KR20190025802A - Enterprise Business and Communication system Using Cloud-Computing - Google Patents

Abstract

The purpose of the present invention is to solve a problem of using a paper document, a handwriting input, an e-mail, or a fax because B2B and C2C purchases and sales are not connected online. Provided is a means enabling an order and a seller to trade by making only a minimum document, while resolving communicating problems caused by a server usage time difference of purchasers and sellers by making an environment in which an ordered and a supplier perform operations by sharing one computer by using a cloud computing server. The present invention provides a tool enabling a company to perform purchasing and selling by accessing a server through indexing of a business owner number of a company. The tool is a system which can perform operations for quotations, order sheets, tax invoices, messages, payment, business promotion, new product and discount product promotion, and business management only with a business registration number of a transaction partner anywhere and anytime, only if it is possible to access a cloud computing server. B2B, B2C, and C2C transaction environments different from conventional internet shopping malls can be provided.

Description

[0003] 2. Description of the Related Art [0004] [0002] Business communication and information exchange based on cloud computing,

The present invention relates to a cloud computing-based information exchange and billing system. More specifically, the present invention relates to a cloud computing environment in which information for purchasing and selling an orderer and a seller is stored in a database based on a business registration number, And an electronic payment system in which a transaction is made and paid for by receiving and receiving an electronic document such as a delivery document of a delivery person through a server.

  The description of the existing prior art is as follows. First, there is an invention in which the existing electronic payment system has expanded functions to send settlement documents to an electronic document for settlement in a corporation or an institution. The author receives the document of the author, provides the personal information of the creator, and the author can immediately correct the document to be returned at the time of document approval. The author can know who made the document, , Quotations received from general commercial transactions, and requests for purchase of goods.

  Another prior art invention relates to an electronic payment system on the Internet using a specialized security module, comprising: an individual enterprise client connected to the Internet via a network; User client for each individual enterprise; A web server for authorizing access according to a connection request of the user client and providing payment information for each client; A member database for storing user information for each client when the web server is registered as a user (member); A document database containing information such as up-front, billing, bounce, hold, etc. of the per-user document; A security module that protects the network from the risk of hacking such as loss or theft of information; And an ASP (Application Service Provider) specializing company that provides the above services. Accordingly, the individual company client can create an Internet-based infrastructure provided by the web server via the Internet, and can display and confirm the information of the company anytime and anywhere without worrying about security without the need for a separate server and operating personnel to be.

  The present invention relates to an electronic commerce payment method using a telephone number of a goods purchaser connected to a communication network connected to a telephone company and a telephone number of an orderer of goods between an article seller and a seller, Obtaining the telephone number information of the purchaser when the purchase request of the goods is received, and starting the merchandise selling process; Calculating a frequency unit corresponding to the price of the goods requested by the purchaser, transmitting the calculated frequency unit and the telephone number information of the purchaser to the billing center of the telephone company, and request payment; And a step of receiving a payment approval notification from the charging center of the telephone company and terminating the merchandise selling process. The payment method according to the present invention can be used for e-commerce transactions , And ordinary people without a credit card can use the e-commerce system, and the low-price commodity can be used without any inconvenience. Also, since the payment is processed by the telephone charge through the telephone company, It is an invention capable of collective and stable charge transfer.

  There are prior arts about credit payment system using mobile phone number and approval method. In a credit settlement system using a mobile communication telephone number composed of a mobile communication company 1 and a credit settlement approval system 4, a purchaser 2 and a plurality of sellers 31, the credit settlement approval system 4 includes: As described above, the credit information database unit 41, the credit settlement approval history database unit 42, the credit information database management unit 43, the credit settlement approval history settlement unit 44, 45, a credit payment approval unit 46, a customer management system connection unit 47, a short message system connection unit 48, and a seller computerized system connection unit 49 to construct a credit information database for the mobile communication telephone number A step S2 of selecting an item (or a service) from an Internet electronic commerce (or a physical commerce shop or a telephone of a visiting sale) and requesting a credit settlement using the mobile communication telephone number, And the seller (S3) of transmitting a transaction history (transaction number, mobile communication telephone number, seller name, charge amount, product list, etc.) to a credit settlement approver through a computer network to request transaction confirmation (S3) (S4) of evaluating whether or not credit payment is possible for the requested mobile communication telephone number and the transaction details (charge amount); and comparing the transaction details and the transaction confirmation number requested by the credit settlement approver with a short message (S5) of notifying the purchaser through the service (or the wireless Internet service), confirming the transaction details and the transaction confirmation number received from the payment approver through the mobile communication terminal of the purchaser ), And notifying the seller of the transaction confirmation number received from the payment approver through his / her mobile communication terminal (Internet, telephone, or oral) (S8) of notifying the settlement approver of the transaction confirmation number and the transaction details received from the purchaser through the computer network (S8); and a step (S9) of comparing the confirmation number with the transaction confirmation number sent to the purchaser in step S5, and notifying the seller of the credit payment approval to the seller (or the seller and the purchaser) A step S11 of recording a credit settlement approval record and adjusting a credit limit, a step S12 of accepting a credit payment amount by a credit settlement approver, It is possible to use the mobile communication telephone number as a reliable credit payment means by performing an approval procedure in step S13 of settlement of the credit payment approval details.

  Background Art [0002] There are prior arts related to a settlement method using only a part of credit information using personal information of a mobile communication company in an electronic settlement, and a receipt issuing method using a mobile communication terminal. The present invention relates to a mobile communication company D / B that knows a mobile communication telephone number of a user and a unique number (a social security number, a social security number, a corporation number, a business registration number) identifying a user and a unique number (a resident registration number, A bill payment method of a new concept in which a bill payment can be made through three steps of providing and checking information between a credit card company D / B and a credit card company D / B knowing credit information (credit card number) Notifying the payment details and the encrypted payment number, and replacing it with the receipt. By using such a payment method, a payment can be made using only a part of the user's credit information without a process of collecting user information for constituting a D / B linking a separate telephone number and a card number, It is possible to make highly secure credit transactions without the risk of leakage of personal credit information by making the payment settlement without any exposure of the user's credit information to the outside, and by notifying the settlement details and the encrypted settlement number, It is effective in facilitating convenient and safe e-commerce, visiting sales and reservation culture settlement by eliminating the anxiety caused by commerce.

Published Patent Publication No. 2002-0016723 Published Patent Publication No. 2002-0068812 Published Patent Publication No. 2002-0007793 Published Patent Publication No. 2000-0036574 Published Patent Publication No. 2002-0071587

  The present invention is directed to solving the problem of using paper documents and handwriting input or e-mail and facsimile due to the fact that purchasing and sales related to general transactions between business operators and / or individuals are not connected online, It is possible to solve the inconvenience due to the difference in the server use time between the buyer and the seller and to create only the minimum document Thereby providing a means for the buyer and seller to trade.

  The present invention uses the following means to solve the above problems.

In an online electronic payment system composed of a cloud computing server (hereinafter referred to as a "server") and a purchaser and a seller,

  The electronic payment information of the purchaser is authenticated and stored in the server through one of a card, a mobile phone, an authorized certificate, an IP phone, and a visit, using the orderer's business registration number as an index; And

The electronic payment information of the seller is authenticated and stored in the server through one of a card, a mobile phone, a public certificate, an IP phone, and a visit, using the seller's business registration number as an index; And

An ordering step of accessing the server to purchase an item from the seller and creating an order form with an index of the seller's registration number or a resident registration number of the seller; And

  If the orderer confirms that the item ordered by the seller is available for the price, the quantity, and the date to be supplied by the orderer, the orderer confirms the electronic payment so that the electronic payment can proceed immediately, Identification step; And

  An order confirmation step of accessing the server to search the vendor's registration number of the seller for an order form and confirm the order form; And

  A supply document preparation step of, when the order form is confirmed, identifying a stock, confirming a sellable unit price and a quantity, accessing the server including a supplyable date, and preparing a supplier with the supplier's registration number of the purchaser; And

  If the price and quantity of the item to be supplied and the date of supply match the order information ordered at the order step in the step of preparing the supplier sheet, the supplier confirms the automatic electronic settlement in the automatic electronic payment approval confirmation step, A supply determination and an electronic settlement step for executing settlement; And

  A supplier sheet sending step of sending the prepared supply sheet to the purchaser if the order content of the order sheet and the contents of the supply sheet created at the supply sheet creation step are not identical due to lack of stock, And

  A supply automatic approval confirmation step of confirming an automatic supply authorization to the server so that electronic settlement can be immediately performed when the purchaser approves the supply document; And

  A transaction confirmation step of a purchaser who connects the supplier to the server and searches for the supplier's supplier's registration number or resident registration number to determine whether the supplier has the supplier's electronic payment receipt or the supplier's electronic payment transaction or the supplier's certificate; And

  A supply order confirmation step of completing the purchase transaction when the payment receipt is confirmed in the order confirmation step of the orderer and confirming the supply order if there is a supply order; And

  A supplier's approval step in which the orderer approves or rejects the supplier's supply document; And

  A purchase decision and an electronic settlement step in which the purchaser approves the supply document and the electronic settlement is executed in addition to the supply confirmation when the seller confirms the supply approval in the supply automatic approval confirmation step; And

  A reorder acceptance step of returning to the order confirmation step when the purchaser approves the supply order and the seller does not confirm the supply approval in the supply automatic approval confirmation step; And

  An order cancellation step of discarding the order form of the orderer and canceling the order if the orderer disapproves the supply form; And provides an exchange transaction information and an electronic payment system based on cloud computing.

  According to still another aspect of the present invention,

  A business registration number delivery step in which the business registration number or the resident registration number of the purchaser and the business registration number or the resident registration number of the supplier are transmitted as settlement information to the server for the electronic settlement; And

The server requesting a certificate of the user terminal of the seller or the purchaser together with the received business registration number; And

  If the certificate of the transmitted user terminal is valid, the server transmits the electronic payment information of the purchaser to the electronic payment server of the financial institution using a credit card, a check card, or a real-time account transfer using the received business registration number as an index A financial institution settlement step; And

  And a transaction completion step of informing the orderer and the seller of the settlement result of the financial institution by wire and / or wirelessly through the server, so that the electronic settlement information of the orderer and the seller is only used by the server and the financial settlement institution The settlement information is protected by preventing the payment information from being used between the seller and the purchaser, and the settlement information is protected by merely creating an order form without preparing documents such as a transaction statement, a quotation, The present invention aims to provide trading information exchanging and electronic payment system based on cloud computing, which is characterized in that documents are automatically generated and traded.

  Still another object of the present invention is to provide

  And a step of sending a quotation and a transaction statement together with a supplier to the purchaser at the supplier's dispatch step. The present invention also provides a transaction information exchanging and electronic payment system based on cloud computing.

  Still another object of the present invention is to provide

  The method of claim 1, further comprising the step of the server transmitting the electronic tax bill issuing information to the electronic tax bill issuing server and issuing the electronic bill in the transaction completing step. The purpose is to provide.

  The present invention provides a tool for accessing and purchasing and selling a server by using an operator number as an index so that if the user can access the cloud computing server anytime and anywhere, only the business registration number of the counterparty, It provides B2B, B2C and C2C trading environment which is different from the existing internet shopping mall. It is a system that can manage bills, messages, payment, company promotion, and promotion of new products and discount products.

1 is a block diagram of an entire system of the present invention
FIG. 2 is a flow chart illustrating a process of registering a user
3 is a conceptual diagram of the cloud environment of the present invention

  The present invention relates to a system and method for integrating a billing system within an enterprise and a transaction system with the outside of an enterprise in a business to business (B2B), a business to business (B2C or C2B) The main purpose of that is.

  Cloud computing is actually a computer system that has physical hardware and operating systems somewhere, but it can not really know where it is, and it can be used anytime and anywhere just connected to the network.

  Existing enterprise business systems use enterprise resource planning software called enterprise resource planning (ERP). However, these systems are only suitable for internal payment or business instructions, and there is a limit in controlling the flow of documents and the flow of business between companies. Currently, most business-to-business transactions still involve phone calls, faxes, or e-mails centered around business contacts.

  If a company's enterprise-wide management system is transformed into a cloud computing environment, and the same business type or a business type of business enterprise also converts its management system into a cloud computing environment and creates and accesses documents in the same electronic document format,

  Inter-departmental tasks within a company can be easily handled as if they were using the above-mentioned ERP system.

  Even if the enterprise ERP system does not use cloud computing, the present invention can provide a more convenient and simple enterprise using the cloud computing environment even though the quotation, the goods statement, the electronic settlement, Provide a system for inter-transaction.

 As shown in FIG. 1, the present invention provides a means by which a company A and a company B can access a KLAUS system via a communication network such as the Internet and perform business transactions based on a business number (business registration number). FIG. 1 illustrates an inter-company transaction as an example, but transactions between individuals including an individual are also possible in the same manner. However, in order to identify a company, a business registration number is used, but in the case of an individual, a resident registration number, which is a unique number of an individual, can be used, and it is also possible to use My PIN, certificate, fingerprint, voice, Do.

  In order for a company or an individual to use the present invention, it is necessary to input information for membership and transaction as shown in FIG.

FIG. 3 shows a connection relationship between a company or an individual using a cloud environment. The exchange information is exchanged in a cloud environment based on a business registration number or a resident registration number or other unique number, You can use a business process environment such as viewing a business using an ERP system in the enterprise.

  However, it is not limited to inter-company transactions. It is also possible for an individual to participate in a transaction if there is a unique number or ID for identifying the customer.

  The present invention relates to an online purchase and online electronic payment system that connects a purchaser and a seller that can be used in a cloud computing server (hereinafter referred to as a " server ") environment.

  The server is provided with an ordering person's card, a mobile phone, an authorized certificate, an Ipfin and a visit (hereinafter, referred to as " contact information ") as means for confirming that the orderer's electronic settlement information, The seller's information is authenticated to the server in the same process so that the seller's information is stored in the server and the purchaser or the seller transmits the information to the terminal either immediately or at a later time When the user terminal first accesses the server, the user terminal is first or further authenticated, and the certificate includes the terminal's MAC address or telephone number, or the terminal information such as the model number or the IMP number, Generates a certificate so that the information can be distinguished even by copying the information, The document includes the step of storing in the terminal and the server.

  In addition, the seller may input sales information such as inventory, specification, availability date, price, and delivery method of the item to be sold into the sales information database of the server, updating the sales information database from time to time, And the sales information such as price, shipping address and buyer are all stored and managed in the database, and if the seller stores the purchase information in the database The server and the server that automatically calculate the net profit and cost automatically automatically access the electronic tax bill issuing site to issue an electronic tax bill by closing the transaction or generating a transaction.

  The orderer accesses the server to purchase goods from the seller, searches for sales information of a plurality of sellers stored in the server, selects a seller who satisfies a desired purchase condition, and registers a business registration number or a resident registration number Create an order for purchasing with the index.

  If the seller confirms that the seller is able to supply the goods ordered by the seller at the price, quantity and date, the orderer can proceed to the server so that the electronic settlement can proceed directly at the server without delay Check the automatic electronic payment approval confirmation button to approve the electronic payment.

  The seller accesses the server at a desired space and time and searches the vendor's registration number of the seller to see whether the order is present and confirms the order. If the order form is confirmed, the stock is identified, the soldable unit price and quantity including the supply availability date are confirmed again, and the supplier form is prepared by indexing the supplier's business registration number of the order form.

If the price and quantity of the goods to be supplied and the supply date match the order information ordered at the order step, if the orderer approves the automatic electronic payment at the automatic electronic payment approval confirmation step, The server proceeds with a supply decision and an electronic settlement step to be carried out.

If the contents of the order in the order form and the contents of the supply document prepared by the seller do not match due to lack of stock, fluctuation in price, or unavailability of the supplier, the server sends the created supply sheet to the purchaser.

  A transaction confirmation step of a purchaser who connects the supplier to the server and searches for the supplier's supplier's registration number or resident registration number to determine whether the supplier has the supplier's electronic payment receipt or the supplier's electronic payment transaction or the supplier's certificate; And

If the payment receipt is confirmed in the transaction confirmation step of the purchaser, the purchase transaction is completed, and if there is a supply receipt, the supply receipt is confirmed.

  The seller confirms the automatic supply approval to the server so that the electronic payment can be automatically performed when the purchaser approves the supply order different from the order form. If the purchaser does not approve the order form other than the order form, the order form is canceled and the order is canceled.

  On the other hand, if the purchaser approves the supply order and the seller does not confirm the supply approval in the supply automatic approval confirmation step, the server performs the reorder confirmation step to return to the order confirmation step.

  In addition, in the present invention, for the electronic settlement, the business registration number or the resident registration number of the purchaser and the business registration number or the resident registration number of the supplier are transmitted as payment information to the server, and the server notifies the seller Requests the certificate of the user terminal to increase the security of the connection of the server.

If the certificate of the transmitted user terminal is valid, the server transmits the electronic payment information of the purchaser to the electronic payment server of the financial institution using a credit card, a check card, or a real-time account transfer using the received business registration number as an index Thereby performing electron-copying. And informs the orderer and the seller of the settlement result of the financial institution via the server by wire and / or wirelessly. The real-time account transfer is characterized in that the account information stored in the server is inquired about the account transfer information by using a personal identification number such as a business registration card or a resident registration number or a unique number of a company.

  Therefore, according to the present invention, the electronic settlement information of the orderer and the seller is used only by the server and the financial settlement agency, and the settlement information is not used between the seller and the buyer, The above-mentioned documents are automatically generated and traded only by completing an order form without preparing documents such as a transaction statement, a quotation, and an order form in a transaction between an individual and an enterprise. In this case, The purpose is to provide.

  In addition, in the general transaction of the present invention, documents required between companies are sent to the purchaser together with a supplier and a quotation and a transaction statement in the supplier's sending step, and in the transaction completion step, And issuing a cash receipt by sending the cash receipt issuing information to the server when the transaction is a cash transaction. The present invention also provides a method of issuing a cash receipt. In addition, as a supplementary function, a real-time and offline messenger function which can negotiate details of transactions, such as color, size, packaging method, delivery location and method, using a unique number such as a company registration defense or a resident registration number It may be further provided.

  The terms cloud, cloud computing, cloud server, and cloud computing server used in the present invention are used interchangeably, and the configuration of the present invention is not clear or impossible to implement. The number that can be used as the unique number may be a business registration card, a resident registration number, a student ID card, a telephone number, a mobile phone number, a public I-PIN, a passbook number, etc. In addition, It is needless to say that the validity of the unique number can be verified for each expiration period by using a validation period and a validity period for confirming that it is a unique number of the user.

100: System overview
110: Cloud computing environment

Claims (5)

In an online electronic payment system composed of a cloud computing server (hereinafter referred to as a " server ") and an orderer and a seller,
The electronic payment information of the purchaser is authenticated and stored in the server through one of a card, a mobile phone, an authorized certificate, an IP phone, and a visit, using the orderer's business registration number as an index; And
The electronic payment information of the seller is authenticated and stored in the server through one of a card, a mobile phone, a public certificate, an IP phone, and a visit, using the seller's business registration number as an index; And
An ordering step of accessing the server to purchase an item from the seller and creating an order form with an index of the seller's registration number or a resident registration number of the seller; And
If the orderer confirms that the item ordered by the seller is available for the price, the quantity, and the date to be supplied by the orderer, the orderer confirms the electronic payment so that the electronic payment can proceed immediately, Identification step; And
An order confirmation step of accessing the server to search the vendor's registration number of the seller for an order form and confirm the order form; And
A supply document preparation step of, when the order form is confirmed, identifying a stock, confirming a sellable unit price and a quantity, accessing the server including a supplyable date, and preparing a supplier with the supplier's registration number of the purchaser; And
If the price and quantity of the item to be supplied and the date of supply match the order information ordered at the order step in the step of preparing the supplier sheet, the supplier confirms the automatic electronic settlement in the automatic electronic payment approval confirmation step, A supply determination and an electronic settlement step for executing settlement; And
A supplier sheet sending step of sending the prepared supply sheet to the purchaser if the order content of the order sheet and the contents of the supply sheet created at the supply sheet creation step are not identical due to lack of stock, And
A supply automatic approval confirmation step of confirming an automatic supply authorization to the server so that electronic settlement can be immediately performed when the purchaser approves the supply document; And
A transaction confirmation step of a purchaser who connects the supplier to the server and searches for the supplier's supplier's registration number or resident registration number to determine whether the supplier has the supplier's electronic payment receipt or the supplier's electronic payment transaction or the supplier's certificate; And
A supply order confirmation step of completing the purchase transaction when the payment receipt is confirmed in the order confirmation step of the orderer and confirming the supply order if there is a supply order; And
A supplier's approval step in which the orderer approves or rejects the supplier's supply document; And
A purchase decision and an electronic settlement step in which the purchaser approves the supply document and the electronic settlement is executed in addition to the supply confirmation when the seller confirms the supply approval in the supply automatic approval confirmation step; And
A reorder acceptance step of returning to the order confirmation step when the purchaser approves the supply order and the seller does not confirm the supply approval in the supply automatic approval confirmation step; And
An order cancellation step of discarding the order form of the orderer and canceling the order if the orderer disapproves the supply form; And the like. The cloud computing-based business transaction information exchanging and electronic payment system The method according to claim 1,
A business registration number delivery step in which the business registration number or the resident registration number of the purchaser and the business registration number or the resident registration number of the supplier are transmitted as settlement information to the server for the electronic settlement; And
The server requesting a certificate of the user terminal of the seller or the purchaser together with the received business registration number; And
If the certificate of the transmitted user terminal is valid, the server transmits the electronic payment information of the purchaser to the electronic payment server of the financial institution using a credit card, a check card, or a real-time account transfer using the received business registration number as an index A financial institution settlement step; And
And a transaction completion step of informing the orderer and the seller of the settlement result of the financial institution by wire and / or wirelessly through the server, so that the electronic settlement information of the orderer and the seller is only used by the server and the financial settlement institution The settlement information is protected by preventing the payment information from being used between the seller and the purchaser, and the settlement information is protected by merely creating an order form without preparing documents such as a transaction statement, a quotation, And the electronic documents are automatically generated and traded. In the cloud computing-based business transaction information exchanging and electronic payment system 3. The method of claim 2,
The method of claim 1, further comprising the step of sending a quotation and a transaction statement to the purchaser together with the supplier in the supplier's sending step, The method of claim 3,
In the transaction completion step, the server sends the electronic tax invoice issuance information to the electronic tax invoice issuance server to issue electronic invoices, or if the transaction is an individual transaction and the cash transaction, the server transmits cash receipt issuance information to the cash issuance server The method of claim 1, further comprising the steps of: 5. The method of claim 4,
In the trading information exchanging and electronic settlement system based on the cloud computing based on the above, the details of the transaction, that is, the color, the size, the packaging method, the delivery position and the method, etc. are mutually exchanged And an offline messenger function capable of negotiating a commercial transaction information exchange and an electronic payment system based on cloud computing,

Images