JP5355880B2 - Securities brokerage system and program - Google Patents

Abstract

<P>PROBLEM TO BE SOLVED: To provide a securities brokerage system and a securities brokerage processing method, enabling a customer to easily select a securities company advantageous in terms of a handling charge. <P>SOLUTION: In the securities brokerage system 10, with an order preparation data reception processing means 24, input of a name and an amount by a customer is received, with a handling charge calculation processing means 25, using a handling charge table which is stored in a securities company specific fee table storage means 42 or is described in a program for defining a relationship between a trade amount and a handling charge for each securities company, calculates a handling charge of a securities company of each order destination candidate with which the customer has opened his account, and with a handling charge display processing means 29, fees of securities companies of respective order destination candidates are arranged in ascending order and displayed on a screen of a customer terminal device 80, and a link button to a securities company server 60 of the securities company of each order destination candidate is displayed on the screen. <P>COPYRIGHT: (C)2009,JPO&amp;INPIT

Description

  The present invention relates to a securities brokerage system, a securities brokerage processing method, and a program comprising a computer that executes processing for a brokerage service that brokers a customer who buys and sells securities and a brokerage company. It can be used when a customer who has opened an account makes online trading such as stocks through an intermediary.

  In recent years, banks have entered into brokerage contracts with securities companies, and have been engaged in brokerage services that mediate trading orders for stocks, etc. by brokering brokerage of stocks to securities companies. As an example of systematizing this securities brokerage business, for example, a securities trading system by the applicant of the present application is known (see Patent Document 1).

Japanese Patent Laying-Open No. 2006-31589 (FIG. 1, summary)

  Generally, since the commission system of each securities company is different, even if the same quantity is bought and sold for the same brand, the sales commission is different for each securities company. On the other hand, brokers such as banks that operate securities brokerage companies only provide information related to the buying and selling of securities to their customers, and are only engaged in transactions with specific affiliated securities companies. Although it provides useful information to customers regarding securities to be traded, it does not provide useful information to customers regarding brokerage firms. Therefore, when a customer places an order for buying and selling securities, it is not possible to select a securities company that is more advantageous in terms of fees.

  An object of the present invention is to provide a securities brokerage system, a securities brokerage processing method, and a program that allow a customer to easily select a brokerage company that is advantageous in terms of fees.

  The present invention is a securities brokerage system comprising a computer that executes processing for a brokerage service that brokers a customer who buys and sells securities and a brokerage company, and is a securities brokerage for a brokerage company in which a customer has opened an account. Selected securities company storage means for storing company identification information in association with customer identification information, market price data acquisition processing means for executing processing for acquiring market price data of each issue of securities from the market price information providing system, and this market price data The market price data storage means for storing the market price data acquired by the acquisition processing means in association with the brand identification information, and the brand to be traded for order preparation input by the customer and transmitted from the customer terminal device via the network The process of accepting brand identification information, quantity data, trading classification data indicating the type of trading, and customer identification information Order preparation data reception processing means to be executed and the market identification data received by the order preparation data reception processing means as a key to extract the market price data of the brand to be traded from the market price data storage means, and use the extracted market price data as the order preparation data By multiplying the quantity data received by the reception processing means, the trading amount data of the brand to be traded is calculated, and the customer stores the account from the selected securities company storage means using the customer identification information received by the order preparation data reception processing means as a key. Extract brokerage company identification information for each brokerage company that has been established, and select the brokerage company with the extracted brokerage company identification information as the brokerage company of the orderee candidate, and identify the brokerage company for each of these brokerage companies. Stored in the brokerage company fee table storage means in association with the information or described in the program Among the commission tables that define the relationship between the trading amount and commission for each securities company, the commission that executes processing to calculate commission data corresponding to the trading price data using the commission table for the brokerage company that is the candidate for ordering Calculation processing means, display data for displaying the commission data of each order destination candidate brokerage company calculated by the commission calculation processing section in order of the lowest commission, and the brokerage server of each order destination candidate brokerage firm And a fee display processing means for executing processing for transmitting the link button display data and link destination information to the customer terminal device via the network.

  In such a securities brokerage system of the present invention, by specifying the brand and quantity, the commission of each brokerage company with which the customer has opened an account is calculated and displayed on the screen in order of cheapness. Therefore, it is possible to easily select a securities company that is advantageous in terms of the above, and thereby achieve the above object.

  Further, in the securities brokerage system described above, holding balance acquisition processing means for executing processing for acquiring the holding balance data of each brand that each customer deposits with each securities company from each securities company server via a network or a dedicated line; The holding balance storage means for storing the holding balance data acquired by the holding balance acquisition processing means in association with the customer identification information, the brand identification information, and the securities company identification information, and the minimum quantity when buying and selling each brand Unit quantity storage means for storing the indicated unit quantity data in association with the brand identification information, and the order preparation data reception processing means when the trade classification data received by the order preparation data reception processing means is data indicating sale Securities company identification information and holding balance data from the holding balance storage means using the brand identification information and customer identification information as keys. Unit information from the unit quantity storage means using the stock identification information received by the order preparation data acceptance processing means as a key. The data is extracted, and the quantity data received by the order preparation data acceptance processing means is divided into quantity data for each securities company to be assigned to each of a plurality of candidate securities companies. Determine the division pattern of the quantity data by obtaining a condition that is a multiple of the extracted unit quantity data and within the range of the balance data held by each of the multiple brokers that are candidates for ordering. For each division pattern, multiply the quantity data for each brokerage company by the market value data, thereby Calculate the sales amount data for each brokerage company and store it in the brokerage table for each brokerage company, or use the commission table for each ordering candidate brokerage company described in the program. By calculating the commission data for each brokerage company of the multiple ordering candidate brokers corresponding to the sales price data for each company, and by adding the commission data for each brokerage company for the multiple brokers And a total fee calculation processing unit for each divided pattern for executing processing for calculating total fee data for each divided pattern, and the fee display processing unit configures each divided pattern obtained by the total fee calculation processing unit for each divided pattern Along with the quantity data for each brokerage company, the total number of each split pattern calculated by the split pattern total fee calculation processing means It is desirable that the processing for transmitting display data for arranging and displaying fee data in order from the lowest total fee to the customer terminal device via the network is also executed.

  In this way, when multiple securities companies have stocks held for trading, the quantity to be sold is divided into multiple patterns, taking into account the unit quantity that is the minimum unit of buying and selling. When the total fee for each division pattern is calculated and arranged in order of cheapness, the customer can easily select a division pattern that is advantageous in terms of fees. In other words, it is possible to easily determine and determine how much of the stock to be sold to which securities company will be sold.

  Further, in the above-mentioned securities brokerage system, virtual sales when it is assumed that the quantity data received by the order preparation data reception processing means is sold at the current market price after purchasing the quantity data received by the ordering candidate securities company. A virtual sale commission total calculation processing means for executing processing for calculating the total commission data, and the virtual sale commission total calculation processing means is data in which the trade classification data received by the order preparation data reception processing means is data indicating a purchase In addition, the securities company identification information and the holding balance data are extracted from the holding balance storage means using the brand identification information and the customer identification information received by the order preparation data receiving processing means as keys, Interesting securities company whose balance data has been extracted as the notable securities company to be processed Therefore, the order preparation data reception processing means is obtained by adding the quantity data received by the order preparation data reception processing means to the holding balance data of the target securities company and multiplying the balance data of the attention securities company after the addition by the market price data. Calculate the virtual sale price data of the brokerage firm that is assumed to have been sold at the current market price for the quantity that will be deposited with the brokerage firm after purchase at the brokerage firm. Using the commission table for the focused securities company stored in the table storage means or described in the program, the fee data of the focused securities company corresponding to the focused securities company virtual sale amount data is calculated, and the ordering candidate The balance data is also extracted for non-focused securities companies that are not the focus securities companies The amount of non-target brokerage company's hypothetical sale when assuming that the quantity held in the non-target brokerage company was sold at the current market price by multiplying the balance data of the non-target brokerage firm with the market price data. Non-target securities corresponding to non-target securities company virtual sale amount data using the fee table for non-target securities companies that is calculated and stored in the fee table storage means by securities company or described in the program By calculating the commission data of the company and further adding the commission data of the focused securities company and the commission data of the non-focused securities company, the quantity data received by the order preparation data acceptance processing means is purchased by the focused securities company after purchase. Calculates the total data of virtual sales commissions assuming that all of the quantity held is sold at the current market price, and the balance data For the brokerage of interest that has not been extracted, the quantity data received by the order preparation data acceptance processing means is multiplied by the market price data, so that the quantity data received by the order preparation data acceptance processing means is purchased at the securities firm after purchase. Calculates the hypothetical selling price data of the securities company of interest when it is assumed that the possessed quantity to be deposited with the company has been sold at the current market price, and is stored in the fee table storage means for each securities company or described in the program In addition to calculating the fee data of the focused securities company corresponding to the virtual sales amount data of the focused securities company using the fee table for the focused securities company, the non-focused By multiplying securities companies' holding balance data with market value data, Calculates the non-target securities company virtual sale amount data assuming that the possessed quantity is sold at the current market price, and is stored in the fee table storage means by securities company or described in the program. Calculate the fee data of the non-target securities company corresponding to the non-target securities company virtual sale amount data using the fee table for the target securities company, and further calculate the fee data of the target securities company and the fee data of the non-target securities company Processing to calculate the total amount of virtual sale commission when assuming that the quantity data received by the order preparation data reception processing means is sold by the securities company of interest and sold all of the quantity held by the customer at the current market price. The fee display processing means is a virtual sale commission total calculated by the virtual sale commission total calculation processing means. Data or display data for displaying the total amount data of the virtual sale fee total data together with the virtual sale fee total data and the commission data at the time of purchase calculated by the fee calculation processing means together with the data or the virtual sale fee total data via the network. It is desirable that the processing for transmitting to the terminal device is also executed.

  In this way, with the configuration including the virtual sale commission total calculation processing means, when placing a buy order, considering the commission at the time of sale, the brokerage company to which the purchase order is ordered is advantageous in terms of commission. It becomes possible to select to become. For example, even if the brokerage firm α has a low commission when purchasing a certain brand, and the brokerage firm β already holds the brand, if the brokerage firm α purchases the brand, The number of holdings will be dispersed among securities firms α and β, and it will be possible to determine that it is not a good idea considering the commission at the time of sale.

  And when it is set as the structure provided with the virtual sale commission total calculation processing means as mentioned above, the commission display processing means is calculated by the virtual sale commission total data calculated by the virtual sale commission total calculation processing means and the commission calculation processing means. The sort button display data for displaying the total amount data with the commission data at the time of purchase in order from the smallest total amount is displayed on the screen to the customer terminal device via the network, and the customer terminal via the network. Receive the sort request signal sent from the device, and sum the total amount data of the virtual sale fee total data calculated by the virtual sale fee total calculation processing means and the commission data at the time of purchase calculated by the fee calculation processing means. Display data for display on the screen arranged in ascending order of It is desirable that the process of transmitting to the terminal device is configured to run.

  In this way, it is possible to sort the total amount data of the virtual sale fee total data calculated by the virtual sale fee total calculation processing means and the fee data at the time of purchase calculated by the fee calculation processing means in order from the smallest total amount. In this case, when a customer places a buy order, the customer can more easily select a brokerage company that is advantageous in terms of fees by referring to the sum of the commission at the time of purchase and the total virtual commission fee. It becomes possible.

  In addition, in the securities brokerage system described above, the privilege display data for displaying the content of the privilege when the fee is at the second or lower rank is associated with the securities company identification information. The data for privilege display for displaying the content of each privilege when the low fee is ranked 2nd or less is stored or associated with the ranking data indicating each ranking and the securities company identification information The privilege display data storage means is stored, and the fee display processing means has a ranking data indicating the order of cheapest commission data calculated by the fee calculation processing means for each of the brokers of the ordering candidates. When the order is reached, the privilege display data is extracted from the privilege display data storage means using the securities company identification information as a key, or the fee calculation process is performed. Benefits corresponding to each rank from the privilege display data storage means using the rank data and the securities company identification information as keys when the rank data indicating the order of cheapest commission data calculated by the means becomes each rank below 2nd. It is desirable that the display data is extracted and the extracted privilege display data is also transmitted to the customer terminal device via the network.

  In this way, in the case of the configuration including the privilege display data storage means, it is possible to display the contents of the privilege predetermined by each securities company in accordance with the order of the lowest fee for the customer. The customer can select the brokerage company of the ordering destination in consideration of the contents of the privilege in addition to the order of the low fee. On the other hand, for brokerage firms, it is possible to pre-determine the details of the benefits to be given to customers in the event that commissions do not reach a good ranking, so that customers can be notified of them, so the commissions could not rank well. However, depending on the content of the privilege, there is an advantage that the customer may select the securities company as the ordering securities company.

  Furthermore, in the securities brokerage system described above, advertisement display data storage means for storing the advertisement display data of each securities company in association with the securities company identification information, and each securities company selected as an orderee during the current period The transaction number data indicating the ratio of the transaction number data of each securities company during the previous period to the total value of the transaction number data of all the brokerage companies during the previous period Transaction number data storage means stored in association with the identification information, and selected as an order destination sent from the customer terminal device via the network by pressing the link button displayed on the customer terminal device by the fee display processing means The brokerage company identification information for the brokerage company that has been received is received and the transaction number data of the brokerage company stored in the transaction number data storage means is stored. Calculate the total value of the transaction count data of all the securities companies stored in the transaction count data storage means at the time of the period break, and the transaction count update processing means for executing the process of adding 1 to The transaction number ratio data of each securities company is calculated by dividing the transaction number data of each brokerage company in step 3. The transaction number ratio data of each securities company stored in the transaction number data storage means is calculated by the calculated transaction number ratio data. A transaction number ratio calculation processing means for executing processing for updating and resetting the transaction number data of each securities company stored in the transaction number data storage means to zero, and a securities company for each securities company from the transaction number data storage means Obtain identification information and transaction number ratio data, determine whether the transaction number ratio data is less than or less than a predetermined advertising threshold, If the threshold value is less than or less than the threshold for notification, the advertisement display data of the securities company is extracted from the advertisement display data storage means using the securities company identification information of the securities company as a key, and the extracted advertisement display It is desirable to have an advertisement display processing means for executing processing for transmitting data to a customer terminal device via a network.

  As described above, in the case of the configuration including the advertisement display data storage means, the transaction number data storage means, the transaction number update processing means, the transaction number ratio calculation processing means, and the advertisement display processing means, the securities company displays the advertisement in advance. By preparing it, it becomes possible to automatically advertise to the customer when the transaction frequency ratio becomes low. On the other hand, for brokers, it is possible to obtain advertising revenue from securities companies.

  In the case of the above-described configuration including the advertisement display data storage means, the transaction count data storage means, the transaction count update processing means, the transaction count ratio calculation processing means, and the advertisement display processing means, the advertisement display data The storage means stores advertisement display data for each securities company and advertisement fee data for which each securities company offers payment to the broker in association with the securities company identification information, and the advertisement display processing means stores the transaction count data. Obtain securities company identification information and transaction frequency ratio data for each securities company from the storage means, determine whether the transaction frequency ratio data is below or below a predetermined advertising threshold, and below the advertising threshold or If it is less than that, the securities company's advertisement from the advertisement display data storage means using the securities company identification information of the securities company as a key. When the display data and the advertisement fee data are extracted, and the advertisement display data and the advertisement fee data are extracted for a plurality of securities companies, the extracted advertisement display data is predetermined in the descending order of the advertisement fee data. Display in the order of screen positions with high advertising effectiveness, display in descending order of advertising fee data, display in descending order of predetermined advertising space, or a certain number of securities companies with the highest amount of advertising fee data It is desirable that the processing for displaying only the advertisement display data is performed.

  In this way, in addition to the advertisement display data, the advertisement fee data is stored in the advertisement display data storage means, and the display mode of the advertisement is changed depending on whether there is a lot or less of the advertisement fee data that the securities company offers to pay. In this case, a securities company that has applied for payment of a larger amount of advertising can advertise advantageously. Therefore, brokerage firms can formulate strategies such as whether to spend more advertising fees to increase transactions with customers, or to reduce commissions and increase transactions with customers. A system that accepts such a strategy is realized. On the other hand, for brokers, it is possible to expect an increase in advertising revenue due to competition between securities companies.

  Further, in the above-described securities brokerage system, the brokerage server includes a brokerage server and a brokerage company server connected to the brokerage server via a network or a dedicated line. A market price data acquisition processing means, a market price data storage means, an order preparation data reception processing means, a fee calculation processing means, and a fee display processing means, and the securities company server converts customer order data into customer identification information. Customer identification information transmitted via the network from the customer terminal device by pressing the link button displayed on the screen of the customer terminal device by the commission display processing means of the broker server, Link that executes processing to receive link data including stock identification information, quantity data, and trade classification data According to the data reception processing means and the trade classification data received by the link data reception processing means, the display data of the order screen of the sell order or the buy order in which the brand identification information and the quantity data are input as default data, The brand identification information as the confirmed order data is received through the network and received the brand identification information and quantity data transmitted from the customer terminal device via the network as the order data confirmed by the customer. It is desirable to have an order reception processing means for executing a process of storing the quantity data and the trade classification data in the order data storage means in association with the customer identification information.

  In this way, the securities company server receives the brand identification information and quantity data as link data, and transmits the order screen in which the brand identification information and quantity data are input as default data from the securities company server to the customer terminal device. In this case, the customer does not have to input the brand identification information and the quantity data input as the order preparation data again as the order data on the order screen.

  Further, in the above-described securities brokerage system, the brokerage server is configured to include a brokerage server and a brokerage company server connected to the brokerage server via a network or a dedicated line. A market price data acquisition processing means, a market price data storage means, an order preparation data reception processing means, a fee calculation processing means, a fee display processing means, and a privilege display data storage means. Cumulative point number storage means for storing the customer's cumulative point number data in association with the customer identification information, and the customer terminal device by pressing the link button displayed on the customer terminal device by the fee display processing means of the broker server. Customer identification information sent over the network and the contact selected for purchase orders Link data reception processing means for executing processing for receiving link data including ranking data of securities companies, and stored in the privilege display data storage means of the broker server according to the ranking data received by the link data reception processing means. Using the calculation formula described in the program to execute the same content as the benefit of the securities company, determine the customer's additional point data for the executed order transaction and use the customer identification information as a key The customer's accumulated point number data is extracted from the accumulated point number storage means, and the customer's accumulated point number data stored in the accumulated point number storage means is updated by adding the added point number data to the extracted accumulated point number data. It is desirable to have a configuration including cumulative point number update processing means for executing the processing.

  In this way, the securities company server receives the rank data of the securities company selected as the order destination as link data, and according to the received rank data, adds the number of points corresponding to the content of the privilege displayed on the customer terminal device. In the case of the configuration to be determined, the securities company can realize the content of the benefit with points, and even if the ranking of the low fee is not good, the content of the privilege that gives more points in advance By defining and registering, it is possible to increase the number of transactions.

  Further, in the above-described securities brokerage system, the brokerage server includes a brokerage server and a brokerage company server connected to the brokerage server via a network or a dedicated line. A market price data acquisition processing means, a market price data storage means, an order preparation data reception processing means, a fee calculation processing means, and a fee display processing means, and the securities company server converts customer order data into customer identification information. Customer identification information transmitted via the network from the customer terminal device by pressing the link button displayed on the screen of the customer terminal device by the commission display processing means of the broker server, Receive link data including trade classification data and broker identification information for brokered brokers Link data reception processing means for executing processing, and data for displaying a sales order or a purchase order order screen is transmitted to the customer terminal device via the network in accordance with the trade classification data received by the link data reception processing means. And receiving the brand identification information and quantity data transmitted from the customer terminal device via the network as the confirmed order data by the customer, and identifying the brand identification information, quantity data, trade classification data as the confirmed order data, and Order reception processing means for executing processing for storing the broker agent identification information in association with the customer identification information in the order data storage means, and storage in the order data storage means as execution data for the order data received by the order reception processing means Using the contracted constant quantity data and contracted unit price data A fee that determines the relationship between the transaction amount and the fee for the securities company that is stored in the fee table storage means provided in the securities company server or described in the program. Using the table, calculate fixed fee data corresponding to the calculated fixed transaction price data, and using the calculated fixed fee data, calculate brokerage fee data that the securities company pays to the broker of the broker identification information, It is desirable to include a brokerage fee calculation processing unit that executes a process of storing the calculated brokerage fee data in the order data storage unit in association with the broker identification information.

  As described above, when the brokerage server is configured to receive the broker identification information as link data, when there are a plurality of brokers, or an order through the broker and an order not through the broker When handling them in a mixed manner, it is possible to identify the broker that mediates the customer's order from the received broker identification information, so it is possible to calculate the brokerage fee and implement the brokerage fee payment process. It becomes like this.

  Further, as the brokerage processing method realized by the above-described securities brokerage system of the present invention, the following brokerage processing method of the present invention can be cited.

  That is, the present invention relates to a securities brokerage processing method executed by a securities brokerage system comprising a computer that executes processing for a brokerage service that brokers a customer who buys and sells securities and a securities company. The securities company identification information for the securities company that has established the securities company is stored in the selected securities company storage means in association with the customer identification information, and the market price data acquisition processing means stores the securities of each stock from the market price information providing system. Execute the process of acquiring the market price data, store the market price data acquired by the market price data acquisition processing means in association with the brand identification information in the market price data storage means, and the order preparation data reception processing means is input by the customer and Brand identification information and quantity data for trading stocks for order preparation sent from the terminal device via the network Processing to receive trading classification data indicating the type of trading and customer identification information, the commission calculation processing means uses the brand identification information received by the order preparation data reception processing means as a key, the brand to be traded from the market price data storage means The customer receives the purchase price data for the brand to be bought and received by the order preparation data reception processing means by multiplying the quantity data received by the order preparation data reception processing means by extracting the market price data of Using the identification information as a key, extract the securities company identification information for each securities company for which the customer has opened an account from the selected securities company storage means, and select the securities company with the extracted securities company identification information as the candidate brokerage For each of these candidate brokerage firms, the brokerage company-specific fees associated with the brokerage company identification information Among the fee tables that define the relationship between the transaction amount and commission for each securities company that is stored in the table storage means or described in the program, the transaction amount using the commission table for the brokerage company that is the candidate for ordering For the display to display the commission data of the brokers of each ordering destination calculated by the commission calculation processing means in order from the lowest commission. The processing for transmitting data, link button display data to the securities company server of each ordering candidate securities company and link destination information to the customer terminal device via the network is performed. is there.

  In such a securities brokerage processing method of the present invention, the operations and effects obtained by the above-described securities brokerage system of the present invention can be obtained as they are, thereby achieving the object.

  The program of the present invention is for causing a computer to function as the securities brokerage system described above.

  The above-mentioned program or a part thereof is, for example, a magneto-optical disk (MO), a read-only memory (CD-ROM) using a compact disk (CD), a CD recordable (CD-R), a CD rewritable (CD -RW), read-only memory (DVD-ROM) using digital versatile disk (DVD), random access memory (DVD-RAM) using DVD, flexible disk (FD), magnetic tape, hard disk, It can be recorded on storage media such as read-only memory (ROM), electrically erasable and rewritable read-only memory (EEPROM), flash memory, and random access memory (RAM) for storage and distribution. And, for example, a local area network (LA ), A metropolitan area network (MAN), a wide area network (WAN), a wired network such as the Internet, an intranet, or an extranet, or a wireless communication network, or a combination thereof. It is also possible to carry it on a carrier wave. Furthermore, the above program may be a part of another program, or may be recorded on a recording medium together with a separate program.

  As described above, according to the present invention, by specifying the brand and quantity, the commission of each brokerage company that the customer has opened an account is calculated and displayed on the screen side by side in ascending order. It is possible to easily select a securities company that is advantageous in terms of

  An embodiment of the present invention will be described below with reference to the drawings. FIG. 1 shows the overall configuration of a securities brokerage system 10 of the present embodiment. FIG. 2 shows the configuration of the commission table storage unit 42 for each securities company, FIG. 3 shows the configuration of the selected securities company storage unit 43, and FIG. 4 shows the configuration of the retained balance storage unit 45. 5 shows the configuration of the privilege display data storage means 47, FIG. 6 shows the configuration of the advertisement display data storage means 48, and FIG. 8 shows the configuration of the cumulative point number storage means 50 by securities company, FIG. 9 shows the configuration of the order data storage means 72 (in the case of the securities company α), and FIG. Shows the configuration of balance data storage means 73 (in the case of securities company α), and FIG. 11 shows the configuration of cumulative point number storage means 74 (in the case of securities company α). In addition, FIGS. 12 to 14 are flowcharts showing the flow of processing related to the securities brokerage service. Furthermore, FIGS. 15 and 16 show an example of an order preparation screen.

  Referring to FIG. 1, a securities brokerage system 10 includes a broker server 20 operated and managed by a broker, a broker company server 60 operated and managed by a broker, a customer terminal device 80 operated by a customer, and a broker. A broker terminal device 81 operated by a person and a securities company terminal device 82 operated by a person in charge of the securities company are connected via the network 1. In addition, a market price information providing system 90 is connected to the broker server 20 via the dedicated line 2 or the network 1. Furthermore, a market system 91 is connected to the securities company server 60 via the dedicated line 3 or the network 1.

  The network 1 includes various forms such as LAN, MAN, WAN, the Internet, an intranet, an extranet, or a combination thereof, and is wired or wireless, or a mixture of wired and wireless. Regardless of whether it is a type, in short, it may be anything that can transmit information at a certain speed between a plurality of points (regardless of the length of distance).

  The broker server 20 is configured by a computer, and includes a processing unit 20A that executes various processes related to a business that is handled by the broker in the securities brokerage service, and a memory that stores data necessary for the execution of various processes by the processing unit 20A. And means 40.

  The processing unit 20A includes a securities company registration reception processing unit 21, a service use application reception processing unit 22, a market price data acquisition processing unit 23, an order preparation data reception processing unit 24, a fee calculation processing unit 25, and a holding balance. Acquisition processing means 26, division pattern total fee calculation processing means 27, virtual sale fee total calculation processing means 28, fee display processing means 29, transaction number update processing means 30, transaction number ratio calculation processing means 31 The advertisement display processing means 32, the portfolio analysis service processing means 33, and the investment consultation service processing means 34 are included.

  The storage means 40 includes a basic information storage means 41, a commission table by securities company storage means 42, a selected securities company storage means 43, a market price data storage means 44, a retained balance storage means 45, and a unit quantity storage means. 46, privilege display data storage means 47, advertisement display data storage means 48, transaction number data storage means 49, cumulative point number storage means 50 by securities company, portfolio analysis result storage means 51, analyst The report storage means 52 is comprised.

  The securities company registration acceptance processing means 21 is input data for initial setting and setting change of transaction conditions by the securities company, input data for initial setting and setting change of privilege display conditions, privilege display data and replacement thereof. Data, input data for initial setting and change of advertisement display conditions, advertisement display data and its replacement data, and analyst report data are received, and each received data is stored in the storage means 40 and registered. The process is executed.

  Specifically, the securities company registration acceptance processing means 21 responds to a request from the securities company terminal device 82 to the securities company terminal device 82 via the network 1 in order to input a transaction condition (in this embodiment, as an example). Web screen)), and the brokerage of the securities company that is input from the securities company staff using this input screen and transmitted from the securities company terminal device 82 via the network 1. A fee table defining the correspondence between the amount (contract price) and the fee / fee rate is received, and the received fee table is associated with the securities company identification information of the securities company, and the fee table storage means 42 for each securities company (FIG. 2) and registering it.

  Regarding the registration of the fee table of each securities company, the person in charge of the broker inputs data according to the information provided by each securities company and stores it in the fee table storage means 42 (see FIG. 2) for each securities company. May be. Further, the commission table of each securities company may be described in a program executed by the broker server 20. The description (coding work) in this program is performed by the person in charge of the broker in accordance with the information provided by each securities company.

  In addition, the securities company registration acceptance processing means 21 responds to a request from the securities company terminal device 82 through the network 1 to the securities company terminal device 82 on the privilege content input screen (in this embodiment, a Web screen as an example). )) And the benefit display conditions of the securities company that are input from the securities company staff using this input screen and transmitted from the securities company terminal device 82 via the network 1. (Rank data) and privilege display data are received, and the received privilege display condition (rank data) and privilege display data are associated with the securities company identification information of the securities company, and the privilege display data storage means 47 (FIG. 5)) and registering it.

  Furthermore, in response to a request from the securities company terminal device 82, the securities company registration acceptance processing means 21 inputs an advertisement to the securities company terminal device 82 via the network 1 (in this embodiment, a Web screen is taken as an example). .) Display data and the advertisement display condition (advertisement) of the securities company that is input from the securities company staff using this input screen and transmitted from the securities company terminal device 82 via the network 1. Threshold data, advertisement fee data) and advertisement display data are received, and the received advertisement display conditions (advertising threshold data, advertisement fee data) and advertisement display data are associated with securities company identification information about the securities company. The advertisement display data storage means 48 (see FIG. 6) is stored and registered.

  Then, the securities company registration acceptance processing means 21 responds to a request from the securities company terminal device 82 (which may be the broker agent terminal device 81), via the network 1 via the securities company terminal device 82 (broker agent terminal device). The display data of the analyst report input screen (in this embodiment, it is assumed to be a Web screen as an example) is transmitted to the person in charge of the securities company (brokerage) using this input screen. The identification information and the analyst report data transmitted from the securities company terminal device 82 (which may be the broker terminal device 81) via the network 1 are also input. The analyst report storage unit 52 stores and registers the received analyst report data in association with the brand identification information. Cormorant.

  Also, the securities company registration acceptance processing means 21 responds to a request from the securities company terminal device 82 to the securities company terminal device 82 via the network 1 with an account information input screen (in this embodiment, a Web screen is taken as an example). .)), And the account number newly given to the customer, which is input from the securities company staff using this input screen and transmitted from the securities company terminal device 82 via the network 1. Or account information including the account number already assigned (customer identification information for the broker for the customer, securities company identification information for the broker, account number that is customer identification for the broker for the customer) ) And the received account information is stored in the selected securities company storage means 43 (see FIG. 3) and registered.

  In response to a request from the customer terminal device 80, the service use application acceptance processing means 22 displays a service use application input screen (in this embodiment, a Web screen as an example) to the customer terminal device 80 via the network 1. In addition to transmitting display data, the customer's basic information (address, name, telephone number, e-mail address, input from the customer terminal device 80 via the network 1 and transmitted from the customer using this input screen) The customer identification information (customer code, etc.) for the broker is automatically given to the customer, and the received basic information is stored in the basic information storage means 41 in association with the customer identification information for the broker. And register it. Further, the service use application reception processing means 22 performs a process of transmitting the use application acceptance notification mail via the network 1 to the received e-mail address of the customer.

  Furthermore, in response to a request from the customer terminal device 80, the service use application acceptance processing means 22 displays a securities company selection screen (in this embodiment, a Web screen as an example) to the customer terminal device 80 via the network 1. Processing to send display data is performed. This securities company selection screen displays a list of services provided by each brokerage company that is affiliated with the broker. For example, a service summary list, a fee list, and a handling product list can be switched and displayed. Yes. Among these, the service usage application acceptance processing means 22 uses a commission table of each securities company stored in the commission table storage means 42 (see FIG. 2) for each securities company, and a certain transaction amount (example) By calculating the commission of each brokerage company for several trading amounts) in advance and creating comparative display data, it is displayed on the brokerage company selection screen. The securities company selection screen is provided with a detailed button for referring to the transaction conditions (fee table) of each securities company that is affiliated with the broker, and the service use application reception processing means 22 displays the details button. Using the brokerage company identification information transmitted from the customer terminal device 80 together with the reference request signal by the push operation as a key, the brokerage company fee table related to the customer reference request is stored in the brokerage company fee table storage means 42 (see FIG. 2). The extracted fee table display data is extracted and transmitted to the customer terminal device 80 via the network 1. In addition, on the securities company selection screen, there is an account opening button for opening an account at each brokerage company that is affiliated with the broker, and when this account opening button is pressed, the customer opens an account request. Are linked to the account opening site (site realized by the account opening reception processing means 61) of the securities company server 60 of the related securities company.

  The market price data acquisition processing means 23 obtains the market price data of each stock of the securities from the market price information providing system 90 via the dedicated line 2 or the network 1 periodically, for example, periodically and acquires the acquired market price data as the brand identification information. A process of storing in the market price data storage means 44 in association with (brand code etc.) is executed.

  In response to a request from the customer terminal device 80, the order preparation data reception processing means 24 sends the order preparation screens 100 and 200 to the customer terminal device 80 via the network 1 (see FIGS. 15 and 16; in this embodiment, as an example). The display identification data (brand name) for the brand to be bought and sold for order preparation, which is input by the customer and transmitted from the customer terminal device 80 via the network 1 is transmitted. Code, etc.), quantity data, trade classification data indicating the type of trade, and customer identification information (customer code) for the broker.

  The fee calculation processing means 25 extracts the market price data of the brand to be traded from the market price data storage means 44 using the brand identification information received by the order preparation data reception processing means 24 as a key, and uses the extracted market price data as the order preparation data. By multiplying the quantity data received by the reception processing means 24, the trading amount data of the brand to be traded is calculated, and the brokerage customer identification information received by the order preparation data reception processing means 24 is used as a key. The securities company identification information for each securities company with which the customer has opened an account is extracted from the storage means 43 (see FIG. 3), and the securities company with the extracted securities company identification information is used as a candidate securities company for ordering. For each of the securities companies that are candidates for ordering, a note stored in the fee table storage means 42 for each securities company (see FIG. 2). By using the fee table for the securities company of the previous candidate, and executes a process of calculating the corresponding fee data to the buying and selling price data.

  The owned balance acquisition processing means 26 is stored from each securities company server 60 via the network 1 into each company's possessed balance data (balance data storage means 73 (see FIG. 10)) stored in each securities company. Balance data) and the acquired balance data in association with customer identification information for the broker, brand identification information (brand code, etc.), and securities company identification information (see FIG. 4). ) Is stored. The owned balance acquisition processing means 26 accesses each securities company server 60 by, for example, nighttime batch processing, and performs processing for collecting the owned balance data of each brand that each customer deposits with each securities company. Each time a stock transaction is established and the balance of each brand of each customer at each securities company fluctuates, the latest holding sent from each securities company server 60 by the balance update processing means 65 of each securities company server 60 Processing to receive balance data is performed. Accordingly, the holding balance data acquisition process by the holding balance acquisition processing means 26 includes a collection process that is actively performed on the broker server 20 side, and a reception process for data transmitted at the timing of each securities company server 60 side. Is included.

  The total fee calculation processing means 27 according to the division pattern, when the customer holds the stocks to be bought and sold by a plurality of ordering candidate securities companies, the unit quantity (in the case of stock, unit stock) and each Taking into account the balance held by the securities company, calculate the division pattern to divide the quantity data to be sold into quantity data by securities company to be assigned to multiple ordering candidate securities companies, and calculate the total fee data for each of the obtained division patterns The process which performs is performed.

  Specifically, the division pattern total fee calculation processing means 27 first accepts the order preparation data acceptance processing means 24 when the trade classification data accepted by the order preparation data acceptance processing means 24 is data indicating sale. The securities company identification information and the balance data are extracted from the holding balance storage means 45 (see FIG. 4) using the brand identification information (brand code etc.) and the customer identification information for the broker (customer code) as keys. . That is, the customer performs a process of grasping how many quantities of the stock are held by which securities company.

  When the division pattern total fee calculation processing means 27 extracts the securities company identification information and the retained balance data for a plurality of order destination candidate securities companies, the brand identification information received by the order preparation data reception processing means 24 ( The unit quantity data is extracted from the unit quantity storage means 46 using the stock code or the like as a key, and the quantity data (for example, 2,500 shares) received by the order preparation data reception processing means 24 is used as a plurality of order destinations. Dividing into quantity data for each securities company (for example, securities company α: 2,000 shares, securities company β: 500 shares, etc.) to be allocated to each of the candidate securities companies, the quantity data for each securities company after the division (for example, 2,000 shares, 500 shares, etc.) is a multiple of the extracted unit quantity data (for example, a unit stock such as 100 shares), and there are multiple orders Dividing the quantity data by keeping the balance data (for example, securities company α: 2,000 shares, securities company β: 1,000 shares, etc.) deposited with each candidate securities company A pattern is obtained (see FIG. 15), and each of the obtained division patterns is multiplied by market value data (for example, 900 yen) for each quantity data for each brokerage company, whereby each of a plurality of brokerage candidate brokerage firms. The sales amount data for each securities company (for example, securities company α: 1.8 million yen, securities company β: 450,000 yen, etc.) is calculated and stored in the commission table storage means 42 for each securities company (see FIG. 2). Using a commission table for a brokerage company that is a candidate for ordering, a plurality of candidate securities that correspond to the sales amount data for each brokerage company (for example, brokerage company α: 1.8 million yen, brokerage company β: 450,000 yen) Company Calculating a respective brokerage specific fee data, by further summing each of the securities company-specific fee data of brokerage multiple orders destination candidates, processing for calculating the total charge data for each division pattern.

  Assume that the virtual sales commission total calculation processing means 28 purchases the quantity data received by the order preparation data reception processing means 24 at a brokerage company that is an ordering candidate and then sells all of the customer's possession quantities at the current market price. The process of calculating the virtual sale commission total amount data at the time is executed.

  Specifically, the virtual sales commission total calculation processing unit 28 first receives the order preparation data reception processing unit 24 when the trade classification data received by the order preparation data reception processing unit 24 is data indicating purchase. Using the brand identification information (brand code, etc.) and the customer identification information for the broker (customer code) as keys, processing is performed to extract securities company identification information and holding balance data from the holding balance storage means 45 (see FIG. 4). That is, the customer performs a process of grasping how many quantities of the stock are held by which securities company.

  Then, the virtual sale fee total calculation processing means 28 prepares the order preparation as a securities company of interest that is focused on as a processing target for each of the securities companies that are candidates for ordering (for example, securities companies α, β, and γ in FIG. 16). After the quantity data received by the data reception processing means 24 is purchased at the securities company of interest, a process is performed to calculate virtual sale commission total data when it is assumed that all of the quantity held by the customer has been sold at the current market price.

  At this time, the virtual sales commission total calculation processing means 28 may be the securities company of interest from which the retained balance data is extracted (for example, the securities company β or γ in FIG. ), The quantity data (for example, 3,000 shares) received by the order preparation data reception processing means 24 is added to the balance data (for example, 2,000 shares) of the securities company of interest (for example, securities company β). Then, the amount data (for example, 3,000 shares) received by the order preparation data reception processing means 24 is focused by multiplying the balance data (for example, 5,000 shares) of the focused securities company after the addition by the market price data. A hypothetical brokerage company hypothesized when it is assumed that the number of shares (for example, 5,000 shares) to be deposited at the brokerage firm after purchase at the brokerage firm has been sold at the current market price Rejected amount data is calculated, and using the fee table for the focused securities company stored in the broker table-specific fee table storage means 42 (see FIG. 2), the fee of the focused securities company corresponding to the focused securities company virtual sale price data While calculating the data and holding balance data is also extracted for a non-target securities company (for example, securities company γ) that is not the target securities company among the brokers that are candidates for ordering, the non-target securities company (for example, securities) Company γ) holding balance data (for example, 1,000 shares) is multiplied by market value data to obtain the number of holdings (for example, 1,000 shares) deposited in a non-target securities company (for example, securities company γ) Calculates non-target securities company hypothetical sale price data assuming that it has been sold at the current market price, and stores it in the commission table storage means (see FIG. 2) by securities company The fee data of the non-focused securities company corresponding to the non-target securities company virtual sale amount data is calculated using the fee table for the non-focused securities company, and the fee data of the focused securities company and the fee data of the non-focused securities company are calculated. , The quantity data received by the order preparation data reception processing means 24 (for example, 3,000 shares) after purchase at the securities company of interest (for example, securities company β), (5,000 shares + 1,000 shares = 6,000 shares) is sold at the current market price.

  Further, the virtual sale commission total calculation processing means 28 is the quantity data received by the order preparation data reception processing means 24 (for example, the securities company α in FIG. 16) for which the retained balance data has not been extracted (for example, the securities company α in FIG. 16). 3,000 shares) is multiplied by the market price data, and the quantity data (eg, 3,000 shares) received by the order preparation data acceptance processing means 24 is purchased by the securities company (eg, securities company α) after purchase. Calculate the virtual sale price data of the securities company of interest when it is assumed that the holding quantity (for example, 3,000 shares) to be deposited with the company has been sold at the current market price, and the fee table storage means for each securities company (FIG. 2) The number of brokerage firms that correspond to the virtual sale price data of the brokerage company using the commission table for the brokerage company stored in When the balance data is calculated for non-target securities companies (for example, securities firms β, γ), the market value is calculated as the balance data of the non-target securities companies (for example, securities companies β, γ). When it is assumed that the amount held (for example, 2,000 shares, 1,000 shares) held by non-target securities companies (for example, securities companies β, γ) has been sold at the current market price by multiplying the data Non-target securities company virtual sale price data (when holding balance data is extracted for a plurality of non-target securities companies, non-target securities company virtual sale price data is calculated for each non-target securities company) Using the fee table for the non-target securities company stored in the commission table storage means (see FIG. 2) for each securities company, The fee data of the non-target securities company is calculated (when the non-target securities company virtual sale amount data is calculated for multiple non-target securities companies, the fee data of the non-target securities companies is calculated for each non-target securities company. Further, by summing the fee data of the target securities company and the fee data of the non-target securities company (when the non-target securities company's fee data is calculated for a plurality of non-target securities companies, all of them are calculated. ), The quantity data (eg, 3,000 shares) received by the order preparation data acceptance processing means 24 after purchase at the securities company of interest (eg, securities company α), the total quantity (eg, 3, 000 shares + 2,000 shares + 1,000 shares = 6,000 shares) at the current market price A process for calculating the amount data is performed.

  The fee display processing means 29 is a display for displaying the fee data (not a fixed value but an estimated value) of each order destination candidate securities company calculated by the fee calculation processing means 25 in order from the lowest fee. Data, display data for “send” buttons 136 and 238 (see FIG. 15 and FIG. 16), which are link buttons to the securities company server 60 of each order destination candidate securities company, link destination information, and link destination information A process of transmitting customer identification information (account number) for a securities company to the customer terminal device 80 via the network 1 is executed. The customer identification information (account number) for the linked securities company is selected by the commission display processing means 29 using the customer identification information for the broker and the securities company identification information for each ordering candidate securities company as keys. When the “send” buttons 136 and 238 (see FIGS. 15 and 16) on the order preparation screens 100 and 200 are pressed, the customer terminal device 80 is extracted from the company storage means 43 (see FIG. 3). To the linked securities company server 60 as link data.

  Further, the fee display processing means 29 extracts the analyst report display data for the brand to be traded from the analyst report storage means 52 using the brand identification information received by the order preparation data reception processing means 24 as a key, A process of transmitting the extracted analyst report display data to the customer terminal device 80 via the network 1 is also performed.

  Further, the fee display processing means 29 is quantity data for each securities company (for example, securities company α: 2,000 shares, securities company β: The total fee data of each division pattern calculated by the division pattern total fee calculation processing means 27 (not a fixed value, but an approximate value, for example, 16,680 yen, etc.) ) Are displayed in order from the lowest total fee, and the “Send” button 144 (link button to the brokerage company server 60 of a plurality of brokerage candidate brokers to which quantities by brokerage firm are assigned) is displayed. Display data, link destination information, and customer identification information (account number) for the linked securities company in the network 1 is also transmitted to the customer terminal device 80 (see FIG. 15).

  Further, the fee display processing means 29 is the virtual sale fee total data calculated by the virtual sale fee total calculation processing means 28 (not a final value but an approximate value), and the virtual sale fee total data and the fee calculation processing means 25. A process of transmitting display data for displaying the total amount data (not a final value but an approximate value) to the customer terminal device 80 via the network 1 together with the fee data at the time of purchase calculated by Perform (see FIG. 16).

  Further, the fee display processing means 29 is a sum data (not a fixed value) of the virtual sale fee total data calculated by the virtual sale fee total calculation processing means 28 and the commission data at the time of purchase calculated by the fee calculation processing means 25. The sort button display data for displaying the screens in order of the total amount in ascending order is transmitted to the customer terminal device 80 via the network 1, and the customer terminal device 80 via the network 1. The sort request signal transmitted from the virtual sale fee total calculation processing means 28 is received, and the total amount data of the virtual sale commission total data calculated by the virtual sale commission total calculation processing means 28 and the commission data at the time of purchase calculated by the fee calculation processing means 25 is summed. Display data for display on the screen arranged in ascending order of the amount of money via the network 1 It performs a process of transmitting to the location 80.

  The fee display processing means 29 stores privilege display data for each of the brokerage companies that are candidates for order, using the rank data indicating the order of the fee data calculated by the fee calculation processing means 25 and the securities company identification information as keys. Processing for extracting privilege display data determined according to rank for each securities company from the means 47 (see FIG. 5), and transmitting the extracted privilege display data to the customer terminal device 80 via the network 1 Also do.

  Further, the fee display processing unit 29 uses the customer identification information for the broker, the brand identification information, and the brokerage company identification information as keys for each of the brokerage companies that are candidates for ordering. Then, the balance balance data of the brand of the customer in each ordering candidate securities company is extracted, and the extracted balance data is transmitted to the customer terminal device 80 via the network 1.

  Further, the fee display processing means 29 uses the broker company-specific cumulative point number storage means 50 (see FIG. 8) for each brokerage company as an ordering destination, using the customer identification information for brokers and the securities company identification information as keys. The accumulated point number data that the customer has acquired at each securities company is extracted, and the extracted accumulated point number data is also transmitted to the customer terminal device 80 via the network 1.

  The transaction frequency update processing means 30 is operated by pressing the “send” buttons 136, 144, 238 (see FIGS. 15 and 16) which are link buttons displayed on the customer terminal device 80 by the fee display processing means 29. The brokerage company identification information about the brokerage company selected as the ordering destination transmitted from the apparatus 80 via the network 1 is received and stored in the transaction number data storage means 49 (see FIG. 7). A process of adding 1 to the transaction number data and updating the transaction number data of the securities company is executed.

  The transaction frequency ratio calculation processing means 31 is a period delimiter (a time when an advertisement is replaced, and the length of one advertisement period is arbitrary, for example, one week, two weeks, one month, etc. )), The total value of the transaction count data of all the securities companies stored in the transaction count data storage means 49 (see FIG. 7) is calculated, and the transaction count data storage means 49 (see FIG. 7) is calculated with the calculated total value. The transaction number ratio data of each brokerage company is calculated by dividing the transaction number data of each brokerage company stored in, and each brokerage company's transaction number data stored in the transaction number data storage means 49 is calculated. The transaction number ratio data is updated, and the transaction number data of each securities company stored in the transaction number data storage means 49 is reset to zero.

  The advertisement display processing means 32 acquires the securities company identification information and transaction frequency ratio data for each securities company from the transaction number data storage means 49 (see FIG. 7), and uses the acquired securities company identification information as a key for the advertisement. From the display data storage means 48 (see FIG. 6), advertisement threshold data and advertisement fee data of each securities company are extracted, and whether the transaction frequency ratio data of each securities company is less than or less than the respective advertisement threshold data. If the number of securities companies that are below or below the threshold value for advertising exceeds a predetermined number (for example, 3 companies), the securities for those securities companies for the top 3 companies with the most advertising fee data Using the company identification information as a key, advertisement display data of the top three securities companies is extracted from the advertisement display data storage means 48 (see FIG. 6) and extracted. The advertisement display data, and executes a process of transmitting to the customer terminal device 80 via the network 1. The number of securities companies that publish advertisements (here, a maximum of three companies as an example) is described in the program, but the advertisement is made for each screen (each program that creates and transmits each screen). The number of securities companies that can be posted may be set to different numbers. For example, in this embodiment, the advertisement placement on the order preparation screens 100 and 200 (see FIGS. 15 and 16) is limited to a maximum of three companies as an example. In other types of screens created by the broker server 20 and transmitted to the customer terminal device 80, different limits may be placed on the number of securities companies that can advertise.

  Each time the portfolio analysis service processing means 33 performs the holding balance data acquisition processing by the holding balance acquisition processing means 26, each brand of each customer stored in the holding balance storage means 45 (see FIG. 4). The portfolio analysis of each customer is performed by using the possessed balance data, and the analysis result is stored in the portfolio analysis result storage means 51 in association with the customer identification information (customer code) for the broker. . That is, the portfolio analysis service processing means 33 collects the latest balance data immediately after the update that is transmitted from each securities company server 60 or collected from each securities company server 60 by, for example, nighttime batch processing. When received, perform a portfolio analysis of each customer. Existing portfolio analysis tools can be used.

  Further, the portfolio analysis service processing means 33 receives the customer identification information (customer code) for the broker that is transmitted from the customer terminal device 80 together with the display request signal of the portfolio analysis result, and receives the received customer identification for the broker Using the information as a key, from the portfolio analysis result storage means 51, the data of the portfolio analysis result of the customer who has requested display of the analysis result is extracted, and the display data of the extracted portfolio analysis result is sent to the customer terminal via the network 1 Processing to transmit to the device 80 is performed. Thereby, on the screen of the customer terminal device 80, the portfolio analysis result of the customer who has requested display of the analysis result is displayed.

  In response to a request from the customer terminal device 80, the investment consultation service processing means 34 displays data for displaying an investment consultation reservation screen (in this embodiment, a Web screen as an example) via the network 1. The consultation reservation data (consultation content, desired date and time) input by the customer and transmitted from the customer terminal device 80 via the network 1 is received, and the received consultation reservation data is used for the broker. In this way, a process for storing in a consultation reservation data storage means (not shown) in association with the customer identification information (customer code) is executed.

  Further, the investment consultation service processing unit 34 transmits the consultation reservation data stored in the consultation reservation data storage unit to the broker terminal device 81 via the network 1 in response to a reference request from the broker terminal device 81. I do. As a result, the consultation reservation data is displayed on the screen of the broker terminal 81, so that the person in charge of the broker who becomes the consultant can check the consultation reservation status. The investment consultation service processing means 34 executes processing for realizing a video conference using a voice input device such as a WEB camera and a headset provided in both the customer terminal device 80 and the broker terminal device 81. . Thereby, both the customer who operates the customer terminal device 80 and the counselor who operates the broker terminal device 81 (the person in charge of the broker) can see the other party's video, and the counselor leads. Explanatory material displayed on the screen, the customer's retained balance data stored in the retained balance storage means 45 (see FIG. 4), and further the portfolio analysis of the customer stored in the portfolio analysis result storage means 51 Resulting data is displayed on both terminal devices 80 and 81 so that materials and data can be shared. Therefore, the customer terminal device 80, the broker terminal device 81, and the investment consultation service processing means 34 of the broker server 20 constitute a so-called video conference system. As a tool for configuring this video conference system, Existing ones can be used.

  The basic information storage means 41 stores basic information such as a customer's address, name, telephone number, e-mail address, and password in association with customer identification information (customer code, etc.) for brokers.

  As shown in FIG. 2, the fee table storage means 42 for each securities company stores a fee table that defines the correspondence between the trading amount and the fee / fee rate for each securities company in association with the securities company identification information. is there.

  As shown in FIG. 3, the selected securities company storage means 43 stores brokerage company identification information about brokerage companies in which customers have opened accounts, and customer identification information (account numbers) for those brokerage companies. Is stored in association with customer identification information (customer code).

  The market price data storage means 44 stores the market price data of each stock of the securities acquired by the market price data acquisition processing means 23 in association with the brand identification information (brand code etc.).

  As shown in FIG. 4, the retained balance storage means 45 uses the retained balance data acquired by the retained balance acquisition processing means 26 as customer identification information for the broker, brand identification information (brand code, etc.), and securities company identification information. It is memorized in association with. Accordingly, information is stored as to which customer owns which brand and how many quantities are held by which securities company.

  The unit quantity storage means 46 stores unit quantity data (so-called unit stock data in the case of stock) in association with brand identification information (brand code, etc.) indicating the minimum quantity when buying and selling each brand. It is.

  As shown in FIG. 5, the privilege display data storage means 47 stores the privilege display data for displaying on the screen the ranking data of the low fee and the content of the privilege when the ranking of the ranking data is reached. It is stored in association with company identification information.

  As shown in FIG. 6, the advertisement display data storage means 48 is a threshold value for advertisement that is a criterion for determining whether or not to advertise each securities company, and an advertisement fee that each securities company offers to the broker. The data and the advertisement display data of each securities company (may be the file name of the file storing the advertisement display data) are stored in association with the securities company identification information.

  As shown in FIG. 7, the transaction number data storage means 49 includes transaction number data indicating the number of times each brokerage company has been selected as an order destination during the current period, and transaction number data of all brokerage companies during the previous period. Transaction number ratio data indicating a ratio of transaction number data of each securities company during the previous period to the total value is stored in association with the securities company identification information.

  As shown in FIG. 8, the cumulative point number storage means 50 for each securities company associates the cumulative point number data acquired by each customer with each brokerage company with customer identification information and brokerage company identification information for brokers. It is something to remember.

  The portfolio analysis result storage means 51 stores the data of the portfolio analysis result of each customer in association with customer identification information (customer code) for the broker.

  The analyst report storage means 52 stores the data of the analyst report for each brand in association with the brand identification information (brand code etc.).

  The securities company server 60 is constituted by a computer, and a processing means 60A for executing various processes related to the business in charge of the securities company in the securities brokerage service, and a memory for storing data necessary for executing various processes by the processing means 60A. And means 70.

  The processing unit 60A includes an account opening reception processing unit 61, a link data reception processing unit 62, an order reception processing unit 63, an order processing unit 64, a balance update processing unit 65, a cumulative point number update processing unit 66, The brokerage fee calculation processing means 67 and the brokerage fee aggregation processing means 68 are included.

  The storage means 70 includes a fee table storage means 71, an order data storage means 72, a balance data storage means 73, and a cumulative point number storage means 74.

  The account opening acceptance processing means 61 receives the account opening request signal transmitted from the customer terminal device 80 via the network 1, and displays the data for displaying the account opening screen for performing procedures necessary for opening the account. 1 to the customer terminal device 80 and the customer input data necessary for opening an account transmitted from the customer terminal device 80 via the network 1 is received, and the received input data (customer identification for the broker is received). Information is included) in a customer information storage means (not shown). In addition, the account opening screen displayed on the screen of the customer terminal device 80 indicates that a customer who has already opened an account with the securities company places an order for the securities company via the broker with this system. It is also possible to input an already-opened account use application for setting as a securities company that can perform an account. Input data (including customer identification information for the broker) is stored in a customer information storage unit (not shown).

  The broker in charge of the securities company uses the customer input data stored in the customer information storage means (not shown) to use the internal procedure for opening a new account or the existing account for the brokerage service using this system. After performing the in-house procedure for enabling, the brokerage server 20 issues a display request for an account information input screen (in this embodiment, a Web screen as an example) from the securities company terminal device 82, and the securities Using the account information input screen displayed on the screen of the company terminal device 82, account information including the account number newly given to the customer or the account number already given to the customer (customer for broker for the customer) Identification information, securities company identification information for the securities company, and account number that is customer identification information for the securities company for the customer), and the entered account information Send to the intermediary server 20 via the network 1 and stores it in the selected brokerage storage unit 43 (see FIG. 3). It should be noted that the processing for transmitting account information input screen display data from the broker server 20 to the securities company terminal device 82 and the processing for registering account information in the selected securities company storage means 43 (see FIG. 3) This is performed by 20 securities company registration acceptance processing means 21. The person in charge of the securities company sends an account opening completion notification mail from the securities company terminal device 82 to the customer terminal device 80 via the network 1 (the customer's e-mail address is stored in the customer information storage means. ), Or based on the operation of the securities company terminal device 82 by the person in charge of the securities company, the account establishment completion notification mail of the account establishment reception processing means 61 of the securities company server 60 is sent via the network 1 to the customer terminal device. 80 is transmitted.

  The link data reception processing means 62 includes “send” buttons 136, 144, 238 (FIG. 5) that are link buttons displayed on the order preparation screens 100, 200 of the customer terminal device 80 by the fee display processing means 29 of the broker server 20. 15 (see FIG. 16), link data (customer identification information for the securities company, brand identification information (brand code, etc.)), quantity data (stock data) transmitted from the customer terminal device 80 via the network 1 ), Trade classification data, broker identification information about brokers who brokered orders, ranking data on the low commissions of the brokerage, and the like.

  The order acceptance processing means 63 is a sell order or a purchase in which stock identification information (stock code etc.) and quantity data (stock data) are input as default data in accordance with the trade classification data received by the link data reception processing means 62. The display data of the order screen of the order is transmitted to the customer terminal device 80 via the network 1, and the brand identification information (brand name) transmitted from the customer terminal device 80 via the network 1 as the order data determined by the customer. Code etc.) and quantity data (stock number data), and stock identification information (stock code etc.), quantity data (stock number data), and trading classification data as confirmed order data, customer identification information for the securities company Execute processing to store in order data storage means 72 (see FIG. 9) in association with (account number) Is shall. Further, the order reception processing means 63 automatically assigns order identification information (order number) to the received order data, and the automatically assigned order identification information (order number) is associated with the received order data in order data. Processing to be stored in the storage means 72 (see FIG. 9) is performed. Further, the order reception processing unit 63 also includes broker identification information about the broker that mediates the order, and rank order data on the low commission of the securities company, among the link data received by the link data reception processing unit 62. A process of storing in the order data storage means 72 (see FIG. 9) in association with the order identification information (order number) and the customer identification information (account number) for the securities company is performed.

  The order processing means 64 creates order data for the market system 91 using the order data stored in the order data storage means 72 (see FIG. 9), and the created order data is sent to the market system via the dedicated line 3. 91, and also receives contract data (order identification information, customer identification information for the securities company, contract amount data, contract unit price data, etc.) transmitted from the market system 91 via the dedicated line 3. The received contract data is stored in the order data storage means 72 (see FIG. 9) in association with the order data having the same order identification information.

  The balance update processing means 65 is data in which the trade classification data stored in the order data storage means 72 indicates sale when the order is executed and the execution data is stored in the order data storage means 72 (see FIG. 9). In some cases, the constant amount data included in the contract data is subtracted from the balance data held by the customer at the securities company stored in the balance data storage means 73 (see FIG. 10), and the trade classification data is purchased. Is stored in the balance data storage means 73 (see FIG. 10) by adding the contract amount data included in the contract data to the balance data held by the customer at the securities company. In addition, a process of updating the balance data of the brand of the customer in the securities company is executed. Further, the balance update processing means 65 sends the updated balance data via the network 1 together with customer identification information (account number) for securities companies, brand identification information (brand codes, etc.), and securities company identification information. Processing to transmit to the broker server 20 is also performed. As a result, in the broker server 20, the holding balance acquisition processing unit 26 uses the broker information corresponding to the customer identification information (account number) for the securities company received from the selected securities company storage unit 43 (see FIG. 3). Customer identification information (customer code) is extracted, and the holding balance data of the stock of the securities company stored in the holding balance storage means 45 (see FIG. 4) for the customer of the extracted customer identification information for the broker is It is updated with new holding balance data received from the securities company server 60.

  The accumulated point number update processing means 66, in accordance with the rank data received by the link data reception processing means 62, the contents of the benefit of the securities company stored in the benefit display data storage means 47 (see FIG. 5) of the broker server 20. Using the calculation formula described in the program to execute the same contents as the above, determine the customer's additional point data for the executed order transaction, and key the customer identification information (account number) for the securities company As described above, the cumulative point number data of the customer is extracted from the cumulative point number storage means 74 (see FIG. 11), and the added point number data is added to the extracted cumulative point number data to store in the cumulative point number storage means 74. The process of updating the accumulated point number data of the customer is executed. Therefore, for example, if the rank data received by the link data reception processing means 62 is second place, the second place privilege of the securities company stored in the broker server 20 benefit display data storage means 47 (see FIG. 5). The added point number data is calculated by an arithmetic expression described in the program so that the same contents as the contents of (for example, the added point becomes 100 points more than usual) are executed. Therefore, even if the customer has the second lowest cost, for example, if the customer feels attractive in handling the additional points and selects the securities company, the customer will be able to obtain the additional points as expected. In addition, the system can provide services as indicated. Further, the cumulative point number update processing means 66 transmits the updated cumulative point number data to the broker server 20 via the network 1 together with the customer identification information (account number) for the securities company and the securities company identification information. Processing is also performed. As a result, the broker server 20 receives the customer identification information (account number) for the securities company received from the selected securities company storage unit 43 (see FIG. 3) by the accumulated point number acquisition processing unit (not shown) of the processing unit 20A. The customer identification information (customer code) for the broker corresponding to) is extracted, and the customer of the extracted broker identification customer identification information is stored in the securities company cumulative point number storage means 50 (see FIG. 8). The accumulated point number data of the securities company is updated with the new accumulated point number data received from the securities company server 60.

  The brokerage fee calculation processing unit 67 multiplies the contracted unit price data stored in the order data storage unit 72 (see FIG. 9) by the contracted unit price data, thereby determining the final trading amount data (contracted trading amount data) of the contracted order transaction. The fixed fee data corresponding to the calculated fixed transaction amount data is calculated using the fee table that defines the relationship between the transaction amount and the fee for the securities company stored in the fee table storage means 71 of the securities company server 60. And the calculated fixed fee data is stored in the order data storage means 72 (see FIG. 9) in correspondence with the contract data, and the securities company uses the calculated fixed fee data to store the order data storage means. 72 calculates brokerage fee data to be paid to the broker of the broker identification information stored in 72 (see FIG. 9). The number fee data, and executes a process of storing the in correspondence with broker identifier order data storage unit 72 (see FIG. 9). The brokerage fee data is calculated, for example, by multiplying the fixed fee data by a certain ratio.

  The brokerage fee aggregation processing unit 68 calculates the total value of brokerage fee data corresponding to the same brokerage agent identification information among the brokerage fee data stored in the order data storage unit 72 (see FIG. 9). By calculating for each identification information, payment data of brokerage fees to be paid to the broker of each broker identification information is created, and online transfer processing to the broker's account is executed using the created payment data is there.

  The fee table storage means 71 stores a fee table that defines the correspondence between the transaction amount and the fee / fee rate for the securities company. This fee table is the same as the fee table for the securities company stored in the broker company-specific fee table storage means 42 of the broker server 20 (see FIG. 2).

  As shown in FIG. 9, the order data storage means 72 includes order data for each customer (brand identification information (brand code), market identification information (market code), quantity data (number of shares data), trading classification data, etc.), trading Broker identification information about the broker who brokered the order, rank order data of the commission fee of the brokerage firm displayed on the order preparation screens 100 and 200 (see FIG. 15 and FIG. 16), contract data (constant amount data, contract data) (Unit price data, contract sales data, etc.), finalized commission data, brokerage commission data, etc. are stored in association with order identification information (order number) and customer identification information (account number) for the securities company. .

  As shown in FIG. 10, the balance data storage means 73 stores the balance data of each brand held by each customer in the securities company, customer identification information (account number) and brand identification information (brand code, etc.) for the securities company. ) And memorize it.

  As shown in FIG. 11, the accumulated point number storage means 74 stores the accumulated point number data of each customer acquired at the securities company in association with customer identification information (account number) for the securities company. .

  In the above, the processing means 21 to 34 included in the processing means 20A of the broker server 20 and the processing means 61 to 68 included in the processing means 60A of the securities company server 60 are the broker server 20 and the securities company server 60. Are realized by a central processing unit (CPU) provided in each computer main body and one or a plurality of programs that define the operation procedure of the CPU.

  The storage units 41 to 52 included in the storage unit 40 of the broker server 20 and the storage units 71 to 74 included in the storage unit 70 of the securities company server 60 are preferably realized by, for example, a hard disk. ROM, EEPROM, flash memory, RAM, MO, CD-ROM, CD-R, CD-RW, DVD-ROM, DVD-RAM, FD as long as there is no problem with storage capacity, access speed, etc. Magnetic tape or a combination of these may be employed.

  Further, the broker server 20 and the securities company server 60 are not limited to those realized by one computer or one CPU, but are realized by performing distributed processing with a plurality of computers or a plurality of CPUs. It may be.

  Each of the customer terminal device 80, the broker terminal device 81, and the securities company terminal device 82 is configured by a computer, and includes input means such as a mouse and a keyboard, a display device, and a printing device. Further, the customer terminal device 80, the broker terminal device 81, and the securities company terminal device 82 may be mobile devices such as a mobile phone (including PHS) and a personal digital assistant (PDA).

  The market price information providing system 90 is a computer system that provides market price data of each stock of securities. For example, the market system 91, an information vendor system that provides market price data acquired from the market system 91, or the market system 91, For example, another system in a securities company that provides market value data obtained from an information vendor system or another system in an intermediary.

  The market system 91 is, for example, a computer system such as an existing stock exchange trading system. When an emerging market is formed, the market system 91 also includes an emerging market trading system.

  In this embodiment, processing related to the securities brokerage service is performed by the securities brokerage system 10 as follows.

  In FIG. 12, first, when the person in charge of the securities company operates the securities company terminal device 82 and requests the broker server 20 to display a transaction condition input screen, the broker server 20 In response to a request from the securities company terminal device 82, the registration acceptance processing means 21 transmits display data for displaying a transaction condition input screen to the securities company terminal device 82 via the network 1. Then, since the transaction condition input screen is displayed on the screen of the securities company terminal device 82, the person in charge of the securities company uses this input screen to buy and sell the transaction amount (contract price) and fee of the securities company. A fee table that defines the correspondence with the fee rate is input, and the input fee table is transmitted to the broker server 20 via the network 1 (step S1). The same applies to the fee table change input.

  The broker server 20 receives the fee table transmitted from the securities company terminal device 82 via the network 1 by the brokerage company registration reception processing means 21, and uses the received fee table as the securities company for the securities company. In association with the identification information, it is stored and registered in the fee table storage means 42 by securities company (see FIG. 2) (step S2). The same applies to registration of changes to the fee table.

  Further, when the person in charge of the securities company operates the securities company terminal device 82 and requests the broker server 20 to display a privilege input screen, the broker server 20 receives the broker company registration acceptance process. In response to a request from the securities company terminal device 82, the means 21 transmits data for displaying a privilege content input screen to the securities company terminal device 82 via the network 1. Then, since the input screen of the content of privilege is displayed on the screen of the securities company terminal device 82, the person in charge of the securities company uses this input screen to display the privilege display conditions (rank data) of the securities company. And the privilege display data are input, and the input privilege display condition (rank data) and privilege display data are transmitted to the broker server 20 via the network 1 (step S1). The same applies to change input of privilege display conditions (rank data) and transmission for replacement of privilege display data. For example, the person in charge at the securities company α, when the low ranking of their company's commission is second, increases the additional points by 100 points than usual, and when the third and fourth places, the additional points are higher than usual. When the number of additional points is increased by 150 points and the number of additional points is increased by 200 points more than usual, if the customer is directed to do business with the company, the ranking data and privilege display as shown in FIG. Enter the data.

  In the broker server 20, the securities company registration reception processing means 21 receives the privilege display conditions (rank data) and the privilege display data transmitted from the securities company terminal device 82 via the network 1, and the received privilege. The display condition (rank data) and the privilege display data are stored in the privilege display data storage means 47 (see FIG. 5) and registered in association with the securities company identification information of the securities company (step S2). The registration of change of privilege display conditions (rank data) and the registration of replacement of privilege display data are the same.

  Further, when the person in charge of the securities company operates the securities company terminal device 82 and requests the broker server 20 to display an advertisement input screen, the broker company server 20 accepts the registration reception processing means 21 for the securities company. Thus, in response to a request from the securities company terminal device 82, the display data of the advertisement input screen is transmitted to the securities company terminal device 82 via the network 1. Then, since an advertisement input screen is displayed on the screen of the securities company terminal device 82, the person in charge of the securities company uses the input screen to display advertisement display conditions (advertising threshold data, advertisement data) of the securities company. (Advertisement fee data) and advertisement display data are input, and the input advertisement display conditions (threshold data for advertisement, advertisement fee data) and advertisement display data are transmitted to the broker server 20 via the network 1 (step S1). ). The same applies to change input of advertisement display conditions (advertising threshold data, advertising fee data) and transmission for replacement of advertisement display data. For example, a person in charge of a securities company α, when its own transaction frequency data becomes less than 10%, the securities company α advertisement. When the contents of the jpg file are displayed as an advertisement and are prepared to pay 1 million yen (per period) as the advertisement price, as shown in FIG. 6, the threshold value data for advertisement, advertisement fee data, advertisement display Enter the data.

  In the broker server 20, the advertisement display conditions (threshold data for advertisement, advertisement fee data) and advertisement display data transmitted from the securities company terminal device 82 via the network 1 by the securities company registration acceptance processing means 21 are displayed. The received advertisement display conditions (advertising threshold data, advertisement fee data) and advertisement display data are associated with the securities company identification information of the securities company in the advertisement display data storage means 48 (see FIG. 6). Store and register (step S2). The registration of the change of the advertisement display condition (the threshold value for advertisement, the advertisement fee data) and the registration of the replacement of the advertisement display data are the same.

  Further, when the person in charge of the securities company operates the securities company terminal device 82 and requests the broker server 20 to display the input screen of the analyst report, the broker server 20 receives the broker company registration acceptance process. The means 21 transmits display data for the input screen of the analyst report to the securities company terminal device 82 via the network 1 in response to a request from the securities company terminal device 82. Then, since the input screen of the analyst report is displayed on the screen of the securities company terminal device 82, the person in charge of the securities company uses this input screen to analyze the data of the analyst report and the brands related to the report. Is inputted, and the data of the inputted analyst report and the brand identification information are transmitted to the broker server 20 via the network 1 (step S1).

  In the broker server 20, the securities company registration reception processing means 21 receives the analyst report data and the brand identification information transmitted from the securities company terminal device 82 via the network 1, and receives the received analyst report. The data is stored and registered in the analyst report storage means 52 in association with the brand identification information (step S2).

  Subsequently, when the customer operates the customer terminal device 80 and requests the broker server 20 to display a service use application input screen, the broker server 20 uses the service use application acceptance processing means 22 to In response to a request from the terminal device 80, the display data of the service use application input screen is transmitted to the customer terminal device 80 via the network 1. Then, since an input screen for service use application is displayed on the screen of the customer terminal device 80, the customer uses this input screen to enter basic information (address, name, telephone number, e-mail address, password, etc.). ) And the input basic information is transmitted to the broker server 20 via the network 1 (step S3).

  In the broker server 20, the service use application acceptance processing means 22 receives the basic information (address, name, telephone number, e-mail address, password, etc.) of the customer transmitted from the customer terminal device 80 via the network 1. The customer identification information (customer code or the like) for the broker is automatically given to the customer, and the received basic information is stored in the basic information storage means 41 in association with the customer identification information for the broker and registered. (Step S4). In addition, the service use application acceptance processing means 22 transmits a use application acceptance notification mail to the received e-mail address of the customer via the network 1 (step S5). The customer receives the use application acceptance notification mail at the customer terminal device 80 and confirms the content (step S6).

  Then, when the customer operates the customer terminal device 80 and requests the broker server 20 to display a securities company selection screen (step S7), the broker server 20 uses the service use application acceptance processing means 22 to In response to a request from the customer terminal device 80, display data for a securities company selection screen is transmitted to the customer terminal device 80 via the network 1 (step S8). Then, since a securities company selection screen is displayed on the screen of the customer terminal device 80, the customer refers to information necessary for selecting a securities company to be used by using the securities company selection screen ( Step S7).

  This brokerage company selection screen displays a list of services provided by each brokerage company that is affiliated with the broker, and the customer can, for example, switch and display a service summary list, a fee list, a handling product list, etc. Can do. Of these, the commission list shows the commissions of each securities company for a certain amount of sales (for example, 1 million yen, 3 million yen, 5 million yen, 10 million yen, etc.). .

  In addition, on the securities company selection screen, there is a detailed button for referring to the transaction conditions (fee table) of each securities company that is affiliated with the broker. When the customer presses this detailed button, The brokerage company identification information about the brokerage company related to the reference request is transmitted to the broker server 20 via the network 1 together with the reference request signal (step S7). When the broker server 20 receives the reference request signal and the brokerage company identification information, the brokerage company related to the customer's reference request from the brokerage company fee table storage means 42 (see FIG. 2) using the received brokerage company identification information as a key. The fee table is extracted, and display data of the extracted fee table is transmitted to the customer terminal device 80 via the network 1 (step S8). Then, since a commission table is displayed on the screen of the customer terminal device 80, the customer refers to the commission table and determines whether or not to select the securities company (step S7).

  In addition, on the securities company selection screen, there is an account opening button for opening an account at each securities company that is affiliated with the broker. When the customer presses this account opening button, an account opening request is made. The signal is transmitted via the network 1 to the securities company server 60 of the securities company related to the account opening request. In the securities company server 60, when an account opening request signal transmitted from the customer terminal device 80 via the network 1 is received by the account opening reception processing means 61, an account opening screen for performing procedures necessary for opening an account is displayed. The display data is transmitted to the customer terminal device 80 via the network 1. Then, since an account opening screen is displayed on the screen of the customer terminal device 80, the customer inputs data necessary for opening an account using this account opening screen, and the securities company server via the network 1. 60 (step S9). In addition, on the account opening screen, a customer who has already opened an account with the securities company can set up the securities company as a securities company that can place a trading order through the broker using this system. Account usage applications can also be entered, so customers who have already opened an account with the securities company will enter the necessary data for the existing account usage application via the network 1 To the securities company server 60 (step S9).

  The securities company server 60 receives the customer input data necessary for opening an account or the customer input data necessary for applying for an existing account transmitted from the customer terminal device 80 via the network 1, and receives the received input. Data (including customer identification information for the broker) is stored in a customer information storage means (not shown) (step S10).

  The person in charge of the securities company uses the customer input data stored in the customer information storage means (not shown) to convert the internal procedure for opening a new account or the existing account to the securities brokerage service using this system. After performing the internal procedure for making it available, the brokerage server 20 is requested to display an account information input screen from the securities company terminal device 82. In the broker server 20, in response to a request from the securities company terminal device 82, the securities company registration acceptance processing means 21 transmits display information for the account information input screen to the securities company terminal device 82 via the network 1. . Then, since an account information input screen is displayed on the screen of the securities company terminal device 82, the person in charge of the securities company uses the input screen to newly give an account number newly given to the customer or an account already given. Account information including the customer account number (customer identification information for the broker for the customer, securities company identification information for the securities company, and account number that is the customer identification information for the securities company for the customer) The inputted account information is transmitted to the broker server 20 via the network 1 (step S11).

  In the broker server 20, the account information transmitted from the broker company terminal device 82 via the network 1 by the broker company registration reception processing means 21 (customer identification information for the broker for the customer, the broker company). Securities company identification information and the account number which is customer identification information for the securities company for the customer) are stored in the selected securities company storage means 43 (see FIG. 3) and registered (step S12).

  Thereafter, the person in charge of the securities company sends an account opening completion notification mail from the securities company terminal device 82 to the customer terminal device 80 via the network 1 (the customer's e-mail address is stored in a customer information storage means not shown). Or an account opening completion processing means 61 of the securities company server 60 sends an account opening completion notification e-mail to the customer via the network 1 based on the operation of the securities company terminal device 82 by the person in charge of the securities company. It is transmitted to the terminal device 80 (step S13). The customer receives the account opening completion notification mail at the customer terminal device 80 and confirms the content (step S14). The same applies to emails for accepting applications for existing accounts.

  In the state where the various registration processes as described above are completed, the following order preparation process in FIG. 13 and the order process in FIG. 14 are performed. In parallel with the order preparation process in FIG. 13 and the order process in FIG. 14, the market price data acquisition process from the market price information providing system 90 by the market price data acquisition processing means 23 and the securities company by the retained balance acquisition processing means 26. Acquisition processing of possessed balance data from the server 60, acquisition processing of cumulative point number data from the securities company server 60 by a cumulative point number acquisition processing means (not shown), and transactions at the time of period division by the transaction number ratio calculation processing means 31 The update processing of the number ratio data is repeatedly performed, and these data are always updated to the latest data.

  In FIG. 13, the customer operates the customer terminal device 80 and inputs customer identification information (customer code) for the broker for the customer at an appropriate stage. When the display request for the purchase order preparation screen is made (step S21), the broker server 20 receives the display request signal from the customer terminal device 80 by the order preparation data reception processing means 24 (step S22), The display data of the sell order preparation screen 100 (see FIG. 15) or the buy order preparation screen 200 (see FIG. 16) is transmitted to the customer terminal device 80 (step S23). At this time, the advertisement display processing means 32 acquires the securities company identification information and the transaction frequency ratio data for each securities company from the transaction number data storage means 49 (see FIG. 7), and uses the acquired securities company identification information as a key. As described above, the advertisement threshold data and advertisement fee data of each securities company are extracted from the advertisement display data storage means 48 (see FIG. 6), and the transaction number ratio data of each securities company is less than or less than the respective advertisement threshold data. If the number of securities companies that are below or below the threshold value for advertising exceeds a predetermined number (for example, 3 companies), the securities companies of the top 3 companies with the most advertising fee data The advertisement display data of the top three securities companies is extracted from the advertisement display data storage means 48 (see FIG. 6) using the securities company identification information of the above as a key. Then, the extracted advertisement display data is displayed on the network together with the sell order preparation screen 100 (see FIG. 15) or the buy order preparation screen 200 (see FIG. 16) (that is, on the screens 100 and 200). 1 to the customer terminal device 80 (step S23). Then, on the screen of the customer terminal device 80, a sell order preparation screen 100 on which an advertisement as shown in FIG. 15 is posted or a buy order preparation screen 200 on which an advertisement as shown in FIG. 16 is posted is displayed. (Step S24).

  As for the advertisement, for example, in the case of a securities company α, the transaction number ratio data stored in the transaction number data storage means 49 (see FIG. 7) is 11%, and the advertisement display data storage means 48 (see FIG. 6). Since the threshold value data for advertisement stored in is less than 10%, the condition for placing an advertisement is not satisfied, so no advertisement is placed. Further, in the case of securities company β, the transaction frequency ratio data stored in transaction frequency data storage means 49 (see FIG. 7) is 7% and stored in advertisement display data storage means 48 (see FIG. 6). Since the threshold value data for advertisement is less than 10%, the condition for issuing an advertisement is satisfied, and even in the case of a securities company γ, the transaction frequency ratio data stored in the transaction frequency data storage means 49 (see FIG. 7) is 14%. Since the threshold value data for advertisement stored in the advertisement display data storage means 48 (see FIG. 6) is less than 15%, it satisfies the conditions for advertising and satisfies the conditions for advertising other than these two companies. If there is no company, there are no more than three securities companies that meet the conditions for advertising, so there is no restriction due to the small amount of advertising fee data. It will be posted.

  In FIG. 15, at the top of the sell order preparation screen 100, a customer name display unit 101, a customer code display unit 102 for displaying a customer code as customer identification information for the broker, a date display unit 103, and a brand name Alternatively, a brand input unit 111 for inputting a brand code, a market input unit 112, a quantity input unit 113 for inputting a quantity (number of shares), a commission of a brokerage company of each ordering candidate that the customer has opened an account, etc. And a “commission display” button 114 for displaying “. In addition, an advertisement display unit 120 that displays advertisements of each securities company is provided at the bottom of the sell order preparation screen 100. In this embodiment, the advertisement display unit 120 can display advertisements of up to three companies as an example.

  Furthermore, in the central part of the sell order preparation screen 100, a fee display unit 130 for displaying the commissions of the brokers of each ordering candidate, a total fee display unit 140 for each divided pattern for displaying the total fee of each divided pattern, And an analyst report display unit 150 is provided in the upper right part. The display on the fee display unit 130, the division pattern total fee display unit 140, and the analyst report display unit 150 is not yet performed in step S24, but is performed in step S28 described later. The explanation is as follows.

  The fee display section 130 displays a rank display field 131 for displaying the order of the low commissions of each ordering candidate securities company, and a securities company for displaying each ordering candidate securities company with which the customer has opened an account. Display column 132 and an approximate fee (the fee calculated by fee calculation processing means 25) when selling the brand entered by the brand input unit 111 by the quantity entered by the quantity input unit 113 at each ordering candidate securities company are displayed. A commission display column 133 to be displayed, a holding balance display column 134 to display the balance held in the securities company of each order destination candidate of the customer for the brand input by the brand input unit 111, and a securities company of each order destination candidate of the customer Are a cumulative point number display field 135 for displaying the cumulative number of points, and a link button for linking to the order site of each ordering candidate securities company. Shin "button 136 and is provided. In addition, in the securities company display column 132, a “transaction condition reference” button 137 for referring to the commission table of each ordering candidate securities company is provided. Note that the estimated fee is a fee that is provisionally calculated using the current unit price, not the final contracted unit price.

  In the total fee display section 140 for each divided pattern, a rank display field 141 for displaying the ranking of the total fee for each divided pattern, and a total estimated fee for each divided pattern (calculated by the total fee calculation processing means 27 for each divided pattern). A total fee display field 142 for displaying the total fee), a quantity display field 143 for each securities company for displaying the quantity for each division pattern obtained by dividing the quantity input by the quantity input unit 113, and each division. There is provided a “Send” button 144 that is a link button for linking to an order site of each ordering candidate securities company to which a quantity by securities company is assigned in the pattern. Note that the total estimated fee is a total fee that is provisionally calculated using the current market unit price, not the final contracted unit price.

  The analyst report display unit 150 displays an outline of the analyst report for the brand input by the brand input unit 111. The analyst report display unit 150 is provided with a “detail” button 151 for displaying details of the analyst report.

  In FIG. 16, at the top of the buy order preparation screen 200, a customer name display unit 201, a customer code display unit 202 that displays a customer code that is customer identification information for the broker, a date display unit 203, and a brand name Alternatively, a brand input unit 211 for inputting a brand code, a market input unit 212, a quantity input unit 213 for inputting a quantity (the number of shares), a commission of a brokerage company of each ordering candidate for which the customer has an account, etc. And a “fee display” button 214 for displaying “. In addition, an advertisement display unit 220 that displays advertisements of each securities company is provided at the bottom of the buy order preparation screen 200. In this embodiment, the advertisement display unit 220 can display advertisements for up to three companies as an example.

  Furthermore, a commission display section 230 for displaying the commissions and the like of each ordering candidate securities company is provided in the central part of the buy order preparation screen 200, and an analyst report display section 250 is provided in the upper right part. . The display on the fee display unit 230 and the analyst report display unit 250 is not yet performed in step S24, but is performed in step S28, which will be described later. Here, the display contents will be described as follows. Become.

  The fee display section 230 displays a rank display field 231 for displaying the order of the cheapness of fees of each ordering candidate securities company, and a securities company for displaying each ordering candidate securities company with which the customer has opened an account. A display field 232 and an approximate fee (a fee calculated by the fee calculation processing means 25) in the case of purchasing only the quantity entered in the quantity input unit 213 for the brand entered in the brand input unit 211 in each ordering candidate securities company are displayed. A commission display column 233 for the customer, a holding balance display column 234 for displaying the balance held in the securities company of each orderee candidate of the customer for the brand entered in the brand input unit 211, and a securities company for each orderee candidate of the customer Cumulative point number display field 235 for displaying the total number of points in the game, a privilege display field 236 for displaying the contents of the benefits of each ordering candidate securities company, and each order destination Total hypothetical sales fee, etc., assuming that the stock entered in the stock input unit 211 in the supplementary securities company is sold in the quantity input unit 213 and then the entire balance of the stock is sold at the current market price And a “send” button 238 that is a link button for linking to the order site of each ordering candidate securities company. Also, in the securities company display column 232, a “transaction condition reference” button 239 for referring to the commission table of each ordering candidate securities company is provided.

  The virtual sale commission total amount display field 237 displays the stocks entered in the stock input unit 211 in each ordering candidate securities company by the quantity entered in the quantity input unit 213 in each ordering candidate securities company. Enter the number of stocks that have been entered in the stock entry unit 211 in each stock order candidate brokerage company (including the balance of stocks of brokerage firms other than the target stock order candidate securities company). The total virtual sale fee (assumed to be calculated by the virtual sale fee total calculation processing means 28) when it is assumed that the entire balance held for the issue has been sold at the current market price after purchasing the quantity entered in the section 213 And the total amount of this virtual sale fee and the approximate fee at the time of purchase (the fee calculated by the fee calculation processing means 25) are displayed.

  Further, the fee display section 230 displays the total of the virtual sale fee total (the virtual sale fee total calculated by the virtual sale fee total calculation processing means 28) and the approximate fee at the time of purchase (the fee calculated by the fee calculation processing means 25). “Sort by total amount of estimated purchase fee and total amount of virtual sale fee” button 240 for executing sort processing for displaying data of respective brokerage companies of ordering candidates in ascending order, and estimated fee at the time of purchase A “restore (sort by estimated fee at the time of purchase)” button 241 that executes sort processing for displaying the data of each ordering candidate securities company in ascending order (the fee calculated by the fee calculation processing means 25); Is provided.

  The analyst report display unit 250 displays an outline of the analyst report for the brand input by the brand input unit 211. The analyst report display section 250 is provided with a “detail” button 251 for displaying details of the analyst report.

  On the sell order preparation screen 100 in FIG. 15 or the buy order preparation screen 200 in FIG. 16, the customer inputs the brand to be traded into the brand input sections 111 and 211 and inputs the market to be traded into the market input sections 112 and 212. Then, after inputting the quantity (number of shares) to be traded into the quantity input sections 113 and 213, when the “display fee” buttons 114 and 214 are pressed, order preparation data (brand identification information, market identification information, quantity data, trading Classification data and customer identification information for the broker are transmitted to the broker server 20 via the network 1 (step S25).

  In the broker server 20, order preparation data (brand identification information, market identification information, quantity data, trade classification data, broker broker) transmitted from the customer terminal device 80 via the network 1 by the order preparation data reception processing means 24. (Step S26), in order to display various data on the sell order preparation screen 100 in FIG. 15 or the buy order preparation screen 200 in FIG. Creation and transmission processing is performed (step S27).

  First, in order to display the fee display column 133 of the fee display unit 130 on the sell order preparation screen 100 in FIG. 15 or the fee display column 233 of the fee display unit 230 on the buy order preparation screen 200 in FIG. The means 25 extracts the market price data of the brand to be traded from the market price data storage means 44 using the brand identification information received by the order preparation data reception processing means 24 as a key, and the extracted market price data is used as the order preparation data reception processing means. 24. Multiplying the quantity data received by 24, the trading amount data of the brand to be traded is calculated, and the selected securities company storage means 43 using the customer identification information for the broker as accepted by the order preparation data acceptance processing means 24 as a key. Securities association for each securities company where the customer has an account (see Figure 3) The identification information is extracted, and the securities company of the extracted securities company identification information is set as an order destination candidate securities company, and each of these order destination candidate securities companies is stored in the fee table storage means 42 for each securities company (see FIG. 2). Using the stored commission table for the candidate brokerage company, the commission data corresponding to the transaction amount data is calculated and temporarily stored in the main memory in association with the brokerage company identification information. In addition, by comparing the amount of commission data of the brokerage companies of each ordering destination calculated, the ranking order of the cheapness of commissions is determined and is temporarily stored in the main memory in association with the brokerage company identification information. deep.

  Subsequently, in order to display the retained balance display field 134 of the fee display unit 130 on the sell order preparation screen 100 in FIG. 15 or the retained balance display field 234 of the fee display unit 230 on the buy order preparation screen 200 in FIG. The fee display processing means 29 uses the customer identification information for the broker, the brand identification information, and the securities company identification information as a key for each of the brokers that are candidates for ordering from the holding balance storage means 45 (see FIG. 4), The balance data of the relevant brand of the customer in each ordering candidate securities company is extracted and temporarily stored in the main memory in association with the securities company identification information.

  Then, in order to display the accumulated point number display field 135 of the fee display unit 130 on the sell order preparation screen 100 in FIG. 15 or the accumulated point number display field 235 of the fee display unit 230 on the buy order preparation screen 200 in FIG. Then, the commission display processing means 29 uses the broker-specific cumulative point number storage means 50 (see FIG. 8) for each of the brokerage companies that are candidates for ordering, using the customer identification information for the broker and the securities company identification information as keys. The accumulated point number data obtained by the customer at each ordering candidate securities company is extracted and temporarily stored in the main memory in association with the securities company identification information.

  Further, in the case of the buy order preparation screen 200 of FIG. 16, in order to display the privilege display field 236 of the fee display section 230, the fee display processing unit 29 calculates the fee for each of the brokerage companies that are the order destination candidates. Using the rank data indicating the order of the fee data calculated by the processing means 25 in ascending order and the securities company identification information as keys, the privilege display data storage means 47 (see FIG. 5) is determined according to the rank for each securities company. The privilege display data is extracted and stored in the main memory in association with the securities company identification information.

  Further, in the case of the sell order preparation screen 100 of FIG. 15, in order to display the division pattern total fee display section 140, the division pattern total fee calculation processing means 27 displays the brand to be bought and sold by the customer. In the case of holding by multiple brokers of ordering destinations, the quantity data to be sold is taken into account by multiple ordering parties taking into account the unit quantity (unit stock in the case of stocks) and the balance held by each brokerage company. A division pattern to be divided into quantity data by securities company to be assigned to the candidate securities company is obtained, and total fee data of each obtained division pattern is calculated.

  More specifically, the division pattern total fee calculation processing means 27 uses the brand identification information (brand code etc.) received by the order preparation data reception processing means 24 and the customer identification information (customer code) for the broker as keys. Securities company identification information and retained balance data are extracted from the retained balance storage means 45 (see FIG. 4). However, as described above, since the retained balance data extraction process by the fee display processing unit 29 has already been performed, the retained balance data extraction process here may be omitted. Then, when securities company identification information and possession balance data are extracted for a plurality of candidate brokers, the unit quantity storage is performed using the brand identification information (brand code, etc.) received by the order preparation data reception processing means 24 as a key. The unit quantity data (for example, unit stock such as 100 shares) of the brand (brand A in the example of FIG. 15) is extracted from the means 46, and the quantity data (for example, 2, 2, etc.) received by the order preparation data reception processing means 24. 500 shares) is divided into quantity data for each securities company (for example, securities company α: 2,000 shares, securities company β: 500 shares, etc.) assigned to each of a plurality of candidate securities companies. The subsequent quantity data for each securities company (eg, 2,000 shares, 500 shares, etc.) is a multiple of the extracted unit quantity data (eg, 100 shares, etc.). And within the range of holding balance data (for example, securities company α: 2,000 shares, securities company β: 1,000 shares, etc.) deposited with each of a plurality of candidate securities companies. Thus, the division pattern of the quantity data is obtained (see FIG. 15), and each of the obtained division patterns is multiplied by the market price data (for example, 900 yen), to obtain a plurality of pieces. Sales amount data for each brokerage company (for example, brokerage firm α: 1.8 million yen, brokerage firm β: 450,000 yen, etc.) is calculated for each of the brokerage companies that are candidates for ordering, and a commission table storage means 42 (see FIG. (See 2)) Using the commission table for each ordering candidate securities company stored in (2)), dealing with sales amount data by securities company (for example, securities company α: 1.8 million yen, securities company β: 450,000 yen, etc.) Multiple to Calculate the commission data for each brokerage company of the ordering candidate brokerage firms, and then add the commissioning data for each brokerage company of the multiple brokerage candidate brokerage companies to obtain the total commission data for each division pattern (for example, , 16,680 yen, etc.) and is temporarily stored in the main memory in association with quantity data by securities companies (for example, securities company α: 2,000 shares, securities company β: 500 shares, etc.) constituting each division pattern. Remember it. In addition, by comparing the amount of the total fee data of each division pattern, the ranking data of the total fee is determined, and is temporarily stored in the main memory in association with the total fee data and the quantity data by securities company. Keep it.

  In addition, in the case of the buy order preparation screen 200 of FIG. 16, in order to display the virtual sale commission total display column 237 of the commission display section 230, the virtual sale commission total calculation processing means 28 performs order preparation data reception processing means. After purchasing the quantity data received by 24 at the securities company that is the candidate for the order, the virtual sale commission total data is calculated when it is assumed that all of the quantity held by the customer is sold at the current market price.

  Specifically, the virtual sale commission total calculation processing means 28 holds the brand identification information (brand code etc.) received by the order preparation data reception processing means 24 and the customer identification information (customer code) for the broker as keys. Securities company identification information and retained balance data are extracted from the balance storage means 45 (see FIG. 4). However, as described above, since the retained balance data extraction process by the fee display processing unit 29 has already been performed, the retained balance data extraction process here may be omitted. Then, the virtual sales commission total calculation processing means 28 makes the order preparation as a target securities company to which each of the ordering candidate securities companies (for example, securities companies α, β, and γ in FIG. 16) is sequentially focused as a processing target. After purchasing the quantity data received by the data reception processing unit 24 at the securities company of interest, the virtual sale commission total data is calculated when it is assumed that the entire quantity held by the customer is sold at the current market price.

  At this time, the target securities company (for example, the securities companies β and γ in FIG. 16 may be used as the securities company β from which the retained balance data is extracted by the virtual sale commission total calculation processing means 28, but here, the securities company β is assumed. ), The quantity data (for example, 3,000 shares) received by the order preparation data reception processing means 24 is added to the balance data (for example, 2,000 shares) of the securities company of interest (for example, securities company β). Then, the amount data (for example, 3,000 shares) received by the order preparation data reception processing means 24 is focused by multiplying the balance data (for example, 5,000 shares) of the focused securities company after the addition by the market price data. The securities company of interest when it is assumed that the number of shares (for example, 5,000 shares) to be deposited with the securities company after purchase at the securities company is sold at the current market price By calculating the virtual sale price data and using the commission table for the focused securities company stored in the broker-specific commission table storage means 42 (see FIG. 2), the broker of the focused securities company corresponding to the focused securities company virtual sale price data is stored. In addition to calculating fee data, when holding balance data is also extracted for non-target securities companies (for example, securities companies γ) that are not the target securities companies among the brokers that are candidates for orders, non-target securities companies (for example, The amount held (for example, 1,000 shares) held by a non-target securities company (for example, securities company γ) by multiplying the holding balance data (for example, 1,000 shares) of securities company γ) by the market value data Calculates non-target securities company hypothetical sale price data assuming that it was sold at the current market price and stores it in the commission table storage means (see FIG. 2) by securities company The fee data of the non-target securities company corresponding to the non-target securities company virtual sale amount data is calculated using the fee table for the non-target securities company, and the fee data of the target securities company and the fees of the non-target securities company are calculated. By summing the data, the quantity data received by the order preparation data reception processing means 24 (for example, 3,000 shares) is purchased at the securities company of interest (for example, securities company β), and the customer's total quantity (for example, 5,000 shares + 1,000 shares = 6,000 shares) is calculated at the current market price, and the virtual sales commission total data is calculated and temporarily stored in the main memory in association with the securities company identification information. Keep it. Note that the quantity data (eg, 3,000 shares) accepted by the order preparation data acceptance processing means 24 is retained balance data (of securities company β) after purchase at the securities company of interest (eg, securities company β) ( For example, 5,000 shares) are also temporarily stored in the main memory in association with the securities company identification information.

  Further, with respect to the securities company of interest (for example, securities company α in FIG. 16) from which the possessed balance data has not been extracted by the virtual sale commission total calculation processing unit 28, the quantity data (for example, the order preparation data reception processing unit 24). 3,000 shares) is multiplied by the market price data, and the quantity data (eg, 3,000 shares) received by the order preparation data acceptance processing means 24 is purchased by the securities company (eg, securities company α) after purchase. Calculate the virtual sale price data of the securities company of interest when it is assumed that the holding quantity (for example, 3,000 shares) to be deposited with the company has been sold at the current market price, and the fee table storage means for each securities company (FIG. 2) The fee table for the securities company of interest stored in the reference) is stored in the When calculating fee data and holding balance data is extracted for non-focused securities companies (for example, securities companies β, γ), the market value is stored in the balance data of non-focused securities companies (for example, securities companies β, γ). When it is assumed that the amount held (for example, 2,000 shares, 1,000 shares) held by non-target securities companies (for example, securities companies β, γ) has been sold at the current market price by multiplying the data Non-target securities company virtual sale price data (when holding balance data is extracted for a plurality of non-target securities companies, non-target securities company virtual sale price data is calculated for each non-target securities company) The non-target securities company virtual sale price data using the non-target securities company fee table stored in the broker-specific fee table storage means (see FIG. 2) The fee data of the corresponding non-target securities company is calculated (when the non-target securities company virtual sale amount data is calculated for a plurality of non-target securities companies, the fee data of the non-target securities companies is calculated for each non-target securities company. Further, by summing the fee data of the target securities company and the fee data of the non-target securities company (when the fee data of the non-target securities company is calculated for a plurality of non-target securities companies, All of the quantity held by the order preparation data reception processing means 24 (for example, 3,000 shares) after purchase at the securities company of interest (for example, securities company α), , 000 shares + 2,000 shares + 1,000 shares = 6,000 shares) at the current market price Total charge data is calculated and stored temporarily in the main memory in association with the securities company identification information. It should be noted that the quantity balance data (for example, 3,000 shares) received by the order preparation data reception processing means 24 is the balance data ( For example, 3,000 shares) are also temporarily stored in the main memory in association with the securities company identification information.

  Further, the fee display processing means 29 makes the total of the virtual sale fee total (the virtual sale fee total calculated by the virtual sale fee total calculation processing means 28) and the approximate fee at the time of purchase (the fee calculated by the fee calculation processing means 25). Amount data is calculated and associated with the securities company identification information and temporarily stored in the main memory. Further, the fee display processing means 29 compares the total amount of data of the total amount of the virtual sale fee and the estimated fee at the time of purchase, thereby reducing the sum of the total amount of the virtual sale fee and the estimated fee at the time of purchase. The ranking data is determined and is temporarily stored in the main memory in association with the securities company identification information.

  After that, in the case of the sell order preparation screen 100 in FIG. 15, the fee display processing means 29 associates with the brokerage company identification information and stores the ranking order of the lowest fee stored in the main memory, the fee data, the retained balance data, Then, using the accumulated point number data, the display data of the fee display unit 130 is created so that the data of the brokerage companies of the order destination candidates are arranged according to the ranking data of the low fee. At this time, display data of a “send” button 136 that is a link button to the securities company server 60 of each order destination candidate securities company is created, and each of the “send” buttons 136 includes link destination information, and The customer identification information (account number) for the linked securities company is attached. In addition, display data for the “transaction condition reference” button 137 is also created. Furthermore, using the ranking data of the total fees, stored in association with the main memory, the total fee data, and the quantity data for each brokerage company for the brokerage firms of multiple orders, the ranking of the total fees The display data for the total fee display unit 140 for each divided pattern is created so that the data for each divided pattern is arranged according to the data. At this time, display data of a “send” button 144 that is a link button for linking to the order site of each ordering candidate securities company to which a quantity by securities company is assigned in each division pattern is created, and “send” ”Button 144, link destination information for a plurality of order destination candidate securities companies (in the example of FIG. 15, securities companies α, β), and a customer for a plurality of order destination candidate securities companies Add identification information (account number).

  In the case of the buy order preparation screen 200 shown in FIG. 16, the fee display processing means 29 associates with the brokerage company identification information and stores the low order fee data, fee data, retained balance data, Cumulative point number data, benefit display data, hypothetical sale fee total data, holding balance data after purchase of specified quantity, and total data of hypothetical sale fee total and approximate fee at the time of purchase The display data of the fee display unit 230 is created so that the data of the brokerage companies of each ordering destination can be arranged according to the above. At this time, display data for a “sort by total amount of approximate fee at purchase and virtual sale fee total” button 240 and a “restore (sort by approximate fee at purchase)” button 241 are also created.

  Further, in order to display the analyst report display unit 150 on the sell order preparation screen 100 in FIG. 15 or the analyst report display unit 250 on the buy order preparation screen 200 in FIG. Analyst report display data for the brand to be traded is extracted from the analyst report storage means 52 using the brand identification information received by the data reception processing means 24 as a key.

  Then, by the fee display processing means 29, the display data of the fee display unit 130, the division fee total fee display unit 140 and the analyst report display unit 150 on the sell order preparation screen 100 of FIG. 15, or the buy order of FIG. The display data of the fee display unit 230 and the analyst report display unit 250 on the preparation screen 200 is transmitted to the customer terminal device 80 via the network 1 (step S27).

  Then, on the screen of the customer terminal device 80, in the case of the sell order preparation screen 100 of FIG. 15, a fee display unit 130, a division pattern total fee display unit 140, and an analyst report display unit 150 are displayed. In the case of the buy order preparation screen 200 of FIG. 16, a fee display unit 230 and an analyst report display unit 250 are displayed (step S28).

  When the customer wants to refer to the details of the analyst report on the sell order preparation screen 100 of FIG. 15 or the buy order preparation screen 200 of FIG. 16, the customer presses the “details” buttons 151 and 251 of the analyst report display sections 150 and 250. When operated, a reference request signal is transmitted to the broker server 20. In the broker server 20, when the reference request signal is received, the fee display processing unit 29 extracts the display data of the analyst report detail screen stored in the analyst report storage unit 52 using the brand identification information as a key, This is transmitted to the customer terminal device 80 via the network 1 and displayed on the screen.

  In addition, on the purchase order preparation screen 200 of FIG. 16, the customer uses the data of the brokerage companies of the ordering destinations arranged according to the order of the cheapness of the commission at the time of purchase calculated by the commission calculation processing means 25 as the virtual sale commission. To sort the virtual sale commission total data calculated by the total calculation processing means 28 and the commission fee data calculated by the commission calculation processing means 25 in ascending order of the total amount, the “estimated commission at purchase and virtual sale” When the “sort by total amount with fee” button 240 is pressed, a sort request signal is transmitted to the broker server 20. In the broker server 20, when the sort request signal is received, the fee display processing unit 29 performs sort processing, and the display data of the fee display unit 230 in which the order is rearranged is generated. The data is transmitted to the terminal device 80 and displayed on the screen. When the display order is to be restored, when the “Revert (sort by approximate fee at the time of purchase)” button 241 is pressed, the fee display unit 230 that returns the order in the same processing flow is displayed on the screen. The

  In the sell order preparation screen 100 of FIG. 15, the numerical value of the fee (approximate fee) displayed in the fee display field 133 of the fee display unit 130 is the same as the entire quantity data input in the quantity input unit 113. Since it is a fee for selling at a previous candidate securities company, when the stock balance data of the customer in the brokerage company is less than the quantity data entered in the quantity input unit 113, input in the quantity input unit 113 The entire volume data cannot be sold by the securities company. However, even when it is not possible to sell all of the quantity data input in the quantity input unit 113 as described above, the “send” button 136 can be pressed, and when the press is performed, the brand input unit 111 The quantity data input by the quantity input unit 113 together with the input brand identification information is transmitted to the securities company server 60 of the securities company selected as the order destination. Therefore, when the customer subsequently places a confirmed order on the order screen, the customer needs to correct the quantity from the default data. When the “Send” button 136 is pressed, the balance data (quantity displayed in the possession balance display field 134) of the relevant brand of the customer at the securities company selected as the order destination is transmitted, and this quantity is the default. It may be displayed.

  Then, in the sell order preparation screen 100 in FIG. 15 or the buy order preparation screen 200 in FIG. 16, when the customer selects the securities company of the order destination and presses the “Send” buttons 136 and 238, the selected order destination is selected. The securities company identification information of the securities company is transmitted to the broker server 20 via the network 1 (step S29). Further, on the sell order preparation screen 100 in FIG. 15, when the customer selects a division pattern of sale quantity and presses the “Send” button 144, a plurality of securities companies (in FIG. 15) to which the quantity by securities company is assigned. In the example, the securities company identification information about the securities company α, β) is transmitted to the broker server 20 via the network 1 (step S29).

  In the broker server 20, the transaction number update processing means 30 receives the securities company identification information about the securities company selected as the order destination transmitted from the customer terminal device 80 via the network 1, and the transaction number data 1 is added to the transaction number data of the securities company stored in the storage means 49 (see FIG. 7), and the transaction number data of the securities company is updated (step S30). When the “Send” button 144 is pressed, the transaction frequency data of a plurality of securities companies (in the example of FIG. 15, securities companies α, β) to which a quantity by securities company is assigned is updated.

  Further, in the sell order preparation screen 100 in FIG. 15 or the buy order preparation screen 200 in FIG. 16, when the customer selects the securities company as the order destination and presses the “Send” buttons 136 and 238, the link data (the relevant securities) Company customer identification information, brand identification information (brand code, etc.), market identification information (market code), quantity data (number of shares data), trade classification data, broker identification information for brokers that brokered orders, the securities The ranking data of the low commissions of the company is transmitted to the brokerage company server 60 of the brokerage company of the order destination via the network 1 (step S29). When the “Send” button 144 is pressed on the sell order preparation screen 100 of FIG. 15, link data (customer identification information for the securities company, brand identification information (brand code, etc.), market identification information (market) Code), quantity data by securities companies (stock data by securities companies) obtained by the split, trading classification data, broker identification information about brokers that brokered orders, etc.) via network 1 Are transmitted to the securities company server 60 of a plurality of securities companies (in the example of FIG. 15, securities companies α, β) (step S29). The link destination information is stored in the order preparation screens 100 and 200 along with the “send” buttons 136, 144, and 238.

  In the securities company server 60, the link data reception processing means 62 receives the link data transmitted from the customer terminal device 80 via the network 1 (step S31). The received link data is temporarily stored in the main memory.

  In FIG. 14, in the securities company server 60, the order reception processing means 63 performs brand identification information (brand code etc.), market identification information (market code), And display data of order screens 160, 170, 260 (see FIGS. 15 and 16) for sell orders or buy orders in which quantity data (stock data) is input as default data via the network 1 It transmits to 80 (step S32). When link data is received by the link data reception processing means 62 by pressing the “send” button 144, the default data input to the order screen by the order reception processing means 63 is brand identification information (brand code, etc.). , Market identification information (market code), and quantity data by securities company (stock data by securities company).

  Then, the sales order screens 160 and 170 as shown in FIG. 15 or the purchase order screen 260 as shown in FIG. 16 is displayed on the screen of the customer terminal device 80 (step S33). The example of the sell order screen 160 in FIG. 15 is a sell order screen of the securities company α displayed when the “Send” button 144 is pressed, and is input on the sell order preparation screen 100 in FIG. 15 as default data. The stocks A, TSE, and 2,000 shares of the securities company-specific quantities assigned to the securities company α are entered. Further, the example of the sell order screen 170 in FIG. 15 is a sell order screen of the securities company β displayed when the “send” button 144 is pressed. As default data, the sell order preparation screen 100 in FIG. In this state, the stock A, the TSE, and the securities company quantity assigned to the securities company β are input in 500. Further, in the example of the buy order screen 260 in FIG. 16, the brand B, the TSE, and the quantity of 3,000 shares entered on the buy order preparation screen 200 in FIG. 16 are entered.

  Then, on the sell order screens 160 and 170 in FIG. 15 or the buy order screen 260 in FIG. 16, the customer corrects or keeps the default displayed data, confirms the order data, and clicks the “Send” buttons 161 and 171. When the user presses H.261, as order data determined by the customer, brand identification information (brand code, etc.), market identification information (market code), quantity data (stock number data), and limit data in the case of limit order (market order data) In this case, a blank) is transmitted to the securities company server 60 via the network 1 (step S34).

  In the securities company server 60, the confirmed order data (brand identification information (brand code), etc.), market identification information (market code), quantity, and the like transmitted from the customer terminal device 80 via the network 1 by the order reception processing means 63. Data (stock data) and limit data in the case of limit orders are received, and in the case of received stock identification information (stock code, etc.), market identification information (market code), quantity data (stock data), and limit orders The limit data and the trade classification data are stored in the order data storage means 72 (see FIG. 9) in association with the customer identification information (account number) for the securities company (step S35). Further, the order reception processing means 63 automatically assigns order identification information (order number) to the received order data, and the automatically assigned order identification information (order number) is associated with the received order data. Processing to be stored in the storage means 72 (see FIG. 9) is performed. Further, the order reception processing means 63 receives the broker data received by the link data reception processing means 62 and stores it in the main memory. Data is also stored in the order data storage means 72 (see FIG. 9) in association with the order identification information (order number) and customer identification information (account number) for the securities company.

  Subsequently, the order processing means 64 creates order data for the market system 91 using the order data stored in the order data storage means 72 (see FIG. 9), and the created order data is sent via the dedicated line 3. To the market system 91 (step S36).

  Thereafter, the order processing means 64 receives the contract data (order identification information, customer identification information for the securities company, contract amount data, contract unit price data, etc.) transmitted from the market system 91 via the dedicated line 3. Then, the received contract data is stored in the order data storage means 72 (see FIG. 9) in association with the order data having the same order identification information (step S37).

  When the order data is received by the order processing means 64, a contract notification mail is created and transmitted to the customer via the network 1 (step S38). The customer receives the contract notification mail at the customer terminal device 80 and confirms the content (step S39).

  Then, when the order is executed by the balance update processing means 65 and the execution data is stored in the order data storage means 72 (see FIG. 9), the trade classification data stored in the order data storage means 72 indicates sale. In the case of data, the contract amount data included in the contract data is subtracted from the balance data stored in the balance data storage means 73 (see FIG. 10) of the customer's stock in the securities company, and the trade classification data Is data indicating purchase, the balance data storage means 73 (see FIG. 10) is added to the balance data held by the customer at the securities company by adding the contract amount data included in the contract data. A process of updating the stored balance data of the brand of the customer in the securities company stored is performed (step S40). In addition, the balance update processing means 65 mediates the updated balance data via the network 1 together with customer identification information (account number) for securities companies, brand identification information (brand codes, etc.) and securities company identification information. Processing to transmit to the trader server 20 is also performed (step S40).

  In the broker server 20, customer identification information (account number), brand identification information (brand code, etc.) for securities companies transmitted from the securities company server 60 via the network 1 by the owned balance acquisition processing means 26, securities Upon receipt of the company identification information and the updated retained balance data, the customer identification for the broker corresponding to the received customer identification information (account number) for the securities company is received from the selected securities company storage means 43 (see FIG. 3). Information (customer code) is extracted and stored in the holding balance storage means 45 (see FIG. 4) in association with the extracted customer identification information for the broker, the received brand identification information (brand code, etc.) and the securities company identification information. The holding balance data of the brand of the customer in the securities company that has been updated is updated with the received new holding balance data (step S41).

  Subsequently, for the benefit display of the broker server 20 according to the rank data (rank data stored in the order data storage means 72 of FIG. 9) received by the link data reception processing means 62 by the cumulative point number update processing means 66. Addition of customer for the ordered transaction using the arithmetic expression described in the program in order to execute the same contents as the contents of the privilege of the securities company stored in the data storage means 47 (see FIG. 5) The point number data is determined, and the cumulative point number data of the customer is extracted from the cumulative point number storage means 74 (see FIG. 11) using the customer identification information (account number) for the securities company as a key. The accumulated point number data of the customer stored in the accumulated point number storage means 74 by adding the added point number data to the data It performs a process to update (step S42). Further, the accumulated point number update processing means 66 transmits the updated accumulated point number data to the broker server 20 through the network 1 together with the customer identification information (account number) for the securities company and the securities company identification information. Processing is also performed (step S42).

  In the broker server 20, customer identification information (account number) for the securities company transmitted from the securities company server 60 via the network 1 by the accumulated point number acquisition processing means (not shown) of the processing means 20A, the securities company Upon receipt of the identification information and the updated cumulative point number data, the customer identification for the broker corresponding to the received customer identification information (account number) for the securities company is received from the selected securities company storage means 43 (see FIG. 3). Information (customer code) is extracted, and the securities company stored in the broker-based cumulative point number storage means 50 (see FIG. 8) in association with the extracted customer identification information for the broker and the received securities company identification information The accumulated point number data of the customer is updated with the received new accumulated point number data (step S43).

  Then, the brokerage fee calculation processing unit 67 multiplies the contracted unit price data stored in the order data storage unit 72 (see FIG. 9) by the contracted unit price data, thereby determining the final trading amount data (contracted trading amount) of the contracted order transaction. Data) and using the fee table that defines the relationship between the transaction amount and the fee for the securities company stored in the fee table storage means 71 of the securities company server 60, the confirmation corresponding to the calculated fixed transaction amount data is calculated. The fee data is calculated, and the determined fixed fee data is stored in the order data storage means 72 (see FIG. 9) in association with the contract data. Further, brokerage fee data paid by the brokerage company to the brokerage agent of the brokerage agent identification information stored in the order data storage unit 72 (see FIG. 9) by the brokerage fee calculation processing unit 67 using the calculated fixed fee data. The calculated brokerage fee data is stored in the order data storage means 72 (see FIG. 9) in association with the broker agent identification information (step S44).

  Thereafter, the brokerage fee total processing means 68 calculates the total value of brokerage fee data corresponding to the same brokerage agent identification information among the brokerage fee data stored in the order data storage means 72 (see FIG. 9). By calculating for each broker identification information, payment data of brokerage fee to be paid to the broker of each broker identification information is created, and online transfer processing to the broker's account is performed using the created payment data ( Step S45).

  According to this embodiment, there are the following effects. That is, the securities brokerage system 10 includes selected securities company storage means 43, market price data acquisition processing means 23, market price data storage means 44, order preparation data reception processing means 24, fee calculation processing means 25, and fee display processing means 29. Therefore, by specifying the brand and quantity, it is possible to calculate the commission of each brokerage company where the customer has opened an account and display it on the screen in order of cheapness, so the customer is advantageous in terms of commission You can easily select a securities company.

  Moreover, since the securities brokerage system 10 includes the retained balance acquisition processing means 26, the retained balance storage means 45, the unit quantity storage means 46, and the total fee calculation processing means 27 for each divided pattern, a plurality of brands to be traded are sold. Considering the unit quantity that is the minimum unit of trading when a securities company has a holding balance, the quantity to be sold is divided into multiple patterns and assigned to each of the multiple securities companies, and the total fee for each division pattern is It can be calculated and displayed side by side in ascending order. Therefore, the customer can easily select a division pattern that is advantageous in terms of fees. In other words, it is possible to easily determine and determine how much of the stock that is deposited with which securities company is to be sold.

  Furthermore, since the securities brokerage system 10 includes the virtual sale commission total calculation processing means 28, when placing a buy order, the commission at the time of sale is also taken into consideration when considering the commission at the time of sale. Can be selected to be advantageous. For example, even if the brokerage firm α has a low commission when purchasing a certain brand, and the brokerage firm β already holds the brand, if the brokerage firm α purchases the brand, The holding quantity will be distributed to securities firms α and β, and it can be judged that it is not a good idea considering the commission at the time of sale.

  Then, as shown in FIG. 16, the fee display processing means 29 displays a “sort by the total amount of the approximate fee at the time of purchase and the total amount of the virtual sale fee” button 240 on the screen, and when this button 240 is pressed. Therefore, when placing a buy order, the customer refers to the total amount of the commission at the time of purchase and the total amount of the virtual sale commission, so that the brokerage firm that is advantageous in terms of commission can be further increased. Easy to choose.

  Further, since the securities brokerage system 10 is provided with the privilege display data storage means 47 (see FIG. 5), the commission display processing means 29 allows the respective brokerage firms to be notified to the customers according to the order of the low commissions. The contents of the predetermined privilege can be displayed. For this reason, the customer can select the securities company of the ordering destination in consideration of the contents of the privilege in addition to the ranking of the low fee. On the other hand, for brokerage firms, it is possible to pre-determine the details of the benefits to be given to customers in the event that commissions do not reach a good ranking, so that customers can be notified of them, so the commissions could not rank well. However, depending on the content of the privilege, the customer can select his / her own company as the ordering securities company.

  Further, the securities brokerage system 10 includes an advertisement display data storage means 48, a transaction count data storage means 49, a transaction count update processing means 30, a transaction count ratio calculation processing means 31, and an advertisement display processing means 32. By preparing an advertisement in advance by a securities company, an advertisement can be automatically issued to a customer when the ratio of the number of transactions decreases. On the other hand, for intermediaries, it is possible to obtain advertising fee income from a securities company.

  The advertisement display data storage means 48 (see FIG. 6) stores advertisement fee data. Therefore, the advertisement display mode can be selected depending on whether there is a lot of advertisement fee data for which the securities company offers payment. Can be changed. For this reason, a securities company that has applied for payment of a larger amount of advertising fees can advertise advantageously. Therefore, brokerage firms can formulate strategies such as whether to spend more advertising fees to increase transactions with customers, or to reduce commissions and increase transactions with customers. A system that accepts such a strategy of a securities company can be realized. On the other hand, for brokers, an increase in advertising revenue can be expected due to competition between securities companies.

  Further, the securities brokerage system 10 receives the brand identification information and the quantity data as link data at the securities company server 60, and the order screens 160 and 170 in which the brand identification information and the quantity data are input from the securities company server 60 as default data. , 260 (see FIGS. 15 and 16) are transmitted to the customer terminal device 80, so that the customer inputs the brand as order preparation data on the order preparation screens 100 and 200 (see FIGS. 15 and 16). Since it is not necessary to input the identification information and the quantity data again as order data on the order screens 160, 170, 260 (see FIGS. 15 and 16), it is possible to reduce the labor of customer input.

  Furthermore, the securities brokerage system 10 receives, as link data, the ranking data of the securities company selected as the order destination at the securities company server 60, and the contents of the privilege displayed on the customer terminal device 80 according to the received ranking data. The brokerage company can realize the contents of the benefits with points, so that even if the order of the lowest fees is not good, many points will be awarded The number of transactions can be increased by predetermining and registering the contents of special benefits.

  In addition, since the securities brokerage system 10 is configured to receive brokerage agent identification information as link data at the brokerage server 60, when there are a plurality of brokerages, or an order and brokerage agent via the brokerage agent. When dealing with orders that do not go through the transaction, the brokerage agent that mediates the customer's order can be specified by the received brokerage agent identification information. Therefore, the brokerage fee is calculated and the brokerage fee is paid. Can be realized.

  Note that the present invention is not limited to the above-described embodiment, and modifications and the like within a scope where the object of the present invention can be achieved are included in the present invention.

  For example, in the above-described embodiment, the advertisement display processing unit 32 is configured to issue advertisements for the top three companies with a large amount of advertising fee data, but is not limited to the top three companies, only the top securities company, the top two companies In addition, it may be an arbitrary predetermined number such as the top four companies, and does not set a limit on the number of securities companies that can advertise in this way. It may be displayed in the order of the highest screen position, that is, the advertisement of securities companies with a lot of advertising fee data is displayed in a prominent position, while the advertisement of securities companies with little advertising fee data is displayed in an inconspicuous position Or may be displayed in the descending order of the advertising space determined in advance, in the descending order of the advertising fee data, that is, the advertising space of the securities company with the large advertising fee data is enlarged and widened. Fee data is small securities company of advertising space may be subjected to a treatment to reduce.

  In the above embodiment, the advertisement display data storage means 48 (see FIG. 6) stores individual advertisement threshold data for each securities company. However, the advertisement threshold is a value common to each securities company. May be described in the program as long as the advertisement threshold is determined in advance. However, as described in the above embodiment, it is not described in the program, but by making it possible to set and change freely by the person in charge of the securities company as out-of-office data, the freedom of choice of the securities company is increased. Increasingly, it is possible to realize a system that can be more strategically set by a securities company, such as adjusting the frequency of advertising and the level of fees.

  Furthermore, in the above-described embodiment, the “Send” buttons 136, 144, and 238 (see FIGS. 15 and 16) that are link buttons displayed on the order preparation screens 100 and 200 of the customer terminal device 80 are pressed. At this time, the link data reception processing means 62 receives the brand identification information (brand code, etc.) and quantity data (stock number data) as link data from the customer terminal device 80, and the order acceptance processing means 63 receives the brand identification. The display data of the order screen in which information (stock code, etc.) and quantity data (stock data) are input as default data is transmitted to the customer terminal device 80 via the network 1, but the link data Without receiving stock identification information (stock code, etc.) and quantity data (stock number data) from the customer terminal device 80 Only a simple link to the order site of the company server 60, the order screen to be transmitted from the securities company server 60 to the customer terminal device 80 may also as a normal order screen default data has not been entered. However, from the viewpoint of reducing customer input, it is possible to receive stock identification information (stock code, etc.) and quantity data (stock number data) as link data, and to input these as default data on the order screen. preferable.

  And in the said embodiment, although it was set as the structure which receives the customer identification information (account number) for the said securities company as link data by the link data reception process means 62, instead of receiving as link data, In the order screen transmitted from the securities company server 60 to the customer terminal device 80 or the screen of the previous step, the customer is made to input customer identification information (account number) for the securities company and receive the input data. It may be. However, it eliminates the inconvenience of having to know and prepare all customer identification information (account numbers) for multiple brokerage firms that have opened their own accounts, as well as reducing customer input. From this point of view, it is preferable that the link data reception processing means 62 receives customer identification information (account number) for the securities company as link data.

  In the above embodiment, the link data reception processing unit 62 is configured to receive the broker identification information about the broker that brokered the order as link data. However, when there is only one broker, Alternatively, when dealing with an order through an intermediary and an order not through an intermediary separately, the intermediary identification information is not necessarily required in the processing performed by the securities company server 60. The reception of the identification information may be omitted.

  As described above, the securities brokerage system, the securities brokerage processing method, and the program according to the present invention are, for example, when a customer who has opened an account at a plurality of brokerage firms performs online trading such as stocks through a broker. Suitable for use in.

1 is an overall configuration diagram of a securities brokerage system according to an embodiment of the present invention. The block diagram of the commission table storage means according to the securities company of the embodiment. The block diagram of the selection securities company memory | storage means of the said embodiment. The block diagram of the possession balance memory | storage means of the said embodiment. The block diagram of the data storage means for privilege display of the said embodiment. The block diagram of the data storage means for advertisement display of the said embodiment. The block diagram of the transaction frequency data storage means of the said embodiment. The block diagram of the accumulation point number storage means classified by securities company of the embodiment. The block diagram of the order data storage means of the said embodiment. The block diagram of the balance data storage means of the said embodiment. The block diagram of the accumulation point number memory | storage means of the said embodiment. The figure of the flowchart which shows the flow (process utilization application, account opening) regarding the brokerage service of the said embodiment. The figure of the flowchart which shows the flow of processing (order preparation) regarding the securities brokerage service of the said embodiment. The figure of the flowchart which shows the flow (order) of the process regarding the securities brokerage service of the said embodiment. The illustration figure of the sales order preparation screen of the said embodiment. The illustration figure of the purchase order preparation screen of the said embodiment.

Explanation of symbols

DESCRIPTION OF SYMBOLS 1 Network 2, 3 Dedicated line 10 Securities intermediary system 20 Broker agent server 23 Market value data acquisition processing means 24 Order preparation data reception processing means 25 Fee calculation processing means 26 Owned balance acquisition processing means 27 Total fee calculation processing means by division pattern 28 Virtual Sales commission total calculation processing means 29 Fee display processing means 30 Transaction frequency update processing means 31 Transaction frequency ratio calculation processing means 32 Advertisement display processing means 42 Securities company-specific fee table storage means 43 Selected securities company storage means 44 Market value data storage means 45 Holding Balance storage means 46 Unit quantity storage means 47 Benefit display data storage means 48 Advertisement display data storage means 49 Transaction count data storage means 50 Cumulative point number storage means by securities company 60 Securities company server 62 Link data reception processing means 63 Order acceptance Processing means 64 Order processing means 65 Balance update processing means 66 Cumulative point number update processing means 67 Brokerage fee calculation processing means 71 Commission table storage means 72 Order data storage means 74 Cumulative point number storage means 80 Customer terminal device 90 Market value information providing system 91 Market system

Claims (10)

A securities brokerage system comprising a computer that executes processing for a brokerage service that mediates between a customer who buys and sells securities and a brokerage company,
The broker server and securities company server are connected to the network to which customer terminal devices are connected.
The broker server is
A selected securities company storage means for storing securities company identification information about a securities company with which the customer has an account in association with the customer identification information;
A market price data acquisition processing means for executing a process of acquiring market price data of each stock of the securities from the market price information providing system;
Market price data storage means for storing the market price data acquired by the market price data acquisition processing means in association with the brand identification information;
The stock identification information about the object up for sale of stocks for the entered by the customer the customer terminal apparatus is transmitted via the network from the order preparation, quantity data, trade classification data showing another trading, and the customer Order preparation data reception processing means for executing processing for receiving identification information;
The market price data of the brand to be traded is extracted from the market price data storage means using the brand identification information received by the order preparation data reception processing means as a key, and the extracted market price data is extracted by the order preparation data reception processing means. By multiplying the received quantity data, the trading amount data of the brand to be traded is calculated, and the customer is stored in the selected securities company storage means by using the customer identification information received by the order preparation data reception processing means as a key. The brokerage company identification information for each brokerage company that has an account is extracted, and the brokerage company with the extracted brokerage company identification information is used as a brokerage company for the candidate ordering party. Stored in the brokerage company fee table storage means in association with the brokerage company identification information. The commission corresponding to the trading price data using the commission table for the brokerage company that is the candidate for ordering out of the commission table that defines the relationship between the trading price and commission for each securities firm described in the program. Fee calculation processing means for executing processing for calculating data;
Display data for this fee calculation process said was calculated by means side-by-side commission data to cheap order of the commission of the securities company for each order destination candidate screen display, as well as the to the securities company server of the securities company for each order candidate Fee display processing means for executing processing for transmitting link button display data and link destination information to the customer terminal device via the network ,
The securities company server is:
Order data storage means for storing customer order data in association with the customer identification information;
The customer identification information and the brand identification information transmitted from the customer terminal device via the network by pressing the link button displayed on the customer terminal device by the fee display processing means of the broker server. Link data reception processing means for executing processing for receiving link data including the quantity data and the trade classification data;
In accordance with the trade classification data received by the link data reception processing means, the display data of the order screen of the sell order or the buy order in which the brand identification information and the quantity data are input as default data is sent to the network. As well as receiving the brand identification information and the quantity data transmitted from the customer terminal device via the network as the confirmed order data by the customer, and as the confirmed order data. Order receiving processing means for executing processing for storing the brand identification information, the quantity data, and the trade classification data in the order data storage means in association with the customer identification information. Securities brokerage system. The broker server is
Holding balance acquisition processing means for executing processing for acquiring holding balance data of each brand that each customer deposits with each securities company from each securities company server via the network or dedicated line;
Holding balance storage means for storing the holding balance data acquired by the holding balance acquisition processing means in association with the customer identification information, the brand identification information, and the securities company identification information;
Unit quantity storage means for storing unit quantity data indicating the minimum quantity when buying and selling each brand in association with the brand identification information;
When the trade classification data received by the order preparation data reception processing means is data indicating sale, the holding balance storage is performed using the brand identification information and the customer identification information received by the order preparation data reception processing means as keys. The securities company identification information and the retained balance data are extracted from the means, and when the securities company identification information and the retained balance data for a plurality of order destination candidate securities companies are extracted, the order preparation data acceptance processing means accepts them. The unit quantity data is extracted from the unit quantity storage means using the brand identification information as a key, and the quantity data received by the order preparation data reception processing means is assigned to each of the plurality of order destination candidate securities companies. Divided into quantity data by securities company, and number by each securities company after division By setting the data to be a multiple of the extracted unit quantity data and within the range of the retained balance data deposited in each of the plurality of candidate brokers, the quantity data Calculate division patterns, and calculate the sales amount data for each securities company for each of the plurality of candidate brokerage firms by multiplying each of the quantity data for each brokerage company by the market value data for each of the obtained division patterns. And using the fee table for each securities company of each ordering candidate stored in the fee table storage means by securities company or described in the program, Calculates commission data for each brokerage company of a plurality of candidate companies for ordering, and each securities of the brokerage companies for the plurality of candidate companies By summing the company-specific fee data, and a total fee data division pattern specific total fee calculation processing means for executing a process of calculating the said each divided pattern,
The fee display processing means includes:
The total fee data of each division pattern calculated by the total fee calculation processing unit by division pattern together with the quantity data by each securities company constituting each division pattern obtained by the total fee calculation processing unit by division pattern. The securities brokerage according to claim 1, wherein processing for transmitting display data to be displayed on the screen in order from the lowest total fee is also executed via the network to the customer terminal device. system. The broker server is
Calculates the virtual sale commission total data when it is assumed that after the purchase of the quantity data received by the order preparation data reception processing means at the order destination candidate securities company, all the quantity held by the customer is sold at the current market price. A virtual sale fee total calculation processing means for executing processing, and this virtual sale fee total calculation processing means includes:
In the case where the trade classification data received by the order preparation data reception processing means is data indicating buying, the holding balance storage using the brand identification information and the customer identification information received by the order preparation data reception processing means as keys. Extracting the securities company identification information and the holding balance data from the means,
Each of the ordering candidate brokerage companies as a focused brokerage company that focuses attention as a processing target,
For the target securities company from which the retained balance data has been extracted, the quantity data received by the order preparation data reception processing means is added to the retained balance data of the focused securities company, and the focused securities after the addition By multiplying the company's holding balance data by the market price data, the quantity data received by the order preparation data reception processing means is stored at the current securities company after the quantity data received by the securities company of interest is purchased. Calculate the target securities company virtual sale amount data when it is assumed that the securities were sold at the market price, and store the fee table for the target securities company stored in the commission table storage means by the securities company or described in the program. Using the fee data of the focused securities company corresponding to the virtual sales amount data of the focused securities company. And when the holding balance data is also extracted for the non-target securities company that is not the target securities company among the broker companies of the order destination candidates, the market price data is included in the held balance data of the non-target securities company To calculate the non-target securities company virtual sale amount data when assuming that the quantity held in the non-target securities company was sold at the current market price, and store it in the broker-specific fee table storage means Using the fee table for the non-target securities company stored or described in the program, calculate fee data of the non-target securities company corresponding to the non-target securities company virtual sale amount data, By summing the fee data of the focused securities company and the fee data of the non-focused securities company, the order preparation data To calculate the virtual sale commission amount data when it is assumed that the quantity data that has been received and sold at the moment of the market value of all of the holdings quantity of customers after the purchase by the attention securities company by the reception processing means,
For the focused securities company from which the retained balance data has not been extracted, the quantity received by the order preparation data reception processing means is obtained by multiplying the quantity data received by the order preparation data reception processing means by the market price data. Calculate the virtual sales amount data of the securities company of interest when it is assumed that the possessed quantity that will be deposited with the securities company of interest after the purchase at the securities company of interest is sold at the current market price, and the fee table for each securities company Using the fee table for the focused securities company stored in the storage means or described in the program, the fee data of the focused securities company corresponding to the focused securities company virtual sale amount data is calculated, When the holding balance data is extracted for the non-target securities company, Non-target securities company hypothetical sale amount when it is assumed that the amount held in the non-target securities company is sold at the current market price by multiplying the holding balance data of the non-target securities company by the market value data Calculates data and stores the non-target securities company virtual sale price data using the fee table for the non-target securities company stored in the broker-specific fee table storage means or described in the program The amount data received by the order preparation data reception processing means by calculating the fee data of the non-focused securities company and further summing the fee data of the focus securities company and the fee data of the non-focused securities company Hypothetical sale on the assumption that after the purchase at the securities company of interest, all of the customer's holding quantity was sold at the current market price Is configured to execute processing of calculating the commissions amount data,
The fee display processing means includes:
The virtual sales commission total data calculated by the virtual sales commission total calculation processing means, or the virtual sales commission total data together with the virtual sales commission total data and the commission data at the time of purchase calculated by the commission calculation processing means The securities brokerage system according to claim 2, wherein the display data for displaying the total amount data on the screen is also transmitted to the customer terminal device via the network. . The fee display processing means includes:
In order to display the total amount data of the virtual sale fee total data calculated by the virtual sale fee total calculation processing means and the fee data at the time of purchase calculated by the fee calculation processing means side by side in ascending order of the total amount The sort button display data is transmitted to the customer terminal device via the network, and the sort request signal transmitted from the customer terminal device via the network is received, and the virtual sale fee total calculation is performed. Display data for displaying the total amount data of the virtual sale fee total data calculated by the processing means and the fee data at the time of purchase calculated by the fee calculation processing means in order of decreasing total amount on the screen, A configuration for executing processing to be transmitted to the customer terminal device via the network; Brokerage system according to claim 3, characterized in that they are. The broker server is
The privilege display data for displaying on the screen the content of the privilege when the low fee is in the second or lower rank is stored in association with the securities company identification information, or the low fee is 2 Privilege display data storage means for storing privilege display data for displaying on the screen the contents of each privilege when the ranking is less than or equal to the ranking, in association with the ranking data indicating each ranking and the securities company identification information With
The fee display processing means includes:
For each of the brokers that are candidates for order, when the rank data indicating the order of the fee data calculated by the fee calculation processing means is one of the following ranks, the securities company identification information is As a key, the privilege display data is extracted from the privilege display data storage means, or the rank data indicating the order of the fee data calculated by the fee calculation processing means has become the second or lower rank data. When the rank data and the securities company identification information are used as keys, the privilege display data corresponding to each rank is extracted from the privilege display data storage means, and the privilege display data is extracted from the network. The securities according to any one of claims 1 to 4, wherein a process of transmitting to the customer terminal device is also executed. Mediation system. The broker server is
Advertising display data storage means for storing advertisement display data of each securities company in association with the securities company identification information;
Transaction number data indicating the number of times each brokerage company has been selected as an orderee during the current period and the total number of transaction count data of all brokerage companies during the previous period Transaction number data storage means for storing transaction number ratio data indicating a ratio of transaction number data in association with the securities company identification information;
The securities company for a securities company selected as an order destination, which is transmitted from the customer terminal device via the network by pressing the link button displayed on the customer terminal device by the fee display processing means. Transaction number update processing means for receiving identification information and executing a process of adding 1 to the transaction number data of the securities company stored in the transaction number data storage means;
Calculating the total value of the transaction number data of all securities companies stored in the transaction number data storage means at the time of the period break, and dividing the transaction number data of each securities company by the calculated total value The transaction number ratio data of each securities company is calculated by the above, and the transaction number ratio data of each securities company stored in the transaction number data storage means is updated with the calculated transaction number ratio data, and the transaction Transaction number ratio calculation processing means for executing processing for resetting the transaction number data of each securities company stored in the number data storage means to zero;
Obtaining the securities company identification information and the transaction frequency ratio data for each securities company from the transaction frequency data storage means, and whether or not the transaction frequency ratio data is less than or less than a predetermined advertising threshold If it is determined that the value is less than or less than the threshold for advertisement, the advertisement display data of the securities company is extracted from the advertisement display data storage unit using the securities company identification information of the securities company as a key. And advertisement display processing means for executing processing for transmitting the extracted advertisement display data to the customer terminal device via the network. Securities brokerage system. In the advertisement display data storage means,
The data for displaying advertisements of each securities company and the advertising fee data that each securities company offers to an intermediary are stored in association with the securities company identification information,
The advertisement display processing means includes
Obtaining the securities company identification information and the transaction frequency ratio data for each securities company from the transaction frequency data storage means, and whether or not the transaction frequency ratio data is less than or less than a predetermined advertising threshold Judging, if the threshold value for advertising is less than or less than the threshold value for advertising, using the securities company identification information about the securities company as a key, the advertisement display data storage means from the advertising display data storage means, and When advertising fee data is extracted and the advertisement display data and the advertising fee data are extracted for a plurality of securities companies, the extracted advertisement display data is predetermined in the order of the advertising fee data. The screens are displayed in the order of the screen positions with the highest advertising effectiveness, or in the descending order of the advertising fee data, 7. The securities according to claim 6, wherein the processing is performed to display only the advertisement display data of a predetermined number of securities companies with higher amounts of the advertising fee data. Mediation system. The link data reception processing means includes
The link data is configured to execute processing for receiving the ranking data of the securities company selected as an order destination in the case of a buy order,
The securities company server is:
Cumulative point number storage means for storing the cumulative point number data of each customer in association with the customer identification information;
According to the rank data received by the link data reception processing means, described in a program for executing the same content as the benefit of the securities company stored in the privilege display data storage means of the broker server Using the calculated equation, the customer's added point number data for the executed order transaction is determined, and the customer's accumulated point number data is extracted from the accumulated point number storage means using the customer identification information as a key, Cumulative point number update processing means for executing processing for updating the cumulative point number data of the customer stored in the cumulative point number storage means by adding the added point number data to the extracted cumulative point number data The securities brokerage system according to claim 5, further comprising: The link data reception processing means includes
As the link data, it is configured to execute a process of receiving broker identification information about the broker that brokered,
The order reception processing means includes
The finalized the stock identification information as order data, the number data, and together with the trading segment data, the broker identification information is also configured to execute a process of storing the order data storage means in association with said customer identification information And
The securities company server is:
Using said order acceptance processing the commitments quantities stored in the order data memory means data and contractual unit price data as commitments data about the order data received by the unit, to calculate a definite purchase price data of the order transactions that committed, The fixed trading amount calculated using a fee table that defines the relationship between the trading amount and commission for the securities company stored in the commission table storage means provided in the securities company server or described in the program Calculate fixed fee data corresponding to data, use the calculated fixed fee data to calculate brokerage fee data that the securities company pays to the broker of the broker identification information, and calculate the brokerage fee data Execute processing to store in the order data storage means corresponding to the broker identification information Brokerage system according to claim 1, characterized in that it comprises a brokerage calculation hand stage that. As brokerage system according to any one of claims 1 to 9 program for causing a computer to function.

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