JPH0330179B2 - - Google Patents

Description

[Detailed Description of the Invention] <Technical Field, Object of the Invention, and Structure of the Invention> The present invention provides a personal account that allows an individual to manage the status of deposits and withdrawals in the account, such as when writing a check or making a deposit. This relates to deposit/withdrawal management devices (including complex devices with calculators, clocks, etc.), and in particular those with a configuration that allows the number and amount to be registered for each check. The purpose of this invention is to provide a personal account deposit/withdrawal management device that allows for more accurate account management by allowing the registration of checks once cut as well as the cancellation of checks once cut. The device has a structure in which a number and amount can be registered for each check, and includes a registration storage means having a plurality of transaction information sections each consisting of a first area and a second area, and each time a check is cut, information is stored in the first area. check number,
means for registering the check amount in the second area; means for registering a predetermined code representing the deposit in the first area and the deposit amount in the second area each time a deposit is made; and a check cancellation operation. To provide a personal account management device based on the above, characterized in that it is provided with means for converting the contents of the amount area of the check into a predetermined code representing cancellation. <Examples> Hereinafter, the present invention will be described in detail based on Examples. FIG. 1 is an external view of a personal account deposit/withdrawal management device according to an embodiment of the present invention. In the figure, a main body 1 is provided with a dot matrix liquid crystal display 2 and an input key 3. A case 4 has the main body 1 attached thereto, and is also provided with a card holder 5 for storing a plurality of credit cards and for fixing a personal check spelling 6, and a holder 8 for fixing a ballpoint pen 7. A terminal 1a for connecting external equipment is formed on the side of the main body 1, and a printer 9, which is an optional device, can be connected to this terminal 1a. The input keys 3 include a numerical key 3a, a function key 3b for performing arithmetic operations and reading and writing to memory, and a function key 3c for inputting transaction information. Function key 3
c is the YES key and NO key used to check whether the displayed content is correct or incorrect, the HELP key used when the usage status of the device is unknown, and the ENTER key used when entering transaction information.
It consists of a key. FIG. 2 shows an example of the display state on the display 2. FIG.
The first number 1012 represents the check number.
The next 1055.89 represents the check amount ($). Furthermore, the next 1175.42 represents the current balance. FIG. 3 shows the display state when determining the operating mode of the device. This display state is formed when the power is turned on, and inquires whether the operating mode is check mode, credit card mode, or calculator mode. The keys 7, 8, 9, ÷, and C/ON of the input key 3 are arranged at the positions shown in the figure when this inquiry is displayed. The operation mode is determined by turning on either the input keys 7, 9 or the C/ON key. That is,
Turn on the 7 key for check mode, turn on the 9 key for credit card mode, and C/C mode.
If you turn on the ON key, the calculator mode will be selected. FIG. 4 shows the display state displayed when any one of the five types of credit cards A to E is selected.
Each of the five types of keys at this time is as shown in the figure.
It is located directly below the displayed positions of A, B, C, D, and E. Therefore, for example, if the 7 key is turned on, card A is selected, and if the ÷ key is turned on, card D is selected. FIG. 5 is a block diagram of the deposit/withdrawal management device of this embodiment. The CPU 20 has a ROM 2 that stores programs.
1. RAM 22, which stores transaction information and other work areas and flags are allocated, is connected to the bus, and input data from input key 3 is sent to I/O 23.
is taken into the CPU 20 via. Further, the display data is displayed on the display 2 via the I/O 23. Note that the auto clear key ACL and external terminal E are connected through I/O 23. FIG. 6 is a memory map of the main parts of the RAM 22. Area MA constitutes a storage means for registering transaction information, and has 30 areas including a first area N for storing a check number (check number) and a second area M for storing the amount of the check number (check amount). Equipped with a register (transaction information department). Note that n indicates an area indicating NO in the register. The area MB is composed of five memories that store the cumulative amounts used for each of the five types of cards A to E. Area MC consists of four registers O, P, Q, and R. Register O stores the opening balance, which is the amount carried over from the previous month. Register P stores the current balance, which is the current balance. Register Q stores the minimum balance, which is the minimum deposit balance of the account. The minimum balance is the minimum amount of money you have in your bank account that allows you to write a check without being charged a fee by the bank. Register R
memorizes the last check number. Area MD is composed of four registers for calculations X, Y, Z, and W, and a memory M for storing calculation data. Area ME consists of counters n, d, b,
Counter n specifies the address of the 30 registers in area MA above, and counters d and b are described later.
Used when executing RECONCILE mode (deposit/withdrawal matching routine). Next, the operation of the deposit/withdrawal management device having the above configuration will be explained with reference to the flowcharts from FIG. 7 onwards. FIG. 7 shows the main routine. First, when the battery is inserted, the steps
Initialization subroutine INT is executed at n0 (hereinafter step ni is simply referred to as ni). In this initialization subroutine INT, the opening balance, current balance, minimum balance, and last check No. necessary for deposit/withdrawal management are stored in the area MC of the RAM, respectively. FIG. 8 shows a flowchart of this initialization subroutine. At n30, a memory reset is performed. The areas to be reset are all the areas shown in FIG. Next, select “HELLO NICE” from n31 to n33.
MEET”“TO YOU.I′M YOUR”
The content of the greeting from "PROPERTY MANAGER" is displayed in three stages at intervals of 0.5 to several seconds. When this display is finished, press “OLEASE” on n34 and n35.
ENTER""OPENINGBALANCE" is displayed, prompting the user to input the opening balance, which is the actual balance of the bank account at the end of the previous month. Subroutine E6 of n36 is a subroutine that stores the amount entered using the input key in register X. Fig. 9 shows a flowchart of this subroutine E6.First, at n70, "AMOUNT=" is displayed to prompt the user to input the amount using the numerical keys.The numerical data inputted from the input key 3 at n71 is ,
It is stored in register X, and its contents are displayed on display 2 at the same time. Numerical data input until the ENTER key is operated is stored in register X, and returns at the stage when the ENTER key is operated. In n35 of FIG. 8, the opening balance input is being waited for, so subroutine E6 of n36
At the stage of execution, the opening balance is stored in register X. At n37, the contents of this register X are transferred to register O where the opening balance is registered. And “THANK YOU” “PLEASE ENTER” on n38~n40
Displays “MINIMUM BALANCE” and then prompts you to input the minimum balance. Similar to n36 above, the minimum balance is subroutine E6 of n41.
is stored in register X by Further, the minimum balance stored in this register X is transferred to register Q. “THANK YOU” “PLEASE ENTER” on n43 and n45
“LAST CHECK No.” is displayed and prompts you to enter the last check number. Then, store the last check number in register X in subroutine n46, and n47
The contents are transferred to register R. Also, n48
~n50, “THANK YOU” “PLEASE”
ENTER""CURRENTBALANCE" is displayed to prompt the input of the current balance. When the contents are input at n51, the input current balance is transferred to the register P at n52.
After storing the opening balance, minimum balance, last check No., and current balance in registers O, Q, R, and P as described above, next, "THANKS" is stored in n53 and n54.
Display your gratitude by saying “YOUR CO-OPERETION”. Furthermore, in order from n55 to n59, “OPN BAL×××
×． ××”“MIN BAL××××. ××”“LAST
No.××××” “CRNT BAL××××. XX”
“OK?” is displayed, prompting you to confirm whether the entered information is correct. If these four types of data are entered correctly, the operator can
Turn on the YES key. If it's not correct then NO
Turn on the key. If the NO key is turned on, it returns to n34 and prompts for input from the opening balance again. Then, when the YES key is turned on and the input is completed, the process returns to the original main routine.
Furthermore, although not shown in the flowchart,
If neither the YES key nor the NO key is turned on within a predetermined time after n59 starts displaying "OK?", it is assumed to be YES and returns to the main routine. In this way, by displaying a series of data (current balance, opening balance, minimum balance, last check No.) necessary when executing the check mode together with the type, the operator can immediately check the correct data. It is possible to check whether the data has been correctly input to the register to be stored. In n1 of the main routine, “CHECK?ARD?
CALL? (See Figure 3). This display state is now <ST>. As mentioned above, this <ST
> state is a state that prompts determination of the operation mode of the deposit/withdrawal management device. The operation mode is determined by operating one of three input keys, 7, 9, or C/ON. n3
~n5 is this decision step. When the HELP key is operated in the <ST> state, n2~
Execution of subroutine H1 of n6 begins. FIG. 10 is a flowchart of this subroutine H1. In this subroutine H1, first
“WOULD YOU USE” in n80 and n81
“FOR CHECK BOOK” is displayed to inquire whether to use this device in check mode. At n82, it is determined whether the YES key or the NO key has been operated, and if the YES key has been operated, the process advances to the main routine n8 of FIG. NO.
If it is a key, proceed to n83, and in n83 and n84,
“WOULD YOU USE” “FOR CARD
"MEMORY" is displayed to inquire whether or not to use this device in credit card mode.If the YES key is pressed in n85, the process advances to n14 of the main routine in Figure 7.If the NO key is pressed, the process advances to n86. Go on, n86, n87,
“WOULD YOU USE” “FOR
"CALCULATION" is displayed and asks whether to use this device as a calculator.Then
If the YES key is operated at n88, the process advances to n7 of the main routine in FIG. If the NO key is operated, the process returns to n1 <ST> of the main routine in FIG. In this way, in subroutine H1, the operation mode is determined based on the type of interaction with the device.
Therefore, if the operator does not know how to use this device, he or she can easily set the operating mode by interacting with the device itself by operating the HELP key. Returning to the main routine of FIG. 7, if the 7 key is operated in the <ST> display state, the check mode is selected and the process advances to n8. In n8, “WRITE”
CHECK? ” and asks whether to write a check. If so, proceed to n20 and execute subroutine WCK. If not, proceed to n10 and ask “DEPOSIT?”. ” is displayed and an inquiry is made as to whether or not to make a deposit. If the YES key is operated, the process advances to n19 and subroutine DEP is executed.
If not, proceed to n12 and select “RECONCILE?”
will be displayed and you will be asked whether or not you would like to check the previous deposits and withdrawals. If the YES key is operated, the program advances to step 18 and executes the subroutine REC.
Otherwise, return to <ST> of n1. Also n9,
If the HELP key is operated at n11 or n13, the state immediately returns to the <ST> state of n1. On the other hand, if the 9 key is operated in <ST> state, n4
→Proceed to n14. As described above, the operation of the 9 key selects the credit card mode. n14 first displays "CHARGE CARD?" and asks if you want to use the card to purchase items. If the YES key is operated, the process advances to n22 and subroutine CHA is executed. If NO key is operated
Proceed to n16 and display “PAYMENT?” to inquire whether to pay for the use of the card. If the YES key is operated, the process advances to n21 and subroutine PAY is executed. otherwise n1
Return to <ST>. Also in n15 and n17
If the HELP key is operated, the process immediately returns to <ST> of n1. If the C/ON key is operated in the above state <ST>, the calculator mode is selected and the calculator subroutine n7 is executed. The calculator subroutine of n7 is composed of known routines. If the HELP key is operated during this process, the process immediately returns to the <ST> state of n1. As described above, one of the check, credit card, and calculator operation modes is selected in the <ST> state, and the operation contents in each mode are determined and subroutines corresponding to each mode are set. Next, the operation contents of each of the subroutines selected in steps n18 to n22 will be explained. FIG. 11A is a flowchart of the subroutine WCK executed at n20 of the main routine. n90 is a light check processing subroutine WS for turning off a check in check mode.
After performing the necessary processing in this subroutine, n91
``NEXT WRITE?'' is displayed to ask whether you want to write another check.
When the YES key is operated, the process returns to n90, and when the NO key is operated, the process returns to the <ST> state. FIG. 11B is a flowchart of the above-mentioned light check processing subroutine WS. First, lower subroutine nc in n100
is executed. In this subroutine nc, RAM2
It is determined whether all 30 area MA, ie, 30 N and M registers for storing check numbers and amounts, have been used. After completing this judgment, further
Subroutine cc is executed in n101. Here, it is determined whether the current current balance is below the minimum balance. Details of these subroutines nc and cc will be described later. When the above determination process is completed, the contents of the current balance stored in the register P are displayed at n102. At this stage, the operator can know whether the amount of the check he is about to write is less than or equal to the current balance, and can also determine whether the balance at the time of writing the check will be greater than or equal to the minimum balance. can. Furthermore, in n103, assuming that the checks are to be continuously turned off, the check number obtained by adding 1 to the current last check number stored in the register R is displayed, and an inquiry is made as to whether this is correct. When the YES key is operated in n104, the process advances to n105, and assuming that the displayed check number is correct, the content stored in the current register R plus 1 is added to the calculator's work area. Store in register Y. On the other hand, if the NO key is operated on n104, n106
will display “ENTOR CHECK No.” and prompt you to enter the correct check number. Then, in n107, subroutine E4 is executed. FIG. 12 shows a flowchart of subroutine E4. First, n73 displays "CHECK No.=" and prompts you to enter the check number. Then, the data input at n74 and n75 is stored in register Y in the same way as inputting the amount shown in FIG. When the ENTER key is operated, the process returns to the original step. When the execution of the above subroutine E4 is completed at n107, the correct check number will be stored in register Y.
Determine whether it is registered. (n108).
If not registered, proceed to n109 and “ENTER
AMOUNT" is displayed to prompt the user to enter the check amount. Then, in n110, subroutine E6 is executed.
Store the check amount in register X. Next, check No. stored in register Y and register
Display the check amount stored in n111 and check if it is correct. If the YES key is operated, the process advances to n114 in FIG. 11C. Although not shown in the flowchart, if neither the YES key nor the NO key is operated within a predetermined time after n111 is displayed, it is assumed to be YES and the process proceeds to n114 in Figure 11C. . Here, it is determined whether the area MA of the RAM 22 has become full. If so, proceed to n115 and transfer the contents of register Y to register R as the last check number. Also, the amount in register X is subtracted from the current balance in register P, and the result is stored in register P again. If the memory is not full, the same process as n115 is performed, and the contents of register Y are registered in register Nn of area MA, and the contents of register X are registered in register Mn. Furthermore, the counter n is incremented. and n117
Display the check number, check amount, and current balance registered in , and proceed to n118. n118
Now, as in n101 above, we will compare the current balance and the minimum balance. On the other hand, if the NO key is operated in n112 above, n113
to display “PLEASE REWRITE” and press n103.
Go back and enter the check number and check amount again. With the above operation, check number is input in n107,
When the check amount is entered in n110 and a series of data input necessary for check processing is completed, the data and type are similarly displayed in n111. It is possible to immediately check whether the information has been correctly entered into the register to be stored. A flowchart of the subroutine nc of the above n100 is shown in FIG. 11D. Counter n specifies the addresses of registers N and M, up to a maximum of 30. If this value exceeds 30, all 30 registers have been registered and no more can be registered. Therefore, if the value of n exceeds 30 in n120, then n121~
“MEMORY IS EMPTY“”PLEASE on n123
RECORD""TO ANY PAPER" is displayed to indicate that registration is not possible. If the value of n is 30 or less, the process returns to the previous state without doing anything. Figure 11E is a flowchart of subroutine cc. This subroutine executes register P as described above.
This subroutine compares the current balance stored in Q with the minimum balance stored in Q, and calls attention when the current balance falls below the minimum balance. First, in n124, the contents of register P and register Q are compared. If the former amount exceeds the latter amount, it will return to the original state without doing anything, but if not, “CAUTION” will be displayed in n125 to n128.
“PLEASE REMEMBER” “YOU MUST
PAY""CHARGE! ” is displayed, warning that the operator must pay a certain percentage of commission to the bank.In other words, the operator should check if this display is displayed when the current balance is less than the minimum balance. If you want to avoid paying a fee, you should make a deposit immediately or cancel the check you wrote at the time. The process for canceling the above check can be done using the above subroutine.
It can be done with WS. First, input the check number you wish to cancel at n107. Then
Proceed to n108→n130. Since the contents of the selected register M are not code F, proceed to n130 → n131, display the check number entered here and the amount registered there, and confirm whether to cancel (VOID). Perform display. If the YES key is operated to cancel, the cancellation code F is stored in the register Mn, the amount of Mn is added to the current balance, the current balance is further displayed, and the process returns to the original state. Although not shown in the flowchart, if neither the YES key nor the NO key is operated within a predetermined time after the display of n131 is started, it is regarded as YES, and the process proceeds to n133 and subsequent steps.
With the above process, you can cancel a check that has been cut. On the other hand, canceled checks are also registered in the same way as regular checks through the above procedure, so if the canceled check number is entered when the check is cut, the process will go from n130 to n135. and proceeded,
“IT WAS VOIDED” is displayed in the register indicating that a canceled check has been registered. and
Proceed to n113 and display a prompt to enter a new check number. As described above, when a check is written and when a check once cut is canceled, these are registered in the area MA. Also, every time you cut a check,
Determines whether the MA is full, and if it is full, displays a message to that effect.Furthermore, determines whether the current balance at the time of writing the check is less than the minimum balance, and if so, displays the message. Display the following to call attention to this. Next, the operation when subroutine DEP is selected in the main routine of FIG. 7 will be described. FIG. 13 is a flowchart of this subroutine DEP. First, lower subroutines in n210
Execute nc (Figure 11D). That is, first, the registration status of the area MA is determined, and if all 30 registers are used, a message to that effect is displayed to draw attention. Next, the current balance is displayed. Then press “ENTER” on n212.
AMOUNT" is displayed, and the input deposit amount is stored in register X. The stored data is added to the current balance of register P, and the total amount is stored in register Y (n213).
The result is “NEW BAL××××.×× OK?”
is displayed and asks if this is OK.
If the YES key is operated, the registration register will be set in n217.
Determine whether the number exceeds 30, and if so, store the contents of register Y in register P and return. On the other hand, if it does not exceed the limit, the contents of register Y are transferred to register P and stored in n219, and the contents of register X are registered in register Mn.
In addition, a code indicating that it is a deposit, that is, a deposit code F, is registered in the register Nn. Further counter n
Increment. Although not shown in the flowchart, if neither the YES key nor the NO key is operated within a predetermined period of time after the display in n215 is displayed, it is assumed that YES and the process proceeds to n217 and subsequent steps. If NO key is operated on n216, n220
Proceed to , display “PLEASE REWRITE”,
You will be prompted to enter the deposit amount again. As described above, the deposit operation in the check mode is completed. Next, the subroutine in the main routine in Figure 7
The operation when CHA is selected is explained. Subroutine CHA is executed when purchasing an item with a credit card. FIG. 14 shows a flowchart of this subroutine CHA. First, a lower subroutine AE is executed at n140. In this subroutine AE, 5 from A to E
One arbitrary card is selected from among the types of cards. FIG. 15 shows a flowchart of this subroutine AE. First, the display shown in FIG. 4 is performed at n150. As mentioned above, selecting any card from A to E is 7 to 9, ÷, C/
This is done by operating one of the five ON keys. Then, when any key is operated, the card to be displayed directly above the operated key is specified (n152). If the HELP key is operated in addition to these keys, “I” will be displayed in n154 to n156.
HAVE 5 MEMORIES” “PLEASE”
ASSIGN""EACH CARD TO A-E" is displayed to prompt you to operate one of the five types of keys mentioned above. Returning to Figure 14, when subroutine AE is executed at n140, Next, the charge amount of the selected card is displayed in n141, and a confirmation message is displayed to confirm whether it is OK.If the YES key is operated, the user is prompted to enter the purchase amount, and the purchase amount is stored in register X in n144. is added to the charge, and the addition result is stored again in register It is memorized as the cumulative amount of the card used and returns to the original value.Although not shown in the flowchart, after n146 starts to be displayed,
If neither the YES key nor the NO key is operated within a predetermined period of time, it is assumed that the result is YES, and the process proceeds to n148 and subsequent steps. Also, if the NO key is operated on n147,
Display “PLEASE REWRITE” (n149), n143
Go back and enter the purchase amount again. This completes the operation of the subroutine CHA. When the card payment processing routine PAY is selected in the main routine of FIG. 7, the flowchart of FIG. 16 is executed. First, use the same process as the card purchase subroutine above.
n160 is executed and any card is selected.
Then, display the cumulative amount on n161 and ask if it is OK. If the YES key is operated, select “WRITE” to check whether or not to make the payment.
CHECK? ” is displayed. If that is the case and the YES key is operated, proceed to n165.
The subroutine WS described above is executed. If you wish to pay with cash, etc., proceed to n166 and press “ENTER”.
AMOUNT” is displayed to prompt the user to enter the amount, execute subroutine E6, and store that amount in register The subroutine REC is subtracted from the total amount of the card and stored in memory again.Then, the new charge is displayed and the process returns.Next, in the main routine shown in Figure 7, the operation when the subroutine REC is selected in the check mode In this subroutine REC, data registered in area MA and area MC are
The deposits and withdrawals are verified against the balances stored in registers O and P. FIGS. 17A and 17B show a flowchart of the subroutine REC. First, counters d and b are reset at n170. Next, n171 displays the opening balance and inquires whether it is OK. If the operator has a statement of deposits and withdrawals sent from the bank at that time, the opening balance displayed can be calculated by comparing it with the opening balance written on the statement. You can check whether it is correct. If it is not correct, that is, if the NO key is operated, proceed to n173 and “PLEASE
REWRITE” is displayed, enter the correct opening balance at n174, and store the contents in register O (n175).If the YES key is operated at n172, the contents of register O are temporarily stored in register Y at n176. Transfer.Although not shown in the flowchart, after the display of n171 starts,
If neither the YES key nor the NO key is operated within a predetermined period of time, it is assumed that YES has been obtained, and the process proceeds to n176 and subsequent steps. The determination of n=d+b in n177 is to check whether the RECONCILE has ended, and since d+b=0 initially, the process advances to n178. At n178, it is determined whether the contents of register M specified by counter b are F or not. If this content is F, that code is a VOID (cancellation) code, so proceed to n179, display that the check number registered in Nb has been canceled, and inquire whether this is OK. do. and,
If the YES key is operated, the process advances to n189, clears registers Mb and Nb specified by counter b, shifts specified registers M and N by one line, and increments counter d.
Return to n177. Although not shown in the flowchart, if neither the YES key nor the NO key is operated within a predetermined time after the display of n179 is started, it is assumed that YES has been obtained and the process proceeds to n189. Also, with n180
If the NO key is operated, the process advances to n188, increments counter b, and returns to n177. On the other hand, in n178, register Mb specified by counter b is F code, that is, VOLD (cancellation)
If it is not the code, the process proceeds to n181, and it is then determined whether the register Nb is the F code, that is, whether the deposit code is registered. If so, proceed to n182, display the amount registered in register Mb at that time, that is, the deposit amount, and inquire whether it is correct. If the YES key is operated, the deposit amount is added to the contents of register Y in n185 and stored in register Y again. Register Nb in n181
If the registration code is not F, the process advances to n183, displays the data stored in registers Nb and Mb, that is, the check number and check amount, and inquires whether the payment has been made correctly.
If the YES key is operated, the check amount is subtracted from the contents of register Y at n187. and
At n189, the registers Nb and Mb are reset, and further the registers M and N are shifted by one row.
If the NO key is operated at n186, the counter b is incremented at n188 and the process returns to n177. As described above, using register Y, from the opening balance stored in n186, if a deposit amount is registered, add the deposit amount, and if a check has been debited, subtract that amount. The contents of register Y are updated sequentially. and,
At n177, n = d + b, that is, when all the additions and subtractions of the registered data are completed, as shown in Figure 17B.
Proceed to n190. At n190, the contents of counter b are transferred to counter n in preparation for the next time a check is written or deposited. Then, "ENTER CHARGE" is displayed at n191 to prompt input of charge from the bank, and at n192, the charge input to register X is subtracted from the contents of register Y, and the current balance of register P is also subtracted. Then press “ENTER” on n194.
INTEREST” and prompts you to enter the interest rate.
The interest input into register X at n195 is added to the contents of register Y at n196, and also added to the current balance of register P. The final amount in register Y calculated in this way is “NEW BAL××××.
×× OK? ” (n197) and asks if this is OK.In other words, it prompts you to confirm whether the month-end balance display is correct.If the YES key is pressed, that data is registered as the opening balance for the next month. Store in O.
Although not shown in the flowchart, n197
If neither the YES key nor the NO key is operated within a predetermined period of time after the start of the display, it is assumed that the result is YES and the process proceeds to n199. n200 if NO key is operated
Displays "PLEASE REWRITE", enters the correct value in register X in n201, stores the contents in register Y in n202, and returns to n197. n198→
Proceeding to n200 occurs when the area MA is full and more registration items have been added, when there are omissions in input, or when the bank makes a mistake. Therefore, when proceeding from n198 to n200, when the memory becomes full and the number of registered items increases, that data is added or subtracted, and if there is an omission of input at any stage, that data is added or subtracted. By adding and subtracting the omissions, you can match the deposit and withdrawal statements from the bank. Moreover, if the numbers do not match despite this, you can know that a bank mistake has been made. As described above, in RECONCILE mode, it is possible to easily check the registered data up to now and accurately check deposits and withdrawals based on the opening balance. In addition, four types of data (current balance, opening balance, minimum balance, last check
No.) or when entering the check number and amount when closing the check, use n55 to n58,
After inputting a series of data in n111, the data and type are displayed at the same time, so it is possible to immediately check whether the data has been correctly input to the register to be stored. <Effects of the Invention> As explained above, according to the present invention, in a system in which the number and amount can be registered for each check, the amount can also be registered each time for deposits. It is also possible to register the cancellation of a check once it has been cut, allowing for more accurate deposit and withdrawal management. That is, according to the present invention, canceled checks, deposit status, etc. can be reviewed as shown in the table below, and more accurate account management can be performed. 【table】

[Brief explanation of the drawing]

FIG. 1 is an external view of a deposit/withdrawal management device according to an embodiment of the present invention. FIG. 2 shows an example of the display state on the display 2 of the deposit/withdrawal management device. FIG. 3 shows the display state when determining the operating mode of the device. FIG. 4 shows the display state displayed when any one of the five types of credit cards A to E is selected. FIG. 5 is a block diagram of the same device. Figure 6 shows the RAM22 of the same device.
This is a memory map of the main parts of. FIG. 7 is a flowchart of the main routine in the control program of the device. FIG. 8 is a flowchart of the initialization subroutine. FIG. 9 is a flowchart of subroutine E6. FIG. 10 is a flowchart of subroutine H1. 11th
Figure A is a flowchart of subroutine WCK. FIGS. 11B and 11C are flowcharts of the light check processing subroutine WS. Figure 11D
is a flowchart of subroutine nc. FIG. 11E is a flowchart of subroutine cc. FIG. 12 is a flowchart of subroutine E4. FIG. 13 is a flowchart of subroutine DEP. Figure 14 is a subroutine
This is a flowchart of CHA. FIG. 15 is a flowchart of subroutine AE. FIG. 16 is a flowchart of the card payment processing subroutine PAY. Figure 17 A and B are subroutines
This is a flowchart of REC. Explanation of symbols, 1: Main unit, 2: Dot matrix liquid crystal display, 3: Input key, 4: Case, 5:
Card holder, 6: Personal check spelling,
7: Ballpoint pen, 8: Holder, 1a: Terminal to external device, 9: Printer, 3a: Numerical keys, 3b, 3c: Function keys, 20:
CPU, 21: ROM, 22: RAM, 23: I/
O, ACL: Auto clear key, E: External terminal.

Claims (1)

[Scope of Claims] 1. In a personal account deposit/withdrawal management device configured to be able to register a number and amount for each check, a registration storage means having a plurality of transaction information sections each consisting of a first area and a second area. and means for registering the check number in the first area and the check amount in the second area each time a check is written, and a predetermined code representing the deposit in the first area each time a deposit is made. , characterized by comprising means for registering the deposit amount in the second area, and means for converting the contents of the amount area of the check into a predetermined code representing cancellation based on the check cancellation operation, Deposit/withdrawal management device for personal accounts.