JP7002311B2 - Information processing equipment, information processing methods, and programs - Google Patents

Description

The present invention relates to an information processing apparatus or the like that processes information regarding a burden between members constituting a group.

Conventionally, there has been an inter-company fund centralized management system that centrally manages funds among a plurality of companies forming a group (see, for example, Patent Document 1).

Japanese Unexamined Patent Publication No. 2002-358470.

However, in the past, there was no mechanism for accumulating and using the burden information of each person who constitutes a group.

The information processing apparatus of the first invention stores one or more group information having a group identifier for identifying a group, user identifiers of two or more users constituting the group, and burden information regarding the burden of each user. The group information storage unit, the payment information receiving unit that receives payment information having the group identifier and the burden information of each person, and the payment information receiving unit that receives the burden information of each person in the payment information received by the payment information receiving unit. It is provided with a storage unit that stores information in association with the group identifier received by the user, and a burden information processing unit that performs processing using the burden information of two or more users possessed by the group information stored in the group information storage unit. It is an information processing device.

With such a configuration, it is possible to provide a mechanism for accumulating and using the burden information of each person constituting the group.

Further, in the information processing apparatus of the second invention, with respect to the first invention, the burden information processing unit acquires the burden information of two or more users contained in the group information stored in the group information storage unit. Burden information acquisition means, or statistical processing means that statistically processes the burden information of two or more users and acquires statistical information that is the result of statistical processing, and burden information or statistical processing means acquired by the burden information acquisition means. It is an information processing apparatus including a transmission means for transmitting the statistical information acquired by the user to each of two or more users constituting the group identified by the group identifier of the group information.

With such a configuration, it is possible to notify each user of the past burden or the result of statistical processing of the past burden by using the accumulated burden information of each person.

Further, in the information processing apparatus of the third invention, with respect to the first invention, the burden information processing unit uses the burden information of two or more users contained in the group information stored in the group information storage unit. The information processing apparatus includes a burden proposal information constituting means for constituting burden proposal information, which is information regarding the burden of each user in payment in the next group, and a transmission means for transmitting the burden proposal information.

With such a configuration, it is possible to make a proposal regarding the burden of each person this time or from the next time onward by using the accumulated burden information of each person.

Further, the information processing apparatus of the fourth invention stores the recommendation information in which the condition information regarding the condition using the burden information and the recommendation information to be transmitted to the user are stored in association with each other for the first invention. The burden information processing unit further includes a unit, and the burden information processing unit acquires recommendation information paired with the condition information satisfied by the burden information of two or more users possessed by the group information stored in the group information storage unit from the recommendation information storage unit. It is an information processing apparatus including a recommendation information acquisition means for performing and a transmission means for transmitting the recommendation information acquired by the recommendation information acquisition means.

With such a configuration, using the accumulated burden information of each person, it is possible to make a recommendation based on the information of the products and stores contained therein, or a recommendation according to the amount and ratio of the burden of each person to each user.

Further, in the information processing apparatus of the fifth invention, for any one of the first to fourth inventions, the burden information processing unit receives the burden information of each person in the payment information received by the payment information receiving unit. It is an information processing apparatus provided with a payment processing means for performing payment processing, which is processing for payment to each person.

With such a configuration, the information processing device can perform the payment processing for the burden information of each person by itself.

Further, in the information processing apparatus of the sixth invention, with respect to the fifth invention, the group information of the group information storage unit has the charge amount information indicating the charged amount, and the payment processing means pays. It is an information processing device that performs a payment process, which is a process for reducing the charge amount information by using the burden information of each person in the payment information received by the information receiving unit, and is a process for payment for each person.

With such a configuration, the settlement process for each person's burden information can be performed by reducing the amount for each person's burden information from the group charge amount.

Further, the information processing apparatus of the seventh invention stores user information for the sixth invention, in which one or more user information having a user identifier and user charge amount information charged by each user is stored. The payment processing means is a process of reducing the user charge amount information of each person by using the burden information of each person in the payment information received by the payment information receiving unit. It is an information processing device that performs payment processing, which is a processing for the purpose.

With such a configuration, the settlement process for each person's burden information can be performed by reducing the amount for each person's burden information from the user charge amount of each person.

Further, in the information processing apparatus of the eighth invention, with respect to the sixth invention, the group information of the group information storage unit includes a group identifier, a user identifier of two or more users constituting the group, and each user. It has burden information related to the burden and user charge amount information charged by each user, and the payment processing means uses the burden information of each person in the payment information received by the payment information receiving unit to be used by each user. It is an information processing device that performs payment processing, which is processing for reducing charge amount information and for payment for each person.

With such a configuration, the settlement process for each person's burden information can be performed by reducing the amount for each person's burden information from the user charge amount of each person.

In any one of the first to fourth inventions, the burden information of each person in the payment information received by the payment information receiving unit may be information related to the result of payment by the terminal device.

With such a configuration, the information processing device can use the payment result on the terminal device as the burden information of each person.

Further, the information processing apparatus of the ninth invention receives the user identifier and the processing target information which is the processing target information from the terminal device for any one of the first to eighth inventions. One or more pairs of the receiving unit, the determination unit that determines whether the processing target information is the transfer target information, and the processing target information that the determination unit determines to be the transfer target information are paired with the user identifier. It is an information processing apparatus further provided with a transfer unit for transferring processing target information to one or more terminal devices corresponding to user identifiers.

With such a configuration, it is possible to mediate the exchange of information between users.

Further, the information processing apparatus of the tenth invention has a group account identifier for identifying the group account for the group information for any one of the first to the ninth inventions, and the payment information receiving unit receives the group information. The payment information to be paid includes the group identifier, the total payment information indicating the total payment amount, and the burden information of each person, and the burden information processing unit corresponds to the burden information of each person in the payment information received by the payment information receiving unit. A difference calculation method that calculates the difference between the total amount of money to be paid and the total payment amount indicated by the total payment information, and a group account identifier that pairs the difference amount with the group identifier when the difference is greater than 0. It is an information processing apparatus provided with a charge processing means for performing a charge process, which is a process for charging the identified group account.

With this configuration, the balance after settlement can be managed by the group.

In any one of the first to tenth inventions, the information processing apparatus includes a group participation information receiving unit that receives group participation information having a group identifier and a user identifier, and a group having a group identifier having group participation information. The information may further include a participation processing unit for adding the user identifier of the group participation information.

With such a configuration, new users can be added to the group.

Further, in any one of the first to tenth inventions, the group information has the amount information indicating the amount of money, and the information processing apparatus charges another user with all or part of the amount of money indicated by the amount of money information. , The charged amount may be deducted from the amount information, and a transition charge unit for updating the amount information may be further provided.

With such a configuration, the electronic money of the group can be charged to other users.

According to the present invention, it is possible to provide a mechanism for accumulating and using burden information of each person constituting a group.

Block diagram of the information system in the embodiment A flowchart explaining the operation of the information system Data structure diagram of the same user information Data structure diagram of the payment information Data structure diagram of the same group information The figure which shows the composition example of the charge amount information The figure which shows an example of the output screen of the terminal apparatus The figure which shows another example of the output screen of the terminal apparatus External view of the computer system A diagram showing an example of the internal configuration of the computer system

Hereinafter, embodiments of the information processing apparatus and the like will be described with reference to the drawings. In addition, since the components with the same reference numerals perform the same operation in the embodiment, the description may be omitted again.

FIG. 1 is a block diagram of an information system according to the present embodiment. The information system includes an information processing device 1 and one or more terminal devices 2. The information processing device 1 is communicably connected to one or more terminal devices 2 via a network such as a LAN or the Internet, a wireless or wired communication line, or the like.

The information processing device 1 is, for example, a server of a company that operates this information system, but may be a server of a financial institution such as a bank or a cloud server, and its location or type does not matter.

The terminal device 2 is, for example, a mobile terminal carried by a user. The mobile terminal is, for example, a smartphone, a mobile phone, a tablet terminal, or the like, but the type thereof does not matter. However, the terminal device 2 may be, for example, a personal computer at home, a tablet terminal in a store, or the like, and the location or type of the terminal does not matter as long as it is a terminal that can be operated by the user.

The information processing device 1 includes a storage unit 11, a reception unit 12, and a processing unit 13. The storage unit 11 includes a user information storage unit 111, a group information storage unit 112, and a recommendation information storage unit 113. The receiving unit 12 includes a payment information receiving unit 121, a processing target information receiving unit 122, and a group participation information receiving unit 123. The processing unit 13 includes a storage unit 131, a burden information processing unit 132, a determination unit 133, a participation processing unit 134, a transition charge unit 135, and a transfer unit 136. The burden information processing unit 132 includes statistical processing means 1321, burden proposal information constituting means 1322, recommendation information acquiring means 1323, settlement processing means 1324, difference calculating means 1325, charge processing means 1326, burden information acquiring means 1327, and transmitting means 1328. To prepare for.

The terminal device 2 includes a terminal storage unit 21, a terminal reception unit 22, a terminal processing unit 23, a terminal transmission unit 24, a terminal reception unit 25, and a terminal output unit 26.

The storage unit 11 constituting the information processing device 1 can store various types of information. The various types of information include, for example, user information, group information, and recommendation information, which will be described later.

One or two or more user information is stored in the user information storage unit 111. User information is information about the user. The user information has a user identifier. The user identifier is information that identifies the user. The user identifier is, for example, an address and a name, an e-mail address, an ID, or the like, but any information that can identify the user may be used.

The user identifier may be, for example, a user terminal identifier. The user terminal identifier is information that identifies the user's terminal device 2. The user terminal identifier is, for example, a MAC address, an IP address, an e-mail address, an ID, or the like, but may be any information as long as it can identify the user's terminal device 2.

The user information also usually has a group identifier. The group identifier is information that identifies the group. The group identifier is, for example, a group name, an ID, or the like, but any information that can identify the group may be used. However, if there is only one group, the group identifier may not be present.

Further, the user information also includes, for example, user charge amount information. The user charge amount information is information regarding the amount charged by one user. Charging generally means depositing prepaid electronic money into a recording medium such as an IC card or a mobile terminal. However, the charge in the present embodiment may be considered to include the deposit to the account of a financial institution or the like. The account is not limited to an electronic commerce account, but may include an account such as deposits and savings. The deposit is not limited to the so-called charge by the prepaid electronic money, and may be considered to include, for example, the deposit by transfer or cash. Further, the deposit may be considered to include, for example, a deposit by a postpaid electronic money, a credit card, or the like, and the method and timing may not be limited.

The charged amount is usually the remaining amount (remaining amount) obtained by subtracting the paid amount (payment amount) from the deposited amount (deposit amount). If not paid, the balance is the same as the deposit amount. Further, for example, payment may be made twice or more for one recording medium, or payment may be made twice or more within the range of the remaining amount. In such a case, the balance will be the total amount of deposits (total deposit amount) minus the total amount of payments (total payment amount). The user charge amount information is usually the balance information indicating the balance. Further, the user charge amount information may include, for example, one or more types of information among charge history information and payment history information. The charge history information is information indicating the charge history. The charge history information may be, for example, a set of a pair of a deposit amount and a date and time. The payment history information is information indicating the payment history. The payment history information may be, for example, a set of a pair of a payment amount and a date and time.

However, when the group information of the group information storage unit 112 described later has charge amount information (see FIG. 6: described later) composed of a set of a pair of a user identifier and user charge amount information, the user information is not included. It is not necessary to have the user charge amount information.

The user information may include, for example, a user account identifier, credit card information, or the like in place of or in addition to the user charge amount information. The user account identifier is information that identifies the user's account. The user account identifier is usually an account number, but any information that can identify the user's account may be used. Credit card information is information about a user's credit card. Credit card information includes, for example, information such as a card number and an expiration date. However, the data structure of the user information does not matter.

One or more group information is stored in the group information storage unit 112. Group information is information about a group. The group information has a group identifier.

The group information also has two or more user identifiers. The user identifier of the group information is an identifier of each of two or more users constituting the group.

Furthermore, the group information also has information on the burden of each person. The burden information of each person (hereinafter, may be simply referred to as burden information) is information regarding the burden of each of two or more users constituting the group. The burden information is, for example, information indicating the amount (burden amount) borne by each user regarding the payment amount in a group, but is information indicating the amount (adjustment amount) to be adjusted or subtracted from the amount evenly divided by the number of people. It may be used, or it may be information indicating the ratio (burden ratio) borne by each user. The burden information may be, for example, a set of a user identifier and a burden amount. However, the data structure of the burden information does not matter.

In addition, the group information usually includes one or more types of information (hereinafter, may be referred to as product information or the like) among product information or store information. Product information is information on products purchased by a group. The product also includes services such as eating and drinking and karaoke. The product information includes, for example, a product identifier, a type identifier, price information, and the like. The product identifier is information that identifies the product. The product identifier is, for example, a product name such as "private room plan" or "all-you-can-sing", an ID, or the like, but any information that can identify the product may be used. The type identifier is information that identifies the type of product. The type identifier is, for example, a type name such as "Izakaya" or "Karaoke", an ID, or the like, but any information that can identify the type of the product may be used. Price information is information indicating the price of a product. The price information may be, for example, "3,000 yen / person" or "5,000 yen / room".

Store information is information on the stores visited. The store information includes, for example, a store identifier, location information, and the like. The store identifier is information that identifies the store. The store identifier is, for example, a store name such as "Izakaya XX" or "XX Karaoke", an ID, or the like, but any information that can identify the store may be used. The location information is information indicating the location of the store. The location information is, for example, an address such as "Chuo-ku, Osaka City", but may be coordinates such as latitude and longitude, and its expression format does not matter.

Alternatively, as will be described in a specific example, the group information may have, for example, a group identifier and one or more payment information, and it may be considered that each of the one or more payment information includes burden information and the like. good. The payment information will be described later.

Further, the group information may have, for example, a group account identifier. The group account identifier is information that identifies a group account. The group account identifier is usually an account number, but can be any information that can identify the group account.

Further, the group information may have, for example, monetary information. The amount information possessed by the group information may be, for example, information indicating an amount that can be paid as a group, or may be considered as a set of deposit amounts of each person under the control of the group. The amount information may be, for example, information indicating the amount of money deposited in the account identified by the group account identifier (hereinafter, group account), or is a set of user charge amount information of each person belonging to the group. You may.

The deposit referred to here may also be a so-called charge or a transfer. However, since the charge in the present embodiment is a concept that can include a transfer or the like as described above, the amount information possessed by the group information may be referred to as, for example, "charge amount information". The charge amount information is information indicating the amount charged in one group. The charge amount information may be, for example, balance information of a group account identified by a group account identifier.

Alternatively, the charge amount information may be, for example, a set of user charge amount information of each person belonging to the group. The set referred to here is, for example, a set of user charge amount information paired with the group identifier among the user charge information possessed by two or more user information of the user information storage unit 111 (hereinafter, user charge amount information group). May be written as).

For example, the charge amount information of the group X is a user charge amount information group paired with the group identifier “X”, specifically, a set of the user identifier “AA” and the user charge amount information “¥ 4000”. It may be composed of a set of the user identifier "BB" and the user charge amount information "¥ 3000", a set of the user identifier "CC" and the user charge amount information "¥ 3000", and the like.

However, the data structure of the group information does not matter.

The recommendation information storage unit 113 stores one or more recommendation information. The recommendation information is information that recommends one or more of products or stores, and is information to be transmitted to the user. The recommendation may be, for example, recommending a product or the like according to the user's preference to the user.

The recommendation information is, for example, information that recommends products and the like that suit the tastes of two or more users belonging to the group, and is preferably information that is individually transmitted to each person. Alternatively, the recommendation information may be, for example, information that recommends a product or the like suitable for the group, and may be information to be transmitted to all members of the group.

However, the recommendation information is, for example, information that recommends a product or the like that suits the tastes of an unspecified number of users, and may be information that is transmitted regardless of a group or a member. This kind of recommendation information may be, for example, an advertisement for a product or the like. In this way, the data structure of the recommendation information does not matter.

Further, the amount information may be the balance of the bank account created corresponding to the group. The amount information may be the sum of the bank balances of each person under the control of the group. Each person's bank balance may be the balance of the virtual account corresponding to the group in the virtual account created by each person for each group (for example, local, old friend, company, etc.) in each person's bank account. ..

In the recommendation information storage unit 113, for example, one or more recommendation information is stored in association with the condition information. The condition information is information about the condition using the burden information. The condition using the burden information is that the recommendation information acquisition means 1323, which will be described later, uses the burden information of two or more users of one group information stored in the group information storage unit 112, and the recommendation information storage unit. From 113, it can be said that it is a condition for acquiring the recommendation information to be transmitted to each user.

The condition information may be, for example, a condition that the recommendation information of one or more products corresponding to the same type identifier as the type identifier of the burden information is transmitted. Alternatively, the condition information may be, for example, a condition that the recommendation information for recommending the repurchase of the product corresponding to the same product identifier as the product identifier of the burden information is transmitted. Alternatively, the condition information may be, for example, a condition that the recommendation information of one or more products belonging to the same price range (for example, 3,000 yen range) as the price information possessed by the burden information is transmitted. Alternatively, as the condition information, for example, the recommendation information of one or two or more stores satisfying a predetermined relationship (for example, within the same city / ward, the distance is less than or less than the threshold value, etc.) with the location information of the burden information is transmitted. It may be a condition to do so.

In the above-mentioned condition information, it is preferable that the type identifier or the like possessed by the burden information is the most or most frequent type identifier or the like in the group information. Further, in the above-mentioned condition information, the recommendation information to be transmitted may further include a condition that the information has a store identifier different from the previous one.

Further, the condition information has, for example, a predetermined relationship (for example, the same type identifier, the same price range, the same city / ward, etc.) with respect to the elements such as the type identifier, price information, and location information of the burden information. The recommendation information of each store of 1 or 2 or more may be transmitted in descending order of the number of satisfied elements.

Alternatively, the condition information may be a condition that, for example, the recommendation information regarding the store identified by the store identifier possessed by the burden information is transmitted.

Alternatively, the condition information may be, for example, a leader or a secretary to a user corresponding to the burden information having the highest burden amount or ratio among two or more burden information, or to each user corresponding to the burden information within the top n ranks. It may be a condition that the recommendation information of the product for the representative such as is transmitted.

Further, the condition information corresponds to, for example, the same type identifier as the type identifier having the largest number or the highest frequency of appearance among the type identifier groups included in the two or more payment information corresponding to one group. 1 of "Sending product recommendation information" (hereinafter sometimes referred to as "most frequent condition") or "Sending product information of products belonging to the same price range or the closest price range" (price condition) It may include more than one kind of condition. Further, the condition information is, for example, a condition (narrowing down) using the location information that searches for products satisfying one or more of the above types of products from the products of stores in the same city / ward as the location information possessed by the burden information. It is preferable to have the condition) as well. However, the data structure of the condition information does not matter.

The receiving unit 12 receives various types of information. The various types of information include, for example, payment information, processing target information, and group participation information, which will be described later. Although the details will be described later, it is assumed that the processing target information includes various instructions such as a settlement instruction, a payment instruction, and a transition instruction.

The payment information receiving unit 121 receives payment information from the terminal device 2. Payment information is information about payment as a group. The transmission source of payment information is, for example, the terminal device 2 of one of two or more users belonging to the group (for example, the settlement person described later), but the terminal device 2 of each of the two or more users may be used.

Payment information has information on each person's burden. The payment information also usually has a group identifier, total payment information, product information, and store information. However, the group identifier is usually omitted from the payment information at the time of storage by the storage means 131. Further, the total payment information may be omitted from the payment information at the time of accumulation, for example, when the burden information of each person is determined so that the total amount of the burden of each person is the same as the total payment amount. good. Further, one or more types of information among the product information and the store information may be omitted from the payment information at the time of storage, for example, when the recommendation information using the information is not acquired.

Further, the payment information may have total payment information. The total payment information is information indicating the total amount of the price paid by the group for the purchase of the product in the group. The amount indicated by the total payment information is usually the same as the total amount borne by each person (hereinafter referred to as the total amount), but may be different from the total amount. It is preferable that the total payment information indicates, for example, a higher amount than the total amount of the amount corresponding to the burden information of each person in the payment information. The total payment information in the above example is "¥ 10000", which is the same amount as the total amount, but may be "¥ 12000" or the like, which is a higher amount.

Further, the payment information may also include one or more types of information among product information and store information.

As an example, when the user AA, the user BB, and the user CC belong to a certain group X, the payment information having the group identifier "X" and the burden information of each person in any one of the terminal devices 2 is provided. It may be acquired and transmitted to the information processing apparatus 1. The burden information of each person is, for example, a set of the user identifier "AA" and the burden amount "¥ 4000", a set of the user identifier "BB" and the burden amount "¥ 3000", and the user identifier "CC" and the burden. It may be a pair with the amount "3000 yen".

Further, the payment information may be received, for example, before or after the payment. That is, the payment information may be, for example, information for the payment processing means 1324, which will be described later, to perform payment processing for each person.

Specifically, the payment information receiving unit 121 receives payment information having a group identifier, burden information of each person, and the like from, for example, one terminal device 2 out of two or more terminal devices 2, and further, a process described later. When the target information receiving unit 122 receives a payment instruction from the one terminal device 2, the payment processing means 1324, which will be described later, uses the burden information of each person in the received payment information to each person. Payment processing may be performed.

The settlement instruction is a settlement instruction. The payment instruction has a group identifier. For example, the settlement instruction may be an instruction for the total payment amount of the group identified by the group identifier, or an instruction for the burden amount of each person belonging to the group.

Alternatively, the payment information may be, for example, information regarding the settlement result. The settlement may be performed collectively by one of the two or more terminal devices 2 or individually by each person's terminal device 2. That is, for example, in one terminal device 2, payment is made using each person's burden information, and the payment information receiving unit 121 receives a group identifier, each person's burden information, and the like from the one terminal device 2. You may receive the payment information you have. Alternatively, in each of the two or more terminal devices 2, payment is made using the burden information of the user himself / herself, and the payment information receiving unit 121 receives the group identifier, the burden information of the user himself / herself, and the like from each terminal device 2. You may receive the payment information you have.

The processing target information receiving unit 122 receives the user identifier and the processing target information from the terminal device 2. The processing target information is information to be processed by the processing unit 13 or the like. However, it may be considered that the processing target information usually does not include the payment information received by the payment information receiving unit 121 described above and the group participation information received by the group participation information receiving unit 123 described later.

The processing target information is, for example, an instruction such as a payment instruction described above, a payment instruction described later, a transition instruction described later, etc. Information may be used.

The deposit instruction is an instruction to deposit the amount borne by each person or more to the group's account. The deposit instruction has a user identifier and a group identifier. The deposit instruction may also have, for example, a group account identifier.

The transition instruction is an instruction to perform a transition charge. The transition charge will be described later. The migration instruction usually has a group identifier and a user identifier that identifies another user as the migration destination.

Whether or not the received processing target information is a transfer target is determined by the determination unit 133, which will be described later.

The processing target information may be, for example, a payment request. A deposit request is a request for deposit to a group account. The payment request is sent from the user who makes the payment (settlement) to each other user who belongs to the same group as the payment person. The deposit request usually has a user identifier of the user to whom the payment is made and information on the burden of the user. However, the payment request may have the burden information of each person belonging to the group. In addition, the deposit request usually has the user identifier of the settler who is the sender of the deposit request. Further, the deposit request may also have, for example, a group account identifier.

The deposit report is a report to the effect that the deposit has been made, and is, for example, sent from each person who receives the deposit request to the settler. For example, the settler may input a settlement instruction to the effect that the settlement is performed as a group to the terminal device 2 after the payment reports from each person are collected. Alternatively, the settler may individually input the settlement instruction according to the payment report from each person. The payment instruction is transmitted from the terminal device 2 to the information processing device 1, and the information processing device 1 performs payment processing by the payment processing means 1324 described later. In the payment process, for example, the total amount of the payment may be paid from the account of the group, or the burden amount may be paid from the account of each user belonging to the group.

The payment request and the payment report are information to be transferred by the transfer unit 136, which will be described later. The transfer target may be any information exchanged between users in the group.

The group participation information receiving unit 123 receives the group participation information. The group participation information is information that the user joins the group. The group participation information may be, for example, information that a user (new user) who does not belong to any group joins one group, or a user who already belongs to one or more groups (a user who already belongs to one or more groups (new user). It may be information that an existing user) joins another group. The group participation information usually has a group identifier of the group to which a new or existing user intends to join, and a user identifier of the user.

The group participation information is, for example, information that a store or its clerk who receives payment from the group temporarily participates in the group in order to give a payment instruction regarding the burden amount of each person belonging to the group. You may. The user identifier of the group participation information may be, for example, a store identifier or a store account identifier. The store account identifier is information that identifies the store account. The store account identifier may be, for example, the account number of the deposit destination in the payment processing performed by the payment processing means 1324 described later.

The processing unit 13 performs various processes. The various processes include, for example, a storage unit 131, a burden information processing unit 132, a statistical processing unit 1321, a burden proposal information configuration unit 1322, a recommendation information acquisition unit 1323, a settlement processing unit 1324, a difference calculation unit 1325, and a charge process, which will be described later. The processing includes means 1326, burden information acquisition means 1327, transmission means 1328, determination unit 133, participation processing unit 134, transition charge unit 135, transfer unit 136, and the like.

The storage unit 131 stores the burden information of each person in the payment information received by the payment information receiving unit 121 in the group information storage unit 112 in association with the group identifier of the payment information.

For example, the storage unit 131 may store a part of the received payment information including the burden information of each person in association with the received group identifier. Alternatively, the storage unit 131 may store, for example, all of the received payment information in association with the received group identifier.

Further, each time the payment information is received, the storage unit 131 uses a part or all of the received payment information as the payment information among one or more group information stored in the group information storage unit 112. It is preferable to add to the group information having the same group identifier as the group identifier of.

The burden information processing unit 132 performs processing using the burden information of two or more users possessed by the group information stored in the group information storage unit 112.

The processing means, for example, the burden information of two or more users (hereinafter, may be referred to as “past burden information”) possessed by the stored group information is identified by the group identifier possessed by the group information. It may be transmitted to the terminal device 2 of one or more users belonging to the group (hereinafter, may be referred to as "terminal of one or more users").

The burden information processing unit 132 normally transmits the past burden information to each of two or more users identified by the two or more user identifiers of the group information, but one or more of the two or more users. It may be sent only to the user of. The destination is not limited to the user identified by the user identifier (for example, e-mail address, telephone number, etc.), but may be the terminal device 2 identified by the user terminal identifier (for example, IP address, etc.).

Alternatively, the processing may be, for example, statistically processing past burden information and transmitting the result to the terminals of one or more users. The statistical processing will be described later.

Further, the processing may be, for example, transmitting a proposal regarding a payment method of each person in the payment in the next group to the terminals of one or more users. The next payment is, for example, the current payment, but may be the next payment, or each payment this time and thereafter. Further, the next payment may be a payment in a certain future period such as this month's payment or next month's payment, or may be a future payment with no particular period.

The proposal regarding the payment method of each person is, for example, to propose the burden amount of each person, but it may also propose the burden ratio of each person. The proposal may also include a proposal regarding a payment method other than the burden amount, such as a payment method. The payment method is, for example, payment by predetermined electronic money, cash payment, payment by points, installment payment, revolving payment, etc., but the type is not limited.

Alternatively, the processing may be, for example, the output of the above proposal on each person's terminal. The terminal of each person is usually a terminal of two or more users belonging to one group, but may be a terminal of one or more of the two or more users.

Further, the processing may be, for example, transmitting the recommendation information to the terminals of one or more users by using the burden information of each person accumulated for each group. Further, the processing is, for example, in addition to or instead of the burden information of each person, using the product information possessed by the payment information accumulated for each group, or one or more types of information among the store information. The recommendation information may be transmitted to the terminals of one or more users. However, as described above, it may be considered that each person's burden information includes one or more types of information among product information or store information.

In addition, the burden information processing unit 132 uses, for example, the burden information of two or more users possessed by the group information stored in the group information storage unit 112, and whether or not the deposit amount of each person is equal to or more than the burden amount. It may be determined whether or not, and a notification (insufficient notification) indicating that the deposit amount is insufficient may be sent to each user of 1 or 2 or more whose deposit amount is less than the burden amount. It is preferable that the shortage notification has the shortage amount information. The shortage amount information is information indicating the shortage amount. The shortfall is the difference between the burden and the deposit. The burden information processing unit 132 calculates the shortage amount by subtracting the deposit amount from the burden amount to one or more users whose deposit amount is less than the burden amount, and sends a shortage notification having the calculated shortage amount information. It is preferable to do so.

However, the shortage amount information may have a set of shortage amounts of one or more users whose deposit amount is less than the burden amount. The shortage notification including the shortage amount information is not limited to one or more users whose deposit amount is less than the burden amount, and may be sent to two or more users in the group.

Further, the processing may be a payment processing. The settlement process is a process for settlement for each person. The settlement may be, for example, reducing each person's burden from the user charge amount of each person, or reducing the total amount of each person's burden from the group's account. In addition, the settlement is not limited to the reduction from the prepaid electronic commerce, but may be, for example, a deposit or savings, a reduction from the accumulated points, or a postpay electronic commerce or credit card payment method. Does not matter.

The processing for settlement may be, for example, the settlement by oneself, or the information for settlement (for example, the burden amount of each person, the account number of the group account, etc.) and the external device for settlement (for example, the account number of the group account). It may be a process of sending to a server such as a financial institution).

Further, the process may include a process of charging the group account with the difference when the total amount of the burden of each person exceeds the total payment amount.

The burden information processing unit 132 usually performs the above-mentioned processing using the burden information of each person for each group. That is, the burden information processing unit 132 selects, for example, one group information from one or more stored group information, and performs processing using the burden information of two or more users possessed by the one group information. You may go. Further, the burden information processing unit 132 selects, for example, one group information from one or more stored group information, and performs processing using the burden information of two or more users possessed by the one group information. It is preferable to repeat the operation to be performed until there is no unselected group information.

The statistical processing means 1321 constituting the burden information processing unit 132 statistically processes the burden information of each of the two or more users acquired by the burden information acquisition means 1327 described later, and acquires the statistical information. The statistical processing may be, for example, a process of accumulating the burden amount of each person's burden information, or a process of calculating the difference or ratio between the accumulation results of each person, regardless of the type or procedure. Statistical information is information showing the result of statistical processing of burden information of two or more users. The statistical information may include, for example, one or more types of information among the integration result of each person, the difference between the integration results of each person, or the ratio of the integration result of each person.

The burden proposal information constituting means 1322 configures the burden proposal information by using the burden information of two or more users possessed by the group information stored in the group information storage unit 112. The burden proposal information is information that proposes the burden of each user in the payment in the next group. The burden proposal information may be composed of, for example, a set of a set of a user identifier and the next burden amount. The next burden may be calculated, for example, based on the statistical information acquired by the statistical processing means 1321.

The recommendation information acquisition unit 1323 acquires from the recommendation information storage unit 113 the recommendation information paired with the condition information satisfied by the burden information of two or more users of the group information stored in the group information storage unit 112.

For example, when the condition information includes the above-mentioned most frequent condition and price condition, the recommendation information acquisition unit 1323 may acquire the recommendation information of the product satisfying one or more of the most frequent condition or the price condition. When the condition information also includes the above-mentioned narrowing-down condition based on the position information, the recommendation information acquisition means 1323 first narrows down the two or more recommended information stored in the recommendation information storage unit 113. Then, from the narrowed down two or more recommendation information, the recommendation information of the product satisfying one or more of the most frequent conditions or the price conditions may be acquired.

The payment processing means 1324 performs payment processing for each person by using the burden information of each person in the payment information received by the payment information receiving unit 121.

The settlement processing means 1324 may perform a settlement process that is a process of reducing the charge amount information by using, for example, each person's burden information and a group account identifier. Alternatively, the payment processing means 1324 may perform payment processing for reducing the user charge amount information of each person constituting the charge amount information, for example, by using the burden information of each person and the group account identifier.

The payment processing means 1324 may be a payment processing to a store. The payment process may be payment with charged electronic money. The payment process may be a transfer process from the virtual account described above to the store account.

The payment processing means 1324 may perform processing by using the reception of the payment instruction from the terminal device 2 as a trigger. The payment instruction from the terminal device 2 may be received from all the terminal devices 2 of each person under the control of the group. When two or more payment instructions are received for one payment information, payment processing may be performed based on any one payment instruction.

The difference calculation means 1325 acquires the total amount of money corresponding to the burden information of each person in the payment information received by the payment information receiving unit 121, and the total amount and the total payment information of the payment information. Calculate the difference from the total payment amount indicated by.

The charge processing means 1326 performs charge processing to the group account when the difference calculated by the difference calculation means 1325 is larger than 0. The charge process is a process for charging the difference amount to the group account identified by the group account identifier paired with the group identifier. The charging process may also be self-charging, or the information for charging (for example, the difference or the account number of the group account) is connected to an external device (for example, a server such as a financial institution or a server) for charging. It may be a process of sending to a terminal etc.).

The burden information acquisition means 1327 acquires the burden information of each of two or more users of the group information stored in the group information storage unit 112.

For example, the burden information acquisition means 1327 selects one group information from two or more group information stored in the group information storage unit 112, and selects the burden information of two or more users possessed by the one group information. You may get it.

Specifically, for example, in response to the processing target information receiving unit 122 receiving the user identifier and the processing target information, the burden information acquisition unit 1327 first sets the group identifier corresponding to the user identifier to the user information storage unit 111. Then, among the two or more group information stored in the group information storage unit 112, the group information having the group identifier is selected, and the burden information of each of the two or more users possessed by the group information is selected. May be obtained.

Alternatively, the burden information acquisition means 1327 operates, for example, to select one group information from two or more stored group information and acquire the burden information of two or more users possessed by the one group information. , May be repeated until there is no unselected group information.

The transmission means 1328 may transmit various information. The various types of information include, for example, the above-mentioned burden information, statistical information, recommendation information, burden proposal information, and the like.

That is, the transmission means 1328 transmits the burden proposal information configured by the burden proposal information configuration means 1322 to the terminal devices 2 of two or more users.

Further, the transmission means 1328 transmits one or more of the burden information of each of the two or more users acquired by the burden information acquisition means 1327 or the statistical information acquired by the statistical processing means 1321 to each of the two or more users.

Further, the transmission means 1328 transmits the recommendation information acquired by the recommendation information acquisition means 1323 to the terminal devices 2 of two or more users.

The various types of information may include the above-mentioned shortage notification, payment report, and the like. The transmission means 1328 transmits information such as a shortage notification to the terminal device 2 of one or more users.

Further, the various information may be, for example, the above-mentioned information for payment or information for charging. That is, the transmission means 1328 transmits information for payment or the like to an external device for payment or the like.

The determination unit 133 determines whether or not the processing target information received by the processing target information receiving unit 122 is a transfer target. The information to be transferred is not repeated because it has been described above.

The determination unit 133 determines whether or not the received processing target information is a transfer target, for example, one or more of a user identifier that identifies the transfer destination or a flag indicating that the processing target information is a transfer target. You may judge whether or not you have the information. That is, the determination unit 133 determines that the processing target information is a transfer target, for example, when the processing target information has one or more types of information among the user identifier that identifies the transfer destination and the flag indicating that the transfer target is the flag. If it does not have any of such user identifiers or flags, it may be determined that it is not a transfer target.

The participation processing unit 134 adds the user identifier of the group participation information to the group information having the group identifier of the group participation information received by the group participation information receiving unit 123.

The transition charge unit 135 performs a transition charge. The transition charge is to charge another user with all or part of the amount indicated by the amount information (charge amount information) possessed by the group information. Other users are usually users outside the group. A user outside the group is a user who does not belong to the group corresponding to the charge amount information. The transition charge unit 135 may charge other users with electronic money, for example, as a celebration from a group, a celebration, a New Year's gift, or the like.

However, the other user may be a user in the group. The transfer charge in such a case may be, for example, transfer (for example, refund) all or part of the amount indicated by the charge amount information contained in the group information to one or more users in the group, or the said person. Of the two or more user charge amounts (see FIG. 6: described later) that make up the charge amount information, all or part of the amount indicated by the user charge amount information corresponding to one user identifier (for example, “AA”). It is also possible to shift to the amount indicated by the user charge amount information corresponding to another user identifier (for example, “BB”) (for example, adjust the burden amount between users).

In the transition charge unit 135, for example, when the processing target information received by the processing target information receiving unit 122 is a migration instruction, the burden information processing unit 132 may perform a transition charge.

Further, the transition charge unit 135 reduces the amount charged in this way from the charge amount information and updates the charge amount information.

The transfer unit 136 has one or more terminal devices corresponding to one or more user identifiers that are paired with the user identifier received together with the process target information that the determination unit 133 has determined to be the information to be transferred. Transfer to 2. Here, the one or more terminal devices 2 corresponding to one or more user identifiers paired with the received user identifier are usually one or more users belonging to the same group as the user identified by the received user identification. Terminal device 2 of.

For example, the transfer unit 136 acquires one or more user identifiers paired with the received user identifier by using the user information stored in the user information storage unit 111, and corresponds to the acquired one or more user identifiers. The processing target information may be transmitted to one or more terminal devices 2 to be processed.

If the processing target information has a user identifier that identifies one user to be the transfer destination among one or more users belonging to the same group as the user, the transfer unit 136 is the transfer destination. The processing target information may be transferred to the user's terminal device 2.

The terminal storage unit 21 constituting the terminal device 2 stores one or more types of information among the user identifier and the user terminal identifier. As described above, the user identifier and the user terminal identifier may be shared (for example, an e-mail address, a telephone number, etc.). In addition, the terminal storage unit 21 usually stores a group identifier. Further, it is preferable that the terminal storage unit 21 also stores, for example, a user identifier of one or more other users belonging to the same group as the user.

The terminal reception unit 22 receives various types of information. The various types of information include, for example, payment information, processing target information, group participation information, and the like. As described above, the processing target information is, for example, an instruction such as a payment instruction or a transfer target information such as a payment request, but if the information is the information to be processed by the information processing apparatus 1, payment is made. Any information may be used except for information and group participation information.

The terminal processing unit 23 performs various processes. The various processes include, for example, determining whether or not the terminal reception unit 22 has received various information.

The terminal transmission unit 24 transmits various information received by the terminal reception unit 22 to the information processing device 1.

The terminal receiving unit 25 receives various information from the information processing device 1. The various types of information include, for example, burden information, statistical information, recommendation information, burden proposal information, payment report, and the like.

The terminal output unit 26 outputs various information received by the terminal reception unit 25 via an output device such as a display or a speaker. However, the output may be, for example, printout by a printer, storage in a recording medium, transmission to an external device, delivery of a processing result to another component or another program, or the like.

The storage unit 11, the user information storage unit 111, the group information storage unit 112, the recommendation information storage unit 113, and the terminal storage unit 21 are preferably non-volatile recording media such as a hard disk or a flash memory, but are volatile such as RAM. It can also be realized with a sex recording medium.

The process of storing information in the storage unit 11 or the like does not matter. For example, information may be stored in the storage unit 11 or the like via a recording medium, or information transmitted via a network, a communication line, or the like may be stored in the storage unit 11 or the like. Well, or the information input via the input device may be stored in the storage unit 11 or the like. The input device may be, for example, a keyboard, a mouse, a touch panel, or the like.

The receiving unit 12, the payment information receiving unit 121, the processing target information receiving unit 122, the group participation information receiving unit 123, and the terminal receiving unit 25 usually have a wired or wireless communication means (for example, a NIC (Network interface controller) or a modem). Etc.), but may be realized by means for receiving broadcasts (for example, broadcast receiving modules).

Processing unit 13, storage unit 131, burden information processing unit 132, judgment unit 133, participation processing unit 134, transition charge unit 135, transfer unit 136, statistical processing means 1321, burden proposal information configuration means 1322, recommendation information acquisition means 1323, The payment processing means 1324, the difference calculation means 1325, the charge processing means 1326, the burden information acquisition means 1327, the transmission means 1328, and the terminal processing unit 23 can usually be realized from an MPU, a memory, or the like. The processing procedure of the processing unit 13 and the like is usually realized by software, and the software is recorded in a recording medium such as ROM. However, the processing procedure may be realized by hardware (dedicated circuit).

The terminal reception unit 22 may or may not include the input device. The terminal reception unit 22 may be realized by the driver software of the input device or by the input device and the driver software thereof.

The terminal transmission unit 24 is usually realized by a wired or wireless communication means, but may be realized by a broadcasting means (for example, a broadcasting module). The transfer unit 136 and the transmission means 1328 may or may not include a wired or wireless communication means.

The terminal output unit 26 may or may not include an output device such as a display or a speaker. The terminal output unit 26 can be realized by the driver software of the output device or by the output device and the driver software thereof.

Next, the operation of the information system will be described with reference to the flowchart of FIG. FIG. 2 is a flowchart relating to the operation of the information system.

(Step S201) The processing unit 13 determines whether or not the payment information receiving unit 121 has received the payment information from the terminal device 2. If the payment information receiving unit 121 receives the payment information from the terminal device 2, the process proceeds to step S202, and if the payment information is not received, the process proceeds to step S203.

(Step S202) The storage unit 131 stores the burden information of each person in the payment information received in step S201 in the group information storage unit 112 in association with the group identifier of the payment information. Then, the process returns to step S201.

(Step S203) The processing unit 13 determines whether or not the group participation information receiving unit 123 has received the group participation information from the terminal device 2. If the group participation information receiving unit 123 receives the group participation information from the terminal device 2, the process proceeds to step S204, and if not, the process proceeds to step S205.

(Step S204) The participation processing unit 134 is the group information stored in the group information storage unit 112, and the group participation information has the group information having the group identifier of the group participation information received in step S203. Add the user identifier. Then, the process returns to step S201.

(Step S205) The processing unit 13 determines whether or not the processing target information receiving unit 122 has received the user identifier and the processing target information from the terminal device 2. If the processing target information receiving unit 122 receives the user identifier and the processing target information from the terminal device 2, the process proceeds to step S206, and if not, the process returns to step S201.

(Step S206) The determination unit 133 determines whether or not the processing target information received in step S205 is a transfer target. The determination unit 133 determines, for example, that the received processing target information is a transfer target when it has a user identifier that identifies the transfer destination or a flag indicating that the transfer target is a transfer target, and any of such user identifiers or flags. If it does not have, it may be determined that it is not a transfer target. If the received processing target information is a transfer target, the process proceeds to step S207, and if it is not a transfer target, the process proceeds to step S208.

(Step S207) The transfer unit 136 uses the user information stored in the user information storage unit 111 to receive the processing target information determined to be the transfer target in step S206 together with the processing target user identifier. Transfer to one or more terminal devices 2 corresponding to one or more user identifiers paired with. Then, the process returns to step S201.

(Step S208) The burden information processing unit 132 determines whether or not to perform processing using the burden information. For example, when the processing target information received in step S205 is an instruction to perform processing using the burden information, the burden information processing unit 132 may determine that the processing using the burden information is performed. .. If the processing using the burden information is performed, the process proceeds to step S209, and if the processing using the burden information is not performed, the process proceeds to step S210.

(Step S209) The burden information processing unit 132 performs processing using the burden information of two or more users contained in the group information stored in the group information storage unit 112.

The processing may be, for example, providing past burden information and statistical processing results thereof. Specifically, the burden information acquisition means 1327 acquires the burden information of each of two or more users of the group information stored in the group information storage unit 112. The statistical processing means 1321 statistically processes the burden information of each of the two or more users acquired by the burden information acquisition means 1327, and acquires the statistical information. The transmission means 1328 transmits the burden information and statistical information of each of the two or more users thus acquired to each of the two or more users constituting the group identified by the group identifier of the group information.

Alternatively, the process may be, for example, providing recommendation information. The recommendation information storage unit 113 stores one or more recommendation information in association with the condition information, and the recommendation information acquisition means 1323 has two or more group information stored in the group information storage unit 112. The recommendation information paired with the condition information satisfied by the burden information of each user is acquired from the recommendation information storage unit 113, and the transmission means 1328 transmits the acquired recommendation information to the terminals of two or more users.

Alternatively, the process may be, for example, the provision of burden guidance information. Specifically, the burden proposal information configuration means 1322 configures the burden proposal information using the burden information of two or more users of the group information stored in the group information storage unit 112, and the transmission means 1328 is configured. The burden proposal information is transmitted to the terminals of two or more users.

Further, the processing may include a payment processing. Specifically, the payment processing means 1324 performs payment processing for each person by using the burden information of each person in the payment information received by the payment information receiving unit 121.

After executing such a process, the process returns to step S201.

(Step S210) The transition charge unit 135 determines whether or not to perform the transition charge. For example, when the processing target information received in step S205 is a transfer instruction, the burden information processing unit 132 may determine that the transfer charge is performed. If the transition charge is performed, the process proceeds to step S209, and if the transition charge is not performed, the process returns to step S201.

(Step S211) The transition charge unit 135 performs a transition charge to another user. Specifically, the migration charge unit 135, for example, assigns all or part of the amount indicated by the amount information of the group information corresponding to the group identifier included in the migration instruction to the user identified by the user identifier included in the migration instruction. Charge. Then, the process returns to step S201.

Hereinafter, the specific operation of the information system in the present embodiment will be described. The following description can be changed in various ways and does not limit the present invention in any way.

The information system of this example includes an information processing device 1 and two or more (hereinafter, five) terminal devices 2. Three of the five terminal devices 2 are held by users AA to CC. Users AA to CC belong to a certain group X.

Today, we are holding a drinking party in Group X. Users AA to CC, who are members of Group X, are currently in the third bar and are about to pay a total of 5,000 yen as Group X. Payment has already been made for the first izakaya and the second karaoke.

The remaining two of the five terminal devices 2 are held by the users DD and EE. Users DD and EE are trying to form another group Y to jointly (ie, as group Y) buy a fountain pen to celebrate their friends.

For example, five user information as shown in FIG. 3 can be stored in the user information storage unit 111 constituting the information processing apparatus 1.

FIG. 3 is a data structure diagram of user information. The user information includes a user identifier, a group identifier, user charge information, and the like.

IDs (for example, "1", "2", etc.) are associated with the stored user information. For example, the user information associated with the ID "1" (hereinafter, may be referred to as user information 1) has a user identifier "AA", a group identifier "X", and a user charge information "¥ 1000". Further, the user information (user information 2) associated with the ID "2" has a user identifier "BB", a group identifier "X", and a user charge information "¥ 2000". Further, the user information 3 has a user identifier "CC", a group identifier "X", and a user charge information "¥ 3000".

Similarly, the user information 4 has a user identifier "DD", a group identifier "Y", and a user charge information "¥ 5000", and the user information 5 has a user identifier "EE", a group identifier "Y", and a user identifier "Y". It has user charge information "¥ 5000".

However, the user charge information may be included in the group information, for example, and may be omitted from the user information in that case.

The payment information receiving unit 121 has received, for example, the three payment information shown in FIG. The first and second of these three payment information are payment information received from the terminal device 2 of one of the members of the group X (for example, user AA), and the third is the member of the group Y. Payment information received from the terminal device 2 of one person (for example, user DD).

FIG. 4 is a data structure diagram of payment information. The payment information includes a group identifier, individual burden information, total payment information, product information, store information, and the like. Each person's burden information is composed of a set of a set of a user identifier and a burden amount. The product information includes a product identifier, a type identifier, and price information. The store information includes a store identifier and location information.

An ID (for example, "1", "2", ... "Α", etc.) is associated with the received payment information. The payment information 1 to which the ID "1" is associated is the payment information corresponding to the first payment in the group X. Payment information 1 includes group identifier "X", individual burden information "(AA, ¥ 4000), (BB, ¥ 3000), and (CC, ¥ 3000)", total payment information "¥ 10000", and product information. It has "private room plan, izakaya, and 3,000 yen / person", and store information "izakaya XX, Chuo-ku, Osaka".

Further, the payment information 2 is payment information corresponding to the second payment in the group X. Payment information 2 includes group identifier "X", individual burden information "(AA, ¥ 2000), (BB, ¥ 2000), and (CC, ¥ 1000)", total payment information "¥ 5000", and product information. It has "all-you-can-sing, karaoke, and 5,000 yen / room" and store information "○○ karaoke, Chuo-ku, Osaka".

Further, the payment information α is payment information corresponding to the payment in the group Y. The payment information α is the group identifier “Y”, the burden information of each person “(CC, ¥ 5000), and (DD, ¥ 5000)”, the total payment information “¥ 10,000”, the product information “fountain pen, stationery, and 9000”. , And store information "○○ net shop, Null" and so on. In addition, Null indicates that the information (here, position information) does not exist.

The group information storage unit 112 stores, for example, two group information as shown in FIG.

FIG. 5 is a data structure diagram of group information. The group information includes a group identifier, one or more payment information, a group account identifier, an amount information (for example, charge amount information) and the like. IDs such as "1" and "2" are also associated with the stored group information.

For example, the group information 1 has a group identifier "X", the above-mentioned two payment informations 1 and 2, a group account identifier "123456878", a charge amount information "¥ 6000", and the like. Further, the group information 2 has a group identifier "Y", the above-mentioned payment information α, a group account identifier "90123456", a charge amount information "¥ 10000", and the like.

However, the charge amount information is not limited to the charge amount information for the group account as shown in FIG. 5, and may be configured as shown in FIG. 6, for example.

FIG. 6 is a diagram showing a configuration example of charge amount information. This charge amount information is composed of a set of a pair of a user identifier and a user charge amount information.

The set of the set of the user identifier and the user charge amount information is, for example, the set of the user identifier AA "and the user charge amount information" ¥ 1000 ", the user identifier" BB "and the user charge amount information" "¥ 2000. A set, a set of a user identifier "CC" and a user charge amount information "¥ 3000", and the like. Such a configuration is suitable when the user information does not have a user charge.

The recommendation information storage unit 113 stores two or more recommendation information in association with the condition information. The condition information is, for example, the most frequent condition "sending the recommendation information of the product corresponding to the same type identifier as the type identifier of the payment information", or the price condition "the same price range or the product belonging to the nearest price range". It may include one or more types of conditions of "sending product information". In addition, the condition information may also have, for example, a narrowing condition "searching for products satisfying one or more of such conditions from the products of stores in the same city / ward as the location information possessed by the burden information". Suitable.

For example, in the terminal device 2 of the user AA, when an instruction to output the past burden amount information and the result of the statistical processing thereof is input via an input device such as a touch panel, the terminal reception unit 22 receives this. The reception and terminal transmission unit 24 transmits the received instruction to the information processing device 1 together with the group identifier “X”.

In the information processing apparatus 1, the processing target information receiving unit 122 receives the above instruction, and the burden information processing unit 132 receives the instruction together with the two group information 1 and 2 stored in the group information storage unit 112. Using the two payment information 1 and 2 included in the group information 1 having the group identifier "X", the process corresponding to the above instruction is performed.

Specifically, the burden information acquisition means 1327 has the burden information "(AA, ¥ 4000), (BB, ¥ 3000), from the former of the payment information 1 and the payment information 2 possessed by the group information 1 of the group information storage unit 112. And (CC, ¥ 3000) ”, and from the latter, the burden information“ (AA, ¥ 2000), (BB, ¥ 2000), and (CC, ¥ 1000) ”are acquired.

Next, the statistical processing means 1321 statistically processes the above two burden information acquired by the burden information acquisition means 1327, and acquires the statistical information. Specifically, the statistical processing means 1321 uses the former burden information (AA, ¥ 4000) and the latter burden information (AA, ¥ 2000) to provide the total amount of the user AA's burden. Calculate "¥ 6000". Further, the statistical processing means 1321 uses the former burden information (BB, ¥ 3000) and the latter burden information (BB, ¥ 2000) to use the total amount of the user BB's burden "¥ 5000". , And further, using the former burden information (CC, ¥ 3000) and the latter burden information (CC, ¥ 1000), the total amount of the user CC's burden "¥ 4000" Is also calculated. As a result, statistical information "(AA, ¥ 6000), (BB, ¥ 5000), and (CC, ¥ 4000)" indicating the total past burden of each person is acquired.

Next, the burden proposal information constituting means 1322 constructs the burden proposal information by using the acquired statistical information. Specifically, the burden proposal information constituting means 1322 first calculates the average value "¥ 5000" of the past total burden amount of each person possessed by the above statistical information. Next, the burden proposal information constituting means 1322 subtracts the past total burden amount “6000 yen” of the user AA from the calculated average value “¥ 5000”, so that the next addition / subtraction amount of the user AA “-¥ 1000”. "Calculate. Further, the burden proposal information constituting means 1322 calculates the next addition / subtraction amount “± 0” of the user BB by subtracting the past total burden amount “5000 yen” of the user BB from the average value “¥ 5000”. .. Further, the burden proposal information constituting means 1322 subtracts the past total burden amount “4000 yen” of the user CC from the average value “¥ 5000” to calculate the next addition / subtraction amount “+ ¥ 1000”.

Then, the burden proposal information constituting means 1322 constitutes the burden proposal information “(AA, − ¥ 1000), (BB, ± 0), and (CC, + ¥ 1000)” having the above three calculation results.

The transmission means 1328 is each of the three users AA constituting the group X in which the burden information, statistical information, and burden proposal information of each user thus acquired are identified by the group identifier “X” received together with the above instruction. ~ Send to CC.

For example, in the terminal device 2 of the user AA, the terminal receiving unit 25 receives the above information, and the terminal output unit 26 outputs the received information via an output device such as a display. The received information and the output information do not have to be the same. For example, the terminal output unit 26 holds the screen configuration information, and has the burden information, the statistical information, and the burden proposal information of each user by using the received information and the held screen configuration information. The screen may be configured and output.

The screen configuration information is information for configuring the screen, and includes, for example, table data, character information, layout information, and the like. Table data is table data. The character information is the character information corresponding to the table. Layout information is information indicating the positions of tables and characters on the screen. As a result, for example, the screen as shown in FIG. 7 is displayed on the display of the terminal device 2 of each user AA to CC.

FIG. 7 is a diagram showing an example of an output screen of the terminal device 2. This screen has a first table corresponding to the burden information and the statistical information of each user, and a second table corresponding to the burden proposal information. The first table is associated with the character string "Group X burden information". In addition, the second table corresponds to the character string "For the next payment, if you add or subtract the following amount to the average amount, the burden will be equal".

Since the total payment amount of the third house is "¥ 6000", each user AA to CC adjusts each amount indicated by the burden proposal information to the amount "¥ 2000" obtained by dividing the total payment amount into three equal parts. Charge the later amount to your account. As a result, the charge amount information "¥ 1000", "¥ 2000", and "¥ 3000" are written in the user information 1 to 3 of the user information storage unit 111.

After that, when one of the users AA to CC (for example, user AA) inputs a payment instruction via the input device of the terminal device 2, the terminal reception unit 22 accepts the payment instruction, and the terminal transmission unit 24 is accepted. The payment instruction is transmitted to the information processing device 1.

In the information processing apparatus 1, the processing target information receiving unit 122 receives the payment instruction, and the determination unit 133 has either a user identifier indicating the transfer destination or a flag indicating that the received payment instruction is a transfer target. Since there is no payment instruction, it is determined that the payment instruction is not a transfer target, and the payment instruction is handed over to the burden information processing unit 132. The payment processing means 1324 constituting the burden information processing unit 132 performs payment processing in response to the payment instruction, and reduces "¥ 1000", "¥ 2000", and "¥ 3000" from the accounts of the users AA to CC. This results in the charge amount information "0", "0", "0" being written in each user information 1 to 3 of the user information storage unit 111.

Further, in the terminal device 2, payment information regarding payment of the third bar as described above is input via the input device, and the terminal reception unit 22 receives the payment information. The terminal transmission unit 24 transmits the received payment information to the information processing device 1.

In the information processing apparatus 1, the payment information receiving unit 121 receives the payment information and associates it with the ID “3”. The storage unit 131 adds the payment information 3 to the group information 1 of the group information storage unit 112.

In the terminal device 2 of one of the users AA to CC (for example, user AA), an instruction to output the statistical processing result and the recommendation information is input together with the total payment information (for example, "¥ 6000"). If so, the operation will be as follows. First, the burden information acquisition means 1327 acquires the past burden information of each person, then the statistical processing means 1321 acquires the statistical information method, and the burden proposal information component means 1322 obtains the burden proposal information "(AA, -The operation until the acquisition of (¥ 1000), (BB, ± 0), and (CC, + ¥ 1000) ”is the same as described above.

The burden proposal information constituting means 1322 calculates an amount "¥ 2000" obtained by dividing the total payment amount "¥ 6000" indicated by the received total payment information into three equal parts, and adds the above-mentioned burden proposal information "(AA, A,) to this calculated amount. -By adding or subtracting the amount indicated by "(¥ 1000), (BB, ± 0), and (CC, + ¥ 1000)", another burden proposal information "(AA, ¥ 1000) indicating the payment amount of each person this time" 1000), (BB, ¥ 2000), and (CC, ¥ 3000) ”.

Further, the recommendation information acquisition unit 1323 uses the two payment information 1 and 2 having the group identifier “X” among the two group information of the group information storage unit 112, and obtains the above condition information from the recommendation information storage unit 113. Get the recommended information that meets. In this example, for example, the recommendation information "private room plan, izakaya, 3.5 thousand yen / person, fireside XX, Chuo-ku, Osaka" corresponding to payment information 1 and the recommendation information "3 hours" corresponding to payment information 2 It is assumed that a plan, karaoke, 1.5 thousand yen / person, XX echo, Chuo-ku, Osaka City "has been acquired.

The transmission means 1328 transmits the other burden proposal information and the two recommendation information thus acquired to each of the three users AA to CC of the group X.

For example, in the terminal device 2 of the user AA, the terminal receiving unit 25 receives the above information, and the terminal output unit 26 outputs the received information via an output device such as a display. At that time, the terminal output unit 26 may configure and output a screen having the burden proposal information and the two recommendation information by using the received information and the held screen configuration information. As a result, for example, the screen as shown in FIG. 8 may be displayed on the display of the terminal device 2 of each user AA to CC.

FIG. 8 is a diagram showing another example of the output screen of the terminal device 2. This screen has a first table corresponding to the other burden proposal information and a second table corresponding to the two recommendation information. The first table corresponds to the character string "The total payment amount of 6000 yen this time is recommended because the total amount will be the same if you pay as below." The second table corresponds to the string "next recommended shop".

Users AA to CC charge their accounts with each amount indicated by the burden proposal information. As a result, after the charge amount information "¥ 1000", "¥ 2000", and "¥ 3000" are written in the user information 1 to 3, one of the users AA to CC goes through the input device of the terminal device 2. And enter the payment instruction. Subsequent operations are the same as described above.

The processing using the burden information regarding the group Y is, for example, as follows. As a result of charging 5,000 yen each for each of the two users DD and EE constituting the group Y with respect to the total payment amount of the fountain pen "¥ 9,800", the charge amount information possessed by the group information 2 becomes "¥ 10,000". The payment processing means 1324 calculates the payment amount "¥ 4900" of each person who divides the total payment amount into two equal parts, and deducts the payment amount "¥ 4900" from the accounts of each user DD and EE. The difference calculation means 1325 calculates the difference "¥ 100" between the user charge amount information "¥ 5000" of each user DD and EE before the payment process and the payment amount "¥ 4900" of each person. The transfer charge unit 135 transfers and charges the balance "¥ 100" of each user DD and EE account to the group Y account. As a result, the balance of the account of the group Y becomes "¥ 200", while the balance of the accounts of each user DD and EE becomes "0". The balance of the Group Y account, "¥ 200", will be used for payment in the next Group Y.

As described above, according to the present embodiment, the group information storage unit 112 has one or more group identifiers for identifying the group, user identifiers for each of two or more users constituting the group, and burden information regarding the burden on each user. The group information is stored, and the information processing apparatus 1 receives the payment information having the group identifier and the burden information of each person, and associates the burden information of each person with the received payment information with the received group identifier. A mechanism for accumulating and using the burden information of each person constituting the group by performing processing using the burden information of two or more users possessed by the group information stored in the group information storage unit 112. Can be provided.

Further, the information processing apparatus 1 acquires the burden information of two or more users contained in the group information stored in the group information storage unit 112, or statistically processes the burden information of each of the two or more users for statistical processing. Each of the accumulated statistical information is acquired by acquiring the acquired statistical information and transmitting the acquired burden information or the acquired statistical information to each of two or more users constituting the group identified by the group identifier of the group information. It is possible to inform each user of the past burden or the result of statistical processing of the past burden by using the burden information of the person.

Further, the information processing apparatus 1 uses the burden information of two or more users contained in the group information stored in the group information storage unit 112, and is information regarding the burden of each user in the payment in the next group. By constructing the proposal information and transmitting the burden proposal information, it is possible to make a proposal regarding the burden of each person this time or from the next time onward by using the accumulated burden information of each person.

Further, the recommendation information storage unit 113 stores the condition information regarding the condition using the burden information in association with the recommendation information to be transmitted to the user, and the information processing apparatus 1 stores the condition information in the group information storage unit 112. The recommendation information that is paired with the condition information satisfied by the burden information of two or more users possessed by the group information is acquired from the recommendation information storage unit 113, and the acquired recommendation information is transmitted to each person. By using the burden information, it is possible to make recommendations for each user based on the information of the products and stores contained therein, or the recommendations according to the amount and ratio of the burden of each person.

Further, the information processing apparatus 1 can perform a payment process, which is a process for payment to each person, by using the burden information of each person in the received payment information.

Further, the group information of the group information storage unit 112 has charge amount information indicating the charged amount, and the information processing apparatus 1 uses the charge amount information of each person in the received payment information. It is a process of reducing the amount of money, and a settlement process which is a process for settlement for each person is performed. In this way, by deducting the amount for each person's burden information from the charge amount of the group, the settlement process for each person's burden information can be performed.

Further, one or more user information having the user identifier and the user charge amount information charged by each user is stored in the user information storage unit 111, and the information processing apparatus 1 is the information processing apparatus 1 of each person having the received payment information. It is a process of reducing the user charge amount information of each person by using the burden information, and a settlement process which is a process for settlement for each person is performed. In this way, by reducing the amount of money for each person's burden information from the user charge amount of each person, payment processing for each person's burden information can be performed.

Further, the group information of the group information storage unit 112 includes a group identifier, a user identifier of two or more users constituting the group, burden information regarding the burden of each user, and user charge amount information charged by each user. The information processing device 1 has a payment process that reduces the user charge amount information of each person by using the burden information of each person in the received payment information, and is a process for payment to each person. I do. In this way, by reducing the amount of money for each person's burden information from the user charge amount of each person, payment processing for each person's burden information can be performed.

Further, since the burden information of each person in the payment information received by the information processing device 1 is information related to the result of payment by the terminal device 2, the information processing device 1 displays the payment result by the terminal device 2. It can be used as burden information for each person.

Further, the information processing apparatus 1 receives the user identifier and the processing target information which is the processing target information from the terminal device 2, determines whether or not the processing target information is the transfer target information, and determines whether or not the processing target information is the transfer target information. By transferring the processing target information determined to be information to one or more terminal devices 2 corresponding to one or more user identifiers paired with the user identifier, information exchange between users can be mediated.

Further, the group information has a group account identifier that identifies the group account, and the payment information received by the information processing apparatus 1 has the group identifier, the total payment information indicating the total payment amount, and the burden information of each person. , The information processing apparatus 1 calculates the difference between the total amount, which is the total amount of the amount corresponding to each person's burden information in the received payment information, and the total payment amount indicated by the total payment information, and when the difference is larger than 0. By performing the charge process, which is a process for charging the group account identified by the group account identifier paired with the group identifier, the amount of the difference can be managed by the group.

Further, the information processing apparatus 1 receives the group participation information having the group identifier and the user identifier, and adds the user identifier of the group participation information to the group information having the group identifier of the group participation information to form a group. You can add new users to.

Further, the group information has the amount information indicating the amount of money, and the information processing apparatus 1 charges another user with all or part of the amount of money indicated by the amount of money information, and deducts the charged amount from the amount of money information. By performing a transition charge that updates the amount information, the group's electronic money can be charged to other users.

The information processing method in the present embodiment may be, for example, the following method. That is, this method stores group information in which one or more group information having a group identifier that identifies a group, a user identifier of each of two or more users constituting the group, and burden information regarding the burden of each user is stored. A method realized by a unit 111, a payment information receiving unit 121, a storage unit 131, and a burden information processing unit 132, wherein the payment information receiving unit 121 receives payment information having a group identifier and burden information of each person. The payment information receiving step and the storage unit 131 accumulate the burden information of each person in the payment information received by the payment information receiving unit in association with the group identifier received by the payment information receiving unit. An information processing method including a burden information processing step in which the burden information processing unit 132 performs processing using the burden information of two or more users of the group information stored in the group information storage unit 111. be.

Further, the processing in the present embodiment may be realized by software. Then, this software may be distributed by software download or the like. Further, this software may be recorded on a recording medium such as a CD-ROM and disseminated.

The software that realizes the information processing device 1 in the present embodiment may be, for example, the following program. That is, the recording medium accessible to the computer of the information processing apparatus 1 has one or more group identifiers that identify the group, user identifiers of two or more users constituting the group, and burden information regarding the burden of each user. The program includes a group information storage unit 112 for storing group information of the above, and this program has a payment information receiving unit 121 for receiving payment information having a group identifier and burden information of each person, and the payment information receiving unit 112. The storage unit 131 that stores the burden information of each person in the payment information received by the unit 121 in association with the group identifier received by the payment information receiving unit 121, and the group stored in the group information storage unit 112. It is a program for functioning as a burden information processing unit 132 that performs processing using the burden information of two or more users possessed by the information.

Further, in the program, the computer is used by the burden information acquisition means 1327 for acquiring the burden information of two or more users possessed by the group information stored in the group information storage unit 112, or the burden information acquisition means 1327 of each of the two or more users. The statistical processing means 1321 that statistically processes the burden information and acquires the statistical information that is the result of the statistical processing, the burden information acquired by the burden information acquisition means 1327, or the statistical information acquired by the statistical processing means 1321 is described above. It may function as a transmission means 1328 to transmit to each of two or more users constituting the group identified by the group identifier of the group information.

Alternatively, the program uses the computer to use the burden information of two or more users contained in the group information stored in the group information storage unit 112, and information regarding the burden of each user in payment in the next group. It may function as a burden proposal information constituting means 1322 for constituting the burden proposal information and a transmission means 1328 for transmitting the burden proposal information.

Alternatively, the recording medium further includes a recommendation information storage unit 113 that stores the condition information regarding the condition using the burden information and the recommendation information to be transmitted to the user in association with each other, and the program comprises the computer. The recommendation information acquisition means 1323 for acquiring the recommendation information paired with the condition information satisfied by the burden information of two or more users of the group information stored in the group information storage unit 112 from the recommendation information storage unit 113. , The recommendation information acquisition means 1323 may function as a transmission means 1328 for transmitting the recommended information acquired.

The software that realizes the terminal device 2 in the present embodiment may be, for example, the following program. That is, in this program, the computer of the terminal device 2 receives a payment instruction having a user identifier for identifying a user of the terminal device 2 and a group identifier for identifying a group to which the user belongs, and the payment. The terminal transmission unit 24 that transmits an instruction to the information processing device 1 that performs processing including payment to the account of the group and settlement as the group, and the account by the user of the other terminal device 2 from the information processing device 1. It is a program for functioning as a terminal receiving unit 25 for receiving payment information regarding payment to the terminal, the terminal receiving unit 22 receives a payment instruction to be settled as the group, and the terminal transmitting unit 24 receives the payment instruction. It may be transmitted to the information processing device 1.

Further, the terminal receiving unit 25 may receive the result of the processing from the information processing apparatus 1.

Further, the result of the processing may include, for example, one or more types of information among the above-mentioned burden information, the above-mentioned statistical information, the above-mentioned burden proposal information, and the above-mentioned recommendation information.

FIG. 9 is an external view of a computer system 900 that implements the information processing apparatus 1 and the like by executing the program according to the present embodiment. This embodiment can be realized by computer hardware and a computer program executed on the computer hardware. In FIG. 9, the computer system 900 includes a computer 901 including a disk drive 905, a keyboard 902, a mouse 903, and a display 904. The entire system including the keyboard 902, the mouse 903, and the display 904 may be referred to as a computer.

FIG. 10 is a diagram showing an example of the internal configuration of the computer system 900. In FIG. 10, the computer 901 is connected to the MPU 911, the ROM 912 for storing a program such as a bootup program, and the MPU 911 in addition to the disk drive 905, and temporarily stores the instructions of the application program and temporarily. It provides a RAM 913 that provides a storage space, a storage 914 that stores application programs, system programs, and data, a bus 915 that interconnects the MPU 911, ROM 912, and the like, and a connection to a network such as an external network or an internal network. It is equipped with a network card 916. The storage 914 is, for example, a hard disk, SSD, flash memory, or the like.

The program for causing the computer system 900 to execute the function of the information processing device 1 may be stored in a disk 921 such as a DVD or a CD-ROM, inserted into the disk drive 905, and transferred to the storage 914. Alternatively, the program may be transmitted over the network to computer 901 and stored in storage 914. The program is loaded into RAM 913 at run time. The program may be loaded directly from the disk 921 or the network. Further, the program may be read into the computer system 900 via another removable recording medium (for example, a DVD, a memory card, etc.) instead of the disk 921.

The program does not necessarily have to include an operating system (OS) for executing the function of the information processing apparatus 1, a third-party program, or the like in 901 showing the details of the computer. The program may contain only a portion of instructions that call appropriate functions or modules in a controlled manner to achieve the desired result. It is well known how the computer system 900 works, and detailed description thereof will be omitted.

The computer system 900 described above is a server or a stationary PC, but the terminal device 2 may be realized by a mobile terminal such as a tablet terminal or a notebook PC such as a smartphone. In this case, for example, the keyboard 902 and the mouse 903 may be replaced with a touch panel, the disk drive 905 may be replaced with a memory card slot, and the disk 921 may be replaced with a memory card. However, the above is an example, and the hardware configuration of the computer that realizes the information processing apparatus 1 does not matter.

In the above program, in the transmission step for transmitting information and the reception step for receiving information, processing performed by hardware, for example, processing performed by a modem or interface card in the transmission step (only performed by hardware). Processing that is not done) is not included.

Further, the number of computers that execute the above program may be singular or plural. That is, centralized processing may be performed, or distributed processing may be performed.

Further, in each of the above embodiments, it goes without saying that the two or more communication means (terminal transmitting unit 24, terminal receiving unit 25, etc.) existing in one device may be physically realized by one medium. ..

Further, in each of the above embodiments, each process (each function) may be realized by centralized processing by a single device (system), or may be realized by distributed processing by a plurality of devices. May be done.

It goes without saying that the present invention is not limited to the above embodiments, and various modifications can be made, and these are also included in the scope of the present invention.

As described above, the information processing apparatus according to the present invention has the effect of being able to provide a mechanism for accumulating and using the burden information of each person constituting the group, and is useful as an information processing apparatus or the like.

1 Information processing device 2 Terminal device 11 Storage unit 12 Reception unit 13 Processing unit 21 Terminal storage unit 22 Terminal reception unit 23 Terminal processing unit 24 Terminal transmission unit 25 Terminal reception unit 26 Terminal output unit 111 User information storage unit 112 Group information storage unit 113 Recommendation information storage unit 121 Payment information reception unit 122 Processing target information reception unit 123 Group participation information reception unit 131 Storage unit 132 Burden information processing unit 133 Judgment unit 134 Participation processing unit 135 Transition charge unit 136 Transfer unit 1321 Statistical processing means 1322 Proposal information configuration means 1323 Recommendation information acquisition means 1324 Settlement processing means 1325 Difference calculation means 1326 Charge processing means 1327 Burden information acquisition means 1328 Transmission means

Claims (10)

A group information storage unit that stores one or more group information having a group identifier that identifies a group, a user identifier of each of two or more users constituting the group, and burden information regarding the burden of each user.
A recommendation information storage unit that stores condition information related to conditions using burden information and recommendation information to be transmitted to the user in association with each other.
A payment information receiver that receives payment information with a group identifier and each person's burden information,
The storage unit that stores the burden information of each person in the payment information received by the payment information receiving unit in the group information storage unit in association with the group identifier received by the payment information receiving unit.
It is provided with a burden information processing unit that performs processing using the burden information of two or more users possessed by the group information stored in the group information storage unit.
The burden information processing department
A recommendation information acquisition means for acquiring recommendation information paired with condition information satisfied by burden information of two or more users of the group information stored in the group information storage unit from the recommendation information storage unit.
An information processing device including a transmission means for transmitting the recommendation information acquired by the recommendation information acquisition means . A group information storage unit that stores one or more group information having a group identifier that identifies a group, a user identifier of each of two or more users constituting the group, and burden information regarding the burden of each user.
A payment information receiver that receives payment information with a group identifier and each person's burden information,
The storage unit that stores the burden information of each person in the payment information received by the payment information receiving unit in the group information storage unit in association with the group identifier received by the payment information receiving unit.
It is provided with a burden information processing unit that performs processing using the burden information of two or more users possessed by the group information stored in the group information storage unit.
The group information has a group account identifier that identifies the group's account.
The payment information received by the payment information receiving unit has a group identifier, total payment information indicating the total payment amount, and burden information of each person.
The burden information processing department
A difference calculation means for calculating the difference between the total amount, which is the total amount of the payment information received by the payment information receiving unit and corresponding to the burden information of each person, and the total payment amount indicated by the total payment information.
It is provided with a charge processing means for performing a charge process, which is a process for charging a group account identified by a group account identifier paired with the group identifier when the difference is larger than 0. Information processing device. The burden information processing department
Using the burden information of two or more users possessed by the group information stored in the group information storage unit, the burden proposal information constituting the burden proposal information which is the information regarding the burden of each user in the payment in the next group. Constituent means and
The information processing apparatus according to claim 1 or 2 , further comprising a transmission means for transmitting the burden proposal information. The burden information processing department
It is provided with a payment processing means for performing payment processing, which is processing for payment for each person, using the burden information of each person in the payment information received by the payment information receiving unit.
The group information of the group information storage unit is
Has charge amount information indicating the amount charged,
The payment processing means is
From claim 1 which is a process of reducing the charge amount information using the burden information of each person in the payment information received by the payment information receiving unit, and performing a payment process which is a process for payment to each person. 3. The information processing apparatus according to any one of claims . The burden information processing department
It is provided with a payment processing means for performing payment processing, which is processing for payment for each person, using the burden information of each person in the payment information received by the payment information receiving unit.
The group information of the group information storage unit is
It has a group identifier, user identifiers of two or more users constituting the group, burden information regarding the burden of each user, and user charge amount information charged by each user.
The payment processing means is
A claim for performing a payment process, which is a process for reducing the user charge amount information of each person by using the burden information of each person in the payment information received by the payment information receiving unit, and is a process for payment for each person. The information processing apparatus according to any one of items 1 to 3 . A processing target information receiving unit that receives a user identifier and processing target information that is processing target information from a terminal device, and
A determination unit that determines whether or not the processing target information is transfer target information,
A transfer unit that transfers the processing target information determined by the determination unit to be one or more terminal devices corresponding to one or more user identifiers paired with the user identifier. The information processing apparatus according to any one of claims 1 to 5 , further comprising. A group information storage unit that stores one or more group information having a group identifier that identifies a group, a user identifier of each of two or more users constituting the group, and burden information regarding the burden of each user, and burden information. Information processing realized by the recommendation information storage unit, the payment information receiving unit, the storage unit, and the burden information processing unit, which store the condition information related to the used conditions and the recommendation information to be transmitted to the user in association with each other. It ’s a method,
A payment information receiving step in which the payment information receiving unit receives payment information having a group identifier and burden information of each person, and a payment information receiving step.
The storage unit stores the burden information of each person in the payment information received in the payment information receiving step in association with the group identifier received in the payment information receiving step and stores it in the group information storage unit. Steps and
The burden information processing unit includes a burden information processing step in which processing is performed using the burden information of two or more users possessed by the group information stored in the group information storage unit.
The burden information processing step is
The recommendation information acquisition sub-step for acquiring the recommendation information paired with the condition information satisfied by the burden information of two or more users of the group information stored in the group information storage unit from the recommendation information storage unit.
An information processing method including a transmission sub-step for transmitting the recommendation information acquired in the recommendation information acquisition sub-step. A group information storage unit that stores one or more group information having a group identifier that identifies a group, a user identifier of each of two or more users constituting the group, and burden information regarding the burden of each user, and payment information reception. It is an information processing method realized by a unit, a storage unit, and a burden information processing unit.
A payment information receiving step in which the payment information receiving unit receives payment information having a group identifier and burden information of each person, and a payment information receiving step.
The storage unit stores the burden information of each person in the payment information received in the payment information receiving step in association with the group identifier received in the payment information receiving step and stores it in the group information storage unit. Steps and
The burden information processing unit includes a burden information processing step in which processing is performed using the burden information of two or more users possessed by the group information stored in the group information storage unit.
The group information has a group account identifier that identifies the group's account.
The payment information received by the payment information receiving unit has a group identifier, total payment information indicating the total payment amount, and burden information of each person.
The burden information processing step is
A difference calculation sub-step for calculating the difference between the total amount, which is the total amount of the payment information received in the payment information receiving step and corresponding to the burden information of each person, and the total payment amount indicated by the total payment information.
When the difference is larger than 0, the charge processing sub-step for performing the charge processing, which is the processing for charging the group account identified by the group account identifier paired with the group identifier, is provided. Information processing method. A group information storage unit that stores one or more group information having a group identifier that identifies a group, a user identifier of each of two or more users constituting the group, and burden information regarding the burden of each user, and burden information. A computer that can access the recommendation information storage unit that stores the condition information related to the conditions used and the recommendation information to be sent to the user in association with each other.
A payment information receiver that receives payment information with a group identifier and each person's burden information,
The storage unit that stores the burden information of each person in the payment information received by the payment information receiving unit in the group information storage unit in association with the group identifier received by the payment information receiving unit.
It is a program for functioning as a burden information processing unit that performs processing using the burden information of two or more users possessed by the group information stored in the group information storage unit.
The burden information processing department
A recommendation information acquisition means for acquiring recommendation information paired with condition information satisfied by burden information of two or more users of the group information stored in the group information storage unit from the recommendation information storage unit.
A program for operating the computer as having a transmission means for transmitting the recommendation information acquired by the recommendation information acquisition means. A computer that can access a group information storage unit that stores one or more group information having a group identifier that identifies a group, a user identifier of each of two or more users constituting the group, and burden information regarding the burden of each user. of,
A payment information receiver that receives payment information with a group identifier and each person's burden information,
The storage unit that stores the burden information of each person in the payment information received by the payment information receiving unit in the group information storage unit in association with the group identifier received by the payment information receiving unit.
It is a program for functioning as a burden information processing unit that performs processing using the burden information of two or more users possessed by the group information stored in the group information storage unit.
The group information has a group account identifier that identifies the group's account.
The payment information received by the payment information receiving unit has a group identifier, total payment information indicating the total payment amount, and burden information of each person.
The burden information processing department
A difference calculation means for calculating the difference between the total amount, which is the total amount of the payment information received by the payment information receiving unit and corresponding to the burden information of each person, and the total payment amount indicated by the total payment information.
A device provided with a charge processing means for performing a charge process, which is a process for charging a group account identified by a group account identifier paired with the group identifier when the difference is greater than 0. As a program for operating the computer.

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