JP2000259948A - Pos terminal and pos system - Google Patents

Abstract

PROBLEM TO BE SOLVED: To relieve handling of cash by a clerk and to simultaneously save a space by counting cash stored in a cash cassette, transmitting the cash to a cash storage part and storing the cash there by a closing instruction of sale from a register part. SOLUTION: The closing instruction is given from the register part 14 to a cash receiving paying device 11. And a closing transfer by which the cash stored in the cash receiving paying device 11 is taken out from the cash cassette part 111, transported, counted by a storage and counting part 125 and transmitted to the cash storage part 12 is performed. The transmitted cash is stored in a temporary holding part 121 of the cash storage part 12. When the paid amount coincides with scanned amount of the POS terminal 1, a confirmation key on a keyboard is depressed and stored in a safe part 122. When storage in the safe part 122 is completed, closing data such as a branch number, paid amount, a device number are transmitted to a money collection and deliver center by a communication control part 147 by the POS terminal 1. The paid amount is transferred to an account of a branch of a monetary facility center by a money payment processing part of the money collection and delivery center.

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

[0001] 1. Field of the Invention [0002] The present invention relates to a POS terminal device and a POS system of a retail store such as a convenience store.

[0002]

2. Description of the Related Art In convenience stores and the like, P
The daily generated sales stored in the OS terminal device 1 (Point of Sales terminal device) are paid to the financial institution. However, to reduce the burden of cash tallying work, the burden of depositing money at financial institutions, and the danger of carrying large amounts of cash, in recent years, the company has specialized in collecting sales and using a deposit machine to deliver change. A collection and delivery company has appeared.

FIG. 5 shows a configuration diagram of a conventional POS terminal device 1.

[0004] A register unit 14 used in a transaction with a shopper, and a cash control unit 11 for communicating with a cash depositing / dispensing unit 11 for processing change to the shopper and a center of the head office 7 of a store in accordance with instructions from the register unit 14. 147

The register unit 14 includes a keyboard 141, a printing unit
143, a clerk display section 144, a shopper display section 145, and a barcode reader 146.

The cash depositing / dispensing section 11 comprises a cash cassette section 111 and an identification counting section 112. In addition, coin slot 113, bill slot 114, coin reject slot 115, bill reject slot 11
6, a change coin payout port 117 and a change bill payout port 118.

Referring to FIG. 5, a POS used at an accounting place (hereinafter referred to as a cash register) such as a convenience store will be described below.
The operation of the terminal device 1 will be described.

[0008] When the shopper brings the product, the cashier registers the price of the product in the POS terminal 1 with the barcode reader 146 or the keyboard 141. At the same time, the product price is changed to the shopper display section 145 and the salesclerk display section 14.
Appears in 4. The cashier inserts the deposit of the commodity price received from the shopper through the coin insertion slot 113 and the bill insertion slot 114. The cash depositing / dispensing section 11 checks the authenticity at the identification / counting section 112, and if false, returns the coin to the coin reject port 115 and the banknote reject port 116 (FIG. 5). It is stored in the cassette unit 111. At the same time (see FIG. 5), the deposit and change are displayed on the shopper display section 145 and the clerk display section 144. When the change key on the keyboard 141 is depressed after confirming the deposit amount with the shopper, the change is calculated and discharged to the change coin payout port 117 and the change bill payout port 118 (FIG. 5), and the display section 145 for the shopper. The change is displayed on the display section 144 for the clerk. At the same time, the product name and the amount of money are printed on the receipt by the printing unit 143, so the receipt, change, and product are given to the shopper, and the transaction is completed.

Upon completion of the transaction, the communication control unit 147 notifies the center of the store head office 7 of the sales transaction data. This process is repeated for each transaction.

The cash cassette unit 11 of the cash deposit / withdrawal unit 11
When the near end indicating that the cash in 1 is almost empty is displayed, the clerk replenishes cash of the corresponding denomination from the store safe. When a near full indicating that the cash in the cash cassette unit 111 is close to the storage limit is displayed on the cash depositing / dispensing unit 11, the predetermined amount is transferred to a store safe.

The cash, which is the sales proceeds of the store 6, is stored in the cash cassette unit 111 of the POS terminal device 1. When closing the store or at a predetermined time, the sales proceeds are closed.
The cash is taken to the deposit machine 4 in the store 6.

FIG. 6 shows a configuration diagram of a conventional deposit machine 4.

An operating unit 16 operated by a clerk, a depositing unit 17 for depositing sales according to a deposit instruction of the operating unit 16, a cash storage unit 12 for storing cash, and a communication control unit 147 for communicating with the collection and delivery center 2. Be composed.

The operation unit 16 includes a keyboard 141, a card reader 142, a printing unit 143, and a display unit 144 for a clerk.

The depositing section 17 comprises an identification counting section 112, a coin slot 113, a bill slot 114, a coin reject slot 115.
, A bill reject port 116, a change coin payout port 117, and a change bill payout port 118.

The cash storage unit 12 includes a temporary storage unit 121, a safe unit,
It consists of 122. Also, coin return port 123, bill return port
124.

The operation of the deposit machine 4 will be described below with reference to FIG.

At the time of closing the sales of the store 6, the employee of the store 6 presses the close key on the keyboard 141 and presses the ID.
(Identify) The card is read by the card reader 142 to confirm the identity of the operator. If the person is a qualified person, the money collected from the plurality of POS terminal devices 1 in the store 6 is transferred to the depositing machine 4 by a coin slot 113 and a bill slot 114 for each bill and coin.
To start from. The inserted coins and bills are stored in the identification and counting section 11.
At 2, the authenticity is checked. If false, the coin is returned to the coin reject port 115 and the banknote reject port 116 (FIG. 6). of). If the deposit amount matches the total of the scrutiny amount of the POS terminal device 1, the confirmation key on the keyboard 141 is pressed down and stored in the safe section 122. At this time, the deposit amount and the like are printed on the printing unit 143. Keyboard 14 if not matched
By pressing the return key 1 above, the coin is returned to the coin return port 123 and the bill return port 124 (FIG. 6).

FIG. 4 shows a configuration diagram of a conventional depositing machine system (an example of two POS terminal devices 1).

A deposit machine 4 in a store 6, a collection and distribution center 2 of a collection and distribution company 8, and a financial institution center 3 of a financial institution.
The collection and delivery center 2 includes a payment processing unit 21 that processes the sales of the store 6. The financial institution center 3 includes a transfer processing unit 31 that performs a transfer process to an account.

When the depositing machine 4 completes storing the sales proceeds,
The communication control unit 147 transmits closing data such as a store number, a deposit amount, and a device number to the collection and delivery center 2.

When the payment data of the store 6 is transmitted from the deposit machine 4 of the store 6 to the collection and distribution center 2, the payment processing unit 21 of the collection and distribution center 2 makes an account of the store 6 of the financial institution center 3. Transfer the deposit amount to.

At this point, the cash in the deposit machine 4 is transferred from the store 6 to the collection and delivery company 8. And collection and delivery center 2
Instructs the collection and delivery department of the collection and delivery company 8 to collect cash from the deposit machine 4.

When there is a transfer from the collection and delivery center 2, the financial institution center 3 notifies the head office 7 of the store that the transfer has been made.

On the other hand, the cash stored in the depositing machine 4 is stored in a safe 122 of a cash storage unit 12 of a rugged security for security. When the person in charge goes to the store 6 with a dedicated vehicle that performs collection and delivery, and after the store closes, the door at the entrance of the store 6 and the door of the deposit machine 4 are checked with a special card for collection and delivery, and the cash inside is collected. Load the empty safe you brought.

When the amount of money deposited into the deposit machine 4 per day is small, the cash collection request data is transmitted from the communication control unit 147 to the collection and distribution center 2 when the cash becomes nearly full without being collected every day. When the collection and delivery center 2 receives the collection request data, the collection and delivery center 2 instructs dispatch of a collection and delivery person for cash collection, and collects cash.

[0027]

However, for the money collection and delivery company, the cash stored in the deposit machine cannot be effectively used unless collected. At small stores such as convenience stores, cash handling has decreased due to the mechanization of change processing.However, there is still work to directly handle large amounts of cash, such as payment processing to deposit machines, and theft. Further mechanization has been demanded in terms of accidents such as loss and crime prevention. Spaces that are not related to sales must be eliminated as much as possible.
In stores where terminal devices and deposit machines are installed, the product display space had to be crushed. In addition, there has been a request from a shopper to use a cash dispenser (hereinafter referred to as a CD) at a store, but it has been difficult to realize the problem due to a space problem or the like.

The present invention solves the above-mentioned problems of the prior art by (1) providing a POS terminal device in which mechanization of sales proceeds at the time of closing and space saving are realized, and (2) sales at the time of closing. An object of the present invention is to provide a POS terminal device and a POS system to which a CD function for mechanization and space saving of money deposit and effective use of funds is added.

[0029]

[MEANS FOR SOLVING THE PROBLEMS] A register unit for registering sales of goods, and a cash depositing and dispensing unit for depositing and dispensing goods into a cash cassette and dispensing change from a cash cassette in accordance with deposit and withdrawal instructions from the register unit. A POS terminal device comprising:
The cash transfer unit includes a cash transfer unit that counts the cash stored in the cash cassette and sends the cash to the cash storage unit, and a cash storage unit that stores the cash sent from the cash cassette by the cash transfer unit. With this configuration, while the sales of all transactions are closed within the device, the sales clerk can store the sales directly in the safe from the cash deposit / withdrawal unit without having to worry about the sales clerk, so that the sales clerk can handle cash. Space saving can be realized because the device can be reduced and integrated.

Further, a transaction operation unit to which a payment transaction operation is input, and transmission means for transmitting payment request data to a financial institution center for processing payment from a deposit account based on a payment instruction input to the transaction operation unit. Receiving means for receiving payment data from the collection and delivery center, which performs proxy processing for cash payment in the payment processing of the financial institution center, and counts the cash stored in the cash storage unit based on the payment transaction data received by the receiving means. And a cash dispensing unit for dispensing.

By adding this configuration, the cash accumulated in the cash storage unit is used for the payment transaction, so that the funds can be effectively used.

Also, a financial institution center for processing payment from a deposit account, a collection and delivery center of a collection and delivery agency for performing cash processing for cash payment in payment processing of the financial institution center,
A POS system including a POS terminal device, wherein the financial institution center determines whether or not payment is possible when receiving payment request data from the POS terminal device, and if payment is possible, transmits payment transaction data to the collection and delivery center. When the completion notice that the cash payment process is completed normally is received from the collection and delivery center, the transaction amount is deducted from the deposit account of the customer of the POS terminal device, and the withdrawn amount is deposited in the deposit account of the collection and delivery company. Receiving the payment transaction data, the collection and delivery center includes a payment processing unit for transmitting the payment transaction data to the POS terminal device and transmitting a completion notification of the payment processing of the POS terminal device to the financial institution center. Characterized POS system.

[0033] With this configuration, the cash accumulated in the cash storage unit is used for the payment transaction, so that the system can effectively operate the funds.

[0034]

BEST MODE FOR CARRYING OUT THE INVENTION

The POS terminal 1 has two types, one with a cash payment unit 18 and one without. The POS terminal device 1 without the cash payment unit 18 has a cash register unit 14 used for transactions with the shopper, and a cash deposit / withdrawal unit 11 and a cash deposit / withdrawal unit 11 that perform change processing for the shopper according to instructions from the cash register unit 14.
And a communication control unit 147 for transmitting and receiving data to and from the cash storage unit 12 for storing cash from the collection and distribution center 2 and the center of the head office 7 of the store.

The POS terminal 1 having the cash payment unit 18
Register unit 14 and register unit 14 used in transactions with shoppers
Cash deposit and withdrawal department that processes change for shoppers according to the instructions of
A cash storage unit 12 for performing processing for storing cash from the cash deposit / withdrawal unit 11; a cash payment unit 18 for performing payment processing for dispensing cash from the cash storage unit 12 in response to a cash payment request of a shopper; and a financial institution The communication control unit 147 transmits and receives data to and from the center 3, the collection and distribution center 2, and the center of the head office 7 of the store.

In the following description, a POS terminal device 1 having a cash payment unit 18 will be described.
Except for the description of the operation when used as D, the POS terminal device 1 without the cash payment unit 18 is also described.

FIG. 1 shows the configuration of the POS system.

The POS terminal 1 in the store 6 (1 in the store)
And a collection and delivery center 2 of a collection and delivery company 8 and a financial institution center 3 of a financial institution.

The collection and delivery center 2 has a payment processing unit 21 for processing the sales of the store 6 and a payment processing unit for processing the cash payment.
Consists of 22. The financial institution center 3 includes a transfer processing unit 31 for performing a transfer process to an account and a deposit payment processing unit 32 for withdrawing a deposit from the account.

FIG. 2 is a configuration diagram of the POS terminal device 1, and FIG. 3 is an external view of the POS terminal device 1.

The register section 14 includes a keyboard 141, a card reader 142, a printing section 143, a display section 144 for a clerk, a display section 145 for shoppers, and a bar code reader 146.

The cash depositing / dispensing unit 11 comprises a cash cassette unit 111 and an identification counting unit 112. Also, a bill insertion slot 113, a coin insertion slot 114, a coin reject slot 115, a bill reject slot 11
6, a change coin payout port 117 and a change bill payout port 118.

The cash storage section 12 includes a temporary storage section 121, a safe section
122, and a storage counting unit 125. Also coin return slot
123 and a bill return port 124.

The cash dispensing unit 18 performs a dispensing process from the cash storage unit 12 in response to a cash payment request of a shopper.
13 and a transaction operation unit 15 in which the shopper performs a payment transaction operation.

The cash dispensing section 13 includes a payment counting section 131, a pool section 132, and a receipt printing section 135. It also has a withdrawal port 133.

The operation of the POS terminal 1 will be described.

The accounting process for the merchandise purchased by the shopper is the conventional P
The same as the description of the OS terminal device 1, but for the near-end and near-full of the cash depositing / dispensing unit 11, the provision of the cash storage unit 12 enables replenishment of cash to the cash depositing / dispensing unit 11 and the transfer from the cash depositing / dispensing unit 11. It has mechanized cash collection.

That is, when a near-end occurs in the cash depositing / dispensing section 11, the cash owned by the collection and delivery company 8 stored in the cash storing section 12 after completion of the transaction is transferred to the register section 14.
Of the cash storage unit according to the instruction of the replenishment key of the keyboard 141
The designated amount is conveyed from 12 to the cash depositing / dispensing unit 11, and the cash amount data and the like that has been diverted are transmitted to the collection and delivery center 2, and the payment is made at the time of closing. In addition, cash from the safe of the store 6 can be paid in from the coin insertion slot 113 and the bill insertion slot 114 and replenished to the cash deposit / withdrawal cassette unit 111.

If a near full occurs during a transaction, the temporary closing key on the keyboard 141 is used after the transaction is completed.
An operation of counting and transferring a predetermined amount of money to the temporary storage unit 121 of the cash storage unit 12 is performed, and the amount of the transferred money is added at the time of closing.

The cash, which is the sales proceeds of the store 6, is stored in the cash depositing / dispensing section 11, and when the store is closed or at a predetermined time, an employee of the store 6 uses the keyboard 141 to close the store.
Is pressed and the ID card is input to the card reader 142 to confirm the identity of the operator. If the person is a qualified person, an instruction for closing is issued from the register unit 14 to the cash depositing / dispensing unit 11. Then, the cash stored in the cash depositing / dispensing section 11 is taken out from the cash cassette section 111 and conveyed to be stored and counted by the storing counting section 125.
And the closing transfer sent to the cash storage unit 12 is performed. The sent cash is stored in the temporary storage unit 12 of the cash storage unit 12.
1 (Fig. 2). If the deposit amount matches the total of the scrutiny amount of the POS terminal device 1, the confirmation key on the keyboard 141 is pressed and stored in the safe 122. At this time, the deposit amount and the like are printed on the printing unit 143. If they do not match, press the return key on the keyboard 141 to return the coin
123 is returned to the bill return port 124 (FIG. 2).

When the POS terminal 1 completes the storage in the safe section, the communication control section 147 transmits closing data such as the store number, the deposit amount, and the apparatus number to the collection and delivery center 2.

When the closing data such as the sales amount of the store is transmitted from the POS terminal device 1 of the store to the collection and distribution center 2, the deposit processing unit 21 of the collection and distribution center 2 makes an account of the store 6 of the financial institution center 3. Transfer the deposit amount to.

When there is a transfer from the collection and delivery center 2, the financial institution center 3 notifies the head office 7 of the store that the transfer has been made.

When there are a plurality of POS terminal devices 1, the POS system is configured to perform a closing process for each device, and to perform a process in the collection and distribution center 2 to make the total the deposit amount of the store. . As a result, the clerk does not have to carry the sales money.

Next, the operation of using the CD as a banknote-only CD will be described.

The cash in the cash depositing / dispensing unit 11 of the POS terminal 1 is owned by the store 6, and the cash in the cash storage unit 12 is owned by the money collection and delivery company 8.

A customer who uses the POS terminal device 1 to withdraw cash from a deposit account must first enter a transaction operating unit.
After inserting the cash card into 15, enter the password, amount, etc. PO based on the payment transaction instructions entered
The S terminal device 1 transmits payment request data such as a store number, an account number, a password, a transaction amount, a transaction denomination number, and a device number from the communication control unit 147 to the financial institution center 3.

The deposit payment processing unit 32 of the financial institution center 3
When the payment request data is received, it is checked whether or not payment can be made from the customer's deposit account.
Send payment transaction data to. The payment transaction data includes a financial institution name, a store number, an account number, a transaction amount, a balance, the number of denominations, a device number, a date, and the like. If payment is not possible, payment failure data is transmitted to the POS terminal device 1 and the transaction operation unit
Display at 15 and inform the shopper.

Upon receiving the payment transaction data from the financial institution center 3, the payment processing unit 22 of the collection and delivery center 2 stores the financial institution name, store number, account number, transaction amount,
The payment transaction data such as the balance, the number of denominations, the device number, and the date is transmitted.

Upon receiving the payment transaction data from the communication control unit 147, the cash dispensing unit 13 of the POS terminal device 1
Cash is paid out from 12 and counted by the payment counting unit 131, and then conveyed to the pool unit 132. When the transfer of the cash is completed, the receipt is printed by the receipt printing unit 135 and then transferred to the pool unit 132. When the processing is completed normally up to the pool unit 132, the cash is discharged together with the receipt to the outlet 133 (FIG. 2).
of). The customer can receive cash and a receipt from the cash outlet 133.

If the processing is completed normally, the collection and delivery center 2
Sends a normal completion notification from the communication control unit 147 Upon receiving the normal completion notification, the payment processing unit 22 of the collection and delivery center 2 transmits the normal completion notification to the financial institution center 3. The deposit payment processor 32 of the financial institution center 3 debits the transaction amount from the user account of the financial institution upon receiving the notification of the normal completion, and deposits the transaction amount into the account of the collection and delivery company 8.
Thus, the collection and delivery company 8 can effectively rotate the cash in the cash storage unit 122 without staying. In addition, services to customers are improved.

When an abnormality occurs in the POS terminal 1 during the payment process, the payment is stopped, an error is displayed on the transaction operation unit 15, and a notification of completion of the abnormality is transmitted from the communication control unit 147 to the collection and distribution center 2. Upon receiving the abnormal completion notification, the payment processing unit 22 of the collection and delivery center 2 transmits the abnormal completion notification to the financial institution center 3. Upon receiving the abnormal completion notification, the deposit payment processing unit 32 of the financial institution center 3 determines that the transaction has ended abnormally, and stops the payment processing.

After the recovery from the error, the cash is transferred from the pool section 132 to the safe section 122 and stored (FIG. 2).

The cash storage unit 12 stops paying due to a shortage of cash at the near end, and informs the transaction operation unit of that fact.
The communication control unit notifies the payment processing unit 22 of the collection and distribution center 2 of the cash display and requests the cash delivery.

[0066]

According to the present invention, a cash collection / delivery company can efficiently carry out the rotation of cash deposited by performing cash payment processing, and the store provides a customer with an automatic cash payment service. I can do it. Also, as a store, the number of cash handling accidents by clerks is reduced, and the installation space is reduced, so that the product display space can be expanded and sales can be improved.

[Brief description of the drawings]

FIG. 1 is a configuration diagram of a POS system according to an embodiment;

FIG. 2 is a configuration diagram of a POS terminal device according to the embodiment;

FIG. 3 is an external view of a POS terminal device according to the embodiment.

FIG. 4 is a configuration diagram of a conventional depositing machine system.

FIG. 5 is a configuration diagram of a conventional POS terminal device.

FIG. 6 is a configuration diagram of a conventional deposit machine.

[Description of Signs] 1 POS terminal device 2 Collection and distribution center 3 Financial institution center 6 Store 7 Store headquarters 8 Collection and distribution company 21 Deposit processing unit 22 Payment processing unit 31 Transfer processing unit 32 Deposit payment processing unit

 ────────────────────────────────────────────────── ─── Continuing on the front page (72) Inventor Tsutomu Uematsu 4-1-1, Kamiodanaka, Nakahara-ku, Kawasaki-shi, Kanagawa F-term in Fujitsu Limited (Reference) 3E042 BA08 BA10 BA13 BA15 BA18 CA08 CB05 CC02 CC10 CD04 CE06 DA01 EA01 5B049 BB11 BB46 CC36 DD01 DD02 DD04 EE02 EE23 FF02 FF03 FF04 GG01 GG05 GG07

Claims (3)

[Claims] 1. A cash register comprising: a register unit for registering sales of a product; and a cash depositing and dispensing unit for depositing and storing a product price in a cash cassette and dispensing a change from the cash cassette in accordance with deposit and withdrawal instructions from the register unit. A POS terminal device, comprising: a cash transfer unit that counts cash stored in a cash cassette of the cash depositing / dispensing unit and sends the cash to a cash storage unit according to a sales closing instruction from a register unit; A POS terminal device comprising: a cash storage unit for storing cash sent from a cash cassette. 2. A transaction operation unit to which a payment transaction operation is input, and transmission means for transmitting payment request data to a financial institution center for processing payment from a deposit account based on a payment instruction input to the transaction operation unit. Receiving means for receiving payment transaction data from the collection and delivery center, which performs a proxy process for cash payment in the payment processing of the financial institution center; and cash stored in the cash storage unit by the payment transaction data received by the receiving means. 2. The POS terminal according to claim 1, further comprising: a cash dispensing unit that counts and releases the number. 3. A POS terminal device according to claim 1, wherein a financial institution center performs a payment process from a deposit account, a collection and delivery center of a collection and delivery company that performs a proxy process for cash payment in the payment process of the financial institution center. The financial institution center determines whether payment is possible upon receipt of payment request data from the POS terminal device, and if payment is possible, transmits payment transaction data to the collection and delivery center and performs cash payment processing. Receiving a completion notification from the collection and delivery center that the transaction has been completed normally, comprising a deposit payment processing unit that withdraws the transaction amount from the deposit account of the customer of the POS terminal device and deposits the withdrawn amount into the deposit account of the collection and delivery company. Upon receiving the payment transaction data, the collection and delivery center transmits the payment transaction data to the POS terminal device and completes the payment processing of the POS terminal device. A POS system comprising a payment processing unit for transmitting a notice to a financial institution center.