JP2022143097A - Deposit/withdrawal device, cash management system, cash management method, and program - Google Patents

Abstract

To reduce the frequency of delivering exchanged money to reduce the cost of cash management.SOLUTION: A deposit/withdrawal device (11) accepts the deposit of money and sends a telegram requesting security delivery according to the presence/absence of money to be exchanged. The deposit/withdrawal device includes a deposit cassette (52) that stores sales proceeds, an exchange cassette (53) that stores the money required for exchange, and a control unit (40) that moves part of the sales proceeds from the deposit cassette to the exchange cassette when the requested exchange proceeds are in the deposit cassette.SELECTED DRAWING: Figure 4

Description

The present invention relates to a deposit/withdrawal device, a cash management system, a cash management method, and a program.

Retail stores (retail stores) have introduced cash management machines to manage sales proceeds and prepare change money (exchange money). Generally, a retail store asks an agency to process the receipt of sales proceeds. Such an agency is called, for example, a security transport company (hereinafter may be called a security transport company).

For example, a security transportation company receives sales proceeds from a store and transports them to a bank (see Patent Documents 1 and 2). In Patent 1-2, a dispatch request to the security transportation company is notified to the system of the security transportation company according to the amount of cash in the store.

In addition, the security transportation company distributes change money (exchange money) to each store. Such services may be referred to as money exchange services. The security transportation company collects the sales proceeds from the deposit machine to which the sales proceeds of the store have been deposited, and when an order for delivery of exchange money is received from the store, the denomination of the ordered denomination is used from the exchange reserve deposited in advance from the store. The number of money exchanged is created and delivered for each number (see, for example, Patent Document 3).

In Patent Literature 3, after the security delivery company deposits all the proceeds of the store into a deposit machine (which may also be called a deposit/withdrawal machine), the proceeds are closed by the deposit machine. Then, the security transportation company pays the amount of sales from its own (security transportation company) account at a financial institution, and then remits the sales to the store's financial institution account. In addition, the security transportation company collects cash from the deposit machine and deposits the amount of cash paid for by the money deposit machine into its own financial institution account at a later date.

JP-A-2004-005347 JP 2013-228920 A JP-A-9-016691

By the way, when the security delivery company delivers the exchange money, it is necessary to deliver it each time an order is placed. That is, it is conceivable that the emergency transport company may be requested to dispatch even if there is no need to collect the proceeds. Making exchange money is a time-consuming task, and the shortage of personnel at security transportation companies can also be a factor in increasing the burden. For example, even if the sales proceeds can be collected once a week, if it is necessary to deliver money exchanged three times a week, as a result, it is necessary to be dispatched three times a week. For this reason, there is a problem that a large amount of cost is incurred for delivery of exchange money.

SUMMARY OF THE INVENTION An object of the present invention is to reduce the frequency of exchange money delivery and reduce the cost of cash management.

In order to achieve the above object, the present invention provides a depositing/dispensing device that accepts deposit of money and transmits a telegram requesting security transmission according to the presence or absence of exchange money, comprising: a deposit cassette for storing sales proceeds; An exchange money cassette storing necessary money, and a control unit for transferring a part of the sales proceeds from the money deposit cassette to the money exchange cassette when the requested money to be exchanged is in the deposit cassette.

Further, the present invention includes a deposit/withdrawal device that accepts deposit of money and transmits a telegram requesting security transfer according to the presence or absence of exchange money, and a security transport that implements security transfer of exchange money in response to a request from the deposit/withdrawal device. a management server, wherein the deposit/withdrawal device includes a deposit cassette for storing sales proceeds, an exchange money cassette for storing money necessary for exchange, and when the requested exchange money is in the deposit cassette a control unit for transferring a part of the sales proceeds from the deposit cassette to the exchange money cassette.

Further, the present invention is a cash management method for a deposit/withdrawal device that accepts deposit of money and transmits a telegram requesting security transmission according to the presence or absence of exchange money, wherein the deposit management device includes a deposit cassette for storing sales proceeds. and an exchange money cassette for storing money necessary for exchange, the step of determining whether or not there is the requested exchange money in the deposit cassette; and when the requested exchange money is in the deposit cassette. , transferring a portion of the proceeds from the deposit cassette to the exchange money cassette.

Further, the present invention is a program to be executed by a processor of a deposit/withdrawal device that accepts deposit of money and transmits a telegram requesting security transmission according to the presence or absence of exchange money, wherein the deposit management device receives sales proceeds. a step of determining whether or not there is any requested exchange money in the deposit cassette; If so, moving a portion of the proceeds from the deposit cassette to the exchange money cassette.

ADVANTAGE OF THE INVENTION According to this invention, the frequency of exchange money delivery can be reduced and the cost of cash management can be reduced.

It is a schematic block diagram which shows an example of a cash management system. It is a schematic diagram which shows schematic structure of a store side system. It is a figure which shows the external appearance structure of the depositing/withdrawing apparatus which concerns on this Embodiment. It is a block diagram which shows an example of the hardware constitutions of a deposit/withdrawal apparatus. 3 is a block diagram showing an example of functional configurations of various terminals according to the present embodiment; FIG. FIG. 2 is a block diagram showing an example of a hardware configuration of various terminals according to the present embodiment; FIG. It is a sequence diagram showing an example of exchange money acceptance according to the present embodiment. It is a figure which shows an example of cash transfer within a deposit/withdrawal apparatus. It is a figure which shows an example of the cash management flow in a deposit/withdrawal apparatus. It is a figure which shows the example of a screen display in a deposit/withdrawal apparatus. It is a figure which shows an example of the cash management flow in an alarm management server. It is a figure which shows an example of the customer database which concerns on this Embodiment. It is a figure which shows an example of the cash management flow in an alarm management server.

BEST MODE FOR CARRYING OUT THE INVENTION Hereinafter, embodiments of the present invention will be described in detail with reference to the accompanying drawings. FIG. 1 is a schematic configuration diagram showing an example of a cash management system 100. As shown in FIG. Note that the cash management system 100 described below is merely an example, and can be modified as appropriate without being limited to this.

As shown in FIG. 1, the cash management system 100 includes a system provided by the store 1 (for example, the store server 10), a system provided by the security delivery company 2 (for example, the security delivery management server 20), and a system provided by the financial institution 3 such as a bank. (for example, the host computer 30) are interconnected via a network N.

The store server 10 is a server that manages the deposit/withdrawal device 11, the POS 12, etc. (see FIG. 2 for both) installed in the store 1. FIG.

The security transport management server 20 is a server device that creates a cash transport plan (security transport plan) in response to a request from the terminal (store server 10, deposit/withdrawal device 11, POS 12) on the side of the store 1 or the host computer 30 on the side of the financial institution 3. be.

The host computer 30 communicates via the network N with a terminal on the side of the store 1 or a terminal on the side of the security delivery company 2 (security delivery management server 20). For example, a customer database (not shown) is referred to regarding a customer's transaction request sent from a terminal on the side of the store 1 to determine whether or not the transaction is possible. Then, the host computer 30 notifies the terminal of the store 1 of the determination result (details of whether or not the transaction is possible), and further updates the customer database according to the transaction details. The host computer 30 may be called a mainframe, a host server, or the like. In addition, the host computer 30 receives the receipt of the sales proceeds of the store 1 from the security delivery management server 20 .

For example, on the store 1 side, the store server 10 sends a collection request for the sales proceeds to the security delivery management server 20, and the security delivery company 2 collects the sales proceeds in response to the collection request received by the security delivery management server 20. ). After collecting the proceeds, the security transportation company 2 deposits the proceeds (collected money) into its own account (security transportation company account) managed by the financial institution 3 (host computer 30), and then remits the proceeds to the store account.

In addition to collecting sales proceeds, the security transportation company 2 also prepares money exchanged according to requests from the store 1 . A specific flow of preparation of exchange money will be described later.

FIG. 2 is a schematic diagram showing a schematic configuration of the store-side system. As shown in FIG. 2, in the store 1, a store server 10, a deposit/withdrawal device 11, and a plurality of POS 12 are arranged. The store server 10 manages a deposit/withdrawal device 11, a POS 12 (Point of sale system), etc. installed in the store 1 . The deposit/withdrawal device 11 stores the sales proceeds of each POS 4 and transmits information on the amount of the sales proceeds to an operation center (not shown). The POS 12 is a device that performs product registration and settlement processing based on barcodes attached to products in the store 1 . The POS 12 may be operated by a store clerk or self-operated.

FIG. 3 is a diagram showing the external configuration of the deposit/withdrawal device according to the present embodiment.
The deposit/withdrawal device 11 accepts deposits of money such as banknotes and coins based on the operation of the user of the deposit/withdrawal device 11 . The deposit/withdrawal device 11 has a card reader 41 , a banknote slot 42 a , a coin slot 42 b , a banknote return slot 43 a , a coin return slot 43 b , a display section 44 , an input section 45 and a printer 46 .

The card reader 41 reads the magnetic stripe and IC chip of the authentication card for authenticating the user of the deposit/withdrawal device 11 at the start of deposit processing. The banknote slot 42a accepts banknotes inserted by the user. The coin slot 42b receives coins inserted by the user. The banknote slot 42a and the coin slot 42b are hereinafter referred to as "money slot 42" unless otherwise distinguished.

The banknote return port 43a returns banknotes of the return amount to the user. The coin return port 43b returns coins of the return amount to the user. When the banknote return port 43a and the coin return port 43b are not particularly distinguished, they are hereinafter referred to as "money return port 43".

Note that the banknote insertion port 42a and the banknote return port 43a are arranged side by side in the vertical direction, and the banknote insertion port 42a is arranged above the banknote return port 43a. Thereby, the user can easily grasp the places where the bills are inserted and returned.

The display unit 44 is a device such as an LCD (Liquid Crystal Display) that displays an operation screen, messages, and the like to the user of the deposit/withdrawal device 11 . The input unit 45 is a device that receives an operation input from the user of the deposit/withdrawal device 11 . In the present embodiment, the display unit 44 and the input unit 45 are configured by an integrated touch panel. The input unit 45 receives an instruction input by a user's touch operation according to the display on the display unit 44 . Note that the display unit 44 and the input unit 45 may be separate devices. The printer 46 is a device that prints details such as receipts for payment processing on a paper medium such as roll paper.

FIG. 4 is a block diagram showing an example of the hardware configuration of the deposit/withdrawal device 11. As shown in FIG. As shown in FIG. 4, the deposit/withdrawal device 11 has a control unit 40, a storage unit 47, a communication unit 48, and a cash storage unit 49 in addition to the configuration shown in FIG. The deposit/withdrawal device 11 may also include other circuit elements not shown in FIG.

The control unit 40 is a CPU (Central Processing Unit) or the like, and controls the overall operation of the deposit/withdrawal device 11 . Specifically, the control unit 40 performs transaction processing such as deposit processing by sequentially executing programs stored in the storage unit 47 .

The storage unit 47 includes RAM (Random Access Memory), ROM (Read Only Memory), HDD (Hard Disk Drive), and the like. The storage unit 47 stores various information such as programs executed by the control unit 40 . Further, the storage unit 47 provides a working area when the control unit 40 executes the program. The storage unit 47 also stores a deposit total counter for counting the amount of money deposited.

Under the control of the control unit 40, the communication unit 48 communicates with other servers or the like via the network N (see FIG. 1). The cash storage unit 49 is a device for inputting and outputting cash. The cash storage section 49 has a money slot 42 , a money return slot 43 , a sorting section 50 , a temporary storage section 51 , a deposit cassette 52 , an exchange money cassette 53 , and a transport section 54 . Note that the cash storage unit 49 may have other configurations not shown in FIG. 4 .

The sorting unit 50 performs a sorting process of sorting (identifying) the money inserted into the money slot 42 based on the instruction of the control unit 40 . In the sorting process, the sorting unit 50 performs a process of sorting the denomination of the inserted money, a process of determining whether the inserted money is genuine money or a counterfeit coin, and the like.

The temporary holding unit 51 temporarily stores the money inserted into the money slot 42 and discriminated by the sorting unit 50 . When the control unit 40 notifies the cash storage unit 49 of the return instruction, the cash storage unit 49 conveys the money stored in the temporary holding unit 51 to the money return port 43 and returns the money to the user.

Further, when receiving a collection instruction from the control unit 40 , the cash storage unit 49 conveys the money stored in the temporary storage unit 51 and collects it in the deposit cassette 52 . The money stored in the deposit cassette 52 is stored in a non-withdrawable state until it is transported by the security transportation company 2. - 特許庁

The deposit cassette 52 is a cassette that stores the proceeds of the store 1 as described above. The deposit cassette 52 can be accessed by the staff of the security transportation company 2 . Also, the staff of the store 1 can only deposit the proceeds into the deposit cassette 52 .

The exchange money cassette 53 is a cassette that stores money necessary for exchange in the store 1 (POS 12). The staff of the security transportation company 2 can access the exchange money cassette 53 . Also, the staff of the store 1 can take out the exchange money from the exchange money cassette 53 and transfer it to the POS 12 . Note that the exchange money cassette 53 may be called a change cassette.

The transport unit 54 transports banknotes or coins in the cash storage unit 49 according to a command from the control unit 40 . Although the details will be described later, when the POS 12 does not have enough money to be exchanged, the transport unit 54 transfers part of the proceeds from the deposit cassette 52 to the money exchange cassette 53 as money to be exchanged.

FIG. 5 is a block diagram showing an example of a functional configuration of various terminals (including store server 10, security delivery management server 20, and host computer 30) according to the present embodiment. The store server 10, the security delivery management server 20, and the host computer 30 each have functional blocks shown in FIG.

The store server 10 has a control unit 110 , a storage unit 120 , a communication unit 130 , an input unit 140 and an output unit 150 . Note that this example mainly shows the functional blocks of the features of the present embodiment, and the store server 10 may also have other functional blocks necessary for other processing. Moreover, it is good also as a structure which does not include some functional blocks.

Also, although the functional blocks of the store server 10 will be described here, it is assumed that the security delivery management server 20 and the host computer 30 also have similar functional blocks.

It should be noted that although both the security transport management server 20 and the host computer 30 have functional blocks of the same configuration as the shop server 10, they each have their own independent functions. That is, in the explanation of the functional blocks below, the store server 10 can be read as the security delivery management server 20 or the host computer 30 . Similarly, the hardware configuration shown in FIG.

The control unit 110 controls the store server 10 . The control unit 110 can be configured by a controller, a control circuit, or a control device, which will be described based on common recognition in the technical field related to the present disclosure.

The storage unit 120 stores (holds) information used in the shop server 10 . The storage unit 120 can be configured by, for example, a memory, a storage, a storage device, etc., which are explained based on common recognition in the technical field according to the present disclosure.

The communication unit 130 communicates with other communication devices (devices, servers, etc.) via a network. The communication unit 130 may output various received information to the control unit 110 .

The communication unit 130 can be configured by a transmitter/receiver, a transmitting/receiving circuit, or a transmitting/receiving device described based on common recognition in the technical field related to the present disclosure. Note that the communication unit 130 may be composed of a transmission unit and a reception unit.

Input unit 140 receives an input by a user's operation. Also, the input unit 140 may be connected to a predetermined device, storage medium, or the like, and receive input of data. The input unit 140 may output the input result to the control unit 110, for example.

The input unit 140 can be configured by an input device such as a keyboard, a mouse, and buttons, an input/output terminal, an input/output circuit, and the like, which are explained based on the common recognition in the technical field according to the present disclosure. Further, the input unit 140 may be integrated with the display unit (for example, a touch panel).

The output unit 150 outputs data, content, etc., in a form perceptible to the user. For example, the output unit 150 may include a display unit that displays images, an audio output unit that outputs audio, and the like.

The display unit can be configured by, for example, a display device such as a display or a monitor described based on common recognition in the technical field related to the present disclosure. Also, the audio output unit can be configured by an output device such as a speaker described based on common recognition in the technical field related to the present disclosure.

The output unit 150 includes, for example, an arithmetic unit, an arithmetic circuit, an arithmetic device, a player, an image/video/audio processing circuit, an image/video/audio processing device, It can be configured to include an amplifier or the like.

Note that the communication unit 130 or the input unit 140 may be called an acquisition unit. Also, the control unit 110 may perform processing based on predetermined steps shown in FIGS.

FIG. 6 is a block diagram showing an example of the hardware configuration of various terminals (including the store server 10, the security delivery management server 20, and the host computer 30 as in FIG. 5) according to this embodiment. It should be noted that the block diagrams used in the description of the above embodiments show blocks in units of functions. These functional blocks (components) are implemented by any combination of hardware and/or software. Further, means for realizing each functional block is not particularly limited. In other words, each functional block may be realized by one physically connected device, or may be realized by two or more physically separated devices connected by wire or wirelessly. good.

For example, a device (store server 10, etc.) in an embodiment of the present disclosure may function as a computer that performs cash withdrawal processing of the present disclosure. The store server 10, security delivery management server 20, and host computer 30 described above are computer devices that physically include a processor 1001, a memory 1002, a storage 1003, a communication device 1004, an input device 1005, an output device 1006, a bus 1007, and the like. may be configured as

In the present disclosure, apparatus, circuit, device, unit, server, etc. can be read interchangeably. The hardware configuration of the store server 10, the security delivery management server 20, and the host computer 30 may be configured to include one or more of each device shown in the figure, or may be configured without some of the devices. may be

For example, although only one processor 1001 is shown, there may be multiple processors. Also, processing may be performed by one processor, or processing may be performed by two or more processors concurrently, serially, or otherwise. Note that processor 1001 may be implemented by one or more chips.

Each function of the store server 10, the security transport management server 20, and the host computer 30 is performed by the processor 1001 by reading predetermined software (program) onto hardware such as the processor 1001 and the memory 1002, and the communication device. It is realized by controlling communication by 1004, reading and/or writing of data in the memory 1002 and storage 1003, and the like.

The processor 1001, for example, operates an operating system to control the entire computer. The processor 1001 may be configured by a central processing unit (CPU) including an interface with peripheral devices, a control device, an arithmetic device, registers, and the like. Note that each unit such as the control unit 110 described above may be implemented by the processor 1001 .

The processor 1001 also reads programs (program codes), software modules, data, etc. from at least one of the storage 1003 and the communication device 1004 to the memory 1002, and executes various processes according to these. As the program, a program that causes a computer to execute at least part of the operations described in the above embodiments is used. For example, the control unit 110 may be implemented by a control program stored in the memory 1002 and running on the processor 1001, and other functional blocks may be similarly implemented.

The memory 1002 is a computer-readable recording medium, such as ROM (Read Only Memory), EPROM (Erasable Programmable ROM), EEPROM (Electrically EPROM), RAM (Random Access Memory), and at least other suitable storage media. may be configured by one. The memory 1002 may also be called a register, cache, main memory (main storage device), or the like. The memory 1002 can store executable programs (program code), software modules, etc. to perform a method according to an embodiment.

The storage 1003 is a computer-readable recording medium, such as a flexible disk, a floppy (registered trademark) disk, a magneto-optical disk (for example, a compact disk (CD-ROM (Compact Disc ROM), etc.), a digital versatile disk, Blu-ray disc), removable disc, hard disk drive, smart card, flash memory device (e.g., card, stick, key drive), magnetic stripe, database, server, or other suitable storage medium may be configured by Storage 1003 may also be called an auxiliary storage device. Note that the storage unit 120 described above may be implemented by the memory 1002 and/or the storage 1003 .

The communication device 1004 is hardware (transmitting/receiving device) for communicating between computers via at least one of a wired network and a wireless network, and is also called a network device, a network controller, a network card, a communication module, or the like. Communication device 1004 may include a SIM card. Note that the communication unit 130 described above may be implemented by the communication device 1004 .

The input device 1005 is an input device (for example, keyboard, mouse, etc.) that receives input from the outside. The output device 1006 is an output device (eg, display, speaker, etc.) that outputs to the outside. Note that the input device 1005 and the output device 1006 may be integrated (for example, a touch panel). Note that the input unit 140 and the output unit 150 described above may be realized by the input device 1005 and the output device 1006, respectively.

Devices such as the processor 1001 and the memory 1002 are connected by a bus 1007 for communicating information. The bus 1007 may be composed of a single bus, or may be composed of different buses between devices.

In addition, the store server 10, the security delivery management server 20, the host computer 30, etc. are microprocessors, digital signal processors (DSPs), ASICs (Application Specific Integrated Circuits), PLDs (Programmable Logic Devices), FPGAs (Field Programmable Gate Array), etc., and part or all of each functional block may be realized by the hardware. For example, processor 1001 may be implemented with at least one of these hardware.

By the way, as described above, the security transportation company 2 not only collects the proceeds, but also delivers the money exchanged. When delivering exchange money, it is necessary to deliver each time an order is placed. That is, it is conceivable that the emergency transport company may be requested to dispatch even if there is no need to collect the proceeds. Making exchange money is a time-consuming task, and the shortage of personnel at security transportation companies can also be a factor in increasing the burden. For example, even if the sales proceeds can be collected once a week, if it is necessary to deliver money exchanged three times a week, as a result, it is necessary to be dispatched three times a week. For this reason, there was a problem that the cost of exchanging money delivery increased.

Accordingly, the inventors have arrived at the present invention in order to reduce the frequency of exchange money delivery in the deposit/withdrawal device 11 and reduce the cost of cash management.

Here, with reference to FIG.7 and FIG.8, an example of exchange money acceptance which concerns on this Embodiment is demonstrated. FIG. 7 is a sequence diagram showing an example of exchange money acceptance according to the present embodiment. FIG. 8 is a diagram showing an example of cash transfer within the deposit/withdrawal device 11. As shown in FIG. Note that the sequence shown below is merely an example, and other processes may be added as necessary.

As shown in FIG. 7, specifically in the present embodiment, first, security transportation company 2 receives money exchange reserves from shop 1 and stores them in a safe (S0). The inflow and outflow of money exchange reserves and inventory are managed by the security transportation management server 20. - 特許庁

Next, the store staff withdraws the sales proceeds from the POS 12 and deposits them into the deposit/withdrawal device 11 (S1).

Next, the store staff transmits "exchange money order data" describing the denomination and number of coins required for change, etc., from the store server 10 to the security delivery company 2 (security delivery management server 20), for example (S2). The security delivery management server 20 receives the exchange money order data.

The security transport management server 20, which has received the money exchange order data, checks the reserve balance in the safe, and if there is no shortage of the balance, sends the money exchange device 11 of the store 1 with the denomination and number of money exchange notes. Send gold preparation instruction data (S3).

The deposit/withdrawal device 11 that has received the exchange money preparation instruction data automatically moves the denomination and number of coins described in the data from the deposit cassette 52 to the exchange money cassette 53 (S4).

Then, the staff of the store 1 takes out the exchanged money (cash) from the exchanged money cassette 53 and fills the POS 12 with the exchanged money (S5).

In the present embodiment, since the money deposited in the deposit cassette 52 is used as exchange money, the deposit cassette 52 is less likely to become full, and the frequency of security transportation for exchange can be reduced. Furthermore, since the security delivery company 2 can also reduce the frequency of collection of sales proceeds, the store 1 can reduce security delivery costs.

Thus, according to the present embodiment, it is possible to reduce the number of deliveries of exchange money. In addition, since a part of the sales proceeds is used for currency exchange, it is expected that the frequency of collection of sales proceeds will be reduced. Therefore, the labor of the store 1 side can be reduced, and the number of dispatches of the security delivery company 2 can be reduced, which is convenient for both the store 1 side and the security delivery company 2 side.

Further, as described above, part of the sales proceeds deposited in the deposit cassette 52 is transferred to the exchange money cassette 53 in order to secure the money to be exchanged (see FIG. 8). Therefore, the money amount (remaining amount) in the deposit cassette 52 is reduced by the amount transferred to the exchange money cassette 53 .

In this case, after the security transportation company 2 collects the money in the deposit cassette 52 as sales proceeds, the money transferred from the deposit cassette 52 to the exchange money cassette 53 is taken out of the money exchange reserve in the safe kept in S0. . Then, the security transportation company 2 (security transportation management server 20) adds up the money taken out from the exchange reserve and the money in the deposit cassette 52, and records the sum as sales of the store 1.例文帳に追加At this time, how much exchange reserve money is to be withdrawn from which store 1, and the balance of the safe after being withdrawn is managed by the system of the security transportation company 2 (security transportation management server 20).

Next, a cash management method according to this embodiment will be described with reference to FIGS. 9 to 13. FIG. FIG. 9 is a diagram showing an example of a cash management flow in a deposit/withdrawal device. FIG. 10 is a diagram showing a screen display example of the deposit/withdrawal device 11. As shown in FIG. In the flow shown in FIG. 9, unless otherwise specified, the deposit/withdrawal device 11 is the subject of the operation. Note that the flow shown below is merely an example, and other processing may be added as necessary.

As shown in FIGS. 9 and 10, first, in step ST101, the deposit/withdrawal device 11 displays a processing menu on the screen so that the user can select a desired processing. For example, on screen 1 of FIG. 10, items of "payment", "transfer", and "change" are displayed as the processing menu.

Next, in step ST102, the deposit/withdrawal device 11 determines whether or not any of the above processing menu operations have been performed, or whether or not a cassette (deposit cassette 52 or exchange money cassette 53) has been removed. If any of the above processing menu operations have been performed or the cassette has been removed (step ST102: YES), the process proceeds to step ST103. If there is no operation for any of the processing menus described above, or the cassette is not removed (step ST102: NO), the processing of step ST102 is repeated.

In step ST103, the deposit/withdrawal device 11 determines whether or not the cassette has been removed. If the cassette has been removed (step ST103: YES), the process proceeds to step ST104. If the cassette has not been taken out (step ST103: NO), the process proceeds to step ST106.

In step ST<b>104 , the deposit/withdrawal device 11 determines whether or not the ejected cassette was the deposit cassette 52 . If the removed cassette is a deposit cassette (step ST104: YES), the process proceeds to step ST105. If the removed cassette is not the deposit cassette 52, that is, if the removed cassette is the exchange money cassette 53 (step ST104: NO), the process proceeds to step ST105'.

In step ST105, the deposit/withdrawal device 11 resets to CNT1=0 and CNT2=0. Here, CNT1 is a variable and represents the amount of money received (sales) at the time of transfer instruction. CNT2 is also a variable and represents the cumulative amount of deposits. After step ST105, the process returns to step ST102.

In step ST105', the deposit/withdrawal device 11 resets CNT3=0. Here, CNT3 is a variable, and represents the sum of the amount of the deposited money that has been diverted to exchange money (change). CNT3 may be referred to as a diversion amount. In this way, in steps ST105 and 105', the variables (CNT1-CNT3) are reset by taking out the deposit cassette 52 or the exchange money cassette 53 as a trigger. After step ST105', the process returns to step ST102.

In step ST106, the deposit/withdrawal device 11 determines whether or not the "deposit" processing menu has been selected. If the payment process is selected (step ST106: YES), screen 2 for prompting cash insertion is displayed in step ST107 (see FIG. 10). For example, on the screen 2 of FIG. 10, the guidance "Insert cash and press the confirmation button" is displayed. When the confirmation button is pressed, the deposit/withdrawal device 11 opens the shutter (money slot 42) in step ST108. Then, the process proceeds to step ST109.

In step ST109, the deposit/withdrawal device 11 determines whether or not cash has been inserted and a confirmation key (button) has been pressed. When cash is inserted and the confirmation key is pressed (step ST109: YES), in step ST110, the deposit/withdrawal device 11 closes the shutter and proceeds to the process of step ST111. If cash is not inserted or the confirmation key is not pressed (step ST109: NO), the process of step ST109 is repeated.

In step ST<b>111 , the deposit/withdrawal device 11 counts the cash and stores the cash in the deposit cassette 52 . Then, in the next step ST112, the deposit/withdrawal device 11 replaces CNT1=CNT1+deposit amount, and updates the amount (deposit amount or sales proceeds) in the deposit cassette 52. FIG.

In step ST106, if the deposit process is not selected (step ST106: NO), in the process of the next step ST113, the deposit/withdrawal device 11 determines whether or not the "transfer" process menu is selected. If the transfer process is selected (step ST113: YES), in the next step ST114, the deposit/withdrawal device 11 displays the transfer process screen 3 (see FIG. 10) to prompt confirmation of the transfer amount. In FIG. 3 of FIG. 10, for example, "The displayed amount will be transferred. Please press the confirmation button." is displayed. After this, the amount of money stored in CNT1 (total amount of money) may be displayed on the screen.

In the next step ST115, the deposit/withdrawal device 11 sets the data of the CNT1 in a transmission telegram and transmits it to the security transmission management server 20 (step ST116). Then, in step ST117, the deposit/withdrawal device 11 replaces and updates CNT2=CNT2+CNT1, resets CNT1=0 in step ST118, and returns to the first process (process of step ST101).

In the process of step ST113, if the transfer process is not selected, that is, if the "change" process menu is selected (step ST113: NO), then in the next step ST119, the deposit/withdrawal device 11 designates change (exchange money designation) screen 4 (see FIG. 10) is displayed. On the screen 4 of FIG. 10, for example, buttons are displayed that allow selection of the required number for each denomination of change.

In the next step ST120, the deposit/withdrawal device 11 determines whether or not the required number of denominations has been input on the screen 4 and the confirmation key has been pressed. If the required number of denominations is entered and the confirmation key is pressed (step ST120: YES), the process proceeds to step ST121. If the required number of denominations is not entered or the confirmation key is not pressed (step ST120: NO), the process of step ST120 is repeated.

In step ST<b>121 , the deposit/withdrawal device 11 determines whether or not the deposit cassette 52 contains the number of coins of the specified denomination. If the deposit cassette 52 has the number of coins of the specified denomination (step ST121: YES), the process proceeds to step ST125, which will be described later. If the number of coins of the specified denomination is not in the exchange money cassette 53 (step ST121: NO), the process proceeds to step ST122.

In step ST122, the deposit/withdrawal device 11 displays a warning action screen 5 (see FIG. 10) due to lack of change. For example, the screen 5 in FIG. 10 displays "The number of specified denominations is insufficient. I instructed dispatch of the police."

In the next step ST123, the deposit/withdrawal device 11 sets the data of the denomination of the change and the number of the change in a transmission telegram, and transmits it to the alarm transmission management server 20 (step ST124). Then, the process returns to the first process (process of step ST101).

In step ST125, the deposit/withdrawal device 11 feeds out the selected number of coins of the designated denomination from the deposit cassette 52 and stores (moves) them in the change cassette (exchange money cassette 53).

In the next step ST126, the deposit/withdrawal device 11 sets the corresponding customer ID and the amount of money transferred to the change cassette (money exchange cassette 53) in a transmission message, and transmits the message to the security transmission management server 20 (step ST127).

In the next step ST128, the deposit/withdrawal device 11 replaces and updates CNT3=CNT3-change amount (money exchanged or transferred). Then, in step ST129, the deposit/withdrawal device 11 displays the change preparation completion screen 6 (see FIG. 10), and returns to the first process (process of step ST101).

Thus, in the present embodiment, when the requested exchange money is in the deposit cassette 52, part of the sales proceeds (deposit amount) is transferred from the deposit cassette 52 to the exchange money cassette 53 and used as the exchange money. It is possible. As a result, it is possible to reduce the frequency of the alerting operation for change money, and reduce the security sending cost. A series of processes for transferring part of the proceeds (deposit amount) from the deposit cassette 52 to the exchange money cassette 53 may be referred to as a change process or an exchange process.

FIG. 11 is a diagram showing an example of a cash management flow in the security delivery management server 20. As shown in FIG. FIG. 12 shows an example of a customer database (customer DB) according to this embodiment. FIG. 13 is a diagram showing an example of a cash management flow in the security transport management server 20 after Z, the deposit cassette 52 is recovered. In FIGS. 11 and 13, unless otherwise specified, it is assumed that the subject of the operation is the alarm delivery management server 20. FIG.

As shown in FIG. 11, first, in step ST201, the security transport management server 20 determines whether or not a telegram has been received from the deposit machine (deposit/withdrawal device 11). If a message has been received (step ST201: YES), the process proceeds to step ST202. If no message has been received (step ST201: NO), the process of step ST201 is repeated.

In step ST202, the alarm delivery management server 20 searches the customer DB using the customer ID of the received message as a key. For example, FIG. 12 shows a matrix in which customer IDs, bank accounts, transfer histories, deposit balances, change diversion histories (which may also be called exchange money transfer histories), etc., are associated as an example of a customer DB. . Note that the customer DB is not limited to this and can be changed as appropriate.

In the next step ST203, the alarm delivery management server 20 determines whether or not there has been a transfer process. If there is a transfer process (step ST203: YES), the process proceeds to step ST204. If there is no transfer process (step ST203: NO), the process proceeds to step ST206, which will be described later.

In step ST204, the security transport management server 20 sets the transfer amount (history) in the hit customer ID record, and transfers the payment amount to the bank account stored in the customer ID record (step ST205). Then, the process returns to the first process (process of step ST201).

In step ST206, the security transport management server 20 determines whether or not there has been change processing (which may be called exchange processing). If change has been processed (step ST206: YES), the process proceeds to step ST207. If there is no change processing, that is, if there is a request to send an alarm (step ST206: NO), the process proceeds to step ST209.

In step ST207, the security forwarding management server 20 sets the amount (transfer amount) diverted as change (exchange money) in the record of the hit customer ID, and from the deposit amount stored in the record of the customer ID, the diverted amount is subtracted and updated as a new sales amount (step ST208). Then, the process returns to the first process (process of step ST201).

In step ST209, the alarm delivery management server 20 notifies the dispatch of change (alarm dispatch for exchange money), and displays the denomination and number of previously received change. Then, the process returns to the first process (process of step ST201).

As shown in FIG. 13, after the security delivery company 2 collects the deposit cassette 52, the security delivery management server 20 determines whether or not there is a change diversion history in step ST301. If there is change diversion history (step ST301: YES), the process proceeds to step ST302. If there is no change diversion history (step ST301: NO), the process proceeds to step 303.

In step ST302, the security transport management server 20 carries out transfer processing by setting the amount transferred to the account of the security transport company (security transport company 2)=the amount in the deposit cassette+the total amount of change diverted (total transfer amount) (step ST304). Then, the process returns to the first process (process of step ST301).

In step ST302, the security transport management server 20 carries out transfer processing by setting the amount transferred to the account of the security transport company (security transport company 2)=the amount in the deposit cassette+the total amount of change diverted (total transfer amount) (step ST304). Then, the process returns to the first process (process of step ST301).

As described above, in the present embodiment, even if the transfer processing (change processing) of exchanged money is performed on the deposit machine (deposit/withdrawal device 11) side, the transfer amount is subtracted from the sales proceeds on the security delivery management server 20 side. Therefore, it is possible to manage the sales proceeds appropriately.

As described above, according to the present embodiment, when the requested exchange money is in the deposit cassette 52, by transferring the exchange money from the deposit cassette 52 to the exchange money cassette 53 and making it usable exchange money, It is possible to reduce the unnecessary security transportation and suppress the security transportation cost.

Moreover, although the present embodiment or modification has been described, another embodiment of the present invention may be a combination of the above embodiment and modification in whole or in part.

Moreover, the embodiments of the present invention are not limited to the above-described embodiments, and various changes, substitutions, and modifications may be made without departing from the spirit of the technical idea of the present invention. Furthermore, if the technical idea of the present invention can be realized in another way due to advances in technology or another derived technology, that method may be used. Therefore, the claims cover all embodiments that may fall within the scope of the technical concept of the present invention.

Characteristic points in the above embodiment are summarized below.

The deposit/withdrawal device described in the above embodiment is a deposit/withdrawal device that accepts deposit of money and transmits a telegram requesting security transmission according to the presence or absence of money to be exchanged. An exchange money cassette storing necessary money, and a control unit for transferring a part of the sales proceeds from the money deposit cassette to the money exchange cassette when the requested money to be exchanged is in the deposit cassette.

Further, in the deposit/withdrawal device according to the above-described embodiment, the control unit transmits a telegram requesting alarm delivery when the requested exchange money is not present in the deposit cassette.

Further, in the deposit/withdrawal device according to the above embodiment, the control unit sets an amount corresponding to part of the proceeds from the deposit cassette to the exchange money cassette and transmits the telegram.

In addition, the cash management system described in the above embodiment includes a deposit/withdrawal device that receives deposit of money and transmits a telegram requesting security transmission according to the presence or absence of exchange money; and a security delivery management server that carries out security delivery of exchange money, and the deposit/withdrawal device includes a deposit cassette for storing sales proceeds, an exchange money cassette for storing money necessary for exchange, and a requested exchange money. and a control unit for transferring a part of the sales proceeds from the deposit cassette to the exchange money cassette when it is in the deposit cassette.

Further, in the cash management system according to the above-described embodiment, when the requested exchange money is not present in the deposit cassette, the control unit transmits a telegram requesting security delivery, and the security delivery management server receives the A warning transmission is notified based on the telegram requesting the warning transmission.

Further, in the cash management system according to the above-described embodiment, the control unit sets an amount corresponding to part of the sales proceeds from the deposit cassette to the exchange money cassette and transmits the telegram, thereby managing the alarm delivery. The server subtracts an amount corresponding to part of the sales proceeds as a transfer amount from the advance deposit amount, and updates it as new sales proceeds.

Further, the cash management method described in the above embodiment is a cash management method for a deposit/withdrawal device that accepts deposit of money and transmits a telegram requesting security transmission according to the presence or absence of money to be exchanged, wherein the deposit management device , a deposit cassette for storing sales proceeds, and an exchange money cassette for storing money necessary for exchange, determining whether or not the deposit cassette has the requested exchange money; and moving a portion of the proceeds from the deposit cassette to the exchange money cassette if money is in the deposit cassette.

Further, the program described in the above embodiment is a program to be executed by a processor of a deposit/withdrawal device that accepts deposit of money and transmits a telegram requesting security transmission according to the presence or absence of money to be exchanged. The apparatus has a deposit cassette for storing sales proceeds and an exchange money cassette for storing money necessary for currency exchange, determining whether or not the deposit cassette has the requested exchange money; a step of transferring a part of the sales proceeds from the deposit cassette to the exchange money cassette if the exchanged money is in the deposit cassette.

Advantageous Effects of Invention According to the present invention, there is an effect that it is possible to reduce the frequency of exchanging money delivery to reduce the cost of cash management. be.

1 store 2 security delivery company 3 financial institution 10 store server 11 deposit/withdrawal device 20 security delivery management server 30 host computer 40 control unit 41 card reader 42 money slot 42a bill slot 42b coin slot 43 money return slot 43a bill return slot 43b coin Return port 44 Display unit 45 Input unit 46 Printer 47 Storage unit 48 Communication unit 49 Cash storage unit 50 Sorting unit 51 Temporary holding unit 52 Deposit cassette 53 Exchange money cassette 54 Transport unit 100 Cash management system 110 Control unit 120 Storage unit 130 Communication unit 140 Input unit 150 Output unit 1001 Processor 1002 Memory 1003 Storage 1004 Communication device 1005 Input device 1006 Output device 1007 Bus N Network

Claims (8)

A deposit/withdrawal device that accepts deposit of money and transmits a telegram requesting security transmission according to the presence or absence of exchange money,
a deposit cassette for storing sales proceeds;
a currency exchange cassette for storing currency necessary for currency exchange;
A deposit/withdrawal device, comprising: a control unit for transferring part of the sales proceeds from the deposit cassette to the exchange money cassette when the requested exchange money is in the deposit cassette. 2. The deposit/withdrawal device according to claim 1, wherein said control unit transmits a telegram requesting security transport when said requested exchange money is not present in said deposit cassette. The deposit/withdrawal device according to claim 1 or 2, wherein the control unit sets an amount corresponding to part of the sales proceeds in a telegram from the deposit cassette to the exchange money cassette and transmits the telegram. a deposit/withdrawal device that receives deposit of money and transmits a telegram requesting security transmission according to the presence or absence of money exchanged;
a security delivery management server that carries out security delivery of exchange money in response to a request from the deposit/withdrawal device;
The deposit/withdrawal device is
a deposit cassette for storing sales proceeds;
a currency exchange cassette for storing currency necessary for currency exchange;
A cash management system, comprising: a control unit for transferring part of the sales proceeds from the deposit cassette to the exchange money cassette when the requested exchange money is in the deposit cassette. The control unit, when the requested exchange money is not present in the deposit cassette, transmits a telegram requesting security transportation,
5. The cash management system according to claim 4, wherein said alarm transmission management server notifies an alarm transmission operation based on said received telegram of said alarm transmission request. The control unit sets an amount corresponding to part of the sales proceeds from the deposit cassette to the exchange money cassette and transmits the message,
6. The cash management system according to claim 4, wherein said security transport management server subtracts an amount corresponding to a portion of said sales as a transfer amount from the advance deposit amount and updates it as new sales. A cash management method for a deposit/withdrawal device that accepts deposit of money and transmits a telegram requesting security transmission according to the presence or absence of exchange money,
The deposit management device has a deposit cassette for storing sales proceeds and an exchange money cassette for storing money required for exchange,
a step of determining whether or not the deposit cassette contains the requested money to be exchanged;
and moving a portion of the sales proceeds from the deposit cassette to the exchange money cassette if the requested exchange money is in the deposit cassette. A program to be executed by a processor of a deposit/withdrawal device that accepts deposit of money and transmits an electronic message requesting security transmission according to the presence or absence of exchange money,
The deposit management device has a deposit cassette for storing sales proceeds and an exchange money cassette for storing money required for exchange,
a step of determining whether or not the deposit cassette contains the requested money to be exchanged;
and moving part of the sales proceeds from the deposit cassette to the exchange money cassette if the requested exchange money is in the deposit cassette.

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