JP2011508928A - マーチャントレートルックアップ - Google Patents
マーチャントレートルックアップ Download PDFInfo
- Publication number
- JP2011508928A JP2011508928A JP2010541444A JP2010541444A JP2011508928A JP 2011508928 A JP2011508928 A JP 2011508928A JP 2010541444 A JP2010541444 A JP 2010541444A JP 2010541444 A JP2010541444 A JP 2010541444A JP 2011508928 A JP2011508928 A JP 2011508928A
- Authority
- JP
- Japan
- Prior art keywords
- merchant
- rate
- currency
- markup
- customer
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Granted
Links
Images
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/381—Currency conversion
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
Abstract
【選択図】図1
Description
If the Mercant.markupMethod >= 'M'
Then calculate using the FX Assured logic
If the Merchant.Indicator equals '0' (PAN Markup only; Markupvalue has no effect)
The Result equals
(
Merchant.baserate * (1 + PAN.totalMarkupRate)
)
If the Merchant.Indicator equals 1 (Increment with the markup value and PAN Markup)
The Result equals
(
Merchant.baserate * (1 + PAN.totalMarkupRate+ Merchant.markup Value)
)
If the Merchant.Indicator equals '2' (Decrement the markup value and PAN Markup)
The Result equals
(
Merchant.baserate * (1 + PAN.totalMarkupRate- Merchant.markup Value)
)
Else If the Mercant.markupMethod < 'M'
Then calculate without the FX Assured logic
If the Merchant.Indicator equals '0' (Base Rate Only)
The Result equals
(
Merchant.baserate
)
If the Merchant.Indicator equals '1' (Increment with the markup value)
The Result equals
(
Merchant.baserate * (1 + Merchant.markupValue)
)
If the Merchant.Indicator equals '2' (Decrement with the markup value)
The Result equals
(
Merchant.baserate * (1 - Merchant.markupValue)
)
The RefundRate is calculated using the following algorithm in pseudocode:
If the Merchant.creditReturnMarkupIndicator equals '0' (Base Rate Only)
The Result equals
(
Merchant.baserate
)
If the Merchant.creditReturnMarkuphidicator equals 1
(Increment with the markup value)
The Result equals
(
Merchant.baserate * (1 + Merchant.markupValue)
)
If the Merchant.creditReturnMarkupIndicator equals '2'
(Decrement with the markup value)
The Result equals
(
Merchant.baserate * (1 - Merchant.markupValue)
)
Claims (2)
- 通貨換算レートを決定するためのシステムであって、
会員番号(PANs)及び通貨換算レートに関連する商取引者の各レコードを格納する商取引者会員番号レートジャンクションテーブルを含むデータベースと、
第1商取引者及び第1PANに関連する前記通貨換算レートの一つにマッチするマークアップレートを決定し、前記第1商取引者及び第1PANに関連する顧客との間の取引を処理するための所定のソフトウェアを含むプロセッサと、を含み、
前記プロセッサは、前記マークアップレートを使用する取引を完了するために決定された前記マークアップレートを、前記第1商取引者に伝送することを特徴とするシステム。 - 前記データベースは、
個々の通貨及び前記商取引者会員番号レートジャンクションテーブル内の個々の通貨換算レートに関連する通貨指数毎に、前記通貨換算レートの各通貨指数を格納するレート通貨ジャンクションテーブルを含み、
前記プロセッサは、前記マッチングする換算レートに関連する所定の通貨指数を使用して前記マークアップレートに関連する通貨を提示することを特徴とする請求項1に記載のシステム。
Applications Claiming Priority (3)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US1909308P | 2008-01-04 | 2008-01-04 | |
US61/019,093 | 2008-01-04 | ||
PCT/US2008/014147 WO2009088487A1 (en) | 2008-01-04 | 2008-12-30 | Merchant rate lookup |
Publications (2)
Publication Number | Publication Date |
---|---|
JP2011508928A true JP2011508928A (ja) | 2011-03-17 |
JP5528352B2 JP5528352B2 (ja) | 2014-06-25 |
Family
ID=40853334
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
JP2010541444A Expired - Fee Related JP5528352B2 (ja) | 2008-01-04 | 2008-12-30 | マーチャントレートルックアップ |
Country Status (12)
Country | Link |
---|---|
US (1) | US20110184854A1 (ja) |
EP (1) | EP2232749A4 (ja) |
JP (1) | JP5528352B2 (ja) |
CN (1) | CN102007719A (ja) |
AU (1) | AU2008347053B2 (ja) |
BR (1) | BRPI0819952A2 (ja) |
CA (1) | CA2711254C (ja) |
CR (1) | CR11597A (ja) |
MX (1) | MX2010007408A (ja) |
MY (1) | MY156617A (ja) |
NZ (1) | NZ586593A (ja) |
WO (1) | WO2009088487A1 (ja) |
Cited By (1)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
JP2013524309A (ja) * | 2010-03-26 | 2013-06-17 | グローバル ブルー カレンシー チョイス ホールディングス ビー.ヴイ. | 動的通貨変換システム及び方法 |
Families Citing this family (5)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US8650207B2 (en) * | 2011-12-02 | 2014-02-11 | Microsoft Corporation | Inductive synthesis of table-based string transformations |
US20150302367A1 (en) * | 2014-04-18 | 2015-10-22 | Frederic Billou | Systems and methods for funding source selection |
WO2016072934A1 (en) * | 2014-11-06 | 2016-05-12 | Mastercard Asia/Pacific Pte.Ltd | Method, server and system for dynamic currency conversion |
US10552415B2 (en) | 2017-03-30 | 2020-02-04 | Microsoft Technology Licensing, Llc | Efficient distributed joining of two large data sets |
US20200111085A1 (en) * | 2018-10-04 | 2020-04-09 | The Toronto-Dominion Bank | System and method for providing dynamic foreign exchange at an automated teller machine |
Citations (5)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
JPH09218903A (ja) * | 1995-12-14 | 1997-08-19 | Cybercash Inc | 電子転送システム及び方法 |
JP2002150188A (ja) * | 2000-11-09 | 2002-05-24 | Aai:Kk | 商取引方法および装置並びにシステム |
JP2003504742A (ja) * | 1999-07-12 | 2003-02-04 | メインライン コーポレイト ホールディングス リミテッド | カード支払いシステムのためのダイナミックな通貨変換 |
JP2006513512A (ja) * | 2002-11-07 | 2006-04-20 | プラネット グループ,インク. | 取引時外貨換算 |
US20060229977A1 (en) * | 2005-04-08 | 2006-10-12 | Ebay Inc. | Authorization and capture with multiple currencies |
Family Cites Families (13)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US5231570A (en) * | 1990-12-11 | 1993-07-27 | Lee Gerritt S K | Credit verification system |
US5897621A (en) * | 1996-06-14 | 1999-04-27 | Cybercash, Inc. | System and method for multi-currency transactions |
US5970470A (en) * | 1997-07-08 | 1999-10-19 | Walker Asset Management Limited Partnership | System and method for establishing and managing subscription purchase agreements including commitments to purchase goods over time at agreed upon prices |
US20070038523A1 (en) * | 2000-06-19 | 2007-02-15 | E4X Inc. | System and method for transactional hedging |
AU2001280297A1 (en) * | 2000-06-29 | 2002-01-08 | Jonathan Ferrier | An e-commerce system |
US8364584B2 (en) * | 2003-11-20 | 2013-01-29 | Paymentech, Llc | Dynamic currency conversion system and method |
US20060184586A1 (en) * | 2004-02-24 | 2006-08-17 | First Data Corporation | Communication point relationship scheduling |
US20060015452A1 (en) * | 2004-07-14 | 2006-01-19 | Mani Kulasooriya | Systems and methods for implementing account-to-account international money exchanges |
TW200632770A (en) * | 2005-03-07 | 2006-09-16 | Giga Byte Comm Inc | POI data structure and method for operating and applying the same |
US8543498B2 (en) * | 2005-09-19 | 2013-09-24 | Aurora Financial Systems, Inc. | Method and system for designating and tracking feature sets for individual accounts |
US7603312B2 (en) * | 2007-04-25 | 2009-10-13 | Pe Systems, Inc. | Altering card-issuer interchange categories |
US7640212B2 (en) * | 2007-08-28 | 2009-12-29 | The Western Union Company | Methods and systems for executing a plurality of money transfers having a fluctuating parameter |
US8108977B1 (en) * | 2008-10-31 | 2012-02-07 | Metabank | Machine, methods, and program product for electronic order entry |
-
2008
- 2008-12-30 CA CA2711254A patent/CA2711254C/en not_active Expired - Fee Related
- 2008-12-30 BR BRPI0819952A patent/BRPI0819952A2/pt not_active Application Discontinuation
- 2008-12-30 AU AU2008347053A patent/AU2008347053B2/en not_active Ceased
- 2008-12-30 US US12/811,614 patent/US20110184854A1/en not_active Abandoned
- 2008-12-30 EP EP08869951A patent/EP2232749A4/en not_active Ceased
- 2008-12-30 MX MX2010007408A patent/MX2010007408A/es not_active Application Discontinuation
- 2008-12-30 NZ NZ586593A patent/NZ586593A/xx not_active IP Right Cessation
- 2008-12-30 MY MYPI2010003155A patent/MY156617A/en unknown
- 2008-12-30 WO PCT/US2008/014147 patent/WO2009088487A1/en active Application Filing
- 2008-12-30 CN CN2008801279452A patent/CN102007719A/zh active Pending
- 2008-12-30 JP JP2010541444A patent/JP5528352B2/ja not_active Expired - Fee Related
-
2010
- 2010-07-27 CR CR11597A patent/CR11597A/es unknown
Patent Citations (5)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
JPH09218903A (ja) * | 1995-12-14 | 1997-08-19 | Cybercash Inc | 電子転送システム及び方法 |
JP2003504742A (ja) * | 1999-07-12 | 2003-02-04 | メインライン コーポレイト ホールディングス リミテッド | カード支払いシステムのためのダイナミックな通貨変換 |
JP2002150188A (ja) * | 2000-11-09 | 2002-05-24 | Aai:Kk | 商取引方法および装置並びにシステム |
JP2006513512A (ja) * | 2002-11-07 | 2006-04-20 | プラネット グループ,インク. | 取引時外貨換算 |
US20060229977A1 (en) * | 2005-04-08 | 2006-10-12 | Ebay Inc. | Authorization and capture with multiple currencies |
Cited By (1)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
JP2013524309A (ja) * | 2010-03-26 | 2013-06-17 | グローバル ブルー カレンシー チョイス ホールディングス ビー.ヴイ. | 動的通貨変換システム及び方法 |
Also Published As
Publication number | Publication date |
---|---|
US20110184854A1 (en) | 2011-07-28 |
WO2009088487A1 (en) | 2009-07-16 |
MX2010007408A (es) | 2011-02-24 |
EP2232749A4 (en) | 2012-02-22 |
AU2008347053B2 (en) | 2013-12-12 |
CA2711254A1 (en) | 2009-07-16 |
JP5528352B2 (ja) | 2014-06-25 |
BRPI0819952A2 (pt) | 2017-06-13 |
MY156617A (en) | 2016-03-15 |
CN102007719A (zh) | 2011-04-06 |
CA2711254C (en) | 2017-02-28 |
AU2008347053A1 (en) | 2009-07-16 |
NZ586593A (en) | 2013-05-31 |
CR11597A (es) | 2010-11-22 |
EP2232749A1 (en) | 2010-09-29 |
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