JP7051243B2 - Information processing equipment, information processing methods and programs - Google Patents

Description

The present invention relates to an information processing apparatus, an information processing method and a program.

When a business operator provides a service to a user, the identity verification of the user may be performed. Identity verification is carried out, for example, based on identity verification documents such as identification cards. Patent Document 1 discloses a system capable of performing identity verification using identity verification documents.

In addition, the identity verification may be carried out based on the information of the identity verification carried out by another business operator from the viewpoint of the certainty of the identity verification and the simplification of the procedure.

Japanese Unexamined Patent Publication No. 2005-242770

However, among the personal information, the information such as the date of birth does not change, while the information such as the name, address, telephone number, and e-mail address may change. Therefore, there may be a change in the identity information between the time when the identity verification is established (successful) for a certain user by a certain business operator and the time when the identity verification is performed for the user by another business operator. Therefore, it may not be possible to perform identity verification based on the already established identity verification due to the discrepancy between the already established identity verification and the current identity information.

For example, when the user A is confirmed by the business operator B, the business operator B wants to perform the identity verification of the user A based on the identity verification already established by the business operator C. At this time, if the personal information of the user A registered when the business operator C has performed the identity verification of the user A in the past does not match the current personal information of the user A (for example, when the address is changed). be. In this case, there arises a problem in that the business operator B relies on the identity verification already established by the business operator C to perform the identity verification.

The present invention has been made in view of the above, and an object of the present invention is to provide a technique for more effectively performing identity verification based on an already established identity verification.

The information processing apparatus according to one aspect of the present invention has a first aspect of acquiring first identity information, which is information about the user input by the user, for the purpose of verifying the identity of the user by the first business operator. Acquired by the acquisition unit, a second acquisition unit that acquires personal information about the user registered in each of a plurality of other businesses different from the first business operator, and the second acquisition unit. The personal information includes a determination unit for determining the success or failure of the user's identity verification by the first business operator based on the personal information that matches the first personal information.

The information processing method according to one aspect of the present invention is an information processing method carried out by an information processing device capable of communicating with a terminal device and a server device in order to confirm the identity of the target user by the first business operator. The collation of the personal information of the target user received from the server device with the confirmed personal information which is the personal information of the target user whose identity has been confirmed by the second business operator and the result of the collation do not match. In this case, the confirmation of the necessity of updating the confirmed personal information is transmitted to the terminal device, and the confirmed personal information is updated in response to a request from the terminal device.

In the program according to one aspect of the present invention, in order to confirm the identity of the target user by the first business operator, a computer capable of communicating with the terminal device and the server device is used with the personal information of the target user received from the server device. , A collation unit that collates the confirmed personal information, which is the personal information of the target user whose identity has been confirmed by the second business operator, and if the collation results do not match, the necessity of updating the confirmed personal information It functions as a transmission unit that transmits confirmation to the terminal device and an update unit that updates the confirmed personal information in response to a request from the terminal device.

The program according to another aspect of the present invention is a program for causing a control unit included in a computer to control the display of a user interface, and the user interface is for confirming the identity of a target user by a first business operator. The user interface of the above, the identity verification uses the confirmed identity information which is the identity information of the target user for which the identity verification has been established by the second business operator, and the user interface updates the confirmed identity information. An area that accepts the input of the contents of the above, an area that accepts an instruction to update the confirmed personal information, and an area that accepts whether or not the updated confirmed personal information can be provided to the first business operator. Have.

According to the present invention, it is possible to provide a technique for more effectively performing identity verification based on an already established identity verification.

It is a conceptual diagram which shows an example of the structure of the identity verification system in one Embodiment. It is a conceptual diagram for demonstrating the outline of processing by an identity verification system in one Embodiment. It is a block diagram which shows an example of the functional structure of the server apparatus in one Embodiment. It is a table which shows an example of the data stored in the server apparatus in one Embodiment. It is a block diagram which shows an example of the functional structure of the terminal apparatus in one Embodiment. It is a figure which shows an example of the screen displayed on the display part in one Embodiment. It is a figure which shows an example of the screen displayed on the display part in one Embodiment. It is a figure which shows an example of the screen displayed on the display part in one Embodiment. It is a figure which shows an example of the screen displayed on the display part in one Embodiment. It is a figure which shows an example of the screen displayed on the display part in one Embodiment. It is a figure which shows an example of the screen displayed on the display part in one Embodiment. It is a figure which shows an example of the screen displayed on the display part in one Embodiment. It is a figure which shows an example of the screen displayed on the display part in one Embodiment. It is a figure which shows an example of the screen displayed on the display part in one Embodiment. It is a figure which shows an example of the screen displayed on the display part in one Embodiment. It is a figure which shows an example of the screen displayed on the display part in one Embodiment. It is a figure which shows an example of the flow of processing by a server apparatus in one Embodiment. It is a figure which shows an example of the hardware composition of the computer in one Embodiment.

Hereinafter, the identity verification system according to the embodiment of the present invention will be described in detail with reference to the drawings. However, the embodiments described below are merely examples, and there is no intention of excluding the application of various modifications and techniques not specified below. That is, the present invention can be variously modified without departing from the spirit thereof, or can be carried out by combining each embodiment. Further, in the description of the following drawings, the same or similar parts are represented by the same or similar reference numerals. The drawings are schematic and do not necessarily match the actual dimensions and ratios. Even between drawings, there may be parts where the relationship and ratio of dimensions differ from each other.

The identity verification system is a system that supports the implementation of identity verification for the user by the business operator. In particular, in the present embodiment, the identity verification system supports the use of the result of identity verification already established by another business operator in order to confirm the identity of a certain user.

[System configuration]
An example of the system configuration of the identity verification system in the present embodiment will be described with reference to FIG. The identity verification system 1 includes a terminal device 10, a server device 21, and a server device 22. The devices can communicate with each other via the network N.

The terminal device 10 is an information processing device such as a personal computer. The terminal device 10 is used by the user to use the service provided by the business operator. The terminal device 10 is used by the user, in particular, when the business operator confirms the identity of the user.

The server device 21 is an information processing device such as a server computer. The server device 21 carries out a process for providing an electronic service by a certain business operator (first business operator). In particular, the server device 21 performs a process for verifying the identity of the user with respect to the provided service. The server device 22 is also an information processing device such as a server computer. The server device 22 also performs a process for providing a service by another business operator (second business operator), particularly a process for verifying the identity of the user.

In the following description, when it is not distinguished which server device is the server device 21 and the server device 22, the server device 21 and the server device 22 are collectively referred to as the server device 20.

The network N is composed of a wireless network and a wired network. Examples of networks include mobile phone networks, PHS (Personal Handy-phone System) networks, wireless LAN (Local Area Network), 3G (3rd Generation), LTE (Long Term Evolution), 4G (4th Generation), and W. There are networks compliant with (registered trademark), infrared communication, WiMAX (registered trademark), wired LAN, telephone line, power line network, IEEE1394, and the like.

In the example shown in FIG. 1, the identity verification system 1 is configured to include one terminal device and two server devices, but the number of devices included in the identity verification system 1 is not limited to this. The identity verification system 1 may include two or more terminal devices, one or three or more server devices, or other devices.

[Outline of processing]
With reference to FIG. 2, an outline of the identity verification process performed by the identity verification system 1 will be described. As an example, the outline of the process until a certain user (user A) is confirmed by the business operator B will be described. The figure shows a user A who is a target user of the identity verification, and a business operator B and a business operator C who are the business operators who have performed or performed the identity verification for the user A. In this example, the terminal device 10 of FIG. 1 is assumed to be used by the user A. Further, it is assumed that the server device 21 and the server device 22 in FIG. 1 are used by the business operator B and the business operator C, respectively, in order.

Further, in the process described below with reference to FIG. 2, the process described as being performed by the user A is performed by the terminal device 10. Further, the processing described as being performed by each of the business operator B and the business operator C is performed by each of the server device 21 and the server device 22. The description of FIG. 2 is intended to provide a conceptual description of the process. More specific information processing performed by the identity verification system 1 will be described with reference to FIGS. 3 and later.

In the process shown in FIG. 2, the user A is trying to create an account for using the service provided by the business operator B. The business operator B is, for example, an online payment service company. The business operator B confirms the identity of the user A in order to create the account of the user A. In response to the instruction of the user A, the business operator B carries out the identity verification by the business operator B as follows, based on (depending on) the identity verification already performed by another business operator.

For identity verification, first, the user A transmits the identity information (for example, name, address, date of birth, etc.) about the user A to the business operator B (S1).

The business operator B collates the personal information of the user A registered in the business operator C for which the personal identification has already been established (successful) for the user A with the personal information received from the user A in S1 to confirm the personality. (S2). Business C is, for example, a credit card company. The matching in S2 may be carried out by the business operator C after the business operator B transmits the personal information from the user A to the business operator C.

If the information does not match as a result of the matching, the business operator B determines that the identity verification of the user A in the business operator B is unsuccessful. It is conceivable that the reason for the inconsistency in the information is that one of the attributes (for example, the address) included in the personal information of the user A has been changed after the personal identification by the business operator C.

If the identity verification is not established in S2, the business operator C transmits the personal information of the user A registered in the business operator C and the confirmation of the necessity of updating the personal information to the user A (S3). Next, the user A instructs the business operator C to update the attribute of the registered personal information, if necessary (S4).

After that, if the updated personal information of the user A registered in the business C and the personal information received from the user A in S1 are matched and match, the business B is the user A in the business B. Identity verification is determined to be successful (successful) (S5).

As described above, according to the present embodiment, the business operator B can more effectively carry out the identity verification based on the already established identity verification. That is, in general, there may be a change in the identity information between the time when the identity verification of a certain user is established by a certain business operator and the time when the identity verification is performed for the user by another business operator. Therefore, in the past, due to a discrepancy between the information related to the already established identity verification and the current identity verification, the identity verification based on the already established identity verification may not be established. However, according to the present embodiment, when the personal information registered in the business operator C whose identity verification has already been established for the user A does not match the personal information acquired from the user A, the business operator C is the user A. Update the personal information of the user A registered in the business operator C based on the instruction from. After that, the identity verification of the user A is performed again based on the updated identity information. As a result, it is possible to avoid the failure of the identity verification due to the registration of the old identity information in the business operator C, and it is possible to more effectively carry out the identity verification based on the already established identity verification.

[Functional configuration]
Next, the functional configurations of the terminal device 10, the server device 21, and the server device 22 will be described. The functions of these devices are realized, for example, by the control unit (processor) of each device reading and executing the computer program stored in the storage unit. The hardware configuration of these devices will be described later.

First, the functional configuration of the server device 22 will be described with reference to FIG. The server device 22 is, for example, a server device used by the above-mentioned business operator C. In the present embodiment, since the server device 21 has the same function as the server device 22, the description of the function of the server device 21 will be omitted.

The server device 22 includes a database 210, a transmission / reception unit 211, a collation unit 212, and an update unit 213 as main functional configurations.

The database 210 stores various data such as data required for processing executed by the server device 22 and data generated or set by the processing. The database 210 stores, for example, the personal information of a user whose identity verification has already been established by the above-mentioned business operator C.

An example of personal information stored in the database 210 will be described with reference to FIG. In this example, the database 210 stores personal information about a plurality of users. The stored personal information includes the user's identification information (ID), gender, name, address, and date of birth as data items (attributes).

The transmission / reception unit 211 transmits / receives data to / from external devices such as the terminal device 10 and the server device 21 in order to confirm the identity of the target user by another business operator (first business operator).

For example, the transmission / reception unit 211 receives the instruction data for updating the personal information of the user A from the terminal device 10 and the personal information of the user A from the server device 21. Further, the transmission / reception unit 211 transmits to the terminal device 10 the necessity confirmation of the personal information stored in the database 210 and the update of the confirmed personal information described later. Further, the transmission / reception unit 211 transmits the result of the collation described later by the collation unit 212 (for example, whether or not the information matches) to the server device 21.

The collation unit 212 collates (matches) the personal information for confirming the identity of the target user by another business operator (first business operator). Specifically, the collation unit 212 is a target whose identity verification has already been established by the identity information of the target user received from the server device 21 and the operator (second operator) who provides the service via the server device 22. Check with the user's personal information (confirmed personal information). The personal information of the target user received from the server device 21 is the personal information acquired from the target user for the purpose of confirming the identity of the target user by the first business operator. The confirmed personal information is stored in the database 210.

For example, the collation unit 212 collates the personal information of the user A received from the server device 21 with the confirmed personal information which is the personal information of the target user whose identity has been confirmed by the business operator C (second business operator). do.

The update unit 213 updates the confirmed personal information stored in the database 210. Specifically, the updating unit 213 updates the confirmed identity information of the target user whose identity verification has already been established by the second business operator in response to the request from the terminal device 10. When the confirmed personal information is updated by the updating unit 213, the collating unit 212 refers to the updated confirmed personal information and performs collation.

As described above, according to the present embodiment, the server device 22 communicates with the terminal device 10 and the server device 21 in order to confirm the identity of the target user (user A) by the first business operator (business operator B). conduct. The collation unit 212 collates the personal information of the target user received from the server device 21 with the confirmed personal information which is the personal information of the target user whose identity has been confirmed by the second business operator (business operator C). The personal information of the target user received from the server device 21 is the personal information acquired from the target user. The confirmed personal information is stored in the database 210. If the collation results do not match, the transmission / reception unit 211 transmits to the terminal device 10 whether or not the confirmed personal information needs to be updated. The update unit 213 updates the confirmed personal information in response to a request from the terminal device 10.

As a result, the first business operator can more effectively carry out the identity verification based on the already established identity verification. That is, usually, after the identity verification of a certain user is established by a certain business operator, the personal information may be changed before the identity verification of the user is performed by another business operator. Therefore, in the past, there was a case where the identity verification based on the already established identity verification could not be performed due to the discrepancy between the information related to the already established identity verification and the current identity information.

However, according to the present embodiment, when the personal information registered in the second business operator (server device 22) for which identity verification has already been established for the target user does not match the personal information acquired from the target user. The second business operator updates the personal information of the target user registered in the second business operator based on the instruction from the target user. As a result, it is possible to avoid the failure of the identity verification due to the registration of the old identity information in the second business operator, and it is possible to more effectively carry out the identity verification based on the already established identity verification.

Next, the functional configuration of the terminal device 10 will be described with reference to FIG. The terminal device 10 includes an input unit 111, a display control unit 112, and a transmission / reception unit 113 as main functional configurations. The function of the terminal device 10 is realized by the control unit (processor) of the terminal device 10 reading and executing a computer program stored in the storage unit, controlling each configuration of the terminal device 10.

The input unit 111 receives various information (data) according to the operation of the terminal device 10 by the user. For example, the input unit 111 accepts the input of the user's personal information used for identity verification in response to the operation by the user. The personal information includes information about the user, such as a name, an address, and a date of birth.

Further, the input unit 111 accepts the input of the identity verification document image data according to the operation by the user. The operation by the user includes, for example, an operation of scanning or imaging a user's identity verification document (for example, a driver's license) and downloading the identity verification document image data obtained by scanning or imaging the user to the terminal device 10.

The display control unit 112 controls the display of the display device included in the terminal device 10 or connected to the terminal device 10. For example, the display control unit 112 controls to generate various screens (user interfaces) necessary for advancing the procedure for verifying the identity of the user and display them on the display device. A specific example of the user interface in which the display control unit 112 controls the display will be described later.

The transmission / reception unit 113 controls the transmission / reception of data in the terminal device 10. For example, the transmission / reception unit 113 transmits the data input by the input unit 111 to an external device such as the server device 20. Further, the transmission / reception unit 113 receives notifications and various data from an external device such as the server device 20.

[User interface]
An example of a screen generated by the control of the display control unit 112 and displayed on the display device will be described with reference to FIGS. 6 to 16. 6 to 16 show examples (a) to (k) of screens included in the terminal device 10 or displayed on the display device connected to the terminal device 10. The screen examples (a) to (k) are generated and displayed, for example, based on the data transmitted and received by the terminal device 10 between the server device 21 and the server device 22. The user interface described below is a user interface for confirming the identity of the target user by the first business operator. As already explained above, the identity verification uses the confirmed identity information which is the identity information of the target user whose identity verification has already been established by the second business operator.

On the screen (a), the user A inputs the identity information in order to proceed with the procedure for the identity verification by the business operator B, and also uses the identity verification established by another operator (for the identity verification established by another operator). It is a screen for designating the other business operator (confirmation destination) in the case of relying on it. The screen (a) is a screen displayed based on the web application of the server device 21 that provides the service of the business operator B. Similarly, the screens (b) to (c) and (i) described later are screens displayed based on the web application of the server device 21.

The area a1 is an area for inputting the personal information of the user A in response to the operation of the user A. Specifically, in the area a1, in order to confirm the identity of the user by the business operator (first business operator), the personal information (first personal information) about the user provided by the input operation by the user is input. It is an input area for making.

The area a2 is an area in which information for selecting the other business operator is input in order to perform the identity verification using the identity verification established by the other business operator. Specifically, the area a2 is a user A registered in another business operator (second business operator) different from the business operator B (first business operator) regarding the identity verification of the user by a certain business operator. This is an input area for information that identifies personal information. In this example, the identification information of the user A registered in the business operator C, which is the other business operator, is input to the area a2. Further, confirmation information (for example, a password) corresponding to the identification information is also input.

When the input to the screen (a) is completed, the input information is transmitted to the server device 21 (and the server device 22), and the user A already established by the business operator C (second business operator) based on the information. Identity verification is carried out by business operator B using the identity verification of.

After that, the screen (b) is displayed, and the result of the identity verification is shown based on the information received from the server device 21. In the area b1 of the screen (b), as a result of the identity verification, as a message that the identity verification was not established, "The identity verification could not be established." Is shown. The reason why the identity verification was not established is that the identity information of the user A entered on the screen (a) and the identity information of the user A whose identity verification has already been established by the business operator C (confirmed identity information) match. It is possible that it was not.

When the result of the identity verification shown on the screen (b) is confirmed (that is, when "Yes" on the screen (b) is selected), the screen (c) is displayed next. In the area c1 of the screen (c), there is a message confirming the necessity of confirmation of the confirmed personal information of the business operator C and an area (“Yes” and “No” buttons) for receiving the instruction of the necessity of the confirmation. It is shown. When "Yes" is selected by the user's operation, the screen (d) is displayed based on the web application of the server device 22 that provides the service of the operator C. Similarly, the screens (d) to (h) described later are screens displayed based on the web application of the server device 22.

In the area d1 of the screen (d), the confirmed personal information currently registered in the business operator C (that is, the personal information of the user A whose identity has already been confirmed by the business operator C) is shown. The area d2 is an area that accepts the input of the content of the updated personal information. In this example, since the message "(Please enter)" is displayed near the address item in the area d2, the input of the updated address information can be accepted.

The screen (e) shows the state after the content of the updated personal information confirmed has been input to the screen (d). In this example, the information of the entered updated address is displayed in the area e1. After the confirmed personal information after the update is input to the area e1 of the screen (e), the screen (f) is displayed.

The area f1 of the screen (f) is an area (button displayed as "update") that accepts the input of the password associated with the identification information of the user A registered in the business operator C. The area f2 is an area for receiving an instruction to update the confirmed personal information based on the content input on the screen (e). When the area f2 is pressed or tapped (that is, an update is instructed) after the password is input to the area f1 by the user's operation, an instruction to update the confirmed personal information is transmitted to the server device 22 and the update is performed. After the process of is executed, the screen (g) is displayed on the display device of the terminal device 10.

When the result of the identity verification shown on the screen (g) is confirmed (that is, when "Yes" on the screen (g) is selected), the screen (h) is displayed next.

The area h1 of the screen (h) is an area for accepting whether or not to provide the updated confirmed personal information to the business operator B (first business operator). When "Yes" in the area h1 is selected by the user operation, the updated confirmed personal information is transmitted to the server device 21 (that is, the server device for providing the service of the business operator B). When "No" in the area h1 is selected, the updated confirmed personal information is not provided to the business operator B. In the present embodiment, it is accepted whether or not the confirmed personal information can be provided to the business operator B after the confirmed personal information is updated, but whether or not the confirmed personal information can be provided to the business operator B before the updated personal information is accepted. May be good.

After the possibility of providing information to the business operator B is selected on the screen (h) (or after the display of the screen (g)), the identity verification process by the business operator B is performed on the server device 21 (or the server device 22). Will be implemented. That is, the personal information entered on the screen (a) and the updated confirmed personal information entered on the screen (e) are collated.

If the identity verification is successful, the user is redirected and the screen (i) is displayed based on the web application of the server device 21 that provides the service of the business operator B. The screen (i) shows that the identity verification by the business operator B has been completed (established).

As described above, according to the present embodiment, the personal information registered in the second business operator (server device 22) for which identity verification has already been established for the target user does not match the personal information acquired from the target user. In this case, the second business operator updates the personal information of the target user registered in the second business operator based on the instruction from the target user. As a result, it is possible to avoid the failure of the identity verification due to the registration of the old identity information in the second business operator, and it is possible to more effectively carry out the identity verification based on the already established identity verification.

In the above interface example, the personal information and the information of the business operator C are input to the screen (a), the screen (b) shows that the identity verification was unsuccessful, and the business operator is displayed on the screen (c). It is confirmed whether or not the confirmed personal information of C needs to be confirmed. As a modification, the information input by the user and displayed to the user may be simplified.

Examples of the modification are shown in FIGS. 15 and 16 as screens (j) and (k). The screen (j) specifies the other business operator (confirmation destination) when the user A uses the identity verification established by the other business operator in order to proceed with the identity verification procedure by the business operator B. It is a screen for. Further, the screen (j) is a screen displayed based on the web application of the server device 21 that provides the service of the business operator B. The information input as the confirmation destination information is shown in the area J1 of the screen (j).

After the confirmation destination information is input to the screen (j), the screen (k) is displayed based on the web application of the server device 22 that is redirected and provides the service of the business operator C. In the area k1 of the screen (k), the confirmed identity information currently registered in the business operator C (that is, the personal information of the user A whose identity has already been confirmed by the business operator C) is shown.

The area k2 is an area for receiving an instruction as to whether or not to update the confirmed personal information displayed in the area k1. When "Yes" is selected by the user operation, the above-mentioned screen (d) is displayed for updating the confirmed personal information. Subsequent screen transitions and processing are as described above.

[Processing flow]
An example of the identity verification process executed by the server device 22 will be described with reference to FIG. This process is realized by the processor included in the server device 22 reading and executing the computer program stored in the storage unit. It should be noted that detailed description of each processing step in this processing has already been described here.

First, in step S11, the server device 22 is transmitted from the server device 21 via the network N to confirm the identity of the target user (for example, user A) by the first business operator (for example, business operator B). Acquire the personal information (first personal information) of the target user. The first personal information is information input by the target user via the terminal device 10 and transmitted to the server device 21.

Next, in step S12, the server device 22 uses the server device 22 to obtain the personal information (confirmed personal information) of the target user whose identity verification has already been established by the second business operator who provides the service via the server device 22. Obtained from the storage unit.

Next, in step S13, the server device 22 collates the first personal information acquired in step S11 with the confirmed personal information acquired in step S12, and is a target for the first business operator. Confirm the identity of the user.

Next, in step S14, the server device 22 transmits the result of the identity verification and the confirmation of the necessity of updating the confirmed identity information to the terminal device 10. The result of the identity verification includes, for example, the establishment or failure of the identity verification.

Next, if the identity verification is unsuccessful (failure) (Yes in step S15), the process proceeds to step S16, and if it is established (successful) (No in step S15), the process shown in FIG. 17 ends. do.

In step S16, it is determined whether or not the confirmation instruction for updating the personal information has been received from the terminal device 10, and if it is received (Yes in step S16), the process proceeds to step S17. If the confirmation instruction for updating the personal information is not received (No in step S16), the process proceeds to step S18.

In step S17, the server device 22 updates the confirmed personal information according to the content of the update instruction received from the terminal device 10, and stores it in the storage unit of the server device 22. After that, the process proceeds to step S13 again, and verification for identity verification is performed based on the updated confirmed identity information.

In step S18, the server device 22 determines whether or not the updated confirmed personal information needs to be transmitted. Specifically, when the confirmed personal information is updated in step S17, when an instruction to provide the updated confirmed personal information to the first business operator is received from the terminal device 10 (Yes in step S18). ), The updated confirmed personal information is transmitted to the server device 21 (step S19), and the process shown in FIG. 17 ends.

If the terminal device 10 does not receive an instruction to provide the updated confirmed personal information to the first business operator (No in step S18), the process ends thereafter.

As described above, according to the present embodiment, the personal information registered in the second business operator (server device 22) for which the identity verification of the target user has already been established is the first business operator (server device 21). If it does not match the personal information acquired from the target user via the above, the second business operator updates the personal information of the target user registered in the second business operator based on the instruction from the target user. As a result, it is possible to avoid the failure of the identity verification due to the registration of the old identity information in the second business operator, and it is possible to more effectively carry out the identity verification based on the already established identity verification.

[Hardware configuration]
With reference to FIG. 18, an example of a hardware configuration in which the terminal device 10 and the server device 20 are realized by the computer 800 will be described. The function of each device can be realized by dividing it into a plurality of devices.

As shown in FIG. 18, the computer 800 includes a processor 801 and a memory 803, a storage device 805, an input I / F unit 807, a data I / F unit 809, a communication I / F unit 811 and a display device. Includes 813.

The processor 801 is a control unit that controls various processes in the computer 800 by executing a program stored in the memory 803.

The memory 803 is a storage medium such as, for example, a RAM (Random Access Memory). The memory 803 temporarily stores the program code of the program executed by the processor 801 and the data required when the program is executed.

The storage device 805 is a non-volatile storage medium such as a hard disk drive (HDD) or a flash memory. The storage device 805 stores an operating system and various programs for realizing each of the above configurations.

The input I / F unit 807 is a device for receiving input from the user. Specific examples of the input I / F unit 807 include a keyboard, a mouse, a touch panel, various sensors, a wearable device, and the like. The input I / F unit 807 may be connected to the computer 800 via an interface such as USB (Universal Serial Bus).

The data I / F unit 809 is a device for inputting data from the outside of the computer 800. Specific examples of the data I / F unit 809 include a drive device for reading data stored in various storage media. It is also conceivable that the data I / F unit 809 is provided outside the computer 800. In that case, the data I / F unit 809 is connected to the computer 800 via an interface such as USB.

The communication I / F unit 811 is a device for performing data communication via the Internet N by wire or wirelessly with an external device of the computer 800. It is also conceivable that the communication I / F unit 811 is provided outside the computer 800. In that case, the communication I / F unit 811 is connected to the computer 800 via an interface such as USB.

The display device 813 is a device for displaying various information. Specific examples of the display device 813 include a liquid crystal display, an organic EL (Electro-Luminence) display, a display of a wearable device, and the like. The display device 813 may be provided outside the computer 800. In that case, the display device 813 is connected to the computer 800 via, for example, a display cable or the like. Further, when the touch panel is adopted as the input I / F unit 807, the display device 813 can be integrally configured with the input I / F unit 807.

[Modification example]
The program for mounting the identity verification system 1 (or the terminal device 10 and the server device 20) in the present embodiment is used for communication through various recording media such as an optical disk such as a CD-ROM, a magnetic disk, and a semiconductor memory. It can be installed or loaded on a computer by downloading it via a network or the like.

In the above embodiment, the server devices used by each of the business operator B and the business operator C directly communicate with each other, and the success or failure of the user's identity verification is determined, but the method is not limited to this method. As a modification, processing such as collation of personal information for identity verification may be performed on an information processing device on a platform shared by a plurality of businesses.

Specifically, the information processing device on the platform includes a collation unit, a transmission unit, and an update unit. First, the collation unit collates the personal information of the target user received from the server device with the confirmed personal information which is the personal information of the target user whose identity has been confirmed by the second business operator.

If the collation results do not match, the transmission unit sends a confirmation of the necessity of updating the confirmed personal information to the terminal device. After that, the updating unit updates the confirmed personal information in response to the request from the terminal device.

The present invention is not limited to the above-described embodiment, and can be carried out in various other forms without departing from the gist of the present invention. The above embodiments are merely examples in all respects and are not to be construed in a limited manner.

1 Identity verification system, 10 terminal equipment, 21 server equipment, 22 server equipment, N network

Claims (6)

In a system including an information processing device, a terminal device, and a server device, the information processing device capable of communicating with the terminal device and the server device.
In order to confirm the identity of the target user by the first business operator according to the personal information of the target user transmitted from the terminal device to the server device, the personal information of the target user received from the server device and the first. A collation unit that collates the confirmed personal information, which is the personal information of the target user whose identity has been confirmed by the business operator 2.
When the result of the collation does not match, the transmission unit that transmits to the terminal device the necessity confirmation of the update of the confirmed personal information, which is the personal information of the target user whose identity has been confirmed by the second business operator. ,
An update unit that updates the confirmed personal information in response to a request from the terminal device,
Information processing device equipped with. The collating unit collates the personal information about the target user received from the server device with the confirmed personal information updated by the updating unit.
The information processing apparatus according to claim 1. The transmitting unit transmits the collation result by the collating unit to the server device.
The information processing apparatus according to claim 1 or 2. The personal information about the target user received from the server device is information transmitted from the terminal device to the server device for the purpose of confirming the identity of the target user by the first business operator.
The information processing apparatus according to any one of claims 1 to 3. In a system including an information processing device, a terminal device, and a server device, there is an information processing method implemented by the information processing device capable of communicating with the terminal device and the server device.
In order to confirm the identity of the target user by the first business operator according to the personal information of the target user transmitted from the terminal device to the server device, the personal information of the target user received from the server device and the first. By collating with the confirmed identity information, which is the identity information of the target user whose identity verification has been established by the business operator of 2.
When the results of the collation do not match, the confirmation of the necessity of updating the confirmed personal information, which is the personal information of the target user whose identity has been confirmed by the second business operator, is transmitted to the terminal device.
To update the confirmed personal information in response to a request from the terminal device,
Information processing method with. In a system including a computer, a terminal device, and a server device, the terminal device and the computer capable of communicating with the server device are used.
In order to confirm the identity of the target user by the first business operator according to the personal information of the target user transmitted from the terminal device to the server device, the personal information of the target user received from the server device and the first. A collation unit that collates the confirmed personal information, which is the personal information of the target user whose identity has been confirmed by the business operator 2.
When the collation results do not match, the transmission unit that transmits to the terminal device the necessity of updating the confirmed personal information, which is the personal information of the target user whose identity has been confirmed by the second business operator.
An update unit that updates the confirmed personal information in response to a request from the terminal device,
A program to function as.

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