JP2003256734A - Investment registration device, investment registration program, and small amount accounting system - Google Patents

Abstract

<P>PROBLEM TO BE SOLVED: To provide an investment registration device, an investment registration program, and a small amount accounting system capable of settling buying and selling of commodities and payment of their charges with a sense of security even through a communication network such as the Internet. <P>SOLUTION: This investment registration device 70 is provided with an inputting means 774 for inputting an amount of investment invested by a user, a transmission and reception means 765 for transmitting the inputted amount of investment to a server 90 managing user's investment and receiving an ID for specifying the user and a password corresponding to the ID from the server 90, an outputting means (a display means 768) for displaying the received ID and password, and an outputting means (a transmission and reception means 765) for communication outputting or an outputting means (a print engine 789) for print outputting. <P>COPYRIGHT: (C)2003,JPO

Description

Detailed Description of the Invention

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention
The present invention relates to a capital investment registration program and a small amount billing system, and more particularly to a capital investment registration device, a capital investment registration program, and a small amount billing system for performing charging and payment via a communication network such as the Internet.

[0002]

2. Description of the Related Art Heretofore, there has been known a method of purchasing an article, which is purchased from a business operator who provides the article for sale via the Internet. Payment using a credit card is generally used to transfer a fee when an article is purchased through a communication network such as the Internet.

When the user pays the usage fee to the business operator, the user notifies the business operator of the credit card number and the user name via the communication network, and the business operator pays the corresponding credit card. The usage fee is settled through the company.

Further, the approval fee provided by a credit card company is high, and the minimum approval amount is generally 1000 yen.

[0005] On the other hand, a method of operating contents that allows smooth distribution of contents is disclosed in Japanese Patent Laid-Open No. 2000-76339. In the content operation method, when the system operator deposits the content from the content holder, the content is digitized and stored in the database. The user operates the user terminal to search for content that matches the desired usage conditions, and if the content that matches the conditions is stored in the database, perform the procedure for requesting usage and let the system operator The content is provided in a desired format, the charging process notifies it, and the usage fee is collected to pay the usage fee to the system operator. If the content holder entrusts the content to the system operator, the content holder can receive the return of the value from the system operator through the payment process.

Further, there is a decision making system which can be freely purchased in any place, can be decided without costly for storage, and can secure sufficient security.
No. 000-132605. In this approval system, in exchange for predetermined value information, the secret identification information managed by a prescribed institution is transmitted and distributed to a communicable electronic device having a memory function, and based on the distributed secret identification information. It was decided to make a decision.

[0007]

However, in the method in which the user notifies the business operator of the credit card number and the user name via the Internet, the user's anxiety due to the leakage of information possessed by the Internet. Is big. Therefore, it is difficult for the user to actively participate in the site for purchasing an article that uses the conventional fee payment method of notifying the credit card number, which causes a problem that the threshold is high.

[0008] Also, since the minimum settlement amount of the settlement fee carried out by the credit card company is generally 1000 yen,
There was a problem that it could not be used to purchase small items.

Also, in the content operating method disclosed in Japanese Patent Laid-Open No. 2000-76339, although there is a description that the usage fee is counted and the usage fee is collected from the user, No specific solution to pay the usage fee has been obtained.

Further, the settlement system disclosed in Japanese Patent Laid-Open No. 2000-132605 is a communication-enabled electronic device (a mobile phone, a personal computer, a pager (registered trademark), a facsimile machine) having a memory function for storing secret identification information. The payment for the purchase of the product is carried out by the alternative personal identification number for the payment without actually communicating the credit card number. Therefore, if you make a transaction with a dubious store, the PIN for payment may be stolen and a large loss may occur, and it cannot be used to purchase a small amount of goods due to the minimum approval amount of the credit card company. That was causing a problem.

The present invention has been made in view of the above circumstances, and is a capital investment registration device capable of securely trading products and paying the charges thereof even on a communication network such as the Internet. The purpose is to provide a capital investment registration program and a small charge system.

Another object of the present invention is to provide an equity investment registration device, an equity investment registration program, and a small amount billing system capable of trading a small amount of goods on a communication network such as the Internet.

[0013]

[Means for Solving the Problems] In order to achieve the above-mentioned object, the present invention is a capital investment registration device used in a small amount billing system for operating a capital investment invested by a user to buy and sell a small amount of goods or the like. In addition, the input means for inputting the investment amount contributed by the user and the input investment amount are transmitted to the server managing the investment of the user, and correspond to the ID for identifying the user and the ID. It is characterized in that it is provided with a transmitting / receiving means for receiving the password that is being processed from the server, an output means for displaying the received ID and password, an output means for performing communication output, or an output means for printing out.

According to the present invention, transmitting / receiving means for transmitting the investment amount of the user input by the input means to the server for managing the investment and receiving the ID and password for specifying the user from the server. Since the output means for displaying the received ID and password, the output means for communication output, or the output means for print output are provided, the user uses the output ID and password to perform communication on the Internet or the like. It is possible to purchase and sell products and settle payments on the network with peace of mind. In addition, since the user has already paid the investment, it is possible to trade a small amount of goods.

In order to achieve the above object, the present invention provides
Input means for inputting the amount of investment contributed by the user, and transmitting / receiving means for transmitting the input amount of investment to the server side to receive an ID for identifying the user and a password corresponding to the ID from the server side. Output means for displaying the received ID and password, output means for communication output,
Alternatively, a capital investment registration device having output means for printing out, a reception means for receiving the investment amount from the capital investment registration device, an ID for identifying a user based on the investment, and its I
Information processing means for generating D and a corresponding password,
A customer database that records the generated ID and password, the investment amount, and the store in which the investment register is installed in association with each other, and the ID and password recorded in the customer database in association with the customer database. Transmission means for transmitting to a store that is
It is composed of a server including an acquisition unit that acquires the sale and purchase information of the product by the user, and an operation unit that performs an operation to increase or decrease the investment amount recorded in the customer database based on the obtained sale and purchase information. It is characterized by that.

According to the present invention, the transmitting / receiving means for transmitting the investment amount of the user input by the input means to the server for managing the investment and receiving the ID and the password for specifying the user from the server. A capital investment registration device having output means for displaying the received ID and password, output means for communication output, or output means for printout, and information on the capital investment received by the reception means from the capital investment registration device. The information processing means generates an ID for identifying the user and a password corresponding to the ID based on the information, the transmitting means transmits the ID to the investment register, and the acquiring means receives the ID, the password and the product from the user. When you get the trading information of
Since the computing means is configured by a server that performs a computation for increasing or decreasing the investment amount of the corresponding user based on the acquired trading information, the user uses the output ID and password to access the Internet or the like. It is possible to purchase and sell products and make payments such as payments on the communication network. In addition, since the user has already paid the investment, it is possible to trade a small amount of goods.

[0017]

BEST MODE FOR CARRYING OUT THE INVENTION Preferred embodiments of a capital investment registration device, a capital investment registration program and a small amount charging system according to the present invention will be described below in detail with reference to the accompanying drawings.

FIG. 1 shows an example of the structure of a small amount billing system.

As shown in the figure, the small-price charging system includes:
A user 10 who desires to purchase an image or an article, a user 12 who wants to sell an image or an article, and a user ID (ID that identifies the user) and the user 10 and the user 12 A store used to purchase passwords corresponding to IDs and to purchase or sell items as needed 1
And 4 are provided.

The small-price billing system includes a customer database 16 in which the name of each user, investment information, name of the deposit store, and other customer information are recorded, and images, documents, and music to be delivered to each user. , A multimedia database, software, or a product database 18 in which product information such as a product list is recorded, and information can be read from and written to the customer database 16 and the product database 18, and the user 10, User 12, store 1
4, a printing factory 22, a product sales company 24, and an operating company 20 capable of transmitting and receiving information relating to the buying and selling of goods. The operating company 20 transmits / receives information to / from the terminal on the side of the user 10, the terminal on the side of the user 12, the investment device 70 of the store 14, the terminal device of the printing factory 22, and the server of the sales company 24. A server 90 for managing the user's investment and personal information is provided.

The store 14 is provided with a capital investment registration device 70 according to the present invention. When the user pays the investment to the store 14, it is possible to manage the investment to easily purchase or sell the product and to settle the usage fee billing and payment. The printing factory 22 can print an image that the user desires to print and deliver the printed matter to the user who has made a print order.
The product sales company 24 has a lineup of products that can be sold,
It is possible to ship and sell the product that the user desires to the user.

FIG. 2 shows a block diagram of a signal processing system of the investment register apparatus according to the present invention.

The capital investment registration device 70 is installed in the store 14, and inputs capital investment payment information from the user 10 or the user 12, and the server 90 provided in the operating company 20 and the Internet or a dedicated one. It is possible to send and receive information via a communication line.

As shown in the figure, the information transmission / reception unit of the equity registration device 70 includes an antenna 756 used as a short-distance wireless communication means for transmitting / receiving information to / from a portable terminal carried by a user, and information. Transmission / reception means 757 for converting data into a predetermined format for wirelessly or wiredly transmitting and receiving
(The functions of the input means and the output means may be included),
A communication connector 759 for transmitting and receiving information by connecting a wired communication means such as a communication cable, and for transmitting and receiving information to and from the server 90 of the operating company 20 via a communication network such as a communication line 760 or a communication network. Transmission / reception means 765
And are provided.

Further, the investment register device 70 has display means 768 (which may include the function of output means) for displaying information such as images and characters, and display means 768 based on a command from the information processing means. Display control means 769 for outputting an image signal for display to the user, and an administrator or user inputs means 7
I / O 775 that reads various information such as the amount of investment input via 74 and transmits it to information processing means described later, or outputs a display command to a notification means such as an LED based on an instruction from the information processing means. It is provided.

In addition, a recording medium mounting portion 778 for removably mounting a recording medium 777 on the investment register 70,
A recording medium interface 779 for recording and reading information such as image data with respect to the recording medium 777 is provided. The recording medium 777 is a floppy (registered trademark) disk, CD-RW, MO, semiconductor recording medium, or other recording medium.

The investment register device 70 has an information processing means (CPU) for controlling the entire investment registration device 70.
780, a ROM that stores programs for operating the information processing means 780 (including a capital investment registration program) and various constants, and a RAM that is a recording area that serves as a work area when the information processing means 780 executes processing. And a memory 781 composed of

Further, the investment register device 70 includes a server 9
A print engine 789 (which may include the function of an output unit) that prints the information of the ID and password acquired from 0 or the image or the image on a sheet of paper, and the information processing unit 780.
Print information based on an instruction from the print engine 78.
9 or a printer interface 787 that acquires status information or information related to paper output from the print engine 789 and outputs it to the information processing unit 780.
And are provided.

Information processing means 78 in the investment register 70
0, display control means 769, I / O 775, memory 78
1, peripheral circuits including the printer interface 787, etc. are connected by a bus 799.
Is capable of controlling each peripheral circuit.

The short-distance wireless communication means is a communication means using light such as radio waves, ultrasonic waves, and infrared rays as carrier waves. When radio waves are used, it may be based on the specifications of wireless communication such as wireless LAN (local area network).

In the above description, the communication device is set to the capital investment registration device 70, but the present invention is not limited to the capital investment registration device 70, and a personal computer,
Even an electronic device such as a server can achieve the object of the present invention.

The transmitting / receiving means 765 is an input means 774.
It is possible to transmit the investment amount input via the server to the server 90 that manages the investment of the user. Further, it is possible to receive from the server 90 the ID for identifying the user and the password corresponding to the ID.

The display means 968 (output means) can display and output the ID and password received from the server 90.

The transmission / reception means 757 (output means) is
The ID and password received from the server 90 can be output by communication to a user terminal or the like.

FIG. 3 shows a block diagram of a signal processing system of a server for managing the investment of the user.

The server 90 is installed in the operating company 20, receives multimedia data for registration from the terminal on the side of the user 12 via a communication line such as the Internet, and receives images and the like from the terminal on the side of the user 10. It is possible to receive information regarding the purchase of printed materials. The server 90 can also send and receive information to the effect that an order is placed to a server provided in the printing factory 22 or a server of the sales company 24 via a communication line such as the Internet or a dedicated communication line. Has become.

As shown in the figure, the information transmitting / receiving unit of the server 90 has terminals such as the users 10 and 12 through the communication network 960 or a communication network such as a communication network, the printing factory 22, and the sales company 24. A transmitting / receiving unit 965 (transmitting unit, receiving unit) for transmitting / receiving information to / from the server or the like is provided.

Further, the server 90 outputs a display means 968 for displaying information such as images and characters for confirmation and an image signal for display to the display means 968 based on a command from the information processing means. The display control unit 969 and various information input by the administrator via the input unit 974 are read and transmitted to the information processing unit described later, or a display command is issued to a notification unit such as an LED based on an instruction from the information processing unit. An I / O 975 for outputting is provided.

Further, the server 90 includes an information processing means (CPU) 980 for controlling the entire server 90, a ROM for recording programs for operating the information processing means 980 and various constants, and an information processing means 980. A memory 981 including a RAM serving as a recording unit serving as a work area when executing a process, a customer database 16 and a product database 18, a hard disk for recording a product management program and a customer management program, and the like. A recording unit 986 and a calendar clock 990 that keeps time are provided.

The information processing means 980 in the server 90 and each peripheral circuit including the display control means 969, I / O 975, memory 981 and the like are connected by a bus 999, and the information processing means 980 controls each peripheral circuit. It is possible to do.

The transmission / reception means 965 (reception means) is capable of receiving from the investment registration device 70 information relating to the amount of investment contributed by the user 10 or the like.

The information processing means 980 has an ID for identifying the user 10 based on the investment of the user 10 and the ID thereof.
It is possible to generate the corresponding password.

The information processing means 980 uses the generated ID.
The password, the investment amount, and the store where the investment register 70 is installed can be associated with each other and recorded in the customer database 16.

The information processing means 980 is the transmitting / receiving means 9
The ID and password recorded in the customer database 16 are sent to the customer database 16 via 65 (transmission means).
The capital investment registration device 70 of the store recorded in association with the
It is possible to send to.

Further, the transmission / reception means 965 (acquisition means) is capable of acquiring commodity sales information from a terminal such as the user 10. Then, the information processing unit 965 (calculation unit) can perform a calculation for increasing or decreasing the investment amount recorded in the customer database 16 based on the trading information acquired from the terminal of the user 10 or the like.

FIG. 4 is an explanatory view of the investment process using the investment register device 70 according to the present invention.

Further, FIG. 5 shows a flowchart of investment processing in the small amount charging system.

As shown in FIGS. 4 and 5, when a user such as the user 10 or the user 12 uses the small amount billing system, first, he / she visits the store 14 and goes to step S10 “payment of capital” ( Hereinafter, it is abbreviated and described as S10.)
Pays the investment to the store 14 side. The administrator of the store 14 or the user himself / herself inputs the payment information including the investment amount, the user identification information, and the like through the input unit 774 of the capital investment registration device 70.

In step S10, instead of the user directly inputting the investment payment information through the input means 774 of the investment registration device 70, wireless or wired communication is carried out from a mobile terminal, a mobile phone or the like carried by the user. Using the communication means, the transmission / reception means 7
The investment payment information may be input via 57. The information for identifying the user may include the user's address, name (customer name), age, contribution amount, desired ID, desired password, and the like.

The information processing means 780 of the capital investment registration device 70 of the store 14 which has input the capital investment payment information from the user starts communication via the server 90 of the operating company 20, the transmitting / receiving means 765 and the communication line 760. . Then, in S12 “registration”, the customer data such as the customer name of the user, the investment payment information including the investment amount, and the store name of the store 14 or the identification information for identifying the store 14 are stored in the server of the operating company 20. The process of transmitting to 90 is performed.

The server 90 of the operating company 20 that has received the customer data, the investment payment information, and the identification information of the store 14.
Then, in S14 “Initial registration?”, It is determined whether or not the payment registration of the investment by the user is a new registration. If the registration by the user is initial registration (new registration)
If the server 90 determines that the user ID and password are satisfied, the server 90 performs step S16 after generating the user ID and password. In S16, the server 90 determines that the customer database 1
The process of recording various customer information including the user's ID, password, and investment amount in the customer database is performed on the customer database 6. When the registration is completed, the registration completion information is output to the server 90 of the operating company 20 in S20.

The server 90 of the operating company 20 which has acquired the registration completion information from the customer database 16 in S20 is S2.
The ID and password registered in 2 are transmitted to the investment register 70 of the store 14. The information processing means 780 of the capital investment registration device 70, which has acquired the ID and password via the transmission / reception means 765, prints out the acquired ID and password using the print engine 789. The printed ID and password are given to the user who paid the investment, and the user is notified in S24.
The acquired ID and password may be displayed on the display unit 768, or may be transmitted to the user's mobile terminal or the like via the transmission / reception unit 757.

If it is determined in S14 that the registration by the user is not the initial registration, step S18 is executed. In S18, the server 90 records the investment amount update information in the customer database 16 in the customer database. When the registration of the update is completed, S26
The update completion information is output to the server 90 of the operating company.

The server 90 of the operating company 20 which has obtained the update completion information from the customer database 16 in S26 is S2.
The investment balance information registered at 8 is transmitted to the investment registration device 70 of the store 14. Sending and receiving means 7 for sending and receiving balance information
The information processing means 780 of the capital investment registration device 70, which has been acquired via 65, prints out the acquired capital investment balance information by the print engine 789. The printed investment balance is passed to the user who paid the investment, and is notified to the user in S30. Further, the acquired investment balance information may be displayed on the display means 768, or may be transmitted to the user's portable terminal or the like via the transmission / reception means 757.

FIG. 6 is an explanatory diagram of a digital data registration process using the small amount billing system.

FIG. 7 shows a flowchart of a digital data registration process using the small-price charging system.

As shown in FIGS. 6 and 7, first, the user 1
2 operates the terminal on the side of the user 12 such as a personal computer, and S4
0 “Connect” starts communication connection with the server 90 of the operating company 20 via a communication network such as the Internet. Next, the terminal on the side of the user 12 transmits the ID for identifying the user 12 and the password unique to the ID to the server 90 of the operating company 20 in S42 "login".

Operating company 2 that received the ID and password
The server 90 of 0 or the customer database 16 refers to the customer information recorded in the customer database 16 to determine whether or not the acquired ID exists in the customer information.
Is present, it is determined whether the acquired password matches the password recorded in the customer information, and the authentication result is output in S46.

If it is determined that the passwords match, the server 90 performs a process of transmitting "login permitted" information to the terminal on the user 12 side in S48. If it is determined that the passwords do not match, the server 90 transmits the information of "login not possible" to the terminal on the user 12 side in S48.

When the password authentication is normally completed, the terminal on the side of the user 12 sends a multimedia data body such as an image, a moving image, a document, music, etc. and a MIME (Multipou) in S50.
Information such as rpose Internet Mail Extensions) is transmitted to the server 90 of the operating company 20. The server 90 of the operating company 20 that has acquired the multimedia data from the user 12
Performs a process of registering the acquired information such as multimedia data in the product database 18. When the registration process ends, the product database 18 or the server 90 of the operating company 20 transmits information indicating that the registration is completed in S52 to the terminal on the user 12 side.

In S54, the server 9 of the operating company 20
0 records the multimedia data registration information (registered file name of multimedia data, file information, etc.) recorded in the product database 18 in association with the customer information recorded in the customer database 16.

Thereafter, the server 90 of the operating company 20 can respond to other requests such as browsing, purchasing, printing of multimedia data registered by the user 12.

FIG. 8 is an explanatory diagram of a purchase process for an article or the like using the small charge system.

Further, FIG. 9 shows a flow chart of a purchase process of an article or the like using the small amount billing system.

FIGS. 8 and 9 show a purchasing method when the user 10 purchases an image uploaded and published by the user 12 on the site of the operating company 20 as a printed matter of the image.

First, the user 10 who desires to purchase the printed matter of the image operates the terminal to operate the server 90 of the operating company 20.
And information for identifying the image of the user 12 in S60 “Request for purchase of image of user 12” shown in FIG.
The print format of the printed matter of the image and the information indicating that the purchase of the printed matter is desired are transmitted. The server 90 of the operating company 20 that has received the information indicating the purchase request is S62 “Sales price ≦
In the "confirm fund of user 10", information for inquiring the customer database 16 about the balance of the investment of the user 10 is output.

Customer database 1 for the inquiry
In 6, when the user's 10 investment balance is larger than the selling price, information indicating “OK” is output to the server 90 in S64. If the balance of the investment amount of the user 10 is smaller than the selling price, it cannot be sold, and thus information indicating “NG” is output to the server 90 in S64.

The server 90 of the operating company 20, which has acquired the information of "OK" or "NG", indicates whether the purchase is possible or not in S66 "OK / NG notification" of the user 10 who wishes to purchase. It is transmitted to the terminal and notified to the user 10.

If the image can be purchased, the user 10
Transmits the information indicating that the terminal is operated by operating the terminal to the server 90 of the operating company 20 in S68 "Order information input transmission". The server 90 of the operating company 20 that has received this order information reads out information such as the URL and the file name that specify the image of the user 12 recorded in the product database 18 and the information of the print format, and the printed matter of the image. The information instructing that the product is manufactured and delivered to the user 10,
70 "Order" is sent to the printing factory 22.

The terminal device of the printing factory 22 which has acquired the ordering information sets the user 1 from the product database 18 in which the image of the user 12 is recorded in S72 "image acquisition".
0 performs a process of downloading image data desired to be printed. In the next step S74 “Start of manufacturing”, using the image data downloaded from the product database 18, the manufacturing of the printed matter in the print format desired by the user 10 is started. The printed matter may be postcards, calendars, mugs, T-shirts and other printed matter products.

In S76 "Complete → Send", the printing factory 22
User who wishes to purchase printed matter that has been manufactured at
The process of delivering to 0 is performed. The printed matter manufactured in the printing factory 22 is delivered to the user 10 in S78 “delivery”. On the other hand, the server 90 of the operating company 20, which has instructed the order in S70, updates the customer database such as the investment status recorded in the customer database 16 with the shipment of the printed matter (product) in S84 "update customer database". Perform processing. Here, since the user 10 purchased the product using the image of the user 12, the purchase price of the product and the consumption tax are reduced from the investment of the user 10, and the investment of the user 12 is reduced. Performs processing to increase the image usage fee.

The fee paid by the user 10 is the printing factory 22 (printed article manufacturing fee (product price) and delivery fee).
Will also be paid. Further, as shown in FIG. 8, the fee paid by the user 10 may be paid as a usage fee (back margin) to the store at which the user 10 or the user 12 paid the investment.

At S86 "Notice of increase in fund", the server 90 of the operating company 20 informs the user 12 that the amount of investment of the user 12 has increased due to the sale of the image registered by the user 12. Notify the terminal.

At the next S88 "Notice of Cash Reduction", the operating company 2
The server 90 of 0 notifies the terminal on the user 10 side that the investment amount of the user 10 has decreased due to the user 10 purchasing a product such as an image.

In the next step S90 "Payment", the information indicating that the predetermined price is to be paid based on the request for the printing price from the printing factory 22 is transmitted to the terminal device of the printing factory 22.

[0076]

As described above, according to the investment register and the investment registration program of the present invention, the investment amount of the user input by the input means is transmitted to the server for managing the investment, and Since the transmission / reception means for receiving the ID and password for identifying the user from the server, the output means for displaying the received ID and password, the output means for communication output, or the output means for print output are provided, By using the output ID and password, the user can carry out the purchase and sale of products and the settlement such as payment thereof on the communication network such as the Internet with peace of mind. In addition, since the user has already paid the investment, it is possible to trade a small amount of goods.

Further, according to the small amount billing system of the present invention, the contribution amount of the user input by the input means is transmitted to the server for managing the investment, and the ID and password for specifying the user are mentioned above. A capital investment registration device equipped with a transmission / reception means for receiving from the server, an output means for displaying the received ID and password, an output means for communication output, or an output means for printout, and a means for receiving from the capital investment registration device. The information processing means generates an ID for identifying the user and a password corresponding to the ID based on the information on the investment fund received by the transmitting means, the transmitting means transmits it to the investment register device, and the acquiring means uses it. When a user's ID, password, and product sale / purchase information are acquired from a person, the calculation means performs a calculation to increase / decrease the investment amount of the corresponding user based on the acquired trade information. Since so as to consist with the server, the user using the ID and password that are output,
It becomes possible to carry out payment of goods and settlement of payments on the communication network such as the Internet without anxiety. In addition, since the user has already paid the investment, it is possible to trade a small amount of goods.

Further, according to the present invention, a user can purchase an article without cash, and a safe charging method can be provided. Moreover, since the amount of investment is limited, even if it is misused, the damage is less than that of a credit card. In addition, it becomes possible to promote the activation of the store.

[Brief description of drawings]

FIG. 1 is a diagram showing an example of the overall configuration of a small amount charging system.

FIG. 2 is a block diagram of a signal processing system of the investment registration apparatus according to the present invention.

FIG. 3 is a block diagram of a signal processing system of a server that manages a user's investment.

FIG. 4 is an explanatory diagram of investment processing using the investment registration device according to the present invention.

[Fig. 5] Flowchart of investment processing in the small amount charging system

FIG. 6 is an explanatory diagram of a digital data registration process using a small charge system.

FIG. 7 is a flowchart of registration processing of digital data using the small-price charging system.

FIG. 8 is an explanatory diagram of a purchase process of an article or the like using the small charge system.

FIG. 9 is a flowchart of purchase processing of an article or the like using the small-price charging system.

[Explanation of Codes] 10 ... User, 12 ... User, 14 ... Store, 16 ... Customer Database, 18 ... Product Database, 20 ... Operating Company, 22 ... Printing Factory, 24 ... Merchandise Company, 70 ... Investment Registration Device , 90 ... Server, 756 ... Antenna, 757 ... Transmitting / receiving means, 759 ... Communication connector, 760 ... Communication line,
765 ... Transmission / reception means, 768 ... display means, 769 ... display control means, 774 ... input means, 775 ... I / O, 777
Recording medium, 778 ... Recording medium mounting portion, 779 ... Recording medium interface, 780 ... Information processing means, 781 ...
Memory, 787 ... Printer interface, 789 ...
Print engine, 799 ... bus, 960 ... communication line,
965 ... Transmission / reception means, 968 ... display means, 969 ... display control means, 974 ... input means, 975 ... I / O, 980
... information processing means, 981 ... memory, 986 ... recording means,
990 ... Calendar clock, 999 ... Bus

Claims (3)

[Claims] 1. A capital investment registration device for use in a small amount billing system for operating a capital investment invested by a user to buy and sell a small amount of goods and the like. , ID that identifies the user while sending to the server that manages the investment
A sending and receiving means for receiving a password and a password from the server, an output means for displaying the received ID and password,
An investment register apparatus comprising: an output unit for communication output or an output unit for print output. 2. Displaying an input means for inputting a contribution amount of a user, a transmitting / receiving means for transmitting the contribution amount to a server and receiving an ID and a password for specifying a user from the server, and an ID and a password. A capital investment registration program operating in a capital investment registration device comprising: output means for performing communication output or print output; and information processing means for controlling the input means, the transmission / reception means, and the output means. In the means, the input means inputs the investment amount invested by the user, the transmitting and receiving means transmits the input investment amount to the server side, the ID for identifying the user and the ID thereof. A function of receiving a corresponding password from the server side, a function of the output unit displaying the received ID and password, a function of outputting communication, or printing Capital registration program for realizing a function of force, the. 3. A small amount billing system including a capital investment registration device for inputting information on user's capital investment, and a server for managing user's capital investment, wherein the investment amount of the user input by the input means. Is sent to the server that manages the investment and the ID that identifies the user
And a password from the server, a sending and receiving means, an output means for displaying the received ID and password, an output means for communication output, or an output means for printing out, a capital investment registration device, The ID for identifying the user by the information processing means based on the investment information received by the receiving means from the registration device and its I
When D and the corresponding password are generated, the transmitting means transmits to the equity registering device, and the acquiring means acquires the trade information of the product from the user, the computing means applies based on the acquired trade information. A small-price billing system comprising: a server that performs an operation for increasing or decreasing the amount of money invested by users.