JP2005044325A - Method for selling electronic ticket in electronic commerce, and electronic ticket system with the method applied - Google Patents

Abstract

<P>PROBLEM TO BE SOLVED: To provide an electronic settlement system in which charges for content and services provided via the Internet are paid with electronic securities, and charges for the electronic securities are collected along with cellular telephone charges. <P>SOLUTION: The electronic settlement system sells electronic securities called electronic tickets at an electronic ticket server 30. The electronic ticket server 30 comprises seller information storing means for storing seller information, product information storing means for storing product information, electronic ticket information storing means for storing electronic tickets sold, and seller account information storing means for storing seller account information. <P>COPYRIGHT: (C)2005,JPO&NCIPI

Description

The present invention relates to a mediation method in electronic commerce via a communication network, particularly the Internet. The present invention also relates to a computer system to which the method is applied.

Conventionally, as a method of paying money from a payer to a payee using a communication network (such as the Internet), the following is known. First, the payee signs a contract with the telephone company to collect the price of services and contents provided through the telephone company together with the telephone fee and transfer it to the financial institution account of the payee. Next, services and contents are provided to the payer through the telephone company. At this time, the telephone company notifies the payer that it will collect the charge for the service or content that the payer is going to receive together with the telephone charge, and obtains consent. This consent follows a predetermined rule between the telephone company and the payer, and the method is that the payer inputs a preset password for authentication on the telephone used, especially the mobile phone. By doing so, we are in compliance with an agreement to verify identity and accept payment. When the payer's consent is obtained, the telephone company provides the payer with services and contents prepared by the payee. The telephone company collects the service and content charges from the payer along with the telephone charges and transfers them to the payee's financial institution account.

However, the above method has the following problems. First, the above-mentioned method requires that the recipients provide services and contents via the telephone company network, and there is a paid mailing list that does not use the telephone company network, membership-based Internet services, and shareware. It was not possible to use it to pay for such charges. Second, the recipient needs complicated preparations such as a contract with the telephone company, installation of equipment that can always provide services via the Internet, and preparation of services and contents provided via the telephone company. In addition, considering the examination of telephone companies in terms of frequency of use, it is difficult to use it for collecting membership fees on a small paid mailing list, for example, less than 1000 people. In particular, it was limited to specialized traders for the purpose of selling services and contents on a large scale.

Therefore, the object of the present invention is to solve the above-mentioned inconveniences and to be used for payment of services and contents provided without using a telephone company network, and for payment of charges for a small group. It is possible to provide an electronic commerce system that simplifies the cumbersome procedures that the recipient must prepare in advance to receive the fee.

In order to solve the above problems, an electronic settlement method of the present invention sells an electronic securities called an electronic ticket on a server computer called an electronic ticket server connected to a computer network such as the Internet, and pays the price via a telephone company. It is characterized in that it can be collected together with the telephone fee and transferred to the recipient's financial institution account, and the validity of the sold electronic ticket can be verified in real time by inquiring to the electronic ticket server. .

According to the electronic payment method of the present invention, it is possible to easily charge for contents and services provided via the Internet or a telephone company network, charge services for a small group of people who are not acquainted with each other, It is possible to make use of the voting ticket for the above events.

Embodiments of an electronic settlement method of the present invention will be described below with reference to the drawings.
FIG. 1 is a diagram showing an example of an electronic ticket system for realizing the electronic settlement method of the present invention. As shown in FIG. 1, a purchaser computer 10, a seller computer 20, an electronic ticket server 30, a purchaser mobile phone 40, and a telephone company server 50 can communicate with a computer network 60 such as the Internet. It is connected to the. The electronic ticket server 30 also includes a seller DB 301 that stores information on sellers, a product DB 302 that stores information on electronic tickets to be sold, an electronic ticket DB 303 that stores information on electronic tickets sold, and an electronic ticket. Merchant account DB 304 for storing the sales price information.

FIG. 2 is a diagram showing a procedure for using an electronic ticket. Details of data transmitted and received in each procedure are shown in FIG. 3 and subsequent figures, and FIG. 2 shows only a rough flow. First, the seller registers the seller from the seller computer 20 to the electronic ticket server 30. In the registration of the seller, information for identifying the individual such as the name of the seller is registered together with a financial institution account for the seller to receive the price of the sold electronic ticket.

Next, the seller registers the electronic ticket to be sold from the seller computer 20 to the electronic ticket server 30. When registering an electronic ticket, the service provided by the seller is clearly shown and registered to the purchaser of the electronic ticket. The service here is a service or electronic information provided by the seller to the purchaser as a price for the electronic ticket. For example, a password for canceling the restriction of shareware, (e-mail service, etc.) It is assumed that the purchaser will be given a price commensurate with the purchase of the electronic ticket through member registration and provision of services such as extension of the membership period of registered members. The price of the electronic ticket and the consideration given by the purchase can be arbitrarily set by the seller, but as a matter of course, the purchase of the electronic ticket is left to the purchaser. The seller who has successfully registered the electronic ticket advertises the electronic ticket to the purchaser and urges the purchase by any means such as a homepage or e-mail.

In order to purchase an electronic ticket, the purchaser accesses the electronic ticket server 30 from his / her purchaser mobile phone 40 and purchases the electronic ticket. At this time, the electronic ticket server 30 obtains approval from the purchaser to charge and collect the price of the electronic ticket together with the telephone fee of the purchaser mobile phone 40. At this time, the electronic ticket server 30 specifies the purchaser mobile phone 40 by obtaining the consent from the purchaser by means provided by the telephone company server 50, and at the same time collects the electronic ticket for the telephone company. Ask. The telephone company server 50 communicates with the purchaser mobile phone 40 by, for example, the HTTP protocol and obtains the purchaser's approval.

The purchaser presents the electronic ticket code of the purchased electronic ticket from the purchaser computer 10 to the seller computer 20 by means provided by the seller computer 20. The merchant computer 20 communicates with the purchaser computer 10 using, for example, the HTTP protocol and receives an electronic ticket code. The method of transferring the electronic ticket code of the purchased electronic ticket between the purchaser mobile phone 40 and the purchaser computer 10 is arbitrary. For example, the electronic ticket code of the electronic ticket purchased by the purchaser mobile phone 40 is used. The user may manually input the information to the purchaser computer 10 or may transfer the electronic information to the purchaser computer 10 by means of e-mail or the like.

Upon receiving the electronic ticket code presented by the purchaser, the seller computer 20 requests the electronic ticket server 30 to test the validity of the electronic ticket. The electronic ticket server 30 verifies the validity of the requested electronic ticket and notifies the seller computer 20 of the result. The seller computer 20 provides a considerable service to the purchaser computer 10 when the result of the verification shows that the ticket is a legitimate electronic ticket. If the result of the test does not confirm that the ticket is a legitimate electronic ticket, no service will be provided.

The telephone company charges the electronic ticket purchased using the purchaser mobile phone 40 together with the telephone charge of the purchaser mobile phone 40 and collects it. The collected electronic ticket price is deposited into a financial institution account negotiated between the telephone company and the installation source of the electronic ticket server 30, and the electronic ticket server 30 is notified of the payment result as electronic information. The electronic ticket server 30 distributes, manages, and stores a price for each seller from the notified electronic information.

The seller inquires of the electronic ticket server 30 about the state of collection of the price of his sold electronic ticket. When the electronic ticket price is collected, the seller instructs the electronic ticket server 30 to withdraw money from the registered financial institution account. The electronic ticket server 30 receives the withdrawal instruction after authenticating the seller, and transfers the designated amount within the amount that can be withdrawn to the registered financial institution account. The amount equivalent to the actual cost such as the transferred fee and the transfer fee incurred at the time of transfer will be reduced from the sales fee of the collected electronic ticket.

FIG. 3 is a diagram showing a sequence of messages transmitted and received between the seller computer 20 and the electronic ticket server 30 in FIGS. 1 and 2. Between the merchant computer 20 and the electronic ticket server 30, the electronic ticket server 30 does not respond to a trigger message (S 201, S 203, S 205, S 207, S 209, S 211) transmitted by the merchant computer 20. A response message (S202, S204, S206, S208, S210, S212) is transmitted.

FIG. 4 shows a case where a purchaser purchases an electronic ticket using a mobile phone, and is sent to and received from the seller computer 20, the electronic ticket server 30, the purchaser mobile phone 40, and the telephone company server 50. It is a figure which shows the sequence of a message | telegram. First, the seller computer 20 transmits a response message (S302) for requesting presentation of an electronic ticket to the trigger message (S301) transmitted by the purchaser mobile phone 40. If an electronic ticket has been purchased, a message (S309) providing an electronic ticket code is transmitted to the seller computer 20, but if an electronic ticket has not been purchased, a message for purchasing the electronic ticket (S303). Is transmitted to the electronic ticket server 30.

When receiving the electronic message for purchasing the electronic ticket (S303), the electronic ticket server 30 transmits an electronic message (S304) for requesting confirmation of the intention to purchase to the telephone company server 50. When the telephone company server 50 receives a message for requesting confirmation of purchase intention (S304), the telephone company server 50 transmits a message (S305) requesting a password for settlement to the purchaser's mobile phone 40 to confirm the purchase intention. To do. In order to purchase an electronic ticket, the purchaser responds to the message requesting the password for payment from the purchaser's mobile phone 40, and the purchaser's mobile phone 40 responds with a response message ( S306) is transmitted.

Upon receiving the response message, the telephone company server 50 verifies the password. If the password is correct, the telephone company server 50 notifies the electronic ticket server 30 of the acceptance and the payment response message (notifying the terminal number of the mobile phone 40). S307) is transmitted.

The electronic ticket server 30 that has received the settlement response message generates an electronic ticket and transmits a message (S308) notifying the electronic ticket code to the purchaser mobile phone 40. The purchaser's mobile phone 40 that has received the electronic message notifying the electronic ticket code transmits an electronic message (S309) that provides the electronic ticket code to the seller computer 20.

The seller computer 20 that has received the electronic statement providing the electronic ticket code requests the electronic ticket server 30 to verify the received electronic ticket code (S211), and the electronic ticket server 30 responds with the verification result ( S212). When the seller computer 20 verifies the electronic ticket code and determines that the electronic ticket code is correct, the seller computer 20 provides a considerable service in response to the request from the purchaser mobile phone 40 (S310) and corrects the request. If it is not determined to be an electronic ticket, the corresponding request is discarded.

FIG. 5 shows that when a purchaser purchases an electronic ticket using a computer other than a mobile phone, the purchaser computer 10, the seller computer 20, the electronic ticket server 30, the purchaser mobile phone 40, the telephone company server 50, It is a figure which shows the sequence of the message | telegram transmitted / received between these. First, the purchaser computer 10 transmits a message (S401) requesting service to the seller computer 20. When the seller computer 20 receives the message requesting the service, the seller computer 20 transmits a message (S402) requesting the presentation of the electronic ticket to the purchaser computer 10. If the purchaser has already purchased an electronic ticket, the purchaser sends a message (S407) for presenting the electronic ticket to the seller computer 20, but if the electronic ticket has not been purchased, the purchaser sends an electronic ticket to the electronic ticket server 30. A telegram requesting ticket purchase (S403) is transmitted.

When the electronic ticket server 30 receives the electronic ticket purchase request message from the purchaser computer 10, the electronic ticket server 30 generates an electronic ticket and requests the purchaser mobile terminal 40 to settle the generated electronic ticket (S404). And a message (S405) for presenting the generated electronic ticket to the purchaser computer 10 is transmitted. The generated electronic ticket is managed as an invalid electronic ticket until the purchaser's mobile terminal 40 makes a payment.

When the mobile phone 40 receives an e-mail requesting payment, the mobile phone 40 accesses the URL indicated in the e-mail (S406), and purchases (settlement) an electronic ticket (S304 to S308). The electronic ticket server 30 registers the settled electronic ticket as a valid electronic ticket.

When the purchaser purchases an electronic ticket, the purchaser presents the electronic ticket to the seller computer 20 and then transmits a message (S407) requesting provision of services. The seller computer 20 requests the electronic ticket server 30 to verify the received electronic ticket code (S211), and the electronic ticket server 30 responds with the verification result (S212). If the seller computer 20 verifies the electronic ticket code and determines that the electronic ticket code is correct, the seller computer 20 provides a considerable service in response to the request from the purchaser computer 10 (S408), and corrects the electronic If it is not determined to be a ticket, the corresponding request is discarded.

It is a figure which shows an example of the network system using the electronic ticket of this invention. It is a figure which shows an example of the role which each apparatus should play in the network system using an electronic ticket. (A) is a figure which shows an example of the communication procedure for registering a seller in an electronic ticket server. (B) is a figure which shows an example of the communication procedure for registering goods. (C) is a figure which shows an example of the communication procedure for inquiring the balance of seller account DB. (D) is a diagram showing an example of a communication procedure for requesting withdrawal (transfer the balance of the seller account DB to the account of an existing financial institution designated at the time of registration of the seller). (E) is a diagram showing an example of a communication procedure for obtaining a list of electronic tickets that have not been deposited in the electronic ticket server because the mobile phone company has failed to transfer among the sold electronic tickets. (F) is a diagram showing an example of a communication procedure for verifying the authenticity of a sold electronic ticket. (G) shows the contents of information transmitted and received in the procedure as a schematic diagram. (A) is a figure which shows an example of a communication procedure in case a purchaser purchases an electronic ticket from a mobile telephone. (B) shows the contents of information transmitted and received in the procedure as a schematic diagram. (A) is a figure which shows an example of a communication procedure in case a purchaser purchases an electronic ticket from terminals (purchaser computer) other than a mobile telephone. (B) shows the contents of information transmitted and received in the procedure as a schematic diagram. It is a figure which shows an example of the information stored in seller DB. It is a figure which shows an example of the information stored in goods DB. It is a figure which shows an example of the information stored in electronic ticket DB. It is a figure which shows an example of the information stored in seller account DB.

Explanation of symbols

10. · Purchaser computer 20 · · Seller computer 30 · · Electronic ticket server 40 · · Buyer mobile phone 50 · · Telephone company server 60 · · Computer network 301 · · Seller DB
302 ・ ・ Product DB
303 ... Electronic ticket DB
304 ... Seller account DB

Claims (7)

An electronic payment method for performing payment processing in a virtual store built on a server computer connected to a computer network such as the Internet,
(A) A seller of electronic securities registers a sales price receiving account and an original ticket of electronic securities to be sold in the virtual store,
(B) The virtual store generates an electronic securities for sale from the registered electronic securities original ticket,
(C) Sales and collection of the generated electronic securities on behalf of
(D) The collected payment is transferred to the sales price receiving account of the registered seller. The electronic payment method according to claim 1, wherein the virtual store includes:
(E) Each merchant shall be given a unique and unique merchant code so that the merchant can be identified from other merchants.
(F) A unique and non-overlapping product code is assigned to an electronic securities original ticket so that it can be distinguished from other electronic securities original tickets, and a seller code can be searched from the product code. To manage and store in association with the merchant code,
(G) A unique and non-overlapping electronic ticket code is assigned to the electronic securities generated for sale so that they can be distinguished from other electronic securities, and the product code can be searched from the electronic ticket codes. To manage and store the product code
(H) Sales history of electronic securities manages and stores sales history information including electronic ticket codes.
An electronic payment method characterized by the above. 3. The electronic payment method according to claim 1, wherein the authenticity of the electronic securities is:
(I) collating the electronic ticket code of the electronic securities to be verified with the sales history information stored in the sales history,
(J) If there is applicable sales history information, it is determined to be genuine,
(K) When there is no corresponding sales history information, it is determined to be fake.
An electronic payment method characterized by the above. The electronic payment method according to any one of claims 1 to 3, wherein when selling electronic securities to a purchaser who has accessed from a mobile phone, after obtaining the purchaser's consent, the sales price is used for the telephone of the mobile phone being accessed. To collect with the fee,
(L) to ask the mobile phone company's computer to confirm their intention to obtain the purchase price with the telephone fee and obtain consent from the purchaser.
(M) If the buyer's consent is obtained, sell electronic securities and ask the telephone company to collect the sales price.
(N) Do not sell electronic securities unless the buyer's consent is obtained,
An electronic payment method characterized by the above. An electronic payment system that performs payment processing at a virtual store built on a server computer connected to a computer network such as the Internet,
The server computer is
A seller information input page providing means for providing a page for inputting seller information including a seller name and a withdrawal account information to a client computer of the seller on the network;
Seller information receiving means for receiving seller information input on the page provided by the seller information input page providing means;
Corresponding to the seller information received by the seller information receiving means, a seller code generating means for generating a seller code uniquely identifying the seller information;
Seller information storage means for storing seller information including the seller information received by the seller information receiving means and the seller code generated by the seller code generation means;
Product information input page providing means for providing a page for inputting product information including a product name, a seller code, a sales price, and a purchase message to a client computer of the seller on the network;
Product information receiving means for receiving the product information input on the page provided by the product information input page providing means;
In response to the product information received by the product information receiving means, product code generating means for generating a product code that can uniquely identify the product information;
Product information storage means for storing product information including the product information received by the product information receiving means, the product code generated by the product code generation means, and the seller code generated by the seller code generation means When,
A purchase intention confirmation page that provides product information including the product name, seller name, and sales price to the purchaser's mobile phone on the network, and provides information for confirming the purchase intention. Providing means;
Receives purchase intention confirmation information input on a page provided by the purchase intention confirmation page providing means, product information indicating purchase intention, and terminal information that is information that can identify a mobile phone used. Purchase intention confirmation information receiving means,
Purchase intention determination means for determining purchase intention from purchase intention confirmation information received by the purchase intention confirmation information reception means;
An electronic ticket code generating means for generating an electronic ticket code that can uniquely identify sold product information when the purchase intention determination means determines that there is an intention to purchase by an affirmative response;
An electronic ticket including product information, terminal information, electronic ticket code generated by the electronic ticket code generating means, and sales date / time received by the purchase intention confirmation information receiving means by the purchaser. An electronic ticket generating means for generating electronic securities referred to as:
Electronic ticket information storage means for storing electronic securities information generated by the electronic ticket generation means as electronic ticket information;
Purchase message display means for displaying the purchase message of the purchased product and the electronic ticket code generated by the electronic ticket code generation means on the purchaser's mobile phone, and payment information of the sales price from the telephone company Receiving receipt information receiving means;
An uncollected information receiving means for receiving uncollected information including a mobile phone terminal number for which the sales price could not be collected from the telephone company;
Unrecovered electronic ticket information search means for searching electronic ticket information stored in the electronic ticket information storage means based on terminal information received by the uncollected information receiving means;
Settlement execution means for updating the electronic ticket information retrieved by the uncollected electronic ticket information retrieval means as an invalid electronic ticket;
The electronic ticket information stored in the electronic ticket information storage means does not correspond to the electronic ticket information searched by the uncollected electronic ticket information searching means, and corresponds to the payment information received by the payment information receiving means. Retrieved electronic ticket information retrieval means for retrieving electronic ticket information,
Seller account information search means for searching seller account information stored in seller account information storage means based on the electronic ticket information searched by the collected electronic ticket information search means;
The electronic ticket information searched by the collected electronic ticket information search means is updated to be paid, and the information related to the seller account searched by the seller account information search means is updated to information after depositing the electronic ticket. , Payment execution means to transfer the deposit amount to the seller's withdrawal account,
With
When the purchase intention determination means determines that there is no purchase intention due to a negative response, the corresponding request is discarded.
An electronic payment system characterized by this. The electronic payment system according to claim 5, wherein
The page provided by the seller information input page providing means includes a seller information input page providing means for providing a page for inputting a withdrawal password in addition to the items described in claim 5;
Merchant information receiving means for receiving merchant information including a withdrawal code entered on the page provided by the merchant information input page providing means;
Merchant information storage means for storing merchant information including merchant information including the withdrawal code received by the merchant information receiving means and merchant code generated by the merchant code generation means;
A withdrawal instruction information input page providing means for providing a page for inputting withdrawal instruction information including a seller code, a withdrawal code number, and a withdrawal amount to a seller's client computer on the network;
Withdrawing instruction information receiving means for receiving withdrawal instruction information input on the page provided by the withdrawal instruction information input page providing means;
Seller information retrieval means for retrieving seller information stored by the seller information storage means based on the seller code received by the withdrawal instruction information receiving means;
A withdrawal code verification means for comparing the withdrawal code of the seller information retrieved by the seller information retrieval means and the withdrawal code received by the withdrawal instruction information receiving means;
If the result of verification by the withdrawal code verification means matches, the seller account information stored in the seller account information storage means is searched based on the seller code received by the withdrawal instruction information receiving means. Merchant account information search means;
A withdrawal amount is calculated from the balance of the seller account searched by the seller account information search means and the withdrawal amount received by the withdrawal instruction information receiving means, taking into account fees, etc. Possible amount calculation means,
While updating information related to the seller account searched by the seller account information search means, the amount including a fee, etc. added to the possible withdrawal amount calculated by the withdrawal possible amount calculation means, to information after withdrawal, Settlement execution means for transferring the withdrawal possible amount calculated by the withdrawal possible amount calculation means to the seller account;
If the result of verification by the withdrawal password verification means does not match, the security code mismatch message display means for displaying that fact;
Comprising
An electronic payment system characterized by this. 7. The electronic payment system according to claim 5, wherein an expiration date can be set for the sold electronic ticket.
An electronic payment system characterized by this.

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