JP6705405B2 - Information processing device, sales data processing device and program - Google Patents

Description

The present invention relates to an information processing device , a sales data processing device, and a program.

2. Description of the Related Art Conventionally, a household account book is known as a book in which the income and expenditure of a family is entered in a household budget. A system is known in which a household account book is created as more convenient electronic data than a household account book created by handwriting.

For example, by obtaining consumption information from retailers and financial institutions as member stores, reading receipts of consumption information from non-member stores, and creating a household account book database from the obtained consumption information, the household budget of consumers can be calculated. 2. Description of the Related Art A household account book proxy system is known in which book creation is provided on behalf of the Internet (for example, see Patent Document 1).

In Japan, the consumption tax increase and multiple tax rates will be introduced in October 2019. Regarding multiple tax rates, it is considered to set the consumption tax rate for food (excluding alcoholic beverages, dining out and catering) and newspapers to a reduced tax rate of 8%, and the consumption tax rate for other items to a standard tax rate of 10%.

JP, 2003-331117, A

With the introduction of multiple tax rates, it is expected that consumers' consumption behavior will change, which will increase interest in the richness of life. Therefore, it is preferable for consumers who want to control their overall household spending and consumers who want to maintain or increase spending other than food, if food spending (food cost) can be restrained (household improvement). On the other hand, it is expected that some consumers will demand a richer diet. In order to take these consumption behaviors, it is preferable that each consumer grasps the expenditure tendency of food expenses. However, it was difficult to grasp the trend of food expenses by referring to the conventional household account book data.

An object of the present invention is to grasp the expenditure tendency of food expenses.

In order to solve the above problems, an information processing apparatus according to the present invention, a second acquisition for acquiring a first acquisition means for acquiring age information or residence area information of the user as user information, spending information categorized in food Means and a derivation means for deriving, on the basis of the expenditure information acquired by the second acquisition means, a ratio of the food expenses spent at the reduced tax rate in the food expenses or a ratio of the food expenses spent at the standard tax rate in the food expenses. And spending tendency information corresponding to the age information based on the age information acquired by the first acquisition unit and the ratio derived by the derivation unit , or the residential area information acquired by the first acquisition unit, Output controlling means for causing the output means to output the spending tendency information corresponding to the residential area information based on the ratio derived by the deriving means .
In addition, the sales data processing device according to the present invention includes a first acquisition unit that acquires user age information or living area information as user information, and a second acquisition unit that acquires expenditure information classified as food expenses when registering sales . Derivation of deriving a ratio of food expenses spent at the reduced tax rate in the food expenses, or a ratio of food expenses spent at the standard tax rate in the food expenses, based on the acquisition means and the expenditure information acquired by the second acquisition means. Means, spending tendency information corresponding to the age information based on the age information acquired by the first acquisition means and the ratio derived by the derivation means , or residential area information acquired by the first acquisition means And control means for printing the expenditure tendency information corresponding to the residence area information on the receipt paper together with the sales registration information based on the ratio derived by the deriving means .
In addition, the program according to the present invention includes a computer of an information processing apparatus, a first acquisition unit that acquires age information or living area information of a user as user information, a second acquisition unit that acquires expenditure information classified as food expenses, wherein based on the obtained spending information by the second acquisition means, the proportion of food that is expenditure reduced rate in the food, or the proportion of food that are spending the standard rate in the food, deriving means for deriving said first 1 Spending tendency information corresponding to the age information based on the age information acquired by the acquisition unit and the ratio derived by the derivation unit , or the residential area information acquired by the first acquisition unit and the derivation unit The spending tendency information corresponding to the residential area information based on the derived ratio is caused to function as output control means for outputting to the output means.

According to the present invention, the expenditure tendency of food expenses can be grasped.

It is a block diagram showing functional composition of a smart phone of an embodiment of the invention. (A) is a figure which shows the structure of a payment detailed table. (B) is a diagram showing a configuration of a first message table. It is a flowchart which shows a food expense diagnosis process. (A) is a figure which shows a main menu screen. (B) is a figure showing a receipt imaging screen. It is a figure which shows the 1st food expense diagnosis result screen. It is a figure which shows the structure of a 2nd message table. It is a figure which shows the 2nd food expense diagnosis result screen. It is a figure which shows a receipt.

Hereinafter, embodiments and modifications of the present invention will be sequentially described in detail with reference to the accompanying drawings. The present invention is not limited to the illustrated example.

First, the device configuration of the present embodiment will be described with reference to FIG. FIG. 1 is a block diagram showing a functional configuration of the smartphone 10 of the present embodiment.

The smartphone 10 as the information processing device according to the present embodiment is a mobile terminal that executes various application programs. In particular, the smartphone 10 performs a food expense diagnosis process for providing a user with information on a possibility of suppressing food expense described later, in accordance with a food expense diagnosis program 151 described later as an application program. The device that realizes the present embodiment is not limited to a smartphone, and may be another information processing device such as a tablet PC (Personal Computer), desktop PC, palmtop PC, or feature phone.

The present embodiment is premised on the consumption tax increase and the introduction of multiple tax rates. Specifically, regarding foods, the consumption tax rate is set as a reduced tax rate of 8% for food and beverages (excluding alcoholic beverages), and a standard tax rate of 10% for alcoholic beverages, restaurants and catering. To do.

As shown in FIG. 1, the smartphone 10 includes a derivation unit, an output control unit, a message setting unit, a CPU (Central Processing Unit) 11 as a level setting unit, an operation unit 12, a RAM (Random Access Memory) 13, and an output unit ( A display unit 14 as a display unit, a storage unit 15, a communication unit 16, an imaging unit 17, a call unit 18, and the like are provided. Each unit of the smartphone 10 is connected via the bus 19.

The CPU 11 controls each unit of the smartphone 10. The CPU 11 reads out a specified program out of the various programs from the storage unit 15, expands it in the RAM 13, and executes various processes in cooperation with the expanded program.

The operation unit 12 is a touch panel provided on the display screen of the display unit 14, receives touch input from the user, and outputs the operation information to the CPU 11. The operation unit 12 is, for example, a capacitance type touch panel, but is not limited to this, and may be another type such as a resistance film type or an electromagnetic induction type. The operation unit 12 receives touch inputs to various soft keys such as menu buttons described later. The operation unit 12 may have a hard key.

The RAM 13 is a volatile memory and forms a work area for storing various data and programs. The display unit 14 includes an LCD (Liquid Crystal Display), an EL (ElectroLuminescence) display, and the like, and displays various display information on the display screen under the control of the CPU 11.

The storage unit 15 is a storage unit capable of writing and reading information, and is configured by a flash memory, an EEPROM (Electrically Erasable Programmable Read Only Memory), or the like. The storage unit 15 stores various programs such as the food expense diagnosis program 151 and various data such as the withdrawal statement table 200 and the message table 250.

The communication unit 16 includes an antenna, a modulation/demodulation unit, a signal processing unit, and the like, and uses a wireless communication system such as a wireless LAN (Local Area Network) and a wireless WAN (Wide Area Network) (LTE (Long Term Evolution)) to communicate with a communication network. It is a circuit unit that performs wireless communication with the above-mentioned repeater (access point, base station). The CPU 11 can communicate with devices on the communication network via the communication unit 16.

The image pickup unit 17 includes an optical system and an image pickup device such as a CCD (Charge-Coupled Device) and a CMOS (Complementary Metal Oxide. Semiconductor). Under the control of the CPU 11, a subject is imaged to generate image data and the CPU 11 and the like are generated. Output to.

The call unit 18 includes a speaker, a microphone, an amplifier, etc., and under the control of the CPU 11, outputs voice from the speaker based on the voice data of the call voice, and receives the voice input of the user by the microphone to generate the voice data. Output to the CPU 11.

Next, the information stored in the storage unit 15 will be described with reference to FIG. FIG. 2A is a diagram showing the structure of the withdrawal statement table 200. FIG. 2B is a diagram showing the structure of the message table 250.

The withdrawal statement table 200 was issued by each user of the smartphone 10 by the user of the smartphone 10 purchasing food and drink at a store such as a supermarket, eating out at a store such as a restaurant, or using catering provided by a catering specialist. It is a data table having withdrawal statement data created by reading the information printed on the receipt. In this way, it is assumed that only the receipt regarding the user's food expenses is read.

As shown in FIG. 2A, the withdrawal statement table 200 has fields such as a date 201, a classification 202, an item 203, a payee 204, a tax-included amount 205, and a consumption tax rate 206. In the withdrawal statement table 200, a record is created for each item of goods or services read from the receipt.

The date 201 is information on the date when the withdrawal (payment) of the item of item 203 was made. The date 201 may be date and time information.

The category 202 is a category of the item 203. Here, since the receipts that are read are only for food expenses, the classification 202 is only “food expenses”.

The item 203 is the name of the item of the product or service. The payee 204 is the name of the payee of the item 203. The tax-included amount 205 is the tax-included amount of the consumption tax of the item of item 203. The consumption tax rate 206 is the consumption tax rate of the item 203, and is 8% or 10%.

The message table 250 is a data table having information for display according to the spending controllable index. Expenditure controllable index is an index showing the degree (percentage of percentage) that food cost can be controlled. The higher the value, the more expensive consumption (alcoholic beverages, dining out, catering) with consumption tax rate of 10% is refrained from. This indicates that the degree to which food costs can be suppressed is higher.

As shown in FIG. 2B, the message table 250 has fields for a ratio 251, a saving level 252, and a message 253. The ratio 251 is information indicating the range of the ratio (percentage) of each stage of the expenditure controllable index.

The saving level 252 is a level indicating the degree of execution (saving) of food expenses corresponding to the ratio 251. The saving level 252 indicates that the degree of saving (saving) of food expenses is higher as the level changes from E to A. The message 253 is a message (comment) of the food expense diagnosis corresponding to the ratio 251. The ratio 251, the saving level 252, and the message 253 are set in stages according to the comparison of the average spending controllable index with the average spending controllable index.

It should be noted that the grading of the ratio 251 is not limited to one pattern, and a plurality of patterns are prepared for each age (generation, age), region, etc., and the saving level is set for each 251 ratio of each pattern. 252 and the message 253 may be prepared.

Next, the operation of the smartphone 10 will be described with reference to FIGS. 3 to 5. FIG. 3 is a flowchart showing the food expense diagnosis process. FIG. 4A is a diagram showing the main menu screen 300. FIG. 4B is a diagram showing the receipt imaging screen 310. FIG. 5 is a diagram showing a food expense diagnosis result screen 330.

The food expense diagnosis process executed by the smartphone 10 reads the receipt of the user, acquires and stores the withdrawal statement data, and from the stored withdrawal statement data for the last month, it is possible to suppress the food expense. This is a process of calculating an index and displaying it together with a message. When the user spends on food expenses, it is assumed that the user holds the receipt received from the store or the like at the time of the spending.

In the smartphone 10, for example, triggered by the user's instruction to execute the food expense diagnosis process via the operation unit 12, the CPU 11 causes the food expense diagnosis program 151 to be read from the storage unit 15 and appropriately expanded in the RAM 13 to be executed. The food expense diagnosis process is executed in cooperation with.

First, as shown in FIG. 3, the CPU 11 generates main menu screen information and displays it on the display unit 14 (step S11). In step S11, the main menu screen information is displayed as the main menu screen 300 shown in FIG. The main menu screen 300 has a receipt read button 301, a statement confirmation button 302, and a food expense diagnosis button 303. The receipt read button 301 is a button that receives a touch input for starting a process related to receipt read. The detail confirmation button 302 is a button for accepting a touch input for starting the process related to the display of the payment detail data.

Then, the CPU 11 accepts a touch input of each button on the main menu screen 300 from the user via the operation unit 12, and determines which button is touch-input (step S12).

If the button is the read receipt button 301 (step S12; read receipt), the CPU 11 activates the imaging unit 17, generates receipt imaging screen information including a live view, and displays it on the display unit 14 (step S13). In step S13, the receipt reading screen information is displayed as the receipt imaging screen 310 shown in FIG. The receipt imaging screen 310 has a live view area 311, a read button 312, and a return button 313. The live view area 311 is a live view display area of the imaging unit 17. The read button 312 is a button that receives a touch input for executing receipt reading. The return button 313 is a button for accepting a touch input for stopping (loading) receipt.

Then, the CPU 11 determines whether the return button 313 has been touch-input from the user via the operation unit 12 (step S14). When the return button 313 is input (step S13; YES), the process proceeds to step S11.

When the return button 313 is not input (step S13; NO), the CPU 11 captures an image of the receipt by the image capturing unit 17 in response to the touch input of the read button 312 by the user through the operation unit 12, and the captured image data. Is recognized by OCR (Optical character recognition), converted into text data, and displayed on the display unit 14 (step S15).

In the live view area 311 of the receipt imaging screen 310, for example, the receipt 400 is shown. The receipt 400 includes a store name portion 401 including the store name (“Super S”) of the store that issued the receipt, a date and time portion 402 having an issue date and time (“2017-02-01 20:13”), and each paid item. The item section 403 including item names (“dry pasta 500G” and the like), payment amount (“¥300” and the like), consumption tax rate (“8.0%” or “10.0%”), and the like. The text data converted in step S15 is a store name based on the store name portion 401, a date based on the date/time portion 402, an item name based on the specification portion 403, a price, and a consumption tax rate.

Then, the CPU 11 accepts the input of the correction information of the text data converted in step S15 from the user via the operation unit 12, and corrects the text data based on the correction information (step S16). Then, the CPU 11 stores the text data corrected in step S16 in the withdrawal statement table 200 of the storage unit 15 (step S17). In step S17, the date, item name, store name, payment amount, and consumption tax rate of each item of the corrected text data are updated for each item of date 201, item 203, payee 204, tax-included amount 205, and consumption tax rate 206. It is stored as a record, and food expenses are set in the new record classification 202.

Then, the CPU 11 receives an input from the user as to whether or not there is another receipt to be read through the operation unit 12, and determines whether or not there is another receipt based on the input (step S18). If there is another receipt (step S18; YES), the process proceeds to step S13. When there is no other receipt (step S18; NO), the CPU 11 accepts a touch input of a button to return to the main menu from the user or an input to end the food expense diagnosis process through the operation unit 12, and the food expense diagnosis is performed based on the input. It is determined whether or not to end the process (step S19). Step S18: It is assumed that the display screen displayed in step S19, which has been moved to NO, includes a return button for accepting a touch input for returning to the main menu. When the processing ends (step S19; YES), the food expense diagnosis processing ends. When the process is not completed by inputting the return button (step S19; NO), the process proceeds to step S11.

In the case of the confirmation button 302 (step S12; confirmation of details), the CPU 11 reads the withdrawal statement table 200 from the storage unit 15 (step S20). Then, the CPU 11 displays the content of the withdrawal statement table 200 read in step S20 on the display unit 14 (step S21), and proceeds to step S19. It is assumed that the display screen displayed in step S21 includes a return button that receives touch input for returning to the main menu. By step S21, the user can visually confirm the contents of the withdrawal statement table 200.

In the case of the food expense diagnosis button 303 (step S12; food expense diagnosis), the CPU 11 records a record of the date 201 of a preset diagnosis period (for example, one month of the previous month) in the withdrawal statement table 200 of the storage unit 15. Is read out as food expense data (step S22). The diagnosis period may be arbitrarily set according to an input from the user via the operation unit 12. Here, for example, it is assumed that the food expense diagnosis process is executed in March 2017, and the food expense data for February 2017 is read for the food expense diagnosis in February 2017 in step S22.

Then, the CPU 11 calculates the expenditure controllable exponent of food expenses based on the food expense data read in step S22 by the following equation (1) (step S23).
Expenditure controllable index = (total tax-included amount of the items of the record in which the consumption tax rate of the food expense data is 10%)/(total tax-included amount of the items of the record in which the consumption tax rate of the food expense data is 8% and 10%) (1 )
In step S23, for example, assuming that the food expenses in February 2017 are 59,200 yen in total, and the total amount of payment of items for which the consumption tax rate of 10% is applied is 48,840 yen, the expenditure control possible index=82 It is assumed that 0.5 [%] is calculated.

Then, the CPU 11 refers to the message table 250 of the storage unit 15 and outputs the food expense diagnosis information including the spending controllable index calculated in step S23, the saving level 252 corresponding to the ratio 251 of the spending controllable index, and the message 253. It is generated (step S24). In step S24, for example, the message table 250 of FIG. 2B is applied and “E” of the saving level 252 and “of the message 253” corresponding to the ratio 251 of 82.5% calculated in step S23. Your ~" is acquired, and the acquired information and 82.5% of the expenditure controllable index are included in the food expense diagnosis information. If the ratio 251 is prepared for each age, region, etc., the user's age, residence area, etc. are acquired by operation input, etc., and the calculated spending controllable index corresponding to the acquired information. The saving level 252 and the message 253 are read according to the ratio 251 of the.

Then, the CPU 11 displays the food expense diagnosis information generated in step S24 on the display unit 14 (step S25), and proceeds to step S19. In step S25, for example, the food expense diagnosis result screen 330 shown in FIG. 5 is displayed as the food expense diagnosis information. The food expense diagnosis result screen 330 has an expense controllable index 331, a saving level 332, a message 333, and a return button 334. As the expenditure controllable index 331, for example, “82.5(%)” calculated in step S23 is displayed. As the saving level 332, for example, “E” corresponding to 82.5(%) of the spending controllable index 331 is displayed. Message 333 corresponds, for example, to the spending controllable index 331 of 82.5 (%), "Your food spending trend for the last month has a very high proportion of food expenses that can be suppressed compared to the general average. The part that conveys the spending tendency according to the diagnostic level such as ``, and the part that conveys advice on future spending behavior such as ``There is a possibility that you can significantly reduce food expenses by reviewing alcohol, eating out, catering'' And are included in the display. The return button 334 is a button that receives a touch input for returning to the main menu. The touch input of the return button 334 is accepted in step S19.

As described above, according to the present embodiment, the smartphone 10 determines the ratio of the food expenses spent at the standard tax rate to the predetermined food expenses based on the food expense data of the withdrawal statement table 200 spent at the reduced tax rate and the standard tax rate. The expenditure controllable index of food expenses is derived, and the display section 14 displays the food cost diagnosis information as the expenditure tendency information based on the derived expenditure controllable index.

Therefore, the degree of possibility of restraining the expenditure of food expenses can be presented by the expenditure restraint index, and the user can grasp the tendency of spending of food expenses. Spending to which the standard tax rate is applied corresponds to luxury spending, is not a daily necessities, is relatively high in price, and has high taxes. Therefore, it is possible to curb food costs by reducing the expenditure of food costs at the standard tax rate. Foods to which the standard tax rate is applied are dishes with relatively high flavors and high calories (eating out, catering), and liquor that causes various diseases due to excessive intake, so food expenses at the standard tax rate are spent. By reducing, it is possible to improve the degree of health. In addition, by displaying the food expense diagnosis information such as the expenditure controllable index, the user can clearly recognize it by visual inspection.

In addition, the smartphone 10 sets a message corresponding to the derived expenditure controllable index and causes the display unit 14 to display the derived expenditure controllable index and the set message as food expense diagnosis information. Therefore, the message can show the message of the expenditure controllable index of food expenses, comparison with general average value, future measures, etc. as the expenditure tendency information, the user can easily understand the message, and the expenditure controllable index It can be more useful information.

In addition, the smartphone 10 sets a saving level corresponding to the derived expenditure controllable index, and causes the display unit 14 to display the derived expenditure controllable index and the set savings level as food expense diagnosis information. Therefore, the degree of saving control of food expenses can be presented as the spending tendency information according to the saving level, the user can easily understand the saving level, and the spending controllable index can be made more useful information.

In addition, the smartphone 10 derives the expenditure controllable index of food expenses for the predetermined period based on the food expense data for the predetermined period of the withdrawal statement table 200. Therefore, it is possible to present the expenditure controllable index of food expenses for a preferable predetermined period, and the user can easily grasp the degree to which the food expenses can be suppressed for the predetermined period.

(Modification)
A modified example of the above-described embodiment will be described with reference to FIGS. 6 and 7. FIG. 6 is a diagram showing the structure of the message table 250a. FIG. 7 is a diagram showing a food expense diagnosis result screen 330a.

As the device configuration of this modification, the smartphone 10 of the above-described embodiment is used. However, it is assumed that the storage unit 15 stores a message table 250a instead of the message table 250.

The message table 250a will be described with reference to FIG. The message table 250a is a data table having information for display according to the luxury spending index. The luxury spending index is an index showing the degree (percentage of percentage) of luxury spending on food expenses. The higher the value, the more the spending rate is 10% of the total expenditure on food expenses. Higher spending on alcohol, eating out, and catering).

As shown in FIG. 6, the message table 250a has fields for a ratio 251a, a luxury level 252a, and a message 253a. The ratio 251a is information indicating the range of the ratio (percentage) for each stage of the luxury spending index.

The luxury level 252a is a level indicating the degree of execution of luxury spending corresponding to the ratio 251a. Luxury level 252a indicates that as E to A progresses, the more expensive the food expense has been executed. The message 253a is a food expense diagnosis message (comment) corresponding to the ratio 251a. The ratio 251a, the luxury level 252a, and the message 253a are set in stages according to the comparison of the luxury spending index with the average value of the general luxury spending index, for example.

The ratio 251a is not limited to one pattern, but a plurality of patterns are prepared for each age (generation, age), region, etc., and the luxury level is set for each ratio 251a of each pattern. 252a and the message 253a may be prepared.

The operation of the smartphone 10 of this modified example is similar to the food expense diagnosis processing of FIG. 3 of the above-described embodiment, and mainly different points will be described. Steps S11 to S22 are the same as the food expense diagnosis process of FIG.

In step S23, the CPU 11 calculates the luxury expense index of food expense by the formula (1) based on the food expense data read in step S22. The luxury spending index and the spending controllable index have the same calculation formula. In step S23, as in the above-described embodiment, for example, the food cost in February 2017 is 59,200 yen in total, and the total amount paid for the items to which the consumption tax rate of 10% is applied is 48,840 yen. Assume that the luxury expenditure index=82.5[%] is calculated.

In step S24, the CPU 11 refers to the message table 250a of the storage unit 15 and displays the food expense diagnosis information including the luxury spending index calculated in step S23, the luxury level 252a corresponding to the ratio 251a of the luxury spending index, and the message 253a. To generate. In step S24, for example, the message table 250a of FIG. 6 is applied, and 82.5% calculated in step S23 and “A” of the luxury level 252a corresponding to the ratio 251a of 82.5%, the message 253a "Your ~" is acquired, and the acquired information and 82.5% of the luxury expenditure index are included in the food expense diagnosis information.

In step S25, the CPU 11 displays the food expense diagnosis information generated in step S24 on the display unit 14, and proceeds to step S19. In step S25, for example, the food expense diagnosis result screen 330a shown in FIG. 7 is displayed as the food expense diagnosis information. The food expense diagnosis result screen 330a has the luxury expenditure index 331a calculated in step S23, the luxury level 332a, a message 333a, and a return button 334. As the luxury expenditure index 331a, for example, "82.5(%)" calculated in step S23 is displayed. As the luxury level 332a, for example, "A" corresponding to 82.5 (%) of the expenditure controllable index 331a is displayed. The message 333a corresponds to, for example, 82.5 (%) of the spending controllable index 331, and a portion that conveys the spending tendency according to the diagnostic level such as "Your consumption behavior is turning the economy." It is displayed with a part that gives advice on future spending actions such as "Let's earn more and spend more".

As described above, according to the present modification, the smartphone 10 determines, as a ratio of the food expenses spent at the standard tax rate to the predetermined food expenses, based on the food expense data of the withdrawal statement table 200 spent at the reduced tax rate and the standard tax rate. The luxury expense index of food expenses is derived, and the display unit 14 displays the food expense diagnosis information as the expenditure tendency information based on the derived luxury expense index. Therefore, the luxury expenditure index can be used to show the degree of execution of luxury food expenditure, and the user can grasp the trend of food expenditure.

In addition, the smartphone 10 sets a luxury level corresponding to the derived luxury expenditure index, and displays the derived luxury expenditure index and the set luxury level on the display unit 14 as food expense diagnosis information. For this reason, the degree of execution of luxury spending of food can be presented as spending tendency information according to the luxury level, the user can easily grasp the luxury level, and the luxury spending index can be made more useful information.

In the above description, the example in which the flash memory and the EEPROM of the storage unit 15 are used as the computer-readable medium of the program according to the present invention is disclosed, but the invention is not limited to this example. As another computer-readable medium, a portable recording medium such as a CD-ROM can be applied. A carrier wave is also applied to the present invention as a medium for providing the data of the program according to the present invention via a communication line.

It should be noted that the descriptions in the above-described embodiments and modifications are examples of the information processing device and the program according to the present invention, and are not limited to these. A configuration may be used in which at least two of the above-described embodiments, modified examples, and the following configurations are combined.

Further, in the above-described embodiment, the expenditure controllable index of food expenses is calculated by the formula (1), and the food expense diagnosis information for the user who wants to suppress the food expenses is displayed. In the modification, the luxury expense of the food expenses is calculated by the formula (1). Although the index is calculated and the food cost diagnosis information for the user who wants to increase the luxury food cost is displayed, the present invention is not limited to this. For example, the CPU 11 of the smartphone 10 calculates the expenditure control index of food expenses, which indicates the degree to which the expenditure of food expenses is suppressed, by the following formula (2), and the food expense diagnosis information (expendation suppression index, saving level, A message) may be displayed on the display unit 14.
Expenditure control index = (total tax-included amount of items in the record where the consumption tax rate of food expense data is 8%)/(total tax-included amount of items in the record where the consumption tax rate of food expense data is 8% and 10%) (2)

Further, the CPU 11 of the smartphone 10 calculates a food expense luxury expendability index (=expenditure restraint index) indicating the degree of possibility of food expense luxury expenditure by the formula (2), and a user who wants to increase luxury expense of food expenses. The food expense diagnosis information (luxury expendable index, luxury level, message) may be displayed on the display unit 14.

Further, in the above-described embodiment and modified example, the description has been given as a configuration in which the food expense data including the amount of money and the consumption tax rate for each item is acquired by reading the receipt regarding the food expense, but the present invention is not limited to this. For example, the smartphone 10 may be configured to download and acquire the food cost data in the payment history data from a server such as a financial institution or a credit card company via the communication unit 16. As a configuration in which the smartphone 10 downloads the receipt information from the server of the system that provides the user with the receipt information in the electronic data format of the registered store via the communication unit 16 and generates the food expense data from the receipt information. Good. Further, from the server of a financial institution, a server of a credit card company, or a household account book providing system that manages payment data from a receipt read from a user and manages it as household account data via the communication unit 16. Alternatively, the meal cost data may be downloaded and acquired.

In addition, in the above-described embodiment and modification, the smartphone 10 manages the withdrawal statement table 200, calculates an index such as the expenditure controllable index of food expenses, and generates food expense diagnosis information. It is not limited to. For example, a server as an information processing device connected to a plurality of smartphones via a communication network may collect and store the data of the withdrawal statement table of each user. The CPU of this server calculates the indexes such as the expenditure controllable index and the food expense diagnosis information (indexes such as the expenditure controllable index, the level, and the like, in response to the request for the food cost diagnosis information from each smartphone based on the input instruction from the user. Message) is generated and the food expense diagnosis information is transmitted to the requesting smartphone and displayed.

In addition, in the above-described embodiment and modification, the smartphone 10 is configured to calculate and display an index such as an expenditure controllable index of food expenses, but the present invention is not limited to this. For example, the receipt may be printed with an index for curbing expenditure on food expenses. FIG. 8 is a diagram showing the receipt 410. As shown in FIG. 8 , the receipt 410 has a specification section 411 and an expenditure controllable index 412.

The CPU of the sales data processing device (for example, ECR: Electronic Cash Register) as an information processing device installed in the store (supermarket S) can suppress the expenditure of food expenses for items to be paid by the customer in the accounting at the time of accounting. Calculate the index, store name (“Super S”), date (“2017-02-01 20:13”), item name for each item (“Dry pasta 500G”, etc.), payment amount (“¥300”, etc.) , The receipt 410 including the detail section 411 including the consumption tax rate (“8.0%” or “10.0%”) and the calculated expenditure controllable index 412 is output by the printing unit as an output unit (printing unit). Print on receipt paper. For example, assuming that the total payment amount of all items is 860 yen and the total payment amount of items for which the consumption tax rate of 10% is applied is 220 yen, the expenditure controllable index=25.6[%] is calculated. There is. For this reason, the user can easily grasp the expenditure controllable index with the receipt 410 in his/her hands, and can easily reconfirm it later.

The receipt 410 has a configuration in which the expenditure controllable index of food expenses is calculated for each accounting, but the present invention is not limited to this. For example, the sales data processing device may be connected to a server via a communication network, and the server may store and manage payout statement data of past accounts at a registered store of a customer who has registered as a member in a storage unit. The sales data processing device of the registered store acquires the member number from the member card of the customer presented at the time of accounting and transmits it to the server. The CPU of this server receives the membership number, reads the withdrawal statement data corresponding to the received membership number from the storage unit, calculates the spending controllable index for a predetermined period (for example, the past month), and determines the sender Send to sales data processor. The sales data processing device receives the spending controllable index, and prints a receipt including the accounting section including the customer's membership number and the received spending controllable index for the past month on the receipt. .. This structure is the same for indexes other than the expenditure controllable index.

Further, it is needless to say that the detailed configuration and detailed operation of each constituent element of the smartphone 10 in the above-described embodiment and modification can be appropriately changed without departing from the spirit of the present invention.

Although the embodiments (and modified examples) of the present invention have been described, the scope of the present invention is not limited to the above-described embodiments, and the scope of the invention described in the claims and its equivalent range. including.
The inventions described in the scope of the claims attached first to the application for this application will be additionally described below. The claim numbers listed in the appendices are as defined in the claims initially attached to the application for this application.
[Appendix]
<Claim 1>
A derivation means for deriving, based on the food expense data consumed at the reduced tax rate and the standard tax rate, the ratio of the food expense consumed at the reduced tax rate to the predetermined food cost, or the proportion of the food expense consumed at the standard tax rate,
An information processing apparatus comprising: an output control unit that causes the output unit to output the spending tendency information based on the derived ratio.
<Claim 2>
A message setting means for setting a message corresponding to the derived ratio,
The information processing apparatus according to claim 1, wherein the output control unit causes the output unit to output the derived ratio and the set message as the spending tendency information.
<Claim 3>
A level setting means for setting a saving level indicating a degree of food cost saving corresponding to the derived ratio,
The information processing apparatus according to claim 1, wherein the output control unit causes the output unit to output the derived ratio and the set saving level as the spending tendency information.
<Claim 4>
A level setting means for setting a luxury level indicating the degree of luxury of food expenses corresponding to the derived ratio,
The information processing apparatus according to claim 1, wherein the output control unit causes the output unit to output the derived ratio and the set luxury level as the spending tendency information.
<Claim 5>
The deriving means derives, based on the food cost data for a predetermined period, a ratio of the food cost spent at the standard tax rate or the ratio of the food cost spent at the reduced tax rate to the predetermined food cost during the predetermined period. The information processing apparatus according to any one of 1 to 4.
<Claim 6>
The information processing apparatus according to claim 1, wherein the output unit is a display unit that displays information.
<Claim 7>
The information processing apparatus according to claim 1, wherein the output unit is a printing unit that prints information.
<Claim 8>
Computer,
A derivation means for deriving, based on the food expense data consumed at the reduced tax rate and the standard tax rate, the ratio of the food expense consumed at the reduced tax rate to the predetermined food expense, or the proportion of the food expense consumed at the standard tax rate,
Output control means for causing the output means to output the expenditure tendency information based on the derived ratio.
Program to function as.

10 Smartphone 11 CPU
12 operation unit 13 RAM
14 display unit 15 storage unit 16 communication unit 17 imaging unit 18 call unit 19 bus

Claims (8)

First acquisition means for acquiring age information or residence area information of the user as the user information,
A second acquisition means for acquiring expenditure information classified as food expenses;
Derivation means for deriving the ratio of the food expenses spent at the reduced tax rate in the food expenses, or the ratio of the food expenses spent at the standard tax rate in the food expenses, based on the expenditure information acquired by the second acquisition means,
Spending tendency information corresponding to the age information based on the age information acquired by the first acquisition unit and the ratio derived by the derivation unit , or the residential area information acquired by the first acquisition unit and the derivation Output control means for causing the output means to output spending tendency information corresponding to the residential area information based on the ratio derived by the means,
An information processing apparatus including. For each ratio of food expenses expended at the reduced tax rate in food expenses or for each ratio of food expenses expended at the standard tax rate in food expenses, a first storage means is provided in which a message corresponding to the ratio is registered in advance.
The output control means reads out a message corresponding to the ratio derived by the deriving means from the first storage means, and causes the output means to output the message together with the ratio derived by the deriving means as the spending tendency information. The information processing device described in 1. A second storage unit in which a saving level or a luxury level corresponding to the ratio is registered in advance for each ratio of the food expenses expended at the reduced tax rate in the food expenses or for each ratio of the food expenses expended at the standard tax rate in the food expenses Prepare,
3. The output control means according to claim 1, wherein the saving level or the luxury level corresponding to the ratio derived by the deriving means is read from the second storage means and is output to the output means as the spending tendency information. Information processing device. The said 2nd acquisition means is an information processing apparatus as described in any one of Claim 1 to 3 which acquires the expenditure information which the expenditure as a food expense was made during the predetermined period, when acquiring the said expenditure information. The information processing apparatus according to claim 1, wherein the output unit is a display unit that displays information or a printing unit that prints information. The information processing apparatus according to claim 1, wherein the second acquisition unit acquires the spending information via a receipt reading unit. First acquisition means for acquiring age information or residence area information of the user as the user information,
Second acquisition means for acquiring expenditure information classified as food expenses when registering sales;
Derivation means for deriving the ratio of the food expenses spent at the reduced tax rate in the food expenses, or the ratio of the food expenses spent at the standard tax rate in the food expenses, based on the expenditure information acquired by the second acquisition means,
Spending tendency information corresponding to the age information based on the age information acquired by the first acquisition unit and the ratio derived by the derivation unit , or the residential area information acquired by the first acquisition unit and the derivation Control means for printing the expenditure tendency information corresponding to the residential area information on the receipt paper together with the sales registration information based on the ratio derived by the means,
Sales data processing device. Computer of information processing device,
First acquisition means for acquiring age information or residence area information of the user as the user information,
Second acquisition means for acquiring expenditure information classified as food expenses,
Derivation means for deriving the ratio of the food expenses spent at the reduced tax rate in the food expenses or the ratio of the food expenses spent at the standard tax rate in the food expenses based on the expenditure information acquired by the second acquisition device,
Spending tendency information corresponding to the age information based on the age information acquired by the first acquisition unit and the ratio derived by the derivation unit , or the residential area information acquired by the first acquisition unit and the derivation Output control means for causing the output means to output spending tendency information corresponding to the residential area information based on the ratio derived by the means,
Program to function as.

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