JP2018530834A - トークン即時発行システム - Google Patents
トークン即時発行システム Download PDFInfo
- Publication number
- JP2018530834A JP2018530834A JP2018519342A JP2018519342A JP2018530834A JP 2018530834 A JP2018530834 A JP 2018530834A JP 2018519342 A JP2018519342 A JP 2018519342A JP 2018519342 A JP2018519342 A JP 2018519342A JP 2018530834 A JP2018530834 A JP 2018530834A
- Authority
- JP
- Japan
- Prior art keywords
- user
- account
- computer
- resource providing
- token
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Abandoned
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L63/00—Network architectures or network communication protocols for network security
- H04L63/10—Network architectures or network communication protocols for network security for controlling access to devices or network resources
- H04L63/102—Entity profiles
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L67/00—Network arrangements or protocols for supporting network services or applications
- H04L67/01—Protocols
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L67/00—Network arrangements or protocols for supporting network services or applications
- H04L67/2866—Architectures; Arrangements
- H04L67/30—Profiles
- H04L67/306—User profiles
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L67/00—Network arrangements or protocols for supporting network services or applications
- H04L67/50—Network services
- H04L67/53—Network services using third party service providers
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
- H04L9/32—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials
- H04L9/321—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials involving a third party or a trusted authority
- H04L9/3213—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials involving a third party or a trusted authority using tickets or tokens, e.g. Kerberos
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04W—WIRELESS COMMUNICATION NETWORKS
- H04W12/00—Security arrangements; Authentication; Protecting privacy or anonymity
- H04W12/08—Access security
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04W—WIRELESS COMMUNICATION NETWORKS
- H04W4/00—Services specially adapted for wireless communication networks; Facilities therefor
- H04W4/80—Services using short range communication, e.g. near-field communication [NFC], radio-frequency identification [RFID] or low energy communication
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L2209/00—Additional information or applications relating to cryptographic mechanisms or cryptographic arrangements for secret or secure communication H04L9/00
- H04L2209/56—Financial cryptography, e.g. electronic payment or e-cash
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L67/00—Network arrangements or protocols for supporting network services or applications
- H04L67/01—Protocols
- H04L67/10—Protocols in which an application is distributed across nodes in the network
Landscapes
- Engineering & Computer Science (AREA)
- Business, Economics & Management (AREA)
- Computer Networks & Wireless Communication (AREA)
- Signal Processing (AREA)
- Accounting & Taxation (AREA)
- Computer Security & Cryptography (AREA)
- Finance (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Strategic Management (AREA)
- Computer Hardware Design (AREA)
- Computing Systems (AREA)
- General Engineering & Computer Science (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Computer And Data Communications (AREA)
- Management, Administration, Business Operations System, And Electronic Commerce (AREA)
- Mobile Radio Communication Systems (AREA)
Applications Claiming Priority (5)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| US201562242074P | 2015-10-15 | 2015-10-15 | |
| US201562242068P | 2015-10-15 | 2015-10-15 | |
| US62/242,068 | 2015-10-15 | ||
| US62/242,074 | 2015-10-15 | ||
| PCT/US2016/057400 WO2017066792A1 (en) | 2015-10-15 | 2016-10-17 | Instant token issuance system |
Publications (2)
| Publication Number | Publication Date |
|---|---|
| JP2018530834A true JP2018530834A (ja) | 2018-10-18 |
| JP2018530834A5 JP2018530834A5 (enExample) | 2019-11-21 |
Family
ID=58518471
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| JP2018519342A Abandoned JP2018530834A (ja) | 2015-10-15 | 2016-10-17 | トークン即時発行システム |
Country Status (8)
| Country | Link |
|---|---|
| US (3) | US11068889B2 (enExample) |
| JP (1) | JP2018530834A (enExample) |
| CN (2) | CN114529300B (enExample) |
| AU (1) | AU2016337614A1 (enExample) |
| CA (1) | CA2997379A1 (enExample) |
| RU (1) | RU2018117661A (enExample) |
| SG (1) | SG10202007121XA (enExample) |
| WO (1) | WO2017066792A1 (enExample) |
Families Citing this family (83)
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|---|---|---|---|---|
| US8762263B2 (en) | 2005-09-06 | 2014-06-24 | Visa U.S.A. Inc. | System and method for secured account numbers in proximity devices |
| US9105027B2 (en) | 2009-05-15 | 2015-08-11 | Visa International Service Association | Verification of portable consumer device for secure services |
| US10846683B2 (en) | 2009-05-15 | 2020-11-24 | Visa International Service Association | Integration of verification tokens with mobile communication devices |
| US8534564B2 (en) | 2009-05-15 | 2013-09-17 | Ayman Hammad | Integration of verification tokens with mobile communication devices |
| US10140598B2 (en) | 2009-05-20 | 2018-11-27 | Visa International Service Association | Device including encrypted data for expiration date and verification value creation |
| US10282724B2 (en) | 2012-03-06 | 2019-05-07 | Visa International Service Association | Security system incorporating mobile device |
| US11636489B2 (en) | 2013-10-19 | 2023-04-25 | Ondot Systems Inc. | System and method for authorizing a transaction based on dynamic location updates from a user device |
| US11899711B2 (en) | 2012-06-19 | 2024-02-13 | Ondot Systems Inc. | Merchant logo detection artificial intelligence (AI) for injecting user control to ISO back-end transaction approvals between acquirer processors and issuer processors over data communication networks |
| US20190147450A1 (en) | 2012-06-19 | 2019-05-16 | Ondot System | Real-time enrichment of raw merchant data from iso transactions on data communication networks for preventing false declines in fraud prevention systems |
| US12112300B2 (en) | 2012-06-19 | 2024-10-08 | OnDot Systems, Inc. | Injecting user control for card-on-file merchant data and implicitly-identified recurring payment transaction parameters between acquirer processors and issuer processors over data communication networks |
| WO2014043278A1 (en) | 2012-09-11 | 2014-03-20 | Visa International Service Association | Cloud-based virtual wallet nfc apparatuses, methods and systems |
| EP2997532A4 (en) | 2013-05-15 | 2016-05-11 | Visa Int Service Ass | MOBILE TOKENIZATION HUB |
| CN113469670B (zh) | 2013-07-24 | 2024-04-05 | 维萨国际服务协会 | 使用令牌确保数据传送风险的系统和方法 |
| CN106464492B (zh) | 2013-10-11 | 2020-02-07 | 维萨国际服务协会 | 网络令牌系统 |
| US10366387B2 (en) | 2013-10-29 | 2019-07-30 | Visa International Service Association | Digital wallet system and method |
| US9922322B2 (en) | 2013-12-19 | 2018-03-20 | Visa International Service Association | Cloud-based transactions with magnetic secure transmission |
| BR112016014106A2 (pt) | 2013-12-19 | 2017-08-08 | Visa Int Service Ass | Método para intensificar a segurança de um dispositivo de comunicação, e, dispositivo de comunicação |
| US10433128B2 (en) | 2014-01-07 | 2019-10-01 | Visa International Service Association | Methods and systems for provisioning multiple devices |
| US9846878B2 (en) | 2014-01-14 | 2017-12-19 | Visa International Service Association | Payment account identifier system |
| US12469021B2 (en) | 2014-02-18 | 2025-11-11 | Visa International Service Association | Limited-use keys and cryptograms |
| WO2015179637A1 (en) | 2014-05-21 | 2015-11-26 | Visa International Service Association | Offline authentication |
| US11023890B2 (en) | 2014-06-05 | 2021-06-01 | Visa International Service Association | Identification and verification for provisioning mobile application |
| US10484345B2 (en) | 2014-07-31 | 2019-11-19 | Visa International Service Association | System and method for identity verification across mobile applications |
| US9775029B2 (en) | 2014-08-22 | 2017-09-26 | Visa International Service Association | Embedding cloud-based functionalities in a communication device |
| RU2698762C2 (ru) | 2014-09-26 | 2019-08-29 | Виза Интернэшнл Сервис Ассосиэйшн | Система и способы предоставления зашифрованных данных удаленного сервера |
| GB201419016D0 (en) | 2014-10-24 | 2014-12-10 | Visa Europe Ltd | Transaction Messaging |
| US10164996B2 (en) | 2015-03-12 | 2018-12-25 | Visa International Service Association | Methods and systems for providing a low value token buffer |
| US11037139B1 (en) | 2015-03-19 | 2021-06-15 | Wells Fargo Bank, N.A. | Systems and methods for smart card mobile device authentication |
| US11188919B1 (en) | 2015-03-27 | 2021-11-30 | Wells Fargo Bank, N.A. | Systems and methods for contactless smart card authentication |
| EP3281164B1 (en) | 2015-04-10 | 2019-06-05 | Visa International Service Association | Browser integration with cryptogram |
| US10878407B1 (en) | 2015-04-17 | 2020-12-29 | Jpmorgan Chase Bank, N.A. | Systems and methods for facilitating payment application provisioning and transacting |
| SG10202007121XA (en) | 2015-10-15 | 2020-09-29 | Visa Int Service Ass | Instant token issuance system |
| CA3003917A1 (en) | 2015-12-04 | 2017-06-08 | Visa International Service Association | Unique code for token verification |
| US10243958B2 (en) | 2016-01-07 | 2019-03-26 | Visa International Service Association | Systems and methods for device push provisoning |
| WO2017184121A1 (en) | 2016-04-19 | 2017-10-26 | Visa International Service Association | Systems and methods for performing push transactions |
| US11113688B1 (en) | 2016-04-22 | 2021-09-07 | Wells Fargo Bank, N.A. | Systems and methods for mobile wallet provisioning |
| US11250424B2 (en) | 2016-05-19 | 2022-02-15 | Visa International Service Association | Systems and methods for creating subtokens using primary tokens |
| US10489565B2 (en) | 2016-06-03 | 2019-11-26 | Visa International Service Association | Compromise alert and reissuance |
| AU2016409079B2 (en) | 2016-06-03 | 2021-07-22 | Visa International Service Association | Subtoken management system for connected devices |
| US11068899B2 (en) | 2016-06-17 | 2021-07-20 | Visa International Service Association | Token aggregation for multi-party transactions |
| CA3021357A1 (en) | 2016-06-24 | 2017-12-28 | Visa International Service Association | Unique token authentication cryptogram |
| CN116471105A (zh) | 2016-07-11 | 2023-07-21 | 维萨国际服务协会 | 使用访问装置的加密密钥交换过程 |
| US10990967B2 (en) | 2016-07-19 | 2021-04-27 | Visa International Service Association | Method of distributing tokens and managing token relationships |
| US11210388B2 (en) | 2016-08-19 | 2021-12-28 | Visa International Service Association | Automated access data change detection |
| US10949838B1 (en) | 2016-08-23 | 2021-03-16 | Wells Fargo Bank, N.A. | Mobile wallet registration via ATM |
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| US20180211247A1 (en) * | 2017-01-25 | 2018-07-26 | Bank Of America Corporation | Establishing dedicated connection for token replacement |
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| SG10201706070TA (en) * | 2017-07-25 | 2019-02-27 | Mastercard International Inc | Offline Payment Using Virtual Card Account Number |
| US11514424B2 (en) * | 2017-09-19 | 2022-11-29 | The Toronto-Dominion Bank | System and method for integrated application and provisioning |
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| US11688003B2 (en) | 2017-09-19 | 2023-06-27 | The Toronto-Dominion Bank | System and method for integrated application and provisioning |
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| CN106462849B (zh) | 2014-05-05 | 2019-12-24 | 维萨国际服务协会 | 用于令牌域控制的系统和方法 |
| AU2015259162B2 (en) | 2014-05-13 | 2020-08-13 | Visa International Service Association | Master applet for secure remote payment processing |
| US11023890B2 (en) | 2014-06-05 | 2021-06-01 | Visa International Service Association | Identification and verification for provisioning mobile application |
| US9780953B2 (en) | 2014-07-23 | 2017-10-03 | Visa International Service Association | Systems and methods for secure detokenization |
| US10484345B2 (en) | 2014-07-31 | 2019-11-19 | Visa International Service Association | System and method for identity verification across mobile applications |
| US9779345B2 (en) | 2014-08-11 | 2017-10-03 | Visa International Service Association | Mobile device with scannable image including dynamic data |
| US9775029B2 (en) | 2014-08-22 | 2017-09-26 | Visa International Service Association | Embedding cloud-based functionalities in a communication device |
| BR112017002747A2 (pt) | 2014-08-29 | 2018-01-30 | Visa Int Service Ass | método implementado por computador, e, sistema de computador. |
| RU2698762C2 (ru) | 2014-09-26 | 2019-08-29 | Виза Интернэшнл Сервис Ассосиэйшн | Система и способы предоставления зашифрованных данных удаленного сервера |
| US11257074B2 (en) | 2014-09-29 | 2022-02-22 | Visa International Service Association | Transaction risk based token |
| US9721087B1 (en) * | 2014-09-30 | 2017-08-01 | EMC IP Holding Company LLC | User authentication |
| AU2015329722A1 (en) | 2014-10-10 | 2017-04-13 | Visa International Service Association | Methods and systems for partial personalization during mobile application update |
| US10015147B2 (en) | 2014-10-22 | 2018-07-03 | Visa International Service Association | Token enrollment system and method |
| US11301852B2 (en) * | 2014-11-03 | 2022-04-12 | Visa International Service Association | System and method for updating account information |
| US9998978B2 (en) | 2015-04-16 | 2018-06-12 | Visa International Service Association | Systems and methods for processing dormant virtual access devices |
| US20170091757A1 (en) * | 2015-09-30 | 2017-03-30 | Bank Of America Corporation | Tokenization provisioning and allocating system |
| SG10202007121XA (en) | 2015-10-15 | 2020-09-29 | Visa Int Service Ass | Instant token issuance system |
| US11501288B2 (en) | 2016-02-09 | 2022-11-15 | Visa International Service Association | Resource provider account token provisioning and processing |
| US10313321B2 (en) | 2016-04-07 | 2019-06-04 | Visa International Service Association | Tokenization of co-network accounts |
-
2016
- 2016-10-17 SG SG10202007121XA patent/SG10202007121XA/en unknown
- 2016-10-17 RU RU2018117661A patent/RU2018117661A/ru not_active Application Discontinuation
- 2016-10-17 US US15/295,859 patent/US11068889B2/en active Active
- 2016-10-17 WO PCT/US2016/057400 patent/WO2017066792A1/en not_active Ceased
- 2016-10-17 CA CA2997379A patent/CA2997379A1/en not_active Abandoned
- 2016-10-17 CN CN202210155814.7A patent/CN114529300B/zh active Active
- 2016-10-17 AU AU2016337614A patent/AU2016337614A1/en not_active Withdrawn
- 2016-10-17 JP JP2018519342A patent/JP2018530834A/ja not_active Abandoned
- 2016-10-17 CN CN201680060089.8A patent/CN108141368B/zh active Active
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2021
- 2021-06-04 US US17/339,096 patent/US12314944B2/en active Active
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2025
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Also Published As
| Publication number | Publication date |
|---|---|
| WO2017066792A1 (en) | 2017-04-20 |
| RU2018117661A3 (enExample) | 2020-04-16 |
| CA2997379A1 (en) | 2017-04-20 |
| CN114529300B (zh) | 2025-09-23 |
| CN108141368A (zh) | 2018-06-08 |
| RU2018117661A (ru) | 2019-11-18 |
| SG10202007121XA (en) | 2020-09-29 |
| US20170109745A1 (en) | 2017-04-20 |
| US11068889B2 (en) | 2021-07-20 |
| US20250378442A1 (en) | 2025-12-11 |
| US12314944B2 (en) | 2025-05-27 |
| CN108141368B (zh) | 2022-03-08 |
| US20210295332A1 (en) | 2021-09-23 |
| AU2016337614A1 (en) | 2018-03-15 |
| CN114529300A (zh) | 2022-05-24 |
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