TWI569214B - The system and method of purchasing stored value points - Google Patents

Description

System and method for purchasing stored value points

The present invention relates to a system and method for purchasing stored value points, providing a user with a security concern that the user does not have to worry about network payment when shopping online, and provides the user with the payment to the customary physical collection institution; the payment process After the consumer first logs in to the vendor system and selects the product, the vendor system will transfer the order data to the barcode sending module, which will generate a unique barcode-electronic barcode according to the order and send it to the user in a short message. The mobile device can be used by the user to pay the billing agency; after the "collection agency" successfully collects the payment result from the manufacturer system, the manufacturer system will provide the product to the user.

If the user wants to purchase the same product again, he only needs to return the previously ordered newsletter to the barcode sending module. The module will verify the content of the newsletter and take out the order data corresponding to the barcode, and actively connect to the manufacturer's system requirements. Re-creating an order for the same item; after the module acquires a new order, it will send a bar code of the new order to the user; this method saves the user from repeatedly logging in to the manufacturer system to purchase the product time, and increases the customer's customer reflow rate.

The current main method of purchasing stored value point stored value cards is still in the convenience store. The mode is to facilitate the store to sell a physical card or use paper printed matter instead, where the card contains the stored value code of the commodity. After the user pays to purchase the stored value card, he/she must enter the account number and password to log in to the point-of-sale website and then enter the stored value code for authentication to complete the stored-value card card-opening process. However, the rise of social environmental awareness, the issuance of physical point cards not only creates a printed book of excess stored value cards, but also the issuer or the distributor must spend the hidden costs of card transportation, sales, shelves, etc. In fact, the purchased physical card or transaction order must be opened as soon as possible, otherwise the number of points may be stolen by others after the lost card or stored value code is stolen.

In order to reduce the cost of printing, shipping, etc., one manufacturer has proposed other methods for selling stored value points, such as the Republic of China Patent Publication No. 201003551, "System and Method for Instant Value Storage", which is operated by consumers. The interactive terminal device of the convenience store selects the product and inputs the stored value account and password for authentication; after the authentication is successful, the interactive terminal device will print the printed matter of the paper, and the user will then hold the payment to the counter, and the stored value will be saved after the payment is completed. Will automatically take effect. In this patent, consumers must be familiar with this interactive terminal device, which has a considerable learning threshold for consumers, and this method requires consumers to enter accounts and passwords in public, so its convenience and security are not as good as users. Buying online at home does not solve the problem of misappropriation by others.

In addition, in the Republic of China Patent Publication No. I312139 "Method for Value-added Stored Point Values", it is described that a sales agency uses the stored-value credit card machine to make credit card and wafer card purchases for stored value points. After the transaction is confirmed, the stored value card is directly connected to the authorized host to obtain the stored value password of the transaction, and the stored value card directly outputs the encrypted stored value password and the like. The bill of information is given to the consumer. This patent uses the device of the credit card machine to purchase points. The user needs to present a credit card or a financial card to complete the transaction. This method is not popular, and the user may have doubts about the security of the credit card machine. In addition, according to this model, users may still be exposed to the risk of misappropriation of stored value passwords.

The above two types of purchase points still need to print a bill or a stored value password; and in order to achieve a paperless trading environment for the goal of energy saving and carbon reduction, you can use mobile devices that you carry with you, such as The mobile phone acts as a carrier for the bill of payment.

For example, the Republic of China Patent Publication No. M357667 "Mobile Payment Electronic Communication Device" is a mobile payment electronic communication device for capturing two-dimensional barcodes generated by billing billing data. The image, or a short message signal for receiving billing information of the bill, to generate a one-dimensional barcode image for reading by a generation, and for the billing party to collect the bill according to the billing data. The mobile payment electronic communication device comprises a two-dimensional barcode decoder, a signal transceiver, a one-dimensional barcode encoder and a display. The two-dimensional barcode decoder decodes the two-dimensional barcode image to transmit billing data; the signal transceiver receives the short message signal to obtain billing data; and the one-dimensional barcode encoder encodes the bill data. And generate a one-dimensional bar code; the display system displays a one-dimensional bar code image for the receiving end to read. The main purpose of this patent is to solve the problem of how to correctly display electronic barcodes on different resolution mobile devices. The main purpose of this patent is to provide a system and method for purchasing stored value points.

For example, the Republic of China Patent No. 540006 "Barcode Shopping Method and System" is a bar code shopping method, in which the manufacturer adds some information of the orderer's personal data according to the order form after the user orders the product, plus the goods. The number, the mixed code forms a set of barcodes, and a bill of payment including the barcode and the order content is produced and delivered to the user by email. The user downloads and pays the bill to the toll collector, and the payer transmits the payment message to the leader to notify the transaction that the transaction is completed. After the patent is transmitted to the user's e-mail by e-mail, the user has to print the bill to pay the bill to the paying unit; however, the invention uses the mobile phone's newsletter as a way to accept the barcode without printing the barcode. . In addition, the invention provides that the consumer does not need to re-order the goods on the Internet, and prints a new order barcode payment bill from the email, and only needs to return the newsletter to obtain a new order barcode, and pays for the payment, which is environmentally friendly and convenient.

Finally, online games often attract consumers to purchase points multiple times, but in previous purchase models, consumers must operate the same purchase process again, such as entering account information, operating interactive terminal devices, etc. It is inconvenient.

It can be seen that there are still many shortcomings in the above-mentioned conventional techniques, which is not a good design and needs to be improved.

In view of the shortcomings derived from the above-mentioned conventional methods, the inventors of the present invention have improved and innovated.

One of the objectives of the present invention is to solve the problem that the traditional point card purchase point mode must first pay for the stored value card or the stored value transaction order, and the user must perform the card opening procedure as soon as possible to store the value to the account number, otherwise it may be caused by After the lost card or stored value code is stolen, the number of points is stolen by others.

Another object of the present invention is to solve the current current mode by providing a public interactive terminal device for consumers to purchase goods and input an account password to confirm identity; but consumers must type private information in public places to leak data. The problem, and the utility device may be implanted into the side recording software or the skimming device, so that the consumer data security is more insecure.

Another object of the present invention is to provide a convenient repurchase mode in which a user can obtain payment by returning a previously subscribed short message to obtain a new set of order barcode newsletters, which satisfies the online game user. The need to purchase multiple times, the user does not need to repeat the previous purchase process to take time.

In order to achieve the above object, the present invention mainly provides a system and method for purchasing stored value points that can achieve the above-mentioned purposes, by using a user to purchase a stored value point on a vendor system in an appointment manner, and then paying the fee. mode.

The invention mainly provides a method for pre-registering an account to reserve a point of purchase and then paying a fee, and the point automatically stores the value into the account. This method not only eliminates the user's doubts about the security of payment through the Internet, but also stores the value for the specified account, and there is no risk of losing theft by others. The use of SMS barcodes to replace physical cards or paper can also reduce costs and waste, and achieve energy saving and carbon reduction goals.

The invention also provides a safe instant stored value purchase mode, the user can obtain the payment barcode after the account password authentication at home, and the system will automatically store the credits to the designated account after the payment is successful, so that the data can be avoided. Leak. The invention provides a system for purchasing stored value points, comprising: (a) a vendor system for authenticating a user account and accepting an order request for purchasing a stored value point, and requesting the barcode sending module to send the purchased stored value a bar code message for the order order; (b) a bar code transmission module that transmits the electronic bar code to the user's mobile device by means of a short message; (c) a mobile device for receiving the bar code transmission module Bar code newsletter; (d) the collection agency accepts the user's payment and transmits a payment success information to the vendor system; wherein the barcode sending module can accept the user to return the barcode message by the mobile device, and according to the content of the newsletter, the corresponding content is retrieved. After purchasing the order data, the manufacturer system is required to regenerate a new order for the same point item. Then the barcode sending module will resend the barcode message of the purchase order.

The electronic barcode can be any electronic label that can be identified.

The mobile device is a device that can send and receive electronic tags.

The vendor system includes at least one database record point data and a user mobile device identification number.

The order barcode can be provided by the manufacturer system to the barcode sending module.

The mobile device can install a software application and obtain a payment barcode from the barcode sending module through the software.

The barcode sending module can provide an interface to identify the content of the newsletter returned by the user, and then take out the order data of the previously ordered order.

The barcode sending module can provide the interface to accept the previous bar code information input by the user, and the barcode sending module will take out the order data of the previously ordered order according to the barcode information. The invention provides a method for purchasing stored value points, which comprises: (a) the user logs in to the manufacturer system to purchase the product; (b) the manufacturer system confirms the order data; (c) the barcode sending module generates the electronic barcode payment barcode. (d) The bar code sending module sends the bar code message to the user's mobile device; (e) the user receives the newsletter and then pays the fee to the designated collecting institution; (f) the collecting institution will notify the vendor system to confirm the successful payment; (g) The vendor system stores the credits to the user's account; (h) when the user wants to order the same product again, the previous barcode message is returned; (i) the manufacturer system requests another product order; j) Resend the barcode message of the new order to the user; wherein the barcode sending module can accept the user to return the barcode message by the mobile device, and after requesting the corresponding purchase point order data according to the content of the newsletter, request the manufacturer system Regenerate a new order for the same point item, and then the barcode sending module will resend the barcode message for the purchase order order.

The electronic barcode can be any electronic label that can be identified.

The mobile device is a device that can send and receive electronic tags.

The vendor system includes at least one database record point data and a user mobile device identification number.

The order barcode can be provided by the manufacturer system to the barcode sending module.

The barcode sending module can provide an interface to identify the content of the newsletter returned by the user, and then take out the order data of the previously ordered order.

The mobile device can install a software application and obtain a payment barcode from the barcode sending module through the software.

The barcode sending module can provide the interface to accept the previous bar code information input by the user, and the barcode sending module will take out the order data of the previously ordered order according to the barcode information.

We apply this method to the pattern of purchasing stored value points. After the user purchases the points in the manufacturer system, the user chooses to pay the payment institution, and then the mobile device receives an electronic barcode to record the order information. The user simply carries the electronic barcode to the collection agency and confirms the payment information via the manufacturer system, and automatically stores the value points to the user account. Even if the payment deadline is exceeded, you only need to return the previous order message to get a new payment newsletter.

The present invention also proposes a simple repurchase mode, in which the user can order the product again by returning the previous ordering newsletter, and does not need to operate the same ordering process again.

The advantages and spirit of the present invention will be further understood from the following detailed description of the invention.

The present invention will be described in detail with reference to the preferred embodiments of the present invention, which may be modified and modified by the teachings of the present invention. The spirit and scope of the invention are not departed.

Please refer to FIG. 1 , which is an architectural diagram of a system and method for purchasing stored value points according to the present invention. The architecture includes: (1) the user 10 is a user who wants to purchase the stored value points; and (2) the vendor system 11 is configured to accept the order request of the user 10 to purchase the stored value points, and request the barcode described later Send module to produce 12 students and send the a bar code newsletter for purchasing a point order; (3) a bar code sending module 12, which generates a payment bar code based on the transaction information, and transmits the electronic bar code to the mobile device of the user 10 in the manner of the newsletter 15; (4) The mobile device 13 is configured to receive the barcode message sent by the barcode sending module 12; (5) the collecting institution 14 accepts the user 10 to pay the fee and transmits a paid information to the vendor system 10.

Please refer to FIG. 2, which is a flowchart of an implementation of a system and method for purchasing stored value points. First, when the user purchases the number of points 20 from the manufacturer, the manufacturer must first confirm the purchase information and the user identity 21, and then ask the barcode sending module to generate the payment barcode and send it to the user 22 by way of a short message, and the user receives the payment newsletter. The electronic bar code in the hand-held newsletter is paid to the collecting institution 23, and after receiving the payment, the collecting institution transmits a payment success information to the manufacturer system 24, and the manufacturer stores the value to the user account 25 to complete the entire transaction process.

Please refer to FIG. 3, which is a flowchart of a repurchase implementation of a system and method for purchasing stored value points according to the present invention. First, the user can directly return the bar code newsletter that was previously ordered to purchase the same number of points, or input the preset repurchase point number in the bar code newsletter. This serial number can facilitate the user to purchase a different number of points. 30. After the barcode sending module verifies the returned newsletter 31 and takes out the order information 32 of the newsletter, the module will be connected to The manufacturer system requires a point 33 for the user to request. The subsequent steps are like the first purchase of the points. The barcode sending module will generate a new set of payment barcodes, which will be sent to the user 34 again in a short message. After receiving the payment newsletter, the user holds the electronic barcode in the newsletter to pay the billing agency 35, and after receiving the payment, the collecting institution transmits a payment success information to the vendor system 36, and the manufacturer stores the credit value to the user account 37. Complete the entire repo transaction process.

Please refer to FIG. 4, which is an architectural diagram of another system and method for purchasing stored value points according to the present invention. The architecture includes: (1) the user 40 is the user who wants to purchase the stored value points; and (2) the vendor system 41 is the order request for accepting the user 40 to purchase the stored value points, and requests the barcode described later. The sending module 42 generates and sends a barcode message of the purchase order order; (3) a barcode sending module 42, which generates a payment barcode according to the transaction information, and transmits the electronic barcode to the mobile device of the user 40 through the network. The bar code inquiry application software 45; (4) the mobile device 43 is a user's mobile phone; (5) the bar code inquiry application software 45 is a software installed on the mobile device 43. The function of the application software is through the network. The bar code sending module 42 is connected and the payment bar code is obtained; (6) the collecting institution 44 accepts the user 40 to pay the fee and transmits a payment success information to the vendor system 41.

The invention provides a system and method for purchasing stored value points, and has the following advantages when compared with other conventional methods:

1. The present invention proposes a method for purchasing a stored value point to replace the purchase method of a traditional physical stored value point stored value card.

2. In terms of point value storage, the use of SMS barcodes to replace physical cards or paper can also reduce costs and waste, and achieve energy saving and carbon reduction goals.

3. The invention can be provided with a payment notification service to remind the user of the payment deadline by way of a short message.

4. The present invention also provides a convenient repurchase mode. The user does not need to perform the same purchase process again when purchasing the points again, and simply purchases the previous purchase message to re-purchase the points.

The detailed description above is a detailed description of the possible implementation of the present invention, and the embodiment is not intended to limit the scope of the invention, and the equivalent implementation or modification of the present invention should be included in the present invention. In the scope of patents.

In summary, this case is not only innovative in terms of technical thinking, but also can enhance the above-mentioned multiple functions compared with conventional articles. It should fully comply with the statutory invention patent requirements of novelty and progressiveness. At present, the system has been used by Chunghwa Telecom. The effect is good. If you apply in accordance with the law, you are requested to approve the application for the invention patent in order to encourage the invention.

10‧‧‧Users

11‧‧‧Manufacturer System

12‧‧‧Barcode Sending Module

13‧‧‧Mobile devices

14‧‧‧ Collection agency

15‧‧‧News

40‧‧‧Users

42‧‧‧Manufacturer System

42‧‧‧Barcode Sending Module

43‧‧‧Mobile devices

44‧‧‧ Collection agency

45‧‧‧Barcode Query Application Software

Please refer to the following detailed description of the invention and its drawings, which will be The technical content of the present invention and the purpose of the present invention are understood in one step; the related drawings are: FIG. 1 is a system architecture diagram for purchasing stored value points according to the present invention; FIG. 2 is a flow chart of purchasing stored value points according to the present invention; The invention renews the purchase flow chart of the stored value points; FIG. 4 is another system architecture diagram of the invention for purchasing the stored value points.

10. . . user

11. . . Vendor system

12. . . Bar code sending module

13. . . Mobile device

14. . . Collection agency

15. . . Newsletter

Claims (16)

A system for purchasing stored value points includes: (a) a vendor system for authenticating a user account and accepting an order request for purchasing stored value points, and requiring the barcode sending module to send the order for purchasing the stored value points a bar code transmission module; (b) a bar code transmission module that transmits the electronic bar code to the user's mobile device by means of a short message; (c) a mobile device for receiving the bar code message sent by the bar code transmission module; (d) The collection agency accepts the user's payment and transmits a payment success information to the vendor system; wherein the barcode transmission module can accept the user to return the barcode message by the mobile device, and take out the corresponding purchase points according to the content of the newsletter. After the order data, the manufacturer system is required to regenerate a new order for the same point item, and then the barcode sending module will resend the barcode message of the purchase order order. The system for purchasing stored value points as described in claim 1 wherein the electronic barcode can be any electronic label that can be identified. The system for purchasing stored value points as described in claim 1 wherein the mobile device is a device capable of transmitting and receiving electronic tags. The system for purchasing stored value points as described in claim 1 wherein the vendor system includes at least one database record point data and a user mobile device identification number. The system for purchasing stored value points as described in item 1 of the patent application, The order barcode can be provided by the manufacturer system to the barcode sending module. For example, in the system for purchasing stored value points as described in claim 1, the mobile device can install a software application and obtain a payment barcode from the barcode sending module through the software. For example, the system for purchasing stored value points according to the first aspect of the patent application, wherein the barcode sending module can provide an interface to identify the content of the newsletter returned by the user, and thereby take out the order data of the previously ordered points. For example, the system for purchasing stored value points according to claim 1 of the patent scope, wherein the barcode sending module can provide an interface to accept the user to input the previous barcode information, and the barcode sending module will take out the previously ordered point according to the barcode information. Number of order materials. A method for purchasing stored value points includes: (a) the user logs in to the vendor system to purchase the product; (b) the manufacturer system confirms the order data; and (c) the barcode sending module generates the electronic barcode payment barcode; The bar code sending module sends the bar code newsletter to the user's mobile device; (e) the user receives the newsletter and then pays the fee to the designated collecting institution; (f) the collecting institution notifies the vendor system to confirm the successful payment; (g) The manufacturer system stores the credits to the user's account; (h) when the user wants to order the same product again, the previous barcode message is returned; (i) the manufacturer system requests another product order; (j) Send a bar code message for a new order to the user; The barcode sending module can accept the user to return the barcode message by using the mobile device, and after the content of the newsletter retrieves the corresponding purchase point order data, the manufacturer system is required to regenerate a new order of the same point product, and then the barcode is sent. The module will resend the bar code newsletter for this purchase order. The method for purchasing stored value points as described in claim 9 wherein the electronic barcode can be any electronic label that can be identified. The method for purchasing stored value points as described in claim 9 wherein the mobile device is a device capable of transmitting and receiving electronic tags. The method for purchasing stored value points according to claim 9 of the patent application, wherein the manufacturer system includes at least one database record point data and a user mobile device identification number. The method for purchasing stored value points as described in claim 9 wherein the order barcode is provided by the manufacturer system to the barcode transmitting module. The method for purchasing stored value points according to claim 9 of the patent application, wherein the barcode sending module can provide an interface to identify the content of the newsletter returned by the user, and take out the order data of the previously ordered points. The method for purchasing stored value points as described in claim 9 wherein the mobile device can install a software application and obtain a payment barcode from the barcode sending module through the software. The method for purchasing stored value points according to claim 9 wherein the barcode sending module can provide the interface to accept the previous barcode information input by the user, and the barcode sending module will take out the previously ordered point according to the barcode information. Number of order materials.