JP2981508B2 - Cash transaction equipment - Google Patents

Description

Description: BACKGROUND OF THE INVENTION (a) Technical Field to which the Invention pertains This invention relates to a cash transaction apparatus provided with a banknote processing unit of a coin processing unit, such as an automatic teller machine or an automatic money changer.

(B) Conventional technology Conventionally, as an example of the above-described cash transaction apparatus, there is, for example, an automatic teller machine configured to independently drive a coin processing unit and a bill processing unit.

In the above-described automatic deposit dispenser, coins stored in the respective coin collection boxes of the coin processing section and the banknote processing section, when the banknotes are full, or when the coin processing section and the banknote processing section are fed to a stacker as a denomination-type feeding storage section. When a shortage of cash has occurred, a coin or bill is replenished and collected by a staff member.

(C) Problems to be Solved by the Invention However, in the above-described conventional apparatus, until the completion of the replenishment and recovery processing by the attendant operation, the automatic teller machine becomes unusable, and the operating rate of the apparatus only decreases. In addition, there is a problem that the waiting time of the customer increases and the serviceability deteriorates.

The present invention makes it possible to increase the operation rate of the device and reduce the waiting time of customers by enabling the replenishment and collection of one of coins and banknotes when the need arises, making it possible to trade the other currency that has not been replenished and collected. It is an object of the present invention to provide a cash transaction device capable of improving serviceability.

(D) Means for Solving the Problems The present invention is a cash transaction device that independently drives a coin processing unit and a bill processing unit, and it is necessary to replenish or collect one of the processing units. It is a cash transaction device provided with control means for continuously driving the other of the processing units when it occurs.

According to the present invention, when the coin processing unit needs to be replenished or collected, the above-described control means continuously drives the bill processing unit to enable a transaction using the bill. When the bill processing unit needs to be replenished or collected, the above-described control means continuously drives the coin processing unit to enable transactions using coins.

(F) Effect of the Invention As a result, when it becomes necessary to replenish or collect one of coins and banknotes, while performing replenishment or collection processing of the currency by a staff member, transactions in the other currency not being replenished or collected are performed. In this case, there is an effect that the operation rate of the apparatus can be improved, and since there is no waiting time for the customer, there is an effect that the serviceability can be improved.

(G) Embodiment One embodiment of the present invention will be described in detail below with reference to the drawings.

The drawing shows an automatic teller machine. In FIG. 1, the automatic teller machine 1 has an apparatus main body 2 having a deposit and withdrawal side as a front part.
A CRT display 4 for displaying transaction guidance and operation procedures on a front customer service panel 3, a touch panel 5 provided with an input unit corresponding to the display contents, and a normal insertion slot 6 for inserting or returning a passbook. , A bill entrance 7 for entering and exiting bills, a coin entrance 8 for entering and exiting coins, a card insertion opening 9 for inserting or returning a card, a handling display 10, a clerk call button
11 and are provided.

The coin processing unit 12 shown in FIG. 2 and the bill processing unit 13 shown in FIG. 3 are arranged inside the apparatus main body 2 so as to be independently driven.

First, the configuration of the coin processing unit 12 will be described.
As shown in FIG. 2, the coin processing unit 12 includes a customer service panel 3
A coin slot 8 through which a user can insert and remove coins is opened, and the coin slot 8 is openably and closably covered by a shutter 14 that slides via a shutter drive motor.

At the lower part of the coin entrance 8, there is provided a C-shaped tray 15 whose rotation is controlled by the drive output of a tray drive motor. At the lower part of the tray 15, a disk for individual separation rotated by a disk drive motor is provided. A feeder 17 with a built-in 16 is provided, and the coins placed on the pan 15 are
, And sequentially feeds out one by one to the discriminating section 18 at the next stage.

After the coin guided to the discriminating unit 18 is authenticated here, the coin and the denomination are discriminated, and thereafter, the coin is branched and transported to the lower temporary storage unit 20 and the dispensing cartridge 21 via the individual transport path 19. It is provided as follows.

In the individual transport path 19, the coin transport pins 22 arranged at regular intervals in the transport direction are transported by the individual transport path drive motor, and between the transport walls and the coin transport pins 22, 22 facing each other. The coins interposed in are transported individually one by one in a standing position,
The coins fall from the end reversing section of the individual transport path 19 and fall and are stored in the temporary storage section 20 below.

The temporary storage unit 20 is provided with an upper surface of a collection and conveyance belt 23 driven by a collection drive motor as a storage unit, and returns or conveys the coins guided to the upper surface of the collection and conveyance belt 23 to collect the coins below. The box 24 is configured to be dropped and accommodated.

If there is a fake coin among the coins stored in the temporary storage section 20, the return lever 25 provided on one side of the belt 23 is opened, and the coin is dropped on the return transport belt 26 below the temporary storage section 20. The return conveyance belt 26 is operated to return the guided coins based on the drive of the return drive motor, and the false coins are returned to the coin entrance 8.

By the way, a replenishing chute 27 is connected to an intermediate position of the above-mentioned individual transport path 19, and coins are replenished and supplied to the dispensing cartridge 21 via the replenishing chute 27.

The replenishment chute 27 allows the coins in the individual transport path 19 to be taken into the replenishment chute 27 by opening and closing an opening / closing lid (not shown) provided at the chute start end. The dispensed coins are regulated by a single dispensing rule plate (not shown) disposed in the middle thereof, and the coins are regulated one by one. Guided to 33.

At this time, since the denominated coin has been discriminated in advance by the discriminating unit 18, it is easily guided to the stackers 28 to 33 corresponding to the denomination for each of the guided coins in correspondence with the transport position. be able to.

The above-mentioned stackers 28 to 33 move coins supplied from the replenishing chute 27, for example, from left to right in FIG.
Yen, 5 yen, 10 yen, 50 yen, 100 yen, and 500 yen are stored in the order of money, and a collection box 34 is provided at the left end of the left stacker 28,
A sorting transport path 35 driven by a sorting drive motor is provided at the upper part in the same manner as the individual transport path 19 described above, and coins are set up by coin feed pins 22 arranged at regular intervals in the transport direction. Each sheet is individually conveyed, and the stacker of this conveyance position and denomination
At the positions corresponding to 28 to 33, denomination shutters that are opened and closed by the respective solenoids are arranged, and by opening the shutters, coins on the sorting conveyance path 35 are dropped, and the coins are dropped on the lower stackers 28 to 33. To store.

Further, a dispensing port shutter which is opened and closed by a solenoid is disposed at the lower end opening of each of the stackers 28 to 33. , The conveyed coins are conveyed to the coin entrance 8.

In addition, the collective replenishment conveyor belt is
The coins collected in the box 24 are fed out to the return conveyor belt 26 via 37, 37, and after being conveyed to the receiving tray 15, the coins can be appropriately replenished to the stackers 28 to 33 of the denominations via the replenishment chute 27. It is configured as follows. As a result, the coins in the collection box 24 are circulated and used to increase the operation efficiency of the coins.

In FIG. 2, reference numeral 38 denotes a foreign substance collection unit, and reference numeral 39 denotes an optional refill cartridge provided so as to be able to enter and exit the apparatus main body 2.

 Next, the configuration of the above-described bill processing unit 13 will be described.

As shown in FIG. 3, the bill processing unit 13 is arranged below the above-described bill entrance 7 to receive and insert bills.
40, a bill validity discrimination, a discriminating unit 41 for performing denomination discrimination and front / back discrimination, a front / back reversing unit 42 for reversing a back-facing banknote face up, and a temporary holding unit 43 for temporarily holding a bank note, A simulated banknote storage unit 44 for storing the simulated banknotes, a batch holding unit 45 having a function of discharging the held banknotes at a time and a function of passing the banknotes to be conveyed, and a denomination including a stacking and feeding function of the banknotes Stackers 46, 47, 48 as payout storage units for each type of money, a collection box 49 for collecting withdrawal errors or forgotten bills at the time of withdrawal, and a cartridge 50 having a function of replenishing and collecting bills. And a replenishment cartridge 51 as needed. The cartridge 50 is provided so as to be able to be inserted into and removed from the apparatus main body 2, and these components 40 to 51 are connected by a loop-shaped transport line 52. .

Incidentally, 53 in FIG. 3 is a foreign matter collecting section. FIG. 4 shows a control circuit block diagram of the automatic teller machine.
Drives and controls each circuit device according to the program stored in the ROM 54, and the RAM 55 stores necessary data.

The CPU 60 described above has a CRT control unit 57, a touch panel switch control unit 58, and a card reader 5 via an interface 56.
9. The passbook processing unit 61, the bill processing unit 13, the coin processing unit 12, the floppy disk device 62, and the transmission control unit 63 are connected to each other.

The above-described CRT control unit 57 controls the display of transaction guidance and operation procedures at the time of depositing and withdrawing on the CRT display 4 shown in FIG.

The touch panel switch control unit 58 described above is
The first part corresponding to the display part displayed on the screen of the display 4
The input unit of the touch panel 5 shown in FIG.

The above-described card reader 59 reads and writes transaction data from the card inserted into the card insertion slot 9 in FIG.

The passbook processing unit 61 reads transaction data or writes update data to the magnetic stripe of the passbook inserted from the passbook insertion slot 6 in FIG. Data and unposted data are recorded, and at the end of the transaction and when the payment is canceled,
The passbook is released to the passbook insertion slot 6 described above.

The above-described coin processing unit 12 takes in the coin received through the coin entrance 8 into the inside of the apparatus main body 2 and performs a receiving process.
At the time of withdrawal and withdrawal of deposit, coins are inserted into coin entrance 8
When the coins are replenished, the coins stored in the collection box 24 or the replenishment cartridge 39 are sequentially fed out and transported to the stackers 28 to 33, and when the coins are collected, the coins are stored in the stackers 28 to 33. The collected coins are sequentially fed out and transported to the collection box 24.

The above-mentioned bill processing unit 13 takes in the bill deposited through the bill entrance 7 into the inside of the apparatus main body 2 and performs a receiving process,
At the time of withdrawal and withdrawal of the deposit, the bill is inserted into the bill entrance 7
When the bills are replenished, the bills stored in the replenishment cartridge 51 or the cartridge 50 are sequentially fed out and transported to the stackers 46, 47, and 48 at the time of bill replenishment. , 48 are sequentially fed out and transported to the cartridge 50.

The above-mentioned floppy disk device 62 stores and processes necessary transaction data on a floppy disk 64.

The transmission control unit 63 described above transmits the edited payment request message and the bookkeeping request message to the center 65, and compares the payment reply and the unbooked data sent from the center 65 with the bookkeeping data such as the current transaction amount and the balance. Receive.

Here, the above-mentioned CPU 6 is a control means for continuously driving the other of the above-mentioned processing units 12 and 13 when any one of the coin processing unit 12 and the bill processing unit 13 needs to be assisted or collected. .

The necessity of replenishment of the coin processing unit 12 is detected by the near end of the stackers 28 to 33, and the necessity of collection of the coin processing unit 12 is detected by the near full of the collection box 24.

Similarly, the necessity of replenishment of the bill processing unit 13 is determined by the stacker 4.
The near end of 6, 47, 48 is detected, and the necessity of collection of the bill processing unit 13 is detected by the near full of the cartridge 50.

The operation of the automatic teller machine 1 thus configured will be described with reference to the flowchart of FIG.

In the first step 71, the CPU 60 determines whether or not the banknote replenishment and collection processing is being performed based on the driving state of the banknote processing unit 13. If the banknote replenishment and collection processing is being performed, the process proceeds to the next second step 72. On the other hand, when the bill is not being replenished and collected, the process proceeds to another third step 73.

In the second step 72 described above, the CPU 60 checks the balance,
Transfers, deposits and withdrawals of coins (deposits and withdrawals in transactions using currencies that are not in the process of replenishment and collection) are set to be tradeable.

On the other hand, in the above-described third step 73, the CPU 60
It is determined from the driving state of 2 whether or not coin replenishment and collection processing is in progress. If coin replenishment and collection processing is in progress, the process proceeds to the next fourth step 74, while if coin replenishment and collection processing is not in progress. The process proceeds to another fifth step 75.

In the fourth step 74 described above, the CPU 60 checks the balance,
In the fifth step 75, since neither banknotes nor coins are in the process of replenishment and collection, the CPU 60 sets the transfer, banknote deposit and withdrawal (deposit and withdrawal in transactions using currencies not in the process of replenishment and collection). Sets the balance inquiry, bookkeeping, transfer, banknote deposit and withdrawal, coin deposit and withdrawal to be transactable.

Next, in a sixth step 76, the CPU 60 displays a possible transaction screen on the CRT display 4 via the CRT control section 57 and arranges an input section of the touch panel 5 corresponding to this display.

Next, in a seventh step 77, the CPU 60 determines whether or not the transaction button has been pressed based on whether or not the customer has pressed the input section of the touch panel 5, and proceeds to the next eighth step 78 when a transaction is made. I do.

In the eighth step 78, the CPU 60 executes the corresponding transaction based on the content pressed by the input unit of the touch panel 5.

Next, in a ninth step 79, the CPU 60 determines whether or not the bill replenishment or collection processing is necessary based on the presence or absence of the near end of the stackers 46, 47, and 48 or the presence or absence of the near full of the cartridge 50. Next tenth step
On the other hand, when unnecessary, the process skips to the next eleventh step 81.

In the above-described tenth step 80, the CPU 60 outputs a bill replenishment process start trigger or a bill collection process start trigger, and executes the corresponding process.

Next, in an eleventh step 81, the CPU 60 determines whether or not coin replenishment or collection processing is necessary based on the presence or absence of the near end of the stackers 28 to 33 or the presence or absence of near full of the collection box 24. 12th step of 82
On the other hand, when unnecessary, the process returns to the first step 71 described above.

In the twelfth step 82, the CPU 60 outputs a coin replenishment processing start trigger or a coin collection processing start trigger, and after executing the corresponding processing, returns to the first step 71 described above.

In short, when the coin processing unit 12 needs to be replenished and collected, the above-described CPU 60 continuously drives the bill processing unit 13 to enable transactions using bills, while the CPU 60 replenishes and collects the bill. When the need arises, the above-described CP 60 continuously drives the coin processing unit 12 to enable transactions using coins.

As a result, when it becomes necessary to replenish and collect one of coins and banknotes, it is possible to perform transactions with the other currency that is not being replenished and collected while performing replenishment and collection processing of the currency by a staff member. In addition, there is an effect that the operation rate of the apparatus can be improved, and since there is no waiting time for the customer, there is an effect that the serviceability can be improved.

In correspondence between the configuration of the present invention and the above-described embodiment, the cash transaction apparatus of the present invention corresponds to the automatic teller machine 1 of the embodiment, and similarly, the control means corresponds to the CPU 60, The present invention is not limited only to the configuration of the above embodiment.

[Brief description of the drawings]

 BRIEF DESCRIPTION OF THE DRAWINGS The drawings show an embodiment of the present invention; FIG. 1 is an external perspective view of an automatic teller machine, FIG. 2 is a functional configuration diagram of a coin processing unit, FIG. The figure is a control circuit block diagram, and FIG. 5 is a flowchart. 1 Automatic deposit machine 12 Coin processing unit 13 Banknote processing unit 60 CPU

Claims (1)

(57) [Claims] 1. A cash transaction apparatus for independently driving a coin processing section and a bill processing section, wherein when any one of the processing sections needs to be replenished or collected, the processing section of each of the processing sections is operated. A cash transaction device provided with control means for continuously driving the other.