JP2016004408A - Consumer transaction facility and passbook carry-over method of the same - Google Patents

Abstract

PROBLEM TO BE SOLVED: To prevent a customer from forgetting about taking an old passbook during carry-over transaction of a passbook.SOLUTION: The consumer transaction facility includes: a passbook printing unit for performing printing to the final page and final line of a passbook; and a display input unit for displaying selection items to a customer and receiving a selection input from the customer. When the passbook printing unit performs the printing to the final page and final line of the passbook, passbook carry-over is determined, and necessity of the return of an old passbook is displayed selectably on a touch panel. In other words, a button "Return the old passbook" and a button "Do not return the old passbook" are displayed.

Description

  The present invention relates to an automatic transaction apparatus capable of carrying forward bankbook transactions.

  2. Description of the Related Art Conventionally, automatic transaction apparatuses installed in financial institutions and the like include automatic transaction apparatuses that enable passbook transaction and passbook transaction. FIG. 10 is a flowchart showing the operation of a bankbook carryover transaction in a conventional automatic transaction apparatus.

S401: When a customer selects a book transaction on a transaction selection screen (not shown) and inserts a passbook from a passbook insertion / discharge port (not shown), a sensor (not shown) of the passbook insertion / discharge port detects this.
S402: A bankbook printing unit (not shown) prints the details up to the last line of the last page of the bankbook. Thereafter, when there is unprinted transaction data, the control unit (not shown) determines that the bankbook is carried over.

S403: When the control unit determines that the bankbook is carried over, a bankbook delivery transport unit (not shown) transports the old bankbook to the bankbook saving unit in preparation for issuing a new bankbook based on an instruction from the customer to issue a new bankbook.
S404: Thereafter, a bankbook stack unit (not shown) feeds out a new bankbook and conveys it to the bankbook printing unit.

S405: The passbook printing unit prints the details of the remaining transaction data in the new passbook.
S406: When the detail printing is finished on the new passbook, the passbook feeding / conveying section conveys the new passbook to the passbook insertion / discharge port and discharges the new passbook.

S407: When a customer receives a new passbook at the passbook insertion / extraction port, a sensor (not shown) detects this.
S408: When the sensor detects the receipt of the new passbook, the passbook delivery transport unit transports the old passbook from the passbook evacuation unit to the passbook printing unit, and the passbook printing unit prints a carry-over message indicating that the passbook has been carried over to the old passbook. .

S409: The passbook feeding / conveying unit conveys the old passbook printed with the carryover message to the passbook insertion / extraction port.
S410: When the customer receives the old passbook at the passbook insertion / extraction port, a sensor (not shown) detects this to end the carry-over transaction.

  Note that an automatic transaction apparatus that enables a bankbook transaction and a bankbook carry-over transaction is described in JP-A-8-197797 (Patent Document 1). Patent Document 1 describes an automatic transaction apparatus that stores a plurality of bankbooks for each type of bankbook in a bankbook storage unit, takes out the corresponding bankbook from the bankbook storage unit, and issues a new bankbook. Finally, it is described that the automatic transaction apparatus returns the old bankbook (S18 in FIG. 2).

JP-A-8-197797

  However, in the carry-over transaction of the prior art, after the new passbook is generally discharged from the passbook insertion / extraction port of the automatic transaction apparatus, the old passbook is subsequently discharged. As a result, the customer who received the new passbook forgets that the old passbook will be discharged after that, and may leave the spot because the carry-over transaction has ended before the old passbook is discharged. Many. In such a case, if the old bankbook is forgotten, the time taken for the staff to respond to the old bankbook and the store of the financial institution that carried forward the transaction to receive the bankbook forgotten by the customer There was a problem that time had come to visit again.

  The problem to be solved by the present invention is to prevent a customer from forgetting to take an old bankbook in an automatic transaction apparatus for carrying forward bankbook transactions.

  In order to solve the above problems, an automatic transaction apparatus according to the present invention includes a passbook printing unit that prints up to the last page and the last line of a passbook, a display input unit that displays selection items for a customer, and accepts a customer's selection input. When the passbook printing unit prints up to the last page and the last line of the passbook, the display / input unit has a control unit that selectively displays whether the old passbook is required to be returned or not. .

  According to the present invention having the above configuration, when the passbook printing unit prints up to the last page and the last line of the passbook, that is, when the passbook is carried over, it is possible to select whether the old passbook needs to be returned to the display input unit. Since the display is made, the customer who has selected the old bankbook to be returned can be made aware that the old bankbook is discharged following the new bankbook. This makes it possible to prevent forgetting to take the old bankbook.

It is a flowchart which shows the passbook carry-over operation | movement of the automatic transaction apparatus regarding 1st Embodiment. It is an external view which shows the structure of the automatic transaction apparatus regarding 1st Embodiment. It is a block diagram of the automatic transaction apparatus regarding 1st Embodiment. It is a block diagram of a passbook processing part of an automatic transaction device concerning a 1st embodiment. It is a block diagram of the passbook process part of the automatic transaction apparatus regarding 1st Embodiment. It is explanatory drawing which shows the display of the touchscreen of the automatic transaction apparatus regarding 1st Embodiment. It is a flowchart which shows the passbook carry-over operation | movement of the automatic transaction apparatus regarding 2nd Embodiment. It is a block diagram of the bankbook process part of the automatic transaction apparatus regarding 3rd Embodiment. It is a flowchart which shows the passbook carry-over operation | movement of the automatic transaction apparatus regarding 3rd Embodiment. It is a flowchart which shows the operation | movement of the bankbook carry-over transaction in the conventional automatic transaction apparatus.

(First embodiment)
Hereinafter, a first embodiment of the present invention will be described. FIG. 2 is an external view showing the configuration of the automatic transaction apparatus according to the first embodiment. The automatic transaction apparatus 100 is installed in a financial institution or the like, and enables cash deposit / withdrawal transaction, transfer transaction, passbook entry transaction, and passbook carryover transaction by customer operation. The card insertion slot 1 is a transfer that is issued by a financial institution and stores a customer identification card storing customer information such as a code for each financial institution, a customer account number, and a name, and a transfer information such as a code of a transfer destination institution. A dedicated card or a credit card issued by a credit company can be inserted. The passbook insertion / extraction port 2 allows a passbook to be inserted, and the new passbook and the old passbook are discharged when the passbook is carried over.

  The banknote deposit / withdrawal port 3 accepts a banknote inserted by a customer and enables the banknote to be withdrawn to the customer to be taken out. The coin deposit / withdrawal port 4 accepts coins input by the customer and enables the withdrawal of coins withdrawn from the customer. The touch panel 5 has an input function of information such as a password, a withdrawal amount or a deposit amount necessary for a transaction by a customer, and an output function for performing guidance for operation guidance by the customer. The speaker 6 performs operation guidance to the customer by voice. The handset 7 outputs an operation guidance for the visually impaired.

  FIG. 3 is a block diagram of the automatic transaction apparatus according to the first embodiment. The control unit 10 is connected to each unit in the automatic transaction apparatus 100, operates by a control program stored in the storage unit 17, and controls each unit. The card processing unit 11 has a function of reading or writing information recorded on various cards inserted from the card insertion slot 1 by the customer. Further, the card processing unit 11 has a function of printing transaction details and issuing them to customers. The passbook processing unit 12 performs printing processing, reading of magnetic information, detection of printed pages / lines, page breaks, etc. for the passbook inserted by the customer from the passbook insertion / extraction port 2, and further carries over the passbook relating to the present embodiment. Process. Details of the passbook processing unit 12 will be described later.

  The banknote deposit / withdrawal unit 13 is connected to the banknote deposit / withdrawal port 3 to authenticate, count, transport, and store the banknotes deposited by the customer in a denomination storage safe (not shown). And the banknote depositing / withdrawing part 13 pays out the banknote paid with respect to a customer from a money classification storage safe. The coin deposit / withdrawal unit 14 is connected to the coin deposit / withdrawal port 4, authenticates, counts, conveys, and stores the coins deposited by the customer in a denomination safe deposit box (not shown). And the coin depositing / withdrawing part 14 pays out the coin paid to the customer from the denomination safe deposit box.

  The display input unit 15 relating to the present embodiment is connected to the touch panel 5, displays a selection item for the customer on the touch panel 5 according to an instruction from the control unit 10, and receives the selection input information input by the customer to the touch panel 5. 10 is notified. In the present embodiment, whether or not to return the old passbook due to the carryover of the passbook is displayed in a selectable manner. A specific example of “selectable” is to display a “hope to return the old bankbook” button 33 and a “do not want to return the old bankbook” button 34, as will be described later with reference to FIG. The customer can press either button 33 or 34.

  The voice guide unit 16 outputs voice information to the speaker 6. The storage unit 17 stores a control program for operating the control unit 10 and stores various data. The communication unit 18 is connected to a host computer (not shown), and receives customer transaction data from the host computer when making a passbook entry. The timer unit 19 has a timer function, and outputs, for example, the passage of a predetermined time when the old bankbook is discharged from the passbook insertion / extraction port 2.

  FIG. 4 is a block diagram of the passbook processing unit of the automatic transaction apparatus according to the first embodiment, and FIG. 5 is a configuration diagram of the passbook processing unit of the automatic transaction apparatus according to the first embodiment. The configuration of the passbook processing unit 12 will be described with reference to FIGS. 4 and 5. The bankbook processing unit 12 is formed on the back side of the bankbook insertion / ejection port 2. The passbook insertion / discharge port 2 is provided with an insertion / discharge port sensor 29 for detecting a passbook inserted by the customer and detecting whether a new passbook or an old passbook has been received by the customer.

  The passbook processing unit 12 is provided with a passbook feeding / conveying unit 21 on the back side of the insertion / discharge port sensor 29. The passbook feeding / conveying unit 21 includes a plurality of roller pairs 21-1 and a conveyance path 21-2, and conveys the passbook to each unit. The bankbook feeding and conveying unit 21 is first provided with a bankbook magnetic reading unit 22. The bankbook magnetic reading unit 22 reads and writes the magnetic information in the magnetic stripe of the bankbook. A passbook optical sensor 23 is provided on the back side of the passbook magnetic reading unit 22. The passbook optical sensor 23 reads the page of the passbook inserted in the open state and the printed line. A passbook printing unit 24 is provided on the further back side of the passbook optical sensor 23.

  The passbook printing unit 24 prints transaction data such as date and amount on the passbook. The passbook printing unit 24 prints in order from the first page and the first line of the passbook, and prints up to the last page and the last line of the passbook. Printing ends when there is no transaction data. After printing to the last page and last line of the bankbook, if there is still transaction data, the bankbook is carried over, and the bankbook printing unit 24 prints the remaining transaction data on the new bankbook. When the passbook printing unit 24 returns the old passbook to the customer in accordance with the passbook carryover, the passbook printing unit 24 prints a carryover message to the effect that the passbook has been carried over to the old passbook. Further, when the bankbook printing unit 24 issues a new bankbook to a customer, the bankbook printing unit 24 prints the name of the financial institution, the branch name, the account number, the amount carried over, etc. on the new bankbook. An auto turn page unit 25 is provided on the further back side of the bankbook printing unit 24.

  The auto turn page unit 25 performs a page break when there is still transaction data after printing up to the last line of the page during printing by the passbook printing unit 24. Further, the bankbook stack unit 26 stores a plurality of unused new bankbooks in advance in order to roll out a new bankbook when a bankbook rollover occurs. In addition, the passbook saving unit 27 saves the old passbook from the passbook feeding and conveying unit 21 until the processing of the new passbook is completed when the passbook carryover occurs. Furthermore, the old bankbook collection unit 28 according to the present embodiment is a collection box for collecting the old bankbook when the customer selectively inputs that the old bankbook is not returned to the touch panel 5.

Below, the operation of the bankbook carryover of the automatic transaction apparatus relating to the first embodiment will be described. FIG. 1 is a flowchart showing the passbook carry-over operation of the automatic transaction apparatus according to the first embodiment.
S101: When a customer selects a passbook entry transaction on a transaction selection screen (not shown) on the touch panel 5, the control unit 10 instructs the passbook insertion / exhaust port sensor 29 of the passbook insertion / extraction port 2 to detect the inserted passbook. When the customer inserts a passbook through the passbook insertion / extraction port 2, the control unit 10 detects this with a passbook insertion / extraction port sensor 29. Thereafter, the control unit 10 instructs the passbook feeding and conveying unit 21 to transfer the passbook to the position of the passbook magnetic reading unit 22. Then, the control unit 10 instructs the bankbook magnetic reading unit 22 to read the account number and the like from the bankbook. Thereafter, the control unit 10 instructs the communication unit 18 to receive unrecorded transaction data from the host computer. Then, the control unit 10 instructs the storage unit 17 to store the received unrecorded transaction data.

S102: The control unit 10 instructs the passbook feeding / conveying unit 21 to convey the passbook to the position of the passbook printing unit 24. Then, the bankbook printing unit 24 is instructed to print the details of the unbooked transaction data stored in the storage unit 17 in the bankbook. The passbook printing unit 24 prints the details up to the last line of the last page of the passbook. Thereafter, the control unit 10 checks whether there is unrecorded transaction data. If there is unrecorded transaction data, the control unit 10 determines that the bankbook is carried over.

S103: When it is determined that the bankbook is carried over, the control unit 10 instructs the bankbook delivery transport unit 21 to transport the old bankbook to the position of the bankbook saving unit 27 in preparation for issuing a new bankbook.
S104: The control unit 10 instructs the display input unit 15 to display to the customer whether or not it is necessary to return the old bankbook.

  FIG. 6 is an explanatory diagram showing a display on the touch panel of the automatic transaction apparatus according to the first embodiment. When the bankbook carryover has occurred, the display input unit 15 displays whether or not the old bankbook needs to be returned. The guidance text 31 displays “Please select whether or not to return the old bankbook”. In addition, "If you wish to return your old bankbook, please be careful not to forget your old bankbook because it will be returned after the new bankbook. After confirming the contents, please press the" Confirm "button. ”And a reminder to return the old bankbook, and a confirmation button 32 is displayed. Further, by displaying a “desired to return the old passbook” button 33 and a “do not want to return the old passbook” button 34, it is possible to select whether the old passbook needs to be returned or not. In this way, the customer who wishes to return the old bankbook is made aware that the old bankbook will be returned by pressing the confirmation button 32 and the “desired to return the old bankbook” button 33. Can be maintained.

S105: The control unit 10 refers to the display input unit 15 over the elapse of a predetermined time output from the timer unit 19, so that the “desired to return the old bankbook” button 33 or “ It is instructed to monitor whether or not the “do not want to return” button 34 has been pressed. If the button 33 or 34 is pressed within a predetermined time, the routine proceeds to step 106. If it is not pressed within a predetermined time, it is considered that the selection input for returning the old bankbook has been made, that is, it is considered that the “desired to return the old bankbook” button 33 has been pressed. Transition.

S106: When the button 33 or 34 is pressed within a predetermined time, the control unit 10 instructs the display input unit 15 to “return the old bankbook” button 33 or “do not want to return the old bankbook” button. 34 Instructs to check whether any button is pressed. Then, when the “desired to return the old passbook” button 33 is pressed, the routine proceeds to step 107, and when the “do not wish to return the old passbook” button 34 is pressed, the routine proceeds to step 114.

S107: When the button 33 or 34 is not pressed within a predetermined time, and when the “desired to return the old bankbook” button 33 is pressed within the predetermined time, the control unit 10 causes the passbook feeding / conveying unit 21 to On the other hand, an instruction is given to feed one new passbook from the passbook stack unit 26 and transport it to the position of the passbook magnetic reading unit 22. The control unit 10 instructs the bankbook magnetic reading unit 22 to write magnetic information to the new bankbook. After that, the control unit 10 instructs the passbook feeding / conveying unit 21 to carry it to the position of the passbook printing unit 24.

S108: When the new bankbook is conveyed to the bankbook printing unit 24, the control unit 10 instructs the bankbook printing unit 24 to print the details of the remaining transaction data in the new bankbook.
S109: When the detailed printing is finished on the new passbook, the control unit 10 instructs the passbook feeding and transporting unit 21 to carry it to the passbook insertion / discharge port 2 and to discharge the new passbook.

S110: The control unit 10 instructs the passbook discharge port sensor 29 of the passbook insertion / discharge port 2 to detect that the customer has received a new passbook in the passbook insertion / discharge port 2.
S111: Upon detecting that the customer has received the new bankbook in the bankbook insertion / exit port 2, the control unit 10 transfers the old bankbook from the bankbook saving unit 27 to the position of the bankbook printing unit 24 with respect to the bankbook feeding and conveying unit 21. Instruct. When the old bankbook is conveyed to the bankbook printing unit 24, the control unit 10 instructs the bankbook printing unit 24 to print a carryover message indicating that the bankbook has been carried over to the old bankbook.

S112: The control unit 10 instructs the passbook feeding / conveying unit 21 to carry the old passbook printed with the carry-over message to the book entry / exit port 2 and discharge it.
S113: The control unit 10 instructs the passbook discharge port sensor 29 of the passbook insertion / discharge port 2 to detect that the customer has received the old passbook in the passbook insertion / discharge port 2. When the bankbook outlet sensor 29 detects this, the carry-over transaction is terminated.

S114: On the other hand, when the “Don't want to return the old bankbook” button 34 is pressed within a predetermined time in step 106, the control unit 10 sends a new bankbook from the bankbook stack unit 26 to the bankbook payout transport unit 21. An instruction is given to feed one book and transport it to the position of the passbook magnetic reading unit 22. The control unit 10 instructs the bankbook magnetic reading unit 22 to write magnetic information to the new bankbook. After that, the control unit 10 instructs the passbook feeding / conveying unit 21 to carry it to the position of the passbook printing unit 24.

S115: When the new bankbook is conveyed to the bankbook printing unit 24, the control unit 10 instructs the bankbook printing unit 24 to print the details of the remaining transaction data in the new bankbook.
S116: When the detailed printing is finished on the new passbook, the control unit 10 instructs the passbook payout transport unit 21 to transport the new passbook to the passbook insertion / discharge port 2 and to discharge it to the passbook insertion / discharge port 2.

S117: The control unit 10 instructs the passbook discharge port sensor 29 of the passbook insertion / discharge port 2 to detect that the customer has received a new passbook in the passbook insertion / discharge port 2.
S118: When it is detected that the customer has received the new passbook at the passbook insertion / extraction port 2, the control unit 10 causes the passbook delivery transfer unit 21 to transfer the old passbook from the passbook saving unit 27 to the old passbook collection unit 28. Instruct. This ends the carry-over transaction.

  As described above, according to the first embodiment, when a bankbook carryover occurs, it is possible to select whether or not the old bankbook needs to be returned to the display input unit 15 before performing a new bankbook delivery operation for bankbook carryover. To be displayed. In particular, the guidance text 31 and the confirmation button 32 are displayed. Further, by displaying a “desired to return the old passbook” button 33 and a “do not want to return the old passbook” button 34, the necessity of returning the old passbook can be selected and displayed. As described above, the customer who wants to return the old bankbook is allowed to return the old bankbook after the new bankbook has been returned by pressing the confirmation button 32 and the “request to return the old bankbook” button 33. Maintain awareness of what is being done. Thereby, forgetting to take the old bankbook can be prevented. In the case where the “do not want to return the old bankbook” button 34 is selected, the old bankbook is collected in the old bankbook collection unit 28, so that it is not forgotten.

(Second Embodiment)
Next, a second embodiment of the present invention will be described. FIG. 7 is a flowchart showing the passbook carry-over operation of the automatic transaction apparatus according to the second embodiment. Compared with the first embodiment, the second embodiment displays the selection on the display input unit 15 as to whether or not the old bankbook needs to be returned in accordance with the bankbook carryover is selectable, as is clear from the flowchart of FIG. The selection input receiving step (S206, S207, S208 in FIG. 7) for receiving the input is after the delivery of the new passbook (S204) and the detailed printing (S205). In addition, since the structure of the automatic transaction apparatus 100 is the same as 1st Embodiment, description is abbreviate | omitted.

In the passbook carry-over operation of the automatic transaction apparatus 100 relating to the second embodiment, S201 to S203 are the same as S101 to S103 relating to the first embodiment, and thus description thereof is omitted.
S204: The control unit 10 instructs the passbook feeding / conveying unit 21 to feed one new passbook from the passbook stacking unit 26 and to carry it to the position of the passbook magnetic reading unit 22. The control unit 10 instructs the bankbook magnetic reading unit 22 to write magnetic information to the new bankbook. After that, the control unit 10 instructs the passbook feeding / conveying unit 21 to carry it to the position of the passbook printing unit 24.

S205: When the new bankbook is conveyed to the bankbook printing unit 24, the control unit 10 instructs the bankbook printing unit 24 to print the details of the remaining transaction data in the new bankbook.
S206: The control unit 10 instructs the display input unit 15 to display to the customer whether or not it is necessary to return the old passbook. About the display of the touch panel 5 of the automatic transaction apparatus 100 regarding 2nd Embodiment, the description of FIG. 6 which is the same as 1st Embodiment is diverted.

S207: The control unit 10 refers to the display input unit 15 over the elapse of a predetermined time output from the timer unit 19, so that the “desired to return the old bankbook” button 33 or “ It is instructed to monitor whether or not the “do not want to return” button 34 has been pressed. If the button 33 or 34 is pressed within a predetermined time, the process proceeds to step 208. If it is not pressed within a predetermined time, it is considered that the selection input for returning the old bankbook has been made, that is, it is considered that the “desired to return the old bankbook” button 33 has been pressed, and the process proceeds to step 209. Transition.

S208: When the button 33 or 34 is pressed within a predetermined time, the control unit 10 instructs the display input unit 15 to “return the old bankbook” button 33 or “do not want to return the old bankbook” button. 34 Instructs to check whether any button is pressed. Then, when the “desired to return the old bankbook” button 33 is pressed, the process proceeds to step 209, and when the “do not wish to return the old bankbook” button 34 is pressed, the process proceeds to step 214.

S209: When the button 33 or 34 is not pressed within a predetermined time, and when the “desired to return the old bankbook” button 33 is pressed within the predetermined time, the control unit 10 asks the passbook feeding / conveying unit 21. Then, it conveys to the passbook insertion / extraction port 2 and instructs to discharge the new passbook.
S210: The control unit 10 instructs the passbook discharge port sensor 29 of the passbook insertion / discharge port 2 to detect that the customer has received a new passbook in the passbook insertion / discharge port 2.

S211: Upon detecting that the customer has received the new bankbook in the bankbook insertion / exit port 2, the control unit 10 conveys the old bankbook from the bankbook saving unit 27 to the position of the bankbook printing unit 24 to the bankbook feeding and conveying unit 21. Instruct. When the old bankbook is conveyed to the bankbook printing unit 24, the control unit 10 instructs the bankbook printing unit 24 to print a carryover message indicating that the bankbook has been carried over to the old bankbook.
S212: The control unit 10 instructs the passbook payout transfer unit 21 to transfer the old passbook printed with the carryover message to the passbook insertion / discharge port 2 and discharge it.

S213: The control unit 10 instructs the passbook discharge port sensor 29 of the passbook insertion / discharge port 2 to detect that the customer has received the old passbook in the passbook insertion / discharge port 2. When the bankbook outlet sensor 29 detects this, the carry-over transaction is terminated.
S214: On the other hand, when the “Don't want to return the old passbook” button 34 is pressed within a predetermined time in step 208, the control unit 10 sends the new passbook to the passbook insertion / exit port 2 with respect to the passbook feed / conveying unit 21 It conveys and instruct | indicates to discharge to the passbook insertion discharge port 2.

S215: The control unit 10 instructs the passbook discharge port sensor 29 of the passbook insertion / discharge port 2 to detect that the customer has received a new passbook in the passbook insertion / discharge port 2.
S216: Upon detecting that the customer has received the new bankbook in the bankbook insertion / exit port 2, the control unit 10 causes the bankbook payout transport unit 21 to transport the old bankbook from the bankbook saving unit 27 to the old bankbook collection unit 28. Instruct. This ends the carry-over transaction.

As described above, according to the second embodiment, when a bankbook carryover occurs, a new bankbook carry-out operation for bankbook carryover is performed before the display input unit 15 displays whether the old bankbook needs to be returned. That is, the selection input receiving step (S206, S207, S208 in FIG. 7) is after the new passbook is delivered (S204) and the detailed printout (S205), so whether or not it is necessary to return the old passbook in step 206. The time from the display to the discharge of the new passbook (S209) and the discharge of the old passbook (S212) is shortened. Thereby, in addition to the effect of the first embodiment, the new passbook and the old passbook are returned while the memory of the return of the old passbook remains in the customer's mind, so the effect of preventing forgetting can be further expected. Has an effect.
In step 208, the customer who has selected the "do not want to return the old bankbook" button 34 will end the carry-forward transaction earlier than in the first embodiment.

(Third embodiment)
Next, a third embodiment of the present invention will be described. The third embodiment is different from the first embodiment in that, in addition to the old bankbook collection unit 28 of the bankbook processing unit 12 (hereinafter referred to as the first old bankbook collection unit 28), the second old bankbook A collection unit 38 is provided. FIG. 8 is a block diagram of the passbook processing unit of the automatic transaction apparatus according to the third embodiment. Only elements different from the block diagram of the passbook processing unit of the automatic transaction apparatus according to the first embodiment shown in FIG. 4 will be described.

  The first old bankbook collection unit 28 according to the present embodiment collects the old bankbook when the customer has forgotten to take the old bankbook, even though he has chosen to return the old bankbook. Is a box. On the other hand, the second old bankbook collection unit 38 is a collection box for collecting the old bankbook when the customer selects not to return the old bankbook.

  FIG. 9 is a flowchart showing the passbook carry-over operation of the automatic transaction apparatus according to the third embodiment. Since S301 to S312 are the same as S201 to S212 related to the second embodiment, a description thereof will be omitted.

S313: After the old bankbook is discharged to the passbook insertion / extraction port 2, the control unit 10 has received the insertion / discharge port sensor 29 within the predetermined time by referring to the passage of the predetermined time output from the timer unit 19. Instruct them to monitor. When it is received within a predetermined time, the carry-over transaction is terminated. If it is not received within the predetermined time, the process proceeds to step 314.

S314: The control unit 10 instructs the passbook feeding / conveying unit 21 to transfer the old passbook from the passbook insertion / extraction port 2 to the first old passbook collection unit 28. This ends the carry-over transaction.
S315: On the other hand, when the “do not want to return the old bankbook” button 34 is pressed within a predetermined time in step 308, the control unit 10 sends the new bankbook to the bankbook insertion / exit port 2 with respect to the bankbook payout / conveying unit 21. It conveys and instruct | indicates to discharge to the passbook insertion discharge port 2.

S316: The control unit 10 instructs the passbook discharge port sensor 29 of the passbook insertion / discharge port 2 to detect that the customer has received a new passbook in the passbook insertion / discharge port 2.
S317: Upon detecting that the customer has received the new passbook at the passbook insertion / extraction port 2, the control unit 10 sends the old passbook from the passbook saving unit 27 to the second old passbook collection unit 38 with respect to the passbook feeding / conveying unit 21. Instruct to transport. This ends the carry-over transaction.

  As described above, according to the third embodiment, the old passbook forgotten by the customer is collected in the first old passbook collection unit 28, and the old passbook of the customer who has selected the "do not want to return the old passbook" button 34 is It collects in a second old bankbook collection unit 38 different from this. As a result, the clerk can determine at a glance whether the bankbook stored in the bankbook collection unit is a bankbook that the customer has forgotten or a bankbook that the customer has determined is unnecessary. Therefore, it becomes easy to determine the subsequent treatment, which contributes to saving of response time.

  In the description of the present embodiment, the automatic transaction apparatus has been described as an example. However, since a passbook entry is included in the transaction, it is clear that even a passbook entry dedicated machine is included in the scope of the present invention. It is. In the description of the present embodiment, the magnetic information is written to the new passbook by the passbook magnetic reading unit 22 and the order of the detailed printing to the new passbook by the passbook printing unit 24 is first described. Although it has been described that printing is performed later, this is merely an example, and the present invention can be applied even if the order is reversed.

DESCRIPTION OF SYMBOLS 1 Card insertion port 2 Passbook insertion discharge port 5 Touch panel 12 Passbook processing part 15 Display input part 19 Timer part 21 Passbook delivery conveyance part 22 Passbook magnetic reading part 23 Passbook optical sensor 24 Passbook printing part 25 Auto turn page part 26 Passbook stack part 27 Passbook saving unit 28 (First) old bankbook collection unit 29 Insertion / exhaust port sensor 31 Guidance text 32 Confirmation button 33 “Request to return old bankbook” button 34 “Do not want to return old bankbook” button 38 Second Old bankbook collection unit 100 Automatic transaction device

Claims (8)

A passbook printing section that prints to the last page and last line of the passbook;
A display input section for displaying selection items to the customer and receiving selection input of the customer;
When the passbook printing unit prints up to the last page and the last line of the passbook, it has an automatic control unit that controls the display input unit to selectively display whether the old passbook needs to be returned Trading device.   The automatic transaction apparatus according to claim 1, further comprising an old bankbook collection unit that collects the old bankbook when the display input unit selects whether to return the old bankbook.   The automatic transaction apparatus according to claim 1, wherein the control unit further controls the display input unit to display an alert for returning the old bankbook. Has a passbook insertion / extraction port that detects receipt of the return of the old passbook,
A first collecting unit for collecting the old bankbook when the old bankbook has not been received despite the selection input for returning the old bankbook by the display input unit;
2. The automatic transaction apparatus according to claim 1, further comprising a second collection unit that collects the old bankbook when the display input unit selects whether to return the old bankbook. The controller determines that the bankbook carry-over is carried out when the bankbook printing unit prints up to the last page and the last line of the bankbook and there is unprinted data,
The automatic transaction apparatus according to any one of claims 1 to 4, wherein whether or not to return the old bankbook is displayed on the display input unit before performing a new bankbook feeding operation for carrying over the bankbook. The controller determines that the bankbook carry-over is carried out when the bankbook printing unit prints up to the last page and the last line of the bankbook and there is unprinted data,
The automatic transaction apparatus according to any one of claims 1 to 4, wherein a new passbook payout operation for carrying over the passbook is performed before displaying whether the old passbook needs to be returned on the display input unit.   When the control unit displays the necessity of returning the old bankbook on the display input unit, if there is no selection input for the need to return the old bankbook within a predetermined time, the control unit is required to return the old bankbook. The automatic transaction apparatus according to claim 5 or 6, wherein it is considered that a selection input has been made. A passbook printing process in which the passbook printing section prints up to the last page and last line of the passbook;
A determination process for determining whether a bankbook carryover is necessary;
A selection input receiving step of accepting a selection input and displaying on the display input section selectably indicating whether or not to return the old bankbook relating to the bankbook carryover when it is determined that the bankbook carryover is necessary in the determination step. The bankbook carry-over method of automatic transaction equipment.

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