JP2009532814A - 消費者の支払を強化する方法及びシステム - Google Patents

消費者の支払を強化する方法及びシステム Download PDF

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Publication number
JP2009532814A
JP2009532814A JP2009504484A JP2009504484A JP2009532814A JP 2009532814 A JP2009532814 A JP 2009532814A JP 2009504484 A JP2009504484 A JP 2009504484A JP 2009504484 A JP2009504484 A JP 2009504484A JP 2009532814 A JP2009532814 A JP 2009532814A
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consumer
merchant
payment
information
payment information
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JP2009504484A
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Japanese (ja)
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JP2009532814A5 (https=
Inventor
ティモシー ミュー−チュー リー
ゲアリー イー ガーバー
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ヴィザ インターナショナル サーヴィス アソシエイション
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Publication of JP2009532814A publication Critical patent/JP2009532814A/ja
Publication of JP2009532814A5 publication Critical patent/JP2009532814A5/ja
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    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/085—Payment architectures involving remote charge determination or related payment systems
    • G06Q20/0855—Payment architectures involving remote charge determination or related payment systems involving a third party
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
    • G06Q20/3674—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes involving authentication
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions

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  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Engineering & Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computer Security & Cryptography (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Cash Registers Or Receiving Machines (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
JP2009504484A 2006-04-05 2007-04-05 消費者の支払を強化する方法及びシステム Pending JP2009532814A (ja)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US74429706P 2006-04-05 2006-04-05
PCT/US2007/066114 WO2007118178A2 (en) 2006-04-05 2007-04-05 Methods and systems for enhanced consumer payment

Related Child Applications (1)

Application Number Title Priority Date Filing Date
JP2013107234A Division JP2013157036A (ja) 2006-04-05 2013-05-21 消費者の支払を強化する方法及びシステム

Publications (2)

Publication Number Publication Date
JP2009532814A true JP2009532814A (ja) 2009-09-10
JP2009532814A5 JP2009532814A5 (https=) 2010-05-20

Family

ID=38581835

Family Applications (2)

Application Number Title Priority Date Filing Date
JP2009504484A Pending JP2009532814A (ja) 2006-04-05 2007-04-05 消費者の支払を強化する方法及びシステム
JP2013107234A Abandoned JP2013157036A (ja) 2006-04-05 2013-05-21 消費者の支払を強化する方法及びシステム

Family Applications After (1)

Application Number Title Priority Date Filing Date
JP2013107234A Abandoned JP2013157036A (ja) 2006-04-05 2013-05-21 消費者の支払を強化する方法及びシステム

Country Status (11)

Country Link
US (1) US20070294184A1 (https=)
EP (1) EP2002588A4 (https=)
JP (2) JP2009532814A (https=)
KR (1) KR20090005314A (https=)
CN (1) CN101449509A (https=)
AU (1) AU2007234789B2 (https=)
BR (1) BRPI0709748A2 (https=)
CA (2) CA2648759C (https=)
MX (1) MX2008012675A (https=)
RU (1) RU2449481C2 (https=)
WO (1) WO2007118178A2 (https=)

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US9760921B2 (en) * 2008-08-21 2017-09-12 Digital River, Inc. Half-graphical user interface order processing system and method
US20110022446A1 (en) * 2009-07-22 2011-01-27 Carney Ii Conrad R Simplified rebate redemption system
US8601266B2 (en) 2010-03-31 2013-12-03 Visa International Service Association Mutual mobile authentication using a key management center
US8914307B2 (en) 2010-11-08 2014-12-16 Bank Of America Corporation Processing loan transactions
US8606692B2 (en) 2010-11-08 2013-12-10 Bank Of America Corporation Processing loan transactions
US20120246071A1 (en) * 2011-03-21 2012-09-27 Nikhil Jain System and method for presentment of nonconfidential transaction token identifier
US20140095356A1 (en) * 2012-01-16 2014-04-03 Weyenot, Inc. Enhanced Microgift System and Method of Operation
US10043181B2 (en) * 2013-01-15 2018-08-07 Mastercard International Incorporated Systems and methods for processing off-network transaction messages
EP3129944A1 (en) * 2014-04-08 2017-02-15 United States Postal Service System and method for find and deliver service
US20180121914A1 (en) * 2015-05-18 2018-05-03 Visa International Service Association Method and System for Authorizing a Payment Transaction
CN105631733A (zh) * 2016-01-22 2016-06-01 祝珂 一种商品订购系统及其订购方法
US10373199B2 (en) * 2016-02-11 2019-08-06 Visa International Service Association Payment device enrollment in linked offers
RU2625050C1 (ru) * 2016-04-25 2017-07-11 Акционерное общество "Лаборатория Касперского" Система и способ признания транзакций доверенными
US12493861B2 (en) 2023-01-05 2025-12-09 Mastercard International Incorporated Systems and methods for implementing off-network services

Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JPH10509543A (ja) * 1994-10-24 1998-09-14 オープン マーケット インコーポレイテッド ネットワーク・セールス・システム
JPH11161717A (ja) * 1997-09-12 1999-06-18 Amazon Com Inc アイテムの購入注文を出す方法
JP2002312567A (ja) * 2001-04-12 2002-10-25 Misawa Homes Co Ltd 顧客情報管理装置、顧客情報管理システム、顧客情報管理方法、および記録媒体
WO2005111957A1 (en) * 2004-05-03 2005-11-24 Visa International Service Association Multiple party benefit from an online authentication service

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US3582900A (en) * 1969-05-05 1971-06-01 Telecredit Information processing machine
US5794207A (en) * 1996-09-04 1998-08-11 Walker Asset Management Limited Partnership Method and apparatus for a cryptographically assisted commercial network system designed to facilitate buyer-driven conditional purchase offers
DE69431306T2 (de) * 1993-12-16 2003-05-15 Open Market, Inc. Datennetzgestütztes zahlungssystem und verfahren zum gebrauch eines derartigen systems
US5892900A (en) * 1996-08-30 1999-04-06 Intertrust Technologies Corp. Systems and methods for secure transaction management and electronic rights protection
US5960411A (en) * 1997-09-12 1999-09-28 Amazon.Com, Inc. Method and system for placing a purchase order via a communications network
US6023688A (en) * 1997-11-28 2000-02-08 Diebold, Incorporated Transaction apparatus and method that identifies an authorized user by appearance and voice
US6327578B1 (en) * 1998-12-29 2001-12-04 International Business Machines Corporation Four-party credit/debit payment protocol
US7249097B2 (en) * 1999-06-18 2007-07-24 Echarge Corporation Method for ordering goods, services, and content over an internetwork using a virtual payment account
WO2001041032A1 (en) * 1999-11-30 2001-06-07 David Russell Methods, systems, and apparatuses for secure interactions
US6990464B1 (en) * 2000-01-11 2006-01-24 Ncr Corporation Apparatus, system and method for electronic book distribution
US20010044787A1 (en) * 2000-01-13 2001-11-22 Gil Shwartz Secure private agent for electronic transactions
US7552094B2 (en) * 2000-03-16 2009-06-23 Harexinfotech, Inc. Optical payment transceiver and system using the same
US6473738B1 (en) * 2000-03-23 2002-10-29 James Gordon Garrett Multiple-person buying information system with application to on-line merchandizing
JP5348711B2 (ja) * 2000-07-11 2013-11-20 ペイパル， インコーポレイテッド サードパーティ支払い処理のシステムおよび方法
US7266522B2 (en) * 2000-12-07 2007-09-04 International Business Machines Corporation Method and system in electronic commerce for uniquely identifying products to improve reliability and confidence in transactions initiated online
JP4560237B2 (ja) * 2001-05-24 2010-10-13 サンデン株式会社 自動販売機を利用した入金システム
JP2003030451A (ja) * 2001-07-19 2003-01-31 Hitachi Ltd 決済システム
JP2003123012A (ja) * 2001-10-16 2003-04-25 Hitachi Ltd 決済処理装置、決済処理方法
US20050246268A1 (en) * 2002-08-16 2005-11-03 Inter-Net Payments Patents Limeted Funds transfer method and system
US20040148251A1 (en) * 2003-01-28 2004-07-29 Jerry Kavoun Method and system for providing funds for on-line gaming
CA2531487C (en) * 2003-07-02 2015-09-08 Visa International Service Association Managing activation of cardholders in a secure authentication program
US20060212387A1 (en) * 2005-03-21 2006-09-21 Genzen Ltd. Method and system for administrating funding of product development
US8291492B2 (en) * 2007-12-12 2012-10-16 Google Inc. Authentication of a contributor of online content
US20130297510A1 (en) * 2012-05-04 2013-11-07 Ip Origins, Llc Financial intermediary for electronic commerce

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JPH10509543A (ja) * 1994-10-24 1998-09-14 オープン マーケット インコーポレイテッド ネットワーク・セールス・システム
JPH11161717A (ja) * 1997-09-12 1999-06-18 Amazon Com Inc アイテムの購入注文を出す方法
JP2002312567A (ja) * 2001-04-12 2002-10-25 Misawa Homes Co Ltd 顧客情報管理装置、顧客情報管理システム、顧客情報管理方法、および記録媒体
WO2005111957A1 (en) * 2004-05-03 2005-11-24 Visa International Service Association Multiple party benefit from an online authentication service

Also Published As

Publication number Publication date
CA3049789A1 (en) 2007-10-18
WO2007118178A2 (en) 2007-10-18
KR20090005314A (ko) 2009-01-13
EP2002588A4 (en) 2011-11-30
CA2648759A1 (en) 2007-10-18
AU2007234789A1 (en) 2007-10-18
CA3049789C (en) 2022-06-28
RU2449481C2 (ru) 2012-04-27
EP2002588A2 (en) 2008-12-17
AU2007234789B2 (en) 2011-10-06
CN101449509A (zh) 2009-06-03
BRPI0709748A2 (pt) 2011-07-26
JP2013157036A (ja) 2013-08-15
CA2648759C (en) 2023-09-26
MX2008012675A (es) 2008-10-15
RU2008140850A (ru) 2010-04-20
WO2007118178A3 (en) 2007-12-13
US20070294184A1 (en) 2007-12-20

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