JP6166505B1 - Incentive grant system and incentive grant method - Google Patents

Abstract

Accepts and selects from the user terminal a transaction account information registration unit for registering transaction account information for accessing a supplier system that provides transaction information indicating the transaction results of the product or service, and selection of incentives that can be used in the transaction. An incentive reception unit that stores selected incentive information related to the selected incentive in the selected incentive information storage unit, a transaction information acquisition unit that acquires transaction information from the supplier system based on the transaction account information, a selected incentive information, and An incentive granting unit that executes processing for granting the selected incentive when the transaction is a target of the selected incentive based on the transaction information.

Description

  The present invention relates to an incentive provision system and an incentive provision method.

  As a system that gives incentives such as product discounts and service upgrades and promotes the willingness to consume, for example, services that collectively provide coupons for a plurality of companies are being implemented. However, when using a conventional coupon, it is necessary to prepare in advance a coupon corresponding to a product or service to be provided and a real store or EC (electronic commerce) site to be used and present it at the time of purchase.

  In recent years, for example, a CLO (Card Linked Offer) service has been developed as an incentive provision system that reduces the complexity of the coupon application procedure and improves usability (see, for example, Patent Document 1). In the CLO service, the use of a coupon for a credit card is declared in advance, and a coupon target product is purchased with the credit card, so that the coupon is automatically applied when the credit card is settled. That is, the consumer willingness is improved by preparing a coupon for every purchase of goods, and releasing a consumer from the complexity of presenting.

JP 2014-215681 A

  In conventional services that provide coupons, there is a risk of inconvenience that the target products for coupons and the places where the services are received (actual stores and EC sites) are limited. In addition, in the CLO service, there is a risk of inconvenience that payment means are limited.

  This invention is made | formed in view of such a situation, and it aims at providing the highly convenient incentive provision system.

  An incentive grant system according to one aspect of the present invention is used in a transaction account information registration unit for registering transaction account information for accessing a supplier system that provides transaction information indicating a transaction result of a product or service, and a transaction. Accepts possible incentive selections from the user terminal, acquires incentive information related to the selected incentive in the selected incentive information storage unit, and acquires transaction information from the trading partner system based on the transaction account information A transaction information acquisition unit, and an incentive granting unit that executes a process for granting the selected incentive when the transaction is a target of the selected incentive based on the selected incentive information and the transaction information. .

  In an incentive grant method according to another aspect of the present invention, a computer registers transaction account information for accessing a supplier system that provides transaction information indicating a record of transaction of goods or services in an account information registration unit. , Accepts selection of incentives available in transactions from the user terminal, stores selected incentive information related to the selected incentive in the selected incentive information storage unit, and obtains transaction information from the supplier system based on the transaction account information Then, based on the selected incentive information and the transaction information, a process for giving the selected incentive when the transaction is a target of the selected incentive is executed.

  In the present invention, the “part” does not simply mean a physical means, but includes a case where the function of the “part” is realized by software. Also, even if the functions of one “unit” or device are realized by two or more physical means or devices, the functions of two or more “units” or devices are realized by one physical means or device. May be.

  According to the present invention, it is possible to provide a highly convenient incentive provision system.

It is a figure which shows the structure of the incentive provision system which concerns on embodiment of this invention. It is a figure which shows the structure of the incentive provision system which concerns on the modification of this embodiment. It is a figure which shows the structure of the transaction information aggregation system with which the incentive provision system shown in FIG. 1 is equipped. It is a figure which shows the structure of the incentive information management system with which the incentive provision system shown in FIG. 1 is equipped. It is a figure which shows an example of the information memorize | stored in an account information storage part. It is a figure which shows an example of the information memorize | stored in a contract information storage part. It is a figure which shows an example of the information memorize | stored in an incentive information storage part. It is a flowchart which shows an example of the process in an incentive provision system. It is a figure which shows an example of the process in a user terminal.

  Embodiments of the present invention will be described below. In the following description of the drawings, the same or similar components are denoted by the same or similar reference numerals. The drawings are merely examples, and the functions and information exchange of each part are schematic, and the technical scope of the present invention should not be understood as being limited to the embodiments.

<This embodiment>
The configuration of the incentive provision system according to the present embodiment will be described with reference to FIGS. FIG. 1 is a diagram showing a configuration of an incentive provision system according to an embodiment of the present invention. FIG. 2 is a diagram illustrating a configuration of an incentive provision system according to a modification of the present embodiment. FIG. 3 is a diagram showing a configuration of a transaction information aggregation system provided in the incentive provision system shown in FIG. 4 is a diagram showing a configuration of an incentive information management system provided in the incentive provision system shown in FIG. In the modification shown in FIG. 2, the same or similar components as those in the configuration example shown in FIG.

  The incentive grant system 100 is an information processing system for providing incentives such as discount coupons, cashbacks, and point grants. As shown in FIG. 1, the incentive provision system 100 is communicably connected to a customer system 110, an incentive provider system 120, and a user terminal 130 via the Internet. The incentive provision system 100 can acquire transaction data from the supplier system 110 and perform information processing for the user to enjoy the incentive acquired from the incentive provider system 120. Details will be described later.

  The supplier system 110 (110a, 110b,..., 110e,...) Is an information processing system of an institution that provides transaction information to users via the Internet, and is configured using one or a plurality of computers. The supplier system 110 includes a first system 111 and a second system 112. The first system 111 provides contract information related to contracts for providing products and services. The second system 112 provides settlement information regarding payment to the first system 111 based on the contract information. In FIG. 1, as an example of the first system 111, an EC (electronic commerce) site 110a, a travel agency website 110b, and an electronic receipt record management system 110c are listed. It is not limited to this. In FIG. 1, as an example of the second system 112, a bank account management system 110d and an information management system 110e of a card company (for example, credit card, debit card, prepaid card) are listed. The number and type of are not limited to this.

  The incentive provider system 120 (120a, 120b, 120c,...) Is an information processing system of an institution that provides incentive information to a user via the Internet, and is configured using one or a plurality of computers. In FIG. 1, the coupon site 120a, the EC site 120b, and the member benefit providing system 120c of the card company are listed as examples of the incentive providing source system, but the number and types of the incentive providing source system 120 are not limited thereto. In addition, the coupon site 120a is an information processing system for collectively providing coupons collected from a plurality of providers, for example. The EC site 120b is an information processing system for providing coupons that can be used only on the EC site 120b, for example. In addition, the member privilege providing system 120c is an information processing system for performing cash back to a user at the time of card payment for a user who satisfies the conditions of the card company, for example.

  The user terminal 130 is a computer used by the user, and is a smartphone, a tablet terminal, a personal computer, or the like. The user terminal 130 can acquire transaction account information for accessing the customer system 110. The transaction account information includes, for example, an ID and password for transaction on an EC site, an ID and password corresponding to an actual store for obtaining information on an electronic receipt, and access to a system of a net bank or a card company. ID, password, etc.

  Based on the transaction account information, the user terminal 130 can access the customer system 110 via a dedicated program for accessing the customer system 110 or a general-purpose program such as a web browser. The user terminal 130 provides the transaction account information to the incentive grant system 100 and enables the incentive grant system 100 to access the customer system 110. The acquisition of transaction information by the incentive provision system 100 may be performed not only from the customer system 110 but also from the user terminal 130. That is, the transaction information may be input to the user terminal 130. As a specific example, by reading a barcode with the user terminal 130, the user terminal 130 may acquire transaction information, and the incentive provision system 100 may acquire the transaction information from the user terminal 130.

  The user terminal 130 can acquire collection account information for accessing the incentive providing source system 120. The collected account information is, for example, an ID and password for accessing a membership coupon site, an ID and password for accessing incentive information provided by an EC site or a card company, and the like. Based on the collected account information, the user terminal 130 can access the incentive provider system 120 through a dedicated or general-purpose program for accessing the incentive provider system 120. The user terminal 130 provides the collected account information to the incentive provision system 100 and enables the incentive provision system 100 to access the incentive provision source system 120.

  The acquisition of incentive information by the incentive provision system 100 may be acquired not only directly from the incentive providing source system 120 but also via the user terminal 130b. That is, the incentive information may be acquired once from the incentive provider system 120 by the user terminal 130, and the incentive provision system 100 may acquire the incentive information from the user terminal 130. As a specific example, the user terminal 130 may acquire incentive information by reading a code or image data, and the incentive provision system 100 may acquire the incentive information from the user terminal 130.

  Note that collection account information is not necessarily required to acquire incentive information. For example, when the incentive grant system 100 acquires incentive information independently without going through the incentive provider system 120, the incentive grant system 100 does not have to acquire the collection account information. Further, even when an account for accessing the incentive provider system 120 is unnecessary, the incentive provision system 100 does not have to acquire the collection account information. Further, when acquiring incentive information (for example, a member-only benefit provided by a card company) from the supplier system 110 based on the transaction account information, the incentive granting system 100 acquires collected account information different from the supplier account information. You don't have to.

  An incentive provision system 200 as a modification is an information processing system similar to the incentive provision system 100. As shown in FIG. 2, the incentive provision system 200 is communicably connected to the customer system 110 and the user terminal 130 via the Internet. In this modification, the incentive provision system 200 is different from the configuration example shown in FIG. 1 in that an incentive provision source system 220 is included. At this time, the incentive information provided to the user by the incentive provision system 200 is not acquired from an external information processing system, but is generated or provided independently.

  Next, each system configuring the incentive provision system 100 and each unit configuring each system will be described. Moreover, the information memorize | stored in each memory | storage part is demonstrated, referring FIGS. FIG. 5 is a diagram illustrating an example of information stored in the account information storage unit. FIG. 6 is a diagram illustrating an example of information stored in the contract information storage unit. FIG. 7 is a diagram illustrating an example of information stored in the incentive information storage unit.

  As shown in FIG. 1, the incentive provision system 100 includes a transaction information aggregation system 140 and an incentive information management system 160. Each of the systems 140 and 160 constituting the incentive provision system 100 can be realized, for example, by using a storage area or by executing a program stored in the storage area. Similarly, each unit constituting each system 140 and 160 described below can be realized by using a storage area or by executing a program stored in the storage area. As shown in FIG. 2, the incentive provision system 200 is configured in the same manner as the incentive provision system 100 except that an incentive provision source system 220 is provided. For this reason, the description about the structure of the incentive provision system 200 is abbreviate | omitted.

  As shown in FIG. 2, the transaction information aggregation system 140 includes a transaction account information registration unit 141, a transaction account information storage unit 142, a transaction information acquisition unit 143, and a transaction information storage unit 144.

  The transaction account information registration unit 141 receives transaction account information for accessing the customer system 110 from the user terminal 130 and registers it in the transaction account information storage unit 142. Note that registering the transaction account information in the transaction account information storage unit 142 is also referred to as “linking” the transaction account information to the transaction information aggregation system.

  The transaction account information storage unit 142 stores information acquired from the transaction account information registration unit 141. Here, the information stored in the transaction account information storage unit 142 will be described with reference to FIG. The information includes, for example, a user ID, a supplier ID, and transaction account information. The user ID is information for identifying the user of the incentive provision system 100. The user ID may be information generated by the transaction information aggregation system 140, such as tag information allocated to the user by the incentive provision system 100. In addition, the user ID may be other information such as an ID or a mail address registered by the user for accessing the incentive provision system 100. The supplier ID is information for identifying the supplier system 110 in the transaction information aggregation system 140. The supplier account information is information such as an ID and a password for the user to access the supplier system 110.

  The transaction information acquisition unit 143 includes a contract information acquisition unit 143A and a settlement information acquisition unit 143B. The transaction information storage unit 144 includes a contract information storage unit 144A and a settlement information storage unit 144B.

  The contract information acquisition unit 143A accesses the first system 111 of the customer system 110 based on the transaction account information stored in the transaction account information storage unit 142, and is exchanged between the user and the first system 111. Acquire contract information on contracts for provision of goods or services. The contract of the provision contract is the actual provision of goods or services or the establishment of a reservation for provision. The contract information acquisition unit 143A stores the contract information in the contract information storage unit 144A, and the contract information storage unit 144A stores the contract information.

  The settlement information acquisition unit 143B accesses the second system 112 of the customer system 110 based on the transaction account information stored in the transaction account information storage unit 142, and relates to payment to the first system 111 based on the contract information. Get payment information. Specifically, the payment information is information recorded in the electronic receipt management system for payment by cash, information recorded in the management system of the card company for payment by credit card, and the like. Then, the payment information acquisition unit 143B stores the payment information in the payment information storage unit 144B, and the payment information storage unit 144B stores the payment information.

  The timing at which the transaction information acquisition unit 143 (contract information acquisition unit 143A and settlement information acquisition unit 143B) acquires transaction information (contract information and settlement information) from the customer system 110 can be arbitrarily set. For example, the transaction information acquisition unit 143 may access the supplier system 110 at a predetermined timing, or access the supplier system 110 according to an instruction from the user terminal 130 or the transaction information aggregation system 140. Also good. The transaction information acquisition unit 143 can acquire transaction information from the supplier system 110 using, for example, web scraping or API (Application Program Interface).

  Here, with reference to FIG. 6, the transaction information stored in the transaction information storage unit 143 will be described using the contract information stored in the contract report storage unit 143A as an example. The contract information includes, for example, information indicating a supplier ID, a transaction date (contract date), a transaction amount, and a transaction content (for example, product name, item code, etc.). The transaction details data stored in the contract information storage unit 143A may be the transaction details data itself acquired from the first system 111 of the supplier system 110, or may be acquired from the first system 111 of the supplier system 110. The transaction details data may be changed. The change from the transaction details data acquired from the supplier system 110 is, for example, extraction or addition of information, format change, or the like. Similarly, the payment information includes, for example, information indicating a supplier ID, a transaction date (settlement date), a transaction amount, and a transaction content (for example, a product name, an item code, a supplier ID for depositing, etc.).

  As shown in FIG. 4, the incentive information management system 160 may include a collection account information registration unit 158 and a collection account information storage unit 159 as necessary. The incentive information management system 160 includes an incentive information acquisition unit 161, an incentive information storage unit 162, an incentive menu generation unit 163, an incentive menu presentation unit 164, an incentive reception unit 165, a selected incentive information storage unit 166, and an incentive provision unit. 167.

  The collection account information registration unit 158 receives collection account information for accessing the incentive provider system 120 from the user terminal 130 and registers it in the collection account information storage unit 159. The collection account information storage unit 159 acquires the collection account information from the collection account information registration unit 158 and stores it. The transaction account information and the collection account information linked to the incentive provision system 100 are associated with each other based on the user ID.

  The information stored in the collected account information storage unit 159 includes, for example, a user ID, a provider ID, and collected account information. The user ID stored in the collected account information storage unit 159 is the same ID as the user ID stored in the transaction account information storage unit 142, for example. The provider ID is information for identifying the incentive provider system 120 in the transaction information aggregation system 140. The provider account information is information such as an ID and a password for the user to access the incentive provider system 120.

  The incentive information acquisition unit 161 accesses the incentive provider system 120 to acquire incentive information. At this time, the incentive information acquisition unit 161 refers to the collection account information stored in the collection account information storage unit 142B as necessary. And the incentive information acquisition part 161 stores incentive information in the incentive information storage part 162, and the incentive information storage part 162 memorize | stores the said incentive information.

  The incentive menu generation unit 163 generates information for presenting an incentive menu for the user to select an incentive on the user terminal 130 based on the incentive information stored in the incentive information storage unit 162. At this time, for example, the incentive menu generation unit 163 may perform operations such as rearrangement and extraction on a plurality of incentive information based on the personal information of the user.

  The incentive menu presenting unit 164 presents the incentive menu to the user terminal 130 based on the information generated by the incentive menu generating unit 163.

  The incentive reception unit 165 receives information related to the incentive selected in the incentive menu presented on the user terminal 130. The incentive reception unit 165 stores information regarding the selected incentive in the selected incentive information storage unit 166 as selected incentive information. Note that the information related to the incentive received by the incentive receiving unit 165 is not limited to the information related to the incentive selected in the incentive menu. For example, the incentive reception unit 165 may receive information on an incentive that the user intends to use from the user terminal 130 without reading the incentive menu by reading or inputting a code.

  Here, an example of incentive information stored in the incentive information storage unit 162 will be described with reference to FIG. The incentive information includes, for example, information indicating a provider ID, a target supplier ID, a target period, a target transaction, and incentive contents. The provider ID is information for identifying the incentive provider system 120 that is the provider of the incentive. The target supplier ID is information for identifying the supplier system 110 (first system 111) that can use the incentive. The target period is information indicating a period during which the incentive can be used. The target transaction is information indicating transaction details that can use the incentive. The incentive content is information indicating service content such as price down, cash back, point grant, and the like. The incentive information may include information indicating other usage conditions of the incentive. The usage condition of the incentive is, for example, settlement means (designation of a card company, number of payment divisions) to the first system 111 of the customer system 110, and the like.

  The incentive granting unit 167 collates the transaction information and the selected incentive information based on the transaction information stored in the transaction information storage unit 152 and the selected incentive information stored in the selected incentive information storage unit 166. Determine whether the transaction meets the terms of use of the selected incentive. Based on the determination result, the incentive granting unit 167 executes processing for granting the selected incentive when the transaction is a target of the selected incentive. The process is executed by sending the selected incentive information to the supplier system 110, for example. For example, the selected incentive information may be sent to the first system 111 and reflected in the bill from the first system 111 to the second system 112, and sent to the second system 112 for settlement in the second system 112. It may be reflected at the time or after the event.

  Here, an example of information verification in the incentive provision unit 167 will be described with reference to FIGS. 6 and 7. For example, among the incentive information stored in the incentive information storage unit 162, the provider ID is D0003, the target supplier ID is C0003, the target period is 2017/01/01 to 2017/07/31, and the target transaction is air ticket Z , Incentive is selected. The contract information stored in the contract information storage unit 144A stores contract information with the supplier ID C0003, the transaction date 2017/01/05, the transaction amount 23,400, and the transaction content is air ticket Z. ing. At this time, the supplier ID matches the target supplier ID, the transaction date is within the target deadline, and the transaction content corresponds to the target transaction. From this, the incentive granting unit 167 determines that the transaction content “air ticket Z” is the subject of the incentive, and based on the determination result, the incentive (point grant) that has been verified against the transaction of the air ticket Z ) Is reflected.

  Next, an information processing method in the incentive provision system 100 will be described with reference to FIG. FIG. 9 is a flowchart illustrating an example of processing in the incentive provision system.

  First, the incentive information acquisition unit 161 acquires incentive information from the incentive provider system 120 (S901). Based on the incentive information, the incentive menu presenting unit 164 presents the incentive menu to the user terminal 130 (S902). The user selects an incentive to be used from the incentive menu on the user terminal 130 (S903). The selection by the user is received by the incentive reception unit 165, and the selected incentive information related to the selected incentive is stored in the selected incentive information storage unit 166 (S904).

  Next, execution of a transaction is instructed from the user terminal 130 to the customer system 110 (S905). The transaction information acquisition unit 143 acquires transaction information from the supplier system 110 based on the transaction account information registered using the user terminal 130 (S906). Next, the incentive granting unit 167 collates the selected incentive information with the transaction information (S907), determines whether the transaction is a target of the incentive, and gives the incentive based on the determination result. The process is executed (S908).

  Next, an example of processing (steps S902, S903, and S905) in the user terminal 130 will be described with reference to FIG. FIG. 9 is a diagram illustrating an example of processing in the user terminal.

  An incentive menu including EC coupon E0001, EC coupon E0002, etc. is displayed in the display area of the user terminal 130. When the EC coupon E0001 is selected from the incentive menu, the details of the EC coupon E0001 are displayed in the display area of the user terminal 130. Here, the user confirms the target product, discount details, time limit, other usage conditions, etc., and selects an entry. Then, links to EC site A, EC site B, EC site C, and EC site D to which the EC coupon E0001 included in the incentive menu can be applied are displayed. At this time, whether each EC site has been linked to the incentive provision system 100 or not linked is displayed. When the EC site A is selected from among links to a plurality of linked EC sites A, EC sites B, and EC sites C, a purchase page for the target product of the EC coupon E0001 on the EC site A is displayed. When the user proceeds with the purchase procedure for the target product via the purchase page, the EC coupon E0001 is automatically reflected in the purchase procedure for the target product.

  As described above, according to one aspect of the present invention, the account information registration unit 141 for registering transaction account information for accessing the supplier system 110 that provides transaction information indicating the results of transactions of goods or services, Incentive accepting unit 165 that accepts selection of incentives that can be used in user terminal 130, stores selected incentive information related to the selected incentive in selected incentive information storage unit 166, and transaction information based on the transaction account information. Based on the transaction information acquisition unit 151 acquired from the supplier system 110, the selected incentive information and the transaction information, a process is performed to give the selected incentive when the transaction is the target of the selected incentive. Incentive granting unit 17 When, the incentive system 100 comprising a provided.

  According to the said aspect, transaction information is acquired based on the transaction account information registered beforehand. Moreover, selected incentive information is acquired by selecting an incentive. By comparing the transaction information and the selected incentive information, it is possible to automatically determine whether or not the transaction is an incentive target. That is, the process for providing the incentive can be executed without requiring an input from the user regarding the application of the incentive during the transaction.

  The incentive provision system 100 further includes an incentive menu presentation unit 164 that presents an incentive menu for selecting an incentive to the user terminal 130, and the incentive reception unit 165 accepts a selection from the incentive menu presented to the user terminal 130. May be. According to this, the effort at the time of a user selecting an incentive can be reduced by presenting a selectable incentive as a menu.

  The incentive provision system 100 further includes an incentive information storage unit 162 that stores the acquired incentive information, and an incentive menu generation unit 163 that generates an incentive menu based on the incentive information stored in the incentive information storage unit 162. You may prepare. According to this, the incentive provision system can execute the acquisition of selectable incentives constituting the incentive menu on behalf of the user.

  The account information registration unit 141 registers collected account information for accessing the incentive providing source system 120 that provides incentive information, and the collected account information may be different from the transaction account information. According to this, the incentive provision system can access an incentive providing source system such as a membership coupon site, and can acquire an incentive that can be used without going through the user terminal. That is, the incentive provision system can automatically collect incentives and provide the collected incentives to the user.

  The supplier system 110 includes a first system 111 that provides contract information related to a contract for provision of goods or services in the transaction, and a second system 112 that provides settlement information related to payment to the first system 111 based on the contract information. Incentive information may be provided by the first system 111. According to this, the incentive provision system can acquire an incentive from the first system such as an EC site based on the transaction account information, and can provide the incentive menu to the user. Moreover, the incentive provision system can perform the process for reflecting an incentive with respect to the claim to the 2nd system by the 1st system.

  The supplier system 110 includes a first system 111 that provides contract information related to a contract for provision of goods or services in the transaction, and a second system 112 that provides settlement information related to payment to the first system 111 based on the contract information. Incentive information may be provided by the second system 112. According to this, the incentive provision system can acquire an incentive from a second system such as a car credit card company based on the transaction account information, and can provide it to the user as an incentive menu. Moreover, the incentive provision system can perform the process for reflecting an incentive in the payment means of a 2nd system.

  The incentive menu provided to the user terminal 130 may include a link to an electronic commerce site of the trading partner system 110 to which an available incentive applies. According to this, the user can directly access the EC site where the incentive can be used from the incentive menu.

  In addition, according to another aspect of the present invention, the computer registers transaction account information for accessing the supplier system 110 that provides transaction information indicating the record of transaction of goods or services in the account information registration unit 141. Then, selection of an incentive available for the transaction is accepted from the user terminal 130, the selected incentive information related to the selected incentive is stored in the selected incentive information storage unit 166, and the transaction information is stored on the basis of the transaction account information. An incentive granting method is provided that executes processing for granting a selected incentive when a transaction is subject to a selected incentive based on the selected incentive information and transaction information obtained from the system 110 The

  According to the said aspect, transaction information is acquired based on the transaction account information registered beforehand. Moreover, selected incentive information is acquired by selecting an incentive. By comparing the transaction information and the selected incentive information, it is possible to automatically determine whether or not the transaction is an incentive target. That is, the process for providing the incentive can be executed without requiring an input from the user regarding the application of the incentive during the transaction.

  As described above, according to one aspect of the present invention, it is possible to provide a highly convenient incentive provision system.

  The embodiments described above are for facilitating the understanding of the present invention, and are not intended to limit the present invention. The present invention can be changed / improved without departing from the spirit thereof, and the present invention includes equivalents thereof. In other words, those obtained by appropriately modifying the design of each embodiment by those skilled in the art are also included in the scope of the present invention as long as they include the features of the present invention. For example, each element included in each embodiment and its arrangement, material, condition, shape, size, and the like are not limited to those illustrated, and can be changed as appropriate. In addition, each element included in each embodiment can be combined as much as technically possible, and combinations thereof are included in the scope of the present invention as long as they include the features of the present invention.

100, 200 ... Incentive grant system
110 ... supplier system 111 ... first system 112 ... second system
120 ... Incentive provider system
130: User terminal
140 ... Transaction information aggregation system
160 ... Incentive information management system
141 ... Trading account information registration part
142 ... Trading account information storage unit
143 ... Transaction information acquisition unit
144 ... Transaction information storage unit
158 ... Collection account information registration department
159 ... Collected account information storage unit
161: Incentive information acquisition unit
162: Incentive information storage unit
163 ... Incentive menu generator
164 ... Incentive menu presentation section
165 ... Incentive reception
166 ... Selected incentive information storage unit
167 ... Incentive granting unit

Claims (8)

A transaction account information registration unit for registering transaction account information for accessing a supplier system that provides transaction information indicating the transaction results of goods or services;
An incentive accepting unit that accepts a selection of incentives available in the transaction from a user terminal, and stores selected incentive information related to the selected incentive in a selected incentive information storage unit;
Based on the transaction account information, a transaction information acquisition unit that acquires the transaction information from the supplier system;
Based on the selected incentive information and the transaction information, an incentive granting unit that executes a process for granting the selected incentive when the transaction is a target of the selected incentive;
An incentive grant system comprising: An incentive menu presenting unit for presenting an incentive menu for selecting an incentive to the user terminal;
The incentive reception unit receives a selection from the incentive menu presented to the user terminal;
The incentive provision system according to claim 1. Furthermore, an incentive information storage unit that stores the acquired incentive information;
An incentive menu generating unit that generates the incentive menu based on the incentive information stored in the incentive information storage unit,
The incentive provision system according to claim 2. The transaction account information registration unit registers collection account information for accessing an incentive provider system that provides the incentive information,
The collected account information is different from the trading account information;
The incentive provision system according to claim 3. The customer system includes a first system that provides contract information related to a contract for providing a product or service in the transaction;
A second system for providing settlement information relating to payment to the first system based on the contract information;
The incentive information is provided by the first system;
The incentive provision system according to claim 3. The customer system includes a first system that provides contract information related to a contract for providing a product or service in the transaction;
A second system for providing settlement information relating to payment to the first system based on the contract information;
The incentive information is provided by the second system;
The incentive provision system according to claim 3. The incentive menu provided to the user terminal includes a link to an electronic commerce site of the customer system to which the available incentive is applied.
The incentive provision system of any one of Claim 2 to 6. Computer
Register the transaction account information for accessing the transaction system that provides transaction information indicating the transaction history of the product or service in the transaction account information storage unit,
Accepting a selection of incentives available in the transaction from the user terminal, storing selected incentive information related to the selected incentive in the selected incentive information storage unit,
Based on the transaction account information, obtain the transaction information from the customer system,
Based on the selected incentive information and the transaction information, when the transaction is a target of the selected incentive, a process for giving the selected incentive is executed.
Incentive grant method.

Images