JP2018109808A - Non-financial information display method, information processing apparatus and program - Google Patents

Abstract

PROBLEM TO BE SOLVED: To display an effective ESG related information to an investor.SOLUTION: A web site screen of an investment fund on a display screen 30S of a portable terminal apparatus 10. Then, an ESG related information for a predetermined enterprise is displayed when a user possessing the portable terminal apparatus 10 performs a predetermined operation. At this time, items selected by an ESG evaluation is displayed as icons.SELECTED DRAWING: Figure 5

Description

  The present invention relates to display of investment-related information, and more particularly to a display method of non-financial information for individual investors and the like.

  In recent years, it is possible to conduct financial product transactions such as stocks by individual investors through a communication terminal device such as a smartphone. For example, in online stock trading, it is possible to place a trade order by a one-touch operation by a user so that a stock subject to stock trading can be selected and sold on a specific stock trading screen (see Patent Document 1).

  In addition, in order to provide IR information of a company to investors, it is possible to display access information of IR application software on a communication terminal device such as a portable device (see Patent Document 2). When the user downloads the IR application software using the access information, the IR information of the target company can be displayed on the communication terminal device, and the user can view detailed IR information.

JP, 2006-154053, A JP 2014-130488 A

  In asset management, an investment method (hereinafter referred to as ESG investment) that takes into consideration the environment, society, and corporate governance included in non-financial information (hereinafter referred to as ESG investment) has spread worldwide in recent years. The environment (E), society (S), and corporate governance (G) each contain many items. For example, in the environment (E) field, climate change (carbon dioxide reduction), resource efficiency (recycling), In the field of society (S), there are items such as addressing social issues, equal opportunity policy, and in the area of corporate governance (G), compliance with laws and accountability to shareholders.

  Such non-financial information on E, S, and G (hereinafter referred to as ESG-related information) is mainly provided to asset management companies and institutional investors that operate investment funds. In general, ESG-related information is regarded as information that contributes to the purpose of maximizing corporate value over the medium to long term (maximization of medium- to long-term returns), and is a manager and institutional investor with expertise in asset management. By providing it, analysis, evaluation, etc. of the target company are performed. For example, an investment fund constructs a portfolio of individual brands together with financial information, taking into account the ESG evaluation (ESG score) of the target brand created by a research company or the like.

  On the other hand, individual investors are not only focusing on financial information (sales, net profit, etc.) on short-term returns, but also on ESG-related information such as environmental and social initiatives and legal compliance. ESG investment is based on the fact that risk management of E, S, G leads to long-term returns, so when individual investors seek long-term returns, E, S, G related information is most appropriate for investment Can be an indicator. In particular, it is a more important index in asset formation schemes such as NISA and IDECO that do not allow short-term stock trading.

  However, ESG-related information is information provided to managers and institutional investors with specialized knowledge so far, and is information that non-financial information published by companies is quantified by independent research institutions, For example, the ESG information of the brand company is scored, the company located at the top is picked up, and the investment allocation in the trust investment or the like is determined. Even if such ESG-related information is provided to individual investors as they are, it is difficult to perform asset management, stock trading, etc. (especially using a portable terminal) using the information as an index.

  Therefore, it is required to provide ESG-related information that can be an index for asset management even for individual investors who do not have specialized knowledge.

  The non-financial information display method of the present invention can be implemented by an information processing device such as a communication terminal device and / or a server. In a communication terminal device connectable to an information processing device that provides investment-related information, investment information is displayed. In response to input operations on the posted screens, information on at least one of the environment, society, and corporate governance (hereinafter referred to as ESG-related information) among non-financial information disclosed by companies How to display. Examples of companies include companies that can be invested by investors by going public. There are various screens for posting investment-related information, such as an investment fund website, a screen in which information relating to investment is posted on the advertising area of the screen in LINE (registered trademark), and the like is not limited. The input operation is, for example, a touch operation in a portable terminal device having a touch panel function, and an input operation using a keyboard, a mouse, or the like is performed in a computer.

  In the present invention, items selected by ESG evaluation (hereinafter referred to as display target items) in the ESG related information of the investment target company are displayed as images. The image may be any image that recognizes and informs the contents of the item. For example, the display target item of the target company can be displayed as an icon. In addition, ESG-related information includes a plurality of environment-related items (E items), a plurality of social-related items (S items), and a plurality of corporate governance-related items (G items). The display target item may be displayed as an image divided into G items. Here, ESG assessment is an objective assessment of the company's efforts and approaches related to the environment, society, and governance, and can be considered as an investor when deciding where to invest. Good. Alternatively, even if the investment destination is not determined, the evaluation may be effective information for knowing the activity of the company.

  Items that satisfy a predetermined condition among the items evaluated by ESG can be selected as display target items. For example, based on the ESG evaluation value obtained by scoring ESG related information of a plurality of investment target companies for each item, an item having an ESG evaluation value equal to or greater than a threshold among ESG related information is selected as a display target item Is done.

  The display target item can be displayed as an image so that the display target item having a relatively high score can be identified. For example, in each of the E item, the S item, and the G item, the display target items are arranged and displayed in descending order of score.

  For example, data related to display target items for each of a plurality of investment target companies is stored in advance in a memory. In response to an input operation on the investment-related screen, a display target item of a predetermined investment target company can be displayed as an image. Alternatively, ESG evaluation value data for a plurality of investment target companies can be stored in the memory in advance. In response to an input operation on the investment-related screen, a display target item of a predetermined investment target company is selected based on ESG evaluation.

  According to another aspect of the present invention, there is provided a program for detecting an input operation on a screen on which investment information is posted and an input operation in a communication terminal device connectable to an information processing device that provides investment-related information. And a step of displaying information (hereinafter referred to as ESG-related information) on at least one of environment, society, and governance in non-financial information disclosed by the investment company A program for causing an item selected by ESG evaluation (hereinafter referred to as a display target item) to be displayed as an image in the ESG related information of the investment target company.

  The information processing apparatus of the present invention can be connected to a communication terminal device, and in response to an input operation on a screen on which investment information is posted, the environment (environment), society ( Means for transmitting data to the communication terminal device so as to display information on at least one of society and governance (hereinafter referred to as ESG-related information) on the display of the communication terminal device; However, the data is transmitted to the communication terminal device so that the item selected by ESG evaluation (hereinafter referred to as a display target item) is displayed as an image in the ESG related information of the investment target company.

  According to the present invention, it is possible to display effective ESG-related information for investors.

It is a schematic block diagram of the network system which provides the investment relevant information which is this embodiment. It is a block diagram of a portable terminal device and a server. It is a flowchart of a display process of ESG related information. It is the figure which showed the top page screen of the website by a server. It is the figure which showed the display screen of ESG related information. It is the figure which showed the list | wrist of each item of environment (E), society (S), and corporate governance (G). It is the figure which showed the icon corresponding to each item of the ESG related information shown in FIG.

  Hereinafter, a network system that provides investment-related information according to the present embodiment will be described with reference to the drawings.

  FIG. 1 is a schematic configuration diagram of a network system that provides investment-related information according to the present embodiment. FIG. 2 is a block diagram of the mobile terminal device and the server.

  The server 100 is connected to a mobile terminal device such as a smartphone through a network so as to be capable of mutual communication, and is connected to the database 200. The server 100 can provide investment-related information to individual investors through the network, and a user (individual investor) who owns the mobile terminal device 10 such as a smartphone can use the Web provided by the server 100. You can view investment related information by accessing the site.

  As shown in FIG. 2, the mobile terminal device 10 includes a controller 12 that controls the operation of the entire device, a communication module 14 that transmits and receives data to and from the server 100 through a network, and a display 30 such as an LCD. Prepare. A program relating to the operation of the entire apparatus is stored in the ROM 16 in advance.

  The display 30 is provided with a touch panel (not shown), and when the user touches the display 30, the input / output interface 22 detects a contact position (input operation). When the controller 12 detects an input operation, it sends a control signal to the image processing circuit 20. The image processing circuit 20 generates a display image by image processing and drives the display 30.

  In the storage unit 18, software (program) related to the browser function is stored in the mobile terminal device 10, and the controller 12 can access a Web site provided by the server 100 through the communication module 14. In addition, application software (program) such as LINE (registered trademark) or Twitter (registered trademark) is stored in the storage unit 18.

  The server 100 includes a control unit 120, a storage unit 140, and a communication unit 160. The control unit 120 controls the operation of the server 100 and reads data stored in the database 200 as necessary. A program related to operation control of the server 100 is stored in the storage unit 140 in advance, and the communication unit 160 transmits and receives communication data to and from the network.

  In the present embodiment, the server 100 constructs an investment-related website that can be accessed from the mobile terminal device 10, and performs data communication so that the investment-related website is displayed on the display 30 of the mobile terminal device 10. A user who owns the mobile terminal device 10 can obtain investment-related information through a website.

  The investment related information may be displayed only when the user logs in at the website. Alternatively, dedicated application software for acquiring investment-related information may be stored in the storage unit 18 so that investment-related information can be acquired from a website by starting the application software. Furthermore, the investment related information may be advertised and advertised to the user using SNS communication software such as LINE (registered trademark) or Twitter (registered trademark). Note that investment-related information can be provided not only to the mobile terminal device 10 but also to a communication terminal device such as a personal computer (shown).

  Next, display processing of company information (hereinafter referred to as ESG-related information) regarding the environment, society, and corporate governance will be described with reference to FIGS.

  FIG. 3 is a flowchart of ESG related information display processing. FIG. 4 is a view showing a top page screen of a Web site provided by the server 100. When the user accesses the investment fund website, the top page screen shown in FIG. 4 is displayed (S101).

  As shown in FIG. 4, on the display screen 30S of the mobile terminal device 10, the description of the investment fund and the like are displayed in the screen area 30A, and the characters “ESG related information” are displayed in the screen area 30B. When the user touches the screen area 30B, an input operation is detected in the mobile terminal device 10, and ESG related information of the user-selected company is displayed on the display 30 based on data from the server 100 (S102).

  FIG. 5 is a diagram showing a display screen for ESG-related information. On the display screen 30S, the name of the specific company is displayed in the display area 30C, and items selected by ESG evaluation in the ESG related information are displayed by icons.

  ESG-related information is corporate information included in non-financial information published by companies that are subject to investment (for example, publicly publishing shares), and is for the environment (E), society (S), and corporate governance (G). Includes corporate approaches and policies. In addition, ESG-related information includes information disclosed by the company itself, information disclosed through interviews with independent organizations that provide investment advice and research, and company information provided by the news media. There are several items for each of the environment (E), society (G), and corporate governance (S).

  FIG. 6 is a diagram showing a list of items for the environment (E), society (S), and corporate governance (G). Here, for each of the environment (E), society (S), and corporate governance (G), three items are picked up and determined by way of example. In the environment (E), low-carbon society, resource efficiency, water resources protection items, in the society (S), balance support (support for work and family balance), diversity promotion, women's active participation, and corporate governance (G ) Includes items for information disclosure, governance system and legal compliance.

  Investment target companies indicate their approaches (approaches), attitudes, policies, etc. in non-financial information, but the contents displayed vary depending on the company. Financial information such as sales and net income Are different and are treated as qualitative information. Also, the amount of carbon dioxide reduction is not disclosed so that it can be directly compared with other companies. Therefore, in ESG investment considering ESG related information, each item of ESG related information is scored and rated so that it can be compared between companies (hereinafter referred to as ESG evaluation).

  For example, in the item of low-carbon society in the environment (E), scoring is done by comparing the comparison value of the previous fiscal year between the companies against the carbon dioxide emissions that are listed in the non-financial information of listed companies. To do. In addition, in the item of active women in society (G), a questionnaire survey including questions regarding the registration and utilization of women is conducted in advance, and scoring evaluation is performed based on the contents of the answers. In the questionnaire survey, step-wise answer items with different scores are prepared in advance, and companies can select the corresponding items from among them and rank them by score. In addition, it may be reevaluated by receiving information from the media.

  When each item is scored for each company by ESG evaluation, companies with excellent ESG evaluation become clear, and items superior to other companies in ESG related information become clear. Therefore, in this embodiment, among the items of environment (E), society (S), and corporate governance (G), items that have obtained excellent evaluation by ESG evaluation are selected for each company.

  Specifically, ESG evaluation (ranking) is performed on all or a part of listed companies, and items having predetermined conditions are selected for each company. For example, it is possible to determine whether the score value is equal to or greater than a threshold value (for example, an average score), and to select an item that is equal to or greater than the threshold value.

  When an investment target company to which ESG related information is to be presented is selected by the user, data of items selected by the ESG evaluation of the company in the environment (E), society (S), and corporate governance (G), Read from the database 200 (S103, S104). Then, the item selected by the ESG evaluation is displayed as an icon on the display screen 30S as an item (display target item) to be displayed to the user (S105).

  FIG. 7 is a diagram showing icons corresponding to the items of the ESG related information shown in FIG. For the environment (E), symbol icons E1, E2, and E3 are assigned to a low-carbon society, resource efficiency, and water resource protection, respectively. Similarly, for society (S), icons S1, S2, and S3 are assigned to coexistence support, diversity promotion, and women's achievement, respectively. For corporate governance (G), icons G1, G2, and G3 are information disclosures, respectively. Assigned to the governance system and legal compliance.

  These icons are represented by images (patterns, symbols) that allow the user (especially those who have no expertise in investment) to understand and recognize the contents of the items when viewing the icons. For example, an icon S <b> 1 represented by a picture indicating a family structure is assigned to an item of coexistence support in society (S). In addition, the item of compliance with laws and regulations in corporate governance (G) is assigned an icon G3 composed of a scale and a picture showing a law book.

  In FIG. 5, items (display target items) selected by ESG evaluation are displayed as icons. Here, two icons, a low-carbon society E1 and resource efficiency E2, are displayed in the environment (E). In society (S), all three of support support, diversity promotion, and active women are displayed as icons. For corporate governance (S), only the item of governance system is displayed as an icon.

  In addition, in each of the environment (E), society (S), and corporate governance (G), icons are displayed side by side from the left corner in the order of items with the highest score values (ranks). For example, in the case of society (S), the icons are displayed in the order of the female activity icon S3, the compatibility support icon S1, and the diversity promotion S2. This indicates that the score value (rank) of female achievement is the highest among ESG evaluations. For example, a characteristic mark such as a crown may be displayed on the icon at the leftmost position at the same time so that the user can easily recognize it. Alternatively, the icon sizes may be divided into large and small and displayed in order.

  Such display target items for each company are stored in the database 200 in advance. When the server 100 reads a display target item for a specific company from the database 200, the server 100 reads data related to the icon from the storage unit 140 and performs data communication so that the icon is displayed on the display 30 of the mobile terminal device 10. When the user selects another company (S106), display target items are displayed as icons for the selected company. When an operation for returning to the site screen of the top page is performed, the ESG-related information display process ends (S107).

  It should be noted that companies that are to display ESG-related information in advance may be determined and displayed in order. In addition, when data of a display item is received using application software, icon data stored in advance in the mobile terminal device 10 may be read. For each item content indicated by an icon, a screen for explaining the item content may be provided, and the screen may be switched to when the user wants to know the item content.

  As described above, according to the present embodiment, the server 100 displays the investment fund website screen on the display screen 30 </ b> S of the mobile terminal device 10. And when the user who has the portable terminal device 10 performs predetermined operation, the ESG related information with respect to a predetermined company will be displayed. At this time, the item selected by the ESG evaluation is displayed as an icon.

  As a result, users are not numerical information that only experts can understand about the items that are objectively evaluated for the approach of the environment (E), society (S), and corporate governance (G) of a company. Can be easily recognized through familiar icons (images). That is, the ESG-related information, which is qualitative information, is scored (numerized) by ESG evaluation, and further converted into icon information that enables intuitive recognition. Can be transmitted seamlessly. In addition, since icons are displayed, a large number of items can be displayed also on the mobile terminal device.

  For example, investment target companies disclose non-financial information including ESG-related information in IR reports on their own websites, etc., but the manner of disclosure varies depending on the company and is not unified. For example, ESG-related items are displayed on the branches and leaves of a tree so as to be superimposed on the branches and leaves, or ESG-related items are displayed so as to be superimposed on a picture of the earth. Even if a user sees a non-financial information of a series of companies, it cannot compare between companies and cannot judge whether it is an item which can be really evaluated.

  On the other hand, according to the icon display according to the present embodiment, ESG evaluation is performed by scoring ESG related information of a plurality of investment target companies, and display target items are selected based on evaluation values ranked among companies. Therefore, the user can determine that the item displayed as an icon is an item that can be objectively evaluated, and can be an important index for determining an investment target company. This can be an effective index for ESG evaluation of investment target companies not only by individual investors who do not have specialized knowledge but also by institutional investors.

  On the other hand, items that do not satisfy the predetermined condition by ESG evaluation are not displayed on the display 30. Since only the items that can be presented to investors are displayed as icons, there is no possibility that the corporate image will deteriorate due to ESG evaluation. In addition, since items with high ESG evaluation values, that is, high ranking among companies, are displayed in icons in order, the user can select the environment (E), society (S), corporate governance ( G) The evaluation item of the company can be recognized in each item.

  In the present embodiment, the data of the display target item in the ESG related information is stored in the database 200 in advance, but the ESG evaluation value data is stored in the database 200, and the server 100 performs the user's input operation according to the user input operation. You may perform the calculation of ESG evaluation. In this case, the ESG evaluation value can be calculated by weighting the environment (E), society (S), and corporate governance (G). That is, the investor can perform the ESG evaluation desired by the investor by weighting important factors in the environment (E), society (S), and corporate governance (G). The weight may be set by the user on the display screen.

  The method of ESG evaluation may be other than the method described above. In addition, regarding the environment (E), society (S), and corporate governance (G), ESG evaluation may be performed on items other than those described above, and icons may be displayed. For example, regarding environment (E), biodiversity, product consideration, society (S), human resource development, social contribution, corporate governance (G), intellectual property protection, and building relationships with stakeholders. Further, at least one of environment (E), society (S), and corporate governance (G) may be displayed as an icon. It is also possible to display an image other than an icon.

10 Mobile terminal device (communication terminal device)
30 display 100 server (information processing device)

Claims (11)

In a communication terminal device that can be connected to an information processing device that provides investment-related information,
Information related to at least one of the environment, society, and corporate governance (hereinafter referred to as ESG-related) among non-financial information disclosed by companies in response to input operations on screens that display investment-related information Information)), and
A display method of non-financial information, characterized in that an item selected by ESG evaluation (hereinafter referred to as a display target item) among ESG-related information of a target company is displayed as an image.   The method for displaying non-financial information according to claim 1, wherein an item satisfying a predetermined condition among items evaluated by ESG is selected as a display target item.   Based on the ESG evaluation value obtained by scoring the ESG related information of a plurality of investment target companies for each item, an item having an ESG evaluation value equal to or greater than the threshold is selected as the display target item in the ESG related information. The method for displaying non-financial information according to claim 1 or 2.   4. The non-financial information display method according to claim 3, wherein the display target item is displayed as an image so that the display target item having a relatively high score can be identified.   The display method of non-financial information according to claim 4, wherein the display target items are arranged and displayed in descending order of score in each of the E item, the S item, and the G item. Data related to the display target items of each of multiple investment target companies is stored in memory in advance.
6. The non-financial information display method according to claim 1, wherein the display target item of a predetermined investment target company is displayed as an image in response to an input operation on the investment related screen. ESG evaluation value data for multiple investment target companies is stored in memory in advance.
6. The non-financial information according to claim 1, wherein a display target item of a predetermined investment target company is selected based on an ESG evaluation according to an input operation on the investment related screen. Display method. ESG related information includes a plurality of environment related items (E items), a plurality of social related items (S items), a plurality of corporate governance related items (G items),
The display method of non-financial information according to any one of claims 1 to 7, wherein the display target item is displayed as an image divided into E item, S item, and G item.   9. The method for displaying non-financial information according to claim 1, wherein the display target item of the investment target company is displayed as an icon. In a communication terminal device that can be connected to an information processing device that provides investment-related information,
Detecting an input operation on a screen containing investment-related information;
When an input operation is detected, information related to at least one of the environment, society, and governance (hereinafter referred to as ESG-related information) is displayed in the non-financial information disclosed by the company. A program for executing steps,
A program that causes an item selected by ESG evaluation (hereinafter referred to as a display target item) to be displayed as an image in the ESG-related information of the target company. It can be connected to a communication terminal device,
Information related to at least one of the environment, society, and corporate governance (hereinafter referred to as ESG-related) among non-financial information disclosed by companies in response to input operations on screens that display investment-related information Means for transmitting data to the communication terminal device so as to be displayed on the display of the communication terminal device,
The means transmits data to the communication terminal device so that an item selected by ESG evaluation (hereinafter referred to as a display target item) is displayed as an image in the ESG related information of the target company. Information processing apparatus.

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