JPS59144976A - Payment managing device of personal account - Google Patents

Abstract

PURPOSE:To manage a personal account precisely by preparing an area registering the number related to a person and an area registering the amount. CONSTITUTION:An RAM consists of plural areas. Account information is stored in an area MA. The transaction information means a check number and its amount or a deposite code and its deposite amount. The total amount of used various cards is stored in an area MB. An area MC consists of plural registers. An opening balance to be the amount brought forward from the preceding month, a current balance to be the present balance, a minimum balance to be the minimum deposite balance, etc. are stored in these registers. When the operator applies a prescribed input through a keyboard, the internal CPU is actuated and necessary information can be observed.

Description

[Detailed Description of the Invention] Technical Field 1 Object of the Invention and Structure of the Invention> This invention includes the following:
It relates to a personal account deposit/withdrawal management device (including a composite device with a computer, clock, etc.) that allows individuals to manage the status of deposits and withdrawals in their accounts, such as when they write a check or make a deposit, and in particular: With a system that allows you to register the number and amount for each check, you can also register the amount for deposits each time, and also register the cancellation of a check once it has been cut, allowing you to create a more accurate account. This device was developed with the aim of obtaining a personal account deposit/withdrawal management device that can be used to manage personal accounts, and is configured so that the number and amount can be registered for each check. a registration storage means having a plurality of transaction information sections consisting of areas; means for registering the number in the first area and the amount in the second area each time a check is cut; Means for registering a predetermined deposit code in the first area and the amount in the second area, and means for converting the contents of the amount area of the check into a predetermined cancellation code based on a check cancellation operation. The present invention provides a deposit/withdrawal management device for one personal account, which is characterized by the following.

<Example> Hereinafter, the present invention will be explained in detail based on examples.

FIG. 1 is an external view of a deposit/withdrawal management device for individuals with zero accounts, which is an embodiment of the present invention.

In the figure, the main body 1 has a driver I-? A l-'J wax crystal display 2 and an input key 3 are provided.

A case 4 has a card holder 5 to which the main body 1 is attached, stores a plurality of credit cards, and fixes a personal check (check) 6. and */I/, 9'-8 for fixing the ballpoint pen 7. Side part of main body 1 [1-J: Terminal la for external equipment is formed, and printer 9 is an optional device.
can be connected to this terminal 13.

The input keys 3 are comprised of numeric keys 3a, function keys 3b for performing four arithmetic operations and reading/writing to the memory, and function keys 3c for inputting transaction information. Function key 3C is used to determine whether the displayed content is correct or incorrect. It consists of a YES key used when entering transaction information, a NO primary key, a 1-IELP key used when the usage status of the device is unknown, and an ENTFR key used when inputting transaction information.

FIG. 2 shows an example of a display state on the display 2. FIG.

First number 10121-1 Check (check) NO.

represents. The next 1055.89 represents the check amount ($). Furthermore, the next number 1175.42 represents the current balance (current balance).

FIG. 3 shows the display state when determining the operating mode of the device. This display state is formed when the power is turned on, and inquires whether the operation mode is check mode, credit card mode, or calculator mode. The 7.8.9, ÷, and Cl0N keys of the human key-3 are arranged in the positions shown in the figure when this inquiry is displayed. For determining the operating mode.

This is determined by turning on either the input key 7 or 94 or the Cl0N key. That is, turning on the 7 key selects the check mode, turning on the 9 key selects the credit card mode, and turning on the C/ON key selects the calculator mode. FIG. 4 shows the display state displayed when any one node is selected from among the five types of credit cards A to F. At this time, each of the five types of keys is located just below the displayed positions of A, B, C, I), and E, as shown in the figure. Therefore, for example 7
When the key is turned on, card A is selected, and when the ÷ key is turned on, card D is selected.

FIG. 5 is a block diagram of the deposit/withdrawal management device of this embodiment.

CPU2ovrctt-, x, R that stores the program
OM21, RA which stores transaction information and other work areas and flags are connected, M22 or Hass connection, input data from Hitokaki-3 is taken in by CI) tJ 20 VC via l1023. . The size display data is displayed on the display 2 via 11023.
Ru. , auto clear key A CL, and external end T
-E is connected to l1023.

FIG. 6 shows the main memory block of the RAM 22.

The storage means for registering area MAili transaction information includes 30 registers NO to N29 and MO to N429 for storing 7 check numbers (check numbers) and the check numbers (check amounts). .

Area M Bi: Consists of 5 memories that store the cumulative amounts used for each of the 5 types of cards A to E.

Area MC has four registers 0. Consists of P, Q, and R. Register O stores the opening balance, which is the amount carried over from the previous month. Register P stores the current balance, which is the current balance. Register Q is the minimum deposit balance of the account, Mini 7 Muhara 77. ”:l: Note t
= fru. The minimum balance is the minimum amount of money you have in your bank account that allows you to write a check without being charged a fee by the bank. The register stores the NQ of the last check.

The area MD is composed of registers for calculating four trees of X, Y, Z, and W, and a memory M for storing calculation data.

Equation 7 M E id counters n , d , l) fl, , counter n Pi specifies the address of 1 7 above, counter d , )) is R as described below.
Used when executing ECONCILE mode (deposit/withdrawal verification routine).

Next, the operation of the deposit/withdrawal management device having the following configuration will be explained with reference to the flowcharts from FIG. 7 onwards.

FIG. 7 shows the main routine.

First, when the battery is inserted, an initialization subroutine INT is executed at step no (hereinafter step ni will simply be referred to as ni).

In this initialization subroutine INT, the opening balance, current balance, and
Minimum balance and last check No. 1 are each stored in area MC of the RAM. FIG. 8 shows a flowchart of this initialization subroutine.

At 030, a memory reset is performed. The areas to be reset are all the areas shown in FIG. Next, n31~n3'3 DI Rei I-L 0NICE
ME. ET” 'TO YOU,, I MYO
URTS' ``PROI）ERTY MANAGEI'
The content of the greeting will be displayed in three stages at intervals of 0.5 to several seconds. When this display is finished, +134, n35 is II
O I- E A S E E N T E R2' °
"OPl': NINGB ALA NCE"
, and prompts for the opening balance, which is the actual balance of one bank account at the end of the previous month. Subroutine E6 of n36 stores the amount input using the input key in register
This is a subroutine that stores FIG. 9 shows a flowchart of this subroutine E6. At 7 Q, display "A M O UN T-1+",
Prompts input of amount using numerical keys. At n71, the numerical data entered manually from the input key 3 is stored in the register X, and its contents are displayed on the display 2 at the same time. When the ENTER key is pressed, the manually entered numerical data is stored in the register XK store ah. .

Returns when the ENTER key is operated.

At n35 in FIG. 8, the opening balance is in a waiting state for input, so the opening balance is stored in register X when subroutine E6 at n36 is executed. n37 Lever transfers the contents of register X to register O where the opening balance is registered. And n38~n4. 0 THANK YOU” ”
PLEASE ENTER” Competition MINIMUM BA
LANCE" is displayed, and then prompts you to input the minimum balance. Same as 036 above, Minimum balance Hn4
1 is stored in register X by subroutine 106. Furthermore, the minimum balance stored in this register X is transferred to register QK. n43 and n45
"PLEASE ENTF.R""LAS-1" C
HECK NO. Displays ``shoes'' and last check NO0
prompt for input. Then, in subroutine 1] 46, register X [last check NO.

is stored and its contents are transferred to register R at n47. Also, in n48 to n50, 5"T'HANK
YOU''``I'LEASIENT' E I (
Shi! “C U R R E N -1' B A L
``A N C Ii'' is displayed to prompt the input of the current balance. When the contents are manually input at 51, the current balance input at n52 is transferred to the register P. and set the opening balance, minimum balance, last check NO0, and current balance in registers O, Q, and R, respectively.
．． , P, then 153, n
54, "TIIANKS""YOURC0-01'
"ERE1'lON" and show your gratitude.Furthermore, n55
~ n59 in order “OPN BALXXXX.XX” MI
N B'AI-XXXX, XX""LAS'17
NO, X X X X'! Competition CRNT BA
LXXXX. XX” “OK?ゝ′ will be displayed to prompt you to confirm whether the entered information is correct. If these four types of data have been manually generated correctly, the operator turns on the YES key. It's not correct,
If so, turn on the No key.

If the No key is turned on, the process returns to n34 and prompts for input from the opening balance again. Then, when the 'i' ES key is turned on and the manual operation is completed, the process returns to the original main routine. Furthermore, although it is not shown in the flowchart, if the fYESYES key is not turned on within a predetermined time after the n59 "OK '7"° display starts, it is assumed that the answer is YES and the process returns to the main routine. The configuration is as follows.

In this way, by displaying a series of emotional data (current balance, opening balance, minimum balance, last check N00) together with the type when executing the check mode, the operator can immediately check the correct data. You can be sure that the information has been entered in the correct register.

In main routine 01, CII E, CK 7A
RD? Displays CALL'i"' (see Figure 3)
. This display state is now <ST>. As mentioned above, this <s-r> state is a state that prompts the determination of the operation mode of the deposit/withdrawal management device. The operation mode is determined by operating any of the three input keys 7, 9, and Cl0N. n3~n5t
r1 is this decision step. When the I-I E I-P key is operated in the state of (ST:), n2
The execution of the subroutine Lll of ~n6 begins.

FIG. 10 is a flowchart of this subroutine 1-11. This subroutine Hl first starts with n80. n8
``WOULD YOU USE'' on the 1st floor
RCII E CK B 00 K" is displayed and inquires whether this device is to be used in check mode. At 082M, it is determined whether the YES key or the No key has been operated, and if the YES key has been operated, the Proceed to main routine +i 8 in Figure 7. If the No key is pressed, proceed to n83-\, n83, n84VC, "'AIOU LI)YOU USE"
1 FORCART) MEMORY" is displayed to inquire whether this device is to be used in credit cart mode. If the YES key is operated in n85, the process advances to 1]14 of the main routine in Figure 7. Also, if the No key is operated Then proceed to 1tfn86, n86.n871
'iZ,' WOULI) YOU USI
! , "FORCALCULATION" is displayed, and an inquiry is made as to whether or not this device is to be used as a calculator. If the YES key is operated at n88, the process advances to 07 of the main routine in FIG. Also N
If you press the o key, it will return to 0 of the main routine in Figure 7.
1 NOKU ST〉'\Go back.

In this way, in subroutine I-11, the operation mode is determined based on the type of interaction with the device.

If the operator does not know how to use this device, he or she can easily set the operating mode by interacting with the device itself by operating the I-IE I and P keys.

Returning to the main routine in FIG. 7, if the 7 key is operated in the display state of <s "t, ->, the check mode is selected and the process proceeds to step 118'. At n8, "WRIT" is pressed.
"I", CH1iCK7" will be displayed and you will be asked if you would like to write a check. If so, proceed to IN 20 and execute subroutine WCK.

If so, go to n10 if fx is 'DEPO8I'l'7
”,,: Display and inquire whether to make a deposit.

If the YES key is operated, proceed to n19 and subroutine D.
Run EP. Otherwise, proceed to n l 2 and race R.
ECONCI LE'i) is displayed and an inquiry is made as to whether or not to verify deposits and withdrawals on IT. Y
If the ES key is operated, proceed to 18 and subroutine REC
Execute. Otherwise, return to nloku ST>. Dimensions n9. n11. When the LP key is operated, the power immediately returns to the <s'r> state of n13.

On the other hand, if the 9 key is operated in the state of <ST>, n4→n1
Proceed to step 4. As described above, the operation of the 9 key selects the credit card mode. n14f'jzu"CH'AR
GE cAkD? ” is displayed. L and the card are used to inquire whether to purchase -C goods. If the YES key is operated, the process advances to n22 and the subroutine CHA is executed. If the No key is operated, the process advances to 016 and the message “PAYMJ” is displayed.
N'T"i"' is displayed and an inquiry is made as to whether or not to pay for the use of the card. If the YES key is operated, the process advances to n21 and subroutine PAY is executed. If not, return to h5 banl noku 5. Also r1
HELP key is operated in 15 and 1117.
．． Rege, return to <sT> of nl immediately.

If the Cl0N key is operated in the above state <S-r>, the calculator mode is selected and the nl calculator subroutine is executed. The nl calculator subroutine is composed of known routines. And on the way, I stopped V.
I EL I) When the key is operated, [nl <
Return to s −r > state.

As described above, one of the operating modes of check, credit card, and calculator is selected in the (ST') state, and furthermore, the operation content in each mode is determined and the subroutine corresponding to each is set. .

Next, the 4σ1 content of each of the subroutines selected in steps 1118 to n22 will be explained.

FIG. 11(A) is a flowchart of the subroutine WCIC executed at 020 of the main routine in section 2.

n 9 Q is a write check processing subroutine WS when turning off the check in the check mode.

After performing the necessary processing in this subroutine, the n91K
O'vh ``'C'' N E X 'r W RI
T E 7 ” (!: Display U ”'C Inquires whether to write another check. If the YES key is operated in n92, the process returns to 090, and if the No key is operated, the process returns to the <S ']'> state. return.

j! H[1(B) is a flowchart of the write check processing subroutine WS.

At step n1001c, a lower subroutine nc is executed. In this subroutine nc, area MA of RAM 22 is checked immediately.

It is determined whether the 30 N and M registers that store the amount have been used. After completing this judgment, further n
Subroutine CC is executed at 1oi. Here, it is determined whether the current balance or the minimum balance is being exceeded. Details of these subroutines nc and cc will be described later.

When the above judgment process is completed, register P
Displays the contents of the current balance stored in . At this stage, the operator can know whether the amount of the check he is about to write is less than the current balance, and can also determine whether the balance when he writes the check is more than the minimum balance. can. Furthermore, in n103, the current last check stored in register R17 is assumed to be turned off continuously.
Displays the check NO.0 with the check NO. and [1 added thereto, and inquires whether this is correct. When the YES key is operated at n104, proceed to n1.05 and check the displayed check NO0.
Assuming that is correct, the contents stored in the current register R17 plus one are stored in the register R17 for the calculator used as a work area. on the other hand,
If the No key is operated in n104, 'E' is pressed in 0106.
"NTORCI-I J et GKNO," is displayed to prompt the user to input the correct check NO. Then, in n107, subroutine E4 is executed.

Figure 12 shows subroutine E? The flowchart is shown below.

At a distance of 11,731/m,” (JIEC, K NO.

-'' is displayed to prompt the user to enter check NO.Then, the data input at 074 and n75 is stored in register Y in the same way as the amount input in FIG. 9.
When the R key is operated, the process returns to the original step.

When the execution of the above subroutine E4 is completed at n107, the correct check N is stored in register Y.

is stored, but then the stored check NO.
[Determine whether it is registered.]

(n108). If not registered, proceed to n109.
E N T' E R A M OU N T" is displayed to prompt the input of the check amount. Then, in n110, subroutine E6 is executed and the check amount is stored in 1/register X. Next, the check stored in register Y is Display the check amount stored in NO1 and register
If the S key is operated, the process advances to 0114 in FIG. 11(C). Shown in the flowchart! , isn't it?-rll
1 After the display of l starts, select YES within a predetermined time.
When no primary key is operated: Yi”, S
Then, the process proceeds to n114 in FIG. 11 (C>). Here, it is determined whether the area MΔ of the RAM 22 has been filled to the full.

If so, go to 1115 and check the contents of register Y for the last time. and transfers it to register k.

Now, subtract the amount in register X from the current balance in register P, and re-store the result in register PVc. If the memory is not full, perform the same process as n115, register the contents of register Y to register Nn of area MA, and transfer the contents of unused register X to register M n ”\
register.

Furthermore, the counter n (c- is incremented. Then, the check number registered at n1i7, the check amount, and the current balance are displayed, and the process proceeds to 11118. At 0118, as in 1101 above, the current balance and minimum balance are calculated. Make a comparison.

On the other hand, if the NO primary key is operated in n112 above, n113
to display “IIPLEASE REWRITE”.
0103-\Return Check No. 0 and check amount input process is performed again.

With the above operation, the check number is input at n107, the check amount is input at n110, and when the series of data input necessary for check processing is completed, the data and type are displayed at the same time at n111. However, when this display is displayed, the operator can immediately check whether the data has been correctly input into the register to be stored.

A flowchart of the subroutine nc of the above n100 is shown in FIG. 1'1 (D).

Counter n can be registered with a maximum of 30.
and the address of M. If this value exceeds 30, all 30 registers have been registered and no more can be registered.

Therefore, if the value of n is more than 30 at 0120, then
n121 to n123 °'MEMORY isl・,
rvl I) 'T' Y ” ” I) T-E
A S E RE CORI) ””l'OAN
Y PAPl'',k'' is displayed to indicate that registration is not possible. If the value of 11 is less than 30, return to the original state without doing anything.

FIG. 11 (F, ) is a flowchart of Lfl, subroutine cc.

This subroutine compares the current balance stored in register P with the minimum balance stored in register Q as described above.

This is a subroutine that alerts you when the current balance or minimum balance is broken. At step 11124, the contents of register P and register Q are compared. If the former amount exceeds the latter amount, it will return to normal without doing anything, but if not, n125~n12
8, "CAUTION""PLEASER"
EMEMBER””YOU, M[, IS-
r PΔY"t'CI-IA1(GE!'") displays a warning that the current balance is less than the minimum balance, that is, a fixed rate of commission must be paid to the bank.

In other words, if the operator sees this display when cutting a check, he or she will know that he or she must pay a fee to the bank. Therefore, when trying to avoid paying fees, V-.

All you have to do is make the deposit immediately or cancel the check you wrote at that time.

The above-mentioned check cancellation processing can be performed in the above-mentioned subroutine WS. First, input the check number 0 to be canceled at n107. Then n108→n
Proceed to 130. Since the contents of the selected register M are not code F, the process advances to n130+n1.31, where the check No. 1 entered here and the amount registered there are displayed, and a confirmation display is displayed to confirm whether to cancel (VOID). I do. If you wish to cancel by operating the Y E' S key, store the register M n [cancellation code F, add the current balance f1 (M n amount, display the current balance, and return to the original return.

If it is not shown in the flowchart, or if neither the Y nor the E S key nor the No key is operated within a predetermined time after the display of n131 starts, it is assumed to be YES, and n131 is not shown.
The process proceeds to step 133 and subsequent steps. With the above process, you can cancel a check once you have made it. On the other hand, since a canceled check is also registered in the same way as a regular check through the above procedure, the canceled check number will be recorded when the check is written.

is input, the process goes to n130->n135, and “I” is input.
``TWAS VOJDED'' and the register indicates that the check is registered as a canceled check.

The process then proceeds to n113, where a display prompting the user to input a new check No. 1 is displayed.

As described above, when a check is written and when a check once cut is canceled, these are registered in the area MAVc. In addition, each time a check is written, it is determined whether the area MA is full, and if it is full, a message to that effect is displayed, and it is further determined whether the current balance when the check is written is less than the minimum balance. If the product is broken, a message to that effect will be displayed to draw attention to it.

Next, in the main routine of FIG.
The operation when EP is selected will be explained.

FIG. 13 is a flowchart of this subroutine l) EP.

First, in n21゛O, a lower subroutine n
Execute c (Figure 11 (1))). That is, first, the registration state of the area MA is determined, and if all 30 registers are used, a message to that effect is displayed to draw attention. Next, the current balance is displayed. And ENTERAMOUNT with n212
is displayed and the entered deposit amount is stored in register X. The stored data is added to the current balance of register P, and the total amount is stored in register Y (n213). The result is 'NEW BALXXXX
,XX0K? ” is displayed and asks if it is OK. When the YES key is operated, it is determined in step n217 whether the number of registered registers exceeds 30,
If it is exceeded, the contents of register Y are stored in register P and the process returns. On the other hand, if the value has not been exceeded, the contents of register Y are transferred and stored in register P at +1219, and the contents of register X are registered in register M'11[, and the deposit code F is registered in register Nn. Furthermore, the counter 11 is incremented. Although not shown in the flowchart, if neither the YES key nor the No key is operated within a predetermined time after the display of 11215 is started, it is assumed that the answer is YES, and the process proceeds to n217 and subsequent steps. No key is operated on n216)ihba1122
Proceed to 0, “PLEASI”: REWRI -1
``E'' will be displayed to prompt you to enter the deposit amount again. The deposit operation in check mode [h is completed as described in 2.

Next, the operation when subroutine CHA is selected in the main routine of FIG. 7 will be explained.

Subroutine CB AI-1: Executed when purchasing an item with a credit card. FIG. 14 shows a flowchart of this subroutine CllA.

First, at +1140, a lower subroutine AE is executed. In this subroutine AE, one arbitrary card is selected from among the five types of cards A and E. 1st
FIG. 5 shows a flowchart of this subroutine AI. First, the display shown in Figure 4 is made at '150 telf. As mentioned above, selecting any card from A to IL is 7 to 9. This is performed by operating any one of the five types of keys: ÷, Cl0N. Then, when any key is operated, the card to be displayed directly above the operated key is specified at n152 (n1s2). Apart from these keys, Hl! , If the LP key is operated, n1
54~n156 III HAVE 5 MEMORI
ES""PLEASE ASSIGNTSI7"E A
CHCARD TOA, -E" is displayed, and "1
Prompts you to operate one of the five types of keys listed below.

Returning to FIG. 14, when the subroutine AE is executed at n140, the charges of the selected card are displayed at next n141, and a confirmation display is performed to confirm whether or not to proceed. If the YES key is operated, you will be prompted to enter the purchase amount, and n14
Register XV in 4? - Add the stored purchase amount to the charge, and store the addition result to all Reno Stars X by 11f (rll, 45).

Then, the new charge is displayed as +1] and 46, prompting the liI'li magazine to ask if 1° is enough. YES
When a key is operated, the new charge is stored as the cumulative amount of the card used, and the process returns to the original state. If it is not shown in the flowchart or if neither the YES key nor the No key is operated within a predetermined time after the display of n146 starts, Y I', S no good luck, +114.
-Proceed to processing after 8. Also, if the No key is operated in n147, ``P I-E A S ] Rl1WRI
It should be displayed as '1-Etsuku n]4.9), n1
The process returns to step 43 and input processing of the purchase amount is performed again. This completes the current operation of subroutine CHA.

The card payment processing routine P in the main routine of FIG.
If AY is selected, the flowchart of FIG. 16 is executed.

111, which is the same as the card purchase subroutine described in 1.
60 is executed to select an arbitrary card. Then, the cumulative amount is displayed at n161, and an inquiry is made as to whether this is acceptable. Y E S key is operated hh to make payment by check ``WR11'E C11lThank you CK
Inquire by displaying 'i'"'. Then press Y Ii S key and proceed to 8 (dn165,
The previously described subroutine WS is executed. If paying in cash, etc. ('J-II) Proceed to 66 and select "EN
'r J machine RAM OU N 'J-2' is displayed to prompt the user to input the amount, and subroutine E6 is executed, and the amount is stored in register X. n165 also idn 16
At the stage when step 7 is executed, the amount paid in register XK is stored, so that amount is subtracted from the cumulative amount of the card and the subtracted amount is stored again. Then display the new charge and return.

Next, the operation when the subroutine REC is selected in the check mode in the main routine of iC FIG. 7 will be explained. In this subroutine RIiC, data registered in area MA and register 0 of area MC. The deposits and withdrawals are verified against the balance stored in P.

FIGS. 17(A) and 17(B) show the flow of the VC sonosa routine 141C.

At the end of Nj, the counters d and l) are reset at n170. Next, the opening balance is displayed using r+171, and an inquiry is made as to whether this is acceptable.

If the operator has the deposit/withdrawal details P4 (statement) sent by the bank at that time, the opening balance displayed can be calculated by comparing it with the opening balance written on the statement. You can check whether it is correct. If that's not correct,
In other words, NO key operation, h rf,, n173
Go to 'l'LEAsERIi: WRl l"l
i” and set the correct opening balance to 0.
174, and further stores the contents in register O (n 1.75). +1172teY Ii 5
If a key is operated, the contents of register 0 are temporarily transferred to register Y at n176. Although not shown in the flowchart, if neither the YES key nor the No key is operated within a predetermined time after the n171 display starts, it is assumed to be YES, and the process proceeds to n17G and subsequent steps. . n
177 n == d + 1) is determined by matching (R,
This is to check whether EC0NCI Lli ) has ended, and since d + , b == Q at first, the process advances to n178. At n178, it is determined whether the contents of register M specified by counter b are F or not. If this content is F, the code is a VOID (cancellation) code, so proceed to n179, display that check No. 0 registered in Nb has been canceled, and ask if this is OK. do. If the YES key is operated, the process advances to It I 89, clears registers Mb and Nb specified by counter b, shifts specified registers M and N by one line, further increments counter d, and returns to Return to n 177. Although not shown in the flowchart, if neither the ) i E S key nor the No key is operated within a predetermined time after n179 starts displaying, YES is displayed and n189
M Go forward.

Also, if the No key is operated on n18.0.

The process advances to 0188, increments the counter 1), and returns to n177.

On the other hand, at +1178, the value specified by counter 1 is
/ Schiff, evening M l) KaF coat, -1-i Wachi V 01-13 (cancellation) If it is not a coat, 0
The process proceeds to step 181, and then it is determined whether the register N+) or the F code is registered, that is, whether the deposit code is registered. If so, the process advances to n182, where the amount registered in the register Mb at that time, that is, the deposit amount, is displayed and an inquiry is made as to whether it is correct. When the YES key is operated, the deposit amount is added to the contents of register Y at hf, +1185, and stored in register Y again.

At 11181, if the registration code of register Nl) is not F, proceed to 183 and register Nb, Mb.
Displays the stored data, ie, the check number and check amount, and makes an inquiry as to whether the payment has been made correctly. Y I! , If the S key is operated, the check amount is subtracted from the contents of register Y at n187. And in n18, that register N l
), M b f reset, and further its register M
, shift N by one row. If NO primary key is operated at n186, increment "1'88 [Counter l] and return to n'l77. As described above, using register Y, the opening completed to n'lβ6 to step 1 From the balance, if a deposit 'M is registered, add the deposit σ amount, and if a check has been withdrawn, subtract that amount and update the contents of register Y sequentially. Then, n177 n = d-1-1), that is, when all the additions and subtractions of the registered data are completed, the 17th
Proceed to 0190 in Figure (B).

On n190, transfer the contents of counter b to the next time you write a check or make a deposit. Then, on n191, display "EN]'ERCllAlCiDe' and check the charge from the bank. Human power 'k 't?, n1
At 92, the manual charge to register X is subtracted from the contents of register Y, and the current balance of register P is further subtracted. Sara [n194] E N T E 艮
"I N T E R E S T" is displayed, prompting you to enter the interest amount, then press n195 and register x (7 people input the entered interest into n
In step 196, it is added to the contents of register y and also added to the current balance of register P.

The final amount of register Y that has grown in this way is “IN”
IiW 13A L XXXX, ×XOK 7”
(n197), and asks if it is OK to deviate. In other words, the user is prompted to confirm whether the month-end balance display is correct. If the YES key is operated, that i-yu is set as the opening balance for the next row in register 0.
Store in. Although not shown in the flowchart, Y is displayed within a predetermined time after n197 starts displaying 71.
JE S key is also NO. Y if no primary key is operated.
ii It looks like S and goes to n199. NO primary key is operated on 200" P I, E A S I et al.
E WRI TJ! ” is displayed, and input the correct value into register X using n20].

At 11202, store the contents in register Y&cosr and n1
Return to 97. If you proceed from n198 to n20o'\, this may occur if area M A is full and there are more registered items, or if there is an omission in the input, or if there is a mistake in bank j or :i. .Thus, 11198 to 0
When proceeding to 200, if the memory is full and the number of registered items has increased, add or subtract the data,
If there is an omission in the input at any stage, calculate the omission with all your might and calculate it to match the deposit/withdrawal statement from the bank. However, if they do not match, you will know that there was a bank mistake.

As described above, in the RECONCl and I-E modes, it is possible to easily confirm the registered data in the current system and accurately check the deposits and withdrawals based on the opening balance.

Also, when entering the four types of data (current balance, opening balance, minimum balance, last check No. 3) required when executing the check mode, or when entering the check No. 6 and amount when removing the check, please use n555. ~n58. After inputting a series of data in step n111, the data and type are displayed at the same time, so it is possible to immediately check whether the data has been correctly stored in the register to be stored.

<Effect of issue (μ)> As explained in detail], in the case where the number and amount can be registered for each check,
Furthermore, for deposits, the amount can be registered each time, and the cancellation of a check can also be registered, allowing for more accurate deposit and withdrawal management. .

That is, according to one aspect of the present invention, it is possible to review canceled checks, deposit status, etc. as shown in the table below, and more accurate account management can be performed.

[Brief explanation of the drawing]

FIG. 1 is an external view of a deposit/withdrawal management device according to an embodiment of the present invention. FIG. 2 shows an example of the display state of the display 2 of the doujin withdrawal management device. FIG. 3 shows the display state when determining the operating mode of the device. FIG. 4 shows the display state that is displayed when any one of the five types of credit cards A and I is selected. FIG. 5 is a block diagram of the same device. FIG. 6 is a memory map of the main parts of the RAM 22 of the same device. FIG. 7 is a flowchart of the main routine in the control program of the device. FIG. 8 is a flowchart of the initialization subroutine. FIG. 9 is a flowchart of subroutine E6.
FIG. 10 is a flowchart of subroutine I (l). FIG. 11(A) is a flowchart of subroutine WCK. FIGS. 11(B) and (C) are flowcharts of write check processing subroutine WS. FIG. 11 (1)) is a flowchart of subroutine nc. FIG. 11(E) is a flowchart of subroutine CC. No. 126 is a flowchart of subroutine B4. FIG. 13 is a flowchart of subroutine I) EP. FIG. 14 is a flowchart of subroutine CHA. FIG. 15 is a flowchart of subroutine AE. FIG. 16 is a flowchart of the canid payment processing subroutine PAY. FIGS. 17(A) and 17(CB) are flowcharts of the subroutine REC. Explanation of the codes: Main unit, 2: Dot matrix liquid crystal display, 3: Filler, 4: Case, 5: Card holder, 6° Harsonalche, Tsuku spelling, 7: Ballpoint pen, 8: Polter, 1a: Terminal of external device'\, 9 Ni printer, 3a: Numeric key, 31), 3C two function key, 20: C'PU, 21: ROM, 22: RAM
, 23: Ilo, ACL: t-11!1 Aki-11
! ,: External terminal. Agent Patent Attorney Aihiko Fukushi (and 2 others)/'l
A/ /(:K)J/')) A/ /AAI/+INr+Figure 6 6D Figure 10

Claims (1)

[Claims] 1. In a personal account deposit/withdrawal management device configured to register a number and amount for each check, a registration storage means having a plurality of transaction information sections each consisting of a first area and a second area;
means for registering the number in the first area and the amount in the second area each time a check is cut, and a means for registering a predetermined deposit code in the first area and the amount in the second area each time a deposit is made; A deposit/withdrawal management device for a single personal account, comprising means for registering the amount, and means for converting the contents of the amount field of the check into a predetermined cancellation code based on a check cancellation operation.