JP2021144334A - Information processing apparatus, information processing method and program - Google Patents

Abstract

To provide an information processing apparatus that can reduce time and labor of application by a user in a service in which a portion of a money amount corresponding to a salary can be received before a salary payment date.SOLUTION: An information processing apparatus that receives an application including designation of payment time periodically arriving as an application of advance payment of a money amount corresponding to a salary from a worker; that acquires an upper limit amount which is calculated on the basis of employment data including actual working time of a worker, and which can be paid to the worker as advance payment of a money amount corresponding to a salary; and that performs processing in which a money amount determined according to the upper limit amount acquired at timing is paid to the worker, at the timing when the designated payment time has arrived, is provided.SELECTED DRAWING: Figure 2

Description

The present invention relates to an information processing device, an information processing method, and a program.

In recent years, a service has been considered that allows workers (employees who receive salary payments from their employers as compensation for labor) to receive an amount equivalent to a part of their salary before the predetermined salary payment date. (See, for example, Patent Document 1).

Japanese Unexamined Patent Publication No. 2007-328748

When a user (worker) uses a service as described above, it may be troublesome to apply each time he / she wants to receive payment equivalent to salary.

The present invention has been made in consideration of the above circumstances, and one of the purposes thereof is to save the trouble of application by the user in a service capable of receiving a part equivalent amount of salary before the salary payment date. The purpose is to provide information processing devices, information processing methods, and programs that can be reduced.

The information processing device according to one aspect of the present invention is an application reception unit that accepts applications for advance payment of salary equivalent amount from workers, and an application reception unit that accepts applications including designation of payment time that arrives regularly. The upper limit acquisition unit that acquires the upper limit that can be paid to the worker as a prepayment of the salary equivalent amount calculated based on the work data including the actual working hours of the worker, and the specified payment time are It is characterized by including a payment processing unit that executes a process of paying the worker an amount determined according to the upper limit amount acquired at the timing at the time of arrival.

In one aspect of the present invention, the application receiving unit accepts the designation of a ratio to the upper limit amount, and the payment processing unit executes a process of paying an amount obtained by multiplying the upper limit amount by the ratio. And.

Further, in one aspect of the present invention, the application receiving unit receives a plurality of payment timing designations, and the payment processing unit is acquired at the timing when each of the plurality of payment timings arrives. It is characterized in that an amount determined according to the upper limit is paid to the worker and the paid amount is deducted from the upper limit.

Further, the information processing method according to one aspect of the present invention is a step in which the application reception department accepts an application for prepayment of an amount equivalent to salary from a worker, and accepts an application including a designation of a payment time that arrives regularly. Steps and steps to obtain the maximum amount that the upper limit acquisition department can pay to the worker as a prepayment of salary equivalent, which is calculated based on the work data including the actual working hours of the worker, and payment. The feature is that the processing unit includes, at the timing when the designated payment time arrives, a step of executing a process of paying the worker an amount determined according to the upper limit amount acquired at the timing. do.

Further, the program according to one aspect of the present invention is a step of accepting an application for advance payment of an amount equivalent to salary from a worker, a step of accepting an application including designation of a payment time that arrives regularly, and a step of the worker. The step of acquiring the maximum amount that can be paid to the worker as a prepayment of the salary equivalent amount calculated based on the work data including the actual working hours, and the timing when the specified payment time arrives. It is a program for causing a computer to execute a process of paying the worker an amount determined according to the upper limit amount acquired in the above. The program may be provided stored in a computer-readable, non-temporary information storage medium.

It is a block diagram which shows the structure of the information processing apparatus which concerns on embodiment of this invention. It is a functional block diagram which shows the function of the information processing apparatus which concerns on embodiment of this invention. It is a figure which shows an example of an input screen. It is a figure explaining the payment amount of a regular payment.

Hereinafter, embodiments of the present invention will be described in detail with reference to the drawings.

FIG. 1 is a block diagram showing an overall outline of an information processing system 1 including an information processing device according to an embodiment of the present invention. As shown in the figure, the information processing system 1 includes a server device 10 that functions as an information processing device according to an embodiment of the present invention, an employer terminal 20, and a user terminal 30. ing. The server device 10 is connected to each of the employer terminal 20 and the user terminal 30 via a communication network such as the Internet.

This information processing system 1 realizes a prepayment service equivalent to salary. In this service, a worker employed by an employer (company, etc.) receives a part of the salary that he / she is entitled to pay as compensation for labor before the predetermined salary payment date. It is a service that can be done.

The server device 10 is an information processing device such as a server computer, and is managed by the provider of this service. As shown in FIG. 1, the server device 10 includes a control unit 11, a storage unit 12, and a communication unit 13.

The control unit 11 is configured to include at least one processor, and executes various types of information processing according to a program stored in the storage unit 12. A specific example of the process executed by the control unit 11 will be described later. The storage unit 12 includes at least one memory device such as a RAM, and stores a program executed by the control unit 11 and data to be processed by the program. The communication unit 13 is an interface for connecting to a communication network wirelessly or by wire. The communication unit 13 connects the server device 10 to other information processing devices so that data communication is possible.

The employer terminal 20 is an information processing device used by the employer, and may be a personal computer or the like. The employer periodically provides the worker's work data to the server device 10 using the employer terminal 20. It should be noted that it is common that the person who actually operates the employer terminal 20 and provides the work data is not the employer himself but a person who has received instructions from the employer (for example, a labor manager of a company). In the following, these persons are collectively referred to simply as employers.

The user terminal 30 is an information processing device used by a user (worker) of the service realized by the information processing system 1, and may be a stationary device such as a desktop computer, or a smartphone or tablet. It may be a portable device such as.

A display device 31 and an operation device 32 are connected to the user terminal 30. The display device 31 is a liquid crystal display, an organic EL display, or the like, and displays various screens drawn by the user terminal 30. The operation device 32 is a keyboard, a mouse, a touch panel, or the like, and receives an operation input from the user and outputs an operation signal indicating the content to the user terminal 30. The display device 31 and the operation device 32 may be separate devices connected to the user terminal 30 by wire or wireless communication, or may be a device built in the housing of the user terminal 30. May be good. By operating the operation device 32 while viewing the screen displayed by the display device 31, the user of this service applies for a prepayment of an amount equivalent to salary from the user terminal 30 to the server device 10.

Hereinafter, the functions realized by the server device 10 in the present embodiment will be described with reference to the functional block diagram of FIG. As shown in FIG. 2, the server device 10 is functionally configured to include a work data acquisition unit 51, an upper limit amount acquisition unit 52, an application reception unit 53, and a payment processing unit 54. These functions are realized by the control unit 11 executing the program stored in the storage unit 12. This program may be provided to the server device 10 via a communication network such as the Internet, or may be stored in a computer-readable information storage medium such as an optical disk and provided to the server device 10.

The work data acquisition unit 51 acquires work data transmitted from the employer terminal 20 and stores it in the storage unit 12. The work data includes work record data showing the total working hours actually worked by the user in the past predetermined period for each user of the service employed by the employer. In addition, data on scheduled working hours (scheduled working hours data) indicating how long the user was scheduled to work in the past may be included. When a plurality of types of working hours with different hourly unit prices are included in the total working hours such as overtime hours, the working record data may include data indicating the working hours for each hourly unit price.

The employer shall periodically, for example, daily or once a week, transmit the work data up to that point for each of the users of the Service that he / she employs. The work data transmitted by the employer may include only the data on the work record since the previous transmission, or may include the data on all the work results since the previous salary closing date.

The upper limit acquisition unit 52 acquires the maximum payable amount for each user of this service. The maximum payable amount acquired by the maximum amount acquisition unit 52 is an amount calculated based on the work data acquired by the work data acquisition unit 51, and the user of this service has applied for advance payment of the salary equivalent amount. The maximum amount that can be paid in case. In the present embodiment, the maximum payable amount acquisition unit 52 itself calculates the payable upper limit amount of each user by using the work record data included in the work data acquired by the work data acquisition unit 51. The amount shall be obtained. Further, the upper limit acquisition unit 52 stores the acquired data of the maximum payable amount of each user in the storage unit 12.

Specifically, for example, the upper limit acquisition unit 52 is paid at the next salary payment according to the working hours up to that point by multiplying the past total working hours of each user by a predetermined hourly unit price. Calculate the estimated salary. Then, the maximum payable amount is calculated by multiplying the calculated planned salary by a given safety factor (for example, 70%). The hourly unit price information may be provided in advance by the employer and stored in the storage unit 12, or may be included in the work data together with the working hour information and provided. .. Here, the safety factor is a value of 100% or less, and may be a value arbitrarily determined by the service provider or the employer. In addition, the past total working hours of each user is the total value of working hours subject to salary payment after the start date of the aggregation target period. This working time may include the time actually worked by the worker, as well as the time corresponding to the paid leave for which the salary is paid. In addition, if the total working hours of the user include multiple types of hours with different labor unit prices (normal working hours, overtime hours, etc.), multiply each hour by the corresponding labor unit price before adding up. The planned salary may be calculated according to the above.

Here, the aggregation target period is a target period of the work record used for calculating the maximum payable amount, and may be a period such as one month. This period should correspond to the reference period for employers to calculate salaries. Specifically, the aggregation target period is set so that the monthly salary closing date of the employer is the last day of the aggregation target period. In this case, the upper limit acquisition unit 52 decides to switch the aggregation target period at a predetermined timing after the salary closing date (for example, the day after the salary closing date) every month, and the payment calculated based on the work data acquired so far at that timing. Reset the maximum possible amount to 0 yen. After that, based on the newly acquired work data for the next aggregation target period, the maximum payable amount to be used when the next receipt application is made is calculated.

Further, when the payment processing unit 54, which will be described later, processes the payment equivalent to the salary to the user within the current aggregation target period, the maximum amount acquisition unit 52 can pay the maximum amount that can be paid by deducting the payment amount. To update. As a result, the payment processing unit 54 performs payment processing to the user a plurality of times within one aggregation target period, and the total amount paid over the plurality of payments corresponds to the total working hours within the aggregation target period. It is possible not to exceed the maximum payable amount.

The application reception unit 53 receives an application for receiving an amount equivalent to salary from a user of this service. In particular, in this embodiment, the user can apply for regular payment. Regular payment is a service that allows you to receive payment equivalent to your salary at the time of payment that arrives on a regular basis.

Specifically, the application reception unit 53 receives the designation of the payment time from the user. The payment period is a period of repeated arrivals at a predetermined cycle, for example, the 1st day of each month, the 10th day of each month, or the last day of each month. The cycle in this case may be the same period as the aggregation target period used for calculating the maximum payable amount described above. The application reception unit 53 may accept a plurality of payment timing designations that are different from each other.

Further, the application reception unit 53 accepts not only the designation of the payment time but also the designation of the payment amount actually paid when the payment time comes. Here, the application reception unit 53 shall accept the designation of the payment amount by the ratio to the maximum payable amount (hereinafter referred to as the payment amount rate). In this case, the amount paid to the user is the amount obtained by multiplying the payable upper limit amount acquired by the upper limit amount acquisition unit 52 at the timing when the payment time comes, by the designated payment amount rate. By accepting the receipt application at such a payment amount rate, it is possible to pay even though it is unclear how much amount will be payable when the payment time comes at the timing when the user applies for receipt. Payment can be made according to the application so as not to exceed the maximum amount. A specific example of the amount paid to the user according to the designation of the payment amount rate will be described later.

In addition, the application reception unit 53 shall accept from the user the designation of the payment method for the regular payment. The payment method may be selected by the user from a plurality of predetermined methods such as bank transfer and charging of electronic money. Further, the application reception unit 53 may accept the designation of the start time and the end time of the regular payment.

FIG. 3 is a diagram showing an example of an application content input screen. In this figure, the prepaid applicationable amount indicates the maximum payable amount currently acquired by the maximum amount acquisition unit 52, the application amount rate indicates the payment amount rate, and the scheduled monthly receipt date indicates the payment time. .. In the example of this figure, the application amount rate can be selected from 10% to 100% in increments of 10%. In addition, it is possible to select multiple dates within the range of one month for the expected receipt date. It is also possible to specify the start time and end time of regular payment.

This input screen is displayed on the display device 31 in response to a request operation performed by the user on the operation device 32 connected to the user terminal 30. In the state where such an input screen is displayed, the user performs an operation input for designating information such as one or a plurality of payment timings, payment amount rates, and payment methods. Then, by performing the periodic payment application operation, the application data including the designated information is transmitted from the user terminal 30 to the server device 10.

The presentation of such an input screen may be realized by a web service or the like. In this case, the application reception unit 53 transmits HTML data and Javascript (registered trademark) data necessary for drawing the web page of the input screen as input screen drawing data in response to the HTTP request transmitted from the user terminal 30. do. The browser program of the user terminal 30 draws an input screen by rendering a web page using the input screen drawing data received from the server device 10, and displays the input screen on the display device 31.

The application reception unit 53 does not accept the application for regular payment received from the user as it is, but once notifies the employer terminal 20 of the contents of the receipt application, and the employer operates the employer terminal 20. The content of the application may be accepted only when the intention to accept the content of the application is expressed.

The payment processing unit 54 processes payment of an amount equivalent to salary according to the application contents received by the application reception unit 53. Specifically, the payment processing unit 54 performs payment processing (for example, processing such as bank transfer) by the designated payment method at the timing when the designated payment time arrives.

In addition, the provider of this service may pay according to the user's application from the amount deposited in advance as a source of payment from the employer. In addition, the payment may be made by reimbursement from the resources prepared by the employee, and the paid amount may be billed to the employer later. In either case, when the payment processing unit 54 pays the salary equivalent amount in response to the user's application, the payment processing unit 54 provides the employer with payment record data including the payee user and the paid amount. Notice. The employer refers to the payment record data notified from the server device 10 when calculating the salary to be paid to each worker he / she employs based on the work record up to that point after the salary closing date. The amount already paid to the user of this service is deducted from the salary.

In the present embodiment, the amount to be paid to the user in response to the application for regular payment is determined according to the maximum payable amount at the timing of payment. That is, the payment processing unit 54 limits the payment amount so that the total amount paid by the periodic payment within one aggregation target period does not exceed the payable upper limit amount of the aggregation target period.

In particular, when the payment amount rate is specified, the payment processing unit 54 calculates the amount obtained by multiplying the maximum payable amount at the timing when the payment time has come by the specified payment amount rate as the payment amount. As a result, it is possible to control the amount paid by regular payment so as not to exceed the maximum payable amount.

Here, a specific example of the amount of money paid to the user according to the payment amount rate will be described with reference to FIG. In this example, the salary closing date is the last day of each month, the aggregation target period is from the first day to the last day of each month, and the employer, in principle, transmits the work data up to the previous day to the server device 10 every day. In this case, the maximum payable amount will be reset on the first day of every month and will return to 0 yen. In addition, it is assumed that the hourly unit price is 1,000 yen for only one type, and the maximum payable amount is calculated with a safety factor of 70%.

In this example, it is assumed that the user applies for receipt in advance by designating the 11th and 21st of each month as the payment time and 60% as the payment amount rate. As shown in Fig. 4, assuming that the total working hours from April 1st to 9th is 50 hours, the maximum amount will be reached when the employer sends the work data from April 10th to April 9th. The acquisition unit 52 calculates the maximum payable amount as 35,000 yen (50 hours x 1,000 yen x 70%) based on the work data acquired so far. On April 11th, which is designated as the payment time, the payment processing department 54 will give 21,000 yen, which is obtained by multiplying the latest maximum payable amount of 35,000 yen by the payment amount rate of 60%. Pay the user as the first regular payment of this month. As a result, the actually paid 21,000 yen will be deducted and the maximum payable amount will be updated to 14,000 yen.

After that, each time the employer sends work data, the maximum payable amount is updated based on the working hours of the user included in the data. Here, it is assumed that the working hours of the user from April 10 to April 19 are 60 hours. In this case, the payable upper limit calculated by the upper limit acquisition unit 52 based on the work data transmitted on April 20 is the payable amount of 42,000 yen calculated for 60 hours of working hours. (60 hours x 1,000 yen x 70%) is added to the maximum payable amount of 14,000 yen before the acquisition of work data on April 11, which is 56,000 yen.

On April 21, which is designated as the next payment time, the payment processing unit 54 will obtain 33,000 yen by multiplying the maximum payable amount of 56,000 yen at that time by the payment amount rate of 60%. Will be paid to the user as the second regular payment. Here, payments are made in units of 1,000 yen, and fractions less than 1,000 yen are rounded down when calculating the payment amount. At this point, the maximum payable amount will be updated to 23,000 yen after deducting the amount actually paid. However, in this example, regular payment is specified twice a month (11th and 21st), so payment will be made when May 1st, when the aggregation period ends, arrives before the next payment period arrives. The maximum possible amount is reset to 0 yen.

In this example, the employer is notified of the data indicating that a total of 54,000 yen has been paid by regular payment as the payment record data in April. The employer will deduct 54,000 yen when calculating the salary to be paid in May based on the working hours from April 1st to the last day.

According to the server device 10 according to the present embodiment described above, once the user applies for regular payment, the salary according to his / her work performance is periodically set apart from the day when the salary is paid by the employer. You will be able to receive a considerable amount. In addition, by specifying the payment amount as a ratio to the maximum payable amount, even if you do not know in advance what the maximum payable amount will be, you will be able to receive payment within the range that does not exceed the maximum payable amount. You can apply for regular payments so that you can do so.

The embodiments of the present invention are not limited to those described above. For example, in the above description, the application reception unit 53 accepts one value of the payment amount rate as the designation of the payment amount. However, the present invention is not limited to this, and when the application reception unit 53 accepts the designation of a plurality of payment times, the application reception unit 53 may individually accept the value of the payment amount rate for each of them. In this case, the payment processing unit 54 calculates the payment amount using a different payment amount rate for each payment time. Further, the application reception unit 53 may accept the designation of the payment amount itself instead of the payment amount rate. In this case, the payment processing unit 54 pays the specified amount as it is if the specified amount does not exceed the maximum payable amount at the timing of executing the payment. On the other hand, if the specified amount exceeds the payable upper limit, the payable upper limit will be paid. As a result, the user can receive a fixed amount of payment on a regular basis within the range not exceeding the maximum payable amount.

Further, the application reception unit 53 accepts only the specification of the payment time without receiving the specification of the payment amount, and the payment processing unit 54 pays the automatically determined payment amount within the range not exceeding the maximum payable amount. May be. In this case, for example, the payment processing unit 54 determines the payment amount using a predetermined value of the payment amount rate. In addition, when the user specifies a plurality of payment periods within one aggregation target period, the amount of one payment is based on the number of the specified payment periods (that is, the number of payments within one aggregation target period). May be determined. In this case, the payment processing unit 54 determines the payment amount for each payment so that the larger the number of designated payment periods, the smaller the payment amount for each payment.

Further, the payment processing unit 54 may predict the payable amount in the current aggregation target period based on the past work record and the future work schedule data, and determine the payment amount based on the prediction result. For example, when N payment times are specified, the payment processing unit 54 can make a predicted payment so that the payment amount of (N + 1) times, which is the sum of the payment time and the actual salary payment date, approaches evenly. The amount obtained by dividing the amount by 1 / (N + 1) is defined as the amount of one payment. In this case as well, it is desirable that the amount of each payment be limited so as not to exceed the maximum payable amount at that time.

In addition, the payment processing unit 54 predicts the payable amount (total amount) in the current aggregation target period and the payment amount expected to be paid in the future payment time based on the work schedule data included in the work data. , The prediction result may be displayed on the input screen as reference data.

Further, in the above description, the upper limit acquisition unit 52 calculates the maximum payable amount of each user each time the work data is transmitted from the employer terminal 20. However, the present invention is not limited to this, and the upper limit amount acquisition unit 52 may calculate the upper limit amount that can be paid at any time between the time when the work data is transmitted and the time when the input screen is presented to the user.

As an example, the employer terminal 20 temporarily uploads work data to a predetermined storage area, and the upper limit acquisition unit 52 periodically checks whether new work data is added to this storage area, and newly works. If data has been added, the latest payable limit may be calculated using that data. The storage area in this example may be an area reserved in the server device 10 or an area in an external storage device that is communicated with and connected to the server device 10.

Alternatively, the work data acquisition unit 51 records the work data received from the employer terminal 20 and the payment record data up to that point in the storage unit 12, and the upper limit acquisition unit 52 has reached the payment time of the regular payment. The maximum amount that can be paid at that time may be calculated at the same timing. Further, the maximum payable amount may be calculated by an information processing device different from the server device 10 and provided to the server device 10. In any case, when making a regular payment, the payment amount is determined based on the latest payable upper limit calculated based on the work data acquired at that time. As a result, the payment amount can be prevented from exceeding the maximum payable amount.

Further, at least a part of the processing determined to be executed by the server device 10 in the above description may be executed by the user terminal 30. For example, the user terminal 30 may present the application content input screen to the user by executing the installed application program, and may accept the application from the user by designating the time of the regular payment.

Further, the case where the application reception unit 53 accepts the application for regular payment has been described so far, but the present invention is not limited to this, and the application reception unit 53 may accept an application for immediate payment in which payment is made immediately after the application. In this case, the actual payment amount will be deducted from the payable limit each time a payment is made so that the sum of the regular payment amount and the immediate payment amount does not exceed the payable limit.

10 Server device, 11 Control unit, 12 Storage unit, 13 Communication unit, 20 Employer terminal, 30 User terminal, 31 Display device, 32 Operation device, 51 Work data acquisition unit, 52 Maximum amount acquisition unit, 53 Application reception unit , 54 Payment processing department.

Claims (5)

The application reception department that accepts applications for prepayment of salary equivalent amount from workers, and the application reception department that accepts applications including the designation of payment time that arrives regularly.
The upper limit acquisition department that obtains the upper limit that can be paid to the worker as a prepayment of the salary equivalent, which is calculated based on the work data including the actual working hours of the worker.
When the designated payment time arrives, a payment processing unit that executes a process of paying the worker an amount determined according to the upper limit amount acquired at the timing, and a payment processing unit.
An information processing device characterized by including. In the information processing apparatus according to claim 1,
The application reception department accepts the designation of the ratio to the upper limit amount,
The information processing unit is an information processing device that executes a process of paying an amount obtained by multiplying the upper limit amount by the ratio. In the information processing apparatus according to claim 1 or 2.
The application reception department accepts the designation of multiple payment times,
The payment processing unit pays the worker an amount determined according to the upper limit acquired at the timing when each of the plurality of payment periods arrives, and pays the amount from the upper limit. An information processing device characterized by deduction. The application reception department accepts applications for prepayment of salary equivalent from workers, including the step of accepting applications including the designation of payment time that arrives on a regular basis.
The step that the upper limit acquisition department acquires the upper limit that can be paid to the worker as a prepayment of the salary equivalent amount, which is calculated based on the work data including the actual working hours of the worker.
A step in which the payment processing unit executes a process of paying the worker an amount determined according to the upper limit amount acquired at the specified timing when the designated payment time arrives.
An information processing method characterized by including. A step of accepting an application for prepayment of salary equivalent amount from a worker, and a step of accepting an application including designation of a payment time that arrives regularly.
The step of obtaining the maximum amount that can be paid to the worker as a prepayment of the salary equivalent, which is calculated based on the work data including the actual working hours of the worker, and
At the timing when the designated payment time arrives, a step of executing a process of paying the worker an amount determined according to the upper limit amount acquired at the timing, and
A program that lets your computer run.

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