JP6318243B2 - 仲介業者によって媒介される支払いシステムおよび方法 - Google Patents

仲介業者によって媒介される支払いシステムおよび方法 Download PDF

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Publication number
JP6318243B2
JP6318243B2 JP2016520633A JP2016520633A JP6318243B2 JP 6318243 B2 JP6318243 B2 JP 6318243B2 JP 2016520633 A JP2016520633 A JP 2016520633A JP 2016520633 A JP2016520633 A JP 2016520633A JP 6318243 B2 JP6318243 B2 JP 6318243B2
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Prior art keywords
payer
payment
payee
real account
server
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JP2016520633A
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English (en)
Japanese (ja)
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JP2016536673A (ja
JP2016536673A5 (enExample
Inventor
チャールズ ティー． フォーテ，
チャールズ ティー． フォーテ，
Original Assignee
フォーテック グループ エルエルシー
フォーテック グループ エルエルシー
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Publication of JP2016536673A5 publication Critical patent/JP2016536673A5/ja
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    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G06Q20/023—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP] the neutral party being a clearing house
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3227—Aspects of commerce using mobile devices [M-devices] using secure elements embedded in M-devices
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Security & Cryptography (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Finance (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
JP2016520633A 2013-10-08 2014-10-08 仲介業者によって媒介される支払いシステムおよび方法 Expired - Fee Related JP6318243B2 (ja)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
US14/048,428 2013-10-08
US14/048,428 US20150100491A1 (en) 2013-10-08 2013-10-08 Broker-mediated payment systems and methods
PCT/US2014/059683 WO2015054380A1 (en) 2013-10-08 2014-10-08 Broker-mediated payment systems and methods

Related Child Applications (1)

Application Number Title Priority Date Filing Date
JP2018070812A Division JP6513254B2 (ja) 2013-10-08 2018-04-02 仲介業者によって媒介される支払いシステムおよび方法

Publications (3)

Publication Number Publication Date
JP2016536673A JP2016536673A (ja) 2016-11-24
JP2016536673A5 JP2016536673A5 (enExample) 2017-01-05
JP6318243B2 true JP6318243B2 (ja) 2018-04-25

Family

ID=52777775

Family Applications (2)

Application Number Title Priority Date Filing Date
JP2016520633A Expired - Fee Related JP6318243B2 (ja) 2013-10-08 2014-10-08 仲介業者によって媒介される支払いシステムおよび方法
JP2018070812A Active JP6513254B2 (ja) 2013-10-08 2018-04-02 仲介業者によって媒介される支払いシステムおよび方法

Family Applications After (1)

Application Number Title Priority Date Filing Date
JP2018070812A Active JP6513254B2 (ja) 2013-10-08 2018-04-02 仲介業者によって媒介される支払いシステムおよび方法

Country Status (4)

Country Link
US (3) US20150100491A1 (enExample)
EP (1) EP3055819A4 (enExample)
JP (2) JP6318243B2 (enExample)
WO (1) WO2015054380A1 (enExample)

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US10178093B2 (en) * 2016-08-12 2019-01-08 Sears Brands, L.L.C. Systems and methods for online fraud detection
US10423947B1 (en) * 2016-09-09 2019-09-24 Worldpay, Llc User interfaces for using shared databases for managing supplemental payment sources
US10402829B1 (en) 2016-09-09 2019-09-03 Worldpay, Llc Systems and methods for using shared databases for managing supplemental payment sources
US10362049B2 (en) 2016-10-12 2019-07-23 International Business Machines Corporation Security-risk plugin to help targeted users interact with web pages and applications
JP6885457B2 (ja) * 2017-03-29 2021-06-16 日本電気株式会社 仮想通貨の支払代行装置、仮想通貨の支払代行方法及びプログラム
US10609156B2 (en) 2017-04-03 2020-03-31 Bank Of America Corporation Data transfer, over session or connection, and between computing device and server associated with one or more routing networks in response to detecting activity
US10608918B2 (en) 2017-04-03 2020-03-31 Bank Of America Corporation Data transfer, over session or connection, and between computing device and one or more servers to determine likelihood of user device using a routing network
US20180288562A1 (en) * 2017-04-03 2018-10-04 Bank Of America Corporation Data Transfer Between Computing Device and User Device Over Session or Connection in Response to Wireless Sensing Device Detecting User Device at a Location
US10601934B2 (en) 2017-04-03 2020-03-24 Bank Of America Corporation Data transfer, over session or connection, and between computing device and one or more servers for transmitting data to a third party computing device
US10601718B2 (en) 2017-04-03 2020-03-24 Bank Of America Corporation Data transfer, over session or connection, and between computing device and server associated with a routing network for modifying one or more parameters of the routing network
US10716060B2 (en) 2017-04-03 2020-07-14 Bank Of America Corporation Data transfer between computing device and user device at different locations and over session or connection to display one or more routing networks to use
JP2020098504A (ja) 2018-12-18 2020-06-25 株式会社メルカリ 情報処理方法、情報処理装置、及びプログラム
US11315139B2 (en) 2019-09-13 2022-04-26 Capital One Services, Llc Systems and methods for overpayment handling
WO2021247968A1 (en) * 2020-06-05 2021-12-09 Liveperson, Inc. Request processing via rich messaging systems
US20230161625A1 (en) * 2021-11-24 2023-05-25 Bank Of America Corporation System and method for generating and maintaining tiered dynamic pre-authorization tables for automatic completion of resource transfers

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US7685067B1 (en) * 1999-05-14 2010-03-23 Amazon.Com, Inc. Computer-assisted funds transfer system
JP2001101271A (ja) * 1999-09-28 2001-04-13 Kazuhiro Shiina 認証・決済代行機関によるネットワーク上の決済システム
JP2002032693A (ja) * 2000-04-28 2002-01-31 Fuji Ginkou:Kk 通信ネットワークを利用した代金決済システムとその方法及びこのシステムで使用されるコンピュータ装置
US7890433B2 (en) * 2000-06-30 2011-02-15 Tara Chand Singhal Private and secure payment system
WO2002019188A1 (en) * 2000-08-29 2002-03-07 Kabushiki Kaisha Toshiba Electronic commerce method and electronic commerce system
JP2002163579A (ja) * 2000-11-28 2002-06-07 Ntt Data Corp 電子決済方法、利用者端末、センタ及び記録媒体
JP4071445B2 (ja) * 2001-02-20 2008-04-02 株式会社エヌ・ティ・ティ・ドコモ 取引仲介システム、取引仲介装置およびプログラム
US10068220B2 (en) * 2006-10-11 2018-09-04 Visa International Service Association Systems and methods for brokered authentication express seller links
US8045956B2 (en) * 2007-01-05 2011-10-25 Macronix International Co., Ltd. System and method of managing contactless payment transactions using a mobile communication device as a stored value device
US8073775B1 (en) * 2007-04-27 2011-12-06 Intuit Inc. Method and system for using an electronic check system
US20090070263A1 (en) * 2007-09-12 2009-03-12 Wachovia Corporation Peer to peer fund transfer
US20090319427A1 (en) * 2008-06-23 2009-12-24 Jeffrey Gardner Methods for electronic payments using a third party facilitator
US8255303B2 (en) * 2008-07-21 2012-08-28 Ebay Inc. Systems and methods for making payments from selected funding sources
US20120259781A1 (en) * 2011-04-07 2012-10-11 Fote Charles T Broker-mediated payment systems and methods
US20130124364A1 (en) * 2011-11-13 2013-05-16 Millind Mittal System and method of electronic payment using payee provided transaction identification codes

Also Published As

Publication number Publication date
US20220076216A1 (en) 2022-03-10
JP2018120619A (ja) 2018-08-02
JP2016536673A (ja) 2016-11-24
EP3055819A4 (en) 2017-02-22
JP6513254B2 (ja) 2019-05-15
US20150100491A1 (en) 2015-04-09
EP3055819A1 (en) 2016-08-17
WO2015054380A1 (en) 2015-04-16
US20230385784A1 (en) 2023-11-30

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