JP6942897B1 - Card usage management device and program - Google Patents

Abstract

PROBLEM TO BE SOLVED: To provide a card usage management device capable of displaying a home screen on a user terminal so that a card user has a desire to use a card more. SOLUTION: When a user ID is received from a user terminal 20, a card user managed for each user ID in quest management data 12d5 confirms information about card usage in the card usage management server 10. According to the number (quest achievement degree), the image data of the number of room items corresponding to the quest achievement degree is acquired from the home screen generation data 12d4 and transmitted to the user terminal 20 as the home screen generation data. The user terminal 20 is regarded as a plurality of types of rooms based on the image data of the number of room items according to the quest achievement degree of the card user included in the home screen generation data received from the card usage management server 10. Home screen (living room) GHL, (kitchen) GHK, ... are generated and displayed in order. [Selection diagram] Fig. 2

Description

The present invention relates to a card usage management device and a program for appropriately managing the usage of a credit card.

Conventionally, a credit card issued by a card company (hereinafter, simply referred to as a "card") has been used by its members to purchase goods and the like. In recent years, the market has rapidly become cashless, and the use of cards has become widespread among individuals.

The exchange of information between the card company and the card user (card user) is online. For example, the card user wants to obtain information on the card usage such as how to use the card and the usage status of the card. In this case, the card company's server is accessed from the card user's communication terminal (user terminal: smartphone, etc.), and the home screen provided by the server is displayed on the user terminal.

By selecting and pressing various buttons included in the home screen, the card user can acquire necessary information from the server and display it on the user terminal for viewing (see, for example, Non-Patent Document 1). .).

d card app official website, [online], [Search on January 7, 2nd year of Reiwa], Internet <URL: https://d-card.jp/st/howto/installments/about_dcappli.html>

For the card user, the home screen provided by the card company is created by the card company in consideration of operability and visibility so that the card user can easily obtain various information regarding the use of the card.

It is desirable for card companies to further devise the home screen provided to card users so that they will want to use the card more than they are now.

The present invention has been made in view of such a problem, and an object of the present invention is to make a user terminal display a home screen that makes a card user want to use a card more. To provide card usage management devices and programs.

The card usage management device according to the present invention is
A card usage management device that has a communication function with a card user's communication terminal.
An information transmission means for transmitting information of a type arbitrarily specified by the card user to the communication terminal from among a plurality of types of information related to the use of the card.
An information confirmation number storage means that stores a number corresponding to the card user confirming information regarding the use of the card transmitted to the communication terminal by the information transmission means.
Image storage means for storing multiple item images that make up the home screen,
Among the plurality of item images constituting the home screen stored by the image storage means, the number corresponding to the card user confirming the information regarding the use of the card stored by the information confirmation number storage means. It is provided with an image transmission means for transmitting a corresponding number of item images to the communication terminal.

According to the present invention, it is possible to display a home screen that makes a card user feel that he / she wants to use a card more.

The block diagram which shows the whole structure of the card use management system which concerns on embodiment of this invention. The block diagram which shows the structure of the electronic circuit of a card use management server 10. The block diagram which shows the structure of the electronic circuit of a user terminal 20. The figure explaining the content of the home screen generation data 12d4 stored in the management data storage area 12D of a card use management server 10. The figure which shows the content of the quest management data 12d5 stored in the management data storage area 12D of a card use management server 10. A flowchart showing a card usage service content providing process executed in cooperation between the card usage management server 10 of the card usage management system and the user terminal 20. The flowchart which shows the data acquisition / transmission process for home screen generation by a card use management server 10 and the home screen generation / display process by a user terminal 20 in association with each other. A flowchart showing the quest screen generation data acquisition / transmission process by the card usage management server 10 and the quest screen generation / display process by the user terminal 20 in association with each other. The figure which shows the update from the home screen GH when the number of clears of a quest of quest management data 12d5 is "0" to the home screen GHL (living room) when the number of clears is "5". The figure which shows the switching between the quest list screen (uncleared) GQ1 and the quest list screen (cleared) GQ2 displayed on the user terminal 20. The figure which shows the item list screen GQ3 which is switched and displayed by pressing the [item list] button ALB of the quest list screen (uncleared) GQ1 or the quest list screen (cleared) GQ2. The figure which shows the quest detail screen GEn which is displayed according to the designation of arbitrary quest item Qn of quest list screen GQ1 and GQ2. The number of cleared quests managed in the quest management data 12d5 of the card usage management server 10 has reached "10". The home screen (kitchen) GHK and the same quest displayed on the user terminal 20 of the card user. The figure which shows the home screen (bedroom) GHB displayed on the user terminal 20 of the card user which the number of clears has reached "15". The number of cleared quests managed in the quest management data 12d5 of the card usage management server 10 is displayed on the user terminal 20 of the card user who has reached "20", "25", "30", and "35", respectively. The figure which shows the home screen (bathroom) GHT, the home screen (dining) GHD, the home screen (muscle training room) GHM, and the home screen (garden) GHY.

Hereinafter, embodiments of the present invention will be described with reference to the drawings.

FIG. 1 is a block diagram showing an overall configuration of a card utilization management system according to an embodiment of the present invention.

The card usage management system includes a card usage management server 10 (card usage management device) of a card issuing company, a user terminal 20 (card user terminal) of a card user who is a member of a card issued by the card issuing company, and a card user terminal 20 (card user terminal). It is provided with a member store terminal 30 of the member store of the card.

The user terminal 20 is composed of a mobile terminal such as a smartphone or a tablet terminal registered in the card usage management server 10 as a terminal used by the card user, and is composed of the card usage management server 10 and a public communication network (Internet) IN. It has a communication function that enables communication and connection via. The user terminal 20 downloads and installs the card use dedicated application 22p2 (see FIG. 3) provided by the card company to the members from the program server (here, the application store) (not shown) on the communication network (Internet) IN. And use it.

The member store terminal 30 is a credit inquiry terminal such as a CAT (Credit Authorization Terminal), and can communicate with the card usage management server 10 via a card payment online network SN such as CAFIS (Credit And Finance Information Switching system). Has a function. The member store terminal 30 includes authorization data for card usage (including card number / date and time of use / usage amount / payment method (once / split / revolving) / terminal identification number) when the card user uses the card. Hereinafter, in the description of the embodiment, it is simply referred to as “authorization data”) and is transmitted to the card payment online network SN to receive a card usage determination (credit inquiry). In addition, the authority data after receiving the judgment as to whether or not the card can be used includes the data of the judgment result (credit approval / non-approval).

On the card payment online network SN, in addition to the card usage management server 10 of the card issuing company (issuer) and the member store terminal 30, the server of the card company that is the acquirer (member store acquisition / management company) (not shown). ), The server of a card company (not shown), which is an international brand (providing a system that enables international payment), the server of a financial institution such as a bank, etc. can communicate.

In the card payment online network SN, there are card payment forms in which the same card company plays the three roles of international brand, issuer, and acquirer, and card payment in which the same card company plays any two roles. There are also forms, or card payment forms in which different card companies perform all roles.

In the present embodiment, for example, the card usage management server 10 of the card issuing company performs a card usage availability determination process on the authority data transmitted from the member store terminal 30 to the card payment online network SN, and the determination result ( Authority data including credit approval / non-approval data is sent again to the server of the international brand card company, the server of the acquirer card company, and the member store terminal 30 via the card payment online network SN. do.

When the authority data including the data of the judgment result of the card usage (credit approval) is transmitted from the card usage management server 10, the member store terminal 30 performs the payment processing of the card usage, and the card company, which is an international brand, performs the payment processing. The server performs the confirmation processing of the card usage amount after a certain period of time such as several days after the payment processing, and transmits the confirmation data of the card usage amount to the card usage management server 10 of the card issuing company.

In the card usage management system of the present embodiment, the card usage management server 10 receives the authority data transmitted from the member store terminal 30 to the card payment online network SN via the card payment online network SN. It has a card usage real-time notification function that immediately notifies the card user's user terminal 20 of the card usage without waiting for the card usage amount to be fixed.

Further, the card usage management server 10 displays the usage statement data for each card usage including the card usage amount based on the authority data on the user terminal 20 through the card usage dedicated application 22p2 installed on the user terminal 20. Has a providing function.

In addition, the card usage management server 10 does not wait for the card usage amount to be fixed, and the usage amount (payment amount) for each predetermined card usage period including the card usage amount on the day based on the authority data is determined by the card user. When the preset standard amount is reached, the user terminal 20 is notified that the usage amount (payment amount) including the card usage amount of the day based on the authority data has reached the standard amount. It has a notification function.

Further, when the user terminal 20 communicates with the card usage management server 10 according to the card usage dedicated application 22p2, the card usage management server 10 is displayed on the home page of the website provided by the card usage management server 10 to the card user. It has a home screen generation function for displaying the corresponding home screen GH (see FIG. 9) on the user terminal 20.

In addition, the card usage management server 10 responds to the operation of the [Quest] button QB (see FIG. 9) on the home screen GH displayed on the user terminal 20, and obtains arbitrary information from all the information related to the card usage. It has a quest screen generation function that displays the quest list screens GQ1 and GQ2 (see FIG. 10) that can be designated as quests (search targets) and the explanation of the contents can be confirmed on the user terminal 20.

All types of information related to card usage can be broadly divided into types: how to use the card, services obtained by using the card, and notification apps according to the use of the card (real-time notification of card usage, notification of estimated usage amount, etc.). Contains information such as settings for.

The card usage management server 10 recognizes the operation of the card user confirming individual information regarding the use of the card according to the quest list screens GQ1 and GQ2 as one quest, and unconfirmed information is a [uncleared] quest, which has been confirmed. Information is processed as a [Cleared] quest.

The home screen generation function of the card usage management server 10 is displayed on the user terminal 20 according to the degree to which the card user confirms individual information regarding the card usage based on the quest list screens GQ1 and GQ2 (quest achievement level). Includes a function to update the form of the home screen GH to be displayed.

In the embodiment, the home screen GH is composed of an image that looks like a card user's room (including a garden), and the card user proceeds to confirm individual information regarding the card usage to confirm the confirmed information. As the number of [Cleared] quests increases (quest achievement level), the number of items such as interior decoration, lighting, and furniture that make up the room is increased, and the form of the home screen GH is updated ( (A) → (B) in FIG. 9).

FIG. 2 is a block diagram showing a configuration of an electronic circuit of the card usage management server 10.

FIG. 3 is a block diagram showing a configuration of an electronic circuit of the user terminal 20.

<Card usage management server 10>
As shown in FIG. 2, the card usage management server 10 includes a CPU 11 (processor) which is a control unit.

The CPU 11 (processor) is a program stored in advance in a storage unit 12 such as a hard disk or a flash memory, a program read by a recording medium reading unit 14 from an external recording medium 13 such as a CD-ROM, and stored in the storage unit 12. Alternatively, the operation of each part of the circuit is controlled according to the program downloaded from the Web server (program server in this case) (not shown) on the communication network IN via the communication unit 15 and stored in the storage unit 12, and various functions are performed. Run.

The CPU 11 has a storage unit 12, a recording medium reading unit 14, a communication unit 15 which is a communication interface with the communication network IN, and a payment system communication unit 16 which is a communication interface with the card payment online network SN via the system bus Bus. , An input unit 17 such as a keyboard and a pointing device, a display unit 18, and the like are connected.

A plurality of types of data storage areas such as a program storage area 12P and a management data storage area 12D are secured in the storage unit 12.

In the program storage area 12P, in addition to the server system program 12p1 that controls the entire card usage management server 10, the card usage compatible application 12p2, the service content explanation application 12p3, the user setting application 12p4, and the home screen generation application 12p5 Etc. are memorized.

The card usage application 12p2 uses, for example, monthly card usage based on the usage amount of the card user, the payment method for each usage (one-time payment / installment payment / revolving payment), the preset interest rate, the fee of the card company, etc. This is a program for calculating the payment amount for each predetermined card usage period determined by the deadline, and displaying the usage amount, the calculated payment amount, and the like on the user terminal 20 of the card user.

The service content explanation application 12p3 uses the card corresponding to the quest item Qn in response to pressing the quest items Q1, Q2, ... On the quest list screens GQ1, GQ2 (see FIG. 10) displayed on the user terminal 20. This is a program for displaying and explaining information about the above on the user terminal 20 as a quest detail screen GEn (see FIG. 12).

The user setting application 12p4 has setting data (card usage real-time notification (ON / OFF), usage amount guideline notification (ON / OFF) of a plurality of items arbitrarily set for each card user with the user terminal 20. ) Is a program for registering the setting data) in the card usage management server 10.

The home screen generation application 12p5 acquires various data necessary for displaying the card user's dedicated home screen GH (see FIG. 9) on the touch panel display unit 25 of the user terminal 20, and the user terminal 20. It is a program for sending to. As described above, the home screen generation application 12p5 responds to the degree to which the card user confirms individual information regarding the use of the card based on the quest list screens GQ1 and GQ2 (in the embodiment, the number of [cleared] quests). A program for updating the form of the home screen GH (in the embodiment, the number of items constituting the image of the room) is included.

The management data storage area 12D stores user management data 12d1, user setting data 12d2, card usage data 12d3, home screen generation data 12d4, quest management data 12d5, and the like.

The user management data 12d1 includes a user ID (identification number), password, card number, name, terminal device number which is terminal device information, an email address, a telephone number, assigned points, and assigned points for each card user. Each data unique to the card user (user identification information, service grant information) and each data unique to the user terminal 20 (terminal device information) such as the coupon of the user terminal 20 are stored in association with each other.

The user setting data 12d2 includes the card number for each card user, the card usage real-time notification (ON / OFF), the usage amount guideline notification (ON / OFF), and the guideline amount (one or more) depending on the card user. Each data set arbitrarily is associated and stored.

The card usage data 12d3 is data in which the confirmation data of the card usage amount received from the card payment online network SN after a certain period of time is stored as credit data for each card user according to the card usage of the card user. The credit data includes data such as card number, date and time of use, identification information (name) of member store, usage amount, and payment method (once / split / revolving).

FIG. 4 is a diagram illustrating the contents of the home screen generation data 12d4 stored in the management data storage area 12D of the card usage management server 10.

The home screen generation data 12d4 stores image data of a plurality of items (room items) for configuring the home screen GH as a room image. In the embodiment, seven types of rooms (1. living room) are stored. / 2.Kitchen / 3.Bedroom / ... / 7.Garden) Image data of 5 types of room items according to the corresponding room is stored. Here, a total of 35 types of room items (item numbers 1 to 35) are prepared over 7 types of rooms. <Image storage means>
FIG. 5 is a diagram showing the contents of the quest management data 12d5 stored in the management data storage area 12D of the card usage management server 10.

As the quest management data 12d5, 35 types of quest numbers (quest numbers) that can confirm information on card usage according to the quest list screens GQ1 and GQ2 (see FIG. 10) for each user ID of the card user. Data indicating whether the quest is unconfirmed [uncleared] or confirmed [cleared] is stored in association with 1 to 35), and further, [cleared] is stored for each user ID. Data indicating the number of quests (number of clears: quest achievement level) is stored. <Information confirmation number storage means><Sent information storage means>
In the embodiment, the number of room items "35" in the home screen generation data 12d4 (see FIG. 4) is associated with the number of quests "35" in the quest management data 12d5 (see FIG. 5). Then, the home screen generation application 12p5 displays image data of the number of room items corresponding to the number of quests cleared (quest achievement level) for each card user in the order of the home screen generation data 12d4 and the item numbers 1 to 35. A home screen GH of a room of a type corresponding to the acquired image of the acquired room item is generated and displayed on the user terminal 20 (see FIGS. 9, 13, and 14).

In the card usage management server 10 configured in this way, the CPU 11 controls the operation of each part of the circuit according to the instructions described in each program 12p1 to 12p5, and the software and the hardware operate in cooperation with each other. , Card usage service content provision function (see Fig. 6), home screen generation data acquisition / transmission function (see Fig. 7), quest screen generation data acquisition / transmission function (see Fig. 8), as described in the operation description below. ) To realize various functions including.

<User terminal 20>
As shown in FIG. 3, the user terminal 20 includes a CPU 21 (processor) which is a control unit.

The CPU 21 (processor) is a program stored in advance in a storage unit 22 such as a flash memory, a program read from an external recording medium 23 such as a memory card by the recording medium reading unit 24 and stored in the storage unit 22, or a communication network. The operation of each part of the circuit is controlled and various functions are executed according to the program downloaded from the Web server (program server in this case) (not shown) on the IN via the communication unit 26 and stored in the storage unit 22.

A storage unit 22, a recording medium reading unit 24, a communication unit 26 which is a communication interface with the communication network IN, a touch panel type display unit 25, and the like are connected to the CPU 21 via the system bus Bus.

A plurality of types of data storage areas such as a terminal data storage area 22R, a program storage area 22P, and a work data storage area 22W are secured in the storage unit 22.

In the terminal data storage area 22R, each data (terminal device information) such as a terminal device number, an email address, and a telephone number unique to the user terminal 20 is stored.

In the program storage area 22P, in addition to the terminal system program 22p1 that controls the entire user terminal 20, a card use-only application 22p2 and the like are stored.

The card usage application 22p2 was downloaded and installed from the program server (here, the application store) (not shown) on the communication network IN based on the card user's ID (identification number), password, card number, etc. It is a program for performing home screen generation / display processing (see FIGS. 6 and 7), quest screen generation / display processing (see FIGS. 6 and 8), etc. in cooperation with the card usage management server 10. be.

The work data storage area 22W stores card usage screen generation data 22w1, card usage dedicated screen data 22w2, bitmap format display data 22w3 for display on the touch panel display unit 25, and the like.

The card usage screen generation data 22w1 is used to generate various screens (home screen GH (see FIG. 9) / quest list screens GQ1, GQ2 (see FIG. 10) / ...) transmitted from the card usage management server 10. Data is received and stored in the user terminal 20.

As the card use-only screen data 22w2, data of various screens (home screen GH / quest list screen GQ1, GQ2 / ...) generated based on the card use screen generation data 22w1 are stored according to the card use-only application 22p2. NS.

The data of various screens (GH / GQ1, GQ2 / ...) stored as the card use-only screen data 22w2 is written as display data 22w3 at the timing of displaying each screen, and is displayed on the touch panel type display unit 25. ..

In the user terminal 20 configured in this way, the CPU 21 controls the operation of each part of the circuit according to the instructions described in each program 22p1, 22p2, and the software and the hardware operate in cooperation with each other. Various functions including a home screen generation / display function (FIGS. 6 and 7) and a quest screen generation / display function (FIGS. 6 and 8) as described in the following operation explanation are realized.

Next, the operation of the card usage management system according to the embodiment will be described.

FIG. 6 is a flowchart showing a card usage service content providing process executed in cooperation between the card usage management server 10 of the card usage management system and the user terminal 20.

FIG. 7 is a flowchart showing the home screen generation data acquisition / transmission processing by the card usage management server 10 and the home screen generation / display processing by the user terminal 20 in association with each other.

FIG. 8 is a flowchart showing the quest screen generation data acquisition / transmission process by the card usage management server 10 and the quest screen generation / display process by the user terminal 20 in association with each other.

FIG. 9 is a diagram showing an update from the home screen GH when the number of quests cleared in the quest management data 12d5 is “0” to the home screen GHL (living room) when the number of clears is “5”. ..

<Process for providing card usage service content> (Fig. 6)
When the card use dedicated application 22p2 is started in the user terminal 20 in response to the operation of the user (card user) (step T1), the CPU 21 has been input or has already been input and stored by the user. The user ID (identification number) of the card user is transmitted to the card usage management server 10 (step T2).

When the card user's user ID transmitted from the user terminal 20 is received by the card usage management server 10 (step S1) <identification information receiving means>, the CPU 11 follows the home screen generation data acquisition application 12p5. Various data for home screen generation necessary for displaying the home screen GH on the user terminal 20 are acquired, and the data for home screen generation is transmitted to the user terminal 20 (step S2).

The details of the home screen generation data acquisition / transmission process (step S2) by the card usage management server 10 will be described later.

When the user terminal 20 receives the home screen generation data transmitted from the card usage management server 10 (step T3), the CPU 21 determines the home screen generation data in FIG. 9 based on the received home screen generation data. Home screen GH, home screen (living room) GHL, home as shown in any of (A) (B), (A) (B) of FIG. 13, (A) (B) (C) (D) of FIG. Generates screen (kitchen) GHK, home screen (bedroom) GHB, home screen (bathroom) GHT, home screen (dining) GHD, home screen (muscle training room) GHM, home screen (garden) GHY, and touch panel type. It is displayed on the display unit 25 (step T4).

The details of the home screen generation / display process (step T4) by the user terminal 20 will be described later.

In FIG. 9A, the user terminal 20 has not confirmed any information regarding the use of the card based on the quest list screens GQ1 and GQ2, and is managed by the quest management data 12d5 of the card usage management server 10. This is the home screen GH of an empty room when the number of cleared quests is "0". In the center of the home screen GH, including the seven types of home screen (living room) GHL ~ (garden) GHY that are images of various rooms, a character EP that looks like a resident of the room is displayed.

The [QUEST] button QB for displaying the quest list screen GQ1 (or GQ2) is fixedly displayed at the lower right of the home screen GH. Further, at the lower end of the display unit 25 for displaying various screens including the home screen GH, there is a [Home] button HB for returning to the home screen GH, and [Payment] for displaying the current card user's payment amount. The [Inquiry] button PB, the [Menu] button MB for displaying the menu screen (not shown), and the like are fixedly displayed.

<Data acquisition / transmission processing for home screen generation and home screen generation / display processing> (Fig. 7)
When the card usage management server 10 shifts to the home screen generation data acquisition / transmission process (step S2), the CPU 11 acquires the quest management data 12d5 (see FIG. 5) corresponding to the received user ID. (Step S21), the image data of the room type and the room item according to the number of cleared quests (quest achievement level) is acquired from the home screen generation data 12d4 (see FIG. 4) (step S22).

Further, the CPU 11 acquires other home screen generation data (here, point data corresponding to the user ID managed in the user management data 12d1) included in the home screen GH (step S23). ..

The CPU 11 transmits the image data of the room type and the room item acquired in steps S22 and S23 and other home screen generation data to the user terminal 20 as home screen generation data (step S24). <Image transmission means>
When the user terminal 20 receives the home screen generation data transmitted from the card usage management server 10 (step T41 (Yes)), the CPU 21 determines the room type included in the received home screen generation data. Based on the image data of the room item and other home screen generation data, for example, a home screen GH as shown in FIG. 9 (A) or a home screen (living) GHL as shown in FIG. 9 (B) is generated. (Step T42), and display on the touch panel type display unit 25 (step T43).

FIG. 9B shows a situation in which five confirmations of information regarding card usage based on the quest list screens GQ1 and GQ2 are performed on the user terminal 20, and the quest management data 12d5 of the card usage management server 10 is performed. Room type (1. Living room) and image data of room items when the number of quests cleared in is "5" (Item number 1: Lighting P1, 2: Interior P2, 3: Window P3, 4: It is a home screen (living room) GHL generated based on the table P4, 5: sofa P5).

In the embodiment, as shown in FIG. 4, each of the seven types of rooms (1 to 7) has five room items (item numbers 1 to 5/6 to 10/11 to 15 / ... / 31 to 31. It is completed when 35) is completed, but as shown in (C) of FIG. 9, every time each room is completed in the home screen generation / display processing (steps T41 to T43) on the user terminal 20. The room completion message M1 informing the card user of the type of room and its completion may be displayed on the home screen GHL of the completed room. The room completion message M1 is deleted by pressing the [Close] button CB.

Also, when the home screen (living room) GHL, (kitchen) GHK, ... of a plurality of types of rooms are completed, by swiping the touch panel type display unit 25 displaying any of the home screen GHn to the left or right, The home screen of the next room according to the order of the room types (1-7) (for example, the home screen (kitchen) GHK when swiping left from the home screen (living room) GHL) or the home screen of the previous room (for example, Swipe right from the home screen (kitchen) GHK to switch to the home screen (living room) GHL).

In the user terminal 20, for example, as shown in (A) or (B) of FIG. 9, with the home screen GH or the home screen (living room) GHL displayed, any information regarding the use of the card can be selected. When the card user wants to confirm the explanation of the contents by designating the information as a quest (question target), the card user presses the [QUEST] button QB which is fixedly displayed on the home screen GH.

When the [QUEST] button QB is pressed (step T5 (Yes) in FIG. 6), the CPU 21 transmits data requesting the quest list screens GQ1 and GQ2 to the card usage management server 10 (step T6).

When the card usage management server 10 receives the data requesting the quest list screens GQ1 and GQ2 transmitted from the user terminal 20, the CPU 11 follows the quest screen generation data acquisition / transmission process and follows the quest list screens GQ1 and GQ2. Data for generation is acquired and transmitted to the user terminal 20 of the requesting source of the screens GQ1 and GQ2 (step S3).

When the user terminal 20 receives the data for generating the quest list screens GQ1 and GQ2 transmitted from the card usage management server 10 (step T7), the CPU 21 performs the quest list screen GQ1 and the display process according to the quest screen generation / display process. GQ2 (see FIG. 10) is generated and displayed on the touch panel type display unit 25 (step T8).

<Data acquisition / transmission processing for quest screen generation and quest screen generation / display processing> (Fig. 8)
FIG. 10 is a diagram showing switching between the quest list screen (uncleared) GQ1 and the quest list screen (cleared) GQ2 displayed on the user terminal 20.

FIG. 11 is a diagram showing an item list screen GQ3 that is switched and displayed in response to pressing the [item list] button ALB of the quest list screen (uncleared) GQ1 or the quest list screen (cleared) GQ2.

When the card usage management server 10 receives the data requesting the quest list screens GQ1 and GQ2 transmitted from the user terminal 20, the CPU 11 performs the quest number (corresponding to the user ID of the user terminal 20). Quest management data 12d5 (see FIG. 5) including data indicating unconfirmed (uncleared) and confirmed (cleared) and data on the number of cleared quests for each of 1 to 35) is acquired (step S31).

Further, the CPU 11 generates data of a list of quest items Q1, Q2, ... (See FIG. 10) in which the headings of information related to the use of the card are described (step S32).

The CPU 11 uses the quest screen generation data including the quest management data corresponding to the user ID acquired in step S31 and the list data of the quest items Q1, Q2, ..., Q35 generated in step S32. The data is transmitted to the user terminal 20 (step S33). <Heading list transmission method><Item list transmission method>
When the user terminal 20 receives the quest screen generation data transmitted from the card usage management server 10 (step T81 (Yes)), the CPU 21 determines the quest items Q1, Q2, which are included in the quest screen generation data. ..., Based on the data of the list of Q35, the data indicating unconfirmed (uncleared) and confirmed (cleared) for each quest number (1 to 35), and the quest management data including the data of the number of cleared quests. As shown in 10, a quest list screen (uncleared) GQ1 or (cleared) GQ2 or (all) (not shown) with a clear mark CM added to the confirmed (cleared) quest item Qn is generated. ..

The CPU 21 is all unconfirmed (uncleared) and confirmed (cleared) in response to pressing the [all] button AB, the [uncleared] button YB, or the [clear] button CB selected by the card user. Quest list screen including quest items Q1, Q2, ..., Q35 (all) (not shown) or quest list screen narrowed down to unconfirmed (uncleared) quest items Qn (uncleared) GQ1 or confirmed (cleared) The quest list screen (cleared) GQ2 narrowed down to the quest item Qn of is displayed on the touch panel type 25 (step T82). By default, for example, the quest list screen (all) (not shown) is displayed.

The quest list screen (all) (not shown) or (uncleared) GQ1 or (cleared) GQ2 is provided with a [quest list] button QLB and an [item list] button ALB that are shared at the top of the quest list screen. Be done.

In step T82, for example, the CPU 21 specifies the [Quest list] button QLB by default, and displays the quest list screen (all) (not shown) or (uncleared) GQ1 or (cleared) GQ2 as described above. ..

When the [Item List] button ALB is pressed on the quest list screen (all) (not shown) or (uncleared) GQ1 or (cleared) GQ2 (step T83 (Yes)), the CPU 21 uses the user ID. Based on the home screen generation data and the quest management data received from the card usage management server 10 in response to the above, for example, as shown in FIG. 11, the user terminal 20 has already acquired the user terminal 20 according to the number of cleared quests. An item list screen GQ3 that lists item items P1 of room items and item items P2, P3, ... Of unacquired room items is generated and displayed on the touch panel display unit 25 (step T84).

On the item list screen GQ3, for the image of the room item indicated in the item item P1 of the room item acquired by the user terminal 20, the room item indicated in the item items P2, P3, ... Of the unacquired room item. By displaying the image of the above as a shadow picture, for example, the contents of the room item acquired by the card user and the contents of the unacquired room item can be easily confirmed according to the number of quests cleared by the card user. Display as possible. <Item list transmission method>
When the [Quest list] button QLB is pressed on the item list screen GQ3 (step T85 (Yes)), the CPU 21 performs the quest list screen (all) (not shown) or (not shown) as shown in FIG. Return to the display process of (cleared) GQ1 or (cleared) GQ2 (step T82).

On the other hand, when any quest item Qn that the card user wants to confirm is pressed and specified on the quest list screen (all) (not shown) or (uncleared) GQ1 or (cleared) GQ2 (step T86 (step T86) Yes)), the CPU 21 transmits quest detailed request data for requesting a detailed explanation of information regarding the use of the card corresponding to the designated quest item Qn to the card usage management server 10 (step T87).

When the card usage management server 10 receives the quest detailed request data transmitted from the user terminal 20 (step S34 (Yes)) <information request receiving means>, the CPU 11 specifies according to the service content explanation application 12p3. The quest detailed data including the detailed explanation of the information regarding the use of the card corresponding to the quest item Qn of the above is acquired and transmitted to the user terminal 20 for which the quest detailed request is made (step S35). <Information transmission means>
The CPU 11 targets the quest management data 12d5 (see FIG. 5) corresponding to the user ID, and when unconfirmed (uncleared) data is associated with the quest number n corresponding to the specified quest item Qn. , The unconfirmed (uncleared) data is changed to the confirmed (cleared) data and updated, and the data (cleared number) indicating the number of confirmed quests is added and updated (step S36). <Information transmission number storage means><Sent information storage means>
FIG. 12 is a diagram showing a quest detail screen GEn displayed according to the designation of any quest item Qn on the quest list screens GQ1 and GQ2.

When the quest detailed data transmitted from the card usage management server 10 is received in the user terminal 20 (step T88 (Yes)), the CPU 21 sets the designated quest item Qn included in the received quest detailed data. As shown in FIG. 12, the data of the detailed explanation of the information regarding the use of the corresponding card is expanded on the quest detail screen GEn and displayed on the touch panel type display unit 25 (step T89).

For example, (A) of FIG. 12 is a quest detail screen that expands the explanation regarding the use of the card when the quest item "Let's use it for everyday shopping" Q1 of the quest list screens GQ1 and GQ2 shown in FIG. 10 is specified. GE1 is shown, and FIG. 12B shows a description of card usage when the quest item “Let's set card usage notification” Q6 of the quest list screens GQ1 and GQ2 shown in FIG. 10 is specified. The quest details screen GE6 is shown.

When an operation to return the process is performed (step T810 (Yes)) such as pressing the [Back] button on the quest detail screen GE6, the CPU 21 displays the quest list screen (all) (all) as shown in FIG. Return to the display process of (not shown) or (uncleared) GQ1 or (cleared) GQ2 (step T82).

As a result, the card user can specify an arbitrary quest item Qn from the quest list screen (all) (not shown) or (uncleared) GQ1 or (cleared) GQ2, and the specified quest item Qn. By displaying the quest detail screen GEn corresponding to the above and confirming the information regarding the use of the card corresponding to the specified quest item Qn, the own use managed in the quest management data 12d5 of the card usage management server 10 It is possible to increase the number of quests cleared associated with the person ID and increase the number of room items for configuring the home screen GH as an image that looks like a room.

FIG. 13 shows the home screen (kitchen) GHK displayed on the user terminal 20 of the card user whose number of cleared quests managed in the quest management data 12d5 of the card usage management server 10 has reached “10”. It is a figure which shows the home screen (bedroom) GHB displayed on the user terminal 20 of the card user who has reached "15" in the number of clearing of the same quest.

When the home screen (living room) GHL, (kitchen) GHK, ... of a plurality of types of rooms are completed, as described above, on the user terminal 20, the touch panel type display unit 25 is displayed by swiping to the left. The home screen of the room inside is switched to the home screen of the next room according to the order of the room types (1 to 7) and displayed. Therefore, in the case of the embodiment shown in FIG. 13, a left swipe with respect to the home screen (living room) GHL (see (B) in FIG. 9) switches to the home screen (kitchen) GHK shown in FIG. 13 (A). It is displayed, and by further left swiping, it is switched to the home screen (bedroom) GHB shown in FIG. 13 (B) and displayed.

FIG. 14 shows the user terminal 20 of the card user whose number of cleared quests managed in the quest management data 12d5 of the card usage management server 10 has reached “20”, “25”, “30”, and “35”, respectively. It is a figure which shows the home screen (bathroom) GHT, the home screen (dining) GHD, the home screen (muscle training room) GHM, and the home screen (garden) GHY displayed in.

The home screens (living room) GHL, (kitchen) GHK, (bedroom) GHB, (bathroom) GHT, (dining) GHD, and (muscle training room) of the seven types of rooms shown in FIGS. 9, 13, and 14. ) GHM and (Garden) GHY both indicate that the room is completed with the five room items that make up the room, but even if it is incomplete, at least one room item can be obtained. Needless to say, if there is a room, the home screen of the unfinished room is displayed on the user terminal 20.

That is, for example, when the number of cleared quests managed by the quest management data 12d5 of the card usage management server 10 is "3", the user terminal 20 has the lighting P1 to the window P3 corresponding to the item numbers 1 to 3. The home screen (living room) GHL composed of up to is displayed.

As a result, the card usage management server 10 asks the card user to confirm various information regarding the use of the card, and confirms the individual information regarding the use of the card to the user terminal 20 (the degree to which the card user confirms the individual information regarding the use of the card. By providing and displaying the home screen (living room) GHL, (kitchen) GHK, etc., which are updated sequentially so that the room items are enriched according to the quest achievement level), the card user can be psychologically displayed. You can check more information about card usage and make you want to use the card.

<Summary of Embodiment>
According to the card usage management system of the embodiment, according to the quest list screen (all) (not shown) or (uncleared) GQ1 displayed in response to the pressing of the [QUEST] button QB displayed on the user terminal 20. When the card user specifies the quest item Qn corresponding to the unconfirmed card usage information, the card usage management server 10 acquires the data of the explanation of the information related to the card usage corresponding to the specified quest item Qn. , The user terminal 20 is made to display the quest detail screen GEn in which the data of the explanation regarding the use of the designated card is expanded. Then, the unconfirmed (uncleared) data associated with the quest number n corresponding to the specified quest item Qn of the quest management data 12d5 is changed to the confirmed (cleared) data and updated, and the confirmed data is also confirmed. Update by adding data (number of clears) indicating the number of quests.

When the card usage management server 10 receives the user ID transmitted from the user terminal 20 with the activation of the card usage dedicated application 22p2, the number of cleared quests managed for each user ID in the quest management data 12d5. According to (quest achievement level), image data of the number of room items corresponding to the quest achievement level is acquired from the home screen generation data 12d4 and transmitted to the user terminal 20 as home screen generation data.

The user terminal 20 is divided into, for example, seven types of rooms based on the image data of the number of room items according to the quest achievement degree of the card user included in the home screen generation data received from the card usage management server 10. Home screen (living room) GHL, (kitchen) GHK, (bedroom) GHB, ..., (garden) GHY are generated and displayed in order.

As a result, the card user confirms arbitrary information regarding the use of the card based on the quest list screen (all) or (uncleared) GQ1, and the easier it is to use the card, the more the card user can use the user terminal 20. Home screen (living room) GHL room items that look like the displayed room are increased and enriched, and similarly, home screen (bedroom) GHB, ..., (garden) GHY of multiple types of rooms are completed in order. Can be displayed.

Therefore, it is possible to make the card user psychologically want to confirm more information about the card usage and use the card.

Further, according to the card usage management system of the embodiment, it has been confirmed (cleared) on the quest list screen (all) (not shown) or (uncleared) GQ1 or (cleared) GQ2 displayed on the user terminal 20. ), A clear mark CM is added to the quest item Qn based on the unconfirmed (uncleared) data and the confirmed (cleared) data associated with the quest number n managed by the quest management data 12d5. Add and display.

As a result, the card user can easily distinguish between the confirmed quest item Qn and the unconfirmed quest item Qn, and the card corresponding to the unconfirmed quest item Qn by easily designating the unconfirmed quest item Qn. You can check information about the use of.

Furthermore, since the list of quest items Qn narrowed down to unconfirmed (uncleared) is displayed on the quest list screen (uncleared) GQ1 to be displayed according to the designation of the [Uncleared] button YB, the card user can immediately display it. You can check information about the use of cards corresponding to the unconfirmed quest item Qn.

Therefore, the card user can easily and quickly confirm the information regarding the use of the unconfirmed card to increase the number of quests cleared (quest achievement level) managed by the quest management data 12d5 and display it on the user terminal 20. The home screen of the room to be opened can be updated and enriched one by one.

As a result, it becomes possible for the card user to easily confirm more information on the use of the card and have a desire to use the card.

Further, according to the card usage management system of the embodiment, the item list screen GQ3 displayed on the user terminal 20 shows the number of cleared quests (quest achievement level) managed for each user ID in the quest management data 12d5. According to the above, the item item Pn of the room item that has been acquired by the card user and the item item Pn of the room item that has not been acquired are displayed so as to be distinguishable.

As a result, the card user can easily recognize the contents of the acquired room item and the contents of the unacquired room item according to the number of quests cleared by the card user. From the desire to acquire more room items, it is possible for card users to proceed with the confirmation of unconfirmed information regarding the use of cards and to have the desire to use more cards.

In the card usage management server 10 of the embodiment, the quest management data 12d5 responds to the fact that the quest detailed data corresponding to the quest item Qn specified by the user terminal 20 is transmitted to the user terminal 20. The configuration is to be updated (steps S35 and S36). Not limited to this, the quest management data 12d5 may be configured to be updated according to the reception of the quest detail request data corresponding to the designated quest item Qn from the user terminal 20 (steps S34 → S36 →). S35). Alternatively, after sending the quest detail data to the user terminal 20 to display the quest detail screen GEn (step S35 → T88, T89), for example, pressing the [confirmed] button (not shown) or the screen GEn. It may be configured to update according to the reception <information confirmation receiving means> of the confirmed confirmation data transmitted from the user terminal 20 in response to the closing operation (for example, step T810 → S36).

Further, in the above embodiment, the card usage management server 10 obtains image data of the number of room items corresponding to the number of cleared quests (quest achievement level) of the card user from the home screen generation data 12d4 and the item number 1. The data was acquired in the order of ~ 35, and the home screen GH of the type of room corresponding to the acquired image of the room item was generated and displayed on the user terminal 20. Not limited to this, the order in which the image data of the room type and the room item is acquired and displayed on the user terminal 20 is an order arbitrarily selected by the card user according to the operation of the user terminal 20 in advance. It may be.

Further, in the above embodiment, the card usage management server 10 transmits the home screen generation data including the image data of the room type and the room item to the user terminal 20, and the user terminal 20 generates the home screen. The home screen (GHL, GHK, GHB, etc.) corresponding to the data for use is generated and displayed. Not limited to this, the home screen data generated by the card usage management server 10 may be transmitted to the user terminal 20 for display.

Further, in the above embodiment, the home screen displayed on the user terminal 20 is a home screen (living room) GHL, (kitchen) GHK, ... ) The case of GHY has been described, but the specific image of the home screen GH is not limited to the image of the room, for example, a park, a station, a theater, or any other facility that is close to or preferred by the card user. There may be an image that can be completed by increasing the degree of fulfillment by a plurality of items.

Further, in the above-described embodiment, the member store terminal 30 can be similarly implemented not only in the case of a terminal installed in an actual store but also in the case of a server of a member store (net shop) on the Internet. Of course.

The method of each processing by the card usage management server 10 and the user terminal 20 of the card usage management system described in each of the above embodiments, that is, the card usage service content providing processing shown in the flowchart of FIG. 6, is shown in the flowchart of FIG. Each method such as home screen generation data acquisition / transmission processing and home screen generation / display processing, quest screen generation data acquisition / transmission processing and quest screen generation / display processing shown in the flowchart of FIG. 8 is executed on the computer. As a program that can be stored, it is stored in a recording medium such as a memory card (ROM card, RAM card, etc.), a magnetic disk (Floppi (registered trademark) disk, hard disk, etc.), an optical disk (CD-ROM, DVD, etc.), a semiconductor memory, etc. Can be distributed.

Further, the program data for realizing each method of each of the above-described embodiments can be transmitted on the communication network in the form of a program code, and the program data can be transmitted to a computer of an electronic device connected to the communication network (a computer of an electronic device connected to the communication network. It is also possible to realize the various functions described above by incorporating the data into the processor) by the communication unit.

The present invention is not limited to the above-described embodiment, and can be variously modified at the implementation stage without departing from the gist thereof. In addition, each embodiment may be carried out in combination as appropriate, and in that case, the combined effect can be obtained. Further, the above-described embodiment includes various inventions, and various inventions can be extracted by a combination selected from a plurality of disclosed constituent requirements. For example, even if some constituent requirements are deleted from all the constituent requirements shown in the embodiment, if the problem can be solved and the effect is obtained, the configuration in which the constituent requirements are deleted can be extracted as an invention.

10 ... Card usage management server 12p2 ... Card usage compatible app 12p3 ... Service content explanation app 12p4 ... User setting app 12p5 ... Home screen generation app 12d1 ... User management data 12d2 ... User setting data 12d3 ... Card usage data 12d4 ... Home Screen generation data 12d5 ... Quest management data 20 ... User terminal 22p2 ... Card usage dedicated application 22w1 ... Card usage screen generation data 22w2 ... Card usage dedicated screen data 25 ... Touch panel display IN ... Communication network (Internet)
GH ... Home screen GHL ~ GHY ... Home screen (living room) ~ Home screen (garden)
QB ... [QUEST] button P1, P2 ... Item image (item item)
GQ1 ... Quest list screen (not cleared)
GQ2 ... Quest list screen (cleared)
QLB ... [Quest list] button ALB ... [Item list] button AB ... [All] button YB ... [Uncleared] button CB ... [Cleared] button Q1, Q2 ... Quest item CM ... Clear mark GQ3 ... Item list screen

Claims (12)

A card usage management device that has a communication function with a card user's communication terminal.
An information transmission means for transmitting information of a type arbitrarily specified by the card user to the communication terminal from among a plurality of types of information related to the use of the card.
An information confirmation number storage means that stores a number corresponding to the card user confirming information regarding the use of the card transmitted to the communication terminal by the information transmission means.
Image storage means for storing multiple item images that make up the home screen,
Among the plurality of item images constituting the home screen stored by the image storage means, the number corresponding to the card user confirming the information regarding the use of the card stored by the information confirmation number storage means. An image transmission means for transmitting the corresponding number of item images to the communication terminal, and
Card usage management device equipped with. The information confirmation number storage means stores a number corresponding to the card user confirming the information regarding the use of the card transmitted to the communication terminal by the information transmission means in association with the identification information of the communication terminal. death,
An identification information receiving means for receiving the identification information from the communication terminal is provided.
The image transmitting means transmits information regarding the use of the card transmitted to the communication terminal stored by the information confirmation number storage means in association with the identification information of the communication terminal received by the identification information receiving means. Send the number of item images corresponding to the number confirmed by the user to the communication terminal.
The card usage management device according to claim 1. A heading list transmitting means for transmitting a heading list listing a list of headings of a plurality of types of information related to the use of the card to the communication terminal is provided.
The information transmitting means transmits information regarding the use of a card corresponding to a heading arbitrarily designated by the card user from the heading list transmitted by the heading list transmitting means to the communication terminal.
The card usage management device according to claim 1 or 2. A transmission information storage means for storing transmitted information in association with information transmitted to the communication terminal by the information transmission means among a plurality of types of information related to the use of the card is provided.
The heading list transmitting means adds a heading of a plurality of types of information related to the use of the card, and adds a transmitted mark to the heading of the information associated with the transmitted information stored by the transmitted information storage means. Send the list of headings listed to the communication terminal.
The card usage management device according to claim 3. The heading list transmitting means narrows down the headings of a plurality of types of information related to the use of the card to the headings of untransmitted information that has not been transmitted to the communication terminal by the information transmitting means, and lists the headings in the communication. Send to the terminal,
The card usage management device according to claim 3 or 4. An item list transmitting means for transmitting a list of a plurality of item images stored by the image storage means so that the item image transmitted to the communication terminal by the image transmitting means and the item image not transmitted can be identified. rice field,
The card usage management device according to any one of claims 1 to 5. The plurality of item images constituting the home screen are item images constituting an image of a room or an image of a garden.
The card usage management device according to any one of claims 1 to 6. In the image transmitting means, the card user confirms the information regarding the use of the card stored by the information confirmation number storage means among the plurality of item images constituting the home screen stored by the image storage means. The home screen data generated by the number of item images corresponding to the corresponding number is transmitted to the communication terminal.
The card usage management device according to any one of claims 1 to 7. The information confirmation number storage means stores the number of information regarding the use of the card transmitted to the communication terminal by the information transmission means as a number corresponding to the information confirmed by the card user.
The card usage management device according to any one of claims 1 to 8. An information request receiving means for receiving a request for information of a type arbitrarily specified by the card user from among a plurality of types of information related to the use of the card from the communication terminal is provided.
The information transmitting means transmits information of a type arbitrarily specified by the card user to the communication terminal in response to a request for information received by the information request receiving means.
The information confirmation number storage means stores the number of requests for information received by the information request receiving means as a number corresponding to the confirmation of the information by the card user.
The card usage management device according to any one of claims 1 to 8. An information confirmation receiving means for receiving data indicating that the information has been confirmed after transmitting information of a type arbitrarily specified by the card user to the communication terminal by the information transmitting means is provided.
The information confirmation number storage means stores the number of data indicating that the information received by the information confirmation receiving means has been confirmed as a number corresponding to the confirmation of the information by the card user.
The card usage management device according to any one of claims 1 to 8. The processor of the card usage management device that has the communication function with the communication terminal of the card user,
An information transmission means for transmitting to the communication terminal the type of information arbitrarily specified by the card user from among a plurality of types of information related to the use of the card.
An information confirmation number storage means that stores a number corresponding to the card user confirming information regarding the use of the card transmitted to the communication terminal by the information transmission means.
Among the item images stored by the image storage means for storing a plurality of item images constituting the home screen, the card user has confirmed the information regarding the use of the card stored by the information confirmation number storage means. An image transmission means for transmitting a number of item images corresponding to a corresponding number to the communication terminal.
A program to function as.

Images