, and further, the banknotes P are transferred to the banknote discriminating device 1 via a pair of transfer rollers 12.
3. Further, the banknote discriminating device 13 that discriminates the banknotes P taken in and conveyed by the taking-in conveying means consisting of the taking-in roller 11 and the pair of transfer rollers 12 has a thickness detecting section 14,
It has a configuration including a magnetic detection section 15 and a width/length detection section 16.

Further, the starting end of the intake conveyance path 17 faces below the banknote discriminating device 13, and the banknote discriminating device 1
The banknotes P that have passed through the banknotes P are taken in and conveyed in the depth direction of the housing 1 via a take-in conveyance path 17. This intake conveyance path 17 has a first endless conveyor belt 18 stretched almost horizontally, and second and third belts stretched so as to partially touch the lower surface of the first endless conveyor belt 18. , the fourth and fifth endless conveyor belts 19, 20, 21, and 22. Furthermore, the second and third
A first temporary accumulation section 23 for rejected tickets is provided at mutually opposing portions of the endless conveyor belts 19 and 20, and a second temporary accumulation section 23 for 10,000 yen notes is provided at mutually opposing portions of the third and fourth endless conveyor belts 20 and 21. A temporary accumulation section 24 for 5,000 yen bills, a third temporary accumulation section 25 for 5,000 yen notes, a third temporary accumulation section 25 for 5,000 yen notes, a temporary accumulation section 25 for 5,000 yen notes, a temporary accumulation section 25 for 5,000 yen notes, a temporary accumulation section 25 for 5,000 yen notes, a temporary accumulation section 24 for 5,000 yen notes, and a temporary accumulation section 25 for 5,000 yen notes, and a temporary accumulation section 25 for 5,000 yen notes, and a temporary accumulation section 25 for 5,000 yen notes, and a temporary accumulation section 25 for 5,000 yen bills, and A fourth temporary accumulation section 26 for thousand yen notes is formed at a portion mutually facing the inner wall surface of the rear door 1a.

Further, in the middle part of the receiving and conveying section 17, banknotes P to be fetched and conveyed are stored in first, second, and third temporary accumulation sections 2.
First, second and third sorting gates 27, 28, 2 as sorting means selectively leading to 3, 24, 25
9 are arranged.

Furthermore, the temporary accumulation parts 23, 24, 25, 2
An intermediate portion of a return path 30 is opposed to the lower part of the return path 30, and the banknotes P temporarily accumulated in the banknotes P are conveyed to the previous banknote receiving unit 10 as required. This return path 30 includes a mutually opposing surface portion between the fifth endless conveyor belt 22 and the sixth endless conveyor belt 31, a mutually opposing surface portion between the fourth endless conveyor belt 21 and the seventh endless conveyor belt 32, and a third endless conveyor belt 31. , second endless conveyor belts 20, 19 and eighth endless conveyor belt 3
3, the ninth endless conveyor belt 34
and a mutually opposing surface portion of the tenth endless conveyor belt 35,
and the second, third, and fourth temporary accumulation sections 24,
It is formed by the upper surfaces of shutters 36, which serve as discharge direction switching devices, and are disposed opposite to the respective exits of the shutters 25 and 26.

Further, at the positions where the shutters 36 are disposed, there are disposed a discharging mechanism 37 for discharging banknotes P temporarily accumulated on the side of the deposit box 52 housed in the lower part of the housing 1. These unloading pushers 37... are the 11th
an endless conveyor belt 38, and a roller support arm 3 stretched across from the eleventh endless conveyor belt 38.
9 (shown in FIG. 3), the twelfth endless conveyor belt 4 approaches and separates from the eleventh endless conveyor belt 38.
0, and the banknotes P... are held in a bundle at the receiving openings 41 ₁ , 41 ₂ , of the safe deposit box 52 .
It is designed so that it can be carried out in a three-dimensional state inside a _41-3 chamber. In addition, push-in mechanisms 42... are arranged corresponding to these receiving ports 41 ₁ .
The banknotes P... inserted into the storage chamber ₄₅₁ are pressed in the surface direction via the pusher 43, and the banknotes P... are pushed into the storage chamber ₄₅₁ against the biasing force of the back-up body 44. There is.

In addition, the temporary accumulation parts 23, 24, 25, 26
A gate 47 also serves as a pedestal for supporting the lower end surface of the bank note P... which is sequentially supplied via the impeller 46, and the bank note P... whose lower end is supported by this gate 47 is placed in a substantially three-dimensional state. a guide plate 48 supported by the gate 4 ;
It has a configuration including a push plate 49 that presses down the upper end surface of the stacked banknotes P when the banknotes 7 are opened.

In the figure, 50 is a lid for opening and closing the receiving port 5, and 51 is a motor as a drive source for the conveyance system.

In addition, the above-mentioned safe 52 is a temporary accumulation section 2 for each denomination.
Corresponding to 4, 25, 26, each bank note P...
The receiving openings 41 ₁ are formed on the upper surface side, and the upper surface side of each storage chamber 45 ₁ is opened by removing the upper cover 52a.

Furthermore, the lower part of each storage chamber ₄₅₁ ... is turned on and off by a backup body 44.
A fullness detector for detecting that the storage chamber 45 ₁ is full of banknotes, such as a micro switch 53,
54 and 55 are provided.

FIG. 4 schematically shows the electric circuit.
In other words, the card inserted from the previous card slot 6
A card reading/writing device 60 that reads the information on the ID card and rewrites the contents as necessary, a reading/writing control unit 61 that controls the card reading/writing device 60, and a card inserted from the passbook insertion slot 7. A passbook reading/printing device 62 that reads the information on the porcelain stripes of the passed passbook, rewrites the contents as necessary, and prints transaction details and blanks, and a passbook control that controls this passbook reading/printing device 62. 63, a customer service control section 64 that controls the keyboard 3 and the ORT display 4, a withdrawal mechanism 65, a withdrawal control section 66 that controls the withdrawal mechanism 65, a deposit control section 67 that controls the deposit mechanism 9, It is composed of a main control section 68 that controls the entire system and a mode designation device 69. The mode specifying device 69 specifies, for example, a weekday mode (first mode) and a holiday mode (second mode), and is set by an operator's switch provided on the back side of the housing 1. ing.

Next, the operation in such a configuration will be explained. First, it is assumed that the staff member sets the mode designation device 69 to weekday mode using a staff switch (not shown). However, now, when a customer tries to make a deposit by following the operating instructions, first press the deposit key from among the item selection keys (for example, deposit key, payment key, balance verification key, etc.) on the keyboard 3, and the passbook will be displayed. It is now in an acceptance state and a message to that effect is displayed on the ORT display 4.

Next, when the customer inserts their passbook into the passbook insertion slot 7, it is automatically captured and sent to the passbook reading/printing device 62.
The magnetic stripe of the bankbook is read and the account number etc. are queried. When the inquiry is completed, the bank enters a deposit acceptance state and the lid 50 of the deposit slot 5 is opened. Next, when the customer inserts the bundle of banknotes P into the deposit slot 5 and closes the lid 50, a detector (not shown) detects that the lid 50 is closed, and the take-in roller 11 starts to rotate intermittently to collect one sheet. Take in one by one. When the banknote P that has been taken in passes through the banknote discrimination device 13, its thickness, magnetism, and width/length are detected, and whether or not the banknote P is taken in duplicate is detected.
Authenticity determination, denomination determination, and counting are performed, and the results are supplied to the main control section 68. When the main control section 68 is supplied with a determination result such as overlapping imports or discrimination and counting failure, etc., it supplies an exclusion signal to the deposit control section 67 . As a result, the banknotes P that should be rejected due to duplicate intake, cannot be distinguished and counted, etc. are sorted from the intake conveyance path 17 by the first sorting gate 27 and are temporarily accumulated in the first temporary accumulation section 23. . Further, if the banknote discrimination device 13 correctly discriminates, a signal for each denomination is supplied to the main control unit 68. The main control section 68 outputs a signal to the deposit control section 67 to drive the distribution gate corresponding to the determined denomination. As a result, for example, if there are 10,000 yen, 5,000 yen, and 1,000 yen out of the correctly identified banknotes P as genuine banknotes, the 10,000 yen notes are sorted by the second sorting gate 28 and sent to the second banknote. It is temporarily accumulated in the temporary accumulation section 24. Similarly, 5,000 yen bills go straight through the third sorting gate 29 into the third temporary stacking section 25, and 1,000 yen bills go straight through the intake conveyance path 17 and are temporarily stacked at the fourth temporary stacking section 26. Ru.

On the other hand, when a detector (not shown) detects that all the banknotes P inserted from the deposit slot 5 have been taken in, the taking-in roller 11 stops its intermittent rotation.
Finish the import process.

Next, when the rejected tickets P... are accumulated in the first temporary accumulation section 23, the push plate 49 is moved downward while the gate 47 which also serves as a receiving gate and which supports the lower end of the rejected tickets P... is opened. Moving. Then, the temporarily accumulated rejected notes P... are fed into the return path 30 and returned into the bank note receiving section 10.

When the rejected notes P... are returned to the banknote receiving section 10, the take-in roller 11 starts to rotate intermittently in the same manner as described above, and the rejected notes P... are taken in one by one and the authenticity is determined again by the banknote discrimination device 13. etc. will be carried out.

As a result of repeating the above process two or three times, if a rejected note P is still found, this rejected note P is returned to the banknote acceptance unit 10 from the temporary accumulation unit 23 through the return path 30 in the same manner as described above. At the same time, the lid 50 of the deposit port 5 opens and the deposit is returned to the customer. At this time,
For example, by displaying on the CRT display 4 the message "We will return banknotes that cannot be read by machines, so please ask at the counter," the banknote receiving section 10 provided opposite the deposit slot 5 can be removed. You will have to get ticket P.

Next, the customer transfers the exclusion ticket P from the deposit slot 5...
If a detector (not shown) detects that a ticket has been withdrawn, or if there is no exclusion ticket P..., the received amount is displayed on the CPT display 4 at this stage and the amount is approved using the keyboard 3. Input is performed by having the customer press a key. In addition, in the case of disapproval, the disapproval key is pressed.

When the approval key is pressed, as shown in FIG. 3, the gate 47 dedicated to the cradle, the roller support arm 39 of the carry-out mechanism 37, and the shutter 36 forming a part of the return path 30 move the banknotes P to the deposit box 52. It operates in a state where it can be carried out to the side. Next, the push plate 49 moves in the direction of the arrow to push out the banknotes P, and the banknotes P are carried into the receiving opening 41 ₁ of the deposit box 52 via the carry-out mechanism 37. The banknotes P carried into the receiving opening 41 ₁ are then stored in the storage chamber 45 ₁ by the pushing mechanism 42.
The operation and timing of storing money in the storage chamber 45 ₁ of the deposit box 52 consisting of the temporary storage units 24, 25, 26 are the same for 10,000 yen, 5,000 yen, and 1,000 yen, respectively.

Furthermore, when the non-approval key is pressed, the gate 47 and push plate 49 operate in the same way as in the case of approval, but the roller support arm 39 of the unloading mechanism 37 and the shutter 36 remain in the state shown in FIG. , 5,000 yen,
Each banknote P of 1,000 yen is returned to the banknote acceptance slot 10 through the return path 30, and the lid 50 of the deposit slot 5 is opened to be returned to the customer.

If the bank note P has been processed and approved, the transaction details are recorded in the passbook by the passbook reading/printing device 62 and the passbook is returned to the passbook insertion slot 7 to complete the deposit transaction. .

Next, the staff member sets the mode designation device 69 to the holiday mode using a staff switch (not shown). Then, by operating in the same manner as in the weekday mode, when the customer presses a predetermined key according to the operating instructions, the user enters the passbook acceptance state, inserts the passbook and enters the deposit acceptance state, and the banknote bundle P... are loaded in bulk and taken in one by one by the take-in roller 11. The banknotes taken in are subjected to thickness detection, magnetism detection, and width/length detection to the banknote discrimination device 13, and the results are supplied to the main control section 68. The main control section 68 supplies a rejection signal to the deposit control section 67 when it is supplied with a discrimination result such as duplicate intake or discrimination and counting failure. As a result, the banknotes P that should be rejected due to duplicate intake, cannot be distinguished and counted, etc. are sorted from the intake conveyance path 17 by the first sorting gate 27 and are temporarily accumulated in the first temporary accumulation section 23. . Furthermore, if the banknote discrimination device 13 correctly discriminates, a signal for each denomination is supplied to the main control unit 68. The main control section 68 outputs a signal for driving the second distribution gate to the deposit control section 67. As a result, correctly identified banknotes P as genuine notes, such as 10,000 yen notes, 5,000 yen notes, and 1,000 yen notes, are sorted by the second sorting gate 28 and temporarily accumulated in the second temporary accumulation section 24. be done.

On the other hand, when a detector (not shown) detects that all banknotes P inserted from the deposit slot 5 have been taken in, the taking-in roller 11 stops intermittent rotation and ends the taking-in process.

The subsequent operation is the same as in weekday mode,
When the approval key is pressed, the banknotes P in the temporary storage section 24 are stored in the storage chamber 45 ₁ of the deposit box 52 .
When the bank note P... is processed and approved, the details of the transaction are recorded in the bankbook by the bankbook reading/printing device 62, and the bankbook is returned to the bankbook insertion slot 7 to complete the deposit transaction.

In this way, the deposit transaction is carried out in the holiday mode, the storage chamber ₄₅₁ becomes full, and the fullness detector 53
A detection signal is output from. Then, the main control unit 6
8 outputs a signal for driving the third distribution gate 29 to the deposit control section 67 when the banknote discriminator 13 correctly discriminates the banknote. As a result, the correctly determined banknotes P as genuine banknotes are sorted by the third sorting gate 29, temporarily accumulated in the third temporary accumulation section 25, and then stored in the storage chamber ₄₅₂ . Also, when storage chamber 45 ₂ is full, storage chamber 4
5 Stored in ₃ .

As mentioned above, when the bank staff is present, such as on weekdays, the banknotes to be deposited are sorted into each storage room 45 by denomination.
By storing banknotes in ₁ ..., the post-processing by the clerk can be greatly reduced, and on holidays when there are no clerks, by storing banknotes in each storage room regardless of denomination, banknotes can be stored in 45 ₁ ... It is possible to store up to the total number of stored coins, and it is possible to perform efficient unmanned transactions.

In the above embodiment, weekdays and holidays are used as the first mode and the second mode, but the mode is not limited to this, and the mode may be set depending on the time zone. Further, although the mode is switched using a switch for the staff, the present invention is not limited to this, and a timer may be provided and the mode may be switched using a signal from the timer.

As detailed above, according to the present invention, on weekdays,
Depending on holidays or time of day, storage by denomination,
To provide an automatic currency transaction device that can perform storage regardless of denomination and can operate efficiently.

[Brief explanation of the drawing]

The drawings show one embodiment of the invention.
The figure is a perspective view of the exterior, Figure 2 is a partially cutaway side view of the deposit mechanism, Figure 3 is a side view showing the main parts of the deposit mechanism, and Figure 4 is a block diagram schematically showing the electric circuit. It is. 5... Deposit slot (also serves as return slot), P... Bank note,
9... Deposit mechanism, 10... Bank note acceptance section, 13...
...Banknote discriminating device, 23...First temporary stacking section (for excluded notes), 24...Second temporary stacking section (for 10,000 yen notes), 25...Third temporary stacking section (for 5,000 yen notes) for tickets),
26...Fourth temporary accumulation section (for thousand yen notes), 27...
...First distribution gate, 28...Second distribution gate, 29...Third distribution gate, 36...Export direction switching device (shutter), 41 ₁ -...Reception port, 4
5 ₁ , 45 ₂ , 45 ₃ ...Storage room, 53, 54, 5
5...Full detector, 68...Main control unit, 69...
Mode specification device.

Claims (1)

[Scope of Claims] 1. A banknote receiving section that accepts banknotes inserted in a batch, a receiving and conveying means that sequentially takes in and conveys banknotes in this banknote receiving section, and a means for taking in and conveying banknotes in this banknote receiving section; a banknote discriminating device for discriminating banknotes that are taken in and conveyed; a sorting means for sorting the banknotes that have passed through the banknote discriminating device; and a plurality of storages for respectively storing the banknotes sorted by the sorting means. a detection means for detecting whether or not each of the storage sections is full; a first mode for specifying a classification by denomination of the banknote; and a first mode for specifying a classification unrelated to the denomination of the banknote. mode selection means for selecting the second mode; and when the first mode is selected by the mode selection means, the banknote from the banknote discrimination device is selected according to the discrimination result of the banknote discrimination device; When the sorting means is used to store the banknotes in the storage chambers corresponding to each denomination, and the mode selection means selects the second mode, the banknotes from the banknote discrimination device are stored in the storage chambers corresponding to the denominations. An automated currency transaction device comprising: storage means for sequentially storing various denominations in a mixed state into a storage chamber that is not full according to a detection result;