JP4820652B2 - Price collection method and price collection system - Google Patents

Description

  The present invention relates to a price collection method and a price collection system for quickly and efficiently collecting a price.

  Today, a wide variety of products are traded using the Internet. Payment is often made by credit card payment, and in this case, credit card information is transmitted to the seller. On the other hand, the purchase price of goods can also be paid by the net banking using a network (for example, refer patent document 1). In the technique described in this document, in order to improve transaction security, an order is placed via a first network, and payment for payment is made via a second network.

  Further, in transactions using the Internet, unlike in-store transactions, it is difficult to carry out physical delivery and payment at the same time. For this reason, both the purchaser and seller of the product take risks. Therefore, a technique that is efficient for the purchaser and reliably collects the charge for the seller has also been studied (for example, see Patent Document 2). The technology described in this document uses a fee payment mediation system that manages mediation account information that mediates fee payments between a first user and a second user. Then, at least one of the first and second users records an authentication identifier for transferring funds related to the contract identifier from the brokerage account to the other user's account.

  Furthermore, a technique related to price payment that can improve the convenience of purchasers and sellers by setting various timings for price payment of purchased and sold products is also disclosed (for example, Patent Document 3). reference.). In the technique described in this document, the bank system performs a holding process for withdrawing and holding a price from a payment source account based on a settlement request. Then, based on the information about the point of delivery set by the purchaser and the seller and the information on the delivery status of the product managed by the delivery management server, the payment processing is performed on the payment destination account. Do.

In addition, cash on delivery is also used in which a store arranges delivery of a product to a courier and the merchant collects the price when the product is delivered.
JP 2003-58805 A (first page) JP 2002-279225 A (FIG. 1) Japanese Patent Laying-Open No. 2005-284907 (FIG. 1)

  However, in the commercial transactions on the Internet, not only tangible transactions but also transactions involving intangibles such as music contents and software have become active. Such a product does not have a process of product delivery. That is, the user can download directly from the product provider server to the user terminal via the network.

For such merchandise providers, it is desirable to collect money promptly by reducing the lime lag from merchandise provision to settlement in response to the provision of merchandise. In this case, as described above, it is possible to use credit card payment or net banking. However, some users may not be able to use credit card payments or may not like to provide credit card information to the store. In addition, when paying by net banking, it is necessary to make a use contract for net banking in advance.

  The present invention has been made to solve the above-described problems, and an object of the present invention is to provide a price collection method and a price collection system that can improve security and quickly collect the price. .

In order to solve the above problems, the invention described in claim 1 is a transaction management unit that records transaction data including transaction contents between a user and a store, and a collection management unit that acquires location information of a mobile terminal. , A method for collecting the price of a transaction using a price collection system comprising a product providing means for providing an electronic file with usage restrictions on a user terminal , wherein the transaction management means includes product information, price Transaction data relating to money amount information, user location information, user terminal address is acquired, a password is assigned and recorded, the password is transmitted to the user terminal address, and the location information is sent to the collection management means. Providing the price collection instruction including the price information and the collection management means based on the location information of the mobile terminal and the location information of the user. Identify le terminal for the holder of the mobile terminal, it performs the steps of sending a payment collection instruction including the location information of the user, the product supply means, from the collection management device, the specific The required estimated time required to move from the location of the mobile terminal to the user's location is acquired, and an electronic file in which an expiration date is set as a usage restriction is generated based on the required estimated time. When the collection management means receives the input password from the mobile terminal, the transaction data of the user is specified, and the product information about the transaction data is executed. Is transmitted to the mobile terminal, and when the confirmation completion notification input for the product information is received from the mobile terminal, the transaction data is stored. The price amount information transmitted to the mobile terminal of Te, when receiving a recovery notification of this payment amount, further perform the step of transmitting a payment completion notification to the transaction management means, the product supply means In the gist of the invention, when a payment completion notice is received from the collection management means, a step of transmitting means for releasing the use restriction to the address of the user terminal is further executed.

In the invention described in claim 2 , transaction management means for recording transaction data including transaction contents between a user and a store, collection management means for acquiring location information of a mobile terminal, and usage restrictions on the user terminal are attached. A price collection system comprising a product providing means for providing an electronic file , wherein the transaction management means obtains transaction data relating to product information, price information, user location information, and user terminal address. And a means for sending the password to the address of the user terminal, and providing the collection management means with a price collection instruction including the location information and price information. Identifies a predetermined mobile terminal based on the location information of the mobile terminal and the location information of the user, and the owner of the mobile terminal Comprises means for transmitting the payment collection instruction including the location information of users, the product supply means, from the collection management device, the required prediction time taken from the location of the mobile terminal that the identified mobile to the location of the user Obtaining an electronic file in which an available time limit is set as a usage restriction based on the estimated required time, and providing the electronic file to a user terminal, wherein the transaction management means includes: When the input password is received, the transaction data of the user is specified, and the product information about the transaction data is transmitted to the mobile terminal, and the product information is input from the mobile terminal to the product information. If the confirmation completion notification is received, the price information on the transaction data is transmitted to the mobile terminal, and the price is collected. When receiving the knowledge, the transaction further comprises means for transmitting the payment completion notification to the management unit, wherein the product supply means, when receiving the settlement completion notice from the collection management unit, the use restriction The gist of the present invention is that it further comprises means for transmitting means for canceling to the address of the user terminal .

(Function)
According to the invention described in claim 1 or 2 , the transaction management means transmits the password to the address of the user terminal. The collection management means identifies a predetermined mobile terminal based on the location information of the mobile terminal and the location information of the user, and issues a price collection instruction including the location information of the user to the owner of the mobile terminal. Send. This makes it possible to quickly collect the price. When the input password is received from the mobile terminal, the transaction data of the user is specified, and product information about the transaction data is transmitted to the mobile terminal. When the confirmation completion notification input for the merchandise information is received from the mobile terminal, the price information on the transaction data is transmitted to the mobile terminal. Thereby, the user can confirm the product information and pay the price. In addition, since the product information is displayed for the first time using a password, the owner of the mobile terminal does not know the transaction details.

According to the present invention, the price collection system further includes product providing means for providing an electronic file with usage restrictions to the user terminal. Then, when receiving the payment completion notification from the collection management unit, the product providing unit transmits a unit for canceling the usage restriction to the address of the user terminal. As a result, use of the electronic file can be restricted until the payment is made.

According to the present invention, the product providing means acquires the required estimated time required for the movement from the location of the specified mobile terminal to the location of the user from the collection management means. And a goods provision means produces | generates the electronic file which set the use time limit as usage restrictions based on required prediction time, and provides this electronic file to a user terminal. As a result, the user can use the electronic file until payment is made.

  According to the present invention, security can be improved and the price can be quickly recovered.

  Hereinafter, an embodiment embodying the present invention will be described with reference to FIGS. In the present embodiment, a product confirmation service is provided that allows the user to confirm the product content when collecting the price. Here, as shown in FIG. 1, a store server 20, a user terminal 10, a delivery management server 30 and a financial institution system 50 connected via the Internet are used. Then, it is assumed that the user purchases software from a store. In this case, the user can download software (electronic file) from the store server 20 by using the user terminal 10. However, at the time of downloading, the software has a security lock for restricting use. In other words, it cannot be used until a use restriction release key for releasing the security lock provided on the condition of payment from the store is obtained.

  The user terminal 10 is a computer terminal used by a user who makes a transaction with the store server 20. Using this user terminal 10, software is downloaded from the store server 20 via the Internet, or an e-mail is received.

  The store server 20 is a computer system that functions as a transaction management unit and a product providing unit, and manages transactions with the user terminal 10. The store server 20 communicates with the user terminal 10 and executes transaction processing. If the transaction is successful, the security-locked software is provided via the Internet.

  The control unit of the store server 20 includes a control unit such as a CPU (not shown), a memory such as a RAM and a ROM, and a process described later (a process for assigning and recording a password, the password to the user terminal address). Processing including transmission processing and processing for providing a price collection instruction). By executing the program for this purpose, the control unit of the store server 20 provides a processing means for assigning and recording a password, a processing means for transmitting the password to the address of the user terminal, a processing means for providing a price collection instruction, etc. Function as.

  The store server 20 includes a transaction data storage unit 22 in which transaction data 220 for managing individual transactions performed with a user is recorded. This transaction data 220 is registered when a transaction is established with a user. As shown in FIG. 2, the transaction data 220 includes data relating to a transaction identifier, name, address, e-mail address, product identifier, amount, password, and delivery request identifier.

In the transaction identifier data area, data relating to an identifier for specifying each transaction performed with the user is recorded.
In the name, address, and e-mail address data area, the name of the user who made the transaction, the location information of the user, and data related to the e-mail address as the address of the user terminal are recorded.

  In the product identifier data area, product information for specifying the product purchased by the user in this transaction is recorded. By using this product identifier, the name of the product can be specified from the product database.

In the amount data area, price amount information related to the transaction amount is recorded. In this embodiment, the sales amount of software provided to the user is recorded.
As will be described later, data related to a password used when the user confirms the transaction content is recorded in the personal identification number data area.

In the delivery request identifier data area, data related to the delivery request identifier received from the delivery management server 30 in response to the collection request is recorded.
On the other hand, the delivery management server 30 is a computer server of a company that functions as a collection management means and provides a delivery service, and is a computer server for managing a deliverer who carries a package to a delivery destination. In the present embodiment, it is assumed that a delivery service that transports a baggage deposited from a customer to a delivery destination. The delivery management server 30 communicates with a mobile terminal (deliverer terminal 40) carried by the deliverer via a wireless network. The deliverer terminal 40 has a GPS function (Global Positioning Systems) and transmits a location notification including data relating to the deliverer identifier and the location (location) to the delivery management server 30.

The delivery management server 30 includes a control unit, a location data storage unit 32, a delivery instruction data storage unit 33, and a product confirmation data storage unit 34. The control unit includes a control unit such as a CPU (not shown), and a memory such as a RAM and a ROM, and processing described later (price collection instruction transmission processing, commodity information transmission processing, price amount information transmission processing, settlement completion) Processing including notification transmission processing). By executing the program for this purpose, the control unit of the delivery management server 30 transmits the price collection instruction transmission processing means, the product information transmission processing means, the price amount information transmission processing means, the settlement completion notification transmission processing means, etc. Function as.

  As shown in FIG. 3, the location data storage unit 32 stores location data 320 for specifying the location of the delivery person who delivers the package. The location data 320 is updated based on the location notification from the deliverer terminal 40. The location data 320 is configured to include data relating to a delivery person identifier and a location included in the location notification.

Data for identifying each deliverer is recorded in the deliverer identifier data area.
In the location data area, data for specifying the location of the delivery person is recorded. In this embodiment, latitude / longitude information is recorded using the GPS function of the deliverer terminal 40 as described above. By using the latitude / longitude information, the delivery person can specify the location address.

  In the delivery instruction data storage unit 33, as shown in FIG. 4, delivery instruction data 330 for managing delivery instructed to each delivery person is recorded. The delivery instruction data 330 is registered when each delivery person determines a delivery schedule. In the delivery instruction data 330, data relating to a deliverer identifier, a delivery request identifier, a delivery destination name, a delivery destination address, a collection amount, and a product confirmation flag are recorded.

In the deliverer identifier data area, data relating to an identifier for specifying the deliverer who has received this delivery instruction is recorded.
In the delivery request identifier data area, data relating to an identifier for specifying each delivery executed by the deliverer is recorded.

In the delivery address and delivery name data area, data relating to the name and address of the recipient of the package is recorded.
In the collection amount data area, data relating to the amount collected from the recipient is recorded in the case of using the cash on delivery settlement service for collecting the price at the time of delivery of the package. In the case of normal home delivery that does not use this cash on delivery settlement service, it is “0 yen”.

  In the product confirmation flag data area, flag data for specifying a delivery request using this service, that is, the product confirmation service is recorded. For normal delivery, the product confirmation flag is set to “OFF”.

  As shown in FIG. 5, the product confirmation data storage unit 34 records product confirmation data 340 in response to the delivery instruction in which the product confirmation flag data is recorded in the delivery instruction data 330 of the delivery instruction data storage unit 33 described above. Is done. The product confirmation data 340 is registered when a delivery request that requires product confirmation is received from the store server 20. The product confirmation data 340 includes data related to a delivery request identifier, a password, and transaction details.

In the delivery request identifier data area, data relating to an identifier for specifying each delivery is recorded.
In the personal identification number data area, data relating to a personal identification number to be used for verification when product confirmation is performed is recorded.

  In the transaction content data area, information relating to the content of transactions performed between the store and the user is recorded. Here, data relating to the transaction identifier and the name of the product provided to the user (in this embodiment, the name of the software) is recorded.

  The financial institution system 50 is a computer system that performs transaction settlement processing. For example, when using a debit card service, a bank host system connected through a known card settlement integrated network system that connects financial institutions widely online is used.

A processing procedure related to settlement of software sales using the system configured as described above will be described with reference to FIG.
A user performs transaction processing using user terminal 10 (Step S1-1). Specifically, the store server 20 is accessed via the Internet using the user terminal 10. Then, a desired product (software in this embodiment) is determined. Then, using the user terminal 10, a software purchase request is transmitted to the store server 20. This purchase request includes data relating to the product identifier, product name, address, and e-mail address of the product to be purchased.

  The store server 20 that has received the purchase request gives a transaction identifier to this transaction. Furthermore, transaction data 220 in which the product identifier, name, address, and e-mail address included in the purchase request is recorded is generated and recorded in the transaction data storage unit 22. Then, the software requested to purchase is provided to the user terminal 10. At this stage, the store server 20 provides the user terminal 10 with software that is security-locked by a predetermined use restriction function.

  Further, the store server 20 generates a personal identification number used for product confirmation (step S2-1). Then, the store server 20 records the generated personal identification number in the transaction data 220 of the transaction data storage unit 22.

  Next, the store server 20 notifies the generated personal identification number to the user terminal 10 via the Internet (step S2-2). The user terminal 10 acquires a personal identification number from the store server 20 (step S1-2). Then, the user terminal 10 displays the acquired personal identification number on the display. Thereby, the user can grasp | ascertain the personal identification number used for goods confirmation.

  Next, the store server 20 transmits a price collection request to the delivery management server 30 (step S2-3). This collection request includes data related to the personal identification number generated for this transaction, product information including the transaction identifier, amount, user name, and address. Upon receiving the collection request, the delivery management server 30 assigns a delivery request identifier, generates delivery instruction data 330 and registers it in the delivery instruction data storage unit 33. In the delivery instruction data 330, the name, address, and amount of the user included in the collection request are recorded as a delivery destination name, a delivery destination address, and a collection amount, respectively. Further, the product confirmation flag of the delivery instruction data 330 is set to “ON”. The personal identification number and product information included in the collection request are recorded in the product confirmation data storage unit 34 in association with the delivery request identifier. Furthermore, the delivery management server 30 returns data regarding the assigned delivery request identifier to the store server 20. Upon receiving this data, the store server 20 records data relating to the delivery request identifier in the transaction data 220.

Next, the delivery management server 30 acquires the location information of the deliverer (step S3-1). Specifically, the location data 32 recorded in the location data storage unit 32.
0 is used. This location data 320 is recorded based on the location notification periodically received from the deliverer terminal 40 (step S4-1).

  Next, the delivery management server 30 specifies a collection person (step S3-2). Specifically, the delivery address included in the delivery request received from the store server 20 is collated with the location of the delivery person recorded in the location data storage unit 32, and the latest location closest to the delivery address is found. The owner of the mobile terminal (deliverer) is identified as the collector. Then, the determined delivery person identifier is recorded in the delivery instruction data storage unit 33.

  Then, the delivery management server 30 transmits a collection instruction to the identified collection person terminal 40 (step S3-3). This collection instruction includes data relating to the delivery address and the name of the delivery destination.

  Upon receiving this delivery instruction, the deliverer terminal 40 displays information on the delivery address and the name of the delivery destination (step S4-2). The collection person visits the delivery destination based on the delivery instruction.

  The collection person who visited the delivery destination inputs the delivery request identifier to the deliverer terminal 40. In this case, the deliverer terminal 40 executes a password number receiving process (step S4-3). Specifically, the collection person terminal 40 inputs the delivery request identifier. In this case, the deliverer terminal 40 outputs a display screen 401 for inputting the personal identification number shown in FIG. 7 on the display. Then, the collection person presents the deliverer terminal 40 to the user.

When the user completes the input of the password on the password input screen, the deliverer terminal 40 transmits the input password to the delivery management server 30 (step S4-4).
The delivery management server 30 performs a verification process on the received personal identification number (step S3-4). Specifically, the delivery management server 30 confirms whether the personal identification number recorded in the product confirmation data storage unit 34 matches the received personal identification number. If the two do not match and cannot be collated, a message to that effect is displayed and the process ends.

  If the two match and the password can be verified, the delivery management server 30 provides the merchandise confirmation information to the deliverer terminal 40 (step S3-5). Specifically, the delivery management server 30 transmits data relating to transaction contents included in the product confirmation data 340 recorded in the product confirmation data storage unit 34 in association with the delivery request identifier.

  Then, the deliverer terminal 40 executes a merchandise confirmation acceptance process (step S4-5). Specifically, the deliverer terminal 40 outputs the received product confirmation information to the display. In the present embodiment, the display screen 402 shown in FIG. Then, the user confirms the display contents on the display screen 402. If the transaction contents output on the display screen 402 are different, the user selects the “NO” button on the display screen 402 to reject payment. In this case, the deliverer terminal 40 ends the process.

When the transaction details can be confirmed, the “OK” button on the display screen 402 is selected. In this case, the deliverer terminal 40 acquires the collection amount related to this delivery request identifier from the delivery management server 30. Then, the deliverer terminal 40 outputs a display screen 403 shown in FIG. 7 on the display. This display screen 403 includes information regarding the collected amount acquired from the delivery management server 30. Then, the user returns the delivery terminal 40 to the collector and pays the displayed price to the collector. Payment can be made using cash or a debit card service. In this case, the deliverer terminal 40 is connected to the financial institution system via the delivery management server 30 and functions as a known debit card terminal. When payment is completed, an “end” button on the display screen 403 is selected.

  In this case, the deliverer terminal 40 transmits a collection notification (step S4-6). This collection notification is first transmitted to the delivery management server 30. Then, the delivery management server 30 transfers the collection notification including the delivery request identifier to the store server 20.

  The store server 20 that has received the collection notification executes a use permission process (step S2-4). Specifically, the store server 20 specifies the transaction data 220 based on the delivery request identifier included in the collection notification. Then, a use restriction release key for releasing the security lock attached to the software is transmitted to the e-mail address recorded in the transaction data 220. The user can use the software by releasing the security lock attached to the software using the received use restriction release key.

According to this embodiment, the following effects can be obtained.
In the present embodiment, product confirmation data 340 is recorded in the product confirmation data storage unit 34 in response to a delivery instruction in which product confirmation flag data is recorded. The product confirmation data 340 includes data related to a delivery request identifier, a password, and transaction details. Then, the password provided to the user is input, and when the password is verified, the transaction content is output on the display of the delivery terminal 40. If it is a tangible item, the product can be confirmed by the size of the package, etc., but in the case of an intangible transaction, there is no product to be received at the time of payment. For this reason, it is difficult to confirm the payment partner. In this embodiment, only the user can confirm the transaction content output on the display of the delivery terminal 40 and pay the price. In particular, the contents of the purchased product are not known to the collector himself.

  The product confirmation data 340 is recorded for the delivery instruction in which the product confirmation flag data is recorded in the delivery instruction data storage unit 33. Therefore, the present service can be realized only by recording the product confirmation flag in the delivery instruction data storage unit 33 for normal delivery management.

  In the present embodiment, the delivery management server 30 acquires the location information of the deliverer (step S3-1), and identifies the deliverer closest to the delivery address as the price collector (step S3). -2). As a result, it is possible to improve the security and quickly collect the payment without transmitting the payment information through the network. In intangible transactions, there is no product to be provided at the time of price collection, so the price can be collected just by sending a visit instruction to the collector.

  In the present embodiment, the store server 20 that has received the collection notification transmits a use restriction release key for releasing the security lock attached to the software. For this reason, unauthorized use can be suppressed and the price can be reliably recovered.

  -In this embodiment, the delivery management server 30 transmits a collection | recovery instruction | indication with respect to the delivery person terminal 40 of the specified collection | recovery person (step S3-3). Upon receiving this delivery instruction, the deliverer terminal 40 displays information on the delivery address and the name of the delivery destination (step S4-2). The collection person visits the delivery destination based on the delivery instruction. Thereby, the user can make a settlement using cash or a debit card service while staying at home or the like.

In addition, you may change each said embodiment as follows.
In the above embodiment, it is assumed that the user purchases software from a store, but the present invention is not limited to this. The present invention can be applied to things that can be traded via the Internet, such as payment for music contents, etc., and buying and selling of stocks and lotteries. In such a case, if the price can be collected, the former can provide the goods via the Internet, and the latter can complete the procedure by registering the transaction result.

  In the above embodiment, in step S3-2, the delivery management server 30 collates the delivery address included in the delivery request received from the store server 20 with the location of the delivery person recorded in the location data storage unit 32. To identify the holder of the nearest mobile terminal closest to the delivery address as the retriever. The fixed method of the mobile terminal that transmits the price collection instruction may be specified based on the location information of the mobile terminal and the location information of the user, and is not limited to the above method. For example, based on the location information of the mobile terminal, it may be transmitted to a mobile terminal existing within a predetermined range from the user's location. In this case, a mobile terminal that transmits a price collection instruction is specified based on a response from a compatible mobile terminal. As a result, the price can be collected in consideration of the condition of the delivery person and the like.

  It is also possible to transmit a price collection instruction to a mobile terminal that exists in a place where it can arrive in the required time instead of the distance. In this case, the required arrival time is calculated by a known car navigation technology, and the mobile terminal in the place where the arrival is possible in the shortest time is specified. Thereby, it is possible to collect the price in consideration of traffic conditions, the moving direction, and the like.

  In the above embodiment, a home delivery service for transporting a baggage deposited from a customer to a delivery destination is assumed. However, the present invention is not limited to this, and any person who can perform a settlement process while moving may be used. For example, a taxi can be used instead of the delivery person.

  In this embodiment, the store server 20 generates a password used for product confirmation (step S2-1) and notifies the generated password to the user terminal 10 (step S2-2). Then, the store server 20 transmits a price collection request to the delivery management server 30 (step S2-3). Instead of the processing of the store server 20, the financial institution system 50 can execute these processing. In this case, the store server 20 that has received the purchase request from the user terminal 10 transmits a URL (Uniform Resource Locators) of the financial institution system 50 to the user terminal 10. The URL parameters include information related to the transaction amount, the store account, and the product.

  Then, the user accesses the financial institution system 50 using the URL. In this case, the financial institution system 50 acquires information for specifying an amount related to the transaction, a store account, and a product from the URL parameters. Next, the financial institution system 50 transmits payment method selection screen data to the user terminal 10. “Payment at home” (this service) is included in the payment method candidates. When “payment at home” is selected, input screen data for receiving the user's name and address is transmitted to the user terminal 10. Then, the financial institution system 50 transmits the information about the name and address acquired from the user terminal 10 and the information about the amount, the store, and the product acquired from the store server to the delivery management server. Based on this information, the collector visits the user and performs payment processing. In this case, the collection fee is placed under the management of the delivery management company. The financial institution system 50 that has received the collection notification from the delivery management server 30 deposits the collection fee from the account of the delivery management company into the account of the store. Thereby, the service of the store server 20 can be reduced and the service can be provided.

In the above embodiment, the store server 20 that has received the collection notification executes a license permission process (step S2-4). Specifically, the store server 20 specifies the transaction data 220 based on the delivery request identifier included in the collection notification. Then, a use restriction release key for releasing the security lock attached to the software is transmitted to the e-mail address recorded in the transaction data 220. Alternatively, software with a timed security lock may be provided. In this case, first, the store server 20 provides the user address to the delivery management server 30 and uses it from the location of the mobile terminal (for example, the mobile terminal of the nearest delivery person) identified as a collection person from the delivery management server 30. Get the required estimated time to the person's address. In this case, a known car navigation technique can be used. Then, a security lock with a time limit that cannot be used after the required predicted time has elapsed is performed. The security lock is released by a usage restriction release key provided after payment. Thus, the user can use the software during the period from the download to the acquisition of the use restriction release key.

  In the above embodiment, the deliverer terminal 40 that has received the delivery instruction displays information about the delivery address and the name of the delivery destination (step S4-2). On the deliverer terminal 40, a display similar to the invoice may be performed. In this case, a display code (bar code or two-dimensional code) including information on the delivery request identifier is output to the deliverer terminal 40 together with the address and name information. By reading this display code, processing can be performed in the same manner as normal delivery.

  In the above embodiment, when the user completes the input of the personal identification number on the personal identification number input screen, the deliverer terminal 40 transmits the input personal identification number to the delivery management server 30 (step S4-4). Instead of this, the deliverer terminal 40 may be configured to transmit the input password to the store server 20. In this case, the access destination address information of the store server 20 is included in the collection request in step S2-3. Further, the access destination address information of the store server 20 is also included in the collection instruction in step S3-3. Then, the store server 20 executes collation in step S3-4 and provision of product confirmation information in step S3-5. Accordingly, the user can be confirmed without providing the product information to the delivery management server.

The system schematic of embodiment of this invention. Explanatory drawing of the data recorded on the transaction data storage part. Explanatory drawing of the data recorded on the location data storage part. Explanatory drawing of the data recorded on the delivery instruction | indication data memory | storage part. Explanatory drawing of the data recorded on the goods confirmation data storage part. Explanatory drawing of the process sequence of this embodiment. Explanatory drawing of the display screen output on the display of a delivery person terminal.

Explanation of symbols

  DESCRIPTION OF SYMBOLS 10 ... User terminal, 20 ... Shop server, 22 ... Transaction data storage part, 220 ... Transaction data, 30 ... Delivery management server, 32 ... Location data storage part, 33 ... Delivery instruction data storage part, 34 ... Merchandise confirmation data storage Department, 40 ... delivery terminal, 50 ... financial institution system.

Claims (2)

Price collection comprising transaction management means for recording transaction data including transaction contents, collection management means for acquiring location information of mobile terminals, and product provision means for providing electronic files with usage restrictions on user terminals A method for collecting money using a system,
The transaction management means obtains transaction data regarding product information, price information, user location information, user terminal address, records with a password,
Sending the password to the address of the user terminal;
Providing the collection management means with a price collection instruction including the location information and price information;
The collection management means identifies a predetermined mobile terminal based on the location information of the mobile terminal and the location information of the user, and includes the location information of the user for the owner of the mobile terminal Send a payment collection instruction,
The product providing means acquires, from the collection management means, a required estimated time required to move from the location of the identified mobile terminal to the location of the user,
Based on the required estimated time, generate an electronic file in which an available time limit is set as a usage limit, and execute the step of providing the electronic file to the user terminal,
When the collection management means receives the input password from the mobile terminal, the transaction data of the user is specified, and product information about the transaction data is transmitted to the mobile terminal,
When receiving a confirmation completion notification input for the product information from the mobile terminal, send the price information about the transaction data to the mobile terminal,
When receiving the payment amount collection notification , further executing the step of transmitting a settlement completion notification to the transaction management means ,
The product providing means, when receiving a payment completion notice from the collection management means, further executes a step of transmitting a means for releasing the use restriction to the address of the user terminal. Method. Transaction management means for recording transaction data including transaction details between a user and a store, collection management means for acquiring location information of a mobile terminal, and product provision means for providing an electronic file with usage restrictions on the user terminal a price recovery system was equipped with a door,
The transaction management means obtains transaction data regarding product information, price information, user location information, user terminal address, records with a password,
Sending the password to the address of the user terminal;
A means for providing the collection management means with a price collection instruction including the location information and price information;
The collection management means identifies a predetermined mobile terminal based on the location information of the mobile terminal and the location information of the user, and includes the location information of the user for the owner of the mobile terminal It has a means to send a price collection instruction
The product providing means acquires, from the collection management means, a required estimated time required to move from the location of the identified mobile terminal to the location of the user,
Based on the required predicted time, an electronic file in which an available time limit is set as a usage restriction is generated, and the electronic file is provided to a user terminal.
When the transaction management means receives the entered password from the mobile terminal, it identifies the transaction data of the user, transmits product information about the transaction data to the mobile terminal,
When receiving a confirmation completion notification input for the product information from the mobile terminal, send the price information about the transaction data to the mobile terminal,
When receiving the payment amount collection notification, further comprising means for transmitting a payment completion notification to the transaction management means ,
The merchandise providing means further comprises means for transmitting means for releasing the use restriction to the address of the user terminal when a payment completion notice is received from the collection management means. system.

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