JP4231021B2 - Securities management method and securities management program - Google Patents

Description

  The present invention relates to a securities management method and a securities management program for efficiently collecting and managing received securities.

  When making payments to business partners, securities such as bills or checks may be used. Here, the check is a securities entrusted to the financial institution to pay the recipient. Cash can be made by presenting the check received from the payer to the paying bank or by requesting the bank to collect it. On the other hand, bills are securities that are promised to be paid to others, and are usually issued with designated payment dates. It can also be cashed out before the due date by discounting the bank. The bank takes the requested bill to the bill exchange, settles it, and withdraws it from the payer's checking account. As described above, payment or the like can be made using a check or bill.

  The check and bill are provided with a MICR (Magnetic Ink Character Reader) printing field for preventing unauthorized rewriting. In this MICR printing column, a payment exchange number, a payment bank number, a payment branch number, a payment account number, and a bill check number are printed. When processing at a bank, MICR printing can be read using a MICR reader. However, it was necessary for the operator to input other items to the computer while looking at the actual bill / check.

Therefore, a technique for efficiently inputting bill / check data into a database is disclosed (for example, see Patent Document 1). In the technique described in Patent Document 1, an image and MICR characters on both sides of a bill / check are read using a MICR reader with an image scanner. The bill management server identifies first information from the read MICR characters, and identifies second information from the read image. Then, the image data, the first information, and the second information are stored in the bill / check database. Next, the bill management server displays an input box and image data indicating the first information and the second information of the bill / check data on the display device, and corrects input of the data displayed in the input box. Accept. Thereby, it is possible to perform correction input while confirming the image displayed on the display with respect to the result of the OCR processing on the image of the bill / check. As a result, it is possible to improve the efficiency and accuracy of inputting bill / check data into the database.
JP 2004-30174 A (first page)

However, even when the input method described in Patent Document 1 is used, it is inconvenient for the user because it is necessary to bring a check or bill to the business hours of the financial institution.
Also, some checks and bills are expensive and must be stored safely. For this reason, checks and bills are sometimes put in a deposit bag and put into a night safe at a financial institution. In this case, after the business operation of the financial institution is started, the money is deposited into a designated account by a predetermined process. However, it takes time for the financial processing from the check being put into the night safe to the deposit to the account. It is desirable to perform such financial processing quickly and efficiently. In addition, if there is an accident even when putting it in the night safe, it is necessary to take prompt action.

The present invention has been made to solve the above-described problems, and provides a securities management method and a securities management program capable of collecting a check safely and efficiently and performing financial processing. .

In order to solve the above problems, the invention described in claim 1 is directed to a management computer that can be connected to a securities accepting device via a network, and a receipt identifier, a accepting device identifier for the securities accepted by the securities accepting device. Receiving data storage means for recording data relating to user identifiers, images, verification flags, accident flags and securities processing data for performing financial processing, and acceptance indicating collection of securities input to the securities receiving device A method of managing securities using a securities management system comprising a collection management data storage means in which data relating to machine identifiers and collection dates and times are recorded , wherein the management computer transmits the securities via the network interest which supplied the securities in the image data and the security reception device of the input document of value to the securities reception apparatus The's user identifier, a first step of acquiring from the securities reception device acquires the reception identifiers to be added to the entered security to the security reception device, associated with the image data and the user identifier A second stage of recording in the received data storage means, and a third stage of recording securities processing data for performing financial processing generated based on the image data in association with the received identifier; From the securities accepting device from which the securities were taken out from the securities accepting device, the identifier of the accepting machine of this securities accepting device
A collection notification containing data related to the transaction is acquired via the network, data related to the collection date and time is recorded in the collection management data storage means in association with the accepting machine identifier included in the collection notification, and an accident report is made during the collection of securities. In the collection management data storage means, the reception machine identifier recorded in the collection date when the accident report was received is specified, and the reception data storage means includes the specified reception machine identifier, and the verification flag Unrecorded securities are extracted, the accident flag is recorded, the processing for stopping the financial process in which the accident flag is recorded in the received data storage means is executed, and the collection is finished without receiving the accident report If you, acquired the added accepted identifier recovered securities and records the matching flag to the reception data storage unit bets In, and be required to perform a fourth step of performing a financial processing based on the securities processing data.

The invention according to claim 4, the management computer connectable with securities receiving apparatus and the network, the securities received by the securities accepting device accepts the identifier, receiving machine identifier, user identifier, the image, the comparison flag Receiving data storage means for recording data relating to the accident flag and securities processing data for performing financial processing, receiving device identifiers indicating collection of securities input to the securities receiving device, and data relating to the collection date and time A securities management system using a securities management system comprising a collection management data storage means , wherein the management computer is connected to the securities acceptance device via the network. image data and the user identifier of the user who has input the securities to the securities accepting apparatus, First means for obtaining from a serial securities reception apparatus acquires the reception identifiers to be added to the entered security to the security reception device, the reception data storage means in association with the image data and the user identifier Second means for recording, third means for recording the securities processing data for performing the financial processing generated based on the image data in association with the reception identifier, and the securities from the securities receiving device. A collection notification including data relating to the accepting machine identifier of the securities accepting apparatus is acquired from the securities accepting apparatus from which the securities are received via the network, and data relating to the collection date and time is associated with the accepting machine identifier included in the collection notice. Is recorded in the collection management data storage means, and when an accident report is received during the collection of securities, the collection management data storage means And identifying the reception machine identifier recorded on the collection date when the accident report was received, and extracting, in the reception data storage means, the securities including the identified reception machine identifier and having no verification flag recorded, A flag is recorded, a process for stopping the financial process in which the accident flag is recorded in the received data storage means is executed, and when collection is completed without receiving an accident report, it is added to the collected securities. The gist is to obtain the received identifier, record a verification flag in the received data storage means, and function as a fourth means for executing financial processing based on the securities processing data.

(Function)
According to the first or second aspect of the invention, the securities management system includes a management computer that can be connected to the securities accepting device via a network, and acceptance data that records data relating to the securities accepted by the securities accepting device. Storage means. Then, the management computer acquires image data of the securities input to the securities accepting apparatus via the network from the securities accepting apparatus. Next, the management computer acquires a reception identifier to be added to the securities put in the securities receiving device, and records them in the received data storage means in association with the image data. The management computer records the securities processing data for performing the financial processing generated based on the image data in association with the reception identifier. Further, the management computer acquires a reception identifier added to the collected securities and executes a financial process based on the securities processing data. For this reason, securities processing data for performing financial processing can be prepared in advance using the image data of securities input to the securities accepting apparatus. When the securities are collected, the securities processing data can be acquired based on the reception identifier added to the securities, and the financial processing can be performed quickly.

According to the present invention, the management computer acquires the user identifier of the user who has put the securities into the securities accepting apparatus via the network. The user identifier is recorded in the reception data storage means in association with the reception identifier. For this reason, it is possible to identify the user who has entered the securities and execute the financial processing.

According to the present invention, the securities management system further includes collection management data storage means for recording flag data indicating collection of securities input to the securities receiving apparatus. When the accident report is received, the management computer specifies the securities stored in the securities receiving device using the received data storage means, and stops the financial processing of the securities Execute the process. Since the securities put in the securities accepting apparatus can be grasped in advance, if an accident occurs, it is possible to respond quickly.

  As described above in detail, according to the present invention, securities such as bills and checks can be managed safely and efficiently and financial processing can be performed quickly.

  DESCRIPTION OF EMBODIMENTS Hereinafter, embodiments embodying the present invention will be described with reference to FIGS. In this embodiment, a securities management method and securities management for realizing a securities collection service for collecting a check stored in a check accepting machine as a securities accepting apparatus and performing financial processing on the check Explain as a program. Here, as shown in FIG. 1, the user stores the check in the check accepting machine 10. This check acceptance machine 10 is connected by a network N to a check management system 20 as a securities management system. The checks stored in the check accepting machine 10 are periodically collected by the security transport vehicle 40 of the security transport company and transported by security to the bank.

The check accepting machine 10 executes various handling processes such as acceptance and storage of the user's check. As shown in FIG. 2, the check accepting machine 10 includes a display 11 as data input / output means. The display 11 is a touch panel type monitor that displays guidance and instructions to the user, and performs various data input processing by touching the display screen with a finger or the like. The check accepting machine 10 further includes a card accepting unit 12 for inserting a user card such as a user's cash card and a check accepting unit 13 for inserting a check.

  The check thrown into the check acceptance unit 13 is transported to the check storage unit 14 by the transport guide and stored in the check storage unit 14. A reading unit 15 and a printing unit 16 are provided in the middle of the conveyance guide. The reading unit 15 generates an image of the check by photographing the front and back surfaces of the check. The printing unit 16 performs printing on the surface of the check using special ink (stealth ink) that is not visible. These units (11 to 16) are controlled by the control unit 17. Further, the control unit 17 of the check accepting machine 10 includes a communication interface and has a function of transmitting data relating to the stored check via the network N.

  The check management system 20 is managed by a bank. The check management system 20 is a computer system that manages various financial processes related to checks. The check management system 20 includes a management computer 21. The management computer 21 performs data transmission / reception with the check accepting machine 10, data processing for managing various information, and the like. This management computer 21 has a CPU, RAM, ROM, etc. (not shown), and will be described later (first stage, second stage, third stage, fourth stage, stage for obtaining a user identifier, etc. (Including processing). By executing the securities management program for that purpose, the management computer 21 functions as a first means, a second means, a third means, a fourth means, a means for obtaining a user identifier, and the like.

  Further, as shown in FIG. 1, the check management system 20 includes a check acceptance data storage unit 22 as acceptance data storage means and a collection management data storage unit 23 as collection management data storage means.

  As shown in FIG. 3, check acceptance data 220 relating to checks stored in the check acceptance machine 10 is recorded in the check acceptance data storage unit 22. This check acceptance data 220 is generated when a check is inserted into the check acceptance machine 10. The check reception data 220 is configured to include data on a reception identifier, a reception machine identifier, a reception date and time, a user identifier, an image, a deposit processing message, a verification flag, and an accident flag for each reception.

  In the reception identifier data area, data for identifying a check stored in the check receiving machine 10 is recorded. This reception identifier is printed on the surface of the check by using the stealth ink by the printing unit 16 of the check receiving machine 10.

In the accepting machine identifier data area, data relating to an identifier for specifying the check accepting machine 10 in which each check is stored is recorded.
In the reception date and time data area, data for specifying the reception date and time when the check is stored in the check acceptance machine 10 is recorded.

In the user identifier data area, data relating to an identifier for identifying the user who has stored the check in the check accepting machine 10 is recorded.
Check image data stored in the check accepting machine 10 is recorded in the image data area. This image data is generated by the reading unit 15 of the check accepting machine 10.

In the deposit processing message data area, securities processing data for performing financial processing on the check stored in the check accepting machine 10 is recorded. This financial process includes a MICR printing process and a depositing process for a user's account, and message data used in performing these processes is recorded. This deposit processing message data is created based on the image of the check.

  In the verification flag data area, a flag indicating completion of verification of the collected check that has been input to the check accepting machine 10 is recorded. This verification flag is recorded when verification is completed at the bank where the check was collected.

  In the accident flag data area, a flag indicating that the check stored in the check acceptance machine 10 has encountered an accident before or during collection is recorded. For the check in which the accident flag is recorded, the bank performs a process for stopping the financial process (in the case of a check, a process for stopping the monetization).

  As shown in FIG. 4, the collection management data 230 for managing the collection of checks from the check accepting machine 10 is recorded in the collection management data storage unit 23. The collection management data 230 is registered when a check collection schedule is determined. In the collection management data 230, for each check accepting machine 10, data relating to the collecting date, the collecting order, the receiving machine identifier, and the collecting date and time are recorded.

In the collection date data area, data is recorded for specifying a scheduled date for collecting a check from the check accepting machine 10.
In the collection order data area, data for specifying the order in which the check accepting machine 10 is circulated in order to collect checks on the collection date is recorded.

In the accepting machine identifier data area, data relating to an identifier for specifying the check accepting machine 10 that collects a check on this collection date is recorded.
In the collection date data area, data for specifying the date and time when the check is collected from the check accepting machine 10 is recorded. Before the check is collected, the collection time data area is left blank.

A processing procedure for providing a check collection service in the system configured as described above will be described. Here, the steps will be described in the order of check reception and check collection.
(Check receipt stage)
First, the processing at the check acceptance stage will be described with reference to FIG. The user brings the check to the place where the check accepting machine 10 is installed. Then, the user inserts his / her user card into the card receiving unit 12 in accordance with the guidance instruction displayed on the display 11 of the check receiving machine 10. In this case, the check acceptance machine 10 executes a user acceptance process (step S1-1). Specifically, the control unit 17 of the check accepting machine 10 reads card data recorded on a user card inserted into the card accepting unit 12. Then, the control unit 17 transmits a check acceptance request including card data together with the accepting machine identifier to the check management system 20 via the network N.

  The management computer 21 that has received the check acceptance request performs user authentication (step S1-2). Thereby, the management computer 21 specifies the user identifier. When the user authentication is completed, the management computer 21 gives a reception identifier and notifies the check reception machine 10 via the network N.

  Next, in accordance with the guidance instruction displayed on the display 11, the user inputs the check that he / she has brought into the check acceptance unit 13. In this case, the check accepting machine 10 conveys the inserted check by the conveyance guide.

Then, a check reading process is executed using the reading unit 15 in the middle of the conveyance guide (step S1-3). Here, image data on the front and back of the check is generated.
Further, the check accepting machine 10 prints the receipt identifier notified from the check management system 20 on the surface of the check using the printing unit 16 in the middle of the conveyance guide (step S1-4). This printing is performed using invisible special ink (stealth ink). Then, the check accepting machine 10 stores the check in the check storage unit 14 according to the conveyance guide (step S1-5).

  Next, the control unit 17 of the check acceptance machine 10 transmits the acceptance data to the check management system 20 via the network N (step S1-6). The reception data includes image data read by the reading unit 15.

  The management computer 21 that has received the reception data performs a process of recording the check reception data 220 relating to this check (step S1-7). Specifically, the check reception data storage unit 22 records the check reception data 220 including the received reception identifier, the received reception machine identifier, the reception date and time, the user identifier specified based on the card data, and the data related to the received image. To do.

  Then, the person in charge of the bank inputs a deposit processing message for performing financial processing while confirming the image data. In this case, the management computer 21 performs a process of recording the data related to the received deposit processing message in the check acceptance data storage unit 22 (step S1-8).

(Check collection stage)
Next, the check collection process will be described with reference to FIG. First, the bank determines a collection date and a collection order for the check accepting machine 10 that collects checks. Then, data relating to the accepting machine identifier, the collecting date, and the collecting order of the check accepting machine 10 are associated and recorded in the collecting management data storage unit 23. Then, the management computer 21 transmits a check collection instruction to the security transport company (step S2-1). The collection instruction includes a reception machine identifier for identifying the check reception machine 10 that collects the check, information on the collection date, and the collection order. The security transport vehicle 40 of the security transport company patrols the check accepting machine 10 in the order in which it is instructed, and takes out the check from the check accepting machine 10. In this case, the check accepting machine 10 transmits a collection notification to the check management system 20 via the network N. The collection notification includes data related to the accepting machine identifier of the check accepting machine 10.

  The management computer 21 that has received the collection notification performs a collection recording process. Specifically, the management computer 21 specifies the collection management data 230 that has been collected based on the accepting machine identifier included in the collection notification. Then, data related to the collection date and time is recorded in the collection management data 230 (step S2-2). This collection recording process is repeated until all collection of the check accepting machine 10 that is the collection target is completed on that day.

  Then, when the management computer 21 completes the collection without receiving the accident report (in the case of “NO” in step S2-3), the management computer 21 executes the verification process of the collected check (step S2-4). ). Specifically, first, the management computer 21 reads the stealth ink printed on the collected check and obtains a reception identifier. Then, the management computer 21 collates the acquired reception identifier with the check reception data 220 recorded in the check reception data storage unit 22. Further, the management computer 21 extracts check acceptance data 220 including this acceptance identifier, and records a verification flag.

And the management computer 21 performs a payment process based on this collation result (step S2-5). Specifically, the management computer 21 extracts a deposit processing message included in the check acceptance data 220 in which a verification flag is recorded, and based on the deposit processing message, performs MICR printing processing and user account registration. Perform financial processing such as deposit processing.

  On the other hand, when an accident is encountered during check collection, the person in charge of the guard transport vehicle 40 transmits an accident report to the check management system 20. In this embodiment, an accident report is transmitted to the check management system 20 using a wireless terminal.

  When the management computer 21 receives the accident report (in the case of “YES” in step S2-3), the management computer 21 executes accident processing (step S2-6). Here, the management computer 21 extracts from the collection management data storage unit 23 the collection management data 230 recorded on the collection date when the accident report is received. Next, the management computer 21 specifies all the receiving machine identifiers recorded with the collection date and time from the collection management data 230.

  Then, the management computer 21 extracts check acceptance data 220 that includes the identified accepting machine identifier and has no collation flag recorded. Next, the management computer 21 records the accident flag in the extracted check acceptance data 220. For the check related to the check acceptance data 220 in which the accident flag is recorded, processing for preventing funding is performed. This completes the check collection service.

As described above, according to the present embodiment, the following effects can be obtained.
In the above embodiment, the management computer 21 performs user authentication by reading card data recorded on a user card inserted into the check acceptance machine 10 (step S1-2). Then, the management computer 21 specifies a user identifier. Further, a check reading process is executed using the reading unit 15 in the middle of the conveyance guide (step S1-3). Here, image data on the front and back of the check is generated. Then, the control unit 17 of the check acceptance machine 10 transmits the acceptance data to the check management system 20 via the network N (step S1-6). The reception data includes image data read by the reading unit 15. Accordingly, it is possible to prepare in advance data to be used in subsequent financial processing based on the user identifier into which the check has been inserted and the image. Therefore, subsequent financial processing can be performed efficiently.

  In the above embodiment, the check acceptance data storage unit 22 records check acceptance data 220 relating to checks stored in the check acceptance machine 10. The check acceptance data 220 includes data related to the acceptance identifier for each acceptance. Further, the printing unit 16 of the check accepting machine 10 prints the acceptance identifier on the surface of the check (step S1-4). Therefore, at the time of collecting the check, the management computer 21 can collate with the check acceptance data 220 recorded in the check acceptance data storage unit 22 by reading the acceptance identifier printed on the check with stealth ink. . Therefore, it is possible to improve the efficiency of collecting checks.

  In the above embodiment, when the check is inserted into the check accepting machine 10, the management computer 21 performs the recording process of the check accepting data 220 regarding the check (step S1-7). That is, unlike a nighttime safe or the like, the bank acquires information about the check stored in the check accepting machine 10 before the check verification process is performed. When the management computer 21 receives the accident report, the management computer 21 executes accident processing (step S2-6). For this reason, it is possible to prevent funding for the check related to the check acceptance data 220 in which the accident flag is recorded.

In the above embodiment, when the accident report is received from the person in charge of the guarded transport vehicle 40 (in the case of “YES” in step S2-3), the management computer 21 collects the recorded recovery date when the accident report is received. The management data 230 is extracted from the collection management data storage unit 23. Next, the management computer 21 specifies all the receiving machine identifiers recorded with the collection date and time from the collection management data 230. Then, the management computer 21 extracts the check acceptance data 220 that includes the identified accepting machine identifier and has no collation flag recorded. Next, the management computer 21 records the accident flag in the extracted check acceptance data 220. Thereby, the check which was being transported by the guard transport vehicle 40 which encountered the accident can be specified. Therefore, it is possible to quickly respond to an accident.

In addition, you may change the said embodiment into the following aspects.
In the above embodiment, the check is collected using the check accepting machine 10 as the securities accepting apparatus. The securities collected using the securities accepting apparatus are not limited to checks but may be promissory notes. The present invention can be applied to the case where financial processing is performed while checking securities after collection.

  In this case, there are “payment”, “collection”, and “discount” as financial processing related to the bill. Accordingly, when a user card is inserted into the securities acceptance device and a bill is inserted, a button for causing the display 11 of the securities acceptance device to select each financial process (“payment”, “collection”, “discount”). Outputs a screen displaying. When financial processing for securities is selected using this button, the securities accepting apparatus transmits this selection information to the management computer. Then, the management computer records the financial process designation identifier data for specifying the selected financial process in the received data storage means. Thereby, it is possible to quickly perform financial processing based on the verification result of the bills collected from the securities acceptance device while responding to various needs of users.

  For example, when “discount” is selected, it is necessary to determine whether discounting is possible. For this judgment, it is necessary to acquire information on bill discount slots (credit margins, deposit collateral, etc.) for counterparties and discount slots for each individual issue. Therefore, when “discount” is designated as the financial process designation identifier, the management computer of the securities management system uses another receipt transaction message recorded in the received data storage means to record other credit transaction frames, etc. Get information about discount slots from the data storage. Then, the management computer determines whether or not the discount is possible based on the acquired discount frame information. In addition, the management computer may be provided with a function unit that preliminarily calculates the discount fee of the bill based on the due date of the bill and the discount rate recorded for each brand in the other data storage unit. Thereby, based on the verification result of the bill collected from the securities acceptance device, the deposit process can be executed efficiently.

  On the other hand, when an accident is encountered during collection and an accident report is received, it is possible to take a countermeasure for stopping the financial processing according to the financial processing designation identifier designated by the user. In this case, a corresponding processing program is prepared corresponding to each financial processing designation identifier. When the accident report is received, the bill processing message for the bill for which the accident report has been received and its financial processing identifier are specified, and the accident processing program is executed in accordance with the financial processing identifier. For example, in the case of collection, a program for reassembly is executed. As a result, even when an accident report is received, it is possible to respond promptly.

In the above embodiment, the control unit 17 of the check acceptance machine 10 transmits the acceptance data to the check management system 20 via the network N. The reception data includes image data read by the reading unit 15. In addition to this, when securities are accepted by the securities accepting apparatus, the user specified by the user card may be notified. In this case, a user database in which a user identifier recorded on the user card is associated with a contact address (for example, an e-mail address) is used. And the management computer 21 specifies a user by user authentication when securities are received, specifies a contact using a user database, and transmits an acceptance notification. As a result, the reception process can be performed more reliably.

  In the case of bills, the user may be allowed to specify the financial processing type for this acceptance notification. Specifically, the reception notification includes data for outputting a screen for selecting financial processing (“payment”, “collection”, “discount”). Then, the user uses this screen to instruct financial processing. In this case, the management computer records the financial process designation identifier data for specifying the selected financial process in the received data storage means. This allows the user to specify the details of financial processing separately from the person who has entered the securities into the securities accepting apparatus. The management computer can perform processing corresponding to this financial processing designation identifier when an accident report is received or collected.

  In the above embodiment, when an accident report is received from the person in charge of the guarded transport vehicle 40 (“YES” in step S2-3), the management computer 21 executes an accident process (step S2-6). The execution of this accident processing is not limited to the case where an accident report is received from the person in charge of the guarded transport vehicle 40. For example, it may be a case where a signal indicating an abnormality is received from the check accepting machine 10. In this case, the management computer 21 specifies the check acceptance data 220 that includes this accepting machine identifier and has no verification flag recorded. Then, the management computer 21 records the accident flag in the check acceptance data 220. Thereby, it is possible to perform a process for preventing funding on the check related to the check acceptance data 220 in which the accident flag is recorded.

  In the above embodiment, when the check collection is finished (in the case of “NO” in step S2-3), the management computer 21 executes a collation process of the collected check (step S2-4). And the management computer 21 performs a payment process based on this collation result (step S2-5). In addition to this, the management computer 21 may provide a financial service related to the check when the reception data is received. For example, it is possible to provide an overdraft facility with a lower interest rate than usual based on this check. In this case, the management computer 21 records the user's overdraft frame data based on the reception data received from the check reception machine 10. Thereby, a financial service can be provided with the check stored in the check acceptance machine 10 as collateral.

  In the above embodiment, the printing unit 16 of the check accepting machine 10 prints the acceptance identifier on the surface of the check using special ink (stealth ink) that is not visible. The printing of the reception identifier is not limited to stealth ink as long as each check can be identified.

  In the above embodiment, the management computer 21 that has received this check acceptance request performs user authentication (step S1-2). Thereby, the management computer 21 specifies the user identifier. Alternatively, this user authentication process may be omitted. For example, when the check accepting machine 10 is installed in a predetermined company and users are limited, user authentication is not required. In this case, a table in which the user identifier and the receiving device identifier are associated with each other is prepared in advance. Thereby, the management computer 21 can specify a user using the reception machine identifier.

The system schematic of embodiment of this invention. Block diagram of check acceptance machine. Explanatory drawing of the data recorded on the check acceptance data storage part. Explanatory drawing of the data recorded on the collection | recovery management data storage part. Explanatory drawing of the process sequence of this embodiment. Explanatory drawing of the process sequence of this embodiment.

Explanation of symbols

  DESCRIPTION OF SYMBOLS 10 ... Check acceptance machine as securities acceptance device, 20 ... Check management system as securities management system, 21 ... Management computer, 22 ... Check acceptance data storage unit as acceptance data storage means, 23 ... Collection management data storage means As a collection management data storage unit, N ... network.

Claims (2)

A management computer that can be connected to the securities acceptance device via a network;
Accepted data storage means for recording the received identifier, the receiving machine identifier, the user identifier, the image, the verification flag, the data relating to the accident flag, and the securities processing data for performing the financial processing for the securities received by the securities receiving device. and,
A method for managing securities using a securities management system comprising a receiving machine identifier indicating collection of securities input to the securities receiving apparatus and collection management data storage means for recording data relating to the collection date and time Because
The management computer is
A first image data acquisition unit that acquires image data of securities input to the securities receiving device via the network and a user identifier of a user who has input the securities to the securities receiving device from the securities receiving device. Stages,
A second step of acquiring a reception identifier to be added to the securities put in the securities reception device and recording the reception identifier in association with the image data and the user identifier ;
A third step of recording securities processing data for performing financial processing generated based on the image data in association with the acceptance identifier;
A collection notification including data related to the reception device identifier of the securities reception device is obtained from the securities reception device from which the securities are extracted from the securities reception device via the network, and the reception device identifier included in the collection notification Data related to the collection date and time is recorded in the collection management data storage means,
When an accident report is received in the course of securities collection, the collection management data storage means identifies the receiving machine identifier recorded on the collection date on which the accident report was received,
In the reception data storage means, the securities including the specified reception machine identifier and not recorded with the verification flag are extracted, the accident flag is recorded,
Executing a process for stopping the financial process in which the accident flag is recorded in the reception data storage means;
When the collection is completed without receiving the accident report, the reception identifier added to the collected securities is acquired , the verification flag is recorded in the reception data storage means, and the financial information is based on the securities processing data. A securities management method comprising: performing a fourth stage of executing processing. A management computer that can be connected to the securities acceptance device via a network;
  Accepted data storage means for recording the received identifier, the receiving machine identifier, the user identifier, the image, the verification flag, the data relating to the accident flag, and the securities processing data for performing the financial processing for the securities received by the securities receiving device. When,
  A program for managing securities using a securities management system comprising a receiving machine identifier indicating collection of securities input to the securities receiving apparatus and collection management data storage means for recording data related to the collection date and time Because
  The management computer,
  A first image data acquisition unit that acquires image data of securities input to the securities receiving device via the network and a user identifier of a user who has input the securities to the securities receiving device from the securities receiving device. Means,
  Second means for acquiring a reception identifier to be added to the securities put in the securities reception device and recording the reception identifier in association with the image data and the user identifier;
  Third means for recording securities processing data for performing financial processing generated based on the image data in association with the acceptance identifier;
  A collection notification including data related to the reception device identifier of the securities reception device is obtained from the securities reception device from which the securities are extracted from the securities reception device via the network, and the reception device identifier included in the collection notification Data related to the collection date and time is recorded in the collection management data storage means,
  When an accident report is received in the course of securities collection, the collection management data storage means identifies the receiving machine identifier recorded on the collection date on which the accident report was received,
  In the reception data storage means, the securities including the specified reception machine identifier and not recorded with the verification flag are extracted, the accident flag is recorded,
  Executing a process for stopping the financial process in which the accident flag is recorded in the reception data storage means;
  When the collection is completed without receiving the accident report, the reception identifier added to the collected securities is acquired, the verification flag is recorded in the reception data storage means, and the financial information is based on the securities processing data. Fourth means for executing processing
A securities management program characterized by functioning as

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