JP2016057834A - In-store peripheral device of electronic settlement system - Google Patents

Abstract

PROBLEM TO BE SOLVED: To provide an electronic settlement system capable of comprehensively executing/managing a bi-directional settlement (deposit from a player to a game store and payment (remittance) from the game store to the player) executed with a simple operation by the player with the use of a portable phone or the like as a start point of the settlement.SOLUTION: The electronic settlement system enables the player to perform: payment (deposit settlement) for a rental of a game medium or a purchase of a prepaid card by holding an own portable device 150 over a touch unit of an in-store peripheral device 450 of an electronic settlement system 1 such that a financial institution account and the like of the player is read by the touch unit; realization of owed balls or stored balls; and remittance to the financial institution account of the player. A settlement management server 870, in response to a deposit settlement request or a payment settlement request from the in-store peripheral device 450 and the like, gives a settlement instruction to a computer (a server of a settlement agency, a server of a partner debit settlement center, etc.) that executes a settlement method designated by the player.SELECTED DRAWING: Figure 1

Description

  The present invention relates to an electronic payment system for realizing electronic payment in a game store in which a gaming machine such as a pachislot machine or a pachinko machine is installed.

  Conventionally, debit payment using a debit card (debit card payment) is known, and the following technologies have been proposed as a payment (payment) payment system for performing this debit payment using a mobile phone. Yes.

  For example, the debit payment system disclosed in Patent Document 1 includes a debit payment function for holding debit payment by holding cash card information in a mobile phone terminal. The payment system disclosed in Patent Document 2 enables debit payment by holding cash card information in a mobile phone terminal while setting a usage limit. Further, in the debit payment system disclosed in Patent Document 3, a cash card information is stored in a carrier such as a mobile phone terminal having a non-contact type IC card function, and the carrier is set in the debit terminal. Information is read into a debit terminal, and a debit settlement is performed by inputting a personal identification number and a designated usage amount using a carrier or a debit terminal.

  In the conventional system using such a technology, money is transferred from the player account to the store account in order to make a one-way payment to the game store side from the outside, that is, in order for the player to receive service at the game store. There is no settlement system that has a mechanism in which a player conducts a cash operation in a gaming store to transfer money to a player account.

  Even in general product purchases, after the purchaser purchases the product at the store (for example, when the purchaser cancels the purchase), the store pays the purchaser. Although this is done, such refunding is done by the store and not by the purchaser. There are also merchandise sales devices such as ticket vending machines that allow the purchaser to perform a similar refunding act (for example, an act of canceling by his / her own act until the settlement at the time of purchase is completed). Is possible only before settlement.

JP 2006-127390 A JP 2006-247192 A JP 2006-139476 A

  However, in the payment system in a game store where a gaming machine such as a pachislot machine or a pachinko machine is installed, there is a legal limitation in the direct cash exchange between the game store and the player, and the above-mentioned patent document The unidirectional debit payment system as shown in Fig. 2 is only proposed, and the player can make payments to the amusement store and the withdrawals from the amusement store to the player through simple operations using mobile phones. No legitimate electronic payment system that realizes and manages (remittance) in an integrated manner has been proposed.

  Accordingly, an object of the present invention is to make a two-way settlement (ie, payment from a player to a game store and payment from a game store to a player), which is performed based on a simple operation by a player using a mobile phone or the like. It is to provide an in-store peripheral device of an electronic payment system that can realize and manage money (remittance) in an integrated manner.

  The present invention provides an in-store peripheral device for an electronic payment system as follows.

The first embodiment of the present invention is configured as follows.
An in-store peripheral device (for example, an in-store peripheral device 450 such as a sand device 500 shown in FIG. 1) of an electronic payment system including a server (for example, the payment management server 870 shown in FIG. 1),
Connected to the server via a network,
Display control means for controlling the contents of the settlement to be displayed on a display device (for example, LCD 516 of sand device 500 as shown in FIG. 8);
A predetermined communication method (for example, NFC) is determined according to the operation of the portable device (for example, the portable device 150 such as the cellular phone 160 shown in FIG. 1) by a user (for example, a player who plays a game in a hall store) A portable device communication means for acquiring an identifier (for example, a unique ID) that can identify the portable device by communicating with the portable device by communication);
An activation request means for making an activation request (for example, an activation request for the settlement application shown in step S120 of FIG. 33) for activating the settlement application for making a settlement request for the settlement on the portable device to the portable device; Are configured.

  With such a configuration of the present invention, two-way settlement (ie, payment from the player to the game store and payment from the game store to the player) is performed based on a simple operation by the player using a mobile phone or the like. (Withdrawal (remittance)) can be realized and managed in an integrated manner.

The second embodiment of the present invention is configured as follows in the first embodiment described above.
Payment information transmission means for transmitting at least a part of the information related to the payment (for example, transmitting a store code or the like shown in step S124 in FIG. 33) to the portable device before a payment request is made in the portable device. Is further included.

The third embodiment of the present invention is configured as follows.
An in-store peripheral device (for example, an in-store peripheral device 450 such as a sand device 500 shown in FIG. 1) of an electronic payment system including a server (for example, the payment management server 870 shown in FIG. 1),
Connected to the server via a network,
The server
A payment amount receiving means for receiving a payment amount (for example, a payment amount necessary for renting a game medium) (for example, receiving a payment amount from a portable device as shown in step S129 of FIG. 34);
User financial institution account information receiving means for receiving user financial institution account information (for example, as shown in step S129 of FIG. 34, receiving a settlement amount from a mobile device or the like);
Store identification information receiving means for receiving store identification information (for example, a store code) for identifying a store (for example, one of a plurality of hall stores shown in FIG. 1) in which the peripheral device in the store is arranged When,
Store financial institution account information acquisition means for acquiring store financial institution account information corresponding to the store identification information;
A first operation (for example, shown in step S126 of FIG. 33) related to a portable device (for example, a portable device 150 such as the mobile phone 160 shown in FIG. 1) by a user (for example, a player who plays a game in a hall store). A payment request receiving means for receiving a payment request transmitted from the mobile device in response to an operation of pressing “execute payment” on the payment instruction screen displayed on the mobile device,
When the payment request is received, the payment instruction for transferring the payment amount from the account specified by the user financial institution account information to the account specified by the store financial institution account information is instructed (for example, FIG. 34). A payment settlement processing means for making a settlement request to the settlement server of the debit settlement center as shown in step S129 of FIG.
When the payment request is received, the payment instruction for transferring the payment amount from the account specified by the store financial institution account information to the account specified by the user financial institution account information is instructed (for example, As shown in step S329 of FIG. 42, withdrawing settlement processing means for making a settlement request to the settlement server of the settlement agency,
The user financial institution account information (for example, cash card information 192 shown in FIG. 27) stored in the portable device is received by the server in response to the first operation of the portable device by the user. 34 (for example, as shown in FIG. 34, directly from the portable device 150 to the payment management server 870, or as shown in FIG. 48, from the portable device 150 to the payment management server 870 via the in-store server 100). Etc.)
Predetermined communication according to a second operation different from the first operation (for example, an operation of holding the mobile device 150 over the touch unit of the in-store peripheral device 450) related to the mobile device by the user. When communication with the peripheral device in the store is performed by a method (for example, NFC communication), the mobile device is in a state where the first operation is possible (that is, a settlement instruction screen is displayed on the mobile device 150). , “Payment execution” button can be pressed).

  With such a configuration of the present invention, two-way settlement (ie, payment from the player to the game store and payment from the game store to the player) is performed based on a simple operation by the player using a mobile phone or the like. (Withdrawal (remittance)) can be realized and managed in an integrated manner.

The fourth embodiment of the present invention is configured as follows in the above first to third embodiments.
The store where the peripheral device in the store is arranged is a game store (for example, a hall store) provided with a plurality of game machines (for example, the game machine 200 shown in FIG. 1),
The in-store peripheral device is configured to be a device that is directly or indirectly connected to the gaming machine.

  The electronic payment system can be used by the peripheral device in the store according to the present invention, and by this electronic payment system, the player can make a two-way payment by a simple operation using a mobile phone or the like, that is, from the player to the game store. Can be instructed to make payments (acts such as purchasing a house card to receive a loaned ball, etc.) and withdraw money from the amusement store to the player To send money to a bank account). At that time, information related to the player's debit card and financial institution related to deposits and withdrawals is specified by the player, but is only stored in the mobile phone etc., and is stored and retained by the electronic payment system. It will not be done.

  Accordingly, the player can simplify and save labor by using a mobile phone or the like for depositing money from the player to the game store and withdrawing money from the game store to the player. Since the information about the debit card, the financial institution account, etc. is stored and transmitted to the electronic settlement system of the present invention, the accuracy can be ensured without any designation error. Furthermore, such information on debit cards and financial institution accounts is not stored and held in the electronic payment system of the present invention, so that personal information can be effectively protected.

  In addition, an electronic payment system can be used by the peripheral device in the store. With this electronic payment system, the game store can perform the same payment from the player to the game store and withdrawal from the game store to the player. The system (electronic payment system of the present invention) can be realized and managed in an integrated manner, and such functions can cope with the problem of accounting opaqueness (in / out problem) in the cash system. it can.

It is a figure which shows the system outline | summary of the electronic payment system which concerns on one Embodiment of this invention. In the electronic payment system which concerns on one Embodiment of this invention, it is a front view which shows the more specific structure for implement | achieving the one-touch payment using the mechanism of a debit card. In the electronic payment system which concerns on one Embodiment of this invention, it is a front view which shows the more specific structure for implement | achieving the one-touch payment using the mechanism of a debit card. In the electronic payment system which concerns on one Embodiment of this invention, it is a figure which shows the object of the payment which can be implemented by the peripheral device in a shop, and the method of payment. It is a figure which shows the game machine and sand apparatus which are used with the electronic payment system which concerns on one Embodiment of this invention. It is a block diagram which shows the structure of the in-store server used with the electronic payment system which concerns on one Embodiment of this invention. It is a block diagram which shows the structure of the game machine used with the electronic payment system which concerns on one Embodiment of this invention. It is a block diagram which shows the structure of the sand apparatus used with the electronic payment system which concerns on one Embodiment of this invention. It is a perspective view which shows the sand apparatus used with the electronic payment system which concerns on one Embodiment of this invention. It is a block diagram which shows the structure of the digital signage apparatus used with the electronic payment system which concerns on one Embodiment of this invention. It is a block diagram which shows the structure of the ticket issuing machine used with the electronic payment system which concerns on one Embodiment of this invention. It is a block diagram which shows the structure of the account machine used with the electronic payment system which concerns on one Embodiment of this invention. It is a block diagram which shows the structure of the prize POS used with the electronic payment system which concerns on one Embodiment of this invention. It is a block diagram which shows the structure of the payment machine used with the electronic payment system which concerns on one Embodiment of this invention. It is a block diagram which shows the structure of the terminal only for a break room used with the electronic payment system which concerns on one Embodiment of this invention. It is a block diagram which shows the structure of the stand-alone payment terminal used with the electronic payment system which concerns on one Embodiment of this invention. It is a block diagram which shows the structure of the mobile telephone used with the electronic payment system which concerns on one Embodiment of this invention. It is a block diagram which shows the structure of the application server used with the electronic payment system which concerns on one Embodiment of this invention. It is a functional block diagram which shows the function of the apparatus used with the electronic payment system which concerns on one Embodiment of this invention. It is a functional block diagram which shows the function of the apparatus used with the electronic payment system which concerns on one Embodiment of this invention. It is a functional block diagram which shows the function of the apparatus used with the electronic payment system which concerns on one Embodiment of this invention. It is a functional block diagram which shows the function of the apparatus used with the electronic payment system which concerns on one Embodiment of this invention. It is a functional block diagram which shows the function of the apparatus used with the electronic payment system which concerns on one Embodiment of this invention. It is a functional block diagram which shows the function of the apparatus used with the electronic payment system which concerns on one Embodiment of this invention. It is a functional block diagram which shows the function of the apparatus used with the electronic payment system which concerns on one Embodiment of this invention. It is a figure which shows the table used with the electronic payment system which concerns on one Embodiment of this invention. It is a figure which shows the table used with the electronic payment system which concerns on one Embodiment of this invention. It is a figure which shows the table used with the electronic payment system which concerns on one Embodiment of this invention. It is a figure which shows the table used with the electronic payment system which concerns on one Embodiment of this invention. It is a flowchart which shows the processing flow regarding the electronic payment in the electronic payment system which concerns on one Embodiment of this invention. It is a figure which shows the member registration screen of the mobile telephone used in the electronic payment system which concerns on one Embodiment of this invention. It is a figure which shows the member registration screen of the mobile telephone used in the electronic payment system which concerns on one Embodiment of this invention. It is a flowchart which shows the processing flow regarding the electronic payment in the electronic payment system which concerns on one Embodiment of this invention. It is a flowchart which shows the processing flow regarding the electronic payment in the electronic payment system which concerns on one Embodiment of this invention. It is a figure which shows the display screen of the sand apparatus used in the electronic payment system which concerns on one Embodiment of this invention. It is a figure which shows the display screen of the sand apparatus used in the electronic payment system which concerns on one Embodiment of this invention. It is a flowchart which shows the processing flow regarding the electronic payment in the electronic payment system which concerns on one Embodiment of this invention. It is a flowchart which shows the processing flow regarding the electronic payment in the electronic payment system which concerns on one Embodiment of this invention. It is a flowchart which shows the processing flow regarding the electronic payment in the electronic payment system which concerns on one Embodiment of this invention. It is a flowchart which shows the processing flow regarding the electronic payment in the electronic payment system which concerns on one Embodiment of this invention. It is a flowchart which shows the processing flow regarding the electronic payment in the electronic payment system which concerns on one Embodiment of this invention. It is a flowchart which shows the processing flow regarding the electronic payment in the electronic payment system which concerns on one Embodiment of this invention. It is a figure which shows the display screen of the sand apparatus used in the electronic payment system which concerns on one Embodiment of this invention. It is a figure which shows the display screen of the sand apparatus used in the electronic payment system which concerns on one Embodiment of this invention. It is a flowchart which shows the processing flow regarding the electronic payment in the electronic payment system which concerns on one Embodiment of this invention. It is a flowchart which shows the processing flow regarding the electronic payment in the electronic payment system which concerns on one Embodiment of this invention. It is a flowchart which shows the processing flow regarding the electronic payment in the electronic payment system which concerns on one Embodiment of this invention. It is a flowchart which shows the processing flow regarding the electronic payment in the electronic payment system which concerns on one Embodiment of this invention. It is a flowchart which shows the processing flow regarding the electronic payment in the electronic payment system which concerns on one Embodiment of this invention. It is a flowchart which shows the processing flow of the QR authentication system employ | adopted in the electronic payment system which concerns on one Embodiment of this invention.

[Explanation of System Schematic]
With reference to FIG. 1, the system outline | summary of the electronic payment system which concerns on one Embodiment (1st Embodiment) of this invention is demonstrated. The electronic payment system 1 shown in FIG. 1 is configured to include a hall store (game shop) device and a computer center device, and a part of the computer center device performs electronic payment via the network 1200. Connected to the server of the participating clearing house. Here, in the electronic payment system 1, a plurality of hall stores are connected to one computer center, and each hall store and the computer center are connected by a network 780 including the Internet. The computer center is generally located at a place different from each hall store.

  In the electronic payment system 1 shown in FIG. 1, payment related information stored in the portable device 150 possessed by the player is provided to the in-store peripheral device 450 of the hall store, and based on the payment related information, the computer center The settlement management server 870 transmits a settlement request to the settlement institution server via the gateway. Based on the received settlement request, the settlement institution server instructs the corresponding financial institution to transfer between the player account and the hall store account.

  Through such a series of operations, the player can execute settlement with the hall store by a simple operation using the portable device 150. Payments that can be executed with the hall stores include, for example, deposit payments for receiving rental balls, deposit payments for purchasing information cards, etc., cashing of possessions and storage balls, and remittance to player accounts ( That is, payment settlement). Further, as a payment method, for example, in addition to a conventional payment method, payment using debit card or credit card information, payment using a multi-payment network, or the like can be used.

  In the hall store, an in-store server 100, a gaming machine 200, and an in-store peripheral device 450 are arranged. The in-store server 100 has functions such as managing the state of the devices (including the player's game situation), members, and prizes arranged in the hall store, and stores in-store DB 130 that records various data. Is provided. The gaming machine 200 is, for example, a pachislot machine or a pachinko machine, and a player acquires game media (pachinko balls or medals) by playing with them. In addition, the gaming machine 200 is connected to the in-store server 100 and a sand device 500 to be described later, and exchanges information relating to the gaming situation and the number of game media held (number of medals, number of balls).

  In this specification, an example in a hall store where a pachislot machine is arranged will be mainly described, but of course, a pachinko machine is not excluded. In the following description, for the sake of convenience, terms such as “held ball”, “storing ball”, and “rented ball” are used, but these are intended for all game media including pachinko balls and medals.

  The hall store is further provided with a third-party management gateway (G / W) 400 connected to a third-party management server 410 disposed in an external third-party management center. Is connected to the in-store server 100. The in-store server 100 transmits money information (payment information and withdrawal information) settled between the player and the hall store to the third party management server 410 via the third party management gateway 400. The third-party management center and the third-party management server 410 are placed under the management of an organization such as a “sales management system examination committee”, which is a separately established third-party organization. Information (sales information), withdrawal information, etc. are stored and managed at a high security level, and disclosure to third parties is performed under strict control.

  In this specification, the in-store peripheral device 450 is a device other than the gaming machine 200 that is arranged in a hall store and directly or indirectly related to the player's operation. The in-store peripheral device 450 includes, for example, a ticketing machine 560, a sand device 500, a digital signage device 540, a payment machine 600, a prize POS 640, a payment machine 680, a break room dedicated terminal 720, and a stand-alone payment terminal.

  The ticket issuing machine 560, the sand device 500, the payment machine 600, the prize POS 640, the break room dedicated terminal 720, and the stand-alone payment terminal are each connected to the in-store server 100. Further, the digital signage device 540 is connected to the sand device 500, and the payment machine 680 is connected to the prize POS 640. Also, this connection mode is an example, and the digital signage device 540 may be directly connected to the in-store server 100, or the payment machine 680 may be directly connected to the in-store server 100. For example, the connection method is not limited to this embodiment. Further, the in-store peripheral device 450 can be connected to the gaming machine 200 in various connection modes, and is not limited to the connection mode of the present embodiment. The in-store peripheral device 450 can be connected to the gaming machine 200 directly or indirectly (for example, via the in-store server 100).

  For example, the ticket issuing machine 560 issues a house card such as an information card (a card that can be used only in an issued hall store or a predetermined affiliate store of the issued hall store). In this specification, there are an information card and a membership card as house cards, and the information card is a prepaid card or a visitor card that can be used only on the day or for a predetermined period, and is composed of an IC card ( In general, an IC card is the mainstream, and can be constituted by a magnetic card). The member card is an IC card provided in association with the member ID of the player when the player registers as a member. The ticket issuing machine 560 can perform payment settlement for issuing an information card by various settlement methods.

  As described above, the sand device 500 is directly or indirectly connected to one corresponding gaming machine 200, and according to the player's operation, counting of game balls, storing balls, exchanging prizes, etc. And so on. In addition, various payment methods can be used for deposit settlement for receiving the loaned balls, and for cash exchange and remittance (withdrawal settlement) in paying out the possession balls and storage balls. Furthermore, it is possible to exchange possession balls and storage balls for information cards, point coupons, and the like.

  The digital signage device 540 is a device provided with a large display device installed at the upper part of the gaming machine 200 or at the island edge, and displays various information related to the game. Further, it is possible to acquire information on possessed balls and stored balls from the sand device 500, and perform exchange and remittance (withdrawal settlement) based on these retained balls and stored balls by various settlement methods. The digital signage device 540 installed on the island edge is connected to the in-store server 100 without going through the sand device 500, for example.

  The checkout machine 600 reads the IC card ejected by the sand device 500 (the IC card stores the remaining amount of money inserted when the return button is pressed) and transfers the remaining amount to the remittance ( Withdrawal settlement), this withdrawal settlement can be performed by various settlement methods.

  The prize POS 640 is installed, for example, at a prize exchange counter in a hall store, and staff of the hall shop is used to deal with a player's prize exchange. For example, an information card or a receipt issued by a counting device is read, or a count value or a holding number transmitted from the sand device 500 is read, and a prize of a value corresponding to this is provided to the player. In addition, a membership card can be issued to a player who has registered as a member, and cash and remittance (withdrawal settlement) can be performed in various ways of paying out possessions and savings. Furthermore, it is possible to exchange possession balls and storage balls for information cards, point coupons, and the like.

  The payment machine 680 is a device that acquires information about the possession balls and storage balls held by the player from the giveaway POS 640 and pays out these. In addition, cash and remittance (withdrawal settlement) in payout of possessions and storage balls can be performed by various settlement methods. Moreover, it can also comprise so that cash for a cash amount may be paid out as a cash dispenser.

  The break room dedicated terminal 720 is a dedicated terminal arranged in a break room, a break place, a break corner, etc. of the hall store, and can perform payment payment for issuing an information card by various payment methods. In addition, cash exchange and remittance (withdrawal settlement) for paying out the stored balls can be performed by various settlement methods. Furthermore, the stored balls can be exchanged for information cards, point coupons, and the like. Further, it is also possible to configure to order a product from a financial institution account registered as a remittance destination for withdrawal payment.

  The stand-alone payment terminal 750 is a third party terminal capable of deposit and withdrawal payments in the electronic payment system 1, and is adapted to the API and protocol defined in the electronic payment system 1, thereby It can function as the in-store peripheral device 450. The stand-alone payment terminal 750 configured in this way can perform payment settlement for information card issuance by various settlement methods, and can perform various cash exchange / remittance (payment settlement) in the withdrawal of stored money. It can be done with a simple payment method. Furthermore, the stored balls can be exchanged for information cards, point coupons, and the like.

  These in-store peripheral devices 450 will be described later in detail with a focus on characteristic functions added based on the technical idea of the present invention.

  Here, the mobile device 150 includes, for example, a mobile phone 160, a smartphone 195, a feature phone 196, and the like. These portable devices 150 are, for example, devices that include a non-contact IC chip based on near field communication (NFC), and perform near field communication with a peripheral device 450 in the store. Send and receive data related to payment. The smartphone 195 is a mobile phone provided with a touch panel display device, and the feature phone 196 generally includes a display device and a device having a communication function similar to that of the smartphone 195. The mobile device 150 also accesses each device of the computer center to be described later via a network 790 including a mobile phone communication network (for example, 3G, 4G, LTE line) and a mobile phone communication network including a wireless LAN.

  In this embodiment, the mobile phone 160, the smartphone 195, and the feature phone 196 are illustrated as the mobile device 150. However, the mobile phone 160, the smartphone 195, and the feature phone 196 have the same display device and communication function as the mobile device 150. If the portable device can be identified by the method, various other devices can be used as the portable device 150.

  In the computer center, a network connection device 800, an application server 810, a member management server 840, a payment management server 870, and an action history management server 910 are arranged.

  The network connection device 800 is a network device including a router, and connects each server of the computer center to a network 780 which is a communication network including the Internet, for example. The network connection device 800 may be a combination of network devices constituting a firewall.

  The application server 810 is connected to the mobile device 150 via the network 790 and the network 780, and exchanges data related to electronic payment with a payment application operating on the mobile device 150. For example, the application server 810 provides a WEB server function for providing a predetermined WEB page to these devices in response to access from a WEB browser executed in a payment application operating on the mobile device 150. In addition, data is transmitted to and received from the portable device 150 using a predetermined protocol such as HTTP or HTTPS.

  The member management server 840 controls member registration of a player who performs electronic payment, and stores and manages information related to members. It also manages the number of game media (number of stored balls) stored in the member card issued to the member.

  The payment management server 870 controls electronic payment and exchange processing performed by the player using the portable device 150. As will be described later, electronic settlement includes payment settlement and withdrawal settlement, and the exchange process is a process of exchanging possessions and savings for an information card or a coupon / ticket. The payment management server 870 further controls processing for gift exchange. The settlement management server 870 transmits a settlement instruction to each settlement server to be described later when performing deposit settlement or withdrawal settlement.

  The behavior history management server 910 stores the game state and game result of the player and accumulates them in a database. These data include the contents of the electronic payment and exchange processing described above.

  In the computer center, a payment agent gateway (G / W) 1000, a debit payment gateway (G / W) 1020, and a card payment gateway (G / W) 1040 are arranged.

  The payment agent gateway 1000 relays data related to electronic payment by payment agent between the payment management server 870 and the payment server 1100 of the payment agent agency. When a payment instruction or withdrawal payment is instructed by the player, a payment instruction is transmitted from the payment management server 870 to the payment server 1100 via the payment proxy gateway 1000 accordingly. Here, the settlement agency is, for example, an organization such as the Japan Multipayment Network Management Organization that establishes and operates a multipayment network.

  The debit payment gateway 1020 relays data related to electronic payment using a debit card between the payment management server 870 and the payment server 1120 of the partner debit payment center. When a payment instruction or withdrawal payment is instructed by the player, a payment instruction is transmitted from the payment management server 870 to the payment server 1120 via the debit payment gateway 1020 accordingly. Here, the partner debit settlement center is a debit settlement center that handles debit settlement using a debit card and manages settlement related to J-Debit and VISA debit, for example.

  The card payment gateway 1040 relays data related to electronic payment by credit card between the payment management server 870 and the payment server 1140 of the partner card company. When a payment instruction or withdrawal payment is instructed by the player, a payment instruction is transmitted from the payment management server 870 to the payment server 1140 via the card payment gateway 1040 accordingly. Here, the partner card company is a credit card company that handles payment by credit card, for example.

  The financial institution server 1300 of the player-using financial institution and the financial institution server 1320 of the hall-use financial institution are connected to, for example, the CAFIS system, and the above-described settlement server 1100 of the settlement agency and the settlement server 1120 of the partner debit settlement center. Alternatively, in accordance with an instruction from the payment server 1140 of the partner card company, the player account and the hall store account are transferred. For example, in the case of deposit payment, the designated amount is transferred from the player account to the hall store account, and in the case of withdrawal, the designated amount is transferred from the hall store account to the player account. Of course, the player account and the hall store account may be opened in the same financial institution.

  So far, the electronic payment system 1 according to an embodiment of the present invention has been described with reference to FIG. 1, but the devices and network configurations used in the electronic payment system 1 are merely examples. The electronic payment characteristic of the present invention can be realized by various other configurations.

  Next, with reference to FIG. 2 and FIG. 3, a more specific configuration for realizing one-touch payment using a debit card mechanism in the electronic payment system 1 according to the present embodiment will be described. With these configurations, the player can make a deposit / withdrawal settlement using a debit card mechanism by holding his / her portable device 150 over the in-store peripheral device 450. Here, “one-touch payment” indicates that payment can be made by a simple operation by the player, and does not indicate that the processing is completed by a single touch operation. .

  FIG. 2 conceptually shows a first configuration for realizing one-touch settlement using a debit card mechanism. Here, the settlement server 1120 of the partner debit settlement center shown in FIG. 1 is housed in the computer center and configured as a settlement server function unit 1120 ′. The settlement server function unit 1120 'performs settlement relay processing and member store settlement processing. As shown in FIG. 1, the settlement server function unit 1120 'can be configured to be performed by a settlement server 1120 of a partner debit settlement center or outsourced to an external organization.

  Here, a calculation center account (debit account) is opened in the financial center using financial institution, and a debit card member store contract is concluded between the financial institution and the calculation center. On the other hand, an indirect member store contract for a debit card is concluded between the computer center and the hall store.

  In the electronic settlement system having such a configuration, the player designates the lending of the game medium and pays the payment amount from the debit card account of the player, so the portable device 150 owned by the player is stored in the peripheral device 450 in the store. When it is held (touched), the debit card information stored in the portable device 150 is read by the in-store peripheral device 450 and transmitted to the computer center as payment data together with information on the payment amount. The debit card information includes an account number of the debit card (cash card) and the like. In addition, the password of the debit card stored in the portable device 150 is transmitted from the in-store peripheral device 450 to the computer center.

  Further, the in-store peripheral device 450 is connected to the in-store server 100. Here, the in-store server 100 serves as a debit master device, and the in-store peripheral device 450 operates as a debit-compatible device. Here, the player holds the portable device 150 over the in-store peripheral device 450 so that the debit card information stored in the portable device 150 is a short-range wireless communication using a non-contact IC chip, and the in-store peripheral device 450 (one-touch payment), but the player uses the magnetic card reader or contactless IC card reader to read the account number of the debit card to the peripheral device 450 in the store and Payment can also be made by manual input. Further, whether to allow the player to manually input a personal identification number or to automatically proceed with settlement by reading the personal identification number may be switched based on the settlement amount and other conditions.

  In addition, when the player holds the portable device 150 over the peripheral device 450 in the store, the debit card information other than the personal identification number stored in the portable device 150 is displayed in the vicinity of the store by short-range wireless communication using a contactless IC chip. Payment can also be realized by causing the device 450 to read and manually inputting the password.

  When the payment server function unit 1120 ′ of the computer center receives the payment data and the password from the in-store peripheral device 450, the payment server function unit 1120 ′ transmits them to the CAFIS system 1150. Here, for example, the player 2 of the player 2 using financial institution The amount corresponding to the payment amount is withdrawn from the account immediately.

  Thereafter, transaction data is transmitted from the CAFIS system 1150 to the clearing center, and aggregation / offset is performed for a predetermined range of transactions. Based on the totaling / offset results of the clearing center, settlement is performed at the fund settlement manager. In this example, an amount corresponding to the payment amount of the player 2 is transferred to the computer center account.

  A response indicating the transaction result is transmitted from the CAFIS system 1150 to the computer center and transmitted from the computer center to the portable device 150.

  It is also conceivable that the computer center provides / sells the in-store peripheral device 450 corresponding to the electronic payment system 1 according to the present invention to the hall store. In addition, peripheral devices of peripheral equipment sales manufacturers other than the computer center can also correspond to the electronic payment system 1 according to the present invention. Furthermore, it is also possible for the computer center to sell an in-device system that executes the electronic payment system 1 according to the present invention to such peripheral devices provided by a third party.

  As described above, the computer center once receives the payment amount from the player as a debit card member store, and pays the indirect member store at a predetermined timing. For example, at a predetermined timing, an amount corresponding to the payment amount of the player 2 is transferred to the hall store account of the hall store using financial institution. However, the computer center can collect a predetermined fee at the time of payment.

  FIG. 3 conceptually shows a second configuration for realizing one-touch settlement using the mechanism of the debit card, and is an extension of the function in the first configuration shown in FIG. Here, as in FIG. 1, the settlement server 1120 of the partner debit settlement center is housed in the computer center and configured as a settlement server function unit 1120 '. The settlement server function unit 1120 'performs settlement relay processing and member store settlement processing. As shown in FIG. 1, the settlement server function unit 1120 'can be configured to be performed by a settlement server 1120 of a partner debit settlement center or outsourced to an external organization.

  Here, a calculation center account (debit account) is opened in the financial center using financial institution, and a debit card member store contract is concluded between the financial institution and the calculation center. On the other hand, an indirect member store contract for a debit card is concluded between the computer center and the hall store.

  In the electronic settlement system having such a configuration, the player designates the lending of the game medium and pays the payment amount from the debit card account of the player, so the portable device 150 owned by the player is stored in the peripheral device 450 in the store. When held over, the debit card information stored in the portable device 150 is read by the in-store peripheral device 450 and transmitted to the computer center as payment data together with information on the payment amount. The debit card information includes an account number of the debit card (cash card) and the like.

  When the settlement server function unit 1120 ′ of the computer center receives the settlement data and the password from the in-store peripheral device 450, the settlement server function unit 1120 ′ transmits them to the CAFIS system 1150. Here, for example, the player 1 of the financial institution using the player 1 The amount corresponding to the payment amount is withdrawn from the account immediately.

  Thereafter, transaction data is transmitted from the CAFIS system 1150 to the clearing center, and aggregation / offset is performed for a predetermined range of transactions. Based on the totaling / offset results of the clearing center, settlement is performed at the fund settlement manager. In this example, an amount corresponding to the payment amount of the player 1 is transferred to the computer center account.

  A response indicating the transaction result is transmitted from the CAFIS system 1150 to the computer center and transmitted from the computer center to the portable device 150.

  At this time, if the withdrawal of the amount corresponding to the payment amount from the player 1 account of the financial institution using the player 1 fails due to a shortage of balance, for example, the computer center (extended function) The credit card cashing function of the user is used to instruct the payment server 1140 of the partner card company to deposit the cash, and a predetermined amount is deposited into the player 1 account of the financial institution using the player 1, and the game is played again. The amount corresponding to the payment amount is withdrawn from the player 1 account of the player 1 using financial institution.

  Credit card data including a credit card number and a password used to perform credit card cashing is stored in the mobile device 150, and, similar to the debit card information described above, the player uses the mobile device 150. By being held over the in-store peripheral device 450, it is transmitted from the portable device 150 to the in-store peripheral device 450 by short-range wireless communication using a non-contact IC chip.

  It is also conceivable that the computer center provides / sells the in-store peripheral device 450 corresponding to the electronic payment system 1 according to the present invention to the hall store. In addition, peripheral devices of peripheral equipment sales manufacturers other than the computer center can also correspond to the electronic payment system 1 according to the present invention. Furthermore, it is also possible for the computer center to sell an in-device system that executes the electronic payment system 1 according to the present invention to such peripheral devices provided by a third party.

  Next, with reference to FIG. 4, a payment target and a payment method that can be executed by the in-store peripheral device 450 included in the electronic payment system 1 according to the present embodiment will be described. Note that the settlement target and settlement method in each device described here are merely examples. Various other configurations can be adopted for each in-store peripheral device 450, and various other types of devices can be arranged as the in-store peripheral device 450.

  Processing that can be performed in the sand apparatus 500 is deposit payment, withdrawal payment, and exchange processing. Deposit payments are payments related to lending of game media and issuance of information cards such as playpaid cards (that is, payments that a player pays to hall stores). (I.e., payment that the hall store pays to the player). In addition, the exchange process is to issue an information card or the like as a consideration for the possession and storage balls. The prize exchange is omitted here.

  As shown in FIG. 4, NO. 1 to NO. 8 patterns up to 8 are included. The first pattern is payment by cash, and the second pattern is payment by debit card. The third pattern is a one-touch settlement using a mechanism of a debit card using the mobile device 150 as described in FIG. The fourth pattern is one-touch settlement using a credit card cashing function and a debit card mechanism as described in FIG.

  The fifth pattern is a one-touch settlement by the mobile device 150 using a credit card instead of a debit card in the third pattern. The sixth pattern is a payment by a payment agent using a multi-payment network or the like, and the seventh pattern is a one-touch payment using a payment agent by a multi-payment network or the like by the mobile device 150. The eighth pattern is a one-touch payment that is combined with a credit caching function in the same manner as in the fourth pattern, using a payment agent such as a multi-payment network instead of a debit card.

  As shown in FIG. No. 9 to NO. 4 patterns up to 12 are included. The ninth pattern is payment by debit card. The tenth pattern is a one-touch settlement using a debit card mechanism using the mobile device 150 as described in FIG. 2 (however, the money transfer direction is opposite to that in FIG. 2). The eleventh pattern is payment by a payment agent using a multipayment network or the like, and the twelfth pattern is a one-touch payment using a payment agent by a multipayment network or the like by the mobile device 150.

  In the settlement method (exchange object) in the exchange process, as shown in FIG. 13 to NO. Three patterns up to 15 are included. In the thirteenth pattern, the possession balls / storage balls are exchanged for information cards that can be used in the store and issued. In the fourteenth pattern, points that can be used in the store are given, or coupons that can be used in the store are issued, with the coins and stored balls as consideration. In the fifteenth pattern, points that can be used even outside the store are given, or coupons that can be used outside the store are issued as consideration for the possessed balls / stored balls.

  Next, with the digital signage device 540, payment can be made, and these can be converted into cash based on the information on the possessed and stored balls managed by the sand device 500. The settlement method is the same as that of the sand apparatus 500 (the ninth pattern to the twelfth pattern).

  The ticket-issuing machine 560 can make a payment settlement for issuing an information card, and the settlement method is the same as that of the sand apparatus 500 (from the first pattern to the eighth pattern).

  The settlement machine 600 can make a withdrawal settlement for the balance stored in the read IC card or the like, and the settlement method is the same as that of the sand apparatus 500 (the ninth pattern to the twelfth pattern).

  The prize POS 640 can be used for withdrawal and exchange processing. For withdrawal and settlement, only the stored balls can be exchanged, and the settlement method is the same as that of the sand device 500 (from the ninth pattern to the twelfth). pattern). Regarding the exchange process, only the storage balls can be exchanged, and the exchange target is the same as that of the sand apparatus 500 (13th to 15th patterns).

  The payment machine 680 can make a withdrawal settlement, obtains information on the possession balls and the stored balls from the prize POS 640, and enables them to be exchanged. The settlement method is the same as that of the sand apparatus 500 (the ninth pattern to the twelfth pattern). The payment machine 680 can also exchange prizes. For example, in the exchange of prizes, special prizes and general prizes can be dealt with, and it is possible to adopt a configuration in which the above-mentioned withdrawal payment and these prize exchanges are used in combination.

  The break room dedicated terminal 720 can perform deposit settlement, withdrawal settlement, and exchange processing. As for the payment settlement, the payment settlement for issuing the information card is possible, and the settlement method is the same as that of the sand apparatus 500 (from the first pattern to the eighth pattern). With regard to the withdrawal settlement, only the stored balls can be exchanged, and the settlement method is the same as that of the sand apparatus 500 (the ninth pattern to the twelfth pattern). In addition, regarding the exchange process, only the storage balls can be exchanged, and the exchange target is the same as that of the sand apparatus 500 (13th to 15th patterns).

  The stand-alone settlement terminal 750 can perform deposit settlement, withdrawal settlement, and exchange processing. As for the payment settlement, the payment settlement for issuing the information card is possible, and the settlement method is the same as that of the sand apparatus 500 (from the first pattern to the eighth pattern). With regard to the withdrawal settlement, only the stored balls can be exchanged, and the settlement method is the same as that of the sand apparatus 500 (the ninth pattern to the twelfth pattern). In addition, regarding the exchange process, only the storage balls can be exchanged, and the exchange target is the same as that of the sand apparatus 500 (13th to 15th patterns).

  In the present embodiment, in the break room dedicated terminal 720 and the stand-alone payment terminal 750, only the savings are targeted for withdrawal and exchange processing, but for example, by cooperating with the in-store server 100 and the sand device 500 , Can also be targeted for possession. In this example, the sand device 500 is a device capable of deposit payment, withdrawal payment, and exchange processing, and other peripheral devices 450 in the store can realize some of these functions. The other in-store peripheral devices 450 can also be configured to have the same function as the sand device 500.

  Next, with reference to FIG. 5, the gaming machine 200 and the sand device 500 used in the electronic settlement system 1 according to the present embodiment will be described. FIG. 5 is a front view showing a gaming machine 200 provided with a sand device 500. Further, the gaming machine 200 shown in FIG. 5 is a pachislot machine. As the gaming machine 200 of the electronic settlement system 1 according to the present embodiment, either a pachislot machine or a pachinko machine can be used. However, in the following description of the present embodiment, the embodiment relating to the pachislot machine will be mainly described. explain.

  As shown in FIG. 5, sand devices 500 are provided on the right side of the gaming machine 200, respectively. Each sand device 500 is installed corresponding to the adjacent gaming machine 200, and is connected so as to be communicable with the corresponding gaming machine 200. Each sand device 500 is communicably connected to the in-store server 100 for system management and deposit / withdrawal information management of the sand device 500 of the entire hall store.

  On the front surface portion 21 of the sand device 500, an LED (light-emitting diode) portion 31, a card insertion slot 32, a bill insertion slot 33 into which a bill can be inserted, an operation unit 34 constituted by a touch panel LCD (liquid crystal display), A camera 35, a non-contact IC card touch unit 36, a medal (game medium) payout tray 37, a speaker cover 38, a medal (game medium) counting slot 39, and the like are provided. The card insertion slot 32 is an insertion slot that can accept an information card issued by the ticket issuing machine 560, for example. The LED unit 31 includes a full color LED 31A and an infrared LED (infrared light emitting diode) 31B.

  A player can receive a medal as a game medium necessary for a game by inserting an information card or a predetermined amount of banknotes into the card insertion slot 32 or the banknote insertion slot 33. In addition, the player can receive a medal required for the game by holding the non-contact IC card (member card) over the touch unit 36. Furthermore, as described with reference to FIG. 4, the player can receive a medals necessary for the game by making a payment settlement by several methods.

  In response to the insertion of banknotes or the presentation of an information card, the sand device 500 counts the number of medals according to the amount of the inserted value medium by a payout hopper provided inside, Pay out from tray 37. In addition, when the sand device 500 receives the insertion of the information card in which the number of usable medals is written, the number of medals corresponding to the number of medals written in the inserted information card is paid out in the inside. It is counted by the hopper and paid out from the medal payout tray 37.

  In addition, the sand device 500 holds the player's portable device 150 over the touch unit 36 to perform deposit payment using a debit card or the like, and when this deposit settlement is completed, the number of medals corresponding to the settlement amount is stored inside. It counts with the provided payout hopper and pays out from the medal payout tray 37. The player can play a game on the gaming machine 200 by inserting the medal paid out from the medal payout tray 37 into the medal slot 11 of the gaming machine 200.

  In the gaming machine 200, medals are paid out to the medal payout tray 12 according to the result of the game. The player can pick up the medal from the medal payout tray 12 and insert it into the medal counting slot 39 of the sand device 500 so that the sand device 500 can count the medal. The sand device 500 counts medals inserted from the medal counting insertion port 39 by a counting hopper provided inside. As described above, the sand device 500 is also provided in the gaming machine 200 and has a function of counting medals paid out from the gaming machine 200 according to the result of the game. ing.

  When the gaming machine 200 is a pachinko machine, pachinko balls are introduced into the counting slot of the sand device 500. For example, when a player drops a pachinko ball paid out on the upper plate as a result of the game to the lower plate by performing a predetermined operation, the pachinko ball falls on the guide plate mounted below the lower plate. To do. The guide plate guides the pachinko balls dropped from the lower plate to the counting slot provided in the sand device 500. The pachinko balls introduced into the counting slot are counted by a counting unit provided inside the sand device 500.

  The counted result can be recorded on a membership card inserted into the card insertion slot 32 or a membership card held over the touch unit 36 by a storage operation. The membership card stores identification information (for example, a unique ID) for identifying the IC card.

  The medals counted in the counting hopper are discharged from the discharge port provided on the bottom surface of the sand device 500 to the conveyor and collected. Note that, in a place where the conveyor is not provided, a storage box for storing medals may be installed in the lower part of the sand device 500, and the medals may be discharged into the storage box.

  When the gaming machine 200 is a pachinko machine, the pachinko balls counted by the counting unit are discharged from a discharge port provided on the back surface of the sand device 500 and collected. In addition to the pachinko ball counting path inserted from the counting slot, a fraction supply unit is provided on the back side of the sanding device 500 to receive the fraction pachinko balls from the outside. . By this supply unit, a fixed amount of the pachinko balls for fractions are always stored, and are dispensed from the fraction dispensing outlet to the guide tray as necessary.

  A digital signage device 540 is installed on the top of the gaming machine 200. The digital signage device 540 is connected to the sand device 500 and can display an image displayed on the operation unit 34 of the sand device 500 in conjunction with the digital signage device 540.

[Device configuration for electronic payment system]
Next, with reference to FIG. 6 thru | or FIG. 18, the structure of each apparatus regarding the electronic payment system 1 which concerns on one Embodiment of this invention is demonstrated.

  In the present embodiment, the sand device 500 having the lending function and the counting function is taken as an example. However, the first sand device having the lending function and the second sand device having the counting function are arranged side by side. May be. It is also possible to apply a sand device without a counting function to this system. In that case, it is not possible to withdraw the ball in the sand device, but the function may be executed in a counter equipped with one or a plurality of functions in the store.

  In the present embodiment, the system corresponding to the gaming machine in which the gaming machine 200 pays out medals and balls has been described. However, the so-called enclosed gaming machine in which the number of gaming media is handled as data and the medals and balls are not paid out to the player. It is also possible to apply to. In other words, when a deposit is made by any of the above methods to a sand device provided for an enclosed game machine, a signal to that effect is sent to the enclosed game machine, and the possession information in the enclosed game machine Is stored as (credit function). When a ball or medal is acquired in the game, the acquired number is added to the ball information without paying out the game medium to the player. When the game is ended, the game end operation provided in the gaming machine 200 or the sand device 500 is performed. By operating the section, the game ball 200 transmits the ball information to the sand device 500. Subsequent processing is the same as in the above embodiment. Further, the gaming machine 200 itself may be provided with a deposit function, a withdrawal function, and an exchange function like the sand device 500.

  First, the configuration of the in-store server 100 will be described with reference to FIG. FIG. 6 is a block diagram showing the configuration of the in-store server 100. The in-store server 100 includes a main processing unit (CPU) 101, a read only memory (ROM) 102, a random access memory (RAM) 103, an external storage device 104, and an interface 107.

  The main CPU 101 reads and executes control programs stored in the ROM 102 and the RAM 103. For example, the main CPU 101 manages member information of hall stores, manages the number of game media such as stored balls for each member, and executes processing for managing the gaming status and prize exchange status of each member.

  The in-store server 100 also has a third-party management gateway 400, a gaming machine 200, a sand device 500, a ticketing machine 560, a checkout machine 600, a prize POS 640, a break room dedicated terminal 720, and a stand-alone payment terminal via an interface 107. 750 is communicably connected. Further, it is connected to the network 780 via the interface 107. A control program for implementing the present invention is stored in the external storage device 104 and loaded into the RAM 103, for example. In addition, the control program can be provided from another device via the interface 107 and the network 780 or from another device outside via another network including the Internet.

  The external storage device 104 stores an in-store DB 130.

  Next, the configuration of the gaming machine 200 will be described with reference to FIG. FIG. 7 is a block diagram showing a configuration of the gaming machine 200. As shown in FIG. A gaming machine 200 shown in FIG. 7 is a pachislot machine. The gaming machine 200 includes a main control circuit 250, a sub control circuit 280, and peripheral devices (actuators) electrically connected thereto. The main control circuit 250 includes a microcomputer 260 installed on a circuit board as a main component. The microcomputer 260 includes a main CPU 261, a main ROM 262, and a main RAM 263.

  The main ROM 262 stores a control program executed by the main CPU 261, a data table such as an internal lottery table, data for transmitting various control commands (commands) to the sub control circuit 280, and the like. The main RAM 263 is provided with a storage area for storing various data such as an internal winning combination determined by execution of the control program.

  The main CPU 261 is connected to a clock pulse generation circuit 252, a frequency divider 253, a random number generator 254, and a sampling circuit 255. The clock pulse generation circuit 252 and the frequency divider 253 generate clock pulses. The main CPU 261 executes a control program based on the generated clock pulse. The random number generator 254 generates a random number in a predetermined range (for example, 0 to 65535). The sampling circuit 255 extracts one value from the generated random numbers.

  A switch or the like is connected to the input port of the microcomputer 260. The main CPU 261 receives input from a switch or the like, and controls the operation of peripheral devices such as stepping motors 271L, 271C, and 271R. A stop switch 312S serving as a stop operation detecting means detects that each of the three stop buttons 312L, 312C, 312R has been pressed by the player (stop operation). Further, the start switch 310S, which is a start operation detecting means, detects that the start lever has been operated by the player (start operation).

  The medal sensor 290S detects that a medal received at the medal slot 11 (see FIG. 5) has passed through the selector. The bet switch 332S detects that the bet button has been pressed by the player. Further, the settlement switch 334S detects that the settlement button has been pressed by the player. Further, the door sensor 335S detects that the door of the housing has been opened.

  Peripheral devices whose operations are controlled by the microcomputer 260 include stepping motors 271L, 271C, 271R, a 7-segment display 314, and a hopper 350. A circuit for controlling the operation of each peripheral device is connected to the output port of the microcomputer 260.

  The motor driving circuit 272 controls driving of stepping motors 271L, 271C, and 271R provided corresponding to the reels 320L, 320C, and 320R. The reel position detection circuit 270 detects a reel index indicating that the reels 320L, 320C, and 320R have made one rotation by an optical sensor having a light emitting unit and a light receiving unit in accordance with each of the reels 320L, 320C, and 320R.

  The stepping motors 271L, 271C, and 271R have a configuration in which the momentum is proportional to the number of output pulses and the rotation axis can be stopped at a specified angle. The driving force of the stepping motors 271L, 271C, 271R is transmitted to the reels 320L, 320C, 320R via gears having a predetermined reduction ratio. Each time one pulse is output to the stepping motors 271L, 271C, 271R, the reels 320L, 320C, 320R rotate at a constant angle.

  The main CPU 261 counts the number of times pulses are output to the stepping motors 271L, 271C, and 271R after detecting the reel index, so that the rotation angle of the reels 320L, 320C, and 320R (mainly, the number of symbols of the reels) The position of each symbol arranged on the surface of the reels 320L, 320C, 320R is managed.

  The display unit drive circuit 315 controls the operation of the 7-segment display 314. The hopper driving circuit 352 controls the operation of the hopper 350. Also, the payout completion signal circuit 353 manages the detection of medals performed by the medal detection unit 351 provided in the hopper 350, and checks whether or not the medals discharged from the hopper 350 have reached the payout number.

  The sub-control circuit 280 is electrically connected to the main control circuit 250 and performs processing such as determination and execution of effect contents based on a command transmitted from the main control circuit 250. The sub control circuit 280 basically includes a sub CPU, a sub ROM, a sub RAM, a rendering processor, a drawing RAM, a driver, a DSP (digital signal processor), an audio RAM, and the like.

  In response to the command transmitted from the main control circuit 250, the sub CPU controls the output of video, sound, and light according to the control program stored in the sub ROM. The sub-RAM is provided with a storage area for registering the determined contents and effects data, and a storage area for storing various data such as an internal winning combination transmitted from the main control circuit 250. The sub ROM basically includes a program storage area and a data storage area.

  The sub ROM stores effect data for performing effects by light in a light emitting effect device (not shown). The sub CPU causes the lamp 362 to emit light by outputting the effect data based on a command from the main control circuit 250. In addition, the sub ROM stores effect data for effecting with sound effects and images, and the sub CPU outputs the effect data based on a command from the main control circuit 250 to thereby produce a speaker. A sound effect is output from 364 and an effect image is displayed on the liquid crystal display device 360.

  Here, an interface 264 is connected to the main control circuit 250, and the main CPU 261 communicates with the sand device 500 and the in-store server 100 via the interface 264. The main CPU 261 transmits accumulated information such as medal insertion information and medal payout information to the sand device 500 while communicating with the sand device 500. The medal insertion information is, for example, the number of medals inserted into the gaming machine 200 for a certain period of time for a game. The medal payout information is, for example, the number of medal payouts and the number of bonus occurrences. The main CPU 261 accumulates the accumulated information in the main RAM 263 until the next transmission after transmitting the accumulated information to the sand device 500 last time, and transmits the accumulated information to the sand device 500 at a certain timing. . After transmitting to the sand device 500, the main CPU 261 resets the accumulated information so far.

  Next, the configuration of the sand device 500 will be described with reference to FIG. FIG. 8 is a block diagram showing the configuration of the sand device 500. The main CPU 501 reads the control unit program stored in the ROM 502, and according to the operation of the operation unit 34 by the player, processing related to prize exchange, medal counting processing, electronic settlement processing according to the present invention, and other processing Execute. Various data relating to the processing is stored in the RAM 503. The control program may be provided from another device via the interface 518 or from another device outside via a network including the Internet.

  The operation unit 34 is an LCD including a touch panel that detects a touch operation by the player, and corresponds to the LCD 516 shown in FIG. The LCD 516 causes the LCD control unit 515 to display an image based on a command from the main CPU 501, and the player's touch operation detected by the touch panel is transmitted to the main CPU 501.

  When an information card such as a prepaid card is inserted from the card insertion slot 32, the main CPU 501 reads the amount data by the information card reader / writer 504, and the non-contact IC card (member card) is held over the touch unit 36. The amount data is read by the non-contact IC card reader / writer 505. The amount data read in this way is stored in the RAM 503 as balance data. Here, the information card reader / writer 504 is, for example, an IC card reader / writer, but may be configured as a magnetic card reader / writer. In this embodiment, the amount data is read by holding the membership card over the touch unit 36. However, the amount data is read by the information card reader / writer 504 after being inserted from the card insertion slot 32. May be.

  When the amount designated by the player is smaller than the balance data based on the balance data and the operation result output from the operation unit 34, the main CPU 501 pays out a medal for the designated amount. The balance data is updated by counting and paying out and subtracting the amount of medals paid out from the balance data. The main CPU 501 can drive the payout hopper 512 by controlling the drive circuit 511. Further, a counting hopper 514 is connected to the main CPU 501 via a driving circuit 513, and the main CPU 501 can drive the counting hopper 514 by controlling the driving circuit 513.

  The operation unit 34 also displays a button for returning an information card. When the player operates this operation button, the main CPU 501 inserts the information card inserted in the information card reader / writer 504 into the card. Return from mouth 32. At this time, the updated balance data stored in the RAM 503 is written to the information card. When the amount data is read from the non-contact IC card (member card) via the non-contact IC card reader / writer 505, the balance data stored in the store DB 130 of the store server 100 is stored in the RAM 503. Update to updated balance data.

  Further, the main CPU 501 stores, in the RAM 503, the banknote identification result output from the banknote identification device (bill valid) 506 as balance data when a banknote is inserted from the banknote insertion slot 33. When the amount designated by the player is smaller than the balance data based on the balance data and the operation result output from the operation unit 34, the main CPU 501 pays out a medal for the designated amount. The balance data is updated by counting and paying out and subtracting the amount of medals paid out from the balance data. The main CPU 501 can drive the payout hopper 512 by controlling the drive circuit 511.

  In addition, when the player operates the operation unit 34 and selects one-touch payment or the like for lending game media, the player holds his / her portable device 150 over the non-contact IC card reader / writer 505 and debits it. Card information is read, and payment is settled by depositing the amount from the financial institution account of the player to the financial institution account of the hall store, and in accordance with this, gaming media is lent (in this example, The amount of medals paid is counted and paid out in the payout hopper 512).

  Furthermore, an information card such as a prepaid card can be newly issued by the payment settlement as described above. The information card stacker 508 holds a plurality of information cards in a dischargeable state, and discharges one information card from the card insertion slot 32 under the control of the card discharge control unit 507. The card discharge control unit 507 stores balance data having a value corresponding to the amount of payment when the player operates the operation unit 34 to complete the payment settlement for issuing the information card. The information card is discharged from the information card stacker 508.

  In addition, when the player operates the operation unit 34 to change his / her possession balls and / or savings balls, and selects one-touch settlement or the like to transfer the money to the player's financial institution account, the player uses his / her portable device 150. Withdrawing settlement is performed by reading information such as a debit card over a non-contact IC card reader / writer 505 and transferring the amount of money from the financial institution account of the player's hall to the financial institution account of the player.

  Further, the main CPU 501 uses the infrared LED 31B of the LED unit 31 as a monitoring projector, reflects the infrared light from the infrared LED 31B by the player, and images it with the camera 35. The main CPU 501 stores an image captured by the camera 35 in the RAM 503, and detects the presence or replacement of the player based on the image. This detection process is always performed. When the player's state changes to a non-detection (seating) state and the information card inserted from the card insertion slot 32 remains inserted, or the balance is included in the money amount data of the banknote inserted from the banknote insertion slot 33 If there is, the main CPU 501 can alert the player who is about to leave the seat by issuing a warning sound or a warning sound through the speaker 509. As the warning voice, a voice such as “Forgot card” is issued.

  As described above, the main CPU 501 performs non-contact communication with the non-contact IC card via the non-contact IC card reader / writer 505. This communication method is, for example, an electromagnetic induction method with a carrier frequency of 13.56 MHz. The main CPU 501 counts the number of medals according to the amount data read from the non-contact IC card via the non-contact IC card reader / writer 505 by the payout hopper 512 and pays out the medal from the medal payout tray 37. Rewrite the balance data of the contact IC card.

  Further, the main CPU 501 communicates with the gaming machine 200, the in-store server 100, and the digital signage device 540 via the interface 518. The gaming machine 200 periodically transmits the number of medals paid out as a game result and the number of medals inserted by the player to play the game to the sand device 500. The main CPU 501 of the sand device 500 When these pieces of information are received, they are stored in the RAM 503.

  Further, the main CPU 501 periodically captures the player's face image via the camera 35 and stores it in the RAM 503. When the face image stored last time is compared with the face image stored this time, and it is determined that they are not the same person, the main CPU 501 determines that the player has changed, and performs processing corresponding thereto.

  Further, in the sand apparatus 500, a soft key displayed on the LCD 516 is used so that the player can input a personal identification number or the like in deposit payment or withdrawal payment.

  The main CPU 501 controls the card discharge control unit 507 when the player is instructed to exchange the possession ball or the storage ball for an information card, and stores the balance data of the value corresponding to the possession ball or the storage ball. The card is ejected from the information card stacker 508. Also, the main CPU 501 adds points to the unique ID of the member card read by the non-contact IC card reader / writer 505 when the player is instructed to exchange the possessed balls or the stored balls for points. Further, the main CPU 501 controls the printer 517 to print the coupon when instructed by the player to exchange the possessed ball or the stored ball for the coupon.

  As shown in FIG. 5, the gaming machine 200 and the sand device 500 are connected to the in-store server 100 so as to communicate with each other. The in-store server 100 receives accumulated information (medal number information) regarding the number of medals such as medal insertion information and payout information from the gaming machine 200 via the sand device 500, and the sand device 500 receives an information card or a non-contact IC card. Information on the number of medals (medal number information), such as the movement of the number of medals between and the counting result by the counting hopper 514.

  Further, the main CPU 501 displays an image for exchanging premiums when operating the “exchange prize” operation button displayed on the operation unit 34, and displays the image or the image on the digital signage device 540. Display related images.

  FIG. 9 is a perspective view showing the sand device 500. As described above, the sand device 500 is also used as a device for performing one-touch settlement and prize exchange using a debit card mechanism. As described above, the front surface portion 21, LED portion 31, card insertion slot 32, bill insertion slot 33, operation unit 34, camera 35, non-contact IC card touch unit 36, medal payout tray 37, speaker cover 38, medal Counting inlets 39 and the like are provided at the illustrated positions.

  Next, the configuration of the digital signage device 540 will be described with reference to FIG. FIG. 10 is a block diagram showing the configuration of the digital signage device 540. As shown in FIG. The main CPU 541 reads out the control unit program stored in the ROM 542, and displays game information and the like based on the electronic payment processing according to the present invention and the signal from the gaming machine 200 according to the operation of the operation unit by the player. Run. In addition, a large-sized digital signage device 540 that is not installed for each gaming machine 200 can display information on all the units in the hall store through the in-store server 100 together. Various data relating to the processing is stored in the RAM 543. The control program can also be provided from another device via the interface 547 or from another device outside via a network including the Internet.

  The operation unit is an LCD provided with a touch panel that detects a touch operation by a player, and corresponds to the LCD 549. The LCD 549 displays an image by the LCD control unit 548 based on a command from the main CPU 541, and the player's touch operation detected by the touch panel is transmitted to the main CPU 541.

  The main CPU 541 communicates with the sand device 500 via the interface 547. Further, as described above, a method of connecting to the in-store server 100 without using the sand device 500 may be used.

  The main CPU 541 controls to perform the withdrawal settlement according to the settlement method instructed by the player via the LCD 549. For example, cash is exchanged according to the number of game media held and acquired from the sand device 500 and stored in the RAM 543, and the money is transferred to the player's financial institution account. At this time, when the player holds the portable device 150 over the touch unit, information stored in the portable device 150 (for example, the contact application and the contactless IC card reader / writer 544 executed by the portable device 150) The debit card information related to the payment is read and the information is transmitted to the computer center via the sand device 500 and the in-store server 100, so that one-touch payment using the mechanism of the debit card is performed.

  In addition, the digital signage device 540 uses a soft key displayed on the LCD 549 so that the player can input a personal identification number or the like in the payment settlement.

  Further, the main CPU 541 can emit a warning sound and a warning sound through the speaker 550.

  Next, the configuration of the ticket issuing machine 560 will be described with reference to FIG. FIG. 11 is a block diagram illustrating a configuration of the ticket issuing machine 560. The main CPU 561 reads the control unit program stored in the ROM 562, and executes processing relating to prize exchange and electronic payment processing according to the present invention in accordance with the operation of the operation unit by the player. Various data relating to the processing is stored in the RAM 563. The control program can be provided from another device through the interface 570 or from another device outside through a network including the Internet.

  The operation unit is an LCD including a touch panel that detects a touch operation by a player, and corresponds to the LCD 572. The LCD 572 causes the LCD control unit 571 to display an image based on a command from the main CPU 561, and the player's touch operation detected by the touch panel is transmitted to the main CPU 561.

  The main CPU 561 communicates with the in-store server 100 via the interface 570.

  Further, when the player's portable device 150 is held over a touch unit (not shown) provided in the ticket issuing machine 560, the main CPU 561 uses a payment application executed on the portable device 150 and a non-contact IC card reader / writer 564. The information stored in the mobile device 150 (for example, debit card information related to payment) is read, and the information is transmitted to the computer center via the in-store server 100 to use the debit card mechanism. One-touch settlement is performed.

  Further, the main CPU 561 stores, in the RAM 563, the banknote identification result output from the banknote identification device (bill validator) 565 as balance data when a banknote is inserted from a banknote insertion slot (not shown).

  When the one-touch settlement using the debit card mechanism described above is completed, or when the balance data obtained as a result of banknote identification is larger than the amount of the information card specified by the player, the main CPU 561 The information card is discharged from the information card stacker 569 to a card outlet (not shown) under the control of the card discharge controller 568.

  Further, the ticket issuing machine 560 includes a numeric keypad 567 so that a player can input a personal identification number or the like in payment settlement, and the main CPU 561 receives a signal input from the numeric keypad 567 via the input control unit 566. To do. Note that the input by the player can also be realized using a soft key displayed on the LCD 572.

  Further, the main CPU 561 can emit a warning sound or a warning sound via the speaker 573.

  Next, with reference to FIG. 12, the configuration of the settlement machine 600 will be described. FIG. 12 is a block diagram showing the configuration of the checkout machine 600. The main CPU 601 reads the control unit program stored in the ROM 602, and executes processing relating to prize exchange and electronic settlement processing according to the present invention in accordance with the operation of the operation unit by the player. Various data relating to the processing is stored in the RAM 603. The control program may be provided from another device via the interface 609 or from another device outside via a network including the Internet.

  The operation unit is an LCD provided with a touch panel that detects a touch operation by a player, and corresponds to the LCD 611. The LCD 611 displays an image by the LCD control unit 610 based on a command from the main CPU 601, and the player's touch operation detected by the touch panel is transmitted to the main CPU 601.

  The main CPU 601 communicates with the in-store server 100 via the interface 609.

  When an information card such as a prepaid card is inserted from a card insertion slot (not shown), the main CPU 601 reads the amount data by the information card reader / writer 604, and the amount data thus read is stored in the RAM 603 as balance data. Stored. Here, the information card reader / writer 604 is, for example, an IC card reader / writer, but may be configured as a magnetic card reader / writer.

  Further, when the player's portable device 150 is held over a touch unit (not shown) provided in the checkout machine 600, the main CPU 601 uses a payment application executed on the portable device 150 and a non-contact IC card reader / writer 605. The information stored in the mobile device 150 (for example, debit card information related to payment) is read, and the information is transmitted to the computer center via the in-store server 100 to use the debit card mechanism. One-touch settlement is performed. In the checkout machine 600, the balance (amount data) stored in the information card is transferred to the player's financial institution account by, for example, one-touch settlement. The information card whose balance is zero is taken into the checkout machine 600.

  Further, the checkout machine 600 includes a numeric keypad 608 so that a player can input a personal identification number or the like in the withdrawal settlement, and the main CPU 601 receives a signal input from the numeric keypad 608 via the input control unit 607. Receive. Note that the input by the player can also be realized by using a soft key displayed on the LCD 611.

  Further, the main CPU 601 can emit a warning sound and a warning sound via the speaker 612.

  Next, the configuration of the prize POS 640 will be described with reference to FIG. FIG. 13 is a block diagram showing the configuration of the prize POS 640. The prize POS 640 shown in the figure is configured to realize electronic payment processing, prize exchange processing, and the like by the electronic payment system 1 of the present embodiment. The prize POS 640 includes a main CPU 641, ROM 642, RAM 643, non-contact IC card reader / writer 645, input control unit 647, numeric keypad 648, keyboard 649, LCD control unit 651, player side LCD 652, LCD control unit 654, store side LCD 655. A speaker 656, a card ejection control unit 657, a card stacker 658, and an interface 659.

  The main CPU 641 reads and executes control programs stored in the ROM 642 and the RAM 643. For example, the main CPU 641 executes prize inventory management and prize exchange management, and electronic payment processing by the electronic payment system 1 of the present embodiment. The control program may be provided from another device via the interface 659 or from another device outside via a network including the Internet.

  When the count result is registered in the non-contact IC card (member card) by the sand device 500, the main CPU 641 holds the member card over a touch unit (not shown) provided in the prize POS 640, and then the non-contact IC card reader. The writer 645 reads the unique ID, and then accesses the in-store server 100 to read the number of game media held (number of medals) associated with the acquired unique ID and stores it in the RAM 643.

  The player-side LCD 652 is configured as a touch panel display that can be touched by the player, and display control is performed by the LCD control unit 651. The main CPU 641 controls to perform the withdrawal settlement and exchange processing according to the settlement method instructed by the player via the player side LCD 652. For example, cash is exchanged according to the number of game media stored in the RAM 643, and the money is transferred to the player's financial institution account. At this time, when the player holds the player's portable device 150 over a touch unit (not shown) provided in the prize POS 640, the payment application and the non-contact IC card reader / writer 645 executed on the portable device 150. By reading the information stored in the mobile device 150 (for example, debit card information related to payment) and transmitting the information to the computer center via the in-store server 100, the debit card mechanism is improved. Used one-touch payments are performed.

  The store-side LCD 655 is configured as a touch panel display, similar to the player-side LCD 652, and display control is performed by the LCD control unit 654. The staff uses the store-side LCD 655, the numeric keypad 648, the keyboard 649, and the like to perform operations relating to prize inventory management and prize exchange management. The input control unit 647 transmits signals input from the numeric keypad 648 and the keyboard 649 to the main CPU 641. Further, the player can also input a personal identification number or the like at the time of withdrawal withdrawn using the numeric keypad 648 and the keyboard 649, or can input member information at the time of member registration. Note that the input by the player can also be realized by using a soft key displayed on the player-side LCD 652.

  When the withdrawal and exchange process is completed, the main CPU 641 accesses the in-store server 100 and subtracts the number of game media held for the corresponding member ID. The prize POS 640 is communicably connected to the in-store server 100 and the payment machine 680 via the interface 659.

  In the prize POS 640, when a player performs membership registration and issuance of a membership card, one card stored in the card stacker 658 is controlled by the card ejection control unit 657, and a card ejection slot ( It is discharged from (not shown). In this embodiment, the player registers as a member. However, the store may register as a member.

  Further, the main CPU 641 can emit a warning sound and a warning sound through the speaker 656.

  Further, the main CPU 641 controls the printer 646 to print the coupon when instructed by the player to exchange the possessed ball or the stored ball for the coupon.

  Next, the configuration of the payment machine 680 will be described with reference to FIG. FIG. 14 is a block diagram showing a configuration of the payment machine 680. The main CPU 681 reads the control unit program stored in the ROM 682, and executes the payment process and the electronic payment process according to the present invention in accordance with the operation of the operation unit by the player. Various data relating to the processing is stored in the RAM 683. The control program may be provided from another device via the interface 688 or from another device outside via a network including the Internet.

  The operation unit is an LCD including a touch panel that detects a touch operation by a player, and corresponds to the LCD 690. The LCD 690 causes the LCD control unit 689 to display an image based on a command from the main CPU 681, and the player's touch operation detected by the touch panel is transmitted to the main CPU 681.

  The main CPU 681 communicates with the prize POS 640 via the interface 688.

  In addition, when a non-contact IC card (member card) is placed over a touch unit (not shown) provided in the payment machine 680, the unique ID is read by the non-contact IC card reader / writer 684, and then the in-store server 100 The number of stored game media (the number of stored medals) associated with the acquired unique ID is read and stored in the RAM 683.

  The main CPU 681 controls to perform withdrawal payment according to the payment method instructed by the player via the LCD 690. For example, after the information on the possession ball or the storage ball is acquired from the prize POS 640 and stored in the RAM 683, the money is converted according to the number of these held, and the amount is transferred to the financial institution account of the player. At this time, when the player holds the portable device 150 over the touch unit, the information stored in the portable device 150 (for example, by the payment application executed on the portable device 150 and the non-contact IC card reader / writer 684). , The debit card information related to the settlement, etc.) is read and the information is transmitted to the computer center via the giveaway POS 640 and the in-store server 100, so that one-touch settlement using the mechanism of the debit card is performed.

  Further, the payment machine 680 includes a numeric keypad 687 so that a player can input a personal identification number or the like in the withdrawal settlement, and the main CPU 681 receives a signal input from the numeric keypad 687 via the input control unit 686. Receive. Note that the input by the player can also be realized by using soft keys displayed on the LCD 690.

  Further, the main CPU 681 can emit a warning sound and a warning sound through the speaker 691.

  Next, the configuration of the break room dedicated terminal 720 will be described with reference to FIG. FIG. 15 is a block diagram illustrating a configuration of the break room dedicated terminal 720. The break room dedicated terminal 720 shown in the figure is configured to realize electronic payment processing, prize exchange processing, and the like by the electronic payment system 1 of the present embodiment. The break room dedicated terminal 720 includes a main CPU 721, a ROM 722, a RAM 723, a non-contact IC card reader / writer 725, a bill validator 726, an input control unit 727, a numeric keypad 728, an LCD control unit 732, an LCD 733, a speaker 734, and a card discharge control unit 729. , An information card stacker 730, and an interface 731.

  The main CPU 721 reads out and executes the control programs stored in the ROM 722 and the RAM 723. For example, the main CPU 721 executes electronic payment processing by the electronic payment system 1 of the present embodiment. The control program can also be provided from another device via the interface 731 or from another external device via a network including the Internet.

  When the non-contact IC card (member card) is held over a touch unit (not shown) provided in the break room dedicated terminal 720, the main CPU 721 reads the unique ID by the non-contact IC card reader / writer 725, and then The in-store server 100 is accessed, and the number of game media held (number of medals) associated with the acquired unique ID is read and stored in the RAM 723.

  The LCD 733 is configured as a touch panel display that can be touched by the player, and display control is performed by the LCD control unit 732. The main CPU 721 controls to perform deposit payment, withdrawal payment, and exchange processing according to the settlement method instructed by the player via the LCD 733. For example, cash is exchanged according to the number of game media stored in the RAM 723, and the money is transferred to the player's financial institution account. At this time, when the player holds the player's portable device 150 over the touch unit provided in the break room dedicated terminal 720, the payment application executed on the portable device 150 and the contactless IC card reader / writer 725 are used. The information stored in the mobile device 150 (for example, debit card information related to payment) is read, and the information is transmitted to the computer center via the in-store server 100 to use the debit card mechanism. One-touch settlement is performed.

  Further, the player can input a personal identification number or the like at the time of deposit payment or withdrawal payment using the numeric keypad 728. The input control unit 727 transmits a signal input from the numeric keypad 728 to the main CPU 721. Note that the input by the player can also be realized by using a soft key displayed on the LCD 733.

  When the deposit settlement, withdrawal settlement, and exchange processing are completed, the main CPU 721 accesses the in-store server 100 and subtracts the number of game media held for the corresponding member ID. The break room dedicated terminal 720 is connected to the in-store server 100 via the interface 731 so as to be communicable.

  Further, the main CPU 721 stores, in the RAM 723, the banknote identification result output from the banknote identification device (bill validator) 726 as balance data when a banknote is inserted from a banknote insertion slot (not shown).

  When the player is instructed to issue an information card, the main CPU 721 displays the balance data obtained as a result of banknote recognition when the one-touch settlement using the debit card mechanism described above is completed, Is larger than the designated information card amount, the designated information card is discharged from the information card stacker 730 to a card discharge port (not shown) under the control of the card discharge control unit 729.

  Further, the main CPU 721 adds points to the unique ID of the membership card read by the non-contact IC card reader / writer 725 when the player is instructed to exchange the stored balls for points. Further, the main CPU 721 controls the printer 735 to print the coupon when instructed by the player to exchange the stored ball for a coupon.

  Further, the main CPU 721 can emit a warning sound and a warning sound via the speaker 734.

  Next, the configuration of the stand-alone payment terminal 750 will be described with reference to FIG. FIG. 16 is a block diagram showing a configuration of the stand-alone payment terminal 750. The stand-alone payment terminal 750 shown in the figure is configured to realize electronic payment processing by the electronic payment system 1 of the present embodiment. The stand-alone payment terminal 750 includes a main CPU 751, ROM 752, RAM 753, non-contact IC card reader / writer 755, bill validator 756, input controller 757, numeric keypad 758, LCD controller 762, LCD 763, speaker 764, card ejection controller 759. , An information card stacker 760, and a system compatible interface 761.

  The main CPU 751 reads out and executes control programs stored in the ROM 752 and the RAM 753. For example, the main CPU 751 executes electronic payment processing by the electronic payment system 1 of the present embodiment. The control program can be provided from another device via the system compatible interface 761 or from another device outside via a network including the Internet.

  When the non-contact IC card (member card) is placed over the touch unit (not shown) provided in the stand-alone payment terminal 750, the main CPU 751 reads the unique ID by the non-contact IC card reader / writer 755, and then The in-store server 100 is accessed, and the number of game media held (number of medals) associated with the acquired unique ID is read and stored in the RAM 753.

  The LCD 763 is configured as a touch panel display that can be touched by the player, and display control is performed by the LCD control unit 762. The main CPU 751 controls to perform deposit / withdrawal / withdrawal settlement and exchange processing according to the settlement method instructed by the player via the LCD 763. For example, cash is exchanged according to the number of game media stored in the RAM 753, and the money is transferred to the player's financial institution account. At this time, when the player holds the player's portable device 150 over the touch unit provided in the stand-alone payment terminal 750, the payment application executed on the portable device 150 and the contactless IC card reader / writer 755 are used. The information stored in the mobile device 150 (for example, debit card information related to payment) is read, and the information is transmitted to the computer center via the in-store server 100 to use the debit card mechanism. One-touch settlement is performed.

  Further, the player can input a personal identification number or the like at the time of deposit payment or withdrawal payment using the numeric keypad 758. The input control unit 757 transmits a signal input from the numeric keypad 758 to the main CPU 751. Note that the input by the player can also be realized by using a soft key displayed on the LCD 763.

  When the deposit settlement, withdrawal settlement, and exchange processing are completed, the main CPU 751 accesses the in-store server 100 and subtracts the number of game media held for the corresponding member ID. Further, the stand-alone payment terminal 750 is connected to the in-store server 100 through the system compatible interface 761 so as to be communicable. The system-compatible interface 761 is an interface for connecting the stand-alone payment terminal 750 to the electronic payment system 1 of the present embodiment, and performs protocol conversion and data format conversion as necessary.

  Further, the main CPU 751 stores, in the RAM 753, the banknote identification result output from the banknote identification device (bill validator) 756 as balance data when a banknote is inserted from a banknote insertion slot (not shown).

  When the player is instructed to issue the information card, the main CPU 751 receives the balance data obtained as a result of banknote recognition when the one-touch settlement using the debit card mechanism described above is completed, or Is larger than the designated information card amount, the designated information card is discharged from the information card stacker 760 to a card discharge port (not shown) under the control of the card discharge control unit 759.

  Further, the main CPU 751 adds points to the unique ID of the membership card read by the non-contact IC card reader / writer 755 when the player is instructed to exchange the stored balls for points. Further, the main CPU 751 controls the printer 765 to print the coupon when instructed by the player to exchange the stored ball for a coupon.

  Further, the main CPU 751 can emit a warning sound and a warning sound via the speaker 764.

  Next, the configuration of the mobile phone 160 will be described with reference to FIG. FIG. 17 is a block diagram showing a configuration of the mobile phone 160. The mobile phone 160 includes a main CPU 161, a ROM 162, a RAM 163, a non-contact IC chip 164, a GPS antenna 165, a wireless communication control unit 166, a wireless communication antenna 167, an input control unit 168, a button 169, a camera 170, a microphone 171 and a speaker. 172, an LCD control unit 173, and an LCD 174.

  The main CPU 161 reads and executes a control program stored in the ROM 162 or the RAM 163. For example, the main CPU 161 executes the payment application according to the present embodiment downloaded via the network, performs data transmission / reception with the in-store peripheral device 450, the calculation center application server 810, the payment management server 870, etc. The electronic payment processing by the electronic payment system 1 of the embodiment is executed.

  The non-contact IC chip 164 has its internal data read by the non-contact IC card reader / writer of the sand device 500 or the prize POS 640 described above. The non-contact IC card reader / writer can read, for example, a unique ID that can identify the non-contact IC chip 164 and data written in the storage area of the non-contact IC chip 164 in a non-contact manner. In addition, the non-contact IC card reader / writer writes data in the non-contact IC chip 164 in a non-contact manner. In the electronic payment system 1 according to an embodiment of the present invention, short-range wireless communication by NFC is performed between the non-contact IC chip of the mobile device 150 including the mobile phone 160 and the peripheral device 450 in the store.

  The main CPU 161 receives signals from a plurality of GPS (Global Positioning System) via the GPS antenna 165 and checks the position of the mobile phone 160. The position information obtained in this way is stored in the RAM 163 or the like and used in a program as necessary.

  The main CPU 161 communicates with the mobile phone base station by controlling the radio communication control unit 166 and the radio communication antenna 167, and transmits / receives call data to perform a call with other devices, or via the Internet. Control is performed so as to browse a WEB page provided from another terminal and to transmit / receive data to / from the application server 810 and the settlement management server 870. Further, the main CPU 161 controls the wireless communication control unit 166 and the wireless communication antenna 167 to realize wireless LAN communication with the wireless LAN access point and perform data transmission / reception via the Internet (used for wireless LAN communication). The antenna is an antenna different from the antenna that communicates with the mobile phone base station, but here is represented as a wireless communication antenna 167 for the sake of convenience).

  The main CPU 161 receives a signal input by the player operating the button 169 via the input control unit 168. The LCD 174 is configured as a touch panel display that can be touched by the player, and display control is performed by the LCD control unit 173. The main CPU 161 receives a signal input by operating the LCD 174.

  The camera 170 is a small imaging device built in the mobile phone 160, and the imaging element is configured by a CCD (Charge Coupled Device) or the like. Voice input / output is performed by the microphone 171 and the speaker 172, and voice signal processing by the main CPU 161 is performed, thereby enabling voice communication by a mobile phone.

  The description of the configuration of the smartphone 195, the feature phone 196, and other mobile devices is omitted, but the configuration is the same as the mobile phone 160 described above. Note that some portable devices 150 do not include a non-contact IC card (here, a non-contact IC chip built in the portable device 150), and Bluetooth (registered trademark), infrared communication, Wi- Communication with other devices and identification of mobile devices (communication devices) by other communication means including cellular phone communication networks such as Fi communication, 3G, 4G, LTE line, communication using QR code (registered trademark), etc. It can be performed.

  In addition, about the portable apparatus 150 provided with the non-contact IC chip, terminal authentication, confirmation of association, and the like are performed using a unique ID (unique ID) of NFC. When communicating by Bluetooth, terminal authentication, association confirmation, etc. are performed using a device address (having the same structure as the MAC address). In the case of infrared communication, at the time of initial setting of the payment application, the authentication key is stored in the payment application, thereby performing terminal authentication, confirmation of association, and the like. Further, in the case of Wi-Fi communication, a Wi-Fi MAC address is used to perform a device authentication in advance so that a call can be made. In the case of a 3G, 4G, LTE or other mobile phone call network, terminal authentication is performed using NFC or the like, and communication necessary for settlement is performed via the mobile phone call network.

  Next, the configuration of the application server 810 disposed in the computer center will be described with reference to FIG. FIG. 18 is a block diagram showing the configuration of the application server 810. The application server 810 includes a main CPU 811, a ROM 812, a RAM 813, an external storage device 814, and a network interface (I / F) 815.

  The main CPU 811 reads and executes control programs stored in the ROM 812 and the RAM 813. For example, the main CPU 811 controls communication between the portable device 150 and the computer center.

  The application server 810 is connected to the network 780 and the member management server 840 in the computer center via the network interface 815 so as to be communicable. A control program for carrying out the present invention is stored in, for example, the external storage device 814 and loaded into the RAM 813. The control program can also be provided from another device via the network interface 815 or from another device outside via another network including the Internet.

  Other servers in the computer center, that is, the member management server 840, the payment management server 870, and the action history management server 910 have the same configuration as the application server 810 described above. However, the member management server 840 includes a member management DB 860, the settlement management server 870 includes a settlement management DB 900, and the behavior history management server 910 includes a behavior history management DB 940.

[Device functions related to electronic payment systems]
Next, with reference to FIG. 19 to FIG. 29, functions of the respective devices relating to the electronic settlement system 1 according to an embodiment of the present invention will be described.

  First, the function of the in-store server 100 will be described with reference to FIG. FIG. 19A is a functional block diagram of the in-store server 100. The in-store server 100 includes a member management unit 121, a game medium holding number management unit 122, a settlement management unit 123, a deposit / withdrawal information transmission management unit 124, an action history management unit 125, and a network interface (I / F) unit 126. The in-store server 100 also has functions of a conventional hall computer such as prize management, but here, functions related to the present invention will be mainly described. The network interface unit 126 is connected to a device in the electronic settlement system 1 or a network such as the Internet, and controls data transmission / reception with a partner computer (the same applies to the network interface unit of other devices). The description of the network interface section below is omitted).

  The in-store server 100 also stores an in-store DB 130 in the external storage device 104. The in-store DB 130 stores a member information table 131 for storing information related to members of the hall store, and the player inputs when renting game media. A game medium retention number management table 132 for managing the number of remaining game amounts, the number of game media retained by instructing savings, and action history such as the game status (including visit status) of the member An action history management table 133 is included (see FIG. 26).

  When the member registration is performed in the in-store peripheral device 450 such as the prize POS 640, the member management unit 121 receives the input member information from the prize POS 640 and stores it in the member information table 131. As shown in FIG. 26A, the member information table 131 is a unique ID for identifying a member ID automatically assigned by the electronic settlement system 1 at the time of member registration and a contactless IC card (member card) issued at the same time. Stores ID, password, balance data stored when the amount of money thrown in when renting out game media remains, points, and player information (name, e-mail address, address, etc.) entered by the player.

  Here, the unique ID of the non-contact IC card (member card) issued at the time of membership registration is fixedly given at the production factory at the time of IC card production, and these unique IDs are stored in the CSV file, and are calculated electronically. Sent to the center. The computer center checks the CSV file to ensure that there is no duplication of the unique ID, and manages the non-contact IC card having an unknown unique ID so that it does not exist in the electronic payment system 1. Then, the member ID is associated with the unique ID of the contactless IC card (member card) assigned to the player, and further, the unique ID of the portable device 150 owned by the player is associated with the player. The portable device 150 can be used in the electronic payment system 1.

  The unique ID of the contactless IC card (member card) assigned to the player is basically unchanged in the electronic payment system 1, while the unique ID of the portable device 150 owned by the player is Due to model changes, loss, and other reasons, there is a possibility of being changed many times. For this reason, member information including personal information of the player is stored and managed for each unique ID of the contactless IC card (member card) (except for information stored individually in the portable device 150). Further, in terms of system design, it can be configured to permit or prohibit one portable device 150 from being redundantly linked to a plurality of member cards.

  The game medium holding number management unit 122 stores the contents stored in the membership card by the player in the game medium holding number management table 132 for each game medium type. As shown in FIG. 26B, the game medium holding number management table 132 stores the member card unique ID, the store code, and the number of game media for each game medium type.

  When the player gives an instruction for payment using the portable device 150 in the peripheral device 450 in the store, the payment management unit 123 transmits the payment request to the computer center, and the payment is successfully completed from the computer center. In response to this, the in-store peripheral device 450 is instructed to perform processing when payment is normally completed.

  The deposit / withdrawal information transmission management unit 124, when the player performs deposit payment, withdrawal settlement, exchange processing, prize exchange, etc. in the in-store peripheral device 450, the information is sent to the third party of the third party management center. Transmit to the management server 410 (via the third party management gateway 400).

  The action history management unit 125 stores in the action history management table 133 the game situation and operation details of the player transmitted from each device of the gaming machine 200 and the peripheral device 450 in the store. As shown in FIG. 26C, the action history management table 133 stores game contents and operation contents for each member and their times.

  Next, the function of the sand device 500 will be described with reference to FIG. FIG. 19B is a functional block diagram of the sand device 500. The sand device 500 includes a member management unit 531, a deposit settlement control unit 532, a withdrawal settlement control unit 533, an exchange process control unit 534, a display control unit 535, and a network interface (I / F) unit 536. The sand apparatus 500 has other functions, but here, the functions related to the present invention will be mainly described.

  The member management unit 531 reads the player's member card data by the contactless IC card reader / writer 505 to obtain a unique ID of the member card, and determines whether or not the member card is a legitimate card. to decide. If necessary, an authentication check using a password is performed.

  The deposit settlement control unit 532 controls to lend the game medium according to the amount when the player wants to lend the game medium and the player pays a predetermined amount to the hall store. . When the player selects a payment method such as one-touch payment using the debit card mechanism, the deposit payment control unit 532 moves the portable device 150 held by the player over the touch unit to the non-contact IC card reader / writer 505. To obtain data necessary for the settlement. The acquired data is transmitted to the computer center via the in-store server 100. When a notification to the effect that payment has been completed normally is received from the in-store server 100, control is performed to perform a gaming medium lending process.

  Further, when the player wishes to issue an information card, the payment settlement control unit 532 issues an information card according to the amount when the player pays a predetermined amount to the hall store. Control. When the player selects a payment method such as one-touch payment using the debit card mechanism, the deposit payment control unit 532 moves the portable device 150 held by the player over the touch unit to the non-contact IC card reader / writer 505. To obtain data necessary for the settlement. The acquired data is transmitted to the computer center via the in-store server 100. When receiving a notification from the in-store server 100 that the payment is normally completed, the information card stacker 508 controls to discharge the information card and perform the information card issuing process.

  Based on the player's instruction, the withdrawal / payment control unit 533 performs control so that the possessed ball and the stored ball are exchanged and transferred to the financial institution account of the player. When the player selects a settlement method such as one-touch settlement using a debit card mechanism, the withdrawal settlement control unit 533 sets the portable device 150 held by the player over the touch unit to a non-contact IC card reader / writer. In 505, data necessary for the settlement is obtained. The acquired data is transmitted to the computer center via the in-store server 100.

  Based on the player's instruction, the exchange processing control unit 534 controls to issue an information card, give points, and issue a coupon based on the value of a possession ball or a stored ball. For example, when an information card is issued, control is performed so that the information card is ejected from the information card stacker 508 and the information card issuance process is performed. When giving points, the in-store DB 130 of the in-store server 100 is updated, and points are given to the members of the corresponding member cards. When issuing a coupon, the printer 517 is controlled to print the coupon.

  The display control unit 535 controls the display content of the LCD 516 based on the processing of the member management unit 531, the payment settlement control unit 532, the withdrawal settlement control unit 533, and the exchange processing control unit 534.

  A network interface (I / F) unit 536 controls data transmission / reception with the digital signage device 540.

  Next, functions of the digital signage device 540 will be described with reference to FIG. FIG. 20A is a functional block diagram of the digital signage device 540. The digital signage device 540 includes a member management unit 551, a withdrawal settlement control unit 552, a display control unit 553, and a network interface (I / F) unit 554.

  The member management unit 551 acquires the unique ID of the member card by reading the data of the player's member card with the contactless IC card reader / writer 544, and determines whether or not the member card is a legitimate card. to decide. If necessary, an authentication check using a password is performed.

  Based on the player's instruction, the withdrawal / payment settlement control unit 552 controls the money to be exchanged based on the information about the possession / storing ball acquired from the sand device 500 and transferred to the player's financial institution account. When the player selects a settlement method such as one-touch settlement using a debit card mechanism, the withdrawal settlement control unit 552 moves the portable device 150 held by the player over the touch unit to a non-contact IC card reader / writer. Data is read at 544 and data necessary for the settlement is obtained. The acquired data is transmitted to the computer center via the in-store server 100.

  The display control unit 553 controls the display content of the LCD 549 based on the processing of the member management unit 551 and the withdrawal settlement control unit 552. Further, when the membership card is read by the non-contact IC card reader / writer 544, the balance of the edge ball storage ball (in association with the unique ID of the membership card is associated with the player's edge ball on the LCD 549 according to the player's instruction. By displaying the action status management table 133 of the in-store server 100 and the action history management table 941 of the action history management server 910, for example, It can be displayed as a journal history.

  Next, the function of the ticket issuing machine 560 will be described with reference to FIG. FIG. 20B is a functional block diagram of the ticket issuing machine 560. The ticket issuing machine 560 includes a member management unit 581, an information card issuance control unit 582, a display control unit 583, and a network interface (I / F) unit 584.

  The member management unit 581 reads the data of the player's member card by the contactless IC card reader / writer 564 to acquire the unique ID of the member card, and determines whether or not the member card is a regular card. to decide. If necessary, an authentication check using a password is performed.

  When the player wishes to issue an information card, the information card issuance control unit 582 controls to issue an information card according to the amount when the player pays a predetermined amount to the hall store. To do. When the player selects a payment method such as one-touch payment using the debit card mechanism, the information card issuance control unit 582 places the portable device 150 held by the player over the touch unit with a non-contact IC card reader / writer. Data is read at 564 and data necessary for the settlement is acquired. The acquired data is transmitted to the computer center via the in-store server 100. When a notification to the effect that payment has been normally completed is received from the in-store server 100, the information card is ejected from the information card stacker 569 and the information card issuance process is controlled.

  The display control unit 583 controls the display content of the LCD 572 based on the processing of the member management unit 581 and the information card issuance control unit 582.

  Next, with reference to FIG. 21A, the function of the checkout machine 600 will be described. FIG. 21A is a functional block diagram of the checkout machine 600. The settlement machine 600 includes a member management unit 621, a withdrawal settlement control unit 622, a display control unit 623, and a network interface (I / F) unit 624.

  The member management unit 621 acquires the unique ID of the member card by reading the player's member card data with the contactless IC card reader / writer 605, and determines whether or not the member card is a legitimate card. to decide. If necessary, an authentication check using a password is performed.

  Based on the player's instruction, the withdrawal / payment control unit 622 controls to exchange the balance of the information card read by the information card reader / writer 604 and transfer it to the player's financial institution account. When the player selects a settlement method such as one-touch settlement using the debit card mechanism, the withdrawal settlement control unit 622 moves the portable device 150 held by the player over the touch unit to the non-contact IC card reader / writer. In step 605, data necessary for the settlement is acquired. The acquired data is transmitted to the computer center via the in-store server 100.

  The display control unit 623 controls the display content of the LCD 611 based on the processing of the member management unit 621 and the withdrawal settlement control unit 622.

  Next, the function of the prize POS 640 will be described with reference to FIG. FIG. 21B is a functional block diagram of the prize POS 640. The prize POS 640 includes a member management unit 671, a withdrawal settlement control unit 672, an exchange processing control unit 673, a display control unit 674, and a network interface (I / F) unit 675. The prize POS 640 has other functions, but here, the functions related to the present invention will be mainly described.

  The member management unit 671 acquires the unique ID of the member card by reading the data of the player's member card with the contactless IC card reader / writer 645, and determines whether or not the member card is a legitimate card. to decide. If necessary, an authentication check using a password is performed.

  Based on the player's instruction, the withdrawal / payment control unit 672 controls to exchange the possessed balls and stored balls and transfer them to the player's financial institution account. When the player selects a settlement method such as one-touch settlement using a debit card mechanism, the withdrawal settlement control unit 672 displays the portable device 150 held by the player over the touch unit with a non-contact IC card reader / writer. In 645, data necessary for the settlement is acquired. The acquired data is transmitted to the computer center via the in-store server 100.

  Based on the player's instruction, the exchange processing control unit 673 controls to issue an information card, give points, and issue a coupon based on the value of a possession ball or a stored ball. For example, when an information card is issued, control is performed so that the information card is discharged from the card stacker 658 and the information card issuance process is performed. When giving points, the in-store DB 130 of the in-store server 100 is updated, and points are given to the members of the corresponding member cards. When issuing a coupon, the printer 646 is controlled to print the coupon.

  The display control unit 674 controls the display contents of the player side LCD 652 and the store side LCD 655 based on the processing of the member management unit 671, the withdrawal settlement control unit 672, and the exchange processing control unit 673.

  Next, the function of the payment machine 680 will be described with reference to FIG. FIG. 22A is a functional block diagram of the payment machine 680. The payment machine 680 includes a member management unit 701, a withdrawal settlement control unit 702, a display control unit 703, and a network interface (I / F) unit 704.

  The member management unit 701 acquires the unique ID of the member card by reading the data of the player's member card with the contactless IC card reader / writer 684, and determines whether or not the member card is a legitimate card. to decide. If necessary, an authentication check using a password is performed.

  Based on the player's instruction, the withdrawal / payment control unit 702 performs control so that the possessed ball and the stored ball are converted and transferred to the financial institution account of the player. When the player selects a settlement method such as one-touch settlement using a debit card mechanism, the withdrawal settlement control unit 702 moves the portable device 150 held by the player over the touch unit to a non-contact IC card reader / writer. Data is read at 684 and data necessary for the settlement is acquired. The acquired data is transmitted to the computer center via the in-store server 100.

  The display control unit 703 controls the display content of the LCD 690 based on the processing of the member management unit 701 and the withdrawal settlement control unit 702.

  Next, the function of the break room dedicated terminal 720 will be described with reference to FIG. FIG. 22B is a functional block diagram of the break room dedicated terminal 720. The break room dedicated terminal 720 includes a member management unit 741, an information card issuance control unit 742, a withdrawal settlement control unit 743, an exchange processing control unit 744, a display control unit 745, and a network interface (I / F) unit 746.

  The member management unit 741 acquires the unique ID of the member card by reading the player's member card data with the contactless IC card reader / writer 725, and determines whether or not the member card is a legitimate card. to decide. If necessary, an authentication check using a password is performed.

  When the player wishes to issue an information card, the information card issuance control unit 742 performs control to issue an information card according to the amount when the player pays a predetermined amount to the hall store. To do. When the player selects a payment method such as one-touch payment using the debit card mechanism, the information card issuance control unit 742 displays the portable device 150 held by the player over the touch unit, with a non-contact IC card reader / writer. In 725, data necessary for the settlement is acquired. The acquired data is transmitted to the computer center via the in-store server 100. When a notification to the effect that payment has been normally completed is received from the in-store server 100, the information card is discharged from the information card stacker 730 and the information card issuance process is controlled.

  Based on the player's instruction, the withdrawal / payment control unit 743 performs control to convert the stored ball and transfer it to the player's financial institution account. When the player selects a settlement method such as one-touch settlement using the debit card mechanism, the withdrawal settlement control unit 743 moves the portable device 150 held by the player over the touch unit to the non-contact IC card reader / writer. In 725, data necessary for the settlement is acquired. The acquired data is transmitted to the computer center via the in-store server 100.

  The exchange processing control unit 744 controls to issue an information card, give points, and issue a coupon based on the value of the stored ball based on the player's instruction. For example, when an information card is issued, control is performed so that the information card is discharged from the information card stacker 730 and the information card issuance process is performed. When giving points, the in-store DB 130 of the in-store server 100 is updated, and points are given to the members of the corresponding member cards. When issuing a coupon, the printer 735 is controlled to print the coupon.

  The display control unit 745 controls the display content of the LCD 733 based on the processing of the member management unit 741, the information card issuance control unit 742, the withdrawal settlement control unit 743, and the exchange processing control unit 744.

  Next, the function of the stand-alone payment terminal 750 will be described with reference to FIG. FIG. 23A is a functional block diagram of the stand-alone payment terminal 750. The stand-alone payment terminal 750 includes a member management unit 771, an information card issuance control unit 772, a withdrawal settlement control unit 773, an exchange processing control unit 774, a display control unit 775, and a system compatible network interface (I / F) unit 776. Including.

  The member management unit 771 acquires the unique ID of the member card by reading the data of the player's member card with the contactless IC card reader / writer 755, and determines whether or not the member card is a legitimate card. to decide. If necessary, an authentication check using a password is performed.

  When the player wishes to issue an information card, the information card issuance control unit 772 controls to issue an information card according to the amount when the player pays a predetermined amount to the hall store. To do. When the player selects a payment method such as one-touch payment using the debit card mechanism, the information card issuance control unit 772 moves the portable device 150 held by the player over the touch unit to the non-contact IC card reader / writer. In 755, data necessary for the settlement is acquired. The acquired data is transmitted to the computer center via the in-store server 100. When receiving a notification from the in-store server 100 that the payment has been completed normally, control is performed so that the information card is discharged from the information card stacker 760 and the information card issuance process is performed.

  Based on the player's instruction, the withdrawal / payment control unit 773 controls the cash to be saved and transferred to the player's financial institution account. When the player selects a settlement method such as one-touch settlement using the debit card mechanism, the withdrawal settlement control unit 773 moves the portable device 150 held by the player over the touch unit to the non-contact IC card reader / writer. In 755, data necessary for the settlement is acquired. The acquired data is transmitted to the computer center via the in-store server 100.

  Based on the player's instruction, the exchange processing control unit 774 controls to issue an information card, give points, and issue a coupon based on the value of the stored ball. For example, when an information card is issued, control is performed so that the information card is discharged from the information card stacker 760 and the information card issuance process is performed. When giving points, the in-store DB 130 of the in-store server 100 is updated, and points are given to the members of the corresponding member cards. When issuing a coupon, the printer 765 is controlled to print the coupon.

  The display control unit 775 controls the display content of the LCD 733 based on the processing of the member management unit 771, the information card issuance control unit 772, the withdrawal settlement control unit 773, and the exchange processing control unit 774.

  The system-compatible network interface unit 776 performs protocol conversion and data format conversion as necessary to connect the stand-alone payment terminal 750 to the electronic payment system 1 of the present embodiment.

  Next, functions of the mobile phone 160 will be described with reference to FIG. FIG. 23B is a functional block diagram of the mobile phone 160. The mobile phone 160 includes a member management unit 181, a member registration management unit 182, a payment management unit 183, a display control unit 184, and a wireless communication control unit 185. Although the mobile phone 160 has other functions, the functions related to the present invention are mainly described here. Further, the other portable devices 150 including the smartphone 195 and the feature phone 196 have the same function. The storage unit 190 such as the RAM 163 stores user information 191, cash card information 192, and credit card information 193 (see FIG. 27).

  Of the above functions, the member management unit 181, the member registration management unit 182, and the payment management unit 183, for example, install a payment application adapted to the electronic payment system 1 of the present embodiment on the mobile phone 160. This is realized by executing.

  When NFC communication is performed by the non-contact IC card reader / writer of the in-store peripheral device 450, the member management unit 181 assigns a unique ID for identifying the non-contact IC chip included in the mobile phone 160 as necessary. It transmits to the in-store peripheral device 450. In the user information 191 shown in FIG. 27A, a member ID and an application password for operating the payment application are stored.

  The member registration management unit 182 further functions for the player who is a member (that is, a player who has a contactless IC card (member card) and performs membership registration). Control so that membership registration (registration of electronic payment member) can be used. This member registration is performed by displaying the registration screen on the LCD 174 of the mobile phone 160 in association with the application server 810 of the computer center and the member management server 840, and the player inputting information on the screen. The data input by this registration includes, for example, the application password included in the user information 191 shown in FIG. 27A, the cash card information 192 shown in FIG. 27B, and the credit shown in FIG. This is card information 193.

  The settlement management unit 183 cooperates with the in-store server 100, the settlement management server 870 of the computer center, and the like to execute the one-touch settlement performed by the player holding the mobile phone 160 over the touch unit of the in-store peripheral device 450. to manage.

  The display control unit 184 controls the display content of the LCD 174 based on the processing of the member management unit 181, member registration management unit 182, and settlement management unit 183. In addition, the payment application has a WEB browser function, reads HTML data stored in the application server 810 of the computer center, displays the WEB page on the LCD 174 of the portable device, and performs a series of conversation processing and data transmission / reception. Realize. In this case, the application server 810 functions as a WEB server.

  The wireless communication control unit 185 controls data transmission / reception of the mobile phone 160 through wireless communication. For example, communication is performed with each server of the computer center via the network 790 and the network 780. Here, the connection to the computer center via the mobile phone base station and the mobile phone telephone network, and the connection to the computer center via the wireless LAN access point and the wireless LAN are controlled. In any route, data communication can be performed between the mobile phone 160 and each server of the computer center using various protocols including a TCP / IP-based protocol.

  Next, the function of the application server 810 of the computer center will be described with reference to FIG. FIG. 24A is a functional block diagram of the application server 810. The application server 810 includes an access control unit 821, a service authentication unit 822, and a network interface (I / F) unit 823.

  The access control unit 821 controls and manages access to the computer center of the in-store server 100, the in-store peripheral device 450, and the portable device 150 in the hall store. It has a function as a WEB server, and provides HTML data or the like stored in the data storage unit 830 as response data in response to a request from the portable device 150 or the like.

  The service authentication unit 822 checks whether the member can implement the service specified by the service ID in response to a service authentication request from the mobile device 150 or the like.

  Next, the function of the member management server 840 of the computer center will be described with reference to FIG. FIG. 24B is a functional block diagram of the member management server 840. The member management server 840 includes a member registration control unit 851, a member information management unit 852, and a network interface (I / F) unit 853. The member management server 840 has a member management DB 860, and a member information management table 861 is stored in the member management DB 860 (see FIG. 28).

  The member registration control unit 851 controls member registration processing to the electronic payment system 1 of the present embodiment using the portable device 150 by the player.

  The member information management unit 852 stores the member information acquired in the member registration process controlled by the member registration control unit 851 in the member information management table 861. In addition, when a player becomes a member of a hall store, the member ID and the association data of the membership card and other member information to be set are sent to each hall store (member information of each in-store server 100) at a predetermined timing. From the table 131) and stored in the member information management table 861.

  Next, the function of the settlement management server 870 of the computer center will be described with reference to FIG. FIG. 25A is a functional block diagram of the payment management server 870. The settlement management server 870 includes a deposit / payment management unit 891, a withdrawal / payment management unit 892, an exchange processing management unit 893, and a network interface (I / F) unit 894. Moreover, the payment management server 870 has a payment management DB 900, and a hall store account management table 901 and a payment information management table 902 are stored in the payment management DB 900 (see FIG. 29).

  The deposit settlement management unit 891 controls deposit settlement processing in the electronic settlement system 1 of the present embodiment. As shown in FIG. 4, various patterns of payment settlement processing are possible in various in-store peripheral devices 450, and particularly the payment settlement processing characteristic of the present invention includes the fourth pattern, the fifth pattern, One-touch settlement such as the seventh pattern and the eighth pattern.

  In each payment settlement process, a processing number is assigned, and each time the payment settlement is performed, transaction information corresponding to the settlement information management table 902 is stored.

  The withdrawal settlement management unit 892 controls the withdrawal settlement process in the electronic settlement system 1 of the present embodiment. As shown in FIG. 4, various patterns of withdrawal and settlement processing are possible in various in-store peripheral devices 450. In particular, the withdrawal and settlement processing characteristic of the present invention includes the tenth and twelfth patterns. One-touch payment like a pattern.

  In addition to the player's financial institution account, information on the financial institution account of the corresponding hall store (information on the financial institution account and personal identification number in the withdrawal settlement process) is required for the deposit settlement process and the withdrawal settlement process. However, this information is stored in the hall store account management table 901. The payment settlement management unit 891 and the withdrawal settlement management unit 892 obtain a financial institution account corresponding to the designated hall store by referring to the hall store account management table 901 for each settlement process, and the found financial institution A payment request is made to each payment server using the account information.

  In the example shown in FIG. 29A, the hall store account management table 901 stores a deposit account and a withdrawal account for each hall store. Here, although the deposit account and the withdrawal account are stored separately, a configuration in which a single account is managed may be employed.

  The exchange process management unit 893 controls exchange processes in the electronic payment system 1 of the present embodiment. As shown in FIG. 4, various patterns of replacement processing are possible in various in-store peripheral devices 450. For example, in the thirteenth pattern, an information card can be issued with the coins and storage balls as consideration, and in the fourteenth pattern, the points that can be used in the hall store with the possession balls and deposits as consideration (member card) In the fifteenth pattern, points that can be used outside the hall store will be given (to the membership card) as a consideration for the possession and storage balls. Or, a coupon that can be used outside the hall store can be issued.

  Next, the function of the behavior history management server 910 of the computer center will be described with reference to FIG. FIG. 25B is a functional block diagram of the action history management server 910. The action history management server 910 includes an action history management unit 931 and a network interface (I / F) unit 932. The behavior history management server 910 has a behavior history management DB 940, and a behavior history management table 941 is stored in the behavior history management DB 940 (see FIG. 29C).

  The action history management unit 931 includes all players including lending, savings, possession, counting, prize exchange, payment settlement processing, withdrawal settlement processing, and exchange processing according to the electronic settlement system 1 of this embodiment. Are stored in the action history management table 941. The action history management table 941 including such an enormous amount of data is expected to be used as big data.

  The action history management unit 931 acquires data by cooperating with the payment management server 870 and stores the data in the action history management table 941 with respect to the deposit settlement process, the withdrawal settlement process, and the exchange process. In addition, the behavior history management unit 931 copies the data stored in the behavior history management table 133 by the in-store server 100 at a predetermined timing to determine the game situation and behavior of the player grasped at each hall store. Add to the management table 941.

[Processing flow of electronic payment]
Next, with reference to FIGS. 30 to 50, a flow of processing relating to electronic payment in the electronic payment system 1 according to an embodiment of the present invention will be described.

  FIG. 30 shows a processing flow when a player who has already been registered as a member of a hall store is registered as a member (electronic payment member) according to the electronic payment system 1 of the present embodiment. The processing flow of FIG. 30 shows the processing by the portable device 150, the in-store server 100 in the hall store, and the application server 810 and member management server 840 in the computer center for each of these devices.

  First, an application menu is displayed in response to the player activating a payment application on the mobile device 150 (step S10). Therefore, it is determined whether or not a menu item for member registration processing is selected (step S11), and this determination processing is repeated until a menu item for member registration processing is selected (NO in step S11). When the menu item for the member registration process is selected (YES in step S11), the WEB server (computer center application server 810) is accessed (step S12), and a member registration page is requested.

  In response to this request, the application server 810 returns a member registration page (HTML data) (step S13). When the mobile device 150 receives this member registration page, the mobile device 150 displays a member registration screen on the LCD of the mobile device 150 (step S14). Here, the player uses the buttons and touch panel of the mobile device 150 to input a member on the member registration screen.

  The member registration screen is, for example, a member registration screen 1510 as shown in FIG. In the member registration screen 1510, a member information input area 1511 and a registration button 1512 are displayed, and the player inputs a payment application password, cash card information, and credit card information in the member information input area 1511.

  Cash card information is data that is used to perform deposit payment processing by one-touch payment using a debit card mechanism, and credit card information is one-touch payment using a debit card mechanism. This is data used to transfer a certain amount to a player's financial institution account by cashing with a credit card when performing a withdrawal settlement process.

  The password for the payment application is a password that is required when the player activates the payment application in order to make payment or withdrawal payment, and can be omitted. The cash card information includes, for example, a bank code, a branch code, an account number, and a password, and the credit card information includes, for example, a card number, a holder (Roman character), an expiration date, and a password.

  Next, it is determined whether or not the registration button 1512 is pressed (step S15), and this determination process is repeated until the registration button 1512 is pressed (NO in step S15). When the registration button 1512 is pressed (YES in step S15), the player acquires the member information input on the member registration screen 1510 (step S16), and further acquires the unique ID of the IC chip of the portable device 150. (Step S17) This information is stored in the member management server 840 of the computer center together with the member ID already assigned to the player and held by the portable device 150 and the store code of the hall store to which the member belongs (cell phone communication). It is transmitted (via a network or the like) (step S18).

  When the member management server 840 receives the member information from the portable device 150, the member management server 840 checks whether or not the member ID exists in the member information table 131 (step S19) and determines (step S20). If it does not exist (NO in step S20), the application server 810 is instructed to display an error (step S21). In response, the application server 810 transmits an error display page to the mobile device 150 (step S22). . When receiving the error display page from the application server 810, the portable device 150 displays a check error on the LCD (step S23).

  If the member ID is present in the member information table 131 (YES in step S20), an authentication check (authorization check) such as a one-yen authorization is performed based on the cash card information and credit card information (step S24). If the authorization check fails, that is, if it is determined that the bank account or the like cannot be used for some reason (NO in step S25), an error display is instructed to the application server 810 (step S26), and the application is responded accordingly. The server 810 transmits an error display page to the mobile device 150 (step S27). When receiving the error display page from the application server 810, the portable device 150 displays a check error on the LCD (step S23).

  If the authorization check is successful (YES in step S25), the member management server 840 stores the portable device unique ID in the corresponding member ID record of the member information management table 861 and associates this information with the member ID (step S28). ). Note that cash card information and credit card information are not stored in any server in the computer center.

  When the update of the member information management table 861 is completed, a registration completion notification is sent to the in-store server 100 (step S29). In response, the in-store server 100 stores the mobile device in the corresponding member ID record in the member information table 131. The unique ID is stored, and this information is associated with the member ID (step S30).

  In response to the registration completion notification from the member management server 840, the application server 810 transmits a registration completion page to the mobile device 150 (step S31), and the mobile device 150 accordingly changes the cash card information to the cash card information. As 192, the credit card information is stored as the credit card information 193 in the RAM or the like of the portable device 150, respectively (step S32). Thereafter, the portable device 150 displays a registration completion display on the LCD (step S33).

  FIG. 32 is a modification of the member registration screen 1510 shown in FIG. As shown in the member information input area 1516 of the member registration screen 1515 shown in FIG. 32, the availability of cashing and the designated cash amount are added as credit card information. Whether or not the cashing can be used is specified by the player himself / herself whether or not to perform credit cashing automatically when a shortage occurs in the player's financial institution account during the payment settlement process. Also, the cashing designation amount is an amount transferred to the player's financial institution account in one cashing, and this is designated by the player himself. By pressing a registration button 1517, membership information is registered in the same manner as in the member registration screen 1510.

  Next, with reference to FIGS. 33 to 36, a processing flow in the case where the player makes a one-touch settlement using the portable device 150 in the sand device 500 will be described. Here, for example, it is assumed that the payment settlement by the third settlement pattern is specified when the game medium is lent out in the sand device 500. As shown in FIG. 4, the third payment pattern is a one-touch payment using a debit card mechanism.

  FIGS. 33 and 34 show a series of processing flows. The portable device 150, the in-store peripheral device 450 and the in-store server 100 in the hall store, the settlement management server 870 in the computing center, and the settlement at the partner debit settlement center. The processing by the server 1120 and the financial institution server (the financial institution server 1300 of the player-using financial institution and the financial institution server 1320 of the hall store-using financial institution) is shown for each of these devices.

  First, in FIG. 33, the in-store peripheral device 450 (here, the sand device 500) displays a sand menu screen on the operation unit 34 (LCD 516), pays the amount specified by the player, and uses the debit card mechanism. It is determined whether or not to use the one-touch payment, that is, “one-touch debit card payment” (step S110), and this determination process is repeated until the payment or another payment is selected (NO in step S110). When “one-touch debit card payment” is selected (YES in step S110), the sand device 500 displays a one-touch payment screen on the operation unit 34 (step S111).

  FIG. 35A shows an example of a sand menu screen displayed on the operation unit 34 of the sand device 500. In the sand menu screen 1520 of FIG. 35A, processing executed by the sand device 500 can be designated, and “return”, “rental”, “start counting”, “counting stop”, “storing”, “ Buttons for “Picking out stored balls”, “Picking up balls”, “Exchange prizes”, and “Service” are displayed.

  For example, the “return” button is pressed when returning the inserted information card. At this time, balance information and the like are written in the information card. The “counting start” button is pressed when a game medium is inserted into the game medium counting slot and counted. The “count stop” button is pressed when counting is stopped after counting of game media is started. The “exchange prize” button displays a shopping list selected in advance by the player, and determines a prize to be exchanged by selecting a prize that is actually desired to be exchanged there.

  Here, when the player presses a “lending” button, which means lending game media, the display of the operation unit 34 changes to a lending menu screen 1530 as shown in FIG.

  In the lending menu screen 1530 shown in FIG. 35 (B), the pattern of the amount of money used when lending game media in the sand device 500 and the settlement method are displayed. In this example, there are four loan amounts, “1000 yen”, “2000 yen”, “3000 yen”, and “5000 yen”, and the number of game media to be loaned is determined according to the specified amount. The For example, when “2000 yen” is designated for a 20-yen loan medal, 100 medals are lent out.

  The player presses the amount button to specify the amount, and then selects a payment method. In this example, one of “cash”, “credit card payment”, “debit card payment”, “one-touch debit card payment”, “multi-payment payment”, and “one-touch multi-payment payment” is selected. When “cash” is selected, a screen instructing to insert a bill into the bill insertion slot 33 (see FIG. 9) is displayed on the operation unit 34. "Credit card payment", "Debit card payment", and "Multi-payment payment" are for players to input their financial institution account number, etc. When these payment methods are selected, the input screen will be displayed as an operation unit. 34. In this example, an option is provided for the payment method so that the player can select it. However, it is possible to fix only one payment method and not provide an option. The same applies to withdrawal settlement.

  In “one-touch debit card payment” and “one-touch multi-payment payment”, information such as a bank account is input to the player's portable device 150 in the above-described member registration process, and the portable device 150 is held over the sand device 500. This makes it easy to make payment. “One-touch debit card payment” uses cash card information or the like, and deposits money from the player's financial institution account to the financial institution account of the hall store in response to a payment request from the payment server 1120 of the partner debit payment center. “One-touch multi-payment payment” uses cash card information or the like, and deposits money from the player's financial institution account to the financial institution account of the hall store in response to a payment request from the payment server 1100 of the payment agency.

  Here, it is assumed that the “one-touch debit card payment” button is pressed and selected by the player. When the “one-touch debit card payment” button is pressed, the display of the operation unit 34 transitions to a one-touch payment screen 1535 shown in FIG. On the one-touch settlement screen 1535, a settlement amount corresponding to the selected amount is displayed and “Please hold your mobile phone / smart phone over the touch unit” is displayed. In this example, in order to make the explanation easier to understand, the value of the rented game media itself is displayed as the settlement amount, but the fees and various fees of each institution including the computer center, partner debit settlement center, and financial institution are various. When tax is to be borne by the player, the amount can be settled by adding the fee or tax to the specified amount. Further, such fees and taxes can be borne by the hall store side, or both the player and the hall store can bear a certain percentage.

  Here, when the portable device 150 is brought close to (by holding) or touches the touch unit 36 of the sand device 500, one-touch settlement is started.

  Returning to the description of FIG. 33, after the one-touch settlement screen 1535 shown in FIG. 36A is displayed, it is determined whether or not the portable device 150 is close (held) (step S112). If not (NO in step S112), this process is repeated. When the portable device 150 is close (YES in step S112), the unique ID of the non-contact IC chip of the portable device 150 is acquired by NFC communication or the like (step S113), and then the acquired unique ID and the specified amount A settlement amount corresponding to the request is transmitted from the sand device 500 to the in-store server 100 (step S114). At this time, if the player is reading a non-contact IC card (member card), the sand device 500 can also transmit the unique ID of this member card to the in-store server 100.

  Next, the in-store server 100 searches the member information table 131 (step S115), and determines whether or not the received unique ID (or member ID) exists as a regular member (step S116). If the received unique ID is not found in the member information table 131 (NO in step S116), an authentication failure notification is transmitted to the sand device 500 (step S117), and the sand device 500 that has received this notification sends it to the operation unit 34. An authentication failure is displayed (step S118).

  When the received unique ID is found in the member information table 131 (YES in step S116), a notification of successful authentication is transmitted to the sand device 500 (step S119). A payment application activation request is issued (step S120).

  The portable device 150 activates the payment application in response to the payment application activation request from the sand device 500 (step S121). In addition, when the in-store server 100 receives the unique ID of the membership card from the sand device 500, it stores it in the storage device (step S122), stores the hall store store code, the in-store peripheral device (sand device) number, The settlement amount, the processing number assigned by the in-store server 100, and the like are transmitted to the settlement management server 870 and the sand device 500 in the computer center (step S123). Here, the in-store peripheral device number is required to control the sand device 500 later. The in-store peripheral device number may be, for example, an IP address or other unique number managed by the system. The settlement management server 870 stores the store code received from the in-store server 100 in the settlement information management table 902 (step S127).

  The sand device 500 transmits the store code received from the in-store server 100 to the portable device 150 (step S124), and the payment application of the portable device 150 that has received the code is displayed on the LCD of the portable device 150. (Shown) is displayed (step S125). At this time, the sand device 500 can transmit all the information necessary for the settlement, or can transmit the minimum necessary information. For example, if it is necessary to display the payment amount on the portable device 150 and allow the player to confirm, the payment amount and the processing number are transmitted, and if it is not necessary to display the payment amount, only the processing number is transmitted. The processing number is necessary for specifying the content of the payment to be executed in the payment management server 870 unless all the information related to the payment is transmitted to the mobile device 150. Here, the portable device 150 determines whether or not the “payment execution” button has been pressed by the player (step S126), and if not pressed (NO in step S126), the determination is repeated.

  Next, referring to FIG. 34, in the mobile device 150, when the “settlement execution” button is pressed by the player (YES in step S126), the payment application of the mobile device 150 is sent to the payment management server 870 of the computer center. On the other hand, a settlement request is transmitted (step S128). This settlement request message includes, for example, cash card information (debit settlement account number, personal identification number), processing number, and the like. At this time, the payment amount is transmitted from the in-store server 100 and stored in step S123, so there is no need to retransmit. The payment amount can be obtained from the payment management server 870, for example, by referring to the payment information management table 902 using the process number as a key. Communication from the mobile device 150 to the payment management server 870 is performed via a mobile phone communication network or the like.

  Upon receiving the payment request from the mobile device 150, the payment management server 870 transmits the received payment request for the payment amount to the payment server 1120 of the partner debit payment center (step S129). This settlement request message includes, for example, cash card information (debit settlement account number, personal identification number), settlement amount, and corresponding hall store account number.

  The payment server 1120 that has received the payment request from the payment management server 870 instructs the debit payment processing (step S130), and the financial institution server (the financial institution server 1300 of the player-using financial institution and the hall) that has received this instruction via CAFIS. The financial institution server 1320 of the store-use financial institution performs automatic remittance from the player's financial institution account (personal account) to the hall store financial institution account (corporate store) (step S131). For example, as shown in the one-touch settlement screen 1535 in FIG. 36A, when the settlement amount is 3000 yen, 3000 yen is withdrawn from the player's financial institution account and 3000 yen is transferred to the financial institution account of the hall store. .

  In this example, the process of step S131 is represented as a process of performing automatic remittance from a player's financial institution account (individual account) to a hall store financial institution account (corporate store). For example, in the case where the player bears various fees and tax burdens, as shown in FIG. 2, the player's financial A settlement can be made between the institutional account (individual account) and the financial institution account (corporate store) of the hall store via the computer center account of the financial institution using the computer center.

  Thereafter, it is determined whether or not the remittance process is normally completed (step S132). If the remittance process is normally completed (YES in step S132), a normal termination notification is sent to the settlement server 1120 of the partner debit settlement center. Is performed (step S133).

  The settlement server 1120 that has received the normal termination notification sends a normal termination notification to the settlement management server 870 (step S134), and the settlement management server 870 that has received this notification sends the completion notification via the mobile phone communication network or the like. The processing result and the like are transmitted to the in-store server 100 (step S135). Thereafter, the settlement management server 870 stores the result of the settlement process in the behavior history management table 903 as behavior history information (step S137).

  The payment application of the mobile device 150 that has received the completion notification from the payment management server 870 displays a notification that the payment has been completed on the LCD of the mobile device 150 (step S136).

  Upon receiving the processing result or the like from the settlement management server 870, the in-store server 100 refers to, for example, the in-store peripheral device number and transmits the processing result to the target sand device 500 (step S138) and the processing result Payment information is generated, and the payment information is transmitted to the third party management server 410 (via the third party management gateway 400) (step S139).

  When the sand apparatus 500 receives the processing result or the like from the in-store server 100, the sand apparatus 500 executes post-payment processing (step S140). This processing is the same as that when the game device is rented out in cash in the sand device 500. In this example, the game device for 3000 yen is provided from the sand device 500. Thereafter, the sand device 500 transmits a lending completion notification to the settlement management server 870 (step S141), and the settlement management server 870 that has received the lending is lent according to the notification as a result of the successful settlement. The completion of the process is recorded in the settlement information management table 902 (step S142).

  Thereafter, the sand device 500 displays a message indicating that the settlement has been completed on the operation unit 34 (step S143). For example, the one-touch settlement screen 1535 shown in FIG. 36A is updated like the one-touch settlement screen 1535 shown in FIG. 36B, and a message “settlement is completed” is displayed.

  If the payment fails in step S132 (NO in step S132), a payment failure notification is sent to the payment server 1120 of the partner debit payment center (step S144). This notification message may include a reason code.

  The settlement server 1120 that has received the settlement failure notification sends a settlement failure notification to the settlement management server 870 (step S145), and the settlement management server 870 that has received this notification sends the settlement failure notification via the mobile phone communication network or the like. Then, the processing result and the like are transmitted to the in-store server 100 (step S146). Thereafter, the payment management server 870 stores the result of the payment processing in the action history management table 903 as action history information (step S148).

  The payment application of the mobile device 150 that has received the payment failure notification from the payment management server 870 displays a notification that the payment has failed on the LCD of the mobile device 150 (step S147). Here, a reason code indicating the reason for the payment failure may be displayed on the LCD of the portable device 150.

  When the store server 100 receives a processing result or the like from the settlement management server 870, the store server 100 transmits the processing result to the sand device 500 (step S149). When the sand device 500 receives the processing result or the like from the in-store server 100, the sand device 500 displays a message indicating that the settlement has failed on the operation unit 34 (step S150).

  In the series of processing flows shown in FIGS. 33 and 34, the settlement management server 870 of the computer center and the settlement server 1120 of the partner debit settlement center are servers arranged at different sites. It is also possible to cause the settlement server 1120 to be executed substantially at the computer center (or under the same organization as the computer center).

  Next, with reference to FIGS. 38 to 40, a processing flow in the case where the player performs a one-touch settlement using the portable device 150 in the sand device 500 will be described. Here, for example, it is assumed that the payment settlement according to the fourth settlement pattern is designated when the game medium is lent out in the sand device 500. As shown in FIG. 4, the fourth payment pattern is a one-touch payment using a credit card cashing and debit card mechanism, and is an extension of the above-described third payment pattern function.

  FIGS. 37 to 40 show a series of processing flows. The portable device 150, the in-store peripheral device 450 and the in-store server 100 in the hall store, the settlement management server 870 in the computing center, and the settlement at the partner debit settlement center. The processing by the server 1120 and the financial institution server (the financial institution server 1300 of the player-using financial institution and the financial institution server 1320 of the hall store-using financial institution) is shown for each of these devices. Note that a part of FIG. 39 shows processing in the payment server 1140 of the partner card company instead of the payment server 1120 of the partner debit payment center.

  First, in FIG. 37, the in-store peripheral device 450 (here, the sand device 500) displays a sand menu screen on the operation unit 34 (LCD 516), pays the amount specified by the player, and uses the debit card mechanism. It is determined whether or not to use the one-touch payment used, that is, “one-touch debit card payment” (step S210), and this determination process is repeated until the payment or another payment is selected (NO in step S210). When “one-touch debit card payment” is selected (YES in step S210), the sand device 500 displays a one-touch payment screen on the operation unit 34 (step S211).

  Here, after the one-touch settlement screen 1535 shown in FIG. 36 (A) is displayed, it is determined whether or not the portable device 150 is close (held) (step S212). This process is repeated (NO in S212). When the portable device 150 is close (YES in step S212), the unique ID of the non-contact IC chip of the portable device 150 is acquired by NFC communication or the like (step S213), and then the acquired unique ID and the specified amount The settlement amount corresponding to the request is transmitted from the sand device 500 to the in-store server 100 (step S214). At this time, if the player is reading a non-contact IC card (member card), the sand device 500 can also transmit the unique ID of this member card to the in-store server 100.

  Next, the in-store server 100 searches the member information table 131 (step S215), and determines whether or not the received unique ID (or member ID) exists as a regular member (step S216). If the received unique ID is not found in the member information table 131 (NO in step S216), an authentication failure notification is transmitted to the sand device 500 (step S217), and the sand device 500 that has received this notification sends it to the operation unit 34. Authentication failure is displayed (step S218).

  When the received unique ID is found in the member information table 131 (YES in step S216), a notification of successful authentication is transmitted to the sand device 500 (step S219). Then, a payment application activation request is made (step S220).

  The portable device 150 activates the settlement application in response to the settlement application activation request from the sand device 500 (step S221). Further, when the in-store server 100 receives the unique ID of the membership card from the sand device 500, the in-store server 100 stores it in the storage device (step S222), stores the hall store store code, the in-store peripheral device (sand device) number, The settlement amount, the processing number assigned by the in-store server 100, and the like are transmitted to the settlement management server 870 of the computer center and the sand device 500 (step S223). The settlement management server 870 stores the store code received from the in-store server 100 in the settlement information management table 902 (step S227).

  The sand device 500 transmits the store code received from the in-store server 100 to the portable device 150 (step S224), and the payment application of the portable device 150 that has received the code is displayed on the LCD of the portable device 150. (Shown) is displayed (step S225). At this time, the sand device 500 can transmit all the information necessary for the settlement, or can transmit the minimum necessary information. For example, if it is necessary to display the payment amount on the portable device 150 and allow the player to confirm, the payment amount and the processing number are transmitted, and if it is not necessary to display the payment amount, only the processing number is transmitted. The processing number is necessary for specifying the content of the payment to be executed in the payment management server 870 unless all the information related to the payment is transmitted to the mobile device 150. Here, the portable device 150 determines whether or not the “settlement execution” button has been pressed by the player (step S226), and if not (NO in step S226), the determination is repeated.

  Next, referring to FIG. 38, in the portable device 150, when the “settlement execution” button is pressed by the player (YES in step S226), the settlement application of the portable device 150 is sent to the settlement management server 870 of the computer center. On the other hand, a settlement request is transmitted (step S228). This settlement request message includes, for example, cash card information (debit settlement account number, personal identification number), processing number, and the like. At this time, the payment amount is transmitted from the in-store server 100 and stored in step S123, so there is no need to retransmit. The payment amount can be obtained from the payment management server 870, for example, by referring to the payment information management table 902 using the process number as a key. Communication from the mobile device 150 to the payment management server 870 is performed via a mobile phone communication network or the like.

  Upon receiving the payment request from the mobile device 150, the payment management server 870 transmits the received payment request for the payment amount to the payment server 1120 of the partner debit payment center (step S229). This settlement request message includes, for example, cash card information (debit settlement account number, personal identification number), settlement amount, and corresponding hall store account number.

  The payment server 1120 that has received the payment request from the payment management server 870 instructs the debit payment processing (step S230), and the financial institution server (the financial institution server 1300 of the player-using financial institution and the hall) that has received this instruction via CAFIS. The financial institution server 1320 of the store-use financial institution performs automatic remittance from the player's financial institution account (personal account) to the hall store financial institution account (corporate store) (step S231). For example, as shown in the one-touch settlement screen 1535 in FIG. 36A, when the settlement amount is 3000 yen, 3000 yen is withdrawn from the player's financial institution account and 3000 yen is transferred to the financial institution account of the hall store. .

  In this example, the process of step S231 is represented as a process of performing automatic remittance from the player's financial institution account (individual account) to the hall store financial institution account (corporate store). For example, in the case where the player bears various fees and taxes, the player's finance is collected as shown in FIG. A settlement can be made between the institutional account (individual account) and the financial institution account (corporate store) of the hall store via the computer center account of the financial institution using the computer center.

  Thereafter, it is determined whether or not the remittance process is normally completed (step S232). If the remittance process is normally completed, a normal completion notification is sent to the settlement server 1120 of the partner debit settlement center. Note that the case where the remittance process is normally completed is the same as the process described with reference to FIG.

  If the payment fails in step S232 (NO in step S232), a payment failure notification is sent to the payment server 1120 of the partner debit payment center (step S233). This notification message may include a reason code. In this example, it is assumed that payment has failed due to a shortage of balance.

  The settlement server 1120 that has received the settlement failure notification sends a settlement failure notification to the settlement management server 870 (step S234), and the settlement management server 870 that has received the settlement failure notification sends the settlement failure notification via the mobile phone communication network or the like. Then, the payment application of the portable device 150 that has received the message displays the notification that the payment has failed due to insufficient balance on the LCD of the portable device 150 (step S236).

  The settlement management server 870 then instructs the portable device 150 to display a deposit instruction screen when the balance is insufficient (step S237). Upon receiving the instruction, the payment application of the mobile device 150 displays a bank account deposit instruction screen on the LCD of the mobile device 150 for instructing the player's financial institution account to replenish the amount by credit card caching. It is displayed (step S238).

  Here, the portable device 150 determines whether or not the “execution instruction” button has been pressed by the player (step S239), and if not pressed (NO in step S239), the determination is repeated. When the “execution instruction” button is pressed by the player (YES in step S239), an instruction to execute caching is transmitted from the mobile device 150 (via a mobile phone communication network or the like) to the payment management server 870 for payment. This execution instruction is received by the management server 870 (step S240).

  Next, referring to FIG. 39, when the payment management server 870 receives the execution instruction, the payment management server 870 sends a caching request to the payment server 1140 of the affiliated card company (step S241). Then, the settlement server 1140 instructs the player's financial institution account to be deposited by cashing (step S242). As a result, cashing deposit processing is performed in the player-using financial institution (step S243). In the cashing using the credit card as described above, the credit card information 193 (that is, the card number, the holder, the expiration date, and the personal identification number) stored in the portable device 150 of the player is used. Is sent to a processing related device such as the payment management server 870 at a timing when a payment request is transmitted from the portable device 150 (step S228) or when a player instructs bank account payment by cashing (step S239). can do.

  The settlement server 1140 determines whether or not the cash deposit has been normally performed (step S244). If the payment has failed (NO in step S244), a cashing failure notification is transmitted to the settlement management server 870 (step S246).

  If it is determined in step S244 that the cash deposit has been made normally (YES in step S244), the settlement server 1140 transmits a cashing success notification to the settlement management server 870 (step S245) and receives it. The settlement management server 870 transmits the processing result or the like to the mobile device 150 via the mobile phone communication network or the like (step S247). Receiving the processing result, the portable device 150 displays on the LCD that the caching is successful (step S248).

  Thereafter, the payment management server 870 transmits the payment request for the payment amount received in step S229 to the payment server 1120 of the partner debit payment center (step S249). This settlement request message includes, for example, cash card information (debit settlement account number, personal identification number), settlement amount, and corresponding hall store account number.

  Upon receiving the payment request from the payment management server 870, the payment server 1120 instructs debit payment processing (step S250), and the financial institution server (the financial institution server 1300 of the player-using financial institution and the hall) that has received this instruction via CAFIS. The financial institution server 1320 of the store-use financial institution performs automatic money transfer from the player's financial institution account (individual account) to the hall store financial institution account (corporate store) (step S251). In addition, like the process of step S231, the process here is conceptually represented as a process of performing automatic remittance from the player's financial institution account (personal account) to the hall store financial institution account (corporate store). Yes.

  Thereafter, it is determined whether or not the remittance process has been normally completed (step S252). If the remittance process has failed, a payment failure notification is transmitted to the payment server 1120 (step S254). The subsequent processing when the settlement fails is the same as the processing shown in FIG. Further, an automatic deposit instruction (by cashing) as shown in FIG. 38 can be repeated again.

  If it is determined in step S252 that the remittance process has been completed normally (YES in step S252), a normal termination notification is sent to the settlement server 1120 of the partner debit settlement center (step S253).

  The settlement server 1120 that has received the normal termination notification sends a normal termination notification to the settlement management server 870 (step S256), and the settlement management server 870 that has received this notification sends the completion notification via the mobile phone communication network or the like. The processing result and the like are transmitted to the in-store server 100 (step S257). Thereafter, the payment management server 870 stores the result of the payment processing in the action history management table 903 as action history information (step S258).

  The payment application of the mobile device 150 that has received the completion notification from the payment management server 870 displays a notification that the payment has been completed on the LCD of the mobile device 150 (step S259).

  Next, referring to FIG. 40, when the in-store server 100 receives the processing result or the like from the settlement management server 870, for example, referring to the in-store peripheral device number, the in-store server 100 transmits the processing result to the sand device 500 ( At the same time, the payment information is generated from the processing result, and the payment information is transmitted to the third party management server 410 (via the third party management gateway 400) (step S261).

  When receiving the processing result or the like from the in-store server 100, the sand device 500 executes post-payment processing (step S262). This process is the same process as when the game medium is lent out in cash in the sand device 500. Thereafter, the sand device 500 transmits a lending completion notification to the settlement management server 870 (step S263), and the settlement management server 870 that has received the lending device lends as a result of the successful settlement in response to this notification. The completion of such processing is recorded in the settlement information management table 902 (step S265).

  Thereafter, the sand device 500 displays a message indicating that the settlement has been completed on the operation unit 34 (step S264).

  When the payment management server 870 receives the caching failure notification transmitted in step S246, the cashing failure notification is transmitted to the mobile device 150 via the mobile phone communication network and the processing result is transmitted to the in-store server 100. (Step S266). Thereafter, the settlement management server 870 stores the result of this caching process as behavior history information in the behavior history management table 903 (step S270).

  The payment application of the mobile device 150 that has received the caching failure notification from the payment management server 870 displays a notification that the caching has failed on the LCD of the mobile device 150 (step S267).

  When the store server 100 receives the processing result or the like from the settlement management server 870, the store server 100 transmits the processing result to the sand device 500 (step S268). When the sand device 500 receives the processing result or the like from the in-store server 100, the sand device 500 displays a message indicating that the caching has failed in response to the processing result (step S269).

  As described with reference to FIGS. 37 to 40, in the one-touch settlement using the debit card mechanism, when the balance of the player's financial institution account is insufficient, the credit card cashing is automatically performed. The account can be replenished, and finally credit cashing is performed by the player's operation. Execution of settlement using a debit card is performed by holding the portable device 150 over the sand device 500 and then pressing the “execute settlement” button on the settlement instruction screen displayed on the LCD of the portable device 150. The replenishment is performed by pressing the “execution instruction” button on the bank account deposit instruction screen which is displayed after the “payment execution” button is pressed and the balance shortage is displayed. In this way, the execution instructions of both processes are different in timing and operation buttons, and the processes are clearly separated.

  In addition, in this cashing depositing example, when the balance becomes insufficient, a certain amount (for example, 50,000 yen) is deposited regardless of the degree of the shortage. As shown on the screen 1515, the player can preset the amount of cashing. Whether or not to use caching can also be set by the player.

  Next, with reference to FIGS. 41 to 44, a processing flow in the case where the player performs a one-touch settlement using the portable device 150 in the sand device 500 will be described. Here, for example, it is assumed that when the sand apparatus 500 pays out a part of the possession ball, the collection payment according to the twelfth settlement pattern is designated. As shown in FIG. 4, the twelfth payment pattern is a one-touch payment using a payment agent such as a multi-payment network.

  41 and 42 show a series of processing flows. The portable device 150, the in-store peripheral device 450 and the in-store server 100 in the hall store, the settlement management server 870 in the computer center, and the settlement server 1100 in the settlement agency. , And processing by a financial institution server (a financial institution server 1300 of a player using financial institution and a financial institution server 1320 of a hall store using financial institution) is shown for each of those devices.

  First, in FIG. 41, the in-store peripheral device 450 (here, the sand device 500) displays a sand menu screen on the operation unit 34 (LCD 516), and remits the player's possession and performs proxy settlement by multi-payment or the like. It is determined whether or not to use the one-touch payment used, that is, “one-touch multi-payment payment” (step S310), and this determination process is repeated until the payment or another payment is selected (NO in step S310). When “one-touch multi-payment payment” is selected (YES in step S310), the sand device 500 displays a one-touch payment screen on the operation unit 34 (step S311).

  FIG. 43A shows an example of a possession payout menu screen that is displayed when the “removing possession” button is pressed on the sand menu screen shown in FIG. 43A, when the game device is paid out by the sand device 500, the number of possible game media, the number of game media to be exchanged designated by the player, and the settlement The method is displayed. In this example, the current possession is 20000 balls, and the player cashes out 5000 balls, and pays out with a designated settlement method.

  The player selects the settlement method after inputting the number of game media to be redeemed. In this example, “debit card payment”, “one-touch debit card payment”, “multi-payment payment”, and “one-touch multi-payment payment” buttons are displayed as methods involving cash exchange. Buttons “Card issue”, “Point coupon issue (valid only in store)”, and “Point coupon issue (available outside store)” are displayed.

  Here, “debit card payment” and “multi-payment payment” are those in which the player inputs his / her financial institution account number and the like, and when these payment methods are selected, an input screen is displayed on the operation unit 34. Is done.

  In “one-touch debit card payment” and “one-touch multi-payment payment”, information such as a bank account is input to the player's portable device 150 in the above-described member registration process, and the portable device 150 is held over the sand device 500. This makes it easy to make withdrawals. “One-touch debit card payment” uses cash card information or the like, and transfers money from the financial institution account of the hall store to the financial institution account of the player in response to a payment request from the payment server 1120 of the partner debit payment center. “One-touch multi-payment payment” uses cash card information or the like and transfers money from a financial institution account of a hall store to a financial institution account of a player in response to a payment request from a payment server 1100 of a payment agency.

  Here, it is assumed that the “one-touch multi-payment payment” button is pressed and selected by the player. When the “one-touch multi-payment payment” button is pressed, the display of the operation unit 34 transitions to a one-touch payment screen 1550 shown in FIG. On the one-touch settlement screen 1550, the number of game media designated by the player and the remittance amount (payment amount) obtained from this number and the exchange rate are displayed, and “the mobile phone / smartphone is held over the touch unit” Please "is displayed. In this example, in order to make the explanation easy to understand, the remittance amount itself is displayed as the settlement amount, but the fees and various taxes of each organization including the computer center, settlement agency, and financial institution are paid to the player. In the case of a burden, the amount of payment can be made by subtracting the fee or tax from the amount of money transferred. Further, such fees and taxes can be borne by the hall store side, or both the player and the hall store can bear a certain percentage.

  Here, when the portable device 150 is brought close to (by holding) or touches the touch unit 36 of the sand device 500, one-touch settlement is started.

  Returning to the description of FIG. 41, after the one-touch settlement screen 1550 shown in FIG. 43 (B) is displayed, it is determined whether or not the portable device 150 is close (held) (step S312). If not (NO in step S312), this process is repeated. When the portable device 150 is close (YES in step S312), the unique ID of the non-contact IC chip of the portable device 150 is acquired by NFC communication or the like (step S313), and then the acquired unique ID and the specified amount The settlement amount corresponding to the request is transmitted from the sand device 500 to the in-store server 100 (step S314). At this time, if the player is reading a non-contact IC card (member card), the sand device 500 can also transmit the unique ID of this member card to the in-store server 100.

  Next, the in-store server 100 searches the member information table 131 (step S315), and determines whether or not the received unique ID (or member ID) exists as a regular member (step S316). If the received unique ID is not found in the member information table 131 (NO in step S316), a notification of authentication failure is transmitted to the sand device 500 (step S317), and the sand device 500 that has received this notification sends it to the operation unit 34. Authentication failure is displayed (step S318).

  When the received unique ID is found in the member information table 131 (YES in step S316), a notification of successful authentication is transmitted to the sand device 500 (step S319). A payment application activation request is issued (step S320).

  The portable device 150 activates the settlement application in response to the settlement application activation request from the sand device 500 (step S321). Further, when the in-store server 100 receives the unique ID of the membership card from the sand device 500, it stores it in the storage device (step S322), stores the store store code of the hall store, the in-store peripheral device (sand device) number, The settlement amount, the processing number assigned by the in-store server 100, and the like are transmitted to the settlement management server 870 of the computer center and the sand device 500 (step S323). The settlement management server 870 stores the store code received from the in-store server 100 in the settlement information management table 902 (step S327).

  The sand device 500 transmits the store code received from the in-store server 100 to the portable device 150 (step S324), and the payment application of the portable device 150 that has received the code is displayed on the LCD of the portable device 150. Is displayed (step S325). At this time, the sand device 500 can transmit all the information necessary for the settlement, or can transmit the minimum necessary information. For example, if it is necessary to display the payment amount on the portable device 150 and allow the player to confirm, the payment amount and the processing number are transmitted, and if it is not necessary to display the payment amount, only the processing number is transmitted. The processing number is necessary for specifying the content of the payment to be executed in the payment management server 870 unless all the information related to the payment is transmitted to the mobile device 150. Here, the portable device 150 determines whether or not the “settlement execution” button has been pressed by the player (step S326), and if not pressed (NO in step S326), the determination is repeated.

  Next, referring to FIG. 42, in the portable device 150, when the “settlement execution” button is pressed by the player (YES in step S326), the settlement application of the portable device 150 is sent to the settlement management server 870 of the computer center. On the other hand, a settlement request is transmitted (step S328). This settlement request message includes, for example, a store code, cash card information (player's account number), processing number, and the like. At this time, the settlement amount (remittance amount) is transmitted from the in-store server 100 and stored in step S123, so that it is not necessary to retransmit. The payment amount can be obtained from the payment management server 870, for example, by referring to the payment information management table 902 using the process number as a key. Communication from the mobile device 150 to the payment management server 870 is performed via a mobile phone communication network or the like.

  The payment management server 870 that has received the payment request from the portable device 150 transmits the received payment request for the payment amount to the payment server 1100 of the payment agency (step S329). This settlement request message includes, for example, cash card information (player account number), settlement amount (remittance amount), corresponding hall store account number, hall store account password, and the like. Here, the account number of the corresponding hall store can be obtained by referring to the hall store account management table 901, such as an account number corresponding to the store code, a password, or the like.

  The settlement server 1100 that has received the settlement request from the settlement management server 870 instructs inter-institutional remittance processing (step S330), and the institution server that has received this instruction via CAFIS (financial institution server 1300 of the player-using financial institution). And the financial institution server 1320 of the hall store using financial institution transfer money from the financial institution account (corporate store) of the hall store to the financial institution account (individual account) of the player (step S331). For example, as shown in the one-touch settlement screen 1550 of FIG. 43B, when the settlement amount is 20000 yen, 20000 yen is withdrawn from the financial institution account of the hall store, and 20000 yen is transferred to the financial institution account of the player. .

  In this example, in the withdrawal process by the settlement agency, the process of step S331 is expressed as a process of transferring money from the financial institution account (corporate store) of the hall store to the financial institution account (individual account) of the player. However, this represents a basic concept. For example, when a player bears various fees and tax burdens, in order to collect these fees, Between the financial institution account (corporate store) and the player's financial institution account (individual account), payment can be made via a computer center account of a financial institution using a computer center (see FIG. 2). However, although the configuration of FIG. 2 is via a computer center account, remittance (payment settlement) from the player's financial institution account to the financial institution account of the hall store is performed). . Here, for example, various processes including a fee subtraction process and a transfer name change process (such as the name of the transfer center as the name of the transfer center instead of the name of the hall store) can be performed.

  Thereafter, it is determined whether or not the remittance process is normally completed (step S332). If the remittance process is normally completed (YES in step S332), a normal termination notification is sent to the settlement server 1100 of the settlement agency. (Step S333).

  The settlement server 1100 that has received the normal termination notification issues a normal termination notification to the settlement management server 870 (step S334), and the settlement management server 870 that has received this notification sends the completion notification via the mobile phone communication network or the like. The processing result and the like are transmitted to the in-store server 100 (step S335). Thereafter, the payment management server 870 stores the result of the payment processing in the action history management table 903 as action history information (step S337).

  The payment application of the mobile device 150 that has received the completion notification from the payment management server 870 displays a notification that the payment has been completed on the LCD of the mobile device 150 (step S336).

  Upon receiving the processing result or the like from the payment management server 870, the in-store server 100 refers to, for example, the in-store peripheral device number and transmits the processing result to the sand device 500 (step S338). An instruction is given to subtract the number of game media managed as a player's possession (step S340). Further, withdrawal information is generated from the processing result, and the withdrawal information is transmitted to the third party management server 410 (via the third party management gateway 400) (step S342).

  When the sand device 500 receives the processing result or the like from the in-store server 100, the sand device 500 displays a message indicating that the settlement is completed on the operation unit 34 (step S339). For example, the one-touch settlement screen 1550 in FIG. 43B is updated like the one-touch settlement screen 1550 in FIG. 44, and a message “settlement is completed” is displayed.

  When the sand device 500 receives the possession ball subtraction instruction from the in-store server 100, the sand device 500 subtracts the number of game media managed as the player's possession in response to the instruction (step S341). In addition, if the stored ball is paid out, the game medium holding number management table 132 is updated to subtract the stored ball held in association with the membership card.

  In step S332, when the payment fails (NO in step S332), a payment failure notification is sent to the payment server 1100 of the payment agency (step S343). This notification message may include a reason code.

  The settlement server 1100 that has received the settlement failure notification sends a settlement failure notification to the settlement management server 870 (step S344), and the settlement management server 870 that has received the settlement failure notification sends the settlement failure notification via the mobile phone communication network or the like. Then, the processing result and the like are transmitted to the in-store server 100 (step S345). Thereafter, the payment management server 870 stores the result of the payment processing in the action history management table 903 as action history information (step S351).

  The payment application of the mobile device 150 that has received the payment failure notification from the payment management server 870 displays a notification that the payment has failed on the LCD of the mobile device 150 (step S346). Here, a reason code indicating the reason for the payment failure may be displayed on the LCD of the portable device 150.

  When the store server 100 receives the processing result or the like from the settlement management server 870, the store server 100 transmits the processing result to the sand device 500 (step S347). Thereafter, the sand apparatus 500 is instructed to stop the subtraction of the possession balls (step S349). When the sand device 500 receives the processing result or the like from the in-store server 100, the sand device 500 displays a message indicating that the payment has failed on the operation unit 34 (step S348). In addition, when the sand device 500 receives the ball subtraction notification instruction from the in-store server 100, the sand ball subtraction process is stopped accordingly (step S350).

  Next, with reference to FIG. 45 and FIG. 46, a processing flow in the case where the player performs a one-touch settlement using the portable device 150 in the sand device 500 will be described. Here, for example, it is assumed that when the sand apparatus 500 pays out a part of the ball, the collection payment by the 12th payment pattern, which is a modification of the 12th payment pattern, is designated. Compared to the twelfth pattern, the twelfth payment pattern has the same payment processing content but a different transmission path for the payment request.

  45 and 46 show a series of processing flows. The portable device 150, the in-store peripheral device 450 and the in-store server 100 in the hall store, the settlement management server 870 in the computer center, and the settlement server 1100 in the settlement agency. , And processing by a financial institution server (a financial institution server 1300 of a player using financial institution and a financial institution server 1320 of a hall store using financial institution) is shown for each of those devices.

  First, in FIG. 45, the in-store peripheral device 450 (here, the sand device 500) displays a sand menu screen on the operation unit 34 (LCD 516), remits the player's possession, and performs proxy settlement by multi-payment or the like. It is determined whether or not to use the one-touch payment, that is, “one-touch multi-payment payment” (step S410), and this determination processing is repeated until the payment or another payment is selected (NO in step S410). When “one-touch multi-payment payment” is selected (YES in step S410), the sand device 500 displays a one-touch payment screen on the operation unit 34 (step S411).

  After the one-touch settlement screen is displayed, it is determined whether or not the portable device 150 is close (held) (step S412). If it is not close (NO in step S412), this process is repeated. When the portable device 150 is close (YES in step S412), the unique ID of the non-contact IC chip of the portable device 150 is acquired by NFC communication or the like (step S413), and then the acquired unique ID and the specified amount A settlement amount corresponding to the request is transmitted from the sand device 500 to the in-store server 100 (step S414). At this time, if the player is reading a non-contact IC card (member card), the sand device 500 can also transmit the unique ID of this member card to the in-store server 100.

  Next, the in-store server 100 searches the member information table 131 (step S415) and determines whether or not the received unique ID (or member ID) exists as a regular member (step S416). If the received unique ID is not found in the member information table 131 (NO in step S416), a notification of authentication failure is transmitted to the sand device 500 (step S417), and the sand device 500 that has received this notification sends it to the operation unit 34. Authentication failure is displayed (step S418).

  When the received unique ID is found in the member information table 131 (YES in step S416), a notification of successful authentication is transmitted to the sand device 500 (step S419). A payment application activation request is made (step S420).

  The portable device 150 activates the payment application in response to the payment application activation request from the sand device 500 (step S421). Further, if the in-store server 100 receives the unique ID of the member card from the sand device 500, it stores it in the storage device (step S422), stores the store store code of the hall store, the in-store peripheral device (sand device) number, The settlement amount, the processing number assigned by the in-store server 100, and the like are transmitted to the sand device 500 (step S423).

  The sand device 500 transmits the store code received from the in-store server 100 to the portable device 150 (step S424), and the payment application of the portable device 150 that has received the code is displayed on the LCD of the portable device 150. (Shown) is displayed (step S425). At this time, the sand device 500 can transmit all the information necessary for the settlement, or can transmit the minimum necessary information. For example, if it is necessary to display the payment amount on the portable device 150 and allow the player to confirm, the payment amount and the processing number are transmitted, and if it is not necessary to display the payment amount, only the processing number is transmitted. The processing number is necessary for specifying the content of the payment to be executed in the payment management server 870 unless all the information related to the payment is transmitted to the mobile device 150. Here, the portable device 150 determines whether or not the “payment execution” button has been pressed by the player (step S426), and if not pressed (NO in step S426), the determination is repeated.

  Next, referring to FIG. 46, in the portable device 150, when the “settlement execution” button is pressed by the player (YES in step S426), the settlement application of the portable device 150 makes a settlement to the sand device 500. A request is transmitted (step S427). This settlement request message includes, for example, cash card information (player account number), settlement amount (remittance amount), processing number, and the like. Communication from the portable device 150 to the sand device 500 is performed by short-range wireless communication such as NFC communication or communication via a mobile phone communication network.

  Next, the sand device 500 transmits a settlement request to the in-store server 100 (step S428). The settlement request message includes, for example, a store code, a peripheral device number in the store, cash card information (player's account number), a processing number, and the like. At this time, the settlement amount (remittance amount) is transmitted from the in-store server 100 and stored in step S123, so that it is not necessary to retransmit. The payment amount can be obtained from the payment management server 870, for example, by referring to the payment information management table 902 using the process number as a key. The communication from the sand device 500 to the in-store server 100 uses an existing in-store network, but the communication content is encrypted.

  Next, the in-store server 100 transmits a settlement request to the settlement management server 870 of the computer center (step S429). This settlement request message includes, for example, a store code, cash card information (player's account number), settlement amount (remittance amount), processing number, and the like. Communication from the mobile device 150 to the payment management server 870 is performed via a mobile phone communication network or the like.

  The payment management server 870 that has received the payment request from the in-store server 100 transmits the received payment request for the payment amount to the payment server 1100 of the payment agency (step S430). This settlement request message includes, for example, cash card information (player account number), settlement amount (remittance amount), corresponding hall store account number, hall store account password, and the like. Here, the account number of the corresponding hall store can be obtained by referring to the hall store account management table 901, such as an account number corresponding to the store code, a password, or the like.

  The settlement server 1100 that has received the settlement request from the settlement management server 870 instructs inter-institutional remittance processing (step S431), and receives the instruction via CAFIS (the institution server 1300 of the player-using financial institution). And the financial institution server 1320 of the hall store using financial institution transfer money from the financial institution account (corporate store) of the hall store to the player's financial institution account (personal account) (step S432). Similar to the process in step S331, the process here is conceptually represented as a process of transferring money from the financial institution account (corporate store) of the hall store to the financial institution account (individual account) of the player. .

  Thereafter, it is determined whether or not the remittance process is normally completed (step S433). If the payment fails (NO in step S433), a payment failure notification is sent to the payment server 1100 of the payment agency. (Step S444). This notification message may include a reason code. The subsequent processing when the settlement fails is the same as the processing shown in FIG. 42, and is omitted here.

  If it is determined in step S433 that the processing has been completed normally (YES in step S433), a normal termination notification is sent to the settlement server 1100 of the settlement agency (step S434).

  The settlement server 1100 that has received the normal termination notification sends a normal termination notification to the settlement management server 870 (step S435), and the settlement management server 870 that has received this notification sends the completion notification via the mobile phone communication network or the like. The processing result and the like are transmitted to the in-store server 100 (step S436). Thereafter, the payment management server 870 stores the result of the payment processing in the action history management table 903 as action history information (step S440).

  The payment application of the mobile device 150 that has received the completion notification from the payment management server 870 displays a notification that the payment has been completed on the LCD of the mobile device 150 (step S437).

  When the in-store server 100 receives the processing result or the like from the settlement management server 870, the in-store server 100 transmits the processing result to the sand device 500 (step S438), and the game medium managed as a player's possession in the sand device 500 Is instructed to be subtracted (step S441). Further, withdrawal information is generated from the processing result, and the withdrawal information is transmitted to the third party management server 410 (via the third party management gateway 400) (step S443).

  When the sand device 500 receives the processing result or the like from the in-store server 100, the sand device 500 displays a message indicating that the payment is completed on the operation unit 34 (step S439).

  Further, when the sand device 500 receives the possession ball subtraction instruction from the in-store server 100, the sand device 500 subtracts the number of game media managed as the player's possession in response to the instruction (step S442). In addition, if the stored ball is paid out, the game medium holding number management table 132 is updated to subtract the stored ball held in association with the membership card.

  Next, with reference to FIG. 47 to FIG. 49, a processing flow in the case where the player performs a one-touch settlement using the portable device 150 in the sand device 500 will be described. Here, for example, it is assumed that when the sand apparatus 500 pays out a part of the possession ball, the collection payment according to the twelfth settlement pattern, which is a modification of the twelfth settlement pattern, is designated. Compared with the twelfth pattern and the twelfth pattern described above, the twelfth payment pattern has the same contents of the payment process, but differs in the path for transmitting a payment request and the like.

  47 to 49 show a series of processing flows. The portable device 150, the in-store peripheral device 450 and the in-store server 100 in the hall store, the settlement management server 870 in the computer center, and the settlement server 1100 in the settlement agency. , And processing by a financial institution server (a financial institution server 1300 of a player using financial institution and a financial institution server 1320 of a hall store using financial institution) is shown for each of those devices.

  First, in FIG. 47, the in-store peripheral device 450 (here, the sand device 500) displays a sand menu screen on the operation unit 34 (LCD 516), remits the player's ball, and performs proxy settlement by multi-payment or the like. It is determined whether or not to use the one-touch payment, that is, “one-touch multi-payment payment” (step S510), and this determination process is repeated until the payment or another payment is selected (NO in step S510). When “one-touch multi-payment payment” is selected (YES in step S510), the sand device 500 displays a one-touch payment screen on the operation unit 34 (step S511).

  After the one-touch settlement screen is displayed, it is determined whether or not the portable device 150 is close (held) (step S512). If it is not close (NO in step S512), this process is repeated. When the portable device 150 is close (YES in step S512), the unique ID of the non-contact IC chip of the portable device 150 is acquired by NFC communication or the like (step S513), and then the acquired unique ID and the specified amount The settlement amount corresponding to the request is transmitted from the sand device 500 to the in-store server 100 (step S514). At this time, if the player is reading a non-contact IC card (member card), the sand device 500 can also transmit the unique ID of this member card to the in-store server 100.

  Next, the in-store server 100 searches the member information table 131 (step S515), and determines whether or not the received unique ID (or member ID) exists as a regular member (step S516). If the received unique ID is not found in the member information table 131 (NO in step S516), an authentication failure notification is transmitted to the sand device 500 (step S517), and the sand device 500 that has received this notification sends it to the operation unit 34. Authentication failure is displayed (step S518).

  When the received unique ID is found in the member information table 131 (YES in step S516), a notification of successful authentication is transmitted to the sand device 500 (step S519). A payment application activation request is issued (step S520).

  The portable device 150 activates the payment application in response to the payment application activation request from the sand device 500 (step S521). Further, when the in-store server 100 receives the unique ID of the membership card from the sand device 500, it stores it in the storage device (step S522), stores the store code of the hall store, the in-store peripheral device (sand device) number, The settlement amount, the processing number assigned by the in-store server 100, and the like are transmitted to the mobile device 150 (step S523). At this time, the in-store server 100 can transmit all necessary information for payment, or can transmit the minimum necessary information. For example, if it is necessary to display the payment amount on the portable device 150 and allow the player to confirm, the payment amount and the processing number are transmitted, and if it is not necessary to display the payment amount, only the processing number is transmitted. The processing number is necessary for specifying the content of the payment to be executed in the payment management server 870 unless all the information related to the payment is transmitted to the mobile device 150.

  When the payment application of the portable device 150 receives the transmission of the store code or the like from the in-store server 100, the payment application screen (not shown) is displayed on the LCD of the portable device 150 (step S524). Here, the portable device 150 determines whether or not the “settlement execution” button has been pressed by the player (step S525), and if not pressed (NO in step S525), the determination is repeated.

  Next, referring to FIG. 48, in the portable device 150, when the “settlement execution” button is pressed by the player (YES in step S525), the settlement application of the portable device 150 makes a settlement to the in-store server 100. A request is transmitted (step S526). This settlement request message includes, for example, cash card information (player account number), settlement amount (remittance amount), processing number, and the like. Communication from the mobile device 150 to the in-store server 100 is performed by communication via a mobile phone communication network or the like.

  Next, the in-store server 100 transmits a settlement request to the settlement management server 870 of the computer center (step S527). The settlement request message includes, for example, a store code, a peripheral device number in the store, cash card information (player account number), a settlement amount (remittance amount), a processing number, and the like.

  Upon receiving the payment request from the in-store server 100, the payment management server 870 transmits the received payment request for the payment amount to the payment server 1100 of the payment agency (step S528). This settlement request message includes, for example, cash card information (player account number), settlement amount (remittance amount), corresponding hall store account number, hall store account password, and the like. Here, the account number of the corresponding hall store can be obtained by referring to the hall store account management table 901, such as an account number corresponding to the store code, a password, or the like.

  The settlement server 1100 that has received the settlement request from the settlement management server 870 instructs remittance processing between financial institutions (step S529), and the financial institution server (financial institution server 1300 of the player-using financial institution) that has received this instruction via CAFIS. And the financial institution server 1320 of the hall store using financial institution transfer money from the financial institution account (corporate store) of the hall store to the financial institution account (individual account) of the player (step S530). Similar to the processing in step S530, the processing here is conceptually represented as processing for transferring money from the financial institution account (corporate store) of the hall store to the financial institution account (individual account) of the player. .

  Thereafter, it is determined whether or not the remittance process is normally completed (step S531). If the payment fails (NO in step S531), a payment failure notification is sent to the payment server 1100 of the payment agency. (Step S542). This notification message may include a reason code.

  If it is determined in step S531 that the process has been completed normally (YES in step S531), a normal termination notification is sent to the settlement server 1100 of the settlement agency (step S532).

  The payment server 1100 that has received the normal end notification sends a normal end notification to the payment management server 870 (step S533), and the payment management server 870 that has received this transmits a completion notification to the in-store server 100 (step S533). S534). Thereafter, the payment management server 870 stores the result of the payment processing in the action history management table 903 as action history information (step S538).

  Upon receiving the processing result from the settlement management server 870, the in-store server 100 transmits the processing result to the sand device 500 and transmits a settlement completion notification to the mobile device 150 (step S535). Thereafter, the in-store server 100 instructs the sand device 500 to subtract the number of game media managed as the player's possession (step S539). Further, withdrawal information is generated from the processing result, and the withdrawal information is transmitted to the third party management server 410 (via the third party management gateway 400) (step S541).

  When receiving the completion notification from the in-store server 100, the payment application of the mobile device 150 displays a notification that the payment is completed on the LCD of the mobile device 150 (step S536).

  When receiving the processing result or the like from the in-store server 100, the sand device 500 displays a message indicating that the settlement is completed on the operation unit 34 (step S537).

  In addition, when receiving the possession ball subtraction instruction from the in-store server 100, the sand device 500 subtracts the number of game media managed as a player's possession in response to the instruction (step S540). In addition, if the stored ball is paid out, the game medium holding number management table 132 is updated to subtract the stored ball held in association with the membership card.

  Next, referring to FIG. 49, the settlement server 1100 that has received the settlement failure notification transmitted from the financial institution server in step S542 performs a settlement failure notification to the settlement management server 870 (step S543), and receives this. The settlement management server 870 transmits the processing result and the like to the in-store server 100 (step S544). Thereafter, the payment management server 870 stores the result of the payment processing in the action history management table 903 as action history information (step S550).

  Upon receiving the processing result or the like from the payment management server 870, the in-store server 100 transmits the processing result to the sand device 500 and transmits a payment failure notification to the mobile device 150 (step S545). Thereafter, the in-store server 100 instructs the sand device 500 to stop the subtraction of the possession balls (step S548).

  When the sand device 500 receives the processing result or the like from the in-store server 100, the sand device 500 displays a message to the effect that the payment has failed on the operation unit 34 (step S547). In addition, when the sandball device 500 receives the possession ball subtraction notification instruction from the in-store server 100, the sandball subtraction process is stopped accordingly (step S549).

  The payment application of the mobile device 150 that has received the payment failure notification from the in-store server 100 displays a notification that the payment has failed on the LCD of the mobile device 150 (step S546). Here, a reason code indicating the reason for the payment failure may be displayed on the LCD of the portable device 150.

  As described above with reference to FIGS. 41 to 49, the transmission of the payment request, the payment completion notification, the payment failure notification, the processing result, and the like can be transferred between various devices. There are many variations on. In accordance with such a transfer mode, necessary data such as a store code, a peripheral device number in the store, and a payment amount are stored in each device. Also, various forms / protocols and encryption methods can be employed depending on the communication media between the devices.

  Next, an example of the processing flow of the QR authentication method will be described with reference to FIG. In the electronic payment system 1 of the present embodiment, the portable device 150 includes a contactless IC chip, and the basic configuration is such that data such as cash card information can be transmitted to the in-store peripheral device 450 by NFC communication. The portable device 150 can be used for the electronic payment system 1 with a simple operation by the QR code authentication method described below.

  FIG. 50 shows the processing by the portable device 150, the in-store peripheral device 450 in the hall store, and the computer center application server 810 and member management server 840 for each of these devices.

  First, a payment application is activated on the portable device 150 by the player (step S610). On the other hand, when the player selects the service menu on any of the in-store peripheral devices 450 and displays the service menu (step S611), transaction ID request processing is started (step S612).

  The transaction ID request is transmitted to the computer center application server 810, where a service ID and a transaction ID are generated (step S613). When the generation of the service ID and the transaction ID is completed, the service ID and the transaction ID are transmitted to the requested in-store peripheral device 450 (step S614).

  Upon receiving the service ID and the transaction ID from the application server 810, the in-store peripheral device 450 generates a QR code based on them (step S615), and displays the generated QR code on the LCD or the like. (Step S616). When such QR code cannot be displayed, the printed QR code can be pasted on the in-store peripheral device 450.

  When the QR code is displayed on the LCD or the like of the in-store peripheral device 450, the player operates the portable device 150 in which the payment application is activated to read the QR code. The QR code is read by imaging the QR code with an imaging device such as a camera included in the mobile device 150.

  When portable device 150 reads the QR code (step S617), an authentication code is acquired from the QR code or the like (step S618). The authentication information acquired here is, for example, a member ID, a store code, a device ID, a service ID, and a transaction ID. Here, the portable device 150 requests service authentication from the application server 810 (step S619).

  Here, the application server 810 requests the member management server 840 to perform member authentication processing based on the received member ID (step S620). The member management server 840 checks whether or not the member ID is a regular member registered in the electronic settlement system 1 of the present embodiment by referring to the member information management table 861 (step S621).

  The application server 810 receives the result of the member authentication from the member management server 840, and determines whether or not the member authentication is OK (step S622). If the member authentication is OK (YES in step S622), the application server 810 then performs service authentication (step S623). For example, it is determined whether or not the player identified by the member ID has an execution authority for the received service ID.

  The application server 810 determines whether or not the service authentication is OK based on the result of the service authentication (step S624). If the service authentication is OK (YES in step S624), the application server 810 executes a service start instruction (step S625). In response to the service start instruction in step S625, the in-store peripheral device 450 executes a service start instruction (step S626), and in response to the service start instruction in the application server 810 and the service start instruction in the in-store peripheral device 450, Service execution of the peripheral device 450 is started (step S627).

  Thereafter, based on the service start instruction in step S626, the mobile device 150 executes a service start instruction (step S628), and thereby, service execution in the mobile device 150 is started (step S629).

  Thereby, for example, a service in which the portable device 150 and the application server 810 are linked is performed (steps S629 and S630).

  If the member authentication is not OK in step S622 (NO in step S622) or the service authentication is not OK in step S624 (NO in step S624), the application server 810 causes an authentication error to the mobile device 150. Display is instructed (step S631), and in response to this, the portable device 150 displays an authentication error on the LCD or the like (step S632).

  When the service identified by the service ID is a service for smartphones, HotSpot connection can be made possible by causing the portable device 150 to receive the HotSpotWiFi authentication information.

  In the electronic settlement system according to the present invention, in the case of withdrawal settlement, information on the financial institution account of the hall store and a personal identification number are automatically transmitted to the settlement institution, and the settlement instruction is performed there, so that the hall store Labor saving has been achieved without the operation of staff, etc., but if the payment amount is more than a certain amount (or unconditionally), the hall store staff etc. by the input device connected to the in-store server 100 You may comprise so that confirmation authentication may be performed. In this case, from the relationship in which many of the in-store peripheral devices 450 are connected to the in-store server 100, the in-store peripheral device 450 sends the information to the in-store server 100 so that the in-store peripheral device 450 performs the cashing operation. When sending information for cash settlement, it is preferable to add the in-store peripheral device number and send it to the in-store server 100. The in-store map layout information may be associated in advance with the in-store peripheral device number so that the in-store peripheral device number can be instantly searched using the in-store peripheral device number transmitted in this way. In addition, when an alert is issued from the in-store server 100 to a device having a specific in-store peripheral device number, it may be configured to be linked with a notification means such as a lamp is turned on in the device having the in-store peripheral device number .

  As described above, with regard to withdrawal payments, etc., it is possible to consider a mechanism for paying taxes at players and hall stores. However, tax is currently imposed on pachinko exchange tax and per machine casing. Taxes are being considered. If 1% of the cash is collected as tax, it is desirable to collect it at the time of withdrawal. At a later date, there is a method in which the player pays with a payment note, but since players other than the members cannot grasp the address, there is a problem in collecting with the payment note.

  However, if the mechanism of the electronic payment system according to the present invention is used, the player can easily and automatically collect money when he / she exchanges his / her own balls or stored balls. In addition, the member can be configured to display or output the accumulated taxation amount in response to year-end adjustment.

  Further, in the present embodiment, the description is focused on the pachinko hall in which a pachislot machine or a pachinko machine is installed, but the present invention can also be applied to a playground where a similar payment system can be executed, such as a casino or a public gambling facility. .

DESCRIPTION OF SYMBOLS 1 Electronic payment system 100 In-store server 150 Mobile device 160 Mobile phone 195 Smartphone 200 Game machine 410 Third party management server 450 Peripheral device in store 500 Sand device 540 Digital signage device 560 Ticketing machine 600 Settlement machine 640 Premium POS
680 Payment machine 720 Rest room dedicated terminal 750 Stand-alone payment terminal 780, 790 Network 800 Network connection device 810 Application server 840 Member management server 870 Payment management server 910 Action history management server

Claims (4)

An in-store peripheral device for an electronic payment system including a server,
Connected to the server via a network,
Display control means for controlling the contents of the settlement to be displayed on the display device;
A mobile device communication means for acquiring an identifier capable of identifying the mobile device by communicating with the mobile device by a predetermined communication method in accordance with an operation related to the mobile device by a user;
An in-store peripheral device, comprising: an activation request unit that issues an activation request for causing the portable device to activate a payment application for making a payment request related to the payment on the portable device.   The store according to claim 1, further comprising a payment information transmitting means for transmitting at least a part of information related to the payment before a payment request is made to the portable device. Internal peripheral device. An in-store peripheral device for an electronic payment system including a server,
Connected to the server via a network,
The server
A payment amount receiving means for receiving the payment amount;
User financial institution account information receiving means for receiving user financial institution account information;
Store identification information receiving means for receiving store identification information for identifying a store in which the peripheral device in the store is arranged;
Store financial institution account information acquisition means for acquiring store financial institution account information corresponding to the store identification information;
A payment request receiving means for receiving a payment request transmitted from the portable device in response to a first operation on the portable device by a user;
A deposit settlement processing means for instructing a deposit settlement for transferring the settlement amount from an account specified by the user financial institution account information to an account specified by the store financial institution account information when the settlement request is received; ,
In the case of receiving the settlement request, the withdrawal settlement instructing the withdrawal settlement for transferring the settlement amount from the account specified by the store financial institution account information to the account specified by the user financial institution account information Processing means,
In response to the first operation relating to the mobile device by the user, the user financial institution account information stored in the mobile device is transmitted so as to be received by the server,
When the user communicates with the in-store peripheral device by a predetermined communication method according to a second operation different from the first operation, which is related to the portable device by the user, the portable device An in-store peripheral device controlled so as to be in a state in which the first operation is possible in a device. The store where the peripheral device in the store is arranged is a gaming store equipped with a plurality of gaming machines,
The in-store peripheral device according to any one of claims 1 to 3, wherein the in-store peripheral device is a device that is directly or indirectly connected to the gaming machine.

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