JPS5842517B2 - Automatic cash withdrawal device for counters - Google Patents

Description

DETAILED DESCRIPTION OF THE INVENTION The present invention relates to an automatic teller machine that is installed at a teller counter of a bank, for example, and that automatically handles the withdrawal of banknotes.

For example, there are various types of counter operations in financial institutions such as banks, but for example, deposit withdrawal operations are currently all performed manually by bank employees.

That is, when withdrawing money, the bank takes the bankbook and slip from the customer, counts the amount written on the slip from the cash prepared, writes it in the withdrawal passbook, and hands it to the customer along with the cash.

Therefore, when bank staff at a bank counter receive a request for withdrawal from a customer, they first sort the money by denomination, inspect and count each denomination, and if necessary write the amount for each denomination on the slip. It requires a lot of effort, such as compiling the results of the above inspection and counting and confirming that the results match the customer's requirements.

In this way, cash handling operations at counters are extremely complicated.
The physical and mental burden placed on bank employees is enormous, and there is a strong demand for mechanization of these tasks.

This invention was made based on the above circumstances, and its purpose is to be able to automatically perform banknote withdrawal operations at counters, to be easy to operate, and to improve the physical and mental health of bank employees. To provide an automatic cash withdrawal device for a counter, which can reduce the burden on customers, simplify the device, and reduce installation space by allowing a plurality of tellers to share a cash withdrawal safe.

The present invention will be explained below based on an embodiment shown in the drawings.

Figures 1 and 2 show the entire automatic teller deposit/withdrawal device installed at a teller counter of a bank, etc. To explain the general structure, 1 is a counter that separates the teller side 2 and the customer side 3. A partition wall 5 having a space chamber 4 is provided at a lower portion extending in the longitudinal direction.

There is a counter 1 on the teller side 2 extending in the longitudinal direction of the counter 1.
A table 6 with a step is provided.

Further, an automatic withdrawal device 7 is provided at one longitudinal end of the counter 1.
A plurality of automatic deposit devices 8a t are installed at the bottom of the table 6 at predetermined intervals in the longitudinal direction.
8 b r8c is placed.

Command devices 9a, 9b are placed on the table 6 corresponding to these automatic deposit devices 8a, sb, 8c.
, 9c are placed.

On the other hand, in the space chamber 4 of the partition wall 5, there is provided a shared transfer device 10 for dispensing money, one end of which is connected to the automatic dispensing device 7.

Furthermore, below this common conveyance device 10 for withdrawal, a common conveyance device 11 for depositing money is arranged, and one end of this is connected to a safe 50 for depositing money.

Moreover, each of the above-mentioned command devices 9a is located in the middle of the common conveyance device 10 for dispensing money.

9b, 9c and corresponding sorting devices 12a, 12b.

12c is provided, which corresponds to each command device 9a +
It is designed to be connected to withdrawal ports 13a, 13b, and 13c provided on the table 6 located next to 9b and 9c.

Further, 14 is a control device, which is the command device 9a, 9
In response to instructions from b, 9c, automatic withdrawal device 7, automatic deposit device 8a, ab, 8c, and sorting device 12a-,
12b, 12c, etc. are controlled.

Next, details of each of the above-mentioned devices will be explained in order. First, the automatic dispensing device 7 is configured as shown in FIG. 3.

In other words, 15 is a case body, and in the front part of this body 15 there is a storage part 17 for a withdrawal safe, for example, a magazine case 16.
is provided.

The magazine case 16 is composed of, for example, banknote storage boxes 18a to 18d stacked in four stages.
These can be moved left and right on rollers 19a to 19d provided at the bottom thereof.

Banknotes P of different denominations are stored in the storage boxes 18a to 18d in an upright position.

That is, in this embodiment, the storage box 18a has one 500 yen bill, the storage box 18b has one 1000 yen bill, and the storage box 18c has five.
000 yen notes and 10,000 yen notes are stored in the storage box 18d.

A takeout port 20 is provided at one end of each of the storage boxes 18a to 18d to take out banknotes P one by one.

Further, although this magazine case 16 is not shown, the storage section 1
It can be moved up and down by the lifting mechanism installed in 7.
Desired storage boxes 18a to 18d can be taken out to face the takeout section 21.

A take-out device, such as a take-out rotor 22, is rotatably disposed in the take-out portion 21.

On the rotational direction side of the take-out rotor 22, a conveyance path 25 is provided which is made up of a plurality of rollers 23... and belts 24, 24 wrapped around these rollers 23....

A light source 26a and a light receiving element 26 are provided in the middle of this conveyance path 25.
A detector 26 consisting of a detector 26 and a detector 26 is provided to detect when the banknotes P are piled up by the takeout rotor 22.

Furthermore, a gate 27 which is activated by a signal from the detector 26 is provided at the discharge end of the conveyance path 25, and a pair of branch paths 28a and 28b are provided opposite this gate 27.

One branch path 28a communicates with the shared transfer device 10 for dispensing money, and the other branch path 28b communicates with a removal port 29 recessed in the upper part of the case body 15.

Therefore, the bank note P taken out by the take-out rotor 22 is transferred to the detector 26 while being conveyed via the conveyance path 25.
The presence or absence of stacking is checked, and at the same time, the number of sheets to be taken out is counted, and then the sheets are carried into the common conveyance device 10 via the branch path 28a.

At this time, if the take-out rotor 22 overlaps the take-out rotor 22, the direction is changed by the gate 27 and the branch path 28
b and is carried into the exclusion port 29.

Further, 30 is an opening/closing lid of the removal port 29, and 31 is an opening/closing door for taking in and taking out the magazine case 16.

Further, the automatic deposit devices 8a to 8c are configured as shown in FIG.

That is, 32 is a case body, and a supply port 33 consisting of a recess is provided in the upper part of the case body.

Then, the banknotes P to be deposited can be deposited all at once, stacked one on top of the other.

Further, on one side of the supply port 33, a take-out rotor 34 facing the bank note P is rotatably provided.

A conveying path 35 is provided on the rotational side of the take-out rotor 34 for conveying the bank note P while holding it therein, and this conveying path 35 is arranged in a U-shape, and its unloading end extends to the front part of the case body 32. .

A detector 36 is provided in the middle of the conveyance path 35 to optically perform authentication of banknotes P, discrimination of denomination, detection of overlapping, and counting of amounts.

A gate 37 which is activated in response to a signal from the detector 36 is provided at the discharge end of the conveyance path 35, and branch paths 38a and 38b are provided which branch upward and downward from this gate.

One branch path 38a is a connecting path 3 made of a belt.
9 communicates with the shared transfer device 11 for depositing money, and the other branch path 38b communicates with a discharge port 40 that opens on the teller side 2.

Among the banknotes P taken out by the takeout rotor 34, counterfeit banknotes, expired banknotes, and stacked banknotes are detected by a detector 36 and transported into a removal port 40.

In addition, 41 is an inspection lid, which indicates that the total amount of money received is the command device 9a.
If the teller has any objections to what is displayed in ~9c, he can take out the banknote P and examine it.

Further, the shared conveyance device 10 for withdrawal and the shared conveyance device 11 for deposit are configured as shown in FIGS. 2 and 5.

That is, 42 is a horizontal belt that conveys the bank note P in a horizontal state, and this belt communicates via a twisting belt 43 with a vertical belt 44 that conveys the bank note P in a vertical state.

This vertical belt 44 is disposed in the space chamber 4 in the partition wall 5 in the longitudinal direction of the counter 1, and is used to carry a predetermined amount of banknotes P through the horizontal belt 42 and twist belt 43. While holding it between a pair of belts,
It is designed to be transported.

Sorting devices 12a, 12b, and 12c are provided at predetermined intervals in the longitudinal direction of this vertical belt 44.

These sorting devices 12a, 12b, 12c are each composed of gates 45 of the same structure, and communicate with the withdrawal ports 13a, 13b, 13c provided on the table 6 via branch paths 46a, 46b, 46c, respectively. There is.

In addition, the shared transfer device 11 for depositing is connected to the space chamber 4 of the partition wall 5.
Inside, it consists of a mounting belt 47 stretched horizontally over the longitudinal direction of the counter 1, and a rising part 48 is provided at one end of the mounting belt 47.

A holding belt 49 is provided on the placing belt 47 located on the rising portion 48 and overlaps with the holding belt 47, so that the bank note P is conveyed while being held therebetween.

Furthermore, a deposit safe 50 for storing banknotes P to be carried in is provided at a lower portion of the placing belt 47 facing the conveying end.

This deposit safe 50 is provided with a receiving plate 51 that is movable up and down, and this is connected to a wire 52 that runs in conjunction with a motor 52a.
b, so that it can be raised and lowered.

Further, a height detector 53 consisting of a light source 53a and a light receiving element 53b is provided at the upper part of the deposit safe 50, and detects the height of the banknotes P stacked on the receiving plate 51. is designed to be controlled.

Further, the command devices 9a, 9b, 9c are constructed as shown in FIG.

That is, 54 is a main body of the command device, which is provided with a numeric keypad 55, function keys 56, and a display section 57 for displaying key-in results and commands from the control device 14.

Also, at the rear of the main body 54, there is a printing section 5 for printing passbooks, slips, etc.
9 and a journal printing section 60 are provided.

Further, the control device 14 is configured as shown in FIG.

That is, 61 is a central control unit that controls the entire device, and 62 is a central control unit that controls the entire device.
1 is a dispensing control section that controls the automatic dispensing device 7, and is connected to a conveyance control section 63 that controls stopping of the belt, gate, etc. of the common conveyance device 10 for dispensing money.

Similarly, 64 is an automatic deposit device 8a, 8b, 8c.
This is a deposit control section that controls the deposit control section 65, which is connected to the conveyance control section 65 that controls the belt and the like of the shared conveyance device 11 for deposit.

Reference numeral 66 denotes a command control unit corresponding to the command devices 9a, 9b, and 9c, which calculates the total amount based on the key-in of the numeric keypad 55 or the function key 56, displays it on the display unit 57, and displays it on the print unit 57. 60 is also controlled.

Further, the command control section 66... is connected to the withdrawal control section 62 and the deposit control section 6 through the central control section 61, respectively.
It is designed to send a command signal to 4.

In this case, the central control unit 61 controls each command control unit 66...
・Receives and orders information from multiple sources, and temporarily stores the necessary information when there are multiple requests for information at the same time.

Reference numeral 67 denotes a determining section, which includes a temporary storage section 68 so that only one signal from the command control section 66 can be understood at a time.

Further, this discriminator 67 includes detectors 26, 36 of the automatic withdrawal device 7 and the automatic deposit devices 8a, 8b, 8c.
The results of the inspection (overlapping detection in the detector 26, authenticity determination, denomination determination, and overlap detection in the detector 36) are inputted via the converter 69, and the inspection results are discriminated and sent to the center. The money is sent to the control unit 61, and the withdrawal control unit 62 and the deposit control unit 64 are selectively controlled.

Next, the operation of the automatic teller deposit/withdrawal device configured as in the above embodiment will be explained.

This device has a plurality of windows along the longitudinal direction of the counter 1, and command devices 9a + 9b t correspond to the windows.
9c and withdrawal ports 13a, 13b, 13c and automatic deposit devices 8a, ab, 8c, not only can deposits and withdrawals be made at each counter, but these operations can also be performed in parallel at multiple counters. .

That is, to explain the case where A withdraws money at a counter, the teller first receives the deposit passbook 58 and refund slip from the customer over the counter 1, and then transfers the passbook 58 to the command device 9.
a, and input the amount written on the slip into the numeric keypad 55 and the denomination into the function key 56, and the key-in result is sent to the withdrawal control section 62 via the central control section 61. give.

For example, if the commanded amount is 68,000 yen, the magazine case 16 of the automatic dispensing device 7 is moved up and down by the operation of the lifting mechanism.

First, when the take-out port 20 of the storage box 18d in which banknotes P of 10,000 yen are stored faces the take-out rotor 22, the vertical movement of the magazine case 16 is stopped.

In this state, when the take-out rotor 22 rotates, the bank notes P in the storage box 18d are taken out one by one from the front end while being vacuum-adsorbed.

The taken out bank note P is conveyed by the conveyance path 25 toward the conveyance end.

At this time, when the banknotes P are taken out one by one by the takeout rotor 22, they are carried out to the shared transfer device 10 for withdrawal through the regular branch path 28a, but when they are taken out in piles at the time of takeout, The detector 26 detects this and supplies the information to the withdrawal control section 62, which rotates the gate 27 according to the information.

Therefore, the stacked banknotes P are discharged into the removal port 29 through the branch path 28b without being counted.

In this way, when six 10,000 yen banknotes P equivalent to 60,000 yen are discharged onto the horizontal belt 42 of the shared conveyance device 10, since the horizontal belt 42 is stopped, they are stacked on the belt. Wait in a state where the

Next, the magazine cane 16 is operated again to take out the storage box 18c in which banknotes P of 5,000 yen are stored and make it face the rotor 22.

Then, by repeating the same operation as above again, 5
One 5,000 yen bank note P corresponding to 0,000 yen is stacked on top of the bank note P waiting on the horizontal belt 42.

When this is completed, the magazine case 16 is activated again and the storage box 18b in which banknotes P of 1,000 yen are stored.
Take it out, place it facing the rotor 22, and repeat the same operation as above to create three 10 pieces worth 3,000 yen.
00 yen banknotes P are taken out and further stacked on top of the banknotes P waiting on the horizontal belt 42.

This means that banknotes P with a total amount of 68,000 yen have been taken out onto the horizontal belt 42.

When the specified amount is reached in this way, the horizontal belt 4
2 starts running in response to a signal from the conveyance control section 63, and the taken-out banknote P of 68,000 yen is conveyed to the vertical belt 44 via the twisting belt 43, which is constantly running in a stacked state.

The bank note P is then conveyed toward the counter A that sent the withdrawal signal command.

At this time, since the gate 45 constituting the sorting device 12a corresponding to the counter A is rotating in response to a signal from the conveyance control unit 63, the direction of the bank note P is changed by the gate 45 and guided to the branching path 46. The money is discharged to the withdrawal port 13a.

Therefore, banknotes P of 68,000 yen, which corresponds to the amount initially commanded by the command device 9a, are dispensed into the withdrawal port 13a in a stacked state.

Then, the teller takes out the bank note P from the withdrawal port 13a,
You can hand it to the customer without having to count it.

Of course, the amount counted at this time is displayed on the display section 57 of the command device 9a, and at the same time is printed and recorded on the bankbook 58, journal tape, etc. in the printing section 59,60.

Also, to explain the case where a deposit is made at counter B in parallel with the withdrawal operation as mentioned above, the teller receives the bankbook 58 from the customer.
, take the deposit slip and banknotes P such as cash, and passbook 5.
8 is set on the printing section 59 of the command device 9b in the same way as when dispensing money.

Next, the banknotes P received from the customer are put in a batch into the supply port 33 of the automatic deposit device 8b.

Then, when an operation start signal is given to the automatic deposit device 8b, the take-out rotor 34 rotates, and the bank notes P in the supply port 33 are vacuum-adsorbed and taken out one by one from the front end thereof, and are taken out from the conveyance path 3.
5 toward the unloading end.

At this time, a detector 36 is provided in the middle of the conveyance path 35, which verifies the authenticity of each banknote P being conveyed, determines the denomination, detects overlapping, and counts the amount, and converts the information into a converter 69. The information is then sent to the determining section 67 for determination.

This determination result is sent to the deposit control unit 64 via the central control unit 61.
If a counterfeit bill, an expired bill, or a duplicate bill is found, the gate 37 is rotated and the bill is discharged to the removal port 36 via the branch path 38b.

Then, only the genuine banknotes P are counted, and the branching path 38
It is carried out onto the communication path 39 via a.

At this time, since the connecting path 39 is stopped, the items are temporarily accumulated on this connecting path 39, and when the transaction is completed, the connecting path 39 starts running.

Therefore, the deposited banknotes P are carried out from the communication path 39 to the shared transfer device 11 for deposits in a stacked state.

This common conveyance device 11 has a horizontally stretched loading belt 4.
7, the bank note P is placed on the placing belt 47 and directed toward the rising section 48.

In the ascending section 48, the bank note P is held and conveyed while being prevented from slipping by the placing belt 47 and the presser belt 49, and is dropped into the deposit safe 50 from the delivery end thereof.

A receiving plate 51 is provided in the deposit safe 50, and banknotes P are stacked on the receiving plate 51 by receiving banknotes P.

At this time, the height of the stacked banknotes P is detected by the height detector 53, and when the height reaches a predetermined height, the motor 52 rotates to lower the receiving plate 51 so that the banknotes P are not always received. The position is fixed.

In this way, when all the banknotes P inserted into the supply port 33 are taken out and counting is completed, the amount count is displayed on the display section 51 of the command device 9b, and at the same time, the amount is displayed on the printing section 59.
At 60, the information is printed and recorded on the bankbook 58, journal tape, etc.

In addition, the teller visually re-appraises the banknotes P ejected into the removal slot 29-40 at the time of withdrawal and deposit, and in the case of duplicated banknotes P, inserts them again and determines whether the counterfeit banknotes have expired or not. Alternatively, take appropriate action on dirty tickets.

In addition, in the above embodiment, three
Although the number of counters A, B, and C can be set up so that deposits and withdrawals can be made at each counter, the number of counters may be increased if necessary. By having the device contact multiple points of contact,
The deposit may be made using another device.

As explained above, this invention can automatically perform all the withdrawal operations at the counter, which were conventionally done manually, and can be done accurately and efficiently, eliminating the need for complicated counter operations even when withdrawing large amounts of money. Since there is no teller, the physical and mental burden on the teller can be reduced, and since the withdrawal safe is shared by multiple tellers, only one withdrawal device is required, simplifying the overall system. The installation space is small, and the practical value is a dog.

[Brief explanation of the drawing]

The drawings show one embodiment of the present invention, and FIG. 1 is a perspective view of the entire depositing and withdrawing device, FIG. 2 is a schematic perspective view showing the internal structure of the entire depositing and withdrawing device, and FIG. 3 is an automatic withdrawal device. FIG. 4 is a schematic vertical side view of the automatic deposit device, FIG. 5 is a schematic vertical front view of the shared conveyance device, FIG. 6 is a perspective view of the command device, and FIG. FIG. 2 is a block diagram of a control device. 9a-9c...Command device, 10...Common conveyance device, 12 a-12c...- Sorting device, 13
a13c... Withdrawal port, 14... Control device, 16... Withdrawal safe (magazine case),
22... Take-out device (take-out rotor), P...
...Bank notes.

Claims (1)

[Claims] 1. A withdrawal safe that stores banknotes set by denomination, a takeout device that takes out banknotes from the withdrawal safe, and a withdrawal device that transports the banknotes taken out by the takeout device and transports the banknotes between the teller side and the customer. a shared conveyance device constituting a counter that partitions the side, a plurality of command devices installed on the teller side across the conveyance direction of this shared conveyance device, and a banknote installed at an intermediate part of the shared conveyance device to be conveyed. comprising a sorting device that discharges the liquid to a dispensing port provided on the teller side near each of the command devices, and a control device that controls the operation of the take-out device, the sorting device, etc. in response to instructions from the command device. An automatic teller withdrawal device featuring: