JP6935622B2 - Non-financial information display methods, information processing equipment and programs - Google Patents

Description

The present invention relates to the display of investment-related information, and more particularly to a method of displaying non-financial information to individual investors and the like.

In recent years, it has become possible for individual investors to trade financial products such as stocks through communication terminal devices such as smartphones. For example, in online stock trading, it is possible for a user to place a trading order by a one-touch operation so that a stock to be traded can be selected and traded on a specific stock trading screen (see Patent Document 1).

Further, in order to provide investors with IR information of a company, it is possible to display access information of IR application software on a communication terminal device such as a mobile device (see Patent Document 2). When the user downloads the IR application software using the access information, the IR information of the target company can be displayed on the communication terminal device, and the user can see the detailed IR information.

Japanese Unexamined Patent Publication No. 2016-154053 Japanese Unexamined Patent Publication No. 2014-130488

In asset management, investment methods (hereinafter referred to as ESG investment) that take into consideration the environment (Environment), society (Society), and corporate governance (Governance) included in non-financial information have become widespread worldwide in recent years. Many items are included in each of environment (E), society (S), and corporate governance (G). For example, in the field of environment (E), climate change (carbon dioxide reduction), resource efficiency (recycling), In the field of society (S), there are items such as tackling social issues and policies for equal opportunity, and in the field of corporate governance (G), there are items such as legal compliance and accountability to shareholders.

Such non-financial information on E, S, and G (hereinafter referred to as ESG-related information) is mainly provided to management companies and institutional investors who manage investment funds. ESG-related information is generally regarded as information that contributes to the purpose of maximizing corporate value in the medium to long term (maximizing medium- to long-term returns), and is used by asset management companies and institutional investors who have expertise in asset management. By providing it to, the investment target companies will be analyzed and evaluated. For example, in an investment fund, a portfolio of individual stocks is constructed together with financial information while considering the ESG evaluation (ESG score) of the target stocks created by a research company or the like.

On the other hand, individual investors are also paying attention not only to financial information on short-term returns (sales, net income, etc.), but also to ESG-related information such as environmental, social initiatives, and legal compliance. ESG investment is based on the fact that risk management of E, S and G leads to long-term returns, so if individual investors seek long-term returns, E, S and G related information is the most appropriate for investment. It can be an indicator. In particular, it is a more important index in asset formation schemes such as NISA and IDECO, which do not allow short-term stock trading.

However, ESG-related information is information provided to asset management companies and institutional investors with specialized knowledge, and non-financial information disclosed by companies is quantified by independent research institutions. For example, ESG information of stock companies is scored, companies located at the top are picked up, and investment allocation in trust investment and the like is determined. Even if such ESG-related information is provided to individual investors as it is, it is difficult to use it as an index for asset management, stock trading, etc. (especially those using mobile terminals).

Therefore, it is required to provide ESG-related information that can be an index for asset management even to individual investors who do not have specialized knowledge.

The method of displaying non-financial information of the present invention can be implemented by an information processing device such as a communication terminal device and / or a server, and investment information can be displayed in a communication terminal device that can be connected to an information processing device that provides investment-related information. Information on at least one of the environment (Environment), society (Society), and corporate governance (Governance) (hereinafter referred to as ESG-related information) among the non-financial information disclosed by the company, depending on the input operation on the posted screen. How to display. Examples of companies include companies that can be invested by investors through initial public offering. There are various screens for posting investment-related information, such as a website of an investment fund and a screen in which information related to investment is posted in an advertising area of the screen such as LINE (registered trademark), and the mode is not limited. The input operation is, for example, a touch operation in a mobile terminal device having a touch panel function, and an input operation is performed by a keyboard, a mouse, or the like in a computer.

In the present invention, among the ESG-related information of the investment target company, the items selected by the ESG evaluation (hereinafter referred to as the display target items) are displayed by an image. The image may be an image that recognizes or informs the contents of the item, and for example, the display target item of the target company can be displayed by an icon. In addition, since ESG-related information includes a plurality of environment-related items (E items), a plurality of society-related items (S items), and a plurality of corporate governance-related items (G items), the E items, S items, The items to be displayed may be displayed as images by dividing them into G items. Here, ESG evaluation is an objective evaluation of a company's efforts and approaches related to the environment (Environment), society (Society), and corporate governance (Governance), and if it is an evaluation that can be considered as an investor when deciding where to invest. good. Alternatively, the evaluation may be effective information for understanding the activities of the company even if the investment destination is not decided.

Among the ESG-evaluated items, items satisfying a predetermined condition can be selected as display target items. For example, based on ESG evaluation values obtained by scoring ESG-related information of multiple investment target companies for each item, items with ESG evaluation values above the threshold value are selected as display target items among ESG-related information. Will be done.

It is possible to display the display target item as an image so that the display target item having a relatively high score can be identified. For example, in each of the E item, the S item, and the G item, the display target items are displayed side by side in descending order of score.

For example, data related to display target items of each of a plurality of investment target companies is stored in memory in advance. In response to the input operation on the investment-related screen, the display target items of the predetermined investment target company can be displayed as an image. Alternatively, the ESG evaluation value data for a plurality of investment target companies can be stored in the memory in advance. In response to the input operation on the investment-related screen, the display target items of the predetermined investment target company are selected based on the ESG evaluation.

In the program in another aspect of the present invention, in a communication terminal device that can be connected to an information processing device that provides investment-related information, a step of detecting an input operation on a screen on which investment information is posted and an input operation are detected. And the step of displaying information on at least one of the environment (Environment), society (Society), and corporate governance (Governance) (hereinafter referred to as ESG-related information) in the non-financial information disclosed by the investment target company. This is a program to execute the step of displaying the items selected by the ESG evaluation (hereinafter referred to as the display target items) in the ESG-related information of the investment target company as an image.

The information processing device of the present invention can be connected to a communication terminal device, and in response to an input operation on the screen on which the investment information is posted, in the non-financial information disclosed by the investment target company, the environment (Environment) and society ( A means for transmitting data to the communication terminal device so as to display information on at least one of Society) and corporate governance (hereinafter referred to as ESG-related information) on the display of the communication terminal device. However, in the ESG-related information of the investment target company, the data is transmitted to the communication terminal device so as to display the item selected by the ESG evaluation (hereinafter referred to as the display target item) as an image.

According to the present invention, ESG-related information that is valid for investors can be displayed.

It is a schematic block diagram of the network system which provides the investment-related information which is this embodiment. It is a block diagram of a mobile terminal device and a server. It is a flowchart of the display processing of ESG-related information. It is a figure which showed the top page screen of the website by a server. It is a figure which showed the display screen of ESG-related information. It is a figure which showed the list of each item of environment (E), society (S), and corporate governance (G). It is a figure which showed the icon corresponding to each item of ESG-related information shown in FIG.

Hereinafter, a network system that provides investment-related information according to the present embodiment will be described with reference to the drawings.

FIG. 1 is a schematic configuration diagram of a network system that provides investment-related information according to the present embodiment. FIG. 2 is a block diagram of a mobile terminal device and a server.

The server 100 is connected to a mobile terminal device such as a smartphone via a network so as to be able to communicate with each other, and is also connected to the database 200. The server 100 can provide investment-related information to individual investors through a network, and a user (individual investor) who possesses a mobile terminal device 10 such as a smartphone can use the Web provided by the server 100. You can see investment-related information by accessing the site.

As shown in FIG. 2, the mobile terminal device 10 includes a controller 12 that controls the operation of the entire device, a communication module 14 that transmits and receives data between the server 100 and the server 100 through a network, and a display 30 such as an LCD. Be prepared. A program related to the operation of the entire device is stored in ROM 16 in advance.

The display 30 is provided with a touch panel (not shown), and when the user touches the display 30, the input / output interface 22 detects a contact position (input operation). When the controller 12 detects an input operation, the controller 12 sends a control signal to the image processing circuit 20. The image processing circuit 20 generates a display image by image processing and drives the display 30.

Software (program) related to the browser function is stored in the mobile terminal device 10 in the storage unit 18, and the controller 12 can access the website provided by the server 100 through the communication module 14. Further, application software (programs) such as LINE (registered trademark) and Twitter (registered trademark) are stored in the storage unit 18.

The server 100 includes a control unit 120, a storage unit 140, and a communication unit 160. The control unit 120 controls the operation of the server 100 and reads out the data stored in the database 200 as needed. The program related to the operation control of the server 100 is stored in the storage unit 140 in advance, and the communication unit 160 transmits / receives communication data to / from the network.

In the present embodiment, the server 100 constructs an investment-related website accessible from the mobile terminal device 10, and performs data communication so that the investment-related website is displayed on the display 30 of the mobile terminal device 10. A user who owns the mobile terminal device 10 can acquire investment-related information through a website.

The investment-related information may be displayed only when the user logs in on the website. Further, the dedicated application software for acquiring investment-related information may be stored in the storage unit 18, and the investment-related information may be acquired from the website by starting the application software. Further, investment-related information may be advertised and advertised to users by using SNS communication software such as LINE (registered trademark) and Twitter (registered trademark). It is possible to provide investment-related information not only to the mobile terminal device 10 but also to a communication terminal device such as a personal computer (shown).

Next, the display processing of corporate information (hereinafter referred to as ESG-related information) related to the environment (Environment), society (Society), and corporate governance (Governance) will be described with reference to FIGS. 3 to 7.

FIG. 3 is a flowchart of ESG-related information display processing. FIG. 4 is a diagram showing a top page screen of a website provided by the server 100. When the user accesses the website of the investment fund, the top page screen shown in FIG. 4 is displayed (S101).

As shown in FIG. 4, on the display screen 30S of the mobile terminal device 10, the explanation of the investment fund and the like are displayed in the screen area 30A, and the characters “ESG-related information” are displayed in the screen area 30B. When the user touches the screen area 30B, the input operation is detected in the mobile terminal device 10, and the ESG-related information of the user-selected company is displayed on the display 30 based on the data from the server 100 (S102).

FIG. 5 is a diagram showing a display screen of ESG-related information. On the display screen 30S, the name of the specific company is displayed in the display area 30C, and the items selected by the ESG evaluation in the ESG-related information are displayed by icons.

ESG-related information is corporate information included in non-financial information published by companies that are investment targets (for example, publicly traded companies), and is for environment (E), society (S), and corporate governance (G), respectively. It includes corporate approaches and policies. In addition, ESG-related information includes information published by the company itself, information disclosed through interviews with independent organizations that provide investment advice and surveys, and company information provided by the media. There are multiple items for each of environment (E), society (G), and corporate governance (S).

FIG. 6 is a diagram showing a list of each item of environment (E), society (S), and corporate governance (G). Here, three items are picked up and exemplarily defined for each of environment (E), society (S), and corporate governance (G). In the environment (E), low-carbon society, resource efficiency, water resource protection items, in society (S), work-life balance support (work-family balance support), diversity promotion, women's advancement items, and corporate governance (G) ) Establishes items for information disclosure, governance system, and legal compliance.

The investment target companies show their efforts (approaches), attitudes, policies, etc. for these items in non-financial information, but the displayed contents vary depending on the company, and they include financial information such as sales and net income. Is different and is treated as qualitative information. In addition, the amount of carbon dioxide reduction is not disclosed so that it can be compared with other companies as it is. Therefore, in ESG investment that considers ESG-related information, each item of ESG-related information is scored and rated so that it can be compared between companies (hereinafter referred to as ESG evaluation).

For example, in the item of low-carbon society in the environment (E), the comparison value of the previous year is compared and scored among the companies against the carbon dioxide emissions published in the non-financial information by the listed companies. do. In addition, in the item of women's active participation in society (G), a questionnaire survey including questions regarding the registration and utilization of women will be conducted in advance, and scoring evaluation will be conducted based on the answers. In the questionnaire survey, it is possible to prepare stepwise answer items with different points in advance, let the company select the corresponding item from them, and rank them according to the points. In addition, it may be re-evaluated by receiving information from the media.

When each item is scored for each company by ESG evaluation, companies with excellent ESG evaluation are clarified, and in ESG-related information, items that are superior to other companies are clarified. Therefore, in the present embodiment, among the items of environment (E), society (S), and corporate governance (G), the items that have been evaluated excellently by ESG evaluation are selected for each company.

Specifically, ESG evaluation (ranking) is performed on all or part of listed companies, and items with predetermined conditions are selected for each company. For example, it is also possible to determine whether or not the score value is equal to or higher than the threshold value (for example, the average score) and select an item having the threshold value or higher.

When the investment target company for which ESG-related information should be presented is selected by the user, the data of the items selected by the ESG evaluation of that company in each of the environment (E), society (S), and corporate governance (G) is displayed. Read from database 200 (S103, S104). Then, the item selected by the ESG evaluation is displayed as an icon on the display screen 30S as an item (display target item) to be displayed to the user (S105).

FIG. 7 is a diagram showing icons corresponding to each item of ESG-related information shown in FIG. Regarding the environment (E), the code icons E1, E2, and E3 are assigned to low-carbon society, resource efficiency, and water resource protection, respectively. Similarly, for society (S), icons S1, S2, and S3 are assigned to work-life balance support, diversity promotion, and women's advancement, respectively, and for corporate governance (G), icons G1, G2, and G3 disclose information, respectively. , Governance system, and legal compliance.

These icons are represented by images (pictures, patterns) that allow users (particularly those who do not have expertise in investment) to understand and recognize the item contents when they see the icons. For example, an icon S1 represented by a pattern indicating the family structure is assigned to the item of compatibility support in the society (S). In addition, for the item of legal compliance in corporate governance (G), the icon G3 composed of a balance and a pattern indicating a law book is assigned.

In FIG. 5, the items (display target items) selected by the ESG evaluation are displayed as icons. Here, two icons, a low-carbon society E1 and a resource efficiency E2, are displayed in the environment (E). In addition, in society (S), all three icons are displayed: support for work-life balance, promotion of diversity, and active participation by women. For corporate governance (S), only the items of governance system are displayed as icons.

Further, in each of the environment (E), the society (S), and the corporate governance (G), the icons are displayed side by side from the left corner in the order of the items having the highest score value (rank). For example, in the case of society (S), the icon S3 for women's success, the icon S1 for compatibility support, and the diversity promotion S2 are displayed in this order. This means that the score value (ranking) of women's advancement is the highest in the ESG evaluation. In order to make it easier for the user to recognize, for example, a characteristic mark such as a crown may be simultaneously displayed on the icon at the leftmost position. Alternatively, the icon size may be divided into large and small and displayed in order.

Such display target items for each company are stored in the database 200 in advance. When the server 100 reads the display target item for a specific company from the database 200, the server 100 reads the data related to the icon from the storage unit 140 and performs data communication so as to display the icon on the display 30 of the mobile terminal device 10. When the user selects another company (S106), the display target item is displayed as an icon for the selected company. When an operation such as returning to the site screen of the top page is performed, the display process of ESG-related information ends (S107).

In addition, the companies to be displayed the ESG-related information may be determined in advance and displayed in order. Further, when the data of the display item is received by using the application software, the icon data stored in advance in the mobile terminal device 10 may be read out. A screen for explaining each item content indicated by the icon may be provided, and the user may switch to the screen when he / she wants to know the item content.

As described above, according to the present embodiment, the server 100 displays the website screen of the investment fund on the display screen 30S of the mobile terminal device 10. Then, when the user who owns the mobile terminal device 10 performs a predetermined operation, ESG-related information for the predetermined company is displayed. At this time, the items selected by the ESG evaluation are displayed as icons.

As a result, the user does not have numerical information that only experts can understand the items that are objectively evaluated regarding the approach of a company regarding the environment (E), society (S), and corporate governance (G). , Can be easily recognized through familiar icons (images). That is, by scoring (quantifying) ESG-related information, which is qualitative information, by ESG evaluation and further converting it into icon information that enables intuitive recognition, the selected items are given to the user. It can be transmitted seamlessly. In addition, since the icon is displayed, it is possible to display a large number of items even on the mobile terminal device.

Investment target companies disclose non-financial information including ESG-related information in IR reports on their websites, for example, but the method of disclosure varies from company to company and is not unified. For example, ESG-related items may be displayed on the branches and leaves of a tree so as to be superimposed on the branches and leaves, or ESG-related items may be displayed on the branches and leaves of the earth. Even if the user looks at the non-financial information of a series of companies, the companies cannot be compared with each other, and it is not possible to judge whether or not the item can really be evaluated.

On the other hand, according to the icon display according to the present embodiment, ESG evaluation by scoring ESG-related information of a plurality of investment target companies is performed, and display target items are selected based on the evaluation values ranked among the companies. Therefore, the user can determine that the item displayed with the icon is an item that can be objectively evaluated, and can be an important index for determining the investment target company. This can be an effective index for ESG evaluation of investment target companies not only for individual investors who do not have specialized knowledge but also for institutional investors.

On the other hand, items that do not satisfy the predetermined conditions by ESG evaluation are not displayed on the display 30. Since only the items that can be presented to investors are displayed as icons, there is no risk that the corporate image will be deteriorated by ESG evaluation. Further, since the items having a high ESG evaluation value, that is, the items having a high ranking among the companies are displayed as icons in order, the user can use the environment (E), the society (S), and the company governance shown in FIG. G) Among each item, the evaluation item of the company can be recognized.

In the present embodiment, the data of the items to be displayed in the ESG-related information is stored in the database 200 in advance, but the ESG evaluation value data is stored in the database 200, and the server 100 responds to the user's input operation. The ESG evaluation calculation may be performed. In this case, it is possible to calculate the ESG evaluation value by weighting each of the environment (E), the society (S), and the corporate governance (G). That is, the ESG evaluation desired by the investor can be performed by weighting the factors that are important in the environment (E), the society (S), and the corporate governance (G). The weighting may be set by the user on the display screen.

The ESG evaluation method may be other than the method described above. Further, regarding the environment (E), society (S), and corporate governance (G), ESG evaluation may be performed on items other than the above-mentioned items, and icons may be displayed. For example, regarding the environment (E), biodiversity, product consideration, society (S), human resource development, social contribution, corporate governance (G), intellectual property protection, and building relationships with stakeholders. Further, at least one of environment (E), society (S), and corporate governance (G) may be displayed as an icon. It is also possible to display an image other than an icon.

10 Mobile terminal device (communication terminal device)
30 Display 100 Server (information processing device)

Claims (6)

In mobile terminal devices that can communicate with information processing devices that provide investment-related information
In response to input operations by mobile terminal device users (hereinafter referred to as users) on screens containing investment-related information, among the non-financial information disclosed by the investment target companies, environment, society, and corporate governance ( Information on at least one of Governance) (hereinafter referred to as ESG-related information) is a method of displaying based on ESG evaluation values obtained by scoring ESG-related information of multiple investment target companies item by item. ,
Select an investment target company to present ESG-related information on the screen In response to the input operation of the user, among the ESG-related information items of the selected investment target company, the ESG evaluation value is equal to or higher than the threshold that satisfies a predetermined condition. an item selected item (hereinafter, referred to as display target item) as the display method of the non-financial information and displaying the image to recognize the field contents. Display method of non-financial information according to claim 1 in which data for a plurality of investment companies displayed items are each selected, characterized in that stored in the memory in advance. Data E SG evaluation values are stored in advance in the memory,
Select an investment target company for which ESG-related information should be presented on the screen. The method for displaying non-financial information according to claim 1 , wherein the item to be possessed is selected. ESG-related information includes multiple environment-related items (E items), multiple social-related items (S items), and multiple corporate governance-related items (G items).
The method for displaying non-financial information according to any one of claims 1 to 3 , wherein the display target item is displayed as an image by dividing it into E item, S item, and G item. The Viewing target item, a display method of a non-financial information according to any one of claims 1 to 4, characterized in that the icon display. In mobile terminal devices that can communicate with information processing devices that provide investment-related information
The first step of detecting the input operation of the mobile terminal device user (hereinafter referred to as the user) on the screen on which the investment-related information is posted, and
When an input operation is detected, information on at least one of the environment (Environment), society (Society), and corporate governance (Governance) (hereinafter referred to as ESG-related information) is included in the non-financial information disclosed by the investment target company. , A program that executes the second step of displaying ESG-related information of multiple investment target companies based on the ESG evaluation value obtained by scoring each item.
In the first step, the input operation of the user who selects the investment target company to present ESG-related information on the screen is detected.
Among the items of ESG-related information of the selected investment target company in the second step, items having an ESG evaluation value equal to or higher than a threshold value satisfying a predetermined condition are selected items (hereinafter referred to as display target items). as a program characterized and Turkey displays an image to recognize the field contents.

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