JPH0127478B2 - - Google Patents

Description

DETAILED DESCRIPTION OF THE INVENTION [Object of the Invention] (Field of Industrial Application) The present invention relates to an automatic currency transaction device such as an automatic teller machine or an automatic teller machine.

(Prior Art) In recent years, automatic currency transaction devices such as automatic deposit machines and automatic teller machines have been developed and put into practical use in order to save labor in bank counter operations.

Conventionally, in this type of device, banknotes are inserted into the device through the deposit slot, and banknotes are rejected if the banknote recognition device inside the device determines that the banknotes are fraudulent or if the customer disapproves when confirming the amount. The return ticket is returned to a reject ticket return slot provided separately from the above-mentioned deposit slot.

(Problem to be Solved by the Invention) However, since the entrance and exit for banknotes during deposit processing are separate, the operation is not only cumbersome for the user, but also the rejected banknotes are Normally, re-deposit processing is performed, but at this time the user has to take a banknote from the redirect ticket return slot and insert it into the deposit slot, which is a problem that is said to be extremely troublesome. are doing.

The present invention has been made based on the above-mentioned circumstances, and its purpose is to connect a banknote receiving section that accepts banknotes inserted from a deposit slot to a banknote return section and a banknote return section that receives banknotes from a customer's request for return. It is an object of the present invention to provide an automatic currency transaction device which is configured to also serve as a return section for valid notes, and which can improve operability and automatically reprocess rejected notes.

[Structure of the Invention] (Means for Solving the Problems) In order to solve the above-mentioned problems, the present invention provides that the banknote receiving unit that accepts banknotes inserted from the deposit slot is connected to the rejected note return unit or the rejected banknotes. The system is configured to serve as both the ticket return section and the return section for returning genuine tickets based on a customer's return request.

(Function) In other words, by having the above configuration, the present invention has only one place for a customer to insert and withdraw banknotes in a deposit transaction, and thus has improved operability compared to multiple conventional systems. do. In addition, even if a rejected ticket is generated, the rejected ticket is returned to the banknote acceptance slot that accepts the banknotes inserted from the deposit slot, making it possible to reprocess it without bothering the customer, and allowing the machine to operate faster. It becomes possible to improve efficiency.

(Example) The present invention will be described below with reference to an illustrated example. In the figure, reference numeral 1 denotes a housing of an automatic teller machine as an automatic currency transaction device, and a customer service section 2 is formed on the front side of the housing 1. The customer service section 2 has a horizontal operation panel 2a formed approximately at the center in the vertical direction of the housing 1, and a vertical operation panel 2b rising along the rear edge of the horizontal operation panel 2a. The horizontal operation panel 2a has a keyboard 3,
The CRT display 4 and the deposit slot 5 are also
A card insertion slot 6, a bankbook insertion slot 7, and a withdrawal slot 8 are respectively arranged on the vertical operation panel 2b.

Also, inside the housing 1, there is a card reading device (not shown) that reads the information of the ID card inserted from the card insertion slot 6, and a card reader (not shown) that reads the magnetic stripe of the passbook inserted from the passbook insertion slot 7, and records the transaction details in the passbook. A bankbook reading/printing device (not shown) that records the amount of banknotes (banknotes) specified in the withdrawal port 8.
A dispensing mechanism (not shown) for sending out banknotes P... and a depositing mechanism 9 for depositing banknotes P... inserted into the deposit slot 5 are accommodated.

The deposit mechanism 9 is constructed as shown in FIGS. 2 and 3. That is, a banknote receiving section 10 is formed opposite the deposit slot 5. The bottom surface of the banknote receiving section 10 is inclined with the back side (the right side in the state of FIG. 2) being the inclined lower end, and a take-in roller 11 is provided on the upper surface of this inclined lower end side. . Then, the taking-in roller 11 takes in the banknotes P at the end in the banknote receiving section 10 diagonally downward one after another, and further transfers these banknotes P to the banknote discriminating device 1 via a pair of transfer rollers 12.
3. Further, the banknote discriminating device 13 that discriminates the banknotes P taken in and conveyed by the taking-in conveying means consisting of the taking-in roller 11 and the pair of transfer rollers 12 has a thickness detecting section 14,
It has a configuration including a magnetic detection section 15 and a width/length detection section 16.

Further, the starting end of the intake conveyance path 17 faces below the banknote discriminating device 13, and the banknote discriminating device 1
The banknotes P that have passed through the housing 1 are taken in and conveyed in the depth direction of the casing 1 via this take-in conveyance path 17. This intake conveyance path 17 includes a first endless conveyor belt 18 stretched almost horizontally, and second, third, and third belts stretched so as to partially contact the lower surface of the first endless belt 18. It is formed by mutually opposing surface portions of the fourth and fifth endless conveyor belts 19, 20, 21, and 22. Furthermore, the second and third
A first temporary accumulation section 23 for rejected tickets is provided at mutually opposing portions of the endless conveyor belts 19 and 20, and a second temporary accumulation section 23 for 10,000 yen notes is provided at mutually opposing portions of the third and fourth endless conveyor belts 20 and 21. A temporary accumulation section 24 for 5,000 yen notes, a third temporary accumulation section 25 for 5,000 yen notes, a third temporary accumulation section 25 for 5,000 yen notes, a third temporary accumulation section 25 for 5,000 yen notes, a temporary accumulation section 24 for 5,000 yen notes, a temporary accumulation section 24 for 5,000 yen notes, and a section where the fourth and fifth endless conveyance belts 21 and 22 are opposite to each other. A fourth temporary accumulation section 26 for 1,000 yen notes is formed at a portion of the rear door 1a that faces the inner wall surface of the rear door 1a.

Further, in the middle part of the taking-in conveyance path 17, banknotes P to be taken in and conveyed are stored in first, second, and third temporary accumulation parts 2.
First, second and third sorting gates 27, 28, 2 as sorting means selectively leading to 3, 24, 25
9 are arranged.

Furthermore, the temporary accumulation parts 23, 24, 25, 2
A midway portion of a return path 30 is opposed to the lower part of the return path 30, and the temporarily accumulated banknotes P are returned to the banknote receiving section 10 as required. This return path 30 includes a mutually opposing surface portion between the fifth endless conveyor belt 22 and the sixth endless conveyor belt 31, a mutually opposing surface portion between the fourth endless conveyor belt 21 and the seventh endless conveyor belt 32, and a third endless conveyor belt 30. , second endless conveyor belts 20, 19 and eighth endless conveyor belt 3
3, the ninth endless conveyor belt 34
and a mutually opposing surface portion of the tenth endless conveyor belt 35,
and the second, third, and fourth temporary accumulation sections 24,
It is formed by the upper surfaces of shutters 36... disposed opposite the respective outlets of the shutters 25 and 26.

Further, at the positions where the shutters 36 are disposed, there are disposed a discharging mechanism 37 for discharging banknotes P temporarily accumulated on the side of the deposit box 52 housed in the lower part of the housing 1. Each of these unloading mechanisms 37...
The No. 1 endless conveyor belt 38 and the eleventh endless conveyor belt 38 are tensioned to face each other, and the roller support arm 39 (shown in FIG. 3) moves toward and away from the eleventh endless conveyor belt 38 as the roller support arm 39 (shown in FIG. 3) rotates. and a twelfth endless conveyor belt 40, which can hold the banknotes P in a bundle and carry them out into the receiving opening 41 of the deposit box 52 in an upright position. Also,
A pushing mechanism 42 is disposed corresponding to each of the receiving openings 41, and pushes the bank note P inserted into the receiving opening 41 in the plane direction through a pusher 43.
The banknotes P are pushed into the storage chamber 45 against the urging force of the backup body 44.

Further, the temporary accumulation parts 23, 24, 25, 26
A gate 47 also serves as a pedestal for supporting the lower end surface of banknotes P sequentially supplied via an impeller 46, and a gate 47 that also serves as a pedestal supports the banknote P... whose lower end is supported by this gate 47. a guide plate 48 that supports the guide plate 48 in the same position, and a push plate 49 that is provided in a nested manner and at a substantially right angle to the guide surface of the guide plate 48 and that presses down the upper end surface of the banknotes P when the gate 47 is opened. The structure has the following features.

In the figure, 50 is a lid for opening and closing the receiving port 5, and 51 is a motor as a drive source for the conveyance system. Next, the operation of the above embodiment will be explained. First, when a customer tries to make a deposit by following the operating instructions, first press the deposit key from among the item selection keys (for example, deposit key, payment key, balance inquiry key, etc.) on the keyboard 3, and the passbook will be accepted. will be displayed on the CRT display 4.

Next, when the customer inserts their passbook into the passbook insertion slot 7, the passbook is automatically read in, and the passbook's magnetic stripe is read by a passbook reader/printer (not shown) to inquire about the account number, etc., and when the inquiry is completed, the state returns to the payment acceptance state. Then, open the lid 50 of the deposit port 5. Next, when the customer inserts the bundle of banknotes P into the deposit slot 5 and closes the lid 50, a detector (not shown) detects the lid 5.
0 is detected, the take-in roller 11 starts intermittent rotation and takes in one sheet at a time. Imported bank note P
The thickness is detected when the banknote passes through the banknote discrimination device 13,
Magnetism detection, width and length detection are performed, and the presence or absence of overlapped banknotes is determined, the authenticity of the banknotes is determined, and the banknotes are counted. Intake conveyance path 1
7 and are temporarily accumulated in the first temporary accumulation section 23. Furthermore, among the banknotes P that are correctly identified as genuine notes, for example, if there are 10,000 yen, 5,000 yen, and 1,000 yen, the 10,000 yen notes are sorted by the second sorting gate 28 and sent to the second banknote. It is temporarily accumulated in the accumulation section 24. Similarly, 5,000 yen notes are transferred to the third temporary accumulation section 25 at the third sorting gate 29, and 1,000 yen notes are transferred to the intake conveyance path 1.
7, and are temporarily accumulated in the fourth temporary accumulation section 26.

On the other hand, when a detector (not shown) detects that all the banknotes P inserted from the deposit slot 5 have been taken in, the taking-in roller 11 stops intermittent rotation and ends the taking-in process.

Next, when the rejected tickets P... are accumulated in the first temporary accumulation section 23, the push plate 49 is moved downward while the gate 47, which also serves as a cradle and supports the lower end of the rejected tickets P..., is opened. Moving. Then, the temporarily accumulated rejected notes P... are fed into the return path 30 and returned into the bank note receiving section 10.

When the rejected notes P... are returned to the banknote receiving section 10, the take-in roller 11 starts to rotate intermittently in the same manner as described above, and the rejected notes P... are taken in one by one and are again judged for authenticity by the banknote discrimination device 13. etc. will be carried out.

As a result of repeating the above process two or three times, if a rejected note P is still found, this rejected note P is returned to the banknote acceptance unit 10 from the temporary accumulation unit 23 through the return path 30 in the same manner as described above. At the same time, the lid 50 of the deposit port 5 opens and the deposit is returned to the customer. At this time,
For example, the CRT display 4 may read, ``We will return banknotes that cannot be read by machines, so please ask at the counter.''
By displaying this, the customer is asked to pick up the rejected note P in the banknote accepting section 10 provided opposite the deposit slot 5.

Therefore, the device performs the process of determining the authenticity of the rejected banknotes P two to three times, thereby reducing errors.On the other hand, the customer only has to insert and remove banknotes P once.
The operation is simple and easy to understand because it only needs to be done once, and the number of manual operations is reduced, so the transaction time can be shortened.

Next, the customer transfers the exclusion ticket P from the deposit slot 5.
If a detector (not shown) detects that ... has been removed, or if there is no exclusion ticket P..., the received amount is displayed on the CRT display 4 at this stage and the amount is approved using the keyboard 3. The information is input by having the customer press the approval key. If the user does not approve, the user will be asked to press the disapprove key.

When the approval key is pressed, as shown in FIG. 3, the gate 47 that also serves as a pedestal, the roller support arm 39 of the ejection mechanism 37, and the shutter 36 forming a part of the return path 30 transfer the banknotes P to the deposit box 52. It operates in a state where it can be carried out to the side. Next, push plate 49
moves in the direction of the arrow to push out the banknotes P..., and the banknotes P... are carried into the receiving opening 41 of the deposit box 52 via the carrying-out mechanism 37. The banknotes P carried into the receiving opening 41 are then stored into the storage chamber 45 by the pushing mechanism 42. The above-mentioned storage operation and storage period from the temporary accumulation parts 24, 25, 26 to the storage room 45 of the deposit box 52 is 10,000 yen, 5
In the case of 1,000 yen and 1,000 yen, they are the same.

Further, when the non-approval key is pressed, the gate 47 and push plate 49 operate in the same way as in the case of approval, but the roller support arm 39 of the discharge mechanism 37 and the shutter 3
6 remains in the state shown in FIG. 2, banknotes P of 10,000 yen, 5,000 yen, and 1,000 yen are all returned to the banknote acceptance slot 10 through the return path 30, and the lid of the deposit slot 5 is closed. 50 will be opened and returned to the customer.

With the above, the processing of the bank note P... is completed, and if it is approved, the details of the transaction are recorded in the passbook using a passbook reading/printing device (not shown), and the passbook is returned to the passbook insertion slot 7 to complete the deposit transaction. It turns out.

In the above-mentioned embodiment, the automated teller machine is used as an automated teller machine, but it goes without saying that the automated teller machine may also be used as an automated teller machine. In addition, the configuration has been designed to have multiple valid bill temporary accumulation sections, safe deposit box storage sections, sorting gates, etc., so that 10,000 yen notes, 5,000 yen notes, and 1,000 yen notes can be deposited separately, but this is limited to this. It's not a thing. In addition, it goes without saying that the present invention is not limited to the above-described embodiments, and that various modifications can be made without departing from the gist of the present invention.

(Effects of the Invention) As explained above, the present invention is such that the banknote accepting unit that accepts banknotes inserted from the deposit slot is connected to the rejected ticket return unit or the rejected ticket return unit for return based on the customer's return request. The structure is such that it also serves as a return section for genuine bills. Therefore, there is only one place for a customer to put in and take out banknotes during a deposit transaction, and the operability is improved compared to the conventional ones. In addition, even if a rejected ticket is generated, the rejected ticket is returned to the banknote acceptance slot that accepts the banknotes inserted from the deposit slot, making it possible to reprocess it without bothering the customer, and allowing the machine to operate faster. This has the effect of making it possible to improve efficiency.

[Brief explanation of drawings]

The drawings show one embodiment of the present invention; FIG. 1 is an external perspective view, FIG. 2 is a partially cutaway side view of the deposit mechanism, and FIG. 3 is a side view showing the main parts of the deposit mechanism. It is a diagram. 13...Banknote discrimination device, 17...Intake conveyance path, 2
3, 24, 25, 26...temporary accumulation section, 27, 2
8, 29... Sorting gate, 30... Return path, 52... Safe deposit box, P... Bank note, 9... Deposit mechanism, 10... Bank note receiving section, 11... Taking roller, 12... Transfer roller pair.

Claims (1)

[Scope of Claims] 1. A deposit slot into which banknotes for deposit are deposited all at once; a banknote receiving section provided in the deposit slot for accepting banknotes inserted therein; A receiving and transporting means that sequentially takes in and transports banknotes, a banknote discriminating device that discriminates banknotes that are taken in and transported by this receiving and transporting means, and a normal note and a rejected note based on the discrimination results of this banknote discriminating device. a sorting means for sorting into banknotes, a temporary stacking unit for correct notes and a temporary stacking unit for rejected banknotes, which temporarily accumulate the banknotes sorted by the sorting means; a safe, a return unit that returns rejected notes accumulated in the rejected note temporary accumulation section and fit notes accumulated in the correct note temporary accumulation section to the banknote acceptance section, and a selection input for approval/disapproval of deposit transactions. and an input means for returning the rejected banknotes accumulated in the rejected banknote temporary accumulation section to the banknote acceptance section through the return route and when disapproval is selected by the input means, the genuine banknotes are returned to the banknote accepting section. The correct banknotes accumulated in the temporary accumulation section are returned to the banknote acceptance section by the return section, and when approval is selected by the input means, the fit notes accumulated in the temporary accumulation section are stored in the safe. An automatic currency transaction device characterized by: