JP2002175569A - Card processor - Google Patents

Abstract

PROBLEM TO BE SOLVED: To obtain a card processor which is a very adaptable, small-sized device, eliminates the need for large-scale alternations of an existent POS system, is economical and good in operability, and can restrain illegal operation. SOLUTION: The card processor is equipped with a card information read means which reads the customer ID and cumulative given points of a customer card, a given point arithmetic means which adds or subtracts given points corresponding to an article or service newly sold to or provided for the customer to or from the read cumulative given points, and a card information writing means which writes the result of the addition or subtraction as new cumulative given points to the customer card, and further equipped with an operator ID input means for inputting an identification code capable of specifying an operator of the processor and a transaction information storage device wherein transaction information on the article or service sold to or provided for the customer is stored while related to the operator ID.

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a card processing apparatus for assigning points to goods or services sold or provided to customers and recording the points assigned to customer cards.

[0002]

2. Description of the Related Art At present, point cards (point grant service member cards) are used not only as a premium tool for customers but also as an effective means for collecting customer information.
Many companies have introduced it regardless of the type of business. There are two types of point card processing devices: a stand-alone type and a POS cash register interlocking type. The former standalone type is
Since the card processing device is used alone, the time required for constructing the system can be reduced at a relatively low cost. On the other hand, the latter POS cash register linked type connects a card processing device to a POS cash register, and stores a customer code recorded on a card and a P code.
It is possible to collect detailed transaction information such as a product code, a quantity, and an amount entered at the OS cash register.

[0003]

By the way, in a conventional point card processing device, particularly in a stand-alone type, a keyboard provided in the card processing device is provided with the amount of goods sold to the customer and the type of service provided to the customer. I was operating and typing. However, the key input operation is apt to cause an operation error, and an unauthorized operation such as an increase in the number of points given to a specific customer is easily performed.

Accordingly, the present invention solves the above-mentioned problems, and does not require much cost and time for system introduction. An object of the present invention is to provide a card processing device that is a small-sized device, does not require a large-scale modification of an existing POS system, is economical, has good operability, and can control unauthorized operations.

[0005]

A card processing apparatus according to the present invention comprises: card information reading means for reading a customer ID and a total number of points of a customer card; and a point score corresponding to a product or service newly sold or provided to a customer. Is a card processing device comprising: a given point calculating means for adding or subtracting to the read total points; and card information writing means for writing the result of addition or subtraction to the customer card as a new total point, Operator ID input means for inputting an identification code capable of identifying an operator of the apparatus, and transaction information storage for storing transaction information of goods and services sold or provided to customers in association with the operator ID Device. Further, the card information writing means is configured to write the operator ID on the customer card together with the transaction information including the cumulative points.

Therefore, in the card processing apparatus of the present invention, an operator ID for recording who operated the apparatus.
Is entered, and then a transaction process including a score awarding process is performed using the customer card.
In addition, the transaction information is stored and stored in the transaction information storage device, so that it is possible to trace who performed the transaction processing with the customer. Further, since the operator ID is also recorded on the customer card, unauthorized operation of the transaction processing can be suppressed.

The operator ID input means of the card processing device is a card information reading device for reading an operator ID recorded on an operator card, and the operator card includes a magnetic card, an IC card, an optical card, Alternatively, the card information reading device is configured by a composite information recording medium thereof,
Magnetic data reader, IC data reader,
An optical data reader or a data reader compatible with a composite information recording medium is provided.

That is, since an operator ID is input using an operator card such as a magnetic medium, an IC medium, and an optical medium,
The input operation becomes simple, quick and accurate. In other words, the present card processing device is configured so that the transaction process cannot be executed by operating the device without an operator card.

Further, in the card processing device of the present invention, the card information reading means for reading the card information of the customer card also serves as the operator ID input means for reading the operator information of the operator card. The size can be reduced. On the other hand, when the card information reading means for reading the card information of the customer card and the operator ID input means for reading the operator information of the operator card are constituted by separate devices,
Different types of cards can be used for the customer card and the operator card. Further, by providing an operation device for key input of the operator ID, even if the operator ID cannot be input by the operator card, the operator ID can be input to the card processing device. Can be.

[0010] Further, the card processing apparatus of the present invention comprises a password input means for inputting a password corresponding to an operator ID, a password input from the password input means, and an operator ID input. With the provision of the security code collating means for collating the security code corresponding to the operator ID input from the means, a person who does not know the security code corresponding to the operator ID cannot operate the card processing apparatus.
Further, an operator information storage device in which a specific operator ID is registered in advance, an operator ID input from an operator ID input unit, and an operator ID registered in the operator information storage device are stored. By providing the operator ID collating means for collating, it is possible to prevent a person other than the specific operator registered in the card processing device from operating the card processing device.

In the card processing apparatus of the present invention, a magnetic card, an IC card, an optical card, or a composite card thereof capable of recording and reproducing information such as a customer ID and a total number of points may be used as the customer card. The customer card has a variable information display unit, and the variable information visualization device provided in the card information writing unit displays the total points on the variable information display unit of the customer card.

[0012]

Embodiments of the present invention will be described below with reference to the drawings. FIG. 1 is a functional block diagram showing an embodiment of the card processing device of the present invention. FIG. 2 is a plan view showing an example of a front side of a customer card used in the present apparatus. FIG. 3 is a plan view showing an example of the back side of the customer card used in the present apparatus. FIG. 4 shows an example of the information structure of a customer card used in the present apparatus.

(Configuration of Card Processing Apparatus) First, an embodiment of the card processing apparatus will be described. In FIG. 1, 1
0 indicates a card processing device. The card processing device 10 includes a card reader / writer (hereinafter abbreviated as a reader / writer) 11, a control device 12, an operation device 13, a display device 14, and an operator ID.
It comprises an input device 15, a communication device 16, an operator information storage device 17, a transaction information storage device 18, and the like. In addition,
Reference numeral 30 denotes a customer card, and reference numeral 40 denotes an operator card.

In the present apparatus, the reader / writer 11 transmits a customer identification code (customer ID) recorded on the customer card 30.
D) and card information reading means for reading a point given to a payment price of a product purchased or a service provided by a customer in the past, a so-called cumulative value of points,
Card information writing means for writing a result obtained by adding or subtracting a point added to a product newly purchased by a customer or a service received from a cumulative point read from the customer card 30 to the customer card 30 as a new cumulative point And

As the reader / writer 11, for example,
When the customer card 30 is a magnetic card, the card information reading means and the card information writing means are constituted by a magnetic data reading / writing device. When the customer card 30 is an IC card, the card information reading means and the card information The information writing means is constituted by an IC data reading / writing device.

Alternatively, when the customer card 30 is an optical card, the card information reading means and the card information writing means are constituted by an optical data reading / writing device, and the customer card 30 is a magnetic medium, an IC medium or In the case where the information recording medium is composed of a plurality of types of information recording media such as an optical medium, the card information reading unit and the card information writing unit use a data reading / writing device suitable for the plurality of types of information recording media.

When the customer card 30 is provided with a variable information display unit, the reader / writer 11 serves as card information writing means for displaying the total number of points on the variable information display unit of the customer card 30. It is desirable to have a device.

(Configuration Example of Customer Card) Here, an example of a customer card used in the present apparatus will be described. 2 and 3 show the front side and the back side of the customer card 30, respectively. As shown in FIG. 2, the customer card 30 is provided with a variable information display section 31 on the front side thereof, along with a store name logo indicating the card issuer and a card name indicating the card type.

The variable information display section 31 is made of, for example, a heat-sensitive material layer having a property of becoming cloudy or transparent depending on a heating temperature, such as a liquid crystal or an unsaturated fatty acid.
Alternatively, it can be formed using a microencapsulated magnetic particle layer or the like capable of expressing different hues depending on the direction of the applied magnetic field.

For the variable information display portion 31 formed of the heat-sensitive material layer, a heating device such as a line thermal head in which fine heating elements capable of controlling the heat generation temperature are arranged in a row is described above. The provision of the reader / writer 11 allows the variable information display section 31 to freely display characters and graphics. For the variable information display section 31 formed using the magnetically sensitive particle layer, the reader / writer 11 is provided with a magnetizing device in which fine magnetic field generating elements capable of controlling the direction of the magnetic field are arranged in rows. Thus, characters and figures can be displayed freely.

On the back side of the customer card 30, as shown in FIG. 3, a customer identification code (customer ID) for identifying the customer who owns the card, or a card number (let customer ID be a customer ID). Is visually printed, and the information is recorded in, for example, a magnetic recording layer of the machine-readable information recording unit 32. Therefore, by inserting the customer card 30 into the reader / writer 11 and reading the customer ID (card number) recorded in the machine readable information recording unit 32 with a magnetic head or the like, it is possible to identify the card holder. it can.

The machine readable information recording unit 32 includes:
Various information, such as the customer ID described above, is specifically recorded as shown in FIG. Here, the system identification code and the card type shown in FIG. 4 are identification codes for specifying a card processing device that can use this card, and are collated with an identification code set and registered in the card processing device in advance.

The company identification code, the store identification code, and the device identification code are identification codes for specifying the issuer of the card. Like the system identification code and the card type, the card that can use this card is used. This is an identification code for specifying the processing device, and is collated with an identification code set and registered in the card processing device in advance.

Further, the card issuance date / time, member type, and member number are recorded in the machine-readable information recording unit 32. These pieces of information indicate when and to whom the card was issued, that is, information used in the card processing device as a customer ID that can identify the card holder.

The date and time of card use, the expiration date, the total number of times of use, the number of card use points, the total number of points, the number of exchange points, and the like are used for transactions relating to products purchased by customers and services provided to customers. Information, the date and time of the most recent use of the card, the expiration date of use of this card, the total number of card uses,
The machine-readable information recording unit 32 records the subtracted points and the like obtained by the subtraction according to the accumulated points and the service received using the points.

The customer card used in the present card processing apparatus further includes an identification code of the apparatus that has processed the transaction information and an operator ID indicating who executed the transaction processing together with the transaction information. Each time a point providing service is received, the data is updated and recorded by the card processing device.

Further, on the customer card, a notice such as 33 shown in FIG. 3 is printed on the back side of the card as a card usage guide in relation to the contents displayed on the variable information display section 31 on the front side. It is desirable to keep. Of course, the text of the usage guidance is not limited to that shown in FIG.
It is a good idea to print out the appropriate text about the card issuer and other information on how to use the card.

(Details of Card Processing Apparatus) Next, the configuration of the card processing apparatus 10 will be described in more detail. In FIG. 1, first, a control device 12 is provided for controlling the above-described reader / writer 11 constituting the card processing device and each device to be described later, and is a so-called CPU (microprocessor), a memory such as a ROM or a RAM. , And an interface with each connected device. In terms of software, the arithmetic control unit 2
0, an input processing unit 21, a matching processing unit 22, a storage processing unit 23, an output processing unit 24, and the like.

On the other hand, the operating device 13 is a keyboard switch for manually controlling the operation of the present device. Also,
The display device 14 is provided so that the operation state of the present device can be visually checked, and can be constituted by a liquid crystal display device, a fluorescent display tube, or a display device using a plasma display or a semiconductor LED. The operation device 13 and the display device 14 may use a display device with a transparent touch panel in which they are integrated.

An operator ID input device 15 shown in FIG. 1 allows an operator operating the card processing device 10 to mechanically input an operator identification code (operator ID) recorded on an operator card owned by the operator. For example, when the operator card is an employee ID card formed of a magnetic card, a magnetic data reading device is used.

That is, as the operator ID input device 15 used here, a device corresponding to the type of the information recording medium of the operator card 40 is used. For example,
The operator card may be a magnetic card, an IC card, or an optical card, or may be a composite information recording medium combining any one of a magnetic medium, an IC medium, and an optical medium. A device corresponding to the type of the operator card 40 is provided.

Of course, the operator card used here is
A wireless information medium using an electromagnetic wave such as a non-contact type IC tag or a non-contact type IC card may be used. In this case, the operator ID input device 15 may be used as a non-contact type IC tag or non-contact type IC card. A data reader for use.

The communication device 16 provided in the card processing device 10 shown in FIG. 1 is a device for communicating with an external information processing device. For example, a modem can be used for wired data communication. When performing wireless communication, a mobile phone, a PHS, or the like can be used. The card processing device may be configured to perform data communication directly with an external information processing device, for example, a portable personal computer.

The operator information storage device 17 shown in FIG. 1 is constituted by a semiconductor memory, preferably a memory card detachably mounted on the device, a micro magnetic disk, or the like. As shown in FIG. 5, the data stored in the apparatus includes an operator ID, a name, and an operator ID for verifying the validity of the operator. Operator information such as a personal identification code is stored in a searchable table format.

Similarly, the transaction information storage device 18 shown in FIG.
Is composed of a semiconductor memory, preferably a memory card detachably mounted on the apparatus, or a micro magnetic disk. The data stored in the device is
As illustrated in FIG. 6, transaction date and time information such as date, hour, minute and second, transaction location information such as company identification code and store identification code, transaction information such as device identification code and operator ID, member type and member Transaction member information such as numbers, transaction types, transaction amounts, transaction points, cumulative points, etc. are accumulated and stored for each transaction unit.

FIG. 7 shows an example of the external appearance of a card processing device incorporating the above-described devices. In the figure, 10 is a card processing device, 11 is an insertion slot of a reader / writer for inserting a customer card, 13 is a keyboard switch as an operation device, 14
Is a display device, and 15 is a magnetic card reader, which is one of the operator ID input devices. Although not shown, a control device, a storage device, a communication device, and the like are built in the main body of the card processing device 10.

When using the card processing apparatus 10, first, the operator card held by the operator is assigned to the operator ID.
Scanning is performed by the magnetic card reader 15 as an input device, and operator information such as an operator ID recorded on the operator card is read.

Here, an example of an operator card used in the present card processing device will be described. FIG. 8 is an example of an operator card constituted by a magnetic card. This example
A case where a so-called employee ID card is used as an operator card is shown. The operator card 40 has a character information display area 41 such as the name and employee number of the owner, the expiration date of the card certification, the name of the company to which the owner belongs, the location thereof, and the like. Face photo display area 4
2, and a machine recognition area 43 such as a magnetic stripe on which magnetic information is recorded for automatically and automatically recognizing owner information such as an employee number.

In the machine recognition area 43, a company identification code, a department identification code, an employee number, a name, and, if necessary, a personal identification code for verifying the identity are recorded. In the present embodiment, the machine recognition area 43 is configured by a magnetic stripe. However, a so-called IC module using a semiconductor integrated circuit configured by a CPU (microprocessor) or a memory is used.
It may be a C card format or an optical card format that can be optically recognized by a machine. Alternatively, a non-contact type IC card that can be recognized using electromagnetic waves may be used.

The operator card is input to the operator ID input device 1
5, the operator ID (eg, employee number) is stored, and then the member card (customer card) presented by the customer is inserted into the card insertion slot 11 of the card processing device 10 and recorded on the card. The card information such as the customer ID is read.

Next, information on the amount of payment for the product purchased by the customer and the service provided to the customer is input from the operation device 13 using the keyboard switch. When the amount information is input, the card processing device performs a point assigning process corresponding to the amount information, and stores the transaction information such as the operator ID, the customer ID, the amount information, and the assigned points in the transaction information storage device 18. Remember. After that, transaction information such as the number of points given is recorded on the customer card inserted into the apparatus, and then the customer card is ejected from the apparatus.

(Registration Processing of Operator Information) As described above, in the present apparatus, after inputting the operator ID from the input device, transaction information with the customer is input, and transaction information including the operator ID is stored. It is configured to memorize, for example,
Since there is a concern about inputting an operator ID of another person who is not the operator himself or a fictitious operator ID, more preferably, only a specific limited operator is allowed to enter the card processing device 10.
Is preferably configured to be able to be operated.

That is, in the present embodiment, an operator information storage device that stores operator information such as an operator ID so that a transaction process can be executed only when an operator ID using a specific operator card is input. The configuration is such that the operator information of the storage device 17 is collated with the operator ID input from the input device 15 so that only a pre-registered operator can operate the apparatus.

Here, various types of operator information relating to a specific authorized operator, such as the operator ID, the operator's name, and a password for verifying the validity of the input operator ID if necessary, are various. Can be pre-registered in the card processing device.

For example, using the operating device 13 such as a keyboard switch provided in the card processing device, each operator may be manually registered in the operator information storage device 17 or another information processing device. The operator information list can be created in advance, and the operator information list can be transferred to the operator information storage device 17 through the communication device 16 at a time. Further, when the operator information storage device 17 is configured to be detachable from the main body of the card processing device like a memory card, the operator information is registered in the memory card in advance by another information processing device, and the information is registered in the memory card. A method of attaching to a card processing device may be used.

(Operation of Device) Next, the operation of the card processing device of this embodiment will be described in detail. The card processing device 10 includes a store payment counter,
Or, it is installed in the service counter and gives a fixed percentage of points to the purchase price of the product purchased by the customer or the service provided to the customer, or gives a preset score to the type of product or service, and This is a device that performs special services for points and collectively records such transaction information for each customer.

FIGS. 9 and 10 show the operation flow of the card processing apparatus. In the present embodiment, as shown in FIG. 9, first, a reading process of the operator card 40 is performed, and then a reading process of the customer card 30 is performed. The reading process of the operator card 40 is performed according to the procedures of steps S1 to S4, and these processes are performed by the operator ID input unit 15 and the control device 12 shown in FIG.

In the present card processing apparatus, in step S1, whether or not a card has been inserted is constantly monitored.
When the card is inserted, the reading process of the operator card after step S2 and the verification operation are started.

In the reading process of the operator card in step S2, the operator information recorded on the operator card, for example, the magnetic data recorded on the magnetic stripe is transferred to the card information reading device 15 as the operator ID input means. And is temporarily stored in the RAM memory of the control device 12. Next, a password is input in step S3. This process is an operation performed by the operator of the card processing device using the operation device 13 constituted by a keyboard switch. Then, the input personal identification code is stored in the RAM memory of the control device 12.

Next, in step S4, the validity of the operator information such as the operator ID and the password input to the card processing device is verified. This process is performed by the matching processing unit 22 of the control device 12 performing a search process on the operator information in the operator information storage device 17. That is, by searching whether or not the operator information that matches the operator information once stored in the RAM memory of the control device 12 is registered in the operator information storage device 17, the authorized valid operator information is obtained. Is determined, and only when the input operator information matches the operator information registered in the storage device 17 is regarded as a valid operator, and the subsequent operations and processes are continued. can do.

If the operator information including the operator ID input to the card processing device in the above procedure is considered valid, then the member card (customer card) presented by the customer is inserted into the card processing device. And reads the recorded card information. As shown in FIG. 9, in the present embodiment, in step S5, it is monitored whether or not a card is inserted. When the card is inserted, the customer card reading process and the verification operation after step S6 are performed. Start. These processes are performed by the reader / writer 11 and the control device 12 shown in FIG.

In the card reading process in step S6, the card information (see FIG. 4) recorded on the inserted customer card is read by the reader / writer 11, and the card information is temporarily stored in the RAM memory of the control device 12. Is stored. Next, in the data verification process of step S7,
The card information recorded on the customer card is checked against various identification codes set in the card processing device in advance, and only for a card having valid card information,
Input processing of transaction information is permitted.

If the input processing of the transaction information is permitted in step S8, then the input processing of the transaction information shown in steps S9 to S14 of FIG. 10 is performed. This input processing is performed by the operator of the card processing apparatus.
Is a process performed by the control device 12 based on the data input using.

In the transaction information input process, the input from the operating device 13 is monitored in step S9. This monitoring process is a process performed by the control device 12. In the present embodiment, the transaction information input using the operation device 13 includes a transaction type and a transaction amount.
As the transaction type, there are an addition process of award points associated with the purchase of a product, a subtraction process of an award point associated with the return of a product, and a process of exchanging for a gift certificate using the accumulated cumulative points.

When the transaction information is input in step S9, the input information is determined in steps S10, S12, and S14. For example, if the input information is a transaction type, the input information in step S10 is determined. After the determination process, the process proceeds to step S11, where the transaction type information is stored in the RAM memory of the control device 12. If the input information is money amount information, the process proceeds to step S13 through the input information determination process of step S12, and the money amount information is stored in the RAM memory of the control device 12. These processes are processes performed by the input processing unit of the control device 12.

After the transaction type information and the transaction amount information are input, and input completion information is input, step S14 is performed.
After the input information discriminating process, the process proceeds to the point giving process of step S15 and the transaction information storing process of step S16.

In the point assigning process of step S15, the accumulated points read from the customer card and stored are calculated based on the transaction type stored in step S11 and the transaction amount stored in step S13. The points to be added or subtracted are calculated based on a predetermined arithmetic expression, and then the points based on the current transaction are added or subtracted from the total points to calculate a new total point. These processes are performed by the arithmetic and control unit 20 of the control device 12.

In the present embodiment, then, at step S16
To the transaction information storage process. This processing is performed by the controller 12
Is a process performed by the storage processing unit 23 on the transaction information storage device 18.

In the transaction information storage process, as shown in FIG. 6, transaction date / time information and location information, and the operator ID input device 1
5, operator information such as an operator ID indicating the person in charge of the transaction by the operator card, the reader / writer 1
1 and the membership number (customer I
D) and the like, the transaction type and the transaction amount input from the operation device 13, and the transaction information calculated and processed by the arithmetic and control unit 20 such as the added and subtracted transaction points and the total points are controlled. Storage processing unit 23 of device 12
Is stored in a predetermined area of the transaction information storage device 18.

When the transaction information storing process is completed, the process proceeds to the card writing process shown in steps S17 to S19. First, in steps S17 and S18, a card information update process for a customer card is performed.
The card information to be updated includes the card use date and time shown in FIG. 4, the updated expiration date, the total number of times of use, the number of cards used in this transaction, and the updated total number of points and exchange points. , And an operator ID indicating the identification code of the device that has performed the transaction processing and the operator.

The card information updating process is a process performed by the reader / writer 11 and the control device 12 shown in FIG. 1. When the writing to the customer card is completed normally by the card information updating process. Finally, the customer card is discharged in step S19.

According to the above series of processes, a score is given to the product purchased by the customer and the service provided to the customer, and the customer ID read from the customer card and the operator in charge input from the operator ID input device are entered. According to the operator ID shown, detailed transaction information indicating who performed what transaction with whom is stored and stored in the card processing device, and the transaction information is also recorded on the customer card.

(Collecting of Transaction Information) The transaction information stored and stored in the memory built into the card processing device main body or the memory card attached to the main body must be aggregated in an external information processing device. When the transaction information is stored in the main memory, the transaction information is transmitted to the host computer via a communication device such as a modem, and when the transaction information is stored in a removable memory card, the memory card itself is collected. As a result, transaction information of each customer can be collected and aggregated.

The transaction information collected from the card processing device is used to collect and analyze customer data, create reports, support the construction of a customer database, utilize information utilizing data mining techniques, and utilize information such as sales strategies and advertising strategies. It can be used for planning and verifying that there is no evidence of any abnormal transaction. If abnormal transaction information is found, it is possible to trace the transaction.

(Other Embodiments) The present card processing apparatus includes:
Various card processing functions can be added together with the point giving processing described in detail above. For example, a customer card issuance process for a new customer, a card reissue process when a customer loses a card, a card replacement process when a card is obsolete, and a card regeneration process by initializing a used card for recycling. Alternatively, it is preferable to provide a function of performing a reader / writer cleaning process for maintaining the performance of the card processing device and a print test on the variable information display section of the card.

Further, a daily or monthly transaction information totaling function is provided, and the total transaction amount of the sales amount and the return amount handled by each card processing device, the total points such as the number of points given, the number of exchange points, the number of returned items, etc. Number of points granted, number of points exchanged,
The number of transactions such as the number of returns, the number of new cards issued, and the number of card transactions such as the number of card exchanges can be printed and recorded on a specially produced tally record card, or even sent to other information processing devices. Good.

In the above embodiment, a magnetic card has been described as an example of an operator card for inputting an operator ID. However, an IC card, an optical card, or a magnetic card may be used.
It may be a composite card in which an information recording medium such as an IC or light is composited. Of course, when using these cards, it is necessary to provide operator ID input means corresponding to the type of medium.

Similarly, the customer card is not limited to the magnetic card, but may be an IC card, an optical card, or a composite card thereof. Further, if the customer card and the operator card are of the same type, the reader / writer that processes the customer card may also be configured as an operator ID input unit that reads the operator information of the operator card. Then, the size of the card processing device can be further reduced.

[0069]

As described in detail above, the card processing apparatus of the present invention is provided with a card information reading means for reading the customer ID and the total number of points of a customer card, and a product or service newly sold or provided to the customer. A card processing device comprising: a given point calculating means for adding or subtracting the corresponding given points to or from the read total points; and card information writing means for writing the result of addition or subtraction to the customer card as a new total point. And an operator ID input unit for inputting an identification code capable of identifying an operator of the apparatus, and storing and storing transaction information of goods and services sold or provided to customers in association with the operator ID. And a transaction information storage device. Further, the card information writing means is configured to write the operator ID on the customer card together with the transaction information including the cumulative points.

That is, in the card processing apparatus of the present invention, since the operator ID indicating who performed the transaction processing is stored and recorded in the transaction information storage device together with the transaction information, it is possible to trace who performed the transaction processing with the customer. Therefore, unauthorized transaction processing can be suppressed. Further, transaction information for each customer can be collected, and the transaction information can be effectively used. Further, it is possible to construct a system for collecting transaction information for each customer at a low cost and in a short period of time without extensively modifying an existing POS system.

The operator ID input means of the card processing device is a card information reading device for reading the operator ID recorded on the operator card. The operator card includes a magnetic card, IC card, optical card, Alternatively, the card information reading device is configured by a composite information recording medium thereof,
Magnetic data reader, IC data reader,
An optical data reader or a data reader compatible with a composite information recording medium is provided.

That is, the operator information including the operator ID is
Since the information is recorded on an information recording medium such as a magnetic medium, an IC medium, and an optical medium, and the operator ID is input using the operator card, the input processing of the operator information becomes simple, quick, and accurate. In addition, if there is no operator card, the transaction processing cannot be executed by operating the card processing device, so that there is an effect of preventing unauthorized fictitious transactions.

Further, in the card processing device of the present invention, the card information reading means for reading the card information of the customer card is constituted by also serving as the operator ID input means for reading the operator information of the operator card. It can be smaller. On the other hand, when the card information reading means for reading the card information of the customer card and the operator ID input means for reading the operator information of the operator card are constituted by separate devices, the customer card and the operator card are different. Different types of cards can be used. Further, by providing an operating device for key input of the operator ID, even if the operator ID cannot be input by the operator card, the operator ID is input to the card processing device. Transaction processing can be executed and does not hinder transaction processing.

Further, the card processing device according to the present invention
A password input means for inputting a password corresponding to the operator ID, a password input from the password input means, and a password corresponding to the operator ID input from the operator ID input means Is provided, a person who does not know the security code corresponding to the operator ID cannot operate the card processing device, and a more secure and reliable card processing device can be provided. it can.

Further, an operator information storage device in which a specific operator ID is registered in advance, an operator ID input from the operator ID input means, and an operator registered in the operator information storage device. Operator ID to match with ID
Providing the matching means prevents a person other than the specific operator registered in the card processing device from operating the card processing device, thereby enabling a more reliable transaction process.

In the card processing device of the present invention, a magnetic card, an IC card, an optical card, or a composite card thereof capable of recording and reproducing information such as a customer ID and a total number of points may be used as the customer card. It is possible to support various card media. Further, this customer card has a variable information display section, and the variable information visualization device provided in the card information writing means can display the total number of points on the variable information display section of the customer card. Improve the performance.

[Brief description of the drawings]

FIG. 1 is a functional block diagram illustrating an example of an embodiment of the present apparatus.

FIG. 2 is a plan view showing an example of a front side of a customer card used in the present apparatus.

FIG. 3 is a plan view showing an example of a back side of a customer card used in the present apparatus.

FIG. 4 is an information configuration example of a customer card used in the present apparatus.

FIG. 5 is a data configuration example of an operator information storage device.

FIG. 6 is a data configuration example of a transaction information storage device.

FIG. 7 is an external perspective view showing an example of the present apparatus.

FIG. 8 is a plan view showing an example of an operator card used in the present apparatus.

FIG. 9 is a part of a flowchart showing the operation of the present apparatus.

FIG. 10 is a part of a flowchart showing the operation of the present apparatus.

[Explanation of symbols]

 REFERENCE SIGNS LIST 10 card processing device 11 reader / writer 12 control device 13 operating device 14 display device 15 operator ID input device 16 communication device 17 operator information storage device 18 transaction information storage device 20 arithmetic control unit 21 input processing unit 22 verification processing unit 23 storage Processing unit 24 Output processing unit 30 Customer card 31 Variable information display unit 32 Machine readable information recording unit 33 Usage guidance display unit 40 Operator card 41 Character information display area 42 Face photo display area 43 Machine recognition area

──────────────────────────────────────────────────続 き Continued on the front page (51) Int.Cl. ⁷ Identification symbol FI Theme coat ゛ (Reference) G06K 17/00 G06K 17/00 R

Claims (17)

[Claims] 1. Card information reading means for reading a customer ID and a cumulative score of a customer card, and adding or subtracting a given score corresponding to a product or service newly sold or provided to a customer with respect to the read cumulative score. And a card information writing means for writing the result of addition or subtraction into the customer card as a new total score, and inputting an identification code capable of specifying an operator of the device. And a transaction information storage device for storing transaction information of products and services sold or provided to customers in association with the operator ID. apparatus. 2. The card processing device according to claim 1, wherein the card information writing means writes the operator ID together with the transaction information including the total number of points on the customer card. 3. The card processing device according to claim 1, wherein the operator ID input means is a card information reading device for reading an operator ID recorded on an operator card. Card processing equipment. 4. The card processing device according to claim 1, wherein the operator card is a magnetic card,
A card processing device, wherein the card information reading device is a magnetic data reading device. 5. The card processing device according to claim 1, wherein the operator card is an IC card,
A card processing device, wherein the card information reading device is an IC data reading device. 6. The card processing device according to claim 1, wherein the operator card is an optical card, and the card information reading device is an optical data reading device. 7. The card processing device according to claim 1, wherein the operator card is composed of a plurality of types of information recording media, such as a magnetic medium, an IC medium, and an optical medium. A card processing device, wherein the reading device is a device compatible with the plurality of types of information recording media. 8. The card processing device according to claim 1, wherein the card information reading means for reading the card information of the customer card also serves as the operator ID input means for reading the operator information of the operator card. A card processing device. 9. The card processing apparatus according to claim 1, wherein the card information reading means for reading card information of the customer card, and the operator ID input means for reading operator information of the operator card, A card processing device, which is an individual device. 10. The card processing device according to claim 1, further comprising an operation device for key-inputting an operator ID. 11. The card processing device according to claim 1, wherein a password input means for inputting a password corresponding to an operator ID, and input from said password input means. A card processing device, comprising: a security code collating means for collating the security code input with the security code corresponding to the operator ID input from the operator ID input means. 12. The card processing device according to claim 1, wherein a specific operator ID is input from an operator information storage device registered in advance and an operator ID input unit. A card processing device comprising: an operator ID collating means for collating an operator ID with an operator ID registered in the operator information storage device. 13. The card processing device according to claim 1, wherein the customer card is a magnetic card, and the card information reading means and the card information writing means are magnetic data reading / writing devices. Characteristic card processing device. 14. The card processing device according to claim 1, wherein the customer card is an IC card, and the card information reading means and the card information writing means are I card.
A card processing device, which is a C data reading / writing device. 15. The card processing device according to claim 1, wherein the customer card is an optical card,
A card processing device wherein the card information reading means and the card information writing means are optical data reading / writing devices. 16. The card processing device according to claim 1, wherein the customer card is a magnetic medium, an IC,
A plurality of types of information recording media, such as a medium and an optical medium, wherein the card information reading means and the card information writing means are data reading and writing devices adapted to the plurality of types of information recording media. Card processing device. 17. The card processing device according to claim 1, wherein the customer card has a variable information display section, and the card information writing means displays the total number of points on the variable information display section of the customer card. A card processing device comprising a variable information visualizing device for causing the card processing device to perform the processing.